Kya Riasat Say Sood / Riba Lena Jaiz Hai - Riba Part 12 - Dr Khalid Zaheer

[@ammaranoman1689]

Allah Bless you sir ... my mother is living a confused life just because of this issue ... today Allah nay apko wasila banaya aur aj unko itmenan hay Jazak Allah 😊

[@gk-pt6qy]

Sood khao aur itmanaan ha

[@hafizmuhammadawais2231]

I just dropped a text on wharsapp and doctor sahb guided well.... thank you so much sir😍😍

[@aftabshahidkhurshid6530]

Unfortunately u don't have solution for poor people except insurance companies... These are doing great job

[@jaafarwaseem2747]

MASHA ALLAH sir app ne clear ker diya issue

[@nadiranasir1907]

Jazak Allah.confusion khatum

[@manzoorahmed1878]

MashaAllah, Satisfying explanation to understand the RIBA in prevailing practice .... Dr. Saheb please go ahead with different issues of the Muslim society ........ Thank you, Allah Rabe Kareem Bless you health happiness prosperity. Ameen

[@birdslovers6974]

Kia naya housing sheme sahi ha jis ma sood ha ?

[@aftabshahidkhurshid6530]

U r doctor but mostly doctor communities never compromise on their visiting fee....

[@bahubalbaba7886]

There was NO concept of BANKING 1400 years ago. So what was not existing in those times ( Banks) do not come under the hammer on this issue.

[@nisarahmed1241]

What about depreciation of value of rupee? For example if a person has borrowed 100 rupees at a time a tola of gold was sold for 85 rupees and that person returns rupees 100 now when tola of gold is worth rupees 146000, has he descharged his debt correctly and sufficiently?

[@4d1231]

Riba just expresses the concept of finiteness and the impossibility of a finite commodity (gold) becoming infinite (Broadly speaking there is a fixed quantity of gold on earth). I am not sure if this is even applicable to fiat currency.

[@faheemshaikh2694]

Sir what about devaultion,govt don't care old people, orphan.on other hand if money is in the bank govt deduct tax as well as zakat.our 85 ,% population is third class citizen

[@bahubalbaba7886]

They are called Municipality Kachra. Anaaj pe booj. That is why Pakistan’s economy is Bankrupt due to lots of illeterates multiplying like 🪰🪳🦎🦟

[@ghulammustafa8155]

If govt says that they are investing in projects but in actuality they are not, in that situation what would be the order. Means we as a public doesn't know the fact.

[@iffee100]

Saving centre give maximum between 10 to 11 percent where as in Pakistan money depriciation 15 to 25 percent every years. Ulma dont consider the depriciation factor while defining interest. In early days of islam and there after for many centuries there was no concept of depriciation like present day, specially in Pakistan.

[@chrukhsan7936]

Real issue is depreciation of money.

[@akbarali-zp6et]

Sir you addressed the inflation but how one would calculate it and what about currency devaluatin due to foreign country affecs

[@ArmanAli-ww7ml]

Please Dr sb invite Sheikh Imran Hosein to talk on this topic.

[@sonyhome4799]

He ghamdi will not do this in a million years. Infect they are working totally against him.

[@ziaurrehmanzia1317]

Sir kia national savings pe pesy rakh jr profit lena halal hy ya haram

[@ASIFRAZA-fi2vx]

Aoa sir plz make a vudeo on premium prize bonds

[@Emaan_ki_roshni]

Sir ye btien hakomat ager profit deti hai tu.., Kia wo profit Sood hoga

[@TanveerAli-kn8zq]

Aoa sir govt scheme apna Ghar scheme k zarye sy Jo Ghar Le rha ha us py b interest subsidy ha matlab wo b najaiz ha us k bary ma wazahat ferma dejye jazzk Allah

[@MuhammadAli-bz7lq]

Sar premium prize bonds halal hye ya haram plz guide

[@kamranmasud59]

When we deposit money in Defence Saving Centre , the govt returns money after 10 years with profit. Do we have to pay zakat on the principal amount deposited, every year

[@muhammadharoon9077]

Sir aj k fraud k daur me kon bewaquf bagher kisi guarntee k apni jama poonji kisi businessman ko dega or phr jab currency de value ho jae to Apnei asal raqam ki wapsi k lye uski minnaten karega or phr apni asal devalued raqam installment me lega.😊

[@sheikhimran6522]

asal se zayada mangana ? iska kia matlab. kindly explain

[@abdulghanisoomro4778]

Sir if you kindly clearly know me about pension benefit account, profit in this account is sood yes or no? I'm a retired officer

[@aftabshahidkhurshid6530]

Sir please.. State is very powerful and according to the financial conditions of individuals and government is doing right... Pleas don't confuse the people while posting simple issue

[@learnwithsukaynah9920]

Agar koi person is Tarah hisaab karay Keh aj main nay aik tola gold k barabar money national saving main invest karoun ga AUR 10 years baad Jo bhi money ho gee us main say aik tola k paisay apnay liyay Halal samjoun ga TU kia yeah ok hay?plz sir answer

[@fawadnaseer3890]

Tell me this halal or not national saving acount widow disble age is big can take or not write yes or not

[@rohahashmi8090]

Aik ort widow ha us or ghr or do bachon ki zmedari b h usne kuch amount saving center mn jama kra di uske profit sy ghr k akhrajat or education kr ri ha bank sy Milne wale paise sy zroryat pori ni hoten hr munth karza Lena parta h to pochna yh ha k Jo rakm Bank mn jama ha Kya us pr zakat farz ha?

[@wajidnisar1698]

Sir main 25 years overseas pakistani raha hoon ab 1 saal ho gya koi kaam samajh n aa raha. Aur har koi friend. Relative. Property wala har koi gheer raha hai. Khoofzada hoon. Es soorat main paisa qoomi bachat main rakh sakta hoon children school ghar ka kharcha kiia karoon. Samajh n aa raha. Please give me the guide line?

[@faheemshaikh2694]

Inflation is 40 percent interest rate present is 20 percent.?

[@MuhammadUmair-u6c5r]

Inflation ka mslaa molvi ko smj ni ata A

[@nizamulhaq4713]

RISAT K ELAWA KAHEE AUR PAISA INVEST KAREY INVESRTER BAGH JATTA HY , BANA KEA KAREY VERY OLD MAM ,

[@bahubalbaba7886]

Quran mentions, Obey Allah, his Rasool and ALSO THOSE IN POWER…meaning HUKMARAN OF YOUR COUNTRY. In other words, Allah does not want us to fight with our Government for the sake of INTEREST !🙄That is how the Kingdoms of the Middle East run their country. Saudi Banks charge interest in the name of Loan Service Charge. There is NO mention/ prohibition of GIVING interest on loans. If you further dig into this issue it becomes apparent that if Mr. Khan gives personal loan of Rs 10,009/- to Mr Qureshi, Mr Qureshi can pay Mr Khan 3% as LOAN SERVICE CHARGE and delete the word INTEREST FROM HIS MEMORY.

[@kashifjaved4545]

MATLAB inflation rate jitna profit lena jaiz hai?

[@DrKhalidZaheer]

Yes

[@jawaidahmed7604]

مجبور ہو گیا صرف زندہ رہنے کے لیے جیسے خنزیر بھی حلال ہے زندہ رہنے کےلئے

[@Hzyosuf-prophet]

Shehzade khan ir bilkul last stage par hta hai bilkul end pr jab ap dekho na Green leave hai ya grass hai khane ko na charind parind koi aur janwar nahi tab khanzir halal hai . Aur yeh nahi ke khanzir ko phr pait bhar ke khana chahiye sirf otna khao ta ke tm zinda reh sako aur itna khao ta ke tum a. Ge halal cheez ki talash mein tum mein taqat ho

[@AhmedA-rv1ks]

Do not create confusion, any fixed surplus amount above the principal amount is riba whether received from government or a billionaire or a bank or an exploited person. You will be held accountable on the day of judgement for what you preach.

[@shahzeekhan1589]

What would be your answer to get rent of house you would absolutely sort out rent of house as riba dude

[@Hzyosuf-prophet]

@@shahzeekhan1589 shehzade alcohol bhi digest hti hai ^oh bhi hazam hti hai aur jo ham halal khate han woh bhi hazam ho jata hai dono mein jo nutrients hte hum use krte then why alcohol is haram aur. Dosra halal hai. Same rent lena Makan ka jaiz hai lkn makrroh hai ap zarorat se zyada makaan kyun banate ho agr bana lya hai apne kisi rishtedar bhai waghera ko de do agr nhi. To rent lena jaiz hai haram nahi bas deen mein na pasand kya gya hai only... Aur han Haram haram hi hte han to behtar hai is cheez se dor rahe aur yeh mat search kro ke how to eat a pig in halal way hope you get my point.

[@tariqqureshi591]

No my dear.First of all we will have to define whether currency notes are simply fin instruments who represent "Amwal"are really Amwal.Now you go to Quran.which talks of Amwaal.What is Maal or Amwaal.It ranges from food items to clothes ,lands, gold, silver and every item which is used in our daily life.Now come on the item&s which were lended by lenders to lendees.Generaly these were gold coins deenar silver coins dirhams and food items dates (khajoor) or jo.So on these items the lenderers receive extra from the lendees.Without any doubt this was Riba (interest or sood).Why?Because the lenderers Amwaal would have been increased.Now come on the prevailing and ground reality in our Pakistan.An common man who is not capable of doing business deposits his pak rupees in national saving schemes or comm banks.In return he is given 10 to 15 % extra pak rupees to the depositor.Will his Maal is increased.Not at all.Why.I explain all this hereunder.Suppose one has Pak rupees 100000 with him on 1st January 2022..On this date he can purchase 100 kilo sugar the price of sugar being Rs 100 per kilo.So he is having Maal worth 100 kilos.Now after one month he receives 115000 rupees go to market where augar rate has increased Rs 115 per kilo.So although his number of currency notes has increased to 115000 yet his actual Maal has not increased as he will still be able to purchase sugar as 100 kilo.So this is simply increase in number of currency notes and not real Maal.So my dear viewers I do not claim to be correct.It is my humble explanation in the light of damaging increase of devaluation of oak currency.You may like to comment on my view point Thanks.

[@bahubalbaba7886]

Islam does not PROMOTE COMMUNISM. Quran clearly says that the person who earns the money has the first right over it. Then comes parents, wife & children, siblings etc. So if you earn one lakh per month & your expenses are half of that, the rest are in the bank or other investments for profit. You pay Zakat every year and sadaqa ( Rs 10/-) to a beggar after Jumah prayers and you are good to go as far as Islamic way of life is concerned.

[@thelaphanga]

Sir Majboori kya hai? Aik banday kay paas agar savings hain tou unko istemaal karay

[@sikandarmalik4913]

khatam.honay pe.kia karay

[@arsalan6022]

@@sikandarmalik4913 khatam honay per marjaye or kiya

[@aftabshahidkhurshid6530]

Being citizen of country we are bound to obey the rule of government... So don't make our life more difficult....

[@Hzyosuf-prophet]

Even if it's prohibited in Islam! You must say that if government see a massive profit in dealing business of pork then citizen like you allow it.

[@usmanriaz84]

Profit loss main equall share nhi ha to Riba he ha or gambling he ha...itna falsfa marna k kia faida

[@asgharumar8364]

ربا/ سود کا تعلق معاہدے سے ہے،A نے ضرورت کیلیے B سے رقم لی،اے مجبور ہے بی نے اس کے باوجود قرض پر اضافی رقم کا مطالبہ کیا،استحصال کیا تو اے نے سود لیا،جو حرام ہے،تاہم اے نے رقم کاروبار کے لیے لی اور نقصان ہوگیا تو معاشرے کے معروفات کے مطابق طے کرلیں،کاروبار میں منافع ہوا تو اے زائد رقمنکا حقدار ہے،تمام صورتوں میں شرائط قرض دینے والے کی ہیں,قرض لینے والے کی نہیں،خالد ظہیر صاحب نے جو نکتہ نظر انداز کیا وہ یہ ہے کہ سیونگ سرٹیفیکیٹ یا دیگر صورتوں میں ریاست قرض لیتی ہے اور شرائط بھی خود طے کرتی ہے یہاں استحصال کا کوئی پہلو نہیں پایا جاتا ،یہ سود نہیں بنتا،،،لیکن ہم سمجھتے ہیں کہ ہمارے ملک میں پورا نظام سود پر مبنی ہے اور حکومت کے ساتھ کاروبار اس نظام سے تعاون کے زمرے میں آئیگا تو آپ احتیاط کرسکتے ہیں ،یہ خاکسار کی نظر میں تقویٰ کی بہتر حالت ہے، مزید مولانا خالد صاحب رہنمائی فرمائیں ۔

[@aftabshahidkhurshid6530]

They are taking 2000 fee for hardly 02 mints.... Can u justify this.....????

[@danishmobeen7396]

sood sood hota ha bhai kia ho gia ha??? Jab Quran ne keh dia ha Sood haram ha to aap kesy keh sakty haan sood halal ha??????

[@MuhammadAshraf-cf8il]

Sood , sood hai, nahi lena chia Allah maaf karey. Jhoot, bhi jhoot hota hai loog aik din m 100 bar jhoot boltey hain.

[@user-wl8lm5qj3k]

Pension bhi haram hai Tc

[@familyharakiri4281]

Kay ghar kistu par Lena jeiz hey yaha 4% sud bhi dena parta hei

[@gk-pt6qy]

Jaiz.

[@muhammadanwer8828]

Agar aap hukmaran ke baje riasat ka lafz istemal Karen. Hukmran to pichle 70 sal me poora mulk kha gae wo aam aadmi ko kia de rahe hen. Un k pass na ko ahliat he naqabliat k bachat scheme ke amount se Kia Karen. Please change your words.

[@irshadzafar]

علامہ صاحب آپ کا بیان غلط ہے پرانے زمانے میں کوئ غریب آدمی آپنی مجبوری کی وجہ سے کسی سرمایہ کار سے قرض لینے پر سود ادا کرتا تھا وہ ناجائز تھا لین موجودہ زمانے میں نہ عوام مجبور ہے اور نہ بنک عوام آپنی خوشی سے بنک کی آپنی رقم جمع کرواتے ہیں کچھ رئٹائرڈ جو خود کوئ کام کرنے کے قابل نہیں وہ آپنی گزر بسر کے لئے خود بنک میں رقم جمع کرواتے ہیں یہ گناہ تو نہیں ہوگا میں نے خود دیکھا کئ علما بنک میں رقم جمع کروا کر منافع لیتے ہیں آپ لوگ ذرا اس پر غور کریں

[@alshoraim]

گورنمنٹ کے بارے میں کچھ نہیں کہا جا سکتا. مگر بنکوں میں رکھوایا گیا پیسہ تو یقینی بات ہے یا تو ڈائریکٹ انو یسٹ کیا جاتا ہے یا انویسٹمنٹ کے لیے قرض دیا جاتا ہے. اور اس پیسہ پر اضافہ جو کہ طے شدہ ہوتا ہے اس انویسٹمنٹ سے حاصل ہونے والا منافع سے ہی ادا ہوتا ہے. اس کے لیے کسی قسم کا کوئی ٹیکس نہیں لگایا جاتا. آپکی بات کے مطابق پھر بنکوں کا یہ طے شدہ اضافہ کیا ہوا؟ کیا یہ سود نہیں؟ خدارا اس کا دھیان کیجئے!