Nav Review: Detailed Business Credit Reports & Business Credit Building

[@KelvinMcNeil]

🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼ If you're ready to break generational curses and build wealth click the link below to join the family and get mentored by Kelvin McNeil ➡ greenscaleacademy.com

[@cezz1105]

I only have one tradeline reporting on my business credit profile, with experian. And my score is 97/100. But i added nav this month too.

[@KelvinMcNeil]

Have you used Nav or any of its services before?

[@amax40]

I have signed up for NAV. I received emails often but haven't gone any further than the sign up.

[@KelvinMcNeil]

@@amax40 you made the right choice.

[@AktivLeadsLLC]

What bureaus do the Nav Prime credit card report to?

[@caronreed5646]

How long did it take for your business score to show on Nav after u did your net 30s

[@mittpicasso3597]

This is a great video! My Pay Padex score disappeared from my nav account, do you know what could be the reason for this? I haven’t seen anyone talk about this topic at all.

[@KelvinMcNeil]

NAV no longer provides D&B reports & scores but they still report to D&B. You’ll have to get them directly from D&B from now on.

[@rcksoulfood3426]

What do u think about tomo boost credit build.

[@KelvinMcNeil]

Never heard of it until now but after I quick look at their website it looks identical to most cookie-cutter consumer credit builder programs.

[@KelvinMcNeil]

Have you ever heard of the FICO LiquidScore?

[@amax40]

No I haven't.

[@pepstartreentry8735]

Thank you, King. For a newbie that was super easy to understand

[@KelvinMcNeil]

@@pepstartreentry8735 you’re welcome and thanks for watching

[@cmcpics291]

I recently started using nav 2 months ago and still no reporting.

[@KelvinMcNeil]

It’s only been 2 months. So here’s the thing… #1 Business vendors take up to 90 days to show up. #2 Do you have NAV Boost? The free version doesn’t report. If NAV Boost is the only vendor that you have? It’s not going to be enough to generate a Paydex or Intelliscore. You’ll need at least 3 months worth payments across a minimum 2 trade accounts.

[@cmcpics291]

@@KelvinMcNeil yes I have nav boost and also that credit stone isn’t reporting the consumer of business Tradeline

[@caronreed5646]

How long did it take for your business score to show on Nav after u did your net 30s

[@therealmiamonique]

I have nav prime And nav checking , how do I Add money to my nave prime card

[@traystacks]

Also does the membership fee get reported to the credit bureaus even if you don’t utilize the nav prime card with it?

[@KelvinMcNeil]

Yes. The NAV Prime card is extra. The monthly Prime membership fee itself reports.

[@traystacks]

Appreciate you

[@Babygal3]

Great video, I have Nav but I'm looking for a business card with a zero percent balance transfer option. Do you know of any at this time. I wonna transfer a personal card to my business cause using it made my score dip.

[@KelvinMcNeil]

You’ll still need good personal credit scores to take advantage of any balance transfer promotions with business credit cards but here’s an article that should help. www.nerdwallet.com/best/small-business/balance-transfer-business-credit-cards

[@SHAUN646]

If you filed bankruptcy on ur personal credit report what options would you recommend

[@rcksoulfood3426]

How long do I keep my Nav account.

[@KelvinMcNeil]

That’s up to you. How long do you want to monitor and/or build business credit?

[@vitobitz6854]

Im having trouble verifying my business with nav, My business doesn’t pop up.Also i got declined for the nav prime card because of this

[@KelvinMcNeil]

Has your business had a change of address or business name?

[@traystacks]

I paid the membership fee for nah prime but then declined for the prime card because of the inability to verify my identity. Advice?

[@KelvinMcNeil]

Call to speak to their customer service.

[@traystacks]

I don’t think they have one. After pressing contact us they made me send an emaik

[@StreetHitzEnt]

Do you think it's beneficial to get Nav Prime as a new business owner? And if so how long?

[@KelvinMcNeil]

It’s absolutely necessary. For as long as your funds permit.

[@StreetHitzEnt]

@@KelvinMcNeil but it's a new product right? People have been building business lines of credit for many years

[@kimyaniprofessionalsvcsllc]

SBSS score 🔥🔥

[@TonySavageLife]

it says i have a B is that ok?

[@KelvinMcNeil]

It means you need to upgrade to see what your true score is. Those letter grades mean nothing.

[@Marcothemillionaire]

what if you have multiple business ?

[@KelvinMcNeil]

Each business is separate, which means you would need to sign up for Nav prime for each of those entities.

[@alainalvarezlegra7611]

Is it safe to link my bank account with the app ?

[@KelvinMcNeil]

Yes, it’s safe.

[@veronicaorta2940]

Thank you for your videos

[@KelvinMcNeil]

You’re welcome. Thanks for watching!

[@drivingsuccess8390]

Hi I missed the discount code can I use it today

[@Evolve816]

Im thinking of getting rid of NAV... but i will say that before i started getting business credit cards, i had NAV for almost a year and although i didnt have a score on Dun and Brad, i had an 84 on Experian business. Now i have a that same score on Dun and Brad and Experian Business.

[@KelvinMcNeil]

It’s all about how many trade accounts you have that report. Business credit is unique and unlike consumer credit. Each reporting agency sets a different criteria for what it takes to establish a score & how you’re graded.

[@missg44]

Nav do not report like KZbinrs state. I have saw no change with NAV Boost

[@KelvinMcNeil]

“KZbinrs” huh? Here we go… I’ll help you figure out exactly why you haven’t seen a change. Let’s start by identifying how many vendors you have for each bureau?

[@missg44]

Mr.Kelvin my apologies. I have 2 Uline and Grinder.

[@KelvinMcNeil]

@@missg44 no worries, I just like reminding people I’m a full time CEO that happens to share helpful info on KZbin 😂 So although I don’t doubt there are “KZbinrs” who just put stuff out there without experience or knowledge.. I’m not one of them. 👍🏾

[@KelvinMcNeil]

@@missg44 so the reason you have no PAYDEX or Experian Intelliscore score is you don’t have enough payment experience. In order to develop a Paydex score with D&B you need a minimum 3 consecutive months of payments across at least 2 vendor accounts. So my suggestion would be to 1st ensure your Uline account qualifies for the Net 30 invoice option for checkout and also double check you’re meeting the minimum subtotal when you checkout so it reports. Ultimately you should have 3 paid Uline invoices, and the same goes for Grainger. Once Grainger & Uline and or NAV Boost (or even just 2/3) report 3 on time payments you should see an 80 Paydex score pop up.

[@KelvinMcNeil]

@@missg44 l hope this helps! Let me know if you have other questions.

[@kaffyosho]

will Nav Prime card appear on my personal credit?

[@KelvinMcNeil]

No it will not.

[@kaffyosho]

@@KelvinMcNeil Thank you for your prompt response