Never Make This Mistake with your SIPs!!😬⛔ | 2 Mistakes You Must Avoid!!😌

[@praneethb8037]

Even if you reduce the SIP amount or stop SIP completely but keep the money invested you will not be too far away from you goal. In the example shown in the video, if you stopped the SIP after 6 years, you would have 7.89 lakhs at that time. At the end of 18th year you would have 30.7 lakh. (53% of the goal) If you stopped at the end of 12th year, you would have 24 lakh which would become 47.3 lakh in another 6 years (83% of goal)

[@santoshs4393]

Great Idea! But is it allowed by MFs ?

[@praneethb8037]

@@santoshs4393 Yup. You can even skip SIPs, modify the amount and/or date, sell some portion etc.. it is very flexible

[@investkkj]

Please make a series on niche industries(easy to understand for beginners sector)

[@keepGoing612]

Yes I also want

[@user-hj7xf5qr7l]

Hi Ishmohit, Why don't you start analyzing different mutual funds categories like you do with stocks that would help a lot of people as they invest more in SIP than actual stock

[@NevilleC007]

+1

[@mozammilhassan231]

+1

[@Theni8owl007]

+1

[@Malikargomi]

+1

[@harshmehta6805]

Much needed

[@digitalcar100]

Thank you Ish, please advise on the calculation of future value and is it worth taking the decision as below. 1. I start investing in SIP for say Rs 5000, and if i find that the fund is not performing well, i stop my sip after 5 years and leave the money there for remaining 13 years what will be the impact on the value? 2. After stopping the SIP of Rs 5000 and in the previous point, i decide to invest in other fund for targeting same 18 years, will there be any impact to the future value of the goal?

[@susantakumarsahoo5367]

Good question @ishmohit can you please reply in this question ❓

[@GowthamModepalli]

We all have same question bro

[@neo1061]

Don't distrub your SIP....time is main important think....SIP 20k/m from last 2 yr nd will not distrub 25 yrs..thanku ishmohit ... blessed to be a tribe member soic since 2021

[@SOICfinance]

🙏

[@lokeshagarwal4487]

Which stock or mutual fund ur ?

[@neo1061]

@@lokeshagarwal4487 Invested in Index fund and Parag Parikh flexi cap ..each 10k

[@sskanagarajut]

Amazed to understand the level of detailing the subject, beyond the my expectation. Just salute you for the wonderful work and willingness to present to common people in mixed language(hindi & english). I do understand hindi quiet little only, however I had gladly grasped your presentation content completely. Appreciated. The key learning, in SIP, need to start to contribute more at the earliest of the term, so that it can compound longest & highest on the overall returns. Keep continuing the good work. Thanks a lot.

[@SOICfinance]

Thank you for watching our videos. 😃 We're glad to know you find our work informative and insightful. We hope to continue adding value to your investing journey. 🤜

[@ashishlakdawala6914]

It's amazing. One should seriously think over it. Let me start from my end first. Thank you very much for sharing such helpful knowledge.

[@gajendrasinghpawar1679]

Helpful content and need more such financial planning sessions.

[@SOICfinance]

Glad to know! 🙏

[@parthaaec07]

You have given a much deeper analysis of compounding philosophy and how SIP works. From my experience first 3 years SIP accumulated value moves almost in tandem with cost and widens gap only thereafter. You stock analysis are Outstanding resources also. Thanks.

[@SOICfinance]

We appreciate your suggestions. We'll keep them in mind for our future content. 😃 We hope to continue adding value to your investing journey. 🤞

[@gauravkumarrajput3415]

Yes, carry on, thanks to motivate us

[@kunalprakash3447]

Ishmohit you are doing an awesome job of bringing financial literacy to a lot of people. Really enjoy your deep dive into companies and sectors esp the chemical sector. Keep up the good work young man…

[@SOICfinance]

Thanks a lot for your appreciation :)

[@vicksgaming4u]

This is the best way of explaining sip 🔥🔥🔥❤️❤️❤️ lov an respect

[@SOICfinance]

😃🙏

[@Nishiskitchenrecipe]

Thanks for sharing valuable information

[@sumitkalra7264]

Nice explanation But one factor jiski bat nhi Hui that is INFLATION... Jo money starting mei invest hua wo 8-9X hoga last mei but or we can say 12% se compound hoga but 7% se uski value bhi to erode hui... Actually to 5% hi hai return which is pretty nice as per the compounding comes in the game...

[@mohammadahmadkhan4000]

Compounding is always good 👍 thanks 😊

[@SOICfinance]

🙏

[@raghavagrawal9861]

I just can't put words for my appreciation for your content.

[@asharavi4495]

Amazing explanation.. wud love to see more such videos on financial planning 👏

[@SOICfinance]

Thank you for watching our videos. 😃 We're glad to know this video is informative and insightful for you. We hope to continue adding value to your investing journey. 🙏

[@commonengineer123]

your videos are always top notch, too the point and worth watching every second of it.. Pls do video on Retirement Corpus Calculation

[@in1in183]

Yess.. love this video... I really understand the power of compounding...and SIP power

[@chandreshmishra440]

Eye opening.. Thanks a lot

[@anandkanchankar3584]

Thank you very much 👍 for making the video of lesser time. 💐💐💐

[@SOICfinance]

👍

[@swastikdas6172]

Nice explanation. Please keep enlightening us through such videos. God Bless you... 🙏

[@SOICfinance]

Thank you 🙏

[@manojranjan582]

Pranam sir 🙏

[@SOICfinance]

🙏

[@tinukashyap8847]

Yes sir greatest knowledge

[@SOICfinance]

🙏

[@BirenderYadav-wr8uy]

Appreciated you for your efforts and hard work towards us. You are doing great job for society. Thanks

[@SOICfinance]

Thank you for your support 🙏

[@anantsubr]

What an eye opener! Grateful Sir 🙏

[@anantpawar9980]

Hell yes Please make video on small case 1. explain the concept of small case 2. Best sector for small case investments

[@SOICfinance]

Thank you for watching our videos. 😃 We appreciate your support for our work and hope our work adds value to your investing journey. We'll consider your suggestion.

[@pratikzala7616]

Excellent Topic n Unique Side of SIP..

[@erapravi]

Thanks for this information. Hell yes

[@SOICfinance]

Glad you found our video informative. We hope you continue to learn with us. 😃💯

[@santoshs4393]

Thanks for nice info. I have one query. Can I stop my sip after say 5yrs and then after 10 yrs redeem my investment. Is it allowed ? And if yes, can you make a video on this to understand how much returns I will earn this way ?

[@SOICfinance]

Yes it is allowed, don't redeem the SIP's. That's it

[@AbhijeetWaikar]

Thank you very much sir to give such a good and valuable information. I understand the importance of SIP for long term & I will continue my SIP.

[@amulverghese]

Ishmohit ji - thank you for sharing precious learnings 🙏

[@SOICfinance]

😃🙏

[@jayashreeshedge3729]

Amazing content 👍👍

[@SOICfinance]

Thank you for watching our videos. We hope to continue adding value to your investing journey. 😃🙏

[@Sidharth_Mehta]

Good Explanation. Quick question: if one of the fund is not performing well and I switch my SIP into some other fund but I let the amount invested in the previous fund as is for the planned duration while continuing the SIP in the new fund. Will it impact the expected returns?

[@jithendratchemistryskpgdc9857]

Excellent explanation, All of your videos are very good.

[@SOICfinance]

Glad you like our content. 🙏

[@sandipsadalage5061]

Hell Yes.. you doing great job buddy.. keep rocking..

[@alagesh92]

Hi sir thank you very much useful information. I am continuously watching your videos.

[@RakeshKumar-yz8kq]

Yes pl keep educating us, great video

[@SOICfinance]

Thank you for watching our videos. We're glad to know our content is relevant to you. 😃🙏

[@gaurav-trivedi]

Perfect Analysis!

[@AnilKumar-qo8sv]

HELL YES please make more videos on financial literacy

[@SOICfinance]

😃🤝

[@ibenterprises6885]

Thank you so much Ishmohit

[@sudheertalware5622]

Yes... Sir make more video...

[@neetur-id7fi]

Another good video of SOIC ..keep educating to retailers..

[@SOICfinance]

Thank you for supporting our work. We hope our content adds value to you. 🙏

[@pravin1877]

Very helpful thanks, could you please make video taking example of individual lets say 35 years old, goal based investing, and then suggesting diff instrument where he can invest for specific amount of time and time horizon

[@AdarshRaj]

All the numbers in excel are nice to see. What if your fund underperformed?

[@kavathiyadharmesh9307]

Dear sir me apni sip stop hi karne vala tha 5 yer compete and return is 15 ℅ ab is video ko dekh ne ke bad Ab me continue rakhu ga thanku 👍👍👍

[@amodbhave9338]

Thanks for extremely informative videos. Please post a video on retirement planning.

[@parvejsolkar123]

Saved video in my personal finance playlist 🙂

[@SOICfinance]

😃🙏👍

[@hitensampat9388]

YES .. thank you

[@vaibhavsharma3946]

Very well explained for the people's who dont believes in sip.

[@SOICfinance]

😃🙏

[@rthakur972]

Awesome knowledge thanks

[@SOICfinance]

🙏

[@yashkumarsharma7766]

Please talk about rsi formula for sip

[@abhijeetgahlot5953]

If the fund is performing below the peer average after 5-6 years, then what should do?

[@abhishekpriya03]

Kindly make 1 video for SWP for mutual funds for people having lump sum money invested in mutual fund

[@nagarajgurikar3803]

Very good video

[@rachitagarwal8288]

Hell yess..We want more such videos

[@SOICfinance]

👍

[@Djrahul1000]

Thank u for sharing ☺️

[@harishsalunke4740]

Sip better hai ya fundamentally acche stock me investment karana

[@winodds3672]

Hell yeaaa. Excellent Ish.

[@rushikeshvaidya2757]

Hell yesss....sir please bring more videos on personal finance...

[@SOICfinance]

😃👍

[@dharanikumaranagani9471]

sir what if we stop SIP after 6 yrs but stay invested till 18 yrs?Is it a good idea?

[@amitkumaralohia949]

Hell yes Bro please advise how to start Means Which app to download Then where to go All these things By watching u I know what to do but please how to do ....

[@sushantkulkarni97]

Hey ishmohit, this is great but you are not factoring in the global market trends? Should you try to invest actively and look for the best time to invest (on technical analysis)? Volatility can kill returns in the short term, and that always makes me hesitant about the long term

[@anilshenoy5859]

Dear Ishmohit when you have goal which is 18 years away it may be achieved in 20 - 21 years or 16 to 18 years depending on the returns. You have assumed a return of 12%. But this returns may be achieved or may not be achieved but the person has to observe from 14th year onwards and if the goal is almost 90% to 95% achieved move the funds to a fixed deposit and not depend on the market.

[@mktelect]

Compounding is back handed more time more return.

[@udayfulbandhe4964]

Which fund good for Good long term return make video

[@sjain40b]

Amazing 👌👌👌👌

[@deepaksteevan]

There is no compounding in equity related / market linked products. What happens to your compounding calculations if market tanks by 50% in 7th year? Comounding works only in fixed income products.

[@Valuecreationin]

Such a misconception, dividends-reinvestment of profits-sharebuybacks. All are compound effects, please at least get your basics right

[@shekharkotnala4594]

Hell Yes I opening video for me, Great 👍

[@MinorityDoc]

Grateful 🙏🏼

[@SOICfinance]

🙏

[@tofiqgaur773]

I think u should start a series of videos on analysis micro/small cap club

[@swapnilbhojwani5587]

Superb lesson sir🔥✨

[@HimalayanCouple]

अच्छा बोला अपने

[@prasanthpathiyil]

Is it ok to change funds due to non performance and continue and enhance SIP in new funds till end of horizon?

[@adeetdesai7401]

Hell yes great video.

[@SOICfinance]

Glad you enjoyed it

[@raviarya6341]

The power of compounding works great on paper but finding funds or options to achieve continuous 12% CAGR is quite difficult.. As fund underperforms in between. Is Nifty500 index a good fund to invest keeping 18 year goal? Will we achieve 12% CAGR growth over long time with NiFty500

[@hiteshtalesara2575]

Sir I want detailed video on SRF

[@aumvajaria4608]

Recent video series by Kirtan Shah on same subject

[@MyMobileBazaar]

Are there any multiple surveys or studies being conducted of SIP Performances for studying its performances year wise

[@Ravikumar-cl1zu]

What is the tax implication of capital gain when you dispose if the entire holding at the end of 18 years !

[@SOICfinance]

Stay tuned :)

[@lalthawmmawia338]

Thanks ❤🙏

[@poojaenterprises1783]

Sir, if any Mutual fund Is not doing well for 3 years then switching to another good fund of sma ecategory then compounding will continue?

[@lokeshagarwal4487]

If i keep doing sip in one stock it keeps averaging and will i get profit after 15yrs ?

[@lokeshagarwal4487]

Pls make a video sir

[@mpsingh9013]

as alwayz great knowledgeable video

[@SOICfinance]

🙏

[@parthpatel4105]

Hell Yeah..more financial video

[@SOICfinance]

😃👍

[@Rohit-mu2zz]

Please do PAUSHAK analysis

[@chandernaicker1084]

Yes. Useful

[@praveenshetty3006]

What to do when market going up every month?

[@nitinkamboj4389]

Is it safe to hold gmm for long term

[@asharavi4495]

Hell yesss !!!

[@SOICfinance]

Thank you for watching our videos. 😃 We're glad to know this video is informative and insightful for you. We hope to continue adding value to your investing journey. 🙏

[@Hail2036]

Not absolute value but the percentage returns which i see bothers me in mutual funds.

[@vishaljagadale5416]

Jai hind sir SWP per bhi 1 video banao plz sir .thank you so much this video

[@VenkateshChannal]

Very useful videos. Some of your viewers may come from Twitter who get to see video in their TL but can't like or comment there.

[@ishangoyal5756]

What if someone stops their SIP after suppose 6 years due to requirement of money but redeems the units after say 18 years. The amount invested in the first 6 years will still compound right(the 58% amount)

[@ishmohit1]

Yes

[@Dr.Manvendrapal]

Excellent

[@NishantKumar0786]

Hell yess 👍

[@Abhay.Maheshwari]

Hi Ishmohit, amazing video again! Thanks a lot! Just a question- if someone receives a lumpsum performance based bonus (eg. The GPs in a PE/VC fund at the end of fund life), over what period and in what manner should they plan to deploy it in MFs and listed equities? Investing all at once would be foolish, but letting money lie idle for long/ deploying over 3-5 yrs is also an opportunity loss....pls advise

[@SOICfinance]

Simply park it in a debt fund or a liquid fund and keep doing STP from there in tranches. Become more aggressive when market falls

[@new-arrival-tshirts]

Hi and informative video. I have a query about sip after watching ur video. I am planning to have a SIP and investing 20 yrs in total. I will invest 5000 monthly for 16 yrs and decrease 500 each yr. Will that give me the best result? Suggest me.

[@SOICfinance]

Thank you for watching our videos. 😃 Please read our disclaimer, we don't give any buy/sell/hold investment advice, suggestion or recommendation. 🙏

[@dilipsaralaya7864]

How to find pe of index

[@vaibhavoswal5590]

Hell yes bro (2x) . Jai Hind 🙋🏾‍♂️