I'm a 21 year old single mom whose currently in the process of buying my first home, your videos definitely have helped a whole lot, thank you!
@NicoleNark3 жыл бұрын
I'm so glad! You got this! 🎉🏡
@parkerbohnn Жыл бұрын
I live in Canada and the Chinese priced everyone out of the housing market even doctors and lawyers.🤧
@stosgarage4563 жыл бұрын
Love how she puts it all SIMPLE to understand. Wish I would of came across this in my 20s would of planned better if I knew what I know now.
@YoutubeNameHere3 жыл бұрын
Totally agree in my early 20s I had a 700+ credit score and made 60,000 a year and wish I new this information to buy a home. They need to teach this in high school.
@Tya20192 жыл бұрын
I'm in the US for only 2 years, and I'm sick of renting already. Nothing is peaceful for your family as having your own house. So, I thought of buying a house 😂 but I was absolutely clueless with where, how, and when to start. My goodness, your videos opened up my mind and geared me up with the knowledge of knowing what it is, how it works, but more importantly and fundamentally now I do know what I'm doing as well as I know the end. Miss Nicole, I personally thank you very very very very very very much, indeed. I wish all the bests to come to your life and your loved ones. Respect, love, and a big humble hug from SUDAN 🇸🇩 🤗 ❤ 💙
@kachindubuisi23333 жыл бұрын
30 mins of pure goodness! Thank you for the details in this
@NicoleNark3 жыл бұрын
Glad you enjoyed it! Happy to help 👍
@michaela94722 жыл бұрын
Wow! Spot on professional presentation. Will add this information to my check lists. Very well done Ms. Nark. Doesn't hurt that you're easy on the eyes and speak so clearly without a lot of unnecessary "fluff or jibber jabber". Thank you!
@NicoleNark2 жыл бұрын
Happy to help Michael!
@caitcw943 жыл бұрын
Thank you for this information. You have the most thorough channel for first time homebuyers I have seen in years!
@NicoleNark3 жыл бұрын
Thank you Cait! That is so nice of you 😊 I truly love to share my knowledge with others so you all can avoid the mistakes I have made and commonly see!
@denisejones9512 жыл бұрын
Thank you so much for this video. I am a 1st-time homebuyer. I was scared, however, after watching your video I am no longer. You did a fantastic job taking us through the real steps to home buying.
@hooksknotslove15283 жыл бұрын
You are one GREAT TEACHER!! We are in Utah. Prices of homes here are outrageous. I am currently in a mobile home and would love to find my first home on private land but after watching your videos, I can honestly say that it might be near impossible for a one income household to find a home in today's market.
@parkerbohnn Жыл бұрын
Where I live a house costs twenty times more thanks to the Chinese.
@mt89333 жыл бұрын
Omg Iv been trying to buy my first house for 2 years and this video has shown me everything thank you so much
@eugenealfred61503 жыл бұрын
Wow I have never ever heard anyone like you break this process down step by step. I’m definitely subscribing to your channel and your personality is Awesome!!!
@NicoleNark3 жыл бұрын
Thank you so much Eugene! I am so happy to hear that the video was helpful! 😊
@twiggiear75343 жыл бұрын
Thank you Nicole for this video. I live in Georgia and this is my 1st time buying a home
@babydev19893 жыл бұрын
Thank you thank you thank you! My husband and I have been on step 3 (saving) for a while now. Lol we’re at a point where we feeling almost ready to move to step 4 pre-approval. Hopefully the end of the year we can start! I was wondering about how to shop around for loans and you answered it! Again, thank you!
@NicoleNark3 жыл бұрын
You are so welcome! 😊 Sounds like you are making great progress!
@AC-qp3ms3 жыл бұрын
You have explained it really well.
@Da_Crow3 жыл бұрын
just closed on my house - used your tips and boom! got offer accepted on third try! home ownership here we come
@lwantukoko3 жыл бұрын
Half hours of your video is make 15 or 30 years to be prepared to save and lots to Understand. Appriciat all of your sharing.
@vickyh55723 жыл бұрын
I love how you describe every step in detail. I m from Los Angeles, CA, God willing🙏 we are planning to buy a house in suburbs of Houston, Texas. Wish you were from Texas, you are outstanding!😊
@NicoleNark3 жыл бұрын
I am so glad that you found my video helpful! When do you plan on making the move to Houston, Texas? I am happy to connect you with a great agent in the area!
@pcy49273 жыл бұрын
We’ll See you in 15 days Nicole! Excited!!!!
@NicoleNark3 жыл бұрын
So excited to meet you guys!!
@growwithchelle79633 жыл бұрын
Definitely subscribed. This video was right on time !!
@NicoleNark3 жыл бұрын
Thanks for subscribing! I'm happen to hear that this video helped you! 💕
@nicolebrown57423 жыл бұрын
Subscribed days ago, happy i did!!! very helpful in so many ways!!!
@melaniepaul81503 жыл бұрын
subscribed a few minutes ago.... wow very helpful information.
@jessesutton48162 жыл бұрын
I want to thank you for the wonderful and informative videos that you have posted about the current house buying market (2021). You were very helpful and instrumental while I was in the housing market. It was through your videos (and one other significant persons videos) that I was able to understand some important aspects about the home buying process. The 2021 housing market was very tough and tougher for a V.A. buyer. Your videos helped me to understand how to navigate in that difficult market. I learned many things by watching your videos and was a step ahead of my real estate agent with one or two issues. This allowed me to be a more informed homebuyer and I was able to pass on some great information to my agent that was helpful in closing my deal. Thank you again for posting wonderful and informative videos.
@sonya55683 жыл бұрын
Glad i stumbled on your page. I'm in the process of working on my credit and hope to buy next year, lord willing. I've gone through the process before and underwriters screwed me a few days before I was to close. I like to look at it as that home wasn't the one meant for me. I plan on hopefully going through the NACA program but definitely home I can get some assistance.
@tonyacox9393 жыл бұрын
I love your energy and information! I’m so glad I came across your channel!💜
@NicoleNark3 жыл бұрын
Thank you so much Tonya! You just made my day! 😊
@v.g.93953 жыл бұрын
Hi Nicole, I live out in California and currently saving for house next year. Bank of America is a good incentive and with all your great information it's going to happen thank you. Will keep you updated.
@NicoleNark3 жыл бұрын
How exciting! I am wishing you the best!
@mechimichelle60983 жыл бұрын
I have over 20 years working I will definitely check this out I started with NACA but this seems like an easier process.
@LondonKLuv3 жыл бұрын
Naca definitely for those not in a rush lol It slow as molasses but can definitely save money.
@mechimichelle60983 жыл бұрын
@@LondonKLuv definitely
@honestinspiration3 жыл бұрын
NACA? Hmmm...you're in for the ride of your life. Good luck!
@charissablackburn74153 жыл бұрын
That comment @12:10 alone, literally is why I sincerely feel you are truly genuine and have the individual's heart and desire at your forefront passion to help!! And for that...Thank you!!!
@dianarobinson52963 жыл бұрын
Just found your channel, very informative with lots of helpful info..new subscriber!
@JuanGomez-rk3iv3 жыл бұрын
Best explanation on KZbin 👌
@NicoleNark3 жыл бұрын
Thank you Juan! Happy to help 😊
@9shyft3 жыл бұрын
I am going to be a first time buyer and your video will help me tremendously. Awesome video Nicole thank you for sharing.
@NicoleNark3 жыл бұрын
I am so happy that you are getting value from my videos! Thanks for being part of the community!
@henryroberts39203 жыл бұрын
Nicole, I know I'm a few weeks late on this video... however had to comment. I've been looking into purchasing my 1st home for over 4 years. Finally, began a new construction build last year Covid has drastically delayed the process but needless to say in preparing for this purchase I've watched numerous 1st time home buying videos and in 'MY' opinion this has been the best breakdown of the process! You were charismatic, had a great pace to follow along, very clear in explaining each step and provided great examples of how the process would look in basic form. Definitely hit the subsrcribe button and will watch your other videos! Thanks and keep up the great work!
@alfredspicer36972 жыл бұрын
Well this video is a better video than the first one
@arealpatriot47933 жыл бұрын
I had a home inspector who did not mention any major problems but a couple of years later it was pointed out to me by another family member that the outside of the house was bulging out. In the home inspector contract it is stated that he or she is not responsible for any problems found after the initial inspection.
@lindadiannejones29273 жыл бұрын
Thank you for your time in making it well worth the time on how to buy a home!
@JoshG.0073 жыл бұрын
thanks for the info i am in florida started the process to buy a house and i am looking at videos on youtube and your are the best video with info on home buying so i do not to get screw by lender or realtor thanks...
@Antionettelee3 жыл бұрын
I’m so thankful for this video. You broke everything down in English lol 😂. New subbie. Can’t wait to watch more videos.
@NicoleNark3 жыл бұрын
Thanks for watching and subbing Antoinette! 💕
@terrili9643 жыл бұрын
I wrote down everything. You’re awesome. Thank you so much for this. Much needed. New subscriber!!!!!
@NicoleNark3 жыл бұрын
Awesome! Thank you!
@ndayembidi67812 жыл бұрын
How much do we need to save for down payment and closing costs? Please reply
@g12340alks3 жыл бұрын
Thank you for this!!! SO EASY TO UNDERSTAND & STRAIGHT FORWARD! LOVE YOUR CONTENT!!!
@NicoleNark3 жыл бұрын
Thanks for watching Annie! 💕 I'm so happy to help!
@blshuskey3 жыл бұрын
We are in Oregon and think we would love to move to Mountain View, AR!! Hopefully we can this summer! Your videos are super helpful and informative! Thanks! 😊
@NicoleNark3 жыл бұрын
I used to live in Sherwood, OR! Happy to hear that my videos help you 😊
@paidtourist15543 жыл бұрын
Nicole, can you do a vid on mortgage insurance and how to avoid having to pay it. Another topic I would be interested in is taxes, i.e., state income tax, sales tax, property tax for AK. Thanks. Love your vids. I have done each of your steps leading up to actually applying for a loan. My mortgage FICO is currently at 750.
@NicoleNark3 жыл бұрын
Great video ideas!! I'll be making these soon so be on the lookout!
@lennoxpicou9783 жыл бұрын
Coming from me, I'm old school ur a very good teacher thanks a lot
@NicoleNark3 жыл бұрын
Thank you! You are very welcome 😊
@CloudSky_2 жыл бұрын
Thanks for explaining it very simple and easy to understand!
@NicoleNark2 жыл бұрын
You are so welcome 😁
@aminah7613 жыл бұрын
Currently working on my credit score hopefully next year I can buy a home 🏡
@blessedtg97023 жыл бұрын
Soooo good and clear. Thank you.
@NicoleNark3 жыл бұрын
Glad it was helpful! 😊
@ZachFalkenbury3 жыл бұрын
Hi Nicole, thank you so much for all this helpful information! My fiancé and I are starting the home-buying process in the Austin, TX area, and as first-time home buyers, this is incredibly helpful to cover all the information you need to know but are never taught. My question is this: if you're planning on building a new home, do these steps differ at all? Do you still recommend hiring a buyer's agent, getting an inspection, etc, even if the home you're planning on buying is brand new?
@JosephStaAna-eu1xe3 жыл бұрын
informative and easy to understand!! good Job!! Thank you!!
@Gi01143 жыл бұрын
This was super helpful! Thank you so much
@NicoleNark3 жыл бұрын
You're so welcome!
@redheadirishgrl3 жыл бұрын
Awesome explanation. We are wanting to move from Phoenix to Missouri or Tennessee. First time buyers. Great explanation. Thanks so much. Wish we were looking in Arkansas
@NicoleNark3 жыл бұрын
Glad it was helpful! Best of Luck on your home buying journey!
@camno-n2x3 жыл бұрын
Very helpful info. Thank you!
@NicoleNark3 жыл бұрын
You are so welcome!
@DB64LifeEntertainment3 жыл бұрын
Question…if I get a 300K loan but got a house for 200K what happens to the 100K can I use that towards my home?
@elisarodriguez12163 жыл бұрын
I’m so thankful for being watching your videos. God bless you.
@NicoleNark3 жыл бұрын
So happy to help Elisa!!
@kemijackson46843 жыл бұрын
Thanks a lot for the video. Amazing content.
@NicoleNark3 жыл бұрын
Glad you liked it! 😊
@vincenzoscaduto90563 жыл бұрын
i like the way you explain .
@8cerati3 жыл бұрын
Thank you great information🙏
@NicoleNark3 жыл бұрын
My pleasure! Glad it was helpful! 😊
@Lilrocfamily3 жыл бұрын
Thanks for sharing this video and tips 🙏💯
@NicoleNark3 жыл бұрын
You're so welcome! Glad it was helpful 😊
@marierrichardson32483 жыл бұрын
WOOOOW THANK YOU SO MUCH FOR MAKING IT PLAIN FOR ME TO UNDERSTAND !😃👍
@nathangilles28393 жыл бұрын
Thanks so much ! Our family is going to try ! We are in a high market but can never move becuse we live the community and extended family lives on our little island near seattle
@DMosleyCFS3 жыл бұрын
Nicole, you rock!!...definitely a subscriber, your content is truly valuable.
@NicoleNark3 жыл бұрын
Wow, thank you!
@eriklerma40032 жыл бұрын
Amazing video!! Love the energy and all the awesome help! I'm looking for a home in Colorado any good agents you recommend?
@NicoleNark2 жыл бұрын
Hey Erik! I would love to get you connected with a great agent in Colorado. When you have the chance, fill out my agent match form (narkhomes.com/agentmatch) so I can learn a little more about your situation and who can help! 😊
@ashleylatson48133 жыл бұрын
Thanks for the encouragement. Your making home buying sound simple. I'm in the GA area trying to find a realtor that's knowledgeable about the USDA program. I'm in the process on asking them for an application for approval.
@NicoleNark3 жыл бұрын
You can do it! 🎉🏡 Best of luck and if you need anything, I am here!
@Nakylen3 жыл бұрын
ARKANSAS!! you've got my support! great video I live in NWA an the houses here are pretty high
@yais15463 жыл бұрын
Very helpful 👌. Good info🙂
@NicoleNark3 жыл бұрын
Happy to help!! 🎉
@Wisdomkey73 жыл бұрын
I like your videos, I just subscribed to your channel.
@nursebaern84623 жыл бұрын
I’m glad a came across this. Looking for a house now. About to start the process
@NicoleNark3 жыл бұрын
How exciting! 🎉🏡
@jimbrown49902 жыл бұрын
I need a no down payment, no monthly payment loan. haha jk I'm really enjoying your videos, very informative.
@NicoleNark2 жыл бұрын
Same Jim! I wish they had those! 😅
@belindaalva92123 жыл бұрын
I really appreciate your time n Video your great in explaining to first time buyers I'm for sure to axcecly what you asked to on this great Video I might not know you personally but feels like i do that's how great you explained every thing on Your Video Great Job when I am ready to buy a house I wish you well be available Thank you so much 😊🌹
@riseyourvibration96693 жыл бұрын
That was amazing! You are the best!
@NicoleNark3 жыл бұрын
Wow, thanks!
@andreamaitland95252 жыл бұрын
This was such an awesome teaching!! You made it so clear and easy to understand..thank you!! I am living in texas but I want to help my brother by a house in Minneapolis..any advice??
@teddybear85713 жыл бұрын
Great video. Thank you!!
@luladuffey28013 жыл бұрын
Very helpful great information about first time home buyer’s me and the husband is going to try buying this years
@NicoleNark3 жыл бұрын
so glad it was helpful! how is the process going for you guys?
@fearfreelivingllc3 жыл бұрын
Great video! So helpful, thorough and informative. I'm so grateful to have come across this information you have provided. God bless you:)
@helena.57603 жыл бұрын
Oh my goodness I’m a first time subscriber and I love the in-depth information you provided.If someone lives in NJ with a little over 30k /yr what type of house will you advise to buy if at all qualified as first time home buyer?
@giadalupevictoria61563 жыл бұрын
Love you and your videos thank you 👍
@ltsscott20573 жыл бұрын
Can you explain the process of the underwriting
@gomezfamily73613 жыл бұрын
Excellent Video!!
@NicoleNark3 жыл бұрын
Thank you very much!
@choosetoshine26103 жыл бұрын
Excellent content! You're amazing!!
@NicoleNark3 жыл бұрын
Thank you Paula! I appreciate you tuning in!
@choosetoshine26103 жыл бұрын
@@NicoleNark Absolutely!
@vocescontraelolvido62673 жыл бұрын
Thank you for being very informative. I am in CA and interested in buying in TX.
@NicoleNark3 жыл бұрын
Glad it was helpful!
@Wisdomkey73 жыл бұрын
Wow... I like your honesty. I would use your help with my pre-approval letter.
@cocinandoaloboricuaconwilm27923 жыл бұрын
Thank you so much is a good guide to buy a house. God bless you!
@NicoleNark3 жыл бұрын
Glad it was helpful! 😊
@rafaelaugustorodriguez77733 жыл бұрын
Thank you for your information ℹ️ Hellooo from Conroe,Texas!!!!!
@NicoleNark3 жыл бұрын
Thanks so much for watching! Hello from Little Rock, Arkansas!
@sweetpeach65833 жыл бұрын
Thanks for an easy to understand vídeo.
@audrimiranda3 жыл бұрын
Thank you this video was GREAT!
@NicoleNark3 жыл бұрын
Thanks for watching! Happy to help 😊
@pomaikainaleo25303 жыл бұрын
Hi Nicole. New subscriber here. Thank you for your diligence in providing very relevant information in ALL the videos you upload. I have a question: What’s the pros and cons for buying a direct sale home? Hope you could shed some light. Thank you.
@geyrilsworldgeyrilsworld66643 жыл бұрын
Great job by you,love your depth and your calmness in explaining each point. My question is ;What about buyers with SBA eidl loan which doesn't reflect on your credit history/score,do you need to declare that to the lender or what?If yes,could that be a barrier since most of these loans (sba eidl) are large loans? Thanks
@yencymartinez41383 жыл бұрын
Thanks for the information
@NicoleNark3 жыл бұрын
No Problem! Thanks for watching!
@MariaMartinez-jc2qx3 жыл бұрын
Thank you for this information. Do you know about NACA program?
@iam-the-professor3 жыл бұрын
Hello Nicole, What an explicit explanation [at least it appears to be] 😁 THANKS A MILLION 🙏🏾 I am wondering how can I reach you privately for in depth communication.
@lucysilva20233 жыл бұрын
I live in Miami, l in the same area for more than 15 years and renting. I am thinking of buying and thought your videos are clarifying. I know it is a lot to go through. I am starting to save for downs payment and fixing credit as well through a law company to make sure I have the credit score that is required. Congrats on the explanations!
@NicoleNark3 жыл бұрын
Happy to help, Lucy!
@roelc23593 жыл бұрын
THANK YOU
@VinuNairT2 жыл бұрын
Hi Nicole, thank you so much for the awesome content! My question is what type of payment during closing? Certified/regular check? Also is the downpayment and closing paid in a single check?
@NicoleNark2 жыл бұрын
Hi Vinu, great question! You will pay your down payment and closing costs together. Prior to closing, your lender will give you this amount which is often referred to as your "cash to close". Those funds would either need to be wired to your title/escrow company OR you can bring a cashiers check to closing! hope that helps! 😊
@VinuNairT2 жыл бұрын
@@NicoleNark Thank you! Keep up the awesome content ❤️
@Pacotaco1753 жыл бұрын
love it thank you
@Clos213 жыл бұрын
Could you do a video about building your own home with FHA??? Is it the same as buying the a house.
@BenjaminJPope3 жыл бұрын
You're good!
@NicoleNark3 жыл бұрын
Thanks Benjamin! Happy to help 😊
@divaandchomin13 жыл бұрын
These are all important details we all must be aware of!!
@NicoleNark3 жыл бұрын
Absolutely! I am happy that you tuned in for the video!
@JustePruna2 жыл бұрын
I’m single and my dream is to buy a 2 family home in MA; live in one apartment and rent out the other but the prices here are depressing!
@tompetrone59343 жыл бұрын
Another great Video! Is the termite inspectio n included in the complete inspection cost? Or is that cost separate...thanks!
@NicoleNark3 жыл бұрын
Thanks Tom! That is a great question! The termite inspection is not included in the regular home inspection. It is standard practice that the seller pays for the termite inspection and provides an 1 year preventative treatment. Make sure to specifically ask for that in your offer or you may be paying for something that the seller likely would have taken care of!
@tompetrone59343 жыл бұрын
@@NicoleNark The reason I'm asking this is because a lot of the older homes I am seeing online... have a "sold as is" note attached...to me that means something hidden may make the home not pass an inspection...and then there goes $350...some M.L.S pages do detail and list whats wrong...one house I saw had listed a water leak that needed to be fixed..."sold as is" is usually in homes that have that beautiful old Victorian look, that we like and want to restore over time...but they do say built in the 1940's or 1950's, the one's I've seen did list the items that were newly repaired...it would be cool to have a video on What to look out for when your considering buying a much older home ...some will put..."Sold as is" and list what items will have to be repaired, to pass inspection, like when a foundation has big cracks...I tend to like the 1000 sq. ft. older brick homes with the arched doors and has arched interior walk ways...so my question is what to look out for when thinking about buying that old classic home...thanks!
@NicoleNark3 жыл бұрын
@@tompetrone5934 that's a great idea for a video! I have seen some "As-Is" sellers still pay for that termite letter so it may be worth a try if you want one!
@lisapizza26043 жыл бұрын
Do you have any more info on purchasing home with a VA loan? Thank you!
@kokodouce3153 жыл бұрын
Hi. Great content! I am living in New York, USA. As I was looking around for an affordable condo unit, I realized that most units nowadays are coop instead. I was wondering why? Perhaps you know the answer to my question. If you have an idea why, please reply. Thanks.
@lauracazares60073 жыл бұрын
Hi Nicole! Thank you for all the information, I feel much better about all this process! I have a question hopefully you would be able to answer! I’m trying to buy my dad’s home for the price that he owns right now, which is around 120k, in this case do I still need to find a buyers agent? And will my dad have to paid any closing cost?
@jayr1987ss3 жыл бұрын
Note 📝 on hand I’m ready.. You give good info too bad I’m in California if not you would be my go to realtor but I’m listening 👍🏽
@NicoleNark3 жыл бұрын
Thanks for tuning in Jay! Glad I can help you even from all the way in Arkansas 😊 If you ever have any specific questions, you can always reach me by sending me a message here: www.narkhomes.com/contact
@jayr1987ss3 жыл бұрын
@@NicoleNark Wow you even respond qk to the post’s.. Only speaks good about you.. your gonna be the famous realtor girl on KZbin 🤙🏽 just shared your video to a friend also needs the info..
@NicoleNark3 жыл бұрын
Thank you so much Jay! 😊 It makes me happy to hear that you get some value out of the videos. I really appreciate you taking the time to share them with a friend!
@edelinepaulet57833 жыл бұрын
Hello Jay! Im a Realtor in California located in the Bay Area. Id love to help you out!! Or, I can refer you to an agent in your immediate area, let me know! 😇
@Ellelopes20083 жыл бұрын
Well, in NYC there are tons of coops and you must put the 20% down (at least)...or you wont be approved