NO EXCUSES FOR THE WAY WE LIVE! DOES OUR FRUGAL OLD FASHION JOURNEY EVER END! Trifle!

In this video we share how we manage our spending, our priorities, and early retirement! Do we see a finish line in sight...? Let us share how we manage living below our means with a low budget lifestyle. We may not live like most of society but it works for us!
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[@justjet]

This is my lifestyle. I wouldn't know how to live any other way. Living on my budget is such a comfort to me. I know my bills are paid. I know I have food. I can pay for my prescriptions and doctor appointments. When we have months of over 100* temps I know I'll have air conditioning! No stress. That is priceless to me. Life is hard. Anything that I can do to make it easier is more than worth it to me. Love your beautiful dessert!! Take care. Blessings 💕🇺🇸🏜

[@FrugalMoneySaver]

So very well said! You are absolutely right!

[@jinnemee7327]

As a single mother of 3 young children, it wasn’t an option to work more. So I tried to find ways to save more. Now they are all grown up and with their own families. They will tell you that they never lacked anything and are thankful for the lessons they learned. Frugality is a life saver.🇨🇦

[@lemonteapot1061]

Well done super mum 👏❤️

[@FrugalMoneySaver]

Wonderful comment! Very encouraging!

[@bonniebrown1305]

Hello from a fellow Canadian!

[@michelleadams8309]

My husband & I are 56 & retiring this Oct. We are frugal, enjoy simple things like going to our community centre & using the gym, nature walks. We eat well (use coupons, FlashFood, buy loss leaders & make scratch food.) We are mortgage & debt free & could CARE LESS what people think of how we live. We use the library, I win tons of prizes off the radio & we have a fun life! We do treat ourselves to a tropical vacay yearly as we love to snorkel. Keep doing your thing Emmy & Paul. Live your lives for you & no one else. ❤😊

[@FrugalMoneySaver]

Yes! That’s exactly how we feel! We love to travel too!

[@maryperzigian4369]

I am financially fit and cannot fathom any other way of living. I have a very high quality frugal life, and quite frankly find it FUN to live this way!!😊

[@queen.alvona]

Same!❤

[@FrugalMoneySaver]

Well said!

[@lindawamsley5227]

After working to the bone and planning for the retirement for 54 years no way am I going to splurge and live like there's no tomorrow! I'll play the wise game and stay in the safe lane! We're reaping the blessings of living the good life!❤

[@FrugalMoneySaver]

Exactly! Thank you for sharing that wisdom!

[@SusanCox-pl9qp]

In these days when everything is so expensive, frugality is just good common sense. My parents lived through the Depression and they taught me & my siblings the difference between a need and a want. They saved up for vacations when we took them. We lived simply but never felt deprived. Emmy, don't let the "naysayers" side track you on your frugal journey!

[@FrugalMoneySaver]

Thanks so much for sharing!

[@gaselekrauss415]

When you’re older we stress enough about our health. We don’t need to stress financially,

[@lemonteapot1061]

💯 %

[@FrugalMoneySaver]

That’s a very good point!

[@deborahanthony3401]

Daily frugal habits allow you to save for the trips or things that are important to you. And gives such peace of mind for the unexpected expenses that arise. It creates a better life.

[@FrugalMoneySaver]

We couldn’t agree more!

[@merrylmarsh9037]

The way people such as you and I live in smart and simple in a world becoming bereft of these qualities.

[@pammentzer3584]

Frugality is a lifestyle that never ends. My husband and I are blessed daily by the wisdom and frugal choices of the generations that went before us. They had a perspective of managing their finances so that they could leave something to their children. My goal is to continue that blessing cycle as long as possible.

[@FrugalMoneySaver]

Very well said! Thank you!

[@mariafentis]

Being frugal is a state of mind and I m happy I got that mindset!

[@FrugalMoneySaver]

Us too!

[@debbiegnagey2095]

My husband and I have always been frugal and enjoyed the journey every step of the way! My husband and I are in our 70’s. After multiple life threatening surgeries and ongoing medical conditions we have modified our frugality! My husband has times when he has trouble chewing and swallowing. Medication and infusion therapy has helped but while frugal in every other way, if my husband has a craving for something and wants to eat out, we go! We do all of our home maintenance ourself, groom our pup, I give home haircuts, trim his nails, my own hair trims and nails, we got rid of cable television, and barter for the fruits and vegetables that we don’t grow ourselves. We are slowing down but wouldn’t trade our frugal life first any other.

[@FrugalMoneySaver]

Thank you for taking the time to share that encouragement!

[@sheridefelice3734]

Little things add up.. Yes!! We have a store near us called Fresh Market. It's kind of a mini grocery store with several specialty counters.. Butcher, deli/hot foods bulk candy, coffee, bakery, nuts etc... Its quite expensive but often run great sales so I only shop there for sales. However, they are currently having a survey contest so the past few times I went there I filled out the survey. Twice I won 4 packs of their delicious jumbo muffins, a free bistro meal (we get about 2-3 meals out of it, and also a free 16" hot pizza... Sounds like a little thing.. But those extras really help. 😊

[@FrugalMoneySaver]

Good for you! Love that!

[@paulettegautreau9270]

Gosh, I'm now retired and have many many regrets that I was not a frugal person during my work life. You're very smart to not be wasteful. Im feeling the pinch now!! I don't have the freedoms and choices I had as an employed person. To young people, your work years/earning potential will be over before you know it. Follow this couples advice, so you don't have many regrets as I do.

[@FrugalMoneySaver]

Thank you so much for sharing!

[@sherrieburcham6287]

I learned to be frugal from depression parents but, I also think it can be a personality trait as well. My reasons for being frugal have changed since I became a Christ follower. Now, I save as much money as possible so I will have more money to give to help others.

[@FrugalMoneySaver]

What a blessing! Thank you for sharing

[@judymc4213]

Frugality is our way of life! Even when we are traveling, we bring our own food! We ride bike,walk, and use public transit vs driving for short trips. I cook from scratch, which is healthier. I hate inflation, the price of fuel, etc. But, we are making it. I just helped my husband unload a truckload of firewood that we got for free! Someone was taking down trees and a friend gave us a heads up. Free wood, free heat for next winter.

[@FrugalMoneySaver]

Yes! We understand about firewood lol

[@rachelseibert7882]

When you have gotten debt free and worked hard to be financially free, it is just habit after that! It also is fun to always be looking for deals or frugal ways to entertain yourself. Great show! Thank you!

[@FrugalMoneySaver]

Absolutely!!

[@bridge7528]

The other day I went to the neurologist ( he is late 60’s). I told him I’m retiring from teaching this year( I’m 57). He said he was jealous and wished he could! I’m like, Wow! You’re a doctor and 10 years old than me. Glad I was always frugal!

[@FrugalMoneySaver]

Oh wow!

[@eileenpalumbo6578]

We will always live frugally. Being on a fixed income our income won't go up to keep pace with inflation so frugally is the way it has to be. We don't feel deprived in any way. We live comfortably and enjoy what we have.

[@FrugalMoneySaver]

Exactly! Thank you!

[@d.parisi]

As my dear departed sister once said, " no matter how much money I have, I will always be frugal" and why not? It's better for us and it's better for the planet! As long as we are happy. Not everyone wants to eat steak. Personally I'd rather have that trifle than steak 😂

[@delphinehamilton8118]

I am glad l am frugal no matter what negative comments l hear.l can sleep at night. I am not worried about getting my bills paid and l am debt free .

[@lemonteapot1061]

🤣 me too!

[@FrugalMoneySaver]

Lol! That trifle was really good🤣

[@rochellethundercloud346]

I'm embracing a minimalist lifestyle and frugality. It makes life easier. And,the less stuff I have,the less I have to clean,move,store,etc.

[@janetdowning1443]

Good lessons to learn. Letting go of the norm' is so great😊

[@FrugalMoneySaver]

Very true!

[@danawood8103]

We are still frugal because we want to travel. We retired early at 56 and we need to stay on budget so we can!

[@FrugalMoneySaver]

Sounds like like us! Lol

[@SusanCox-pl9qp]

Bartering was very popular during the Depression when people had no money. They were creative in providing work in exchange for food or for something that they needed. Nowadays, people consider everything a need, when most of the stuff they buy is merely a want.

[@marynienhouse6143]

This is so true!

[@FrugalMoneySaver]

Yes, we often have to make ourselves stop and think is it a want or a need?

[@LadyLocksley]

You ARE living life! And sharing with us so we can learn too. Thank you for sharing and teaching us

[@FrugalMoneySaver]

You are so welcome!

[@janetstonerook4552]

Paul's story of bartering with his friend to get the power washer brings up two strong points. 1. You have to have developed strong lasting friendships and 2. You have to have skill sets that are of value to those friends! It points back to Paul's wonderful personality and abilities! 😊!

[@FrugalMoneySaver]

Thank you for the kind words.

[@user-fp7wr8ep6m]

I only started my journey a year ago after following y'all. I thank God for bringing y'all into my life. I'm 63 and I'm happier now than any other time in my life. Thank you both for the wonderful advice and encouragement 🙏. Y'all are changing lives God bless you for everything you do. Love y'all 💞

[@marynienhouse6143]

Happy you are on this frugal team! It’s the best❤️

[@FrugalMoneySaver]

What an uplifting comment! Thank you so much for encouraging us!

[@danahern2136]

I always look so forward to your videos! They really do make my day. I hope you and Paul had a good week and feel well rested after your vacation.

[@FrugalMoneySaver]

Thank you! You too!

[@cltinturkey]

I enjoy being frugal. It's a way of life, and I'm totally comfortable with it. I'm fortunate to have handy friends with whom I trade favors and work. It's satisfying to help others and be blessed by their help occasionally. I prioritize travel as my favorite splurge and economize on daily life. I'm lucky to have enough to pay my bills and help those in need. That's a rich and happy life!

[@FrugalMoneySaver]

Love that!

[@cherylawitherell1800]

We are exactly like you guys. Since November 2023, I have been working away extra, leftover cash. We are at $2500 and it is going towards a new kitchen floor. We don't want to touch our savings. You and Paul are an exemplary couple. Thank you for keeping us in the know ❤

[@FrugalMoneySaver]

Exactly! That’s how we feel. We don’t want to touch that savings. Thank you for the kind words.

[@andreamarshall9677]

Frugality is a skill and a habit, once learned, it is SO rewarding on many levels. Learning to appreciate the little things in life, and those things that are not dependent upon spending large amounts of money. It also frees you up to spend those large amounts from time to time, having deliberately saved up for them. It is just smart resource management! Thanks for sharing your tips, they have helped us out in so many ways!

[@suebeard3605]

Oh my gosh. I’m almost 70 and have never seen the strawberry hack. This is life changing🤣🤣🥰🥰

[@FrugalMoneySaver]

Lol! So glad it was helpful!

[@anne-mariemadore4519]

I watch your program faithfully every Friday. I've enjoyed a frugal lifestyle for years, and like you and Paul, reap the benefits for doing so. I'm open to discovering new ways to enhance an already blessed life. Thank you for being true to who you are in your frugal journey. May God bless you greatly today and in the ones to come!

[@FrugalMoneySaver]

You as well, thank you so very much!

[@CourtneyTaylor10001]

I truly believe that you can have fun, accomplish your goals, and still be frugal. Travel is part of what we love to do. We have done it on a budget and still remain debt-free. We love experiencing different cultures and customs. We haven't done as much travel as of COVID-19, but we will be getting back to that this year.

[@FrugalMoneySaver]

Love that!

[@scottwhite1706]

My husband and I retired. We love staying home, and living a frugal lifestyle. I still struggle with the grocery budget but I keep trying every month! But we own our home and the bills are paid. It is a satisfying lifestyle! Thank you both for encouraging us each week! -- Mary Kay

[@FrugalMoneySaver]

You are so welcome!

[@Stephanie-ew8lw]

Yes being frugal and budgeting never ends but gives so much peace of mind! I also think learning new things and decluttering never ends! 😊

[@FrugalMoneySaver]

Oh yes! Decluttering is a big one

[@debravanworth]

Oh my I will be making this trifle when it's my turn for coffee call after church!. Light and lovely. Thank you Emmy and Paul. I never miss an episode

[@FrugalMoneySaver]

Thank you for being such a faithful viewer!

[@juliequick5526]

At one point I did try life without a formal budget, but found that the years of having one meant I did it automatically in my mind! Now I go with the tried and tested formula and it allows for the odd holiday, like i recently had and to maintain a comfortable cushion for emergencies. My husband had to give up work 23 years ago at the age of 47 due to having MS. Without the right basis, this could easily have caused us to go under. Losing a primary income at a stroke really puts things into perspective and I have never lost the lessons that were hard learned at that time. Blessing to you both xxx

[@FrugalMoneySaver]

So well said! Thank you for sharing

[@Litha-yz7xq]

I come from generations of frugality. I dont plan to change. That Trifle looks amazing.

[@FrugalMoneySaver]

Thank you so much!

[@cynthiablodgett1882]

I was raised to be frugal. Reuse, recycle and repurpose. It's been a high for me to take my husband's paycheck and house, feed and clothe a family of 4 all those years. We used the envelope system for many,many years. Now that kids are grown and we have retired. ( homemakers never retire, lol) we've moved to FL and still make 1 paycheck work. We've always saved for cars, vacations and holidays. Some may feel we are deprived. We are not. Love your channel. You guys are upbeat and I learn. Just when I thought I knew everything. Lol!

[@FrugalMoneySaver]

What a wonderful comment! Thank you!

[@debbieacevedo7571]

The only people who have a say in the way I live my life are the ones paying my bills. :) Living frugally and debt free is truly liberating. Keep up the good work!

[@FrugalMoneySaver]

Love that!

[@Steina_The_Yarnist]

Thanks for this video, Emmy and Paul; I'm glad to see that you had a fun party! Several years ago, we taught someone to make a trifle with the cake she despaired over because it did not rise evenly before her first party in a new house. She was skeptical at first, but later reported that her guests loved it. As for today's question: I hope that frugality once again becomes the normal way of life for most people because it promotes good traits like creativity and learning. 😁

[@FrugalMoneySaver]

Yes, exactly! Very well said!

[@victorialabelle3800]

I believe if you are happy with your life then you should live it the way it brings you joy. That being said, we have not always been frugal. With the way the world is now though, we have to live frugally now! It"s okay, and I don't see it changing! Your videos help so much! Thanks for all you do. A Canadian viewer!🇨🇦🌸🥰

[@patricedixon2634]

I agree and you are right about no going back pre- inflation era as its world wide.

[@FrugalMoneySaver]

Wonderful comment! Thank you!

[@DianaMario-zr9db]

Indeed, never make excuses for being frugal and living as you choose! And the triffel looks absolutely wonderful. Always looking forward to your videos. And to Paul, 73 from KC2UHY.

[@FrugalMoneySaver]

Paul just explained the 73 to me. He says 73 right back to you thank you. May your frugal journey have no QRM.

[@fayeshultz4069]

Your channel has me reflecting so much on my priorities. I am realizing that being frugal can help me be with my kids, and that matters to me more than anything I can buy.

[@FrugalMoneySaver]

So happy our videos are helpful and encouraging!

[@rev.ruthe.gallot9103]

We all have different goals, mine is to continue traveling, it's what I save for. But that doesn't need to be anyone else's journey. My car may be old, I don't own a fancy house or whatever someone else identifies as what is the mark of having achieved success or what i "should" be doing with my money, but I think I live an incredibly rich life. That trifle looks wonderful ... now I am craving angel food cake!

[@FrugalMoneySaver]

Wonderful comment!

[@kkgoof123]

In 🇬🇧, we make a different kind of trifle.. over the cake we put a layer of fruit and then a layer of jelly , set it in the fridge, then, a layer of custard ( thick), set in fridge again, and finish with a layer of whipped cream! Decorate with either fresh fruit or sprinkles!

[@FrugalMoneySaver]

That sounds amazing!

[@tonytrott8305]

Being frugal just makes sense. We are in our mid 60s and live a happy, debt free life. I try to find items at thrift stores before i buy new, or on marketplace. We don't have to stress how we are going to pay for items we don't need. My husband has saved us a lot of money over the years by doing maintenance around the house, He now has some health issues to where he can no longer some things but we do our best to save in all areas. We still try to have a little garden, etc. Thanks for the video. The dessert was pretty.

[@FrugalMoneySaver]

Thank you so much for taking the time to share!

[@sarahsnowe]

There's no point in spending money unnecessarily; it's irresponsible to use up more of the earth's resources than necessary; being frugal is one way of feeling in control in a world where so many things are out of our control. Go frooglers!

[@FrugalMoneySaver]

Love that!

[@sherricunningham5675]

For me, if I'm not being frugal, I'm wasting my hard earned money. I love being frugal. It gives me some sense of control over my life. Some of my family teases me because it can take me six months to a year to purchase something like a mattress or appliance. I need to do some research and I may decide I really don't need it. I worked hard for that money! LOL! Your trifle looked delicious and so, so pretty. I always love seeing Miss Dixie. She's a sweetheart. Thank you for another great video :)

[@FrugalMoneySaver]

Thank you for a great comment!

[@user-ew2rv2ku6t]

A frugal lifestyle gives us peace of mind, so we intend to keep on living this way. No stress over an expensive car repair or any other things that come up. The "what ifs" show up sooner or later, so it's better to be prepared. We don't feel deprived and enjoy the small joys of life as well. That trifle looks delicious! My husband also power washes the house every Spring :) Thank you for a great video! Esther

[@FrugalMoneySaver]

Esther, thank you so much for the kind comment!

[@IndyRommelCo]

I love that bird bath !!! 🙏🙌❤️😇

[@JuanitaNance]

Frugality is a wise way to live without stress & worry! No I pray I will NEVER GIVE IT UP. In the Bible there is a parable about the 10 virgins. 9 had oil in their lamps when the bridegroom came for them, but the foolish one did not. When she asked the other virgins for some of theirs, they responded we only have enough for ourselves. The moral being God blesses those who have their own. I believe in the Bible's wisdom. May God continue to richly bless you and our special community! You & Paul are such a blessing to us!

[@gailmiller6333]

@JuannitaNance Agree 1,000% they are a blessing to us, I thank God I found them.

[@FrugalMoneySaver]

Thank you for taking the time to share! God bless you as well!

[@kellichandler2752]

I groomed my dog for 14years. We both remained much calmer.and the money saved!!!!!

[@nesser1352]

I'm doing this with my new puppy. I will probably save even after the first three cuts because of the cost of equipment. I also heard it's a good way to bond with a dog.

[@FrugalMoneySaver]

Absolutely!

[@karenbransome6978]

Hi Emmy and Paul x I love my frugal journey, and I enjoy so much of my life because of it. It's definitely a lifestyle. It's also lovely to have this community of like-minded people to share with. That trifle looked amazing. With summer on its way, I think I might try making it for myself or to share at church. Blessings to you both. Ps. I need to share this. I was visiting my parents in Norfolk, England, and helping with a few things, as my dad has finished his cancer treatment and just got an all-clear test result for prostate cancer. My parents know I love charity shopping, so off we went after a celebration fish and chip dinner . I had been after a wicker laundry basket, and I found a large one in excellent condition for £4.00. I then needed silver curtain rings, and I purchased them new as I couldn't find any in the charity shops. We drove out to a local ish seaside called Sheringham about an hours drive, and to my surprise, I found 18 silver curtain rings for £2.00. So I returned 4 packs at £2.29 each, which was a lovely saving and refund. So yes. It definitely pays to shop savy and make good choices and save money where you can. I was given a credit note to spend in the shop, and I got other home maintenance items I needed and some cans of cream soda for my squirrel cupboard. I'm definitely going to be busy this bank holiday weekend. Blessings to you both. From Leicester England xx

[@FrugalMoneySaver]

So wonderful to hear about your husband! What an absolute blessing!

[@barbarabias5440]

What a beautiful 😍 trifle. I will need to make my own angel food cake. 😋 I do one similar but I do it with peaches, sliced almonds and strawberries and sprinkle the angel food cake with orange juice then layer it with the pudding and whip cream. Yes I agree with you everyone lives for what’s important to them. My husband and I save to take mini trips in our travel trailer. Happy birthday 🎁 🎂 to you son!! ❤

[@FrugalMoneySaver]

Lovely comment!

[@MsLcamp]

Being frugal is a life style that I personally believe doesn’t change. Like you, I have everything that I want and don’t feel deprived. I have no intention to stop. That strawberry trifle looks delicious! Happy birthday to your son!

[@FrugalMoneySaver]

Thanks for sharing!!

[@gailnoll]

common sense, it's a gift and worth sharing!

[@FrugalMoneySaver]

Such a great statement!

[@georgielongo1707]

I live frugally by leaving my husband home when I go grocery shopping! Hi, Sam!

[@FrugalMoneySaver]

😂

[@BellaCooks396]

Thank you for always encouraging us on our own frugal journey.

[@FrugalMoneySaver]

You are so welcome!

[@user-ps9sc8hy2y]

You always bring it. I think I was born frugal, never spent my allowance, never felt the need to collect stuff, never thought about going shopping to have fun. Love your tips and encouragement.

[@FrugalMoneySaver]

That is awesome!

[@douxchats2868]

I have always lived a frugal lifestyle, as it has been necessary for me. I have never been interested in acquiring material possessions, so I don't believe I have missed out on anything. However, I do treasure shared experiences, and the memories that come with them are invaluable. I remember when you received the birdbath from Paul's parents, and I'm glad to see that your backyard friends are enjoying it. It was great to see Sam again, and Dixie always brings sunshine.💜

[@FrugalMoneySaver]

Wonderful! Thank you!

[@lindabeard488]

This is the way I like to live. It’s the only way to go. Love 💕 and Hugs. 💙💙💙

[@cathylingo9521]

I don’t think a frugal journey ever ends. But I think it’s ok to splurge once in a while as long as it doesn’t break the bank.

[@FrugalMoneySaver]

That’s exactly how we feel!

[@LadyLocksley]

Commenting as I’m watching the video and whoa! Your strawberry coring hack is great. I’m stealing that!!!

[@sandradee4470]

Oh my goodness. That trifle looks wonderful. I will definitely make this. The strawberry trick is amazing and I will use that too. So thankful for your channel. Blessings to you and Paul

[@FrugalMoneySaver]

You are so welcome!

[@psr1lady]

You look beautiful in that color! I agree wholeheartedly with choosing one's own lifestyle and not making excuses. After all... it's what we've done that makes us who we are!! Having everything we need is what we always wanted. 😊

[@FrugalMoneySaver]

Yes! Thank you!

[@rebelgirl9436]

No it never ends. A few years ago we had to purchase my father in law's house in order to settle his estate. At the time it was rented and had been rented.When we bought it we had wonderful tenants and then they decided to move back home to north carolina, So with the housing market being so hot here in florida at the time, we sold it. Once we paid the exorbitant capital gain taxes.We purchased outright at home in Tennessee, where we plan to retire the home that we currently live in and Florida will be paid off in 2 1/2 Years.We have two children So we plan on putting both houses and both children's names and an irrevocable trust. Last year I paid off a $12000 credit card.I'm in the process now of paying off three smaller credit cards in order to start putting a lot more money down on the mortgage on our primary home so that we can get it paid off earlier than thirty Months. I shop lost leaders, Mark downs, Clearence, weekend sales and farmers markets for less than perfect vegetables that I can preserve or dehydrate.

[@FrugalMoneySaver]

Thank you so very much for sharing!

[@anneellison8188]

I'm amazed that people ask you guys why you don't stop being frugal and just spend! You have so many years left to live and something could easily happen and I understand you want to be prepared! Common sense if you ask me. Love the bartering Paul did! My husband did the same thing recently. Our pellet stove needed servicing and the man that came to work on it needed his radio on HIS BOAT worked on as well. So they exchanged services too. Funny coincidence.

[@FrugalMoneySaver]

That’s wonderful!

[@allisonspeer649]

Paul is a man after my own heart. I just power washed my windows, gutters and downspouts , cement walkways and porch and a very large wooden deck that had not been washed for years and years. What a big job, 8 hours but it looks so nice now. I borrowed the pressure washer from my son.

[@FrugalMoneySaver]

Love that so much! Good for you!

[@jenniferevans5192]

Trifle originated in England in the 18th century. It is still a favourite today. We make it a little differently. Essentially it was to use up leftovers , so very apt for your channel Emmy! We layer stale sponge cake soaked in sherry. Any fruit can be used over this. We then pour strawberry or raspberry jelly over and let It set. We then make a custard and pour it over and leave to set also. It is then topped with double whipping cream and decorated with maybe grated chocolate, glacé cherries or something similar. It really is delicious. Thank you for sharing your recipe. Best wishes to you all.

[@heronswood8924]

I make trifle the same way. To avoid confusion for those in the US, what we refer to as Jelly in the UK, means flavoured gelatine, which I think is called Jello in America. Two countries separated by a common language 😅

[@janetdowning1443]

Yep, I am originally from England, your recipe is the one I use 🍧🥄🍷

[@jenniferevans5192]

@@heronswood8924 So very true!

[@FrugalMoneySaver]

That sounds absolutely decadent and delicious!

[@sharondowling9170]

Robins, NOT mosquitos, are our state bird in Wisconsin...so enjoy your Robin red-breast!

[@Dollcan]

That trifle looks amazing 🎉 We often think of the “what ifs”. This is a life commitment and believe that we are to be good stewards of all our blessings. Hugs

[@FrugalMoneySaver]

Yes! Hugs right back!

[@paulafleming3889]

Life has been hard, being frugal helps us make adjustments and makes life a little bit easier. Being thankful where you are in your journey ❤

[@FrugalMoneySaver]

So true!

[@chira1126]

Frugal living is a great lifestyle! I wouldn't want it any other way. I was brought up like it. The family would pull together at celebrations, holidays, unexpected expenses. As far as I recall I never felt like missing out on anything. On the contrary, it gives all morw value. Love that dessert. strawberry time is coming up and I love these trifles or puddings. Aren't we the lucky ones?

[@janetdowning1443]

I find this now goes very much hand in hand. The money and items I have not appreciated over the years😢.

[@FrugalMoneySaver]

Well said!

[@Ali-qy6fe]

Frugality is definitely a way of life that some people just naturally have. Others may adopt it for a period of time to get out of debt or save up for something important. The what ifs are just too big these days so we definitely shouldn't feel guilty about being frugal. Love your positive energy Emmy. I always feel good after watching one of your videos. ❤

[@FrugalMoneySaver]

Such a kind complement, thank you!

[@janfromnycsavesmoney8723]

Truly no one could have said this better! TFS!

[@FrugalMoneySaver]

You are so welcome ❤️❤️❤️

[@pamelastandhart9650]

Frugal living never ends it is a lifestyle, wouldn’t do it any other way!

[@gailwentz8296]

Our dog is not that chill to groom at home. We do take him to someone we know and she only charges $45! Other places charge $100 and up! She does it on the side and we’re supporting her instead of a large pet store!

[@FrugalMoneySaver]

Love that so much!

[@judithlukas2004]

Frugality is a life style for me also ingrained from an early age. It is part of living gently on the earth. I still shop coupons because they are for everyone and I feel financially responsible to account for spending wisely. It will never change. There are families that struggle and I try to give back more to help others.

[@FrugalMoneySaver]

That’s so wonderful!

[@SISSYKAY]

Dixie is a precious pup! She totally trusts her mom and dad and the grooming is a bonding experience in Dixie's mind ♥That dessert looks delicious. My answer to your question is: I cannot afford to not be frugal.

[@jinnemee7327]

Same here. It’s the only way I can stay afloat lol. But my dog gets groomed. She’s a westie and I find her thick, double coat is too hard to cut properly. But in between I trim her face and bum area to stretch out the length between appointments.

[@FrugalMoneySaver]

Thank you so much!

[@lateshachurney5965]

To a point. But I really need a vacation. It’s been a loonngg time for me.

[@marjorielass3118]

What a delicious, birthday, strawberry trifle dessert! Yum!🍓

[@FrugalMoneySaver]

So good!

[@shaunaleessnackidies]

Some people don’t have a bucket list and don’t want to travel, let them do what they want to do. I personally love to travel and help others, but to each their own.

[@helenkathrynhoover7298]

Smart to DIY when you can. There may come a time when you can't do it all anymore, and you will have the money to have it done.

[@FrugalMoneySaver]

That is a great point!

[@lindabeard488]

I don’t think it ever ends because you don’t know what tomorrow brings. 💙💙💙

[@FrugalMoneySaver]

Unfortunately, that is so true.

[@azgardenlover370]

You are so right. The news about social security and pension problems has me looks at ways to trim expenses so I dip into the nest egg as little as possible.

[@lemonteapot1061]

I love frugal living. I’m relatively new to it and just starting to make savings. I think it’s a fun way of life. And exciting to see savings grow. We are going on a couple of holidays this year but all paid for not on credit. I’ve also got a Christmas fund which I add to every month, a holiday fund - where I put the money I will need for train to airport or parking. So when the holiday is here I don’t need to put on credit. But I’m quite sensible with money, I don’t buy loads of tat. Lovely to see you all ❤️❤️

[@FrugalMoneySaver]

Thank you so much for taking the time to share!

[@lemonteapot1061]

@@FrugalMoneySaver you are just the loveliest people- and Dixie ❤️❤️❤️❤️

[@danaharris5446]

I love being frugal. You have been part of my journey. Thank you Emmy and Paul❤️

[@FrugalMoneySaver]

Love that! Thank you!

[@lisatopolnicki9975]

I am just sorry that I didn't start being more frugal earlier in life. I would encourage any young person to listen to ideas like yours and start doing what they can as early as possible.

[@FrugalMoneySaver]

Thank you! Very encouraging!

[@carolyneastman6095]

Dixie really likes to be trimmed….so cute….hi, Sam….good to see you! Happy Birthday to your son…..thanks for another great reminder of the importance of being frugal….

[@FrugalMoneySaver]

😊 thank you!

[@karenhieb8888]

What a beautiful dessert! Thank you for sharing this. My husband and I both had parents who grew up in the Depression years/the Dirty '30s, so we grew up seeing how they saved when they could and enjoyed what they had. Thank you for continuing to inspire me and many others with your ideas.

[@FrugalMoneySaver]

So happy our videos are uplifting!

[@sharonadams2858]

I think a frugal is an excellent way and smart choice of living. It provides for a stress free lifestyle that allows opportunities to help and bless others in times of need. Love your channel and your content.❤

[@FrugalMoneySaver]

We so agree! Thanks so much for the kind words

[@sharonparsons9804]

I think that it’s a sad reflection on our society, that good people like you and Paul feel the necessity to justify your life choices. You obviously thought long and hard about what was important and precious to you both, and you have worked towards, and achieved those goals. Good for you. Enjoy your life. You deserve it. Thank you for all the amazing videos and memories you’ve shared with me. All the best from Sharon in Australia 🇦🇺 🦘🦘🦘

[@FrugalMoneySaver]

No, we don’t justify. We live our lives and go about smiling lol

[@heidi4883]

I am following your channel from Germany since nearly 2 years. And I would like to thank you for all your amazing and encouraging videos!. I can only agree with you and a lot of your followers who have already left a comment. Frugality is a state of mind and I was raised up in that mind. I guess it also depends on your sight to frugality: if you ltake it as a mean to concentrate on the important things in your llife and see iit also as a challenge and fun factor you are on the right path. Thank you, Emmy and Paul, you are great !!😋

[@FrugalMoneySaver]

What a wonderful wonderful comment! Thank you so much!

[@susanf4857]

I think most of us appreciate things so much more when delayed gratification is involved. There is a lot of joy in being frugal! Also, you may live to be 100! You might need that money. I think people underestimate the cost of in home health care if that should be needed as well as assisted living.

[@FrugalMoneySaver]

Absolutely right! Paul and I always say that about the future.

[@abigailg9188]

My great-grandma always said, “Watch your nickles and dimes and your dollars will take care of themselves.” And also that borrowing money was “spending tomorrow’s prosperity today.” Frugality is what allows for the more extravagant expenditures when planned and saved for. It would not bring the peace and enjoyment intended to go on a vacation that leaves you strapped for cash when you return. On a side note: A friend of ours who has a hobby farm had two rows of radishes that were ready to be picked and were more than he could do anything with. He offered them to us before he fed them to his pigs. We took him up on the offer (I had no idea what to do with about 150 radishes, but I’m adventuresome.) It turns out that you can cook them about any way you can cook a potato and they lose the spicy and slightly bitter flavor when cooked. I’ve made quick pickles, lacto fermented slices , and am slicing the rest like scalloped potatoes, cooking, and dehydrating them. They are now an easy convenience food stocking our shelves for free. Sorry for the piggies though. Lol. I also cleaned a ton of the greens and have dehydrated about a half gallon for soups, stews, and other uses and am making a coconut saag recipe with the rest. This can be easily frozen for a quick dinner option to avoid a fast food night when needed. All it cost was some time and effort on our part. What a blessing

[@FrugalMoneySaver]

How creative you were with the radishes! Thank you so much for sharing

[@PhilipDonna1982]

I think frugality is a way of life that changes as circumstances change. By that I mean there may be a time when the Goodwill is where all your clothes come from, and later in life maybe you can afford clothes on sale at a department store. Either way, you are being the best steward of your money. Sometimes a long term purchase is best bought brand new, or maybe is best bought used depending on the circumstances and need, however I think if a person puts thought into the purchase and weighs all options, they are being frugal. Real life example: I just met a friend for lunch at a mid-priced restaurant. I looked at the menu online before going to the restaurant and selected an affordable item that I knew would also give me leftovers for another meal tomorrow. I didn’t splurge on appetizers or a beverage or dessert. I think that was frugal for me and my lifestyle/finances. Plus I supported a local business and had a great time with my friend.

[@FrugalMoneySaver]

Very well said! Absolutely!

[@AScotOnTheLoose]

That’s the best hack ever for coring the strawberries!! I can’t believe I’ve never seen this before. I once took my eye off the whipped cream in the mixer and it was a disaster lol. Everything looks beautiful and your brother is lovely - bet you had many laughs growing up. Belated happy birthday to your son

[@FrugalMoneySaver]

Thank you so very much!

[@christineread5395]

Frugality allows freedom to do the things you enjoy and also to be a blessing to others. It can also help release you from the prison of debt. God is the supplier of provision, but we must steward it well!❤️

[@FrugalMoneySaver]

Love that!

[@donnathomas5649]

Love the birdbath! I didn't even know there was a bird bath that can be placed on a railing! ❤ Loved seeing your brother - he's like frosting on the cake of your videos. Frugal journeys are a life long way of living- to me.

[@FrugalMoneySaver]

Thank you!! 😊

[@christophervogt7456]

Power washing is very satisfying! Love it. The trifle looked delicious and festive! 🎉 As you've said before, everyone's frugal journey is different. I'll always look for bargains, but I can also see a time when I'll loosen the reins a bit. I don't have anyone close to leave my worldly possessions to. That makes a difference. It's not going to the state if I can help it!

[@FrugalMoneySaver]

Chris, you’re the best! Very well said! Thank you!!