NPS Scheme 2024 | National Pension Scheme - 10% Interest Rate

About This Video :-
in this video we have discussed of national pension scheme that is nps scheme, in which we invest for our better old age time. this is 100% managed by Indian Government under PFRDA.
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[@pihusharma2380]

एक देश एक पेंशन लागू होना चाहिए #ops

[@THEHIDDENZETA-gx8pi]

Salary bhi kam Lelo 15000 chalega??

[@chrome-ph7js]

Kam se Kam last salary ki 40% hi dede wohi kaafi hai

[@gopalvermafanslog6403]

​@@THEHIDDENZETA-gx8pilagta h Bhai Tu v berozgaar h

[@suryakant2969]

NPS acchi hai to netaon ko bhi compulsory kar deni chahie

[@akshaysharma8276]

Nps me jo amount jata h it does not go to govt. It goes to one of the few fund manager and they invest that amount in equity debt and bonds.

[@shilpisoni4093]

Ajkal aise farziwade wale channel bahut hai..kou APY- NPS me gyan deta hai to koi standard NPS pe apna adha gyan bantne nikal parta hai

[@RakeshKumar-ql5qt]

Right

[@chrome-ph7js]

Depends on profession. Sarkari job walo ka Paisa govt securities me jata hai

[@amritpreet1044]

I never found such a detailed video before. Thank you.

[@arvindtarge9225]

बहोत सुंदर तरह से आप ने यह स्कीम समझाई. आपका बहोत बहोत धन्यवाद.❤❤

[@trilokbohra6329]

Sir, Nps मे एक साथ पैसे aprox 150000 साल के शुरू मैं करने फायदा है हर महीने एक small amt जैसे 10000 करने मे प्रॉफिट और रिटर्न्स अच्छा आएगा

[@mitanshusharma5944]

Very nicely explained with real world examples, superb job. Thankyou😊

[@saikatdey3072]

एनपीएस अगर अच्छा है तो? मोदी जी खुद और निर्मला जी खुद!तमाम सारे नेताओं! ओल्ड पेंशन क्यों ले रहा है?😢

[@ABCXYZ_2023]

Ta ki unko ache amount milke sukun ki zindagi gi sake. Aur baki loog NPS le ke kaam amount me kutte ki zindagi gi sake..😂😂😂

[@Apache1970]

​@@ABCXYZ_2023Government employees are around 1 to 2% of Indian workforce. The vast majority of people don't have any pension so why should government employees get pension paid out of tax payer money from poor people ( majority of taxes in India are indirect). Just because you cleared a test don't make you entitled to a life long government job.

[@captainh1989]

​@@Apache1970kitne tejaswi hain..... Jo log exam clear Kiya hain, unka service ka condition lifelong pension tha, ab nahi hain.... Jo log is condition mein exam denge wo khusi khusi NPS join karenge, baat simple

[@mybigpoint.]

Good 👍

[@chrome-ph7js]

​@@Apache19701-2% logo ka package pvt job se compare krlo fir bolna

[@shubhamuniyal9047]

At the time of maturity, a subscriber can make a 40% lump sum withdrawal that will be tax exempt. Anything above 40% will be taxed with the lump sum withdrawal of 60% being the limit.

[@chandu806021]

Very well explained

[@kamalverma1309]

A1 video, all doubts solutions in one video.

[@Techyshiv123]

Very nice explanation sir

[@narindersingh4810]

Very nice and informative video

[@bijendrakumarchoudhari6634]

Nice video. Hello sir maine bhi nos acount opan Kiya hai 6month ho gay har month 500 investment karta hu.but de rimit ke jariye investment kare to zerro charj lagta hai nahi to bank har month 25rupay tk charges karte hai ye baat bhi logo tk pahucha y baki thek hai good job

[@Yuvikapawar2168]

Bahut badhiya tarike se samjhaya hai

[@Manish-bn1gt]

Very detailed video, thanks for sharing knowledge and helping us. Appreciate your help and work!

[@manasthapa247]

maja aa gya boss .. detailed .

[@lngupta-tz6yg]

Bahut shandar samjhaya, thanks

[@Lokapriya_Singh]

So beautiful explanation dear👌👌👍

[@avinashnakate790]

Best explanation ever seen

[@pmovies613]

I was able to learn something new. I liked the video very much

[@manishagupta1991]

Please make a detailed video on the various charges of NPS account, from account opening to contribution to pop charges.

[@user-cw5lu6xv5g]

Very eleborated information👍🏼

[@ajaygopale2925]

Good information

[@gayatichoudhary2474]

Thank you

[@DeepGill-dl3wj]

Well explained 🙏🏼 thikh hain ji🤌🏽☺️

[@simransharma_3128]

What will happen to money if account holder dies before 60 (retirement age) ???

[@ojasmaheshwari6376]

I have few more questions. Please answer, this will help everyone looking for similar questions 1. We have directly invested 1.5 Lakh in PPF & 50K in 80 CCD (1B) .Please let us know can we claim tax exemption over the investment done by the company in 80 CCD(1) ? Please explain the same and the maximum limit we can claim ?

[@pameer402]

yes you will get tax exempt for employer contribution also. 80c 1.5L Employer contribution : 10% of basic individual contribution : 50k (max) All this will be tax exempted.

[@vkgupta]

You don't have to do anything. Once you opt for NPS contribution from employer then it will start deducting from your take home salary and you have to pay tax only on your take home salary. Once company will provide Form-16 then they will calculate tax based on your take home salary. In this way another contribution of NPS which is 80 CCD (1) will be exempted by income tax. I am using this facility.

[@ashokkujur5086]

Veri nice suggestion thank u

[@naazbiologyclasses2428]

Great Videos..

[@lifeondancestudio1383]

Thumbnail me aap same modi ki jawani lag rahe ho 🤣🤣🤣🤣😂😂😂😂

[@Ashik_crpf_Fouji]

😂😂😂😂😂

[@Divyanshukhichi78500]

Ha bhai sach me lag raha he 😂😂😂😂

[@guruvansh9723]

sahi kaha bhai 😂😂😂

[@AbhishekYadav-qu6cq]

Good sarkaari employees or private employees me fark h mere bhai padai likhai kr lete to aise comment nhi krte

[@itzinjam1724]

😂😂😂

[@vivekd005]

We need a separate and detailed video for Corporate NPS.

[@krishnaavinash1284]

If the employer (corporate company) has the facility of crediting the % of basic salary to your nps account, then you can opt. This option is only facilitated by fewer corporate which has larger employee base. You can ask your HR whether the company has corporate nps registered, if no can't do anything, If yes, then in nps application opening you can specify the corporate nps account option and employer details, post verification it will be activated as corporate nps. ( company can guide you here), if nps is already opened you can migrate/convert the existing individual nps to corporate nps ( company HR / payroll team should guide you here) Max % is 10-12% of basic salary depends on company in private sector

[@shimvijay1]

@@krishnaavinash1284 I had a question. Pls help if you could...which NPS is better- The corporate one or the individual NPS? Thanks in advance for the advice.

[@krishnaavinash1284]

@@shimvijay1 Your question is invalid Corporate or normal nps both are same. If it is Corporate NPS, then it's like a extra feature which will enable Corporate to credit amount to your NPS stating that the nps is registered under corporate with our company details from the employer side. In Corporate NPS you are providing additional role/right to the employer to credit the amount to your NPS. If it is normal nps, only individual can send the amount to the nps account corporate cannot. There is no real difference. This answer is from my experience only, you can check with others as well.

[@musicwidavinash]

Full on information!! Aapki video dekhne ke baad koi aur video ki jarurat nhi ...I like these 20 min video ❤

[@deepaknegi3328]

Thanks for the very good advice sir ❤❤❤

[@sarkarnurseryjdsrkr8674]

Very detailed video thanks for sharing

[@deepalikanaiya3474]

I'm a government employee my CPF AC is yet to open...can I open this AC on my own to save tax under 80ccd...can this ac can be merged with cpf ac? Plz guide.

[@jayakaranilkumar5932]

Very well explained

[@yashwantthakur8701]

Thanks for clarifying everything in detail.💯

[@rlprabha]

Thank you so much son. God bless you.🙏🙏🏻🌹🌹❤

[@sanjivanisaraph2908]

Is any scheme for a person of edge above 75 years?

[@RameshChand-st2uq]

Very nicely explained NPS. Thanks

[@jaswindersingh-td3em]

For state govt. Only default scheme not option in active scheme,only xirr is 9.32 at current,in future it is EEE

[@ishwargupta4148]

Nice explanation

[@sarvarishsinha8643]

Good information

[@dilipghoshjal]

Discuss the pension after taking into account the effect of rate of inflation.

[@user-vo8nc7kp5t]

Thanks okay boos

[@Dineshkumar-gf4ez]

Second point rebate section you mentioned that under 80c 1.5 l and 80ccd1 and other sub sections 2 l rebate so does that mean that in consolidation it will be 3.5bl rebate if anyone investing in NPS?

[@avinashpatil5186]

No, 1.5 in 80c and 50k in 80ccd = 2lakh

[@neelamshukla7731]

Thanks for the information 😊. Well explained.

[@arnabbhakat4299]

Sir 2 doubts hai... in case agar hum kisi month me jo amount fix ki hai... usko agar pay na kar paye to kya hoga... ya kisi ek time ke baad agar payment stop kar de to kya hoga... Please clear it sir...🙏

[@AbhilashAugustine]

Thank you...

[@NitinSharma_I]

Can you please tell me, if in the case of demise of the account holder in b/w the tenure of this, what will happen next, will the nominies get the money that time ametime or they will get the money after the tenure.

[@realinformationalvideos]

Thank you 🌹❤️🌹

[@shekarpappula]

Very good information

[@chinmaykhante]

इक इनफार्मेशन जो मुझे मिसिंग लगी वो ये की NPS अकाउंट कहा और कैसे खोले ये नहीं बताया है। ये बताया है की बैंक के थ्रू हम खोल सकते है, पर हां ये भी इनफार्मेशन अगर थोड़ी डिटेल्ड होती तो अच्छा होता। मेरा suggestion ये रहेगा की अगर आप ऐसी इनफार्मेशन दे रहे हो तो वो अकाउंट कैसे खोले और खुद से खोले बिना किसी ऑफिस में जाये, ये भी बताएगा।

[@shinamluthra8809]

Well explain

[@Animesh5488]

Sir Jo ppf account ke owner hai uski 5 saal k bad death ho jaye to kitne return milega please details video banaye 😢

[@chirag9986]

Hello sir Aap ki me sari videos dekhta hu. Or muje kafi kuch samaj me bhi aata hai.. Aap ki videos mere liye helpful hoti hai.. Aap ase hi knowledgeable video bnate rhe.. Or me chahta hu. Ki aap fi money bank account opening details me video bnaye. Thank you

[@opahuja3582]

Bank should distribut pamphlet to the coustemers on NPS.

[@rushikeshpatil2713]

Thank you so much sir 🙏

[@MBR12345]

❤PLZ Clarify sir For about axis IOCL CC क्या आपको कैशबैक पाने के लिए इंडियन ऑयल पेट्रोल पंप पर केवल एक्सिस बैंक पीओएस मशीन को स्वाइप करना होगा? या क्या किसी भी पीओएस मशीन में स्वीप करना ठीक है?.

[@premb6706]

Sir Jo company me pf opening hua hai aur already pension plan time period Jo rahta pf me jo 10 ka contribution period hota hai fir wo pension aur yeh nps pension dono me kya difference rahega, kya pf wala pension ke sath yeh bhi lena valuable rahegaa

[@sishu-1sec-broll-12sristis9]

Nicevideo

[@sunny6522173]

Very nice brother....

[@vipulvipul4051]

If change scheme from 100% debt to 75% equity, then my all accumulated amount will be shifted to this new scheme or only the fresh fund?

[@rahulthakare7078]

Thank You Sir ❤❤❤

[@dipayann576]

want to know 1 thing that if I am paying 5000 per month, can I increase the premium in future??

[@captainh1989]

@ankit sir.... 10% constant nahi rahega, ye bhi bataiye, hmmm 30-35 saal nps mein rahega paisa to obviously 10-12% ho hi jayega, jaisa ki nifty 7-10 year long run mein 12-15 cagr de hi deta hain.... Firbhi ye fixed nahi, fluctuations ayega agar redemption time market crash ho jayega ( covid like crash)

[@banasreechakraborty7444]

Nps account a ak lakh taka jama korle first time kota taka katbe and ki janna katbe and kota percent

[@mojidragaurang5358]

Thanks for.. Briefing....😊

[@Ankit-lw5oo]

Nice video

[@ashokdas7275]

is se better to PPF he kyou ki ₹150000 per year agar koi 15 years Tak invest kare to current 7.1% ki interest par ₹40,68,209 hota he jab ki aap 29 years se har saal 60 years Tak ₹150000 rak rahe he jo ki aap ki PPF ka double years le Raha he( 29 years se 60 years Tak= 31 years), is se koi aur ka to ₹80,00,000 hoi Jaye ga jo ki EEE( Exempt-Exempt-Exempt) rules follow karta he.

[@babit325]

Good education video sir but i have a problem sir I have salary account in kotak mahindra bank which was converted into savings account few months ago and I have not used it for long time what the charges I have to pay if I want to close it

[@sumandhank8474]

If I open NPS Account through any Bank. Is there any extra charges/payment need to pay more than my principal amount ?? Like extra charges or commission to bank??

[@banasreechakraborty7444]

Nps account a taka jama korle fast time kota taka katbe and ki purpose and kota percent

[@dimpleluthra7918]

Awesome video

[@academia5782]

Should we buy a single term insurance plan or multiple term insurance plan? Please please please suggest

[@user-bd4pb5en3p]

NPS trust kfintech vs NSDL NPS kya difference hai

[@abhishekmalviya096]

Very well explanation ✨✨ But minimum kitne se start kr sakte hai😒

[@Rajeshsingh-ws5th]

What is the difference between National Pension Scheme and National Pension System?

[@RatanDas-oy9vg]

Last 15years return 9%,also 40% corpus in tax slab and in lock 🔐 period ! It betters to go index fund where as 12%

[@anilsonkar5554]

Index fund ka rebate hai?

[@anupbehera]

Quick question. Can I increase my monthly contribution as I grow. Like if I contribute 2000 rupees today and as my salary increases in future Can I increase it to 5k, 7k etc

[@monapursnani4348]

Yes you can

[@Rishabhpantc]

Usse badhiya aap elss mutual fund me daal do 5k

[@Neha1989vlog]

Govt employees ko aggressive investment ka option nahi milta

[@ItsmeRaga]

Hi. Can i change my account from Auto to Active ? In the 2nd year or any orher year if i wanted it to change?

[@9999999vs]

Big corpus but purchasing power has to be seen in NPS at the ahe of 60

[@himan5hu]

Very well explained ❤

[@user-lu5hl8wc4b]

सर बहुत धन्यवाद बस ऐक काम और कर दे ईसे खोलने कि जानकारी दे,व ईसे मेनेज केसे करे खोलने के बाद ,व ईसमे खोलने के बाद भविष्य मे आने वाली दिक्कतो को केसे मेनेज करे सही करे ,व ईसे तिन कमनिया खोलती है 1 NSDL, 2 kfintech,तो ईसमे से कोनसी कमपनी मे nps ac खोले जहा से जयादा रिट्न मिले व सेवा भी सही दे वो कमपनी बताये,व अगर किसी का kfintech मे ac खुल गया हो तो nsdl मे केसे टांसफर करे ,व अपने हिसाब से nps के बारे मे और कोई जानकारी हो तो दे ,सर आपका बहुत धन्यवाद होगा, ईस मदद के लिये आपसे आशा करते है कि आप ईस बारे मे पुरी जानकारी अवशय देगे,

[@vkgupta]

NPS ko kuchh modification krna chahiye. Example- Annuity 40% mandatory nhi krna chahiye. Optional rakhna chahiye ya 20% kr do. Kyoki aane wale time me maximum log ko financial knowledge jayada hogi to wo apna paisa khud manage kr lenge. Jisko nhi manage krna hai wo apna annuity bna lega.

[@cyberbully7718]

Yes, the annuity part is a major drawback keeping potential investors away from NPS, since it eats a significant chunk of your accumulated amount.

[@HIMANSHU_961]

Great deal 👌

[@gbrahma4107]

Ap fuje key Lea batayaa yea cibil ke liya 20 yaar fuje ritiarmen jayegato bataw

[@harikeshgupta8079]

Nice 👍 explanation

[@meenubaranwal8585]

Apne bhut acha explain kiya... Ek question h hmara ki kya retirement ke time paisa nikalte samay us paise pr stock market ka asar padega....jaise ki ydi market down ho jaye to kya hmare paise bhi km ho jayenge ?

[@cyberbully7718]

Yes, NPS is market linked and the ups and downs in the financial market will affect your amount in the account.

[@naveenkumaranjana4616]

Government job bale ka EPFO account khula hua hai Tab NPS account khol sakte hai sir ji

[@vijaykpo]

nice well explained

[@Priyamvada-hc6cs]

Meri govt job 42 years m mili thi usk pehle hm private school m teaching karte the

[@user-hz9xc5kp5v]

Sir Thank you for your clrification but I can not understand minimum deposit per month i can deposit to a/c or is it fixed amount to beposit. Please let me know

[@dilipghoshjal]

In your nps calculator include the inflation.

[@Ayush.Ag.]

Can we opt out of Corporate NPS at any time.. or we have to pay forever once we opt for the nps.

[@rujuldesai2559]

What is minimum investment required every year? And shall I invest different amount every year as to my capacity,?

[@defencebyshakirahmad3562]

Sir phle tapak gya to phir kia hoga

[@ROHITKUMAR-vh5qp]

30 years baad 1 crore ka value aaj jitna thodi hoga...inflation bhi toh koi cheez hai bhai

[@bikrambasfore4620]

Sahi kaha 30 saal baad 1 crore ka value 20 sai 18 lakh hoga sirf inflation k hisab sai NPS mai DA ka benefit nahi hai Apna hi paise tukro mai milaiga , fund manager ka profit hai sirf NPS faltu hai OPS mai retirement k baad basic + DA ka 50 % pension milaga with DA benefit

[@PawanKumar-ps2bd]

nps aor ppf dono open kar sakte h kya