NPS vs PPF in Telugu | Which is Better Investment Plan For Retirement | Kowshik Maridi

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NPS vs PPF in Telugu | Which is Better Investment Plan For Retirement | Kowshik Maridi
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

[@ffreedomapptelugu]

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[@livingforjesus7]

Sir meethoti contact avvali sir , please provide your contact details

[@forestlifer289]

భయ్యా హౌస్ ఓనర్స్ కి ఉండే రైట్స్ ఏంటో కొంచెం చెప్పండి భయ్యా. నేను కూడా ఒక హౌస్ ఓనర్ నే. కానీ టెనెన్స్ ఇల్లు సరిగ్గా క్లీన్ గ ఉంచుకోరు...రెంట్ లేట్ గ ఇస్తారు. సంప్ లోకి వాటర్ ఫుల్ ఐన తర్వాత దాన్ని ఆపుచెయ్యరు అందువల్ల వాటర్ బిల్ ఆధార్ లింక్ చేసిన కూడా బిల్ ఎక్కువగా వస్తుంది లిమిట్ దాటిపోవడం వల్ల. అడ్వాన్స్ 2 నెలలు ఇవ్వమంటే స్టార్టింగ్ లో 1 నెల ఏ ఇచ్చారు. వాళ్ళు గ్రౌడ్ ఫ్లోర్ లో ఉండడం వల్ల కింద మొత్తం వాల్ల రెస్పాన్సిబిలిటీ నే కదా. కరెంటు బిల్...వాటర్ బిల్...లెటర్స్ ఏమైనా వస్తే అలాగే వదిలేస్తారు. ఓనర్స్ కి అలాగే రెంటర్లు కి ఎం హక్కులు ఉంటాయో కోచెమ్ చెప్పండి

[@SandeepPatel-ct1ps]

Naku oka doubt 🤔 neynu govt employee Naku already nps cutting undhi and meru cheyparu ani p&b lo 6k monthly thisukuna and recent ga hdfc mid cap lo 7k kuda thisukuna so a sections valla benefit and how to claim it

[@yamunabommali5260]

Sir what about hdfc life and ICICI prudential???

[@kavlogs7282]

Clearly explained...All doubt has been clarified ThanQ

[@bhaskarraon2919]

మీరు టేర్మ్ ఇన్సూరెన్స్ కోసం బాగా చెప్తున్నారు కానీ, ఈ కంపెనీలు సామాన్యులకి ఈ పాలసీ ఇవ్వరంట,వాళ్ళు ఐటీ, సాలరీ వాళ్లకు మాత్రమే ఈ టేర్మ్ పాలసీ ఇస్తారట......

[@madhavikoutha3818]

Income chupistene kada insurance ichedhi

[@bhaskarraon2919]

@@madhavikoutha3818 ఇన్సూరెన్స్ కట్టుకోడానికి ఇన్కంటాక్స్ ఎందుకు మేడం మనిషి బతికుంటే చాలుకధ.....ఒకవేళ దీనికి ఇన్కంటాక్స్ కావాలి అన్నప్పుడు ఫిక్సీడ్ డిపాజిట్ కి అవసరం లేదా ఇన్కమ్.......ఇదేం రూల్స్.....

[@pilliyesuraju8896]

Business - It returns unna istaru

[@bhaskarraon2919]

@@madhavikoutha3818 మీరు ఎంత చదువుకున్నారోగాని,మీతెలివికి జోహార్.....LIC కట్టడానికి ఎందుకు అడగరు ఇన్కమ్....అయినా చిన్న చిన్న షాపుల్లో పనిచేసుకునే వాళ్లకు ఎవరిస్తారు సెలరి స్లీప్, ఇన్కంటాక్స్..

[@naturalstark8853]

మరి సామాన్యుడు ,?

[@forestlifer289]

భయ్యా హౌస్ ఓనర్స్ కి ఉండే రైట్స్ ఏంటో కొంచెం చెప్పండి భయ్యా. నేను కూడా ఒక హౌస్ ఓనర్ నే. కానీ టెనెన్స్ ఇల్లు సరిగ్గా క్లీన్ గ ఉంచుకోరు...రెంట్ లేట్ గ ఇస్తారు. సంప్ లోకి వాటర్ ఫుల్ ఐన తర్వాత దాన్ని ఆపుచెయ్యరు అందువల్ల వాటర్ బిల్ ఆధార్ లింక్ చేసిన కూడా బిల్ ఎక్కువగా వస్తుంది లిమిట్ దాటిపోవడం వల్ల. అడ్వాన్స్ 2 నెలలు ఇవ్వమంటే స్టార్టింగ్ లో 1 నెల ఏ ఇచ్చారు. వాళ్ళు గ్రౌడ్ ఫ్లోర్ లో ఉండడం వల్ల కింద మొత్తం వాల్ల రెస్పాన్సిబిలిటీ నే కదా. కరెంటు బిల్...వాటర్ బిల్...లెటర్స్ ఏమైనా వస్తే అలాగే వదిలేస్తారు. ఓనర్స్ కి అలాగే రెంటర్లు కి ఎం హక్కులు ఉంటాయో కోచెమ్ చెప్పండి

[@venkatanaveenk2181]

Hi Kaushik , I have some doubts in NPS Schemes You explained like after 60 Years , I will receive a Corpus of 60% and 40% will be equity. Question : You explained like I will receive every month some amount from 40% Annuity till it becomes 0. So how much I get every month. Question : My age is 30 , If I start now and I pay for 10 Years , Suppose at the age of 40 some unexpected happens to me(Death) so my family can't pay further 20 Years then what is the process of 60% and 40% Question : Now my age is 65 , As you said I have received 60% at the age of 60. Suppose some unexpected (Death) happens to me at the age of 65 , So now who will receive that 40% Annuity further till my 40% Annuity become 0

[@smcreationsintelugu]

Hi Sir, If NPS Subscriber and nominee expire at a time, then who will receive the NPS amount?

[@madhavikoutha3818]

Legal heir next

[@నందకమ్ఛానల్]

Sir, న salary లో cps (countributin pension scheme) లొ amount cut అవుతుంది. నేను EPF కి eligible అవుతానా?

[@rajeshallena9210]

NPS open cheyyataniki which fund manager is best,like HDFC,lic, ICICI?

[@Snehaperumalla]

Anna ppf lo tenure 25 yrs pettii nps lo tenure 35 years pettaru . Ade 35 yrs tenure ppf lo pedite same amount vastundhii

[@venkataramanasoma2985]

Please say about central govt employees retirement plans and investment plans

[@jayarajkumar4334]

Sir LIC-Jeevan Tarun policy lo yearly 39000*19years=RS741000/- manam invest chestay lic vallu maturity time antay పాపకి 25 years వచ్చాక 19 lakhs ఇస్తారు అంటున్నారు ఇది correct na kada anna amount istara ivvara lic lo invest cheyadam best na weast na oka video leka reply ఇవ్వండి Sir plz plz plz papa ki invest చేద్దాం అనుకుంటున్నాను .plz sir

[@somuaunsha4219]

Sukanya samruddhi yogana is best for girls

[@bhagvanthudu4urs269]

💯 nammochu Lic

[@bhagvanthudu4urs269]

​@somuaunsha4219 indhulo only savings adhe LiC lo aite saving and insurance vuntadhi

[@srinivasc9047]

Google lo chuste PPF interest annually compound ani undi but miru quarterly compound ani cheputunaru. Correct information edo confirm cheyandi plz.

[@KattaNagarani]

Hello sir 1year back youtube channel start chesanu. By mistake naa mobile lo data motham arase aipoindhi. Ippudu nenu naa mail id kuda marchipoyanu. KZbin account kuda poindhi present new mail id use chesthunnanu. How to recover my KZbin channel. Please🙏🙏🙏🙏 answer me

[@thrimurthuluguttapudi8290]

Explanation is very good. Sir, I have crossed 66 years of age. Am I eligible for NPS and another thing am I eligible get credit card with lounge facility.

[@TEAM_666_OFFICIAL]

Anna ppf lo laksha yabai velu okesaei katala lekapothe una appudu unnapudu katoochaa 😢

[@hindhibest4898]

Eppudina veyochu, ennisarlaina

[@RojaMadan123vlogs]

Sir ppf amount maturity complete ayyaka mottam amount isthara

[@said8628]

Nps bagundi 60lks esthadu 40 valladagare untundi oka vela 61years ki katina vekthi pothe ala

[@rowdybabymanaswichannel6108]

Sir 25 years,15,20 years ante aa amount tho land konte intha kannaa ekkuvosthai amount

[@subbaraokolukuluri919]

valuable information.thank you ji

[@Krishna-de6xd]

Section 80c kosam video cheyyu anna

[@MSSekhar673]

Considering inflation value of 1 crore after 25 years is 25 to 30 lacs only,need to consider that plan accordingly.

[@sriharivarma2333]

Good information sir, thank you.

[@dharmarao3496]

Sir PPF లో ప్రతీ నెలా ఒకే అమౌంట్ పెట్టాలా లేదా మన దగ్గర ఎంత వుంటే అంత పెట్టవచ్చా? తెలియజేయగలరు.

[@MSSekhar673]

Mana Istam bro Kani for financial year only 12 transactions are allowed.

[@anilreddymara]

ఈ టర్మ్ పాలసీ లు వ్యవసాయం చేసేటోళ్ళకి ఇవ్వారంట సారూ వాళ్ళు అన్నం తింటున్నారా కంప్యూటర్ లు తింటున్నారా. వ్యసాయం చేసేటోళ్లు చనిపోతే వాళ్ళ కుటుంబాలు రోడ్డు న పడుతున్నాయి వాళ్ళకోసం ఏమైనా ఉంటే చెప్పండి 🙏

[@DilipKumar-sz4mw]

One major difference you forgot to mention is PPF is a guarenteed return, and NPS is not guaranteed.

[@arunch8301]

He mention that also, 21:00 minutes taruvatha Adi kuda cheparu, PPF safe, NPS asset class G petukuntey safe, asset class E petukuntey safe kadu ani cheparu

[@krazzmoto]

I had a doubt .scss scheme 2laks ki open cheste ,manam 5yrs varaku tax claim chesukovacha..

[@user-mm2xt7ud4t]

Hi bro Can you please make a video that as a f1 student I can invest in USA, Can you please suggest a beat plan and best policy

[@DineshDontala]

Ma wife epf raledhu trust team epfo ani vasthundhi

[@srinivasc9047]

Google lo chuste PPF interest annually compound ani undi but miru quarterly compound ani cheputunaru. Correct information edo confirm cheyandi plz.

[@vani9896]

Hii sir. PPF scheme lo after 7years avasaraniki oka certain amount withdrawn chesukovacha sir. For example: if 7 years ki total amount 9 lakhs corpus generate iendhi & Naku 5 lakhs rupees use undhi. Apudu nenu 5 lakhs rupees withdraw cheyachaa sir

[@sharmilareddy6988]

Hi sir Thankyou for so much information I want 25laks afr 5yrs for kids marriage.How to save and how much per month ?

[@lp8996]

15*15*15 Rule better kadha sir 1cr earning ki

[@rog33ful]

Ppf and npf or any other schemes are not worth it. Even if you invest in nifty50 in stock market for 5 years, you will get 85% to 100% for sure.

[@happydreams7802]

Asset class change చేసుకోవచ్చా. Already వేరే asset class తీసుకున్నాం

[@manmadhaippili4669]

సెంట్రల్ గర్నమెంట్ ఎంప్లాయిస్ కీ NPS అకౌంట్ ఉన్నవాళ్లకు sec 80 C టాక్స్ బెన్ఫిట్ ఉంటుందా sir...

[@veerababuollu3429]

Hello sir I am a govt employee maku default ga NPS asset class G untundi Memu Adi marchukovacha Leka tire2 lo invest chesina meeru cheppinattu returns vastaya?

[@telukotigiridhar3599]

PLI vs SIP i renditlo edi best sir plz make a video

[@satyasubhashini7528]

Nenu lic lo 55 k yearly start chesa. Nadhi 60percent tax slab...ipud evi medha pettamntary...mutual funds 6000 sip chesa

[@vijaykumar.m152]

Okkavela 60years lopu chanipote appudu yala..???? Amount estaru...????

[@viswanath244]

60% vachaka 2 or 3 months tarvatha chanipothe...migilina 40% evariki istharu?

[@sanatana_dharmam_jolikosthe]

Nominee ki

[@bchanti7752]

Nominee benefits ledhu 😅​@@sanatana_dharmam_jolikosthe

[@karrimahesh473]

Annaya small doubt eppudu monthly 60000 above pention vastundhi antunnaru aa amount 1crore 800000 lacks kadha mari madhyalo pention teesukuntu athanu example 80 years ki chanipoyadanukondi mari appudu swichivation yenti brother aa money nominee ki vastaya ledante anthatitho cut ipotundha cheppandi annaya please

[@angelmanaswini2148]

Lic jeevan saral policy lo 120000 kattethe 60thousand maturity ichaaru...enduku? 12 yrs paid

[@Bchatmakuri]

నా age 58 నేను nps ఖాతా open చేయొచ్చా ? ఎంత age వరకు చెయ్య వచ్చు.

[@intruder2t15]

Yes.. Max age is 70

[@veerasekhar5160]

Very Good information, In comparison explain Equity returns after 25 years, if selected G how much required in the NPS also in C and A, it's best for few more understand

[@narenderreddy1]

NPS lo Maturity settlement ayyaka '(60 years), pension start ayyaka chanipote - annuity amount ki emavtundi

[@Hariveerakumar]

Anna Naku already APY nundi anna Mali NPS eligible undha anna And NPS, PPF rendu cheyacha oka person ldha e 2 lo adho okati na.....

[@Anitha-ny8by]

Sir*401*na number na friend phone lo chesanu tana calls vastunnai cut cheyandaniki ravatledu please help me

[@issacraju9946]

Anna nenu one card apply chesa fd 5k kuda chesa nenu video kyc lo address em icchano marchipoya anna naaku card activate kaledhu anna nenu one help mail ki mail petta vallu address change cheyyalem annaru card activate kaakpothe fd amount refund with 7 Days lopu chestham annaru kaani already 13 days avthundhi Anna inka refund raledhu help chey anna elano please 🙏🙏🙏

[@swapnapratapagiri2901]

Hi sir.. naa NPS account freeze indi.... ela unfreeze cheyali , plz... give reply

[@chejarlaprasannanjaneyulu3319]

Annually 10000 Kadite Dainik GST charges vastara okavel GST charges veste yena memu pay cheyali

[@kummarishiva7706]

Super information...

[@abhishekcherukuri9436]

Hi brother, can I change the ppf investment amount yearly based on my income

[@swaroopvarma5688]

Axio personal loan urgent ga clear cheyyali sir. Vallu 6months varaku avvadhu antunnaru ., Emaina solution untundha clear cheyyadaniki

[@Subbu4910]

Nelaki 68 thousand??? Year kaa

[@mahender6762]

Anna okkasari check cheddam Ani policy Bazar lo log in aai chusa antey continue GA calls ravadam start aindi dayyam pattinattu tisukuney daka vadaledu Kani adhi naku nacha ledu nenu cancel cheddam antey teliyadam ledu nenu em cheyyali.?

[@shamalakondra722]

Very good policy. Memalini kooni doubts adagali antey ela approch kavali. Memu retired persons. How to invest

[@chinnitirumularao7222]

Bhaya NPS during contribution manaki yedaina ayithe yenti avutadi...amount nominee ki dorkitada leda

[@akhilkolli3773]

60years varku money maniki raavalli kada bro, epudu private sector lo max 45years varuku chyadamm pedha task.

[@mahender6762]

Anna home loan tisukunna ippudu adi 10.25% undi Kani meru eppudu 8 % aney enduku cheptaru idhi real Kadu

[@MrNani999]

Thanks kowshik gaaru Explained very well andi PPF and NPS lo manam every month invest cheyalandi or year lo manam eppudu ayina enta ayina invest cheyacha andi

[@praveenmajnu]

NPS lo vache LUMPSUM amount tax exemption undha ledha cheppaledu??

[@Anirudh1997]

MF is better than both anytime

[@vijaykumar.m152]

Online Term insurance ok but claim chesukovali ante yala...????

[@NANICSK]

sir short term for 1 or 2 months ki investment chpandi small amount 10k or20k unati kadaa savings account lo em radhu pls suggest

[@kollanarasimhamurthy942]

Sir Can a govt employee claim 1,20,000/- rupees tax exemption under 80CCD(1B) by contributing voluntarily For ex: as a employee my contribution towards NPS tier-I only 80000, then to exempt from tax can I voluntarily contribute 1,20,000 and claim total 1,20,000as tax exemption...? as both becomes 2,00,000.

[@devotionalsoul3752]

EPF unnavaallu NPS use cheskovacha.. EPF account close cheyalsi untundhaa

[@rajisharma3010]

Work from home jobs cheppandi bro house wifes ki useful ga untundi

[@FelixJeffrey-k8s]

Jones Matthew Williams Eric Martinez Ruth

[@ruthmarkyt5683]

Hello sir naa pan card poindhi number kuda teliyadhu naaku pan number kavali ela tesukovalo chepputura sir

[@mullarafi7195]

Sir, EPF GOVERNMENT EMPLOYEES SHESUKOVACHHA.?

[@sakarmanpunnamchander6942]

SIR ZERO BAG-GROUND SCORE IS BETTER

[@srikanthsrk3909]

Kunthiraju best bro

[@girishkumar3684]

I have opened 2 years back How to check which one I took E C G A. Can you please make a video on that

[@kunchamsuryapavan4538]

Hi sir NPS account lo nominee name ni marchukovacha .

[@ffreedomapptelugu]

yes

[@pkesava977]

Health insurance ni banklo teesukunte manchidha leka normal agent daggara teesukuntey manchida cheppandi koushik anna

[@SaisivaswamyUngarala]

Kowshik anna, any proof that Max Life will our premium back if nothing happens to us with in the policy period because they are saying no and they don't have such things available.

[@arunatallam519]

Sir middle lo children education ki adi need vunte withdraw chesukovacaha

[@maheshreddy475]

How we can invest maximum amount (1.5 Lakhs) per year in NPS as we have only 4.8 thousand per month is maximum amount as per our organization ?

[@manojkumarkorivi9417]

Thank you so much sir very good information

[@ffreedomapptelugu]

Most welcome

[@rajusandya8136]

Monthly 5000 invest cheste ppf entha vastundi sir

[@anithanaidubunga6637]

Sir Sukhanya samruddhi lo already year ki 150000 pettubadi pedutunnam Mari eppudu PPF lo pettalanukuntunam diniki kuda tax benefit untunda. Leda rendutilo kalipi 150000 aitene tax benefit untunda.

[@sambashivarajusooram9823]

only 1.5 lakhs ki exemption under 80C section

[@niranjanpodugu1171]

Central gov employee EPFO cheyadaniki avudda

[@phanisravankumarpothuri4295]

Loan isthamani cals vasthunai ela escape avali cakls rakunda video cheyandi plz

[@rajunikhil5417]

Sir naku 39 years running nenu deniki invest cheyyavachhu

[@wekika]

What a fun sir PPF investment every month 5 lo katali kada kani miru matrame yearly once cheputunaru

[@RameshNFKARK]

Not needed, I am paying yearly once. If you pay before 5th of every month, that is considered for interest for that month

[@shivatejabvst4011]

Brother nenu kothaga food court business start cheddam anukuntuna na daggara investment ledu surety pettadaniki own property kuda ledu naku government nundi minimum 1.5lacs loan vache way vuntey cheppandi brother

[@Suritdsuri]

Mudra loan scheme లో 10 lakhs వరకు ప్రభుత్వ, ప్రైవేట్ బ్యాంక్స్ ఏ తనఖా లేకుండా లోన్స్ వచ్చే అవకాశం ఉంటుంది. నిజాయితీగా వ్యాపారం నడప గలం. ఆదాయం వ్యయం మరియు లాభాలు వాయిదాలు సకాలంలో చెల్లించ గలం అనే హామీని బ్యాంక్ కి ఇవ్వ వలసిన అవసరం ఉంది.

[@suryanarayanaruttala9611]

Baga explain chesaru koushik garu I have two doubts 1. Term insurance tax benifit untadi annaru adi apart from 1,50,000 (80c) or same 80 c lo included na? 2. Nps lo vachina profit ki kooda tax free na? Thanku so much for ur vedios sir❤

[@mahesha3288]

Term. Insurance also falss u Der 80c only. NPS returns are subject to tax as per the prevailing tax rates at the time of retirement. It may change

[@kattatarun9204]

Sir nenu 2 years nps lo invest chesa eppudu withdraw cheyocha

[@harikrishna6944]

Question 1: Under Section 80C, SSY, PPF, NPS, ELSS Funds, Equity MFs, Senior Citizens Savings Scheme, Principle paying in Home Loan, EPF, Term Insurance. We have many options under Section 80C. Tax Deduction Rs 1,50,000 per Annum (Maximum) Can we choose any one option that comes under Section 80C or multiple options required to avail the benefits of Section80C Tax Saving?

[@VeeraBabu-lt7sw]

Tq sir tq ❤❤❤🎉🎉🎉

[@chiranjeevipadapa567]

Kowshek My Grand mother Age 85 ( 2024 ) I want 100 year'S of age Parson Provide Company'S term insurance Plan Best Term plans Video Please

[@rajasekharmotupalli5583]

Content nachindi sir. Term Insurance mida kuda vedeo cheyandi sir

[@mohammedimranpasha1634]

Sbi lo ulit sceam una sir 250000 time period 7yeares 5year wating period we get retern 500000lackhs

[@thirumalasettybhargavaraju9698]

Hi Kowshik sir. I have couple of questions on NPS. 1. Can i change fund manager in middle? If yes, how frequently we can change? 2. Can i change my Investment share ratio in middle(like Asset -E to G). if yes. How frequently ? Please help here.

[@HemanthBolem]

Once in Financial Year You can change Fund Manager and Share Ratio. Not more than that....

[@lakshmiyaka1882]

How can we change the asset ratios, explain please. ​@@HemanthBolem

[@bommasaninagasrikanth8419]

Bro I have a doubt. Is there any chance to change nominee. For example before marriage nominee parents and after marrige spouse or children's.

[@kodatithirupathirao1528]

Sir, i have hdfc NPS Account. Open time lo nenu madrate choose chesukunna. Now i want change to aggressive plan my nps account, so how to modify my aggressive plan. Please explain me

[@pratapkurapati6812]

NPS lo At present per month 1000per month invest chestu unte later after 2 years nenu 5000per month laga invest cheyocha??

[@jayakanth1458]

Yes can invest increasing amounts each further years

[@BYTEVOLGS]

Hi sir , after 60 years In NPS what will be happen when subscriber and nominee dead on same time, Is our annuity amount will be sharing to our family number

[@karimullasd309]

Nuvu suupar anna

[@sameerkumar1459]

One person Rendu schemes kii apply cheyocha

[@rekharamayanapu2049]

Chala Baga explain chesaru sir. Thank you 👍