One Year On - an Annual Debt Update | How Did I End Up in Debt? | One Year on YouTube pt. 1

[@andreapreku3652]

💜 I believe you should be proud of youself, Girl! You were in a very difficult situation, and you made a change. Almost 3K payoff is remarkable, and you are able to think reasonably and make correct decisions. Also, you are helping others with being open and caring. Not your cup of tea, but huge hugs from this corner of the world.

[@LittlePetal91]

No shame or embarrassment needed.. you are inspiring to open this up, be honest and face it full on. Kudos to you 👏 Good luck, I'll be following. Take care! 💕 Commented before the end! 💜

[@lisafegan5478]

💜. I also got a lot of help and support from Christians Against Poverty about 12 years ago. Because of this I am now able to manage money a lot better than I did before. I discovered this budgeting community only in July this year and I’m loving the support and information available. Keep up the good work 💜💜

[@NanaSaves]

Love Mr Bowie ❤ great chat well done 👍

[@crumblecrafts2963]

You’ve come such a long way. Great that you are trying to get ahead of the accommodation challenges next summer, and lovely to see Bowie in all his glory, it’s a while since I’ve seen so much if him 💜

[@LindsayLivingSimple]

You’ve had quite a year and come so far.. Your channel was one of the first budgeting channels I started watching and you were just getting started 💜

[@DeidresBudgetingJourney]

Thanks for sharing your journey. I know who Martin Lewis is as I watch clips of UK news and he seems fabulous. So interesting to hear about the way financial things work over in the UK, some of it is different than here in Canada. You are doing so great, 💞

[@Jessics682]

💜 I've been watching you for a while and you have been such a big inspiration. You've made me feel better when I fall off the wagon or make some stupid choices and have reassured me that it's not just me. You've come such a long way and I can't wait to see what the next year holds for you!

[@rachel79934]

💜💜💜 Behind you all the way Nicole. You are a inspiration xx

[@CraftyBudgeting]

Sounds like you’ve made amazing progress and you should be proud of where you are now 🥰💜

[@ThePennySaver]

💜 You've come along way since starting your channel

[@emmamaxfield7568]

💜 thank you for sharing. So help helpful for so many. You can and will sort it. So good of you to be so open and honest xx

[@jerryglass6513]

💜 you have turned your life around....hood job.

[@Lifewithsarahelizabeth]

You are doing so well, keep going, you’ve got this! 💜

[@midlifekhrissy]

Amazing progress despite everything you've been through this year.

[@elizabethgarner3349]

💜 Hi Nicole - I think you have made so much progress in a year, all of the best of next year! You are moving in the right direction to sort those debts out. I do hope your Guarantor continues to support you. Just a tip - PGCEs are really packed courses with teaching practices and studying, as there is basically 4 years work to cover in a single year, so please be careful to balance rest and relaxation where possible. Liz x

[@mariajohnson6400]

What an honest video well done you should be proud of yourself

[@jennifer5495]

Really good video. 💜listening to it to and from work .

[@Girlpleasebudget]

wow this was very honest and raw! I think you have done amazing watching your journey, and how you rationalise it all, you got this! - you are planning and actioning everything, but you are in the right place now to do it! does it feel like you can deal with this now you have addressed it? I’m on a debt journey too at the moment and I know I felt less overwhelmed saying it out loud and getting it all down on paper… even if it did make me feel sick inside a bit!!! Xx

[@suzie5772]

What a difference a year makes. You have come so far, well done. You have addressed all your debts and have plans in place to sort your debts out. I hope your guarantor continues to support you, they sound incredible. I hope your landlord doesn’t increase your rent. You need a chance to get back on your feet ❤ Good luck with your teacher training, you’ll be great 👍 I’ve been with you since day one, you are so much stronger.

[@traciesmobile683]

I am not clear on your strategy after November 2024. Not sure if you have read it before but the money secret is a great book for money management

[@notanotherbudget]

At the moment there is no defined strategy for beyond then - there are too many variables as regards my rental situation, working location and fixed income at that time to plan effectively. Thanks for the book recomends!

[@cecereads649]

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[@juneharpur2638]

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[@mariajohnson6400]

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[@mels8268]

❤❤❤

[@yvonnecoates3307]

💜 x

[@mondoraj]

Purple Heart

[@MaddieWBudgets]

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[@GillianBudgets20203]

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[@tracybergamin6305]

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[@fullmooneve1651]

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[@jcdom3841]

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