I had the Chase Sapphire Preferred for 3 years and loved it. For $95 it had a ton of benefits that I could use. A year ago I decided to upgrade to the Chase Sapphire Reserve card which was a big uptick in annual cost ($550) but also gets me into truly elite travel perks. On top of that I got the AmEx Platinum that covers things the Chase Reserve does not. The third in that trifecta is the AmEx Delta Sky Miles Platinum. You’re right, I have enough cards now but I’m retired and my lifetime dream is travel so I’m set for anything now. You have great, informative reviews btw!
@TheRDGuarantee2 ай бұрын
You have an awesome card setup! Pretty much top of the line cards, which makes sense given you've got some free time to travel and in retirement - you've earned it! Thanks for watching my video and I appreciate you sharing your setup as well.
@chadpennycuff2 ай бұрын
Solid review. I wish CSR had all the multipliers and anniversary bonuses of CSP.
@TheRDGuarantee2 ай бұрын
You and me both!
@valleylaker2 ай бұрын
Me too, but you have to love that $300 travel credit
@DC_Consulting_DC2 ай бұрын
I used the $50 hotel credit this summer...awesome! I had the CSR twice, 48 months and a SUB each time, but the 3rd time I got the CSP.
@TheRDGuarantee2 ай бұрын
That's the way to do it! What made you eventually drop the CSR?
@FrequentFlyer_MIA2 ай бұрын
I missed the 300 dollar travel credit by 1 month.....It was easy to hit the $4000 but I am bummed that I missed the 300 dollars. happy for everyone else tho. The online groceries stink. Should be in person shopping as well. 60K is a weak bonus for a quasi premium card. The portal is overpriced as well. I will downgrade after a year and move on.
@JavierTorres-ng6ct2 ай бұрын
I stayed patient and was waiting for the 80-90k mail offer but once the 60k+300 came by i went in branch and they gave me 70k and 300 travel credit, really happy with that
@TheRDGuarantee2 ай бұрын
It’s a bit of a mixed bag. I think 60,000 points is more than fair for $95 card. ESP considering the value of UR points. I also got use of the $50 hotel credit though so that makes it even cheaper for me. I agree with you that online groceries is pretty garbage because now that many stores have good online grocery systems
@chadpennycuff2 ай бұрын
Once you hit min spend - Chase is really good about giving you the higher offer if you ask. But you gotta hit the spend first.
@billwright21762 ай бұрын
Use the freedoms and Inks for everyday spend. Then send the points to your saphire. Research the chase trifecta. Currently in Branch you can get the freedom flex that has a x5 multiplier bonus in groceries and gas first year to 12k in spend. And a 20,000 ur point sign bonus for spending $500 in 3 months. Then send the points to use to the saphire. This is a 80k points offer if you can do the spend. At least it could organic as most people buy gas and groceries. When the flex has the catogorys for the quarterly credits they stack with the bonus offer giving you x9.
@JohnSololl2 ай бұрын
I have a question about the annual fee $95. Do you have to pay that upfront or that’s something that has to be within a year ? New at this lol btw great video
@scottshane02 ай бұрын
Upfront
@TheRDGuarantee2 ай бұрын
It is placed on your first month's statement and due by the first payment date.
@wesleywilliams1186Ай бұрын
Yea the multipliers arethe reason i havent and wont get the chase cards. I travel 1-3 times a year. I just recently got the citi strata premier. Way better multipliers.
@ensomining2 ай бұрын
Can you break down how 1.5% catch all on the Unlimited is better than a 1x for the Sapphire.
@LK_EBM2 ай бұрын
Isn't it simple math: 1.5 > 1?
@falf90032 ай бұрын
the sapphire could be thought of having 1.1x because of the 10% anniversary points
@franciscanstudent2 ай бұрын
@@falf9003 Good point, and I add that the 1x on the CSP is also boosted by 25% through the Chase portal, making it 1.1x(1.25)=1.375x, which is still < 1.5x. However, the Freedom Unlimited has int'l transaction fees, which the CSP does not.
@vule-pg7sf21 күн бұрын
Do this card have $120 Global entry?
@Just_Stevo2 ай бұрын
The true CSP is a Citi Card bro. It's a beast.
@TheRDGuarantee2 ай бұрын
Haha there is a good case for that one
@noblegirl19912 ай бұрын
I used my $50 credit just now
@TheRDGuarantee2 ай бұрын
The best feeling!
@ashleightalanca6104Ай бұрын
How much the annual fee ??
@djeanpierre8 күн бұрын
$95
@TheRDGuarantee2 ай бұрын
📣 Chase is doing a limited-time offer on the CSP. 60,000 Ultimate Rewards Points + $300 travel credit. For a card that doesn't get many elevated offers, this is great timing. ➡ If you're interested in seeing more details you can get that offer at this link: RDGuarantee.link/Chase-Sapphire
@robertlopez34572 ай бұрын
I just got the card a month ago and I just received the 60k bonus. Haven’t used anything yet. Do you think Chase will match the travel credit bonus?
@Megawolf2422 ай бұрын
@@robertlopez3457 Yea
@TheCheapNomad2 ай бұрын
This new offer might be too good to pass up, however I just got my Venture X and already have a Quiksilver and Bilt. I am looking to get into the Chase ecosystem though. What do you think?
@MrHawaiiboy5102 ай бұрын
Neither has the CSR
@luismunoz12132 ай бұрын
Venture X does have a downgrade path.
@TheRDGuarantee2 ай бұрын
What's the VX downgrade path?
@luismunoz12132 ай бұрын
@@TheRDGuarantee Venture and Venture One. I believe the only rule is that you cannot downgrade within a year of opening the Venture X.