These 3 Cards get me $15,000 in Travel EVERY YEAR

[@awaytogether]

➤ Top Chase Cards: awaytogether.com/chase/

[@Fruitypebbles489]

I have all 3 cards and I will be flying my first “free” trip ever. It’s not business class but it’s still a free trip

[@jamaglaqui3912]

Hi, whats the interval when getting these 3 cards? I currently applied for chase freedom unlimited

[@Epigz418]

@@jamaglaqui3912would do about 3-6 between card applications

[@DaveM-FFB]

Makes sense! However, we travel a LOT, and prefer to get $12K - $15K of annual value at Hyatt hotels. We just use a 2 card stack for 95% of our purchases. #1 We use the CSR Visa for airlines, cruises, dining and rideshare (3x pts). #2 We use Chase WOH Visa for everything else to earn and maintain Globalist status (based on Qualifying nights, and credit card spend). We always pay for our flights, and sometimes we leverage the cruiseline group discounts on airfare. Cheers!

[@Northerner-eu6rx]

I am a Chicagoan like yourself and also own Sapphire Reserve. However, one major weakness for us, Chicagoans, is lack of Priority Pass lounge in any of the domestic terminals and the only one "Swissport Lounge" exists in international travel. Chase has created some Sapphire Lounges and none of them exist in Chicago and it doesn't have any future plan either. Chase used to reimburse unto $28 in other selected restaurants and that program has also been disconnected. We need to raise this to Chase and/or Priority Pass as its devaluing the Reserve card.

[@mundie33]

I travel every week and purposely avoid O Hare. That place is a dump. Plenty of airline lounges though

[@vgshwk]

There are no priority pass lounges at lax also.

[@Kennysmelle]

Here is my trifecta. Chase unlimited, chase marriott, chase United. I get a 35,000 a year to use for a hotel room a year and I get lounge access with the United card. I would probably put the preferred card but haven’t found a need for it yet

[@MiguelGomez-o1k]

The rich always gets more discounts than the poor.

[@minneapaulis]

Yes sir! Proud CSR, CF, CFF card holderrrrrr

[@reggiethecommenter9137]

1:39 My Venture X Covers bucket 1 and 3; transferrable, perks, etc + 2X points (catch all). My Chase Sapphire Preferred is my bucket 2 choice because of 3x for food. I've kept my Hilton Surpass card that I use only for my Hilton stays/spend.

[@michellebowers8652]

Yeah, well airlines are hip to this and have been hiking up mileage points for business class to astronomical levels.

[@BravoSimone]

Would this advice work for Canadians?

[@kaina732]

My Chase Trifecta: Freedom Unlimited, Ink Cash and CSP. I am at 5/24 or I would have the Freedom Flex as well.

[@NathanFogg-z3j]

The concept is good; however, the video sounds like a Chase commercial.😕😕😕

[@RealMuperSan]

5% on 1500 of groceries for a quarter is no good for us. Our monthly food bill is much higher

[@tedliu888]

Just happened and found your channels, thanks for sharing. Very informative! I am a starter lol and have excellent credit. Haven’t applied any cc cards within 24 months however I do have few credit cards carry “Zero” balances. Which Chase cc card I should apply first or should I apply all three’s? Your feedbacks are much appreciated it!

[@erice8502]

If you could only have one, and tend to value air travel and lounges more than hotel? Which would it be. Leaning hard to the AMEX Platinum. Just want to ensure I cover that annual fee.

[@m.e.5]

TYSM for sharing this valuable info. Sis and are going on our first trip abroad together w a travel agent. Will def fwd this to her 🙏🏼

[@diamonddave2622]

Can we take a moment to thank all the people, who don't settle their CC bill at the end of each month, for paying for our free trips.

[@awaytogether]

😢

[@DemetriForex]

Grim way to look at it, but it's true. Without them CC rewards would suck

[@JP7onEarth]

Nik, another Master Class by you for Us! Amazing. Thanks. JP Porto

[@JD-zt3nr]

Nik, another thing you might want to remind people about is the shopping portals that the airlines have. Not using a shopping portal for the airline that you like is throwing away miles. One of the stores I buy from online is PetSmart and they just had an increase in their miles yesterday to 3 mi from its usual 1 mi per dollar. So when I spent my $100 order I ended up getting 300 mi instead of 100 MI. Plus of course I used my Chase card so I got the normal 1X miles for the hundred dollars and 300 extra miles for going through the portal. Why would anybody throw away free miles??

[@hunderskunder2596]

petsmart portal is connected to airlines? what?

[@aia6584]

This is a great video. I’m just starting to research as I love to travel but have no idea how to do it for less or even for free. I’m based in the UK though and I don’t think chase offers these here. Any suggestions for us folks here in the Uk? What cards are best for us?

[@adam723]

If you transfer out to Hyatt a lot, the Hyatt card is a good swap for the unlimited for your first $15k of catch all.

[@ryanfitzpatrick4927]

I like the amex gold and venture cards.

[@hunderskunder2596]

how about this compared to the capital one duo?

[@ndomenech6]

Hi, I get a lot out of your recordings, I need to know now about credit cards and medical travel insurance.

[@drew9555]

Thank you for the information

[@matheusd.soldatelli6817]

Which Visa or Mastercard do you recommend I pair with my current amex gold and platinum for travel? This is because some places don’t take amex and I would like a good non-amex travel card for daily shopping when needed abroad. Thank you.

[@dannyanderson6189]

Wells Fargo Autograph. Good travel related multipliers with No Annual fee. 3x travel/transit, dining & gas & also on SIM cards (depending where purchased). I’ve used this card in South America with no problems. In your case, works as backup dining card where Amex Gold isn’t accepted, general travel card bc platinum card only has elevated 5x for flights & hotels booked in Amex portal. Autograph gets you 3x on gas, transit, tolls, parking, hotels. It compliments your current setup.

[@Zerobar78.]

Great info here, thanks!! I have the Freedom unlimited and Sapphire preferred cards and been using them to book everything on my trip for later this year!!

[@art98303]

To spend $4,000 in 3 months, can I include expenses from any category, such as groceries and bills? Thanks in advance

[@awaytogether]

yes to hit the bonus you can spend in any category!

[@OroborusFMA]

The Flex is showing its age. It needs a facelift. The quarterly bonuses are always the same. At this point I only use it January to March for groceries and all year long for 3% off on drug stores. The Sapphire Preferred is useless except for travel. If you can get the first year's fee waived (such as opening in-branch) it's ok for a year, which is what I did. But I canceled after the first year.

[@juliegriffin684]

I'm finding more and more often that businesses are charging anywhere from a two and a half to 4% charge to pay your bill with a card. Is it still worth using the card at that rate?

[@Rainbow_Oracle]

If you were going to pay using a credit card anyway, you would be charged the 2-4% processing fee as you say, so it makes sense to use the one with the highest cash back, or point cash equivalent.

[@luisalvarado8351]

I wish to apply for the CIP. Is there any problems on using for personal expenses instead of business?

[@tkozikow]

I use my CIU for many personal purchases. How is Chase going to know?

[@Nathan-wn5mc]

I'm starting to believe that my business ink cards do this with better sign up bonuses.

[@dailodai9586]

is it ok to apply for the ink preferred if I already have the ink cash card.

[@ImmortalAvatar-rk3ud]

@awaytogether - I have some big purchases coming up (HVAC and new roof) which I have saved for, will be a total spend of more than $65k. Which card would you recommend I use? I do not mind paying an annual fee.

[@AnupapayaPoopy]

How long did you use the cards to get the $27k worth of travel for free?

[@awanen]

if your dog needs surgery this quarter definitely use the Flex since that's 5%

[@danitigges6105]

🎉Great content - Thank you!

[@Tony36847]

The value you quote for your trip to Europe is kinda inflated because you're comparing to one way flights. It's pretty easy to find round trip tix for about 6k. So you got around $12k in value. Still awesome so no need to exaggerate

[@awaytogether]

It wasn't a roundtrip itinerary though - these were the actual retail rates for the open-jaw flights we took if we'd paid cash. I get what you're saying, but there's no exaggeration here.

[@RealMuperSan]

The other thing is I assume they have a lot of flexibility in their schedule. Using reward miles for me is next to useless because I can never find the flights I need, when I need them for a family of 5

[@awaytogether]

@@RealMuperSan if you haven't heard of it, check out a tool called point.me. I've been experimenting with it and am impressed. Like you, it's always been tough for me to find a great redemption for my exact dates because there's so many programs out there, so many different ways to transfer your points, etc. This tool basically searches all the programs for you and is even aware of the transfer bonuses you could take advantage of - pretty awesome.

[@LisaNix2]

Which of these cards has no foreign transaction fees?

[@dannyanderson6189]

Sapphire Preferred, Sapphire Reserve & Ink Preferred.

[@zlauriault]

I have a couple of questions: 1. What did I miss, as you were talking about cash back cards as if they were giving points? 2. When will you make a video about the AMEX trifecta?

[@pcmacintyre]

I just got the Sapphire Preferred. Hard to resist as I was offered a 90K Sign Up Bonus.

[@Jay-Atom50]

If I just get the case sapphire reserve, will that be sufficient to meet most of the trifecta type benefits ?

[@tkozikow]

Why stop at a single card? This hobby is a lot more rewarding with more cards. Just added #22 last week with 2-3 more planned this year.

[@JD-zt3nr]

​@@tkozikowI stopped at a single card because every card that I open tanks my credit score. When I applied for my first Chase card 3 months ago my score tanked 30 points. The credit bureaus don't like it when you open new accounts.

[@awaytogether]

I address this in a different video, but that score dip is temporary. Responsible card use can actually raise your score over time if you keep utilization low. I don't know your situation though.

[@awaytogether]

@@Jay-Atom50 many benefits for sure but not the benefits of earning on normal everyday purchases. If you’re looking to keep things easy, but want to earn an elevated rate of points on every day spending, it doesn’t get much easier than pairing the freedom unlimited with one of the sapphire cards IMO

[@tkozikow]

​@@JD-zt3nras Nik points out the dip is temporary and my score has not dropped below 800 in the past 3+ years. If you really want to get into this hobby it is difficult without a diverse card portfolio. Citi TYP, Chase URs, Amex MRs, and C1 points all have value and offer a lot of flexibility when we are planning travel.

[@philamongthehills501]

I was recently in Europe and had paid for flights and hotel stays with my Sapphire I acquired earlier this year and the card would not work in multiple locations in Switzerland, France and Italy so I was quite embarrassed and ticked off but luckily had my local bank debit card and chase Amazon card that worked fine and chase has no idea or record of the problem. I wonder if there is something I need to do since chase will do nothing

[@mikecumbo7531]

A Visa card was not accepted? Did you verify that the stores accept Visa? I wonder if Chase’s security systems flagged the use in Europe? Did you contact Chase and ask why the transaction(s) was denied? How new is your card?

[@philamongthehills501]

According to the numerous times I phoned chase and spoke with numerous different departments they have no record of the card being tried to be used. I acquired the card earlier this year and it had worked in the US and via the internet for a Swiss purchase but not in person at multipe locations in three countries and I have no guarantee it ever would

[@mikecumbo7531]

@@philamongthehills501 I blame the merchant. Once in North Carolina my Amex was “denied”, Amex had my earlier purchases but no attempt by the NC gas station. Another time I tried to buy electronics and another card was “denied” but that card’s issuer said no record of a purchase attempt that day.

[@WilliamB.-ij6gl]

if $95 bothers you, avoid reading the offer with AMX Platinum 🤔🤔

[@giellekaikey6000]

You have to use travel chase…aren’t travel chase higher than simply finding your own airline fare

[@awaytogether]

Best way to use these points is actually transferring them to airlines and hotels at a 1:1 ratio. Sometimes chase travel has good deals, but the redemption is always better IMO if you transfer.

[@rossipremier]

Agree, the Chase travel portal is a bit of a last resort if the transfer partners don't have availability or aren't in the location you need. The portal will let you use points for any stay regardless of reward availability. But the redemption is a 'worse value' 90% of the time.

[@tkozikow]

​@@awaytogethereven better is transferring when there is a bonus.

[@tkozikow]

@@awaytogether with a combination of research, planning, and luck you can get better than 1:1 UR and MR transfers to airlines.

[@MsTruthSeekr1]

​@@awaytogetherHi Nik. I am waiting for my CSP to arrive in the mail to use for payment on 4 cruises booked through my agent on RCL. E are also planning to rent a car from Wisconsin to Florida and back both times. I looked in the portal at car rental rates and our rate directly through Enterprise is cheaper. Are we able to transfer points to rent directly with Enterprise? Thank you in advance!

[@petek5523]

The biggest thing I learned from this video is, you gotta live in the US of A 😂😭

[@awaytogether]

A European friend of mine and I joke about this often.

[@petek5523]

@@awaytogether it’s all good, I’ll take free healthcare over travel points any day 🤣😅

[@awaytogether]

@@petek5523 haha got me

[@suewolf3279]

I am always amazed at the number of people I know that do not know how to maximize their credit cards benefits

[@juditmihalovits4641]

@suewolf3279. How would people know, about this? Do they teaching in schools?

[@suewolf3279]

@juditmihalovits4641 it's called doing your own research. All the information is out there. you just have to read. Read your medical benefits. Read your HR manual read the terms and conditions of anything and everything that you're about to join or sign a contract with

[@tkozikow]

​@@juditmihalovits4641do the research...plenty of websites and FB groups have this information. 10X Travel and Award Travel are excellent places to start. We are attending a weekend seminar in Chicago next month focused on how to maximize this hobby. Put in the work and you will be rewarded. Next trip is UA Polaris to Germany for the Christmas markets then Air France in Business next March. All miles...no cash including 10 hotel nights.

[@tkozikow]

@@juditmihalovits4641 plenty of resources online if you do the research. 10X Travel has a great (free) intro course which can be invaluable if you want to travel and there are many FB groups with knowledgeable and helpful members.

[@LisaNix2]

Yes but it is complicated 😂

[@justsaying3899]

Mostly it depends on sign up bonuses thus the need to own a bunch of credit cards and the other is maximizing your spending with the card that give you the most in return 👍

[@tkozikow]

Need to be strategic and maximize spend across multiple cards. I evaluate what is in my wallet every quarter.

[@eprohoda]

good night, Thanks. ammazing ,😯

[@Krismap]

I only fly Delta so card I use Chase Trifecta and transfer points to Delta? I have the Amex but need other options to earn points

[@cmeuret]

Go Bears! 🙈

[@loupavio8554]

vety good vidio but i live in canada

[@rossipremier]

Combining with your spouse has gotten WAY harder lately almost to the point of not worth it. Can't be done online and you have to call now, and they don't always let you do it or really give you the run around to do it. But if you're short on one account and really need it, then go for it and just know it could be an uphill battle

[@awaytogether]

Oh really? After that initial call, the transfers have been pretty easy for us.

[@rossipremier]

@@awaytogether we've certainly had mixed results, and my brother in law has given up once before and now just deals with their points being in two buckets. Seems to be very dependent on who you get when you call

[@k.mustafa5455]

Can only speak to Chase but my wife and I just did it two days ago. Took maybe 6-8 mins and the test pt transfer he did for her took only a few seconds. We’re good to go now. We did have to call though, can’t do it online.

[@jimmyjames6492]

Thanks for the info + video!

[@gailjanes577]

It sounds as though the optimal arrangement (as you mention), using the Chase family of cards, is to charge all travel related expenses to your Saphire Preferred, and everything else to your Unlimited card, with the caveat that you track the Flex "high point value" categories each quarter, and charge these items to your Flex card, in that quarter. But how do you track which categories are being rewarded (by Flex) from quarter to quarter?

[@silverari23]

This was a helpful explanation, thank you. What is the difference between % and x - I.e. 5% and 5x rewards?

[@johnh1855]

Hey, Nik. I tried to subscribe to the credit card update in the helpful tips section. I didn’t receive notification that my subscription went through. I looked in my spam folder and still didn’t see notification. Can you help?

[@mdantor3845]

Code

[@richardball7251]

Who is putting 4K on a credit card in this economy??

[@toecari]

You spread that over 3 months. Use it to get gas, groceries, when you go out to eat. Think about what you spend cash on and it might work out

[@0007tad]

I am..😉

[@DiamondhandsForever]

this guy is full of shit. he conveniently glossed over the points required to get 27000 dollars worth of tickets. there is no trick here. you're getting like max 10% returns on any of these cards. you would need to spend like 1m dollars or some shit like that to get back 2.7m points.

[@awaytogether]

Hi - actually I cover the redemption for that $27,000 itinerary here: kzbin.info/www/bejne/bKTIpoJ7jbKEmNk I know it may sound too good to be true, but between sign up bonuses, maximizing every day spend, and finding good points sweet spots - this was actually pretty easy to pull off. For context, you don't need 2.7 million points to do something like this - more like 300K points. The dollar value is what one would have to pay if you were paying cash. You do you, though!

[@DiamondhandsForever]

@@awaytogether lol ok this guy is lying again. i just watched that video. what he's doing is somehow getting a business class trip to vienna for 88k miles. that's just some special lucky deal. it has nothing to do with points. 88k miles is roughly equal to 800 usd. as for his reply to me earlier about 300k miles to achieve it, well that's not 27000 usd. 300k miles is equivalent to like 2500 usd or something. there is absolutely no magic or trick to any of this. all you need to know is you're getting at most 10% reward on any amount of money you spent and 10% is probably impossible, average is 2%.

[@DidIDoThaat]

How convenient you post these three cards and want people to use your referral code to gain those $15k of travel. I will use my referral to someone who deserves it.

[@awaytogether]

You're right - these videos must be incredibly easy to make. :) I didn't do this for a referral. Please, do as you see fit!

[@ricobuttonpusher7061]

Everyone gets a referral code

[@TriggaTreDay]

Damn that was harsh 😵‍💫😮‍💨. But I’m sure he taught you something in this video. So that should at least be worth you signing up under his referral code. Meanwhile this other “deserving person” hasn’t taught you a thing and would probably not do the same for you in return. Some people just wake up looking to be evil 😂

[@HectorGarcia-nb2ld]

Chase sucks