Our Favorite Funds for Retirement Portfolios

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Morningstar, Inc.

Morningstar, Inc.

Күн бұрын

Пікірлер: 66
@Riggsnic_co
@Riggsnic_co Жыл бұрын
40 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.
@hermanramos7092
@hermanramos7092 Жыл бұрын
I fully agree; I'm 56 years old and recently retired with approximately 1.2 million in outside retirement funds, no debt, and very few dollars in retirement funds in comparison to my portfolio balance over the last three years. To be honest, the financial advisor's role can only be ignored, not dismissed. Therefore do your research to get a reputable one and that should be any individuals main route into the market.
@martingiavarini
@martingiavarini Жыл бұрын
Vey accurate from your POV, It really isn’t about how much you save, it’s about how you manage your money. Whether you work to earn income or invest, it still boils down to income vs expenses, so yeah you may look into investment advisors for a strategy that suits your goals
@bob.weaver72
@bob.weaver72 Жыл бұрын
wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
@martingiavarini
@martingiavarini Жыл бұрын
Natalie Lynn Fisk’ is my portfolio-coach, I found her on Bloomberg where she was featured, I looked up her name on the internet. Fortunately I came across her site and reached out to her, you can verify her yourself.
@bob.weaver72
@bob.weaver72 Жыл бұрын
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
@BasicPoke
@BasicPoke 3 жыл бұрын
The problem with the 3-bucket approach is that you have money out of stocks, and stocks are usually going up. Have you done any simulation (Monte Carlo analysis etc.) to see if you are less likely to run out of money using this strategy, vs. a 100% stock portfolio?
@WanderingExistence
@WanderingExistence 3 жыл бұрын
Why would you recommend stocks when they can't handle the volatility?!?! The whole reason for the three bucket approaches that it acknowledges time horizon as a coping mechanism for volatility. If you need $100 tomorrow to pay a mechanic and get your car back, I wouldn't tell you to buy XYZ stock that could go up or down 10%. Sure, you might have $110 but you could just as easily have only $90 and not be able to get your car back tomorrow. Opportunity cost and volatility are both risks that need to be balanced.
@bartoszdobroslaw9774
@bartoszdobroslaw9774 3 жыл бұрын
The stock market is still a fantastic tool for building wealth, however, so it's wise to consider investing even if you don't have much money to spare
@fundip43
@fundip43 7 жыл бұрын
With a lot of focus on retirement i think we are missing how to save short- mid term or for larger purchases without locking up funds in a retirement vehicle. Would request more focus on short term and mid term savings vehicles
@nhanha7433
@nhanha7433 3 жыл бұрын
The stock chart it is the important illustration. In there the price for buy and the market cap and the share volume. Volume weak and market capital over deposit price 190 dollar per share you know it is the problem to buy the stock for hold for 5000 dollars
@fredatlas4396
@fredatlas4396 4 жыл бұрын
Here in the UK it can be much cheaper to hold etfs instead of the normal index funds as, some platforms have much lower capped annual platform charges with etfs. For example fidelity uk, or Hargreaves lansdown have £45 capped platform charge per annum in their isa's. Compared to 0.35% or 0.45% for hl on the money ypu have invested. So you don't have to have that much money invested in order to save a lot on platform charges.
@jlv166
@jlv166 5 жыл бұрын
Great advice, I applied the concept when I invested in my twins college 529 fund.
@wisdominvestor
@wisdominvestor 6 жыл бұрын
I like this. Make sure you protect your self on the downside.
@RA-kl2sp
@RA-kl2sp 8 жыл бұрын
what percentage growth per year should an investor be happy with? I just want to have an idea of return per year that an average investor can expect.
@Shreendg
@Shreendg 7 жыл бұрын
Ros Londo In current environment, 2%.
@jc.1191
@jc.1191 4 жыл бұрын
All of it
@harrisonwintergreen1147
@harrisonwintergreen1147 4 жыл бұрын
Long term US market average is about 8% after adjusting for inflation
@Stoneface_
@Stoneface_ 3 жыл бұрын
8-10%
@nhanha7433
@nhanha7433 3 жыл бұрын
These companies as index company at the cringer tip. Because they active strong demand and also strong profit and strong GDP
@nhanha7433
@nhanha7433 3 жыл бұрын
Volume weak the market cap strong it has share for sale $5 dollar. You need to check the company GDP and cash flow. Especially the company must make 30% income profit from products sale in order for you to invest.
@nhanha7433
@nhanha7433 3 жыл бұрын
The retire investors must get return 12% in every month. Because the companies they invest these companies make profit daily.
@charlesbrown6606
@charlesbrown6606 3 жыл бұрын
What is a good rate of return on your money.
@iali00
@iali00 7 жыл бұрын
The last fund has a disgustingly high expense ratio and she completely glossed over it. Emphasizing the dollar hedge instead of the crazy cost. Guess that was a favor for her buddies over st Tweedy. Listened to everything but lost interest when she tried to pull a fast one at the end.
@ctsfiddler
@ctsfiddler 7 жыл бұрын
yes, that was strange. Also why not ETF's?
@jbullionaire2749
@jbullionaire2749 5 жыл бұрын
Ironic that it's a 'value fund'
@harrisonwintergreen1147
@harrisonwintergreen1147 4 жыл бұрын
Yes, the big Morningstar-Tweedy collusion conspiracy 🤔
@nhanha7433
@nhanha7433 3 жыл бұрын
These high earning companies always handle best in the supplies to meet the client need.
@nhanha7433
@nhanha7433 3 жыл бұрын
Products need and the services need
@bobbyrebholz2183
@bobbyrebholz2183 3 жыл бұрын
Two of my old classmates started target date funds back in '04. They put in $500 a month because they were IRAs. They now have roughly $295k with 30 years still to go. Most dog on TDFs because they don't understand them and view them as competition. The percentage in bonds has absolutely no effect on aggressive stocks. The bonds singlehandedly saved their portfolios in '08 and '09.
@donh8223
@donh8223 3 жыл бұрын
How did they put 500 a month into an ira in 2004? The limit was lower than 6k per year back then. I dog on TDFs because it's very easy to compare and see their shortcomings. The percentage in bonds absolutely has an effect on the growth of a portfolio, that's 10% ( or more ) of your money not growing as fast as the rest, how could that not have a detrimental effect on the outcome? Bonds did not single handedly save their portfolios in 08 and 09 LOL that's laughable LOL
@nhanha7433
@nhanha7433 3 жыл бұрын
These companies did receive billion dollars from investors they also invest in other successful companies and IPO. Which is very important for people at home receive better resources and protect for growth that the return profit for investors monthly important
@CageyLeigh
@CageyLeigh 3 жыл бұрын
These are great videos, but all are 4 years and older. Anything videos related to our recent job market conditions?
@Stoneface_
@Stoneface_ 3 жыл бұрын
Vti, vgt, vnq and vym great funds to hold forever.
@bspiderm
@bspiderm 2 жыл бұрын
BSV and SHY have more yield and less risk than these dividend funds no?
@charleshughes2487
@charleshughes2487 2 жыл бұрын
Segmenting portfolio based on anticipated spending needs …
@marshallsattler4739
@marshallsattler4739 4 жыл бұрын
vanguard wellington admiral fund is better then the funds she listed.
@Stoneface_
@Stoneface_ 3 жыл бұрын
Vgt is better
@marshallsattler4739
@marshallsattler4739 3 жыл бұрын
@@Stoneface_ not in retirement,vgt is too risky to put all your funds into. wellington is a retirement fund to live off of. I am transferring my funds into wellington, 2 years before I retire. I like the vanguard growth index to build wealth with until that point
@Stoneface_
@Stoneface_ 3 жыл бұрын
@@marshallsattler4739 but I'm 21 and have high risk tolerance and 40 years before retirement. Vgt is great for me.
@AndrewDCDrummond
@AndrewDCDrummond 3 жыл бұрын
@@Stoneface_ why are you watching and commenting on this video then? 🤣
@Stoneface_
@Stoneface_ 3 жыл бұрын
@@AndrewDCDrummond I thought her favorite funds will include vgt or qqq😁
@nhanha7433
@nhanha7433 3 жыл бұрын
Mutual fund, and pension fund and retire fund, IRA, or the black stone fund. It they have nothing to do with the GDP. Then we must transfer it to the list of the companies high earning to handle
@nhanha7433
@nhanha7433 3 жыл бұрын
It is nearly the companies merging toghether to run the business.
@nhanha7433
@nhanha7433 3 жыл бұрын
The fund that weak in earning and managing that require to clearing to the strong companies to handle the business and managing. That is the ETF
@kevinjohannesmeyer4707
@kevinjohannesmeyer4707 5 жыл бұрын
Would you consider sdiv ?
@jc.1191
@jc.1191 4 жыл бұрын
Risky companies may lead to capital depreciation
@nhanha7433
@nhanha7433 3 жыл бұрын
That the reason we need the federal print monies.
@mikemer79
@mikemer79 4 жыл бұрын
What about Bernie Madoff investment fund??
@DanielLDees
@DanielLDees 4 жыл бұрын
very solid/ secure fund..
@nhanha7433
@nhanha7433 3 жыл бұрын
And we need these companies raise cash from investors they are not cheating. That the reason as they earn more 300 thousand dollars 60% tax. And less than 300 thousand dollars 10% tax. Because the future there are more merging companies and more IPO companies. And more ETF. That why we need strong federal to help us growth.
@nhanha7433
@nhanha7433 3 жыл бұрын
And I also know why too guy interview each other too. Because the plan to earn big business from the investors.
@keatonmorgan295
@keatonmorgan295 4 жыл бұрын
So months ago, I had an issue where I needed to maintain a balance between my spending, saving and also how I could grow my funds. I looked into various firms which could assist me with adequate management and growth of my funds till I invested with a capital retirement/investment firm which has helped me become financially stable.
@stevencho7312
@stevencho7312 4 жыл бұрын
Hello Keaton I am having similar issues, my daughter is due for college and I can't seem to make out funds for her. I have been stressed thinking about these fact
@keatonmorgan295
@keatonmorgan295 4 жыл бұрын
The best way to ensure a better future for her with less stress is to invest a good firm like I did.
@stevencho7312
@stevencho7312 4 жыл бұрын
How do I contact them.
@keatonmorgan295
@keatonmorgan295 4 жыл бұрын
You can also text him through email with harryottoman@gmail.com
@stevencho7312
@stevencho7312 4 жыл бұрын
Thanks I will do that
@bradschmittling8118
@bradschmittling8118 2 жыл бұрын
Schd yes yes
@nhanha7433
@nhanha7433 3 жыл бұрын
The mutual fund we need to reorganize the industries at home because Mr Xi run security and business and big projects and development lack safety in order to full fill the elderly invest at home they need monies now and year period ahead.
@nhanha7433
@nhanha7433 3 жыл бұрын
Nearly the same
@johnott4149
@johnott4149 2 жыл бұрын
Vtsax
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