Our Total Income and Expenses REVEALED! | 2022 Beers & Budgeting Year End Review

Join us as we take a look at our entire income and expenses for 2022! This was a big year for us: we moved to LA, Kyle changed jobs, and we hit a lot of financial goals. Thank you so much for letting us share our financial lives with you here on KZbin. We can't wait to crush more financial goals with you in 2023!
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[@thelaneanator6302]

Congrats on a fantastic year you guys! I love Beers and Budgeting and watching you guys thrive and your progress month to month, and it is inspiring to me as well in my own journey. Cheers to a great 2023!

[@Squintillions]

I did not know that 529 to Roth IRA info. Thanks for sharing. That is great!

[@lilychiang12]

Your editor is phenomenal. PHENOMENAL. I am dying at the pillowcase edit.

[@DebtFreeMillennials]

RIGHT!!!

[@rubyrocks5]

I really look forward to seeing your year end review every year. This year I did one with the hubs and he told me, “This is actually a lot of fun!” 😜 Which is how I imagine every budgeting meeting will go but alas lol

[@rubyrocks5]

Did you and Kyle come up with 2023 goals or is that a separate video?

[@DebtFreeMillennials]

Yes we did and it's in a separate video! That video is still in editing but will come out in February.

[@C_Beaty]

I'm in the same boat with my football team (Eagles, but I live in DC). We decided to bite the bullet and get NFL+ premium, which lets us stream some games live, and we can watch the full recording immediately after the game is over for all teams, even out-of-market. So if you don't mind waiting a few hours and avoiding spoilers to watch some games, I think it's worth it. Might be worth looking into for next season.

[@cesarvalencia2324]

Is your savings total including 401ks ?

[@millennialmoneyprogress]

Do you guys plan to rent for a bit when you move to Colorado to get a feel for the neighborhood or buy immediately?

[@DebtFreeMillennials]

We want to buy immediately. My besty lives in the Springs so I'm fairly familiar with the neighborhoods.

[@judithbuchanan9566]

Well done Kyle & Justine, you both inspire me so much 👏🏽👏🏽 & can I say how much younger & more handsome Kyle looks with his beard gone😅. You guys are couple goals 👌🏽🙌🏽.

[@DebtFreeMillennials]

Awww, thank you! He recently shaved it all off but I told him to keep some stubble. I like the beard!

[@libbysworld7649]

Excellent progress. Thanks for sharing.

[@zulmahernandez4111]

You guys are killing it! Goals ❤

[@manavhir9161]

I hope all your dreams come true! Great couple 👌

[@julienalexander6113]

Dang. I'm going to move to San Diego soon. Would've been nice to meet you two.

[@JVHarberden]

Those are some nice low percentages! In comparison ours seem very high 😬 Mortgage = 50% Groceries = 10-15% Utilities = 5-10% Fuel = 10% Student loan =5% Other spending/saving 10-20%

[@DebtFreeMillennials]

50% take-home towards mortgage?! That seems super super high. Where do you live?

[@JVHarberden]

@Debt Free Millennials in Calgary. AB, Canada. It's a combination of a few things... my husband is earning less than average for his job (he is waiting on his professional designation) and it doesn't make sense for me to work (I'd basically just be paying for the childcare for 3 kids... so I'd rather be home with them). And then housing prices are high here, even though we purchased while the market was low, we really wanted a single family home.

[@alanaherbert6037]

Yeah I feel yall on the Paramount+ , I'm a raiders fan in LA. I think next season NFL+ premium

[@DebtFreeMillennials]

Okay I signed up for NFL+ and it literally provides nothing. Does the premium actually get you live games??

[@kristinayarmolich]

Chick-fil-A for a night out?😳 I’d rather have a nice meal at a local restaurant but I guess that’s why I’m broke :)

[@DebtFreeMillennials]

Oh there aren't any nights out over here with a 1 year old now haha that's why we do Chick Fil A for lunch.

[@mikebayless4268]

Nope! NFL contract prevents out of market games; NFL Sunday ticket is $299 a year

[@mikebayless4268]

@whatappme1558 what's your #?

[@alexlorenz7]

What are your guys thoughts on FIRE? love your videos!

[@DebtFreeMillennials]

Love FIRE. Want to achieve it, but realistically we want to get to Colorado before we start down that trail.

[@alexlorenz7]

@@DebtFreeMillennials makes sense!! seems like you guys are laying all the right groundwork for it

[@star_platinum2821]

can you explain how you only pay 52.50 a month for a cell phone , I'm doing something wrong thanks

[@dubfire77]

I pay 25 or 28, but I have only 2GB of data.

[@koquikoquito]

These two get funnier everytime 😂

[@briannelton9153]

Nanny making about 30k in San Diego, ouch

[@loudresviennadeaires]

Congratulations on the great year, financially! Also, love how you both dressed up for this one.

[@DebtFreeMillennials]

Thanks so much!!

[@Eeshiee]

You guys are chiefs fans?? 😮😮

[@DebtFreeMillennials]

You didn't know that?!?

[@Eeshiee]

@@DebtFreeMillennials new subscriber here but I binged a few videos. 🥰🥰 love finding fellow chiefs fans

[@dannyheroic]

get him some new clothes haha

[@soapa4279]

Jesus Chroist $39,160 annually on a nanny

[@ironsteal]

Parents shouldn't be paying their childs schooling. Your retirement money is going to be all gone to dumb schools