P2P lending, daily returns | De-influencing

Seen those flashy ads promising 36% returns with Peer-to-Peer (P2P) lending? Sounds too good to be true, right? Well, tall claims like these are being used to market P2P lending and present it as an amazing investment avenue.
Also, we heard you loud and clear! Many of you requested a video on De-influencing Peer-to-Peer lending, and we're excited to deliver!
In this video, we'll peel back the layers on P2P lending and explore the reality behind the hype. We'll de-construct the marketing claims and equip you with the knowledge needed to make informed investment decisions.
0:00 Let's go!
1:58 What's P2P lending?
3:20 ⚠️ Risks to consider
10:20 What to do?
11:01 Bloopers!
List of 25 RBI registered NBFC-P2P companies:
rbidocs.rbi.org.in/rdocs/cont...

[@singrigoutham8306]

De-influence on 1. Fractional ownership 2. Managed Farmlands 3. Owning car vs Monthly Rental vs Uber/Rapido 4. Kids Education(on School fees)

[@kaizplayz155]

de infulence on 1. freelancing for teenagers 2. trading for college people 3. can you make money form games? 4. why school dent teach financial education

[@kamathsonline]

Credit score isn't a good metric at all for this. Even Addon credit card holders have a great credit score but with zero income. Just imagine lending to these individuals even without knowing who they are.

[@sandeepreddy774]

@Prateek, you're a Rockstar presenter. Thanks for the video. I use videos like this from trusted people to educate my near and dear. Very useful and entertainingly informative.

[@amankkgupta]

Corporate bonds, invoice discount, asset leasing, basically all new fixed income classes Please do

[@nareshchaudhary125]

Requesting video on Invoice discounting

[@praneshnaik5331]

Sir ,super knowledgeble videos .which software is using to creat this type of extraordinary videos ?

[@4335sanjay]

One more thing de influenced 😊 thank you very much sir

[@deeptokabasi4583]

Please do a vedio on invoice discounting

[@Vishal-iw6xo]

Deinfluence corporate bonds as well

[@aum8136]

some platforms have secured loans with collateral by the borrower

[@user-my9dp2ny3l]

keep creating!

[@radhikajain6047]

There are RBI guidelines issued for P to P lending a couple of years back as well. Could link that up

[@vemajik5127]

Before getting excited to receive 12%+ returns on an investment, imagine yourselves loosing the investment. And in this digital era where even PSU banks are sanctioning loans online instantly why is someone willing to pay extra interest, is he/she credit worthy?? If Yes, he wouldn’t be on P2P lending. If No, you shouldn’t be.

[@TheGoldytech]

Can you do the video about investment in solar panels?

[@RGopiKrishna]

Pls de influence chit funds

[@Zero1byZerodha]

Done! We’ll pick this up and release in March/first week of April ❤️

[@sayanbiswas1709]

What an edit at the start🎉

[@Zero1byZerodha]

Thank you ❤️

[@i_am_sufiyan1]

De-influence electrol bonds

[@JijoBose]

Could you make a video explaining about DICGC And whether if it's risky for people to invest in FD for amount larger than 5L Cause the insurance for deposits are only up to 5L

[@PraveenKumar-dp6jy]

Need video on Credit card amount to wallet transfer via third party apps

[@user-xr3qi5cc7q]

What about security of investment?

[@nitinmatta1450]

Invoice discounting

[@hardikjain8378]

Prateek sir Love your videos Please make next video on how to calculate taxes and all the deductions we can do Like an CA

[@Zero1byZerodha]

Thank you so much, sure thing

[@harshbhatia13]

Can i lend from platforms and not return the money?

[@swarnavasamanta2628]

Now someone is asking the important questions

[@maneshpradhan0135]

It will affect your credit score

[@skyinearth]

I think you want to say borrow and not return, that will attract penalty, court case, asset attachment, if not sufficient then jail too.

[@jagadeeshr91]

Content is king

[@Zero1byZerodha]

Yes it is, but story telling is the emperor 😬

[@sanketshah9104]

Interesting. 🤔

[@manoharbs]

Risk of private company bonds

[@parthasarathyvenkatadri]

What if the p2p platform provides low interest than banks ... Then won't people want to take loan from these apps ..

[@informationcounter1983]

Great episode, you talk sensible but people wtill need to earn on their investments, many banks collapsed and how many people really received theirs hard earned money? Stocks is not everyone cup of tea, Bank FDs give 7 percent return which is less than inflation and government take 30 percent pie out of it.

[@njexictfan]

Mutual funds exist.

[@deeptokabasi4583]

Mutual funds, bonds, SGB & even NPS are there

[@vatsal715]

Big thanks to you for de influencing all the myths👏 I plead you to bring on some insight and debust Dev gadhvi. If he is a genuine person. 🙏 Fellow viewers please like and spread if you want the information. ✌🏻

[@user-cy3bn7cs2h]

Y can't u suggested a app of p2p

[@kvtechvarshney5179]

De influencing investing in bonds. There's a lot of talk already about stock market and too much content already out there about stocks. About bonds not much.

[@sathyap9174]

🎉🎉

[@drvimal007]

Cryptocurrency

[@smobilel3266]

Local soodkhor ko p2p kaa naam Diya hai. Nothing new in India. It is NO way a "new" thing in India. It may be new in apps. But p2p lending in way old in India. If you can manage going to a market in your city, any city in India or a village in India, ask the small businesses, shops, sellers of Vegetables, etc how they get credit. They will tell that they get it from local creditors and definitely not from banks. Who are these local creditors? Nothing but a group of local people, usually strongmen who also have money of local non strongmen. That is exactly what is what the newage apps call p2p lending. The characteristics of high interest rates and risk profile is exactly same between local soodkhori and these "p2p" lending.

[@Zero1byZerodha]

So true, thank you for sharing.

[@sankuM]

much needed, thanks !! @Zero1byZerodha