PAANO Ba MagBUDGET? Paano MakaIPON ng MALAKI? | Kris Lumagui

Hello sa inyo! Masaya ako na nakadalaw kayo sa channel ko.
In today's video pagusapan natin kung PAANO Ba MagBUDGET? Paano MakaIPON ng MALAKI?
Noon, mas higher earner si Justin. Mas malaki ang sahod niya sa company kesa sakin pero sobrang pagod siya from working at byahe. Ako, bagamat mas mababa, mas madami naman akong oras para rumaket.
Ngayon ang set up namin ni Justin ay may nakaassign kaming amount as our monthly salary. Doon kami kumukuha ng pambayad sa overhead expenses at savings namin. Anything na we earn na sobra sa savings pa din napupunta at sa travel fund.
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#KrisLumagui
ANO MANG PAGKAKAHAWIG SA TAO OR SITUATION NG IBANG TAO AY HINDI SINASADYA. ANG MGA BAGAY NA MAKIKITA OR MARIRINIG AY SARILING OPINION... SO CHILL KA LANG! LET's ENJOY LIFE!!!
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FAQ's:
1. Taga saan po kayo?
Malabon City
2. What camera do you use? What editing software too?
I use Canon g7x for the daily vlogs and Canon 750D + Canon M50 for my Beauty Videos.
We edit using Adobe Premiere Pro and Filmora
3. Kaano ano niyo po si Ana?
Assistant ko siya pag may makeup ako at siya ang umaasikaso sa mga orders sa @mga.pampaganda
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[@krislumagui]

Noon, mas higher earner si Justin. Mas malaki ang sahod niya sa company kesa sakin pero sobrang pagod siya from working at byahe. Ako, bagamat mas mababa, mas madami naman akong oras para rumaket. Ngayon ang set up namin ni Justin ay may nakaassign kaming amount as our monthly salary. Doon kami kumukuha ng pambayad sa overhead expenses at savings namin. Anything na we earn na sobra, sa savings pa din napupunta at sa travel fund hehehe. Work hard, play hard ika nga😅

[@pearl_08nz]

krislumagui badly need this. Hope we all can apply. Hirap ng utang, dami interest. More budgetting tips pls. Foodprep. Thanky. Godbless po

[@kimreyes3843]

krislumagui raket video pleaseeee

[@mjuvysister3786]

this content is what i'm looking for sa mga youtubers. hindi yung puro bili at gastos lang ang pinapakita sa mga ginagawang videos magka content lang. yaaaaaaay!!!!! salamat dito! ❤

[@krislumagui]

Thank you po. Paminsan minsan gusto ko din maghaul pero mas gusto ko na magipon

[@filoylaman1659]

Ang pnika best at tumtatak sken sa video na to is TITHING! I believed to this and personally experience na the more ako ngging faithfull sa aking Tithes God always bless me bountifully. 🙏 ❤Malachi 3:10❤ Godbless always Ms.Kris

[@monsurconanan648]

I love how kris turning to this kind of topic for her blogs

[@krislumagui]

Yesh naman... got requests?

[@monsurconanan648]

@@krislumagui yes mami kris.. raket ideas.. thanks you for guiding us in adulting..

[@timothylindo5196]

I love your finacial adviser side.

[@XandraBays]

Spiritual Insurance!!! Relate ako dto.. Hinding Hindi ka mauubusan. God will always provide ♥️ Tested na toh! Thanks Mommy Kris for this kind of video.😘

[@charmvillejo1478]

That’s the right mindset for young generation ngayon. Ang nakagisnan kasi nating mindset “Mag ARAL kang mabuti para makahanap ka ng trabaho” for me its not totally a solution. If you have a talents, abilities and skills, magagamit mo to. Marami sa atin na nakapagtapos, pero still confused kung ano ang gusto nila. Ang ending hindi sila nagiging masaya. Assess yourself. Been there, I was a typical employee before wherein I need to work for almost 8hrs (OT TY pa nga minsan) but I’m not happy. Now, umalis ako sa comfort zone ko and contuing my passion to train people at the same time manage my own business and I am genuinely enjoy my job :) Thank you, Kris for the meaningful content. More to come :) okay! Back to work na! :)

[@krislumagui]

Naku salamat sa oras.. napakahusay ng comment mo

[@charmvillejo1478]

@@krislumagui thank you for inspiring me din :)

[@micheleereno5728]

Galing nitong vlog na ito! 👏👏👏 This is helpful sa maraming tao! 😊

[@szetiramchua6440]

tama mama kris, as a regular employee po talaga.. tama lng lagi sinasahod.. hope u do more vids about budgetting.. mwaahhh..

[@krislumagui]

Share niyo po tips niyo madam

[@reynaldopunzalan4925]

Nice video very informative...mas kaialangan to ng mga pinoy marami kase hndi financially aware at lubog sa utang

[@simplyjhoan5903]

This kind of video is now my new cup of tea.. hmm pa mature na siguro talaga ako 😊👍

[@joemielyn]

Ms Kris, napakagandang content po nito. Salamat po. Take care. Deadma lang sa mga bashers. Do what you do best. Isa ka po sa hinagangaan kong youtuber. Sana dumami pa mga subscribers at maka discover ng mga videos mo po. Haba ng sinabi ko. 😊😊

[@lalfc5461]

Grabe momma kris. Wala nako masabi tlga sa mga content mo.. sa halip na impluwensyahan mo kami sa mga gastusin pampaganda etc . Eh mino motivate mo pa kami mag ipon.. 😢 wala nako masabi sayo momma. Ang laki ng pinagbago ng content mo, and dami mong nilalabas ng videos para sa ikabubuti naming mga viewers mo..😢 THANK YOU.

[@krislumagui]

Wag ka magalala HAUL video susunod.. char! Labyu kapatid... masaya ako maishare ito.. shempre paminsan minsan eh we should treat ourselves pero mas mahalaga magipon

[@nabiebasilona6075]

Sana ganito lagi mga content. May matututunan after watching. Please make a video on when you feel stuck with your job pero need mo naman mag work to pay off debts and bills. Although you have a passion and you want to go towards that path, you're not exactly sure where and how to start or even if you're qualified enough to start on it. May nakakarelate ba? Haha hopefully you could talk more about your experience ate Kris. Been watching your vids since nag sisimula ka palang and super konti palang ng views nyo noon. Now you're such an inspiration to a lot of people na. ♡♡♡

[@roseg5103]

Thank you sa walang sawang pag share ng wisdom and tips sa buhay Ms. Kris. After ng maternity leave ko dumalang na ko makawatch ng vids mo dahil nq busy na sa work. Pero ngayon marathon ang peg ko habang bumabiyahe pauwi. Nawa'y ipagpatuloy molang ang paggawa ng videos ma entertaining na makabuluhan pa ang laman. God Bless you and your family. Mahal ka naming mga subscribers mo.

[@roselieperez7193]

Very timely hirap na hirap po aq mgbudget heheh.. Dahil na rin sa liit ng salary ko.. Minsan di ko alam magiging masaya ba aq pag may sahod na puro kase bayarin at gastos. Everyday heheh.. Thank you mommy kris nainspired ako ulit sayo.. God bless po

[@jerlynpinon8527]

hello mommy kris. gustong gusto ko etong mga ganitong topic mo. sobrang nakakatulog/nakaka inspire sa mga ka gaya ko. Thankyou mommy kris. Godbless 🙏🏻 ❤️

[@angryetf1058]

Mas maganda kung ganito palagi ang topic lalo na tayo ang nag bubudget

[@xiop5854]

I like intentional YT content. Helps a lot of people. More of this please :)

[@krislumagui]

Thank you love... more videos soon

[@flormedenilla4909]

This video is so helpful sa akin bilang magiging first time mom and need mag save para sa pag dating ng aming munting blessing from God, thank you Mommy Kris... 😘😘😘

[@cherrieannporlucas3192]

I love this video. I hope matuto kaming mag asawa na mag budget at mag ipon. Kasi struggle talaga ang pag iipon sa amin. Hindi kami gumagastos sa materyal na bagay, pero luho namin ang pagkain. Mahilig kaming kumain. Sana isang araw magising kami at matuto na kaming mag ipon para sa future ng family namin

[@trishaanddeliachannel4137]

Wow gusto ko tong topic na ito marami tau natutunan salamat mommy kris

[@karenalbia4130]

More videos like this please 😊🙏

[@sarahjoysarmiento4089]

Mommy kris, grabe. Lodi talaga kita. 😍😍😍 Love na love ko vids mo about sa lectures mo sa financial lit. 💯

[@rdibaratun1393]

I notice, more of mature content na po kayo Mommy Kris ah.

[@krislumagui]

Ay salamat dear

[@annapositive420]

so inspiring po kayo and mas maganda po sa busnines para po lumago

[@ireneclairemendez3233]

Bet ko po ang raket video...waiting for it ms kris 😁😁

[@chikabakes]

Raket ideas Mommy Kris plllllssss!☺️ nanay of 2 na po ako and I want raket para makahelp sa pag iipon☺️

[@roselieperez7193]

Namiss ko manood ng video mo mommy kris. Namiss kita hehe mgamamarathon aq ng vlogs. Loveyou mommy kris

[@honeygracedeleon2893]

Momma kris more of this pls very helpful..sakto magbubukod napo kami this year sa tagal na namin nandto sa mother in law ko..

[@marinelreyesdelapaz_07]

God Bless Ate Kris

[@auggiesnotebook3087]

Wow! Nice content! Para syang lifestyle channel eh, congrats!

[@JDsVLOG]

more videos like this mommy kris.. tapos gusto ko din po yung morw raket ideas mommy kris..para sa katulad ko na nagpaplan na kaming bumukod mag asawa, pero sa ngayon po, ay siya pa lang ung may income kaya need ko po talaga ng mha raket..

[@iloveyousomatcha19]

Gustong gusto ko yung mga ganitong videos mommy Kris 😍 Thank you for sharing po 💕

[@teamricohermozo9778]

Needs vs want yun lagi ang sinasabi namin sa sarili namin and yes effective sya saming mag asawa 😊

[@railletanvalera7865]

I really love and appreciate Yung mga content ni mommy Kris..very nice..

[@isahlinsangan719]

Yessss. Raket ideas, mommy Kris. Para sa mga kagaya ko na sakto lang ang monthly income sa expenses. Medyo maliit lang din po ang nasesave monthly 💖

[@reynaldopunzalan4925]

Next video miss kris yung investments naman...at ano ma i suggest mo na investment company na trusted na 😊..

[@KhayeFM]

My husband and I are both earning but wala pa kaming baby and we already fully paid our house and car. Our strategy is to save 100% of my income then use all of his to pay for our overhead expenses, travel fund, monthly allowance (luho), support for our families, and etc. then if may matira, idadagdag sa savings. This is really working for us and hopefully sa iba din. ❤️

[@annevillanueva7683]

Thankyou so much Mommy Kris sa pagbahagi ng mga ganitong videos! 👍 ang dami naming natutunan. God bless Mommy Kris ❤

[@krislumagui]

Salamat love... sana nakatulong

[@calil4053]

Siguro, bahay po muna, kasi po mas mahirap pag nag-aaral na si Liam. At least, di niyo na po iisipin yung monthly rent. Ipon nalang po ulit. Then business naman pagkatapos.. Kasi pag business muna, uhm, pwedeng boom, or down. Pag bahay naman, at least that's for a lifetime.. Just sharing an opinion. 😊

[@JulietSalud]

sobrang helpfull po nito mami kris thank you dami ko natututunan sayo

[@mommyishannepine]

Ito ang like ko budgeting 101 😊... and pagsesave more pa po ..God bless!!!

[@zetaalphamotherpapa]

Good Morning! very timely this topic since di pa ako nakaka recover from overspending ng holiday. OMG!

[@xleennn]

yes to the raket video!

[@rdibaratun1393]

Very informative!

[@kellydolorosa743]

This is si helpful Ate Kris, i realized that we almost have nothing after listing our overhead expenses versus our monthly income. I needed to adjust our spending and also to work hard to earn more for savings. Salamat for this kind of content 💗 More of this please 🙏

[@krislumagui]

I am proud of you... make the necessary adjustments and raket talaga... makikita mo ang rewards after

[@EAnnGarcia]

Food budgeting po mommy kris. Sa mahal ng bilihin ngayon mas malaki pa ang gastos sa pagkain kesa sa mga bills. Although pagkain naman po yun pero paano po kaya mas makakatipid dito. Edit: ito dapat content na ganito ang my million views eh tulad ng mga content mo mommy kris.

[@rinoenriquez]

Informative thank you for sharing...

[@SarahM62791]

Sobrang helpful nitong video mommy kris. 😊

[@vicsantiago2211]

Thank you for this video, Mommy Kris! I'm a working student and guilty of spending over my alloted budget most of the time. This was an eye opener for me para mas mag focus sa mga bagay na kailangan pagtuunan ng budget ❤

[@krislumagui]

Tama yan... maginvest ka na at magpainsurance hanggat maaga

[@angelrosales8792]

Lol, nag-commit na ako mag-subscribe kasi ganitong content ang gusto ko. Wala kasing masyadong millenial Pinoy youtubers ang gumagawa nito, puro makeup and shopping hauls 🙄🙄🙄. Keep producing this kind of content Kris, more Filipinos need to be financially educated. Go, go, go!!! 😘😘😘

[@krislumagui]

Thank you love

[@justinemacapaz2156]

Love your content, Mommy Kris! 😍 Sobrang real talk. More vid na ganito yung content. 😊

[@krislumagui]

Oh ... thank you... may request ka?

[@tinmanalaysay799]

Very informative :)

[@zylenedelmundo]

More budget topic pls..

[@mariafetesta4147]

Ms Kris raket ideas naman po pls 😊

[@pamelaalston9130]

Great, great, great video Kris. I knew the first time I watched you na you are a smart woman. Good job!

[@krislumagui]

Thank you Ninang. You continually inspire me

[@jenniferdeleon4037]

Galing mo mam cris nakaka inspire ka♥️♥️

[@Ae.venture]

I love this type of video! Very informative. ❤️

[@ayacruz3519]

Love that kind of content mommy kris!❤💖💕 more of this...thanks for inspiring...

[@lovelydereal3840]

I'll be starting my year right Excited na magbudget!

[@brotheroftechnoblade]

Love your new sets of Vlogs Momi kris❤️😍

[@krislumagui]

Salamat dear

[@nataliereyes1629]

i prefer topics like this one...good job!

[@aileenpadua2152]

Malachi. 3:10 ❤❤❤❤❤

[@dearkeekha]

Yes pleaseeeee! Raket vids mommy kris!

[@mariaanagrana1400]

Good day day mami kris, para sakin unahin ang NEEDS at kapag may sapat na pera pedenna ang WANTS,BUT MAKE SURE NA MAY SAVINGS BAGO BILIHIN ANG WANTS, ang anak ko binata, working na, nag paalam sya sakin bago sya may bilihin para malaman namin ang savings namin if emergency, pero di ko pinapakialaman ang sahod nya though nag share naman sya

[@hey.its.carmina]

Yehey love ko talaga mga ganito. Share ko lang din po sa mga nag iipon at nag bbudget mahalaga ang sumusunod Need fund (ito po yung topic ni mommy kris) Emergency fund Calamity fund Sinking fund Savings (short, medium and long) Dyan po tayo mag focus. Hahahha pag naka 50 likes to gagawa aq ng vid regarding this hahahahaha Pero seryoso po, yang mga fund po ang need natin para maachieve ang financial freedom. Marami na din aqng natutunan sa mga ganitong topic. Ps. May utang po aq at wala pa po aqng financial freedom hahahaha pero madami na din aqng tricks sa pag bbudget hahahaha budget na pang masa lang po ha

[@krislumagui]

Gawan mo na pinusuan ko na dear

[@hey.its.carmina]

@@krislumagui

[@sweetmoondrop4915]

I love this video!!! Thank you❤️❤️❤️

[@Bulakenyo143]

I love this vid Ms. Kris! 💖 More content like this po and yes to raket videos! 😁

[@krislumagui]

Yey! On the works na po

[@kyliebong258]

This is very helpful for me😂 lalo na ang dami kong gustong maachieve this year like traveling. I should really do some adjustments sa aking mga expenses😂 Yes to raket vids mommy Kris!👍

[@Ms.Mimi1987]

I have been a stay at home mom for a year na and for 2020 I plan to open an online shop , hopefully maging source for my son’s savings and help din sa monthly gastusin.. 10k from my husband’s salary is our savings na. Invisible na yun for us .. the rest for all expenses na. For my kaartehan, what i do is get the 50’s ftom my husband’s wallet. Iniipon ko till mareach ko amount ng gusto ko bilhin, minsan matagal minsan mabilis. But i learned to wait at hindi bili ng bili.

[@krislumagui]

Amazing! Thank you for sharing

[@honelynmacayana2291]

Hello mommy Kris...Thanks you for doing that kind of topic. I admire you so much.' Godbless you more.'☺

[@loveadriano2749]

I like this kind of content...

[@krislumagui]

Yey.. care to share on fb

[@georgenicodemus2067]

krislumagui, gawa ka ng review na MAC Art Library!!!!!

[@junniepearl6580]

Thank you mommy kris for this!

[@ivypedrozo919]

I love this topic Mommy Kris..more of this..

[@sarahjoysarmiento4089]

More topics about adulting mommy kris 😍

[@markadrianalvarez3849]

live this content.. really taught me a lot and realize so many things. God Bless Ms. Kris.

[@krislumagui]

Anong mga narealize mo

[@dinesterutv]

This interesting hope to more infos pls mami kris..

[@tricialarga638]

another inspiring message! thank momma kris

[@rosebellefernandez5312]

good day mommy kris another helpful tips for me😘

[@sincoflorevict.1853]

Another Inspiring Video 😊

[@Noemieslifevlogs]

Love this..very informative🥰

[@krislumagui]

More videos like this po

[@ako_si_paulita]

💯 agree sa tithing ❤️

[@krislumagui]

Amen to that

[@arleneasilo2508]

More financial and money tips 🥰

[@krislumagui]

anong topic bet mo?

[@geluuhgray]

Currently struggling on how to budget our income since I recently quit my day job to be a full time mom to my baby, and I can say mahirap talaga if husband ko lang ang nagttrabaho. Glad I was able to watch your video and it helped a lot. I agree with tithing and I would love to know more on how you do it na parang hindi mo feel na may nabawas sa sahod nyo. Kasi we're currently starting sa pagta-tithes and minsan kahit mali sa pakiramdam, parang nanghihinayang ka pa din sa 10%. Heheh. Thank you for the very helpful video, hope to see more of this. Love you ate Kris!

[@joehannafaithconcepcion7759]

Super helpful neto mommy Kris. Thank you sooooo much. More to savings this year yeah 😇 blessed kasi single and still living with parents makakapag ipon pa talaga. And yes to raket videos Mommy Kris . God bless you and the whole JKL fam 💕

[@shellaenriquez3030]

same po tau ng budgetint ms kris.. same experience din freelance vs employee.. heheheh

sobrang salamat sa vlog na to mommy kris 🥰

[@itsnikki4233]

Love this! Love ya mommy kris

[@geordettepano6552]

Ang Ganda NG focus NG camera 😍

[@krislumagui]

Salamat. Naginvest ako sa magandang lens

[@RaymondBejocTeacher]

Salamat po, try ko tu lahat. Thank you so much

[@rubycamacho6144]

THANK YOU PO ETO PO TLGA NEED KO TODAY

[@rehjmolina1883]

Raket ideas po mommy kris..

[@CharmaineAlmasen]

Raket Ideas po Mommy Kris please and Investment (or stocks) po ❤️

[@mamalen8]

So informative how i wish i could also have savings and do a good budget for our expenses😊

[@treasureoh7650]

Thank you for this very helpful video mommy Kris.. more more more vids like this po. Hehe. Much love from Baguio City

[@terrylafuente2876]

you were a public school teacher pala mami kris, i am too. and i can say na super kulang talaga ng sahod lalo na may dalawa nkong anak. 🙄😅

[@SimplyMitchie]

Thank u

[@jenicayambao8222]

Hello mommy kris nice to watch again after long weeks dpo ako nkakapanood..so happy po love you🥰😘

[@krislumagui]

Hello! Welcome sa aking channel. Share mo naman paano ka ang bubudget?

[@jenicayambao8222]

magastos po ako mam kaya no ipon po tlga ako..pero this vlog natuto ako..thank you po mommy kris🥰😘

[@dhengocubillo7293]

more videos like this ms. kris we need more advices to educate us in financial literacy at mga RAKETS na din po🥰😊love you JKL❤❤❤

[@krislumagui]

True.. mahirap din na puro hauls no?