PAG-IBIG’S MP2 QUESTIONS ANSWERED | For Students, Beginners, OFWs 2022 | Investing Philippines

[@CharmdeLeon]

Sorry to disappoint, this is my boyfriend’s set-up. He has a podcast, thus the nice microphone 😂 If you’re interested: Microphone: shp.ee/5m9x5n2 Mic Stand : shp.ee/hv28z9g Follow: open.spotify.com/show/4HoHffDE6VMXc0UvQbNuJt?si=YpNNjTgiRk6_9jwWslg8bg

[@rogelioboridas4456]

Pano kapag namatay yung nag invest pano makukuha pa ba yung money ng relatives ?

[@johnrafaelnicolas5955]

pwede na pangmukbang yung mic 😂

[@pallercristanerb.988]

Hi mam, I am interested to invest a little amount to stock market.I am a student.

[@YerffejSepac]

Loud and Clear Audio i hope to Watch you on National T V

[@leacamz5280]

what if po 500 below yung e deposit every month pwede po ba yun?

[@jillianvillamayor2228]

Super appreciate all the research behind this! The table at the end is such a great way to introduce us beginners to the world of investing.

[@hardineraaaa]

Opened my MP2 3 yrs ago, and kimikita na siya. 🧡🧡🧡

[@tradekoto4631]

Buti ka pa kabayan kasi ako hindi pa at mag inquire pa ako sa Philippine embassy dito sa Israel kun paano..haha..

[@patriciahillarytapdasan3071]

Just discovered this channel, Content is bomb, very educational, walang pa tumpik2. ❤️

[@macristinamanaois8377]

You are such an intellectual young lady.Thanks for sharing your knowledge..

[@EmersonBenoza]

nice investment on the mic. sounds clean and crisp. Also thanks MP2 video. Power to local investment video.

[@operativealyssa]

Planning to open an MP2 account. But I'm prioritizing making my emergency fund stable enough before I put in money in an MP2 account. Anyway, thank you for yet another informative video, Ms. Charm!

[@ciel8248]

Been so confused about MP2 and I haven't watch a video discussing it thoroughly. Then, finally you uploaded a video discussing it!! I'm so grateful to this channel. Ang dami mong matutunan!! Thank you so much Ms. Charm :))

[@CharmdeLeon]

❣️❣️❣️

[@alvs4477]

Itatanong ko po sana anong explanation nyo sa MP2 account na matatapos na ang 5 year maturity date April next year at may nagsabi baka May pa magbibigayan ng dividend napuna namin na kung May 2024 ibibigay ang dividend hindi isasama ang January to May na dividend samantalang nakadeposit pa din naman yung pera hanggang May.

[@Evolution1971]

I started to deposit my Mp2 account from 2020 ,the dividend was very good 6 percent kada taon.Sa Mp1 tuloy lang ang contribution kasi maganda rin ang dividend 5 percent at least by 60 years old ma withdraw mo na rin lahat ng nai deposit.Best practice is at the time you receive your salary deposit right away on your mp2 kahit maliit lang basta kada sahod.

[@titasarah1636]

Thanks for this video.. Dami kong natu2nan about mp2 Gusto ko mag invest..

[@maryannlacea4013]

Wow! ❤️ , how i didn't know this from the time i got my first job..

[@RVG_Tv]

No wasted time in this video! thank you for the knowledge Ms. Charm! Godbless!

[@EdzelMutas]

Just found this channel. Thank you for your videos. Compact and informative just as it should be.

[@kaikai0001]

Question~ Let's say I opened an MP2 last year and chose annual payout for dividends when setting it up. But, now I changed my mind and want to just compound the interests for 5 years. I have no linked bank account or loyalty card. Can I just not claim/withdraw the annual dividends until maturity?

[@beautifulSoul888]

THANK YOU, DEAR. VERY HELPFUL TOPIC.

[@jenamarienubla6714]

Pang-podcast na yung quality ng mic!!

[@mhelmarvelouz31]

Improving na ang sound quality nyo Ms. Charm. 😍😍😍happy for yor progress

[@edennabarte124]

Thanksss! 😍 Nasagot yung tanong ko about sa monthly contribution (if it's necessary to maintain the same amount per month). TY. TY. 😍😍

[@CharmdeLeon]

🥰🥰🥰

[@rae_halvi6392]

d ko pa rin nagets ung computation pero baka bobo lng tlga ako sa math HAHAHA basta nagets ko lng the more the merrier thank u po for answering all inquiries

[@mheee4962]

Steps and tips sa pagbili ng lupa po. Suggest lang.

[@geraldcruz2761]

Wow.. level up set up ni ate charm. Congrats pooo.

[@geraldcruz2761]

Even the lightning

[@GhostedStories]

Wow, loving the new set up! 😊👍

[@aljoncagampang9845]

Well explained Ms 💖 Ang galing mo naman 😊

[@elrmndo]

Pwede na mag podcast! :D

[@christinayap7055]

looooooooooooooooooooooooooooooooooooove the new setup!!!!

[@leannecaymo4043]

Nice audio quality. 👌👌

[@ronetteabarico2706]

Thank you again Ms, Charm!! Dami kong natutunan dito ❤

[@nicolepavillar6385]

Nkita ko tlga to hahaahhaha

[@ronetteabarico2706]

@@nicolepavillar6385 hahahahahahahahahahahabwecit

[@alexjumawan1180]

Well, this is very informative . Kudos to you girl. My first time to watch your channel. God bless you

[@abegailbea5262]

This video is such a big help! Thank youuuuuu

[@calaibejasa427]

Hi Charm thanks sa mga vids mo, pero i have a question. Pag nag lump sum ka ba, pede ka pa mag add?

[@chistamaria19]

Hi Charmaine, can you please make a video of SSS contribution. Whether is it worth contributing as the pension will only kick in at the age of 60. Thanks!

[@tradekoto4631]

Sss is ang pinaka importante kasi pag naka pension na tayo ay hanggang ma dedbol na tayo yan sakana ma stop..haha..

[@toliveistolearnandtolove7858]

60 then pwede mong ingatan ang katawan mo para umabot ka ng 90

[@otothe1421]

Hi Charm! If you started investing in January, when your payout comes after 5 years, should you wait until the announcement of dividends before you apply for the payout (probably around March?) Thanks and more power to your channel!

[@CharmdeLeon]

Yes 😊

[@joemarberezo2398]

Thanks for this. Very informative 👍🏻

[@anjcalonzo15]

Thank you for MP2 videos 😍🥰

[@robertanthonyrosales3365]

Galing ng vlog mo mam. Very informative. And the comparisons on the different investments helped me think of what to invest on and how to diversify it. ✌😁❤

[@minamajalmyoui8047]

5:39 I just saw that we can pay our contribution to ucpb bank. But recently, the mentioned bank was merged to Landbank. Does it mean we can also pay mp2 on Landbank?

[@sheenatenorio174]

Hello Ms. Charm, your vids are very helpful and interesting just like what momma bread (Ms. Nicole Alba) has. More power to ur channel. Godbless!! Ps. u look so young po, nagbrowse ako ng comment section at dun ko nakita age mo. tama silaaa, life is so unfairrrr hahahaha

[@CharmdeLeon]

😅😅😅 Thank youuu

[@kadeeeartiaga]

i’m a one-month member na sa pag ibig 😂 qualifed na po ba ako to open mp2 account?

[@anthonysolis1483]

same question hahaha

[@rolandbersamina8570]

Mam magandang Gabi Po intresado Ako malaman Ng buo Ang pag ibig mp2 kung papano Po mag invest...

[@francecarlomendoza9338]

I love your set-up, Charmaine!!! ❤️❤️

[@justinemaesalud7381]

kating kati nako mag invest sa mp2 kaso wala pakong valid i.d. 😿

[@jasonpolpatulot1165]

Maam! Question lang po, do I have to choose kung papano yung pagdeposit ko, kung monthly ba or annual or lump sump? Example: 1st month - 500Php 2nd month - 1000Php 3rd month - 60kPhp (let’s say for example for the 3rd month I have the capacity na for lump sump). Allowed po ba yun? And how will they know if it’s a lump sump or monthly? Thank you!

[@strangeturtle5947]

Love the new set up! ❤

[@patriciaraedejesus3476]

Hi Ms. Charm! Where did you get your mic and mic stand po?

[@CharmdeLeon]

Here 😊 Microphone: shp.ee/5m9x5n2 Mic Stand: shp.ee/hv28z9g

[@dennisostonal1346]

Question: How much interest MP2 they will give, and the interest are change every year maybe going down or up???

[@catatonicface8847]

Hi. We’re planning to invest in mp2. We were employee but self employed na ngayon. Hndi namin tinuloy ang pag hulog sa pagibig. We understand na dapat active member bago makaenroll sa mp2. Our questions is; 1. habang nakainvest ka sa mp2 kelangan ba updated din ang contribution namin sa m1 (for 5 yrs dapat kami magbayad)? 2. Kapag 100k pataas ang iiinvest, need ng physical appearance at anong mga requirements? Maraming salamat.

[@arnelcabiltes139]

Maraming salamat po dito ❤️

[@JustineAprilJ]

Video request since we are learning a lot about the different types of investments... Can you teach us about asset allocation? Knowing our risk appetite, and that we need to diversify our portfolio, how do we go about it?

[@CharmdeLeon]

Will do! Check this out also: kzbin.info/www/bejne/pH-VpZaImqmgqK8 covers a lot of similar topics

[@shenalynjavier3450]

Very informative. ❤️❤️ thank you

[@jayannmadrazo]

Thank you for these videos!

[@arisainaramorsolo9673]

Hi Ms. Charm, question, if magstart ako to save MP2 savings this June 2021, and I'll choose the 5 years, when ko po makuha yung money? June 2026 ba? Thanks

[@winifredoabulencia2]

@Charm de Leon Thanks for this informative video. I have a question. Say I opted for MP2 lumpsum. I understand the maturity is @ the 5th year. Now, if for example, I died before the 5th year, can my dependents claim for this? How?

[@Mary-vr3xz]

pls help...in case I die po may estate po ba ito? Very helpful videos.

[@christineabanes6616]

Can you do a video on how to register as a student I am having a hard time rn 😭

[@kristianrocafor8594]

up

[@evelynjimenez6207]

Up

[@kimiyahh1189]

Up

[@kimiyahh1189]

Up

[@kimiyahh1189]

Up

[@nellieambros8243]

how to apply mp2 ofw po ako,,I'm member of pag-ibig from 2011to 2019,,pls.reply, thanks

[@anjcalonzo15]

Ate can you discuss REITS hehe. Thank you

[@soniamelendez4872]

Good morning ☺ i already applied for MP2 for 500Php/mo. I think 5 years ago and because of the pandemic i was not able to continue my monthly contribution. What my present contribution status will be now?

[@CharmdeLeon]

You should check with pag-IBIG! baka withdrawable na yun

[@tradekoto4631]

How about sa premyo bonds by government after mature ano mangyari sa pers namin automatic ba papasok sa bank accnt namin kun saan kami nag purchased? Salamat more power sa channel mo

[@gloriosadheymaynigo2940]

Hi. What if I missed my contributions for certain months? Can I pay for the previous months?

[@llonelarcilla5884]

Thanks maam, dahil po s inyong video nag open po ako ng mp2, pero ask ko lng po sir normal po na pag chineck po s virtual pagibig tapos ng hulog n po ako ng 1sr time lumalabas po eh “unable to retrieve your record, you may try at a later time”

[@dianavii]

Hello Ms. 😊 Question, I have a plan to go abroad this year and gusto ko mag apply ng MP2 before umalis. Ending hindi na ko makakapg hulog sa regular savings since resign na sa work. Its that okay? Since 5yrs din ang pag huhulog pa?

[@kitty745]

Hello, maam. Ask ko lang, isa sa requirements for mp2 ang atm or passbook. Pwede ba rito yong savings acc sa bpi? Thank you

[@tecken5]

is there a penalty if i stop contributing after paying the initial 100 pesos for the regular savings after i get my mp2 fund?

[@legrevgreenlife0731j]

5yrs maturity na ang mp2.. puwede pa bang invest ulit for another 5yrs ang pera ko

[@lumbayandsumayangfamily7763]

GREAT DAY MAAM CHARM, NEWBIE SUBSCRIBER,,,ASK KO LNG TAPOS NA AKO MAG REGISTER NG MP2 ONLINE, ANG TANONG KO PO NEED KO PA BA IHATID SA PAG-IBIG BRANCH ANG ENROLLMENT FORM KO? SLMT SA SAGOT

[@bernadettebongo1622]

Hi Ms Charm. Naa ko pangutana, unexpected man gyud na ang death. What if, simbako mamatay ta while nagcontribute sa pag-ibig mp2 what will happen to our contribution? Kay ang contributor ra man kaha ang pwede mo.claim para sure and safe. Thank you

[@rodericman1]

Question po. Yun rate po ba is fixed for the whole 5 years?

[@BluegirlXhin]

How do i know if i have record on pag ibig since i was employed at gaisano mall group. I dont even know whats my pag ibig member id ,company kasi ang nag apply

[@kristinewook9384]

Also i have a pagibig number before but i have not contibuted na for the last years kasi freelancer na ako. Pede pa din po ba ako magkaron ng mp2?

[@enJoefy19]

please discuss the different payment modes

[@michellejue3199]

Question po. Mag mature na sa Jan 2022 ung MP2 ko. Kung i-restart or i-withdraw ko, pano ung dividend ko this 2021 since March pa sila mag announce ng dividend for 2021??? Salamat.

[@jomarpangatungan943]

This is very informative.., well explained lahat ng details. Thank you po. If I may just ask po, sure po ba na after the 5-tear maturity, maki-claim yung whole amount, yung capital and interest in one transac? Hoping na mabasa nyo pa po ito, TY in advance. :)

[@CharmdeLeon]

Yes, sure naman, But not guaranteed magkano yung interest earned. Although guaranteed buo yung capital invested

[@tineromero2532]

As student, how many months should I contribute to Pag-IBIG first before I can be able to qualify for MP2?

[@tineromero2532]

And can I pay for it for just in one time? For example if 24-month contrib is required, then I'll pay 24x100 in just a day? :)

[@CharmdeLeon]

@@tineromero2532 you just need 1 month of contribution in the past 6 months. pagibigfund.gov.ph/document/pdf/circulars/provident/HDMF%20Circular%20No.%20274%20-%20Revised%20Guidelines%20on%20Pag-IBIG%20Fund%20Membership.pdf (Page 6)

[@tineromero2532]

@@CharmdeLeon omg thanks!

[@imgfrenramiro]

What if I have work before but it ended so my contribution also ended...after 2 years i got another job and started contributing again .. I've read that before I can open a mp2 I need to complete the 24months/2years contribution before I can open mp2 that is for the previously employed employee n ngstop po un contribution before..can I pay that 24 months in one transaction?? I hope u know po the answer.tnx

[@goldmelons]

quick question po. I have a total of 9 years pagibig MP1 contribution but since naghomebased ako 4 years ago, diko naxa nahulugan. kakaregister ko lang sa MP2 kanina, can i start investing sa MP2 kahit dina active MP1 ko?

[@heyiamsuperzee]

Hiii love the vid!! Is the claiming process the same if I apply online? The website said kasi go to the branch where I applied, but what if i applied online can i just go to the branch nearest to me?

[@CharmdeLeon]

Yes! Should be the same ☺️ Unless they add a feature that you can do it online. So far wala pa eh

[@heyiamsuperzee]

Thank you so much!!! 💖💖

[@jeaniminerales5578]

Like sa insurance, let's say if si MP2 member di possible makuha yung 5year term niang MP2 savings, possible ba na beneficiaries na indicated sa PAGIBIG na lang ang mag claim? Thanks in advanced sa pag answer.

[@jeaniminerales5578]

I was thinking where mapupunta yung savings if di mo na claim due to circumstances eh like death, physically incapacitated or whatnot

[@CharmdeLeon]

Yes! Pwede

[@rosemariejoyperalta2814]

Ate charm quick question lang po. Ano po ba ang tamang ilagay na date sa pag pay ng mp2 thru gcash, dapat po ba sa period covered from and period covered to is same date lang po? or dapat mag agwat sila (ex. covered from 07-17-2021 to 08-17-2021) may napanuod po kasi akong vlog na dapat daw po same date lang ilagay hehe mejo nalilito po ako hehe thanks po sana mapansin niyo yung question ko😊

[@CharmdeLeon]

What I do is same date lang also. 07-17-21 to 07-17-21

[@rosemariejoyperalta2814]

Thank po ate charm😉😊

[@maureenkatefundano8272]

Hello po, may account nako for mp2. may pdf na din na form. what will be the next step po? automatic na ba madeduct yun sa payroll account ko?

[@CharmdeLeon]

You have to talk to your HR or manually deposit (may online ways)

[@edlynmagayanesable]

informative video, thank you

[@bezalelilagan7920]

What will happen on my MP2 account. I opened it 3 years ago and didn't update the payment right after opening the account. 😅

[@khielvillanueva2672]

Maam kelan po mag rereflect sa account mo once na nakapag transfer kana ng pera.

[@CharmdeLeon]

2-3 working days

[@jopresolarboleras1652]

Hi Ms Charm! My question is about my MP1 contribution, i started working last 1999 in different shipping Agencies in Manila as a Seafarer, on Jan 2015 i transferred my agency in pasig city untill now, i checked my contribution yesterday i surprised my record was start only on January 2015, the rest record was lost..how to retrieve?

[@paulsAnything]

Mam pls help sakin mam s first step tama nman lahat nilalagay ko na info. Pero ayaw mag proceed tama nman po info and capcha. Sna msagot po

[@meltinampay204]

Good day ask lang po if ilang months po kami dapat nghulog sa mp1 bago maka proceed sa mp2 account,,thank you

[@jackjack-zp7vg]

Great ideas!

[@jaytag7953]

Hello Ma'am. Thank you so much po for advises. Question lang po, is better to save at MP2 than having VUL from insurances? Thank you po !

[@bjornnathanielcosico1189]

I would suggest to have both... It's always better to diversify in your investments

[@jaykier835]

Up

[@roxette4405]

I suggest to have both for different purposes

[@sebseb3268]

Already subscribed, how much is the maximum deposit for lump sum?

[@mariannean2863]

Hi. Saan po makikita yung mp2 account # kung hindi ko naisave last week. Balak ko na sana bayaran today.

[@crawcrawchronicles1490]

tanong lang po.. bakit mas malaki ang portion na inallocate sa stocks kesa sa Mp2?

[@rielluzon]

Hi Charm. Thank you for this. Just want to confirm the commencement of the 5-year maturity. If I started in January 2019, is it correct that I can withdraw the returns in 2023? Salamat kaayo again. 🙂

[@joilynabanico3780]

Hi Ms. Charm, question lang po.. if ill start lump sum pwede pa din ba ako mag ng any month per month or if ever i have extra money?

[@ferdinandbesande406]

Hi po pwede po bang mag lagay yearly ng 60k??Thanks po 😊😊

[@ricki5109]

Galing mo girl.

[@sheenasagabaen7801]

hi ma'am question lng po 1yr lng po mg invest tpos hintayin nlng po nun mg 5yrs

[@estelacunado5755]

Thank you for the comparison Mam..

[@rrrudee8753]

ask ko lang po kung nag-open po ako ng Pag-ibig voluntary around Feb of the year, need po bang bayaran yung January or diretso sa Feb to on going months na po? Thanks

[@ebeb734]

How about my mp2 only appears not found and when I register I see it on my record up, then I got the number appeared and I send already at first, then it can't found in my record, how to get back my money I have send?

[@cherrylayoso706]

Maharaj popularity ng credit card mag apply pa ako Yan Maharaj mag eng list kc eh Diba

[@bryanjaydillena3162]

Very educational vid, Thanks 😊. Ask ko lang, pwede ba I convert ung mp2 na annually dividend to 5yrs? Or kung sakali eh pwedeng iwithdraw ung annually sa 5 yrs nlang, bale di ko sya kukunin annually?

[@Celistina]

Curious rin po. Any update on this po?

[@cheilsulib6728]

Hello, Can I ask if pwede joint/ shared account po itong Pag ibig MP2?