PAGIBIG FORECLOSED PROPERTIES UNDER NEGOTIATED SALE | UNOCCUPIED | GENERAL TRIAS CAVITE

PAGIBIG FORECLOSED PROPERTIES UNDER NEGOTIATED SALE | UNOCCUPIED | GENERAL TRIAS CAVITE
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♥️Tel no. [phone].
❤️You may also email your inquiries for further details at [e-mail]
♥️www.pagibigfund.gov.ph
👉NCR BRANCH
• Dropbox Location : 2nd Floor No. 409 JELP Business Solutions Center, Shaw Boulevard, Bgy. Addition Hills, Mandaluyong City
The day before ng property visit and bidding nio po, kindly double check the website kung may correction po sila, madalas po may lumalabas na ERRATUM,so there'a chance na i-exclude nila ung mga naunang listing. Check nio lang po dito www.pagibigfund.gov.ph
Thank you sa patuloy na pagsuporta. Nakaka-overwhelm po ung appreciation nio para sa vlogs namin.
More videos kapag hind na kami masyadong busy.
LIST OF FORECLOSED PROPERTIES👇
• FORECLOSED PROPERTIES ...
HOW TO BID?👇
• HOW TO BID PAG-IBIG FO...
❤️❤️Hello everyone! ❤️❤️
Hindi po ako nagbebenta ng mga PAGIBIG foreclosed properties po.😊 Hindi po ako affiliated or agent ni PAGIBIG. I just want to help all of you po na hindi agad makakapunta sa mga properties,para may idea na kayo kahit papaano sa nakikita niong properties sa website. For now along Cavite lang po muna ang kayang i-shoot since working po ang aking hubby at busy pa po kmi sa pagmo-module ng mga bata.
Maglalambing lang po, i subscribe nio po sana ang aming youtube channel and don't skip ads po.🙏 Thank you everyone for supporting us!💕
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GOOD LUCK po sa inyong pagbi-bid.🙏
#ADEMsFamilyNetwork #PagibigFundForeclosedProperties

[@rheypalma]

ito dapt ang sinasubscribe nang lahat kasi nag eeffort talaga siya para lang bigyan tau ng info regarding sa mga foreclosed house...shout out po from riyadh KSA

[@ADEMsFamilyNetwork]

Thank you po Sir. Ingat po kayo jan sa Riyadh.🙂

[@confidentlybeautiful2108]

matagal ko na to nakikita sa mga fb..ngayon ko lang nakita sa video thank you

[@jeffreyabrio668]

Mam panalo ka appreciate your effort God bless

[@ADEMsFamilyNetwork]

thank you and god bless❤️

[@shizii]

Maraming salamat po sa channel na to Ma'am. Complete info, with actual site viewing pa. Keep it up po! New subscriber here. Will recommend your vlog din po para sa mga kakilala na naghahanap din ng foreclosed properties.

[@ADEMsFamilyNetwork]

welcome at salamat po.❤️

[@flyingchef647]

napakasipag mo madam deserving ka more blessings sa mga taong katulad mo

[@ADEMsFamilyNetwork]

thank you po. god bless

[@ramonitaberdugo8465]

Oo nga,sipag ,tawag pansin ko nga,,God bless u madam,keep it up

[@josephcerdena9342]

Ma'am hind po ba pwedeng pataasan po ba yan

[@josephcerdena9342]

@@ADEMsFamilyNetwork ma'am anu po fb nio ma'am para po ichat q po kayo

[@jiovinateneza3201]

Very helpful ang mga video nyo ma'am. Keep safe always and God bless 🙏

[@ADEMsFamilyNetwork]

salamat po. God bless din po

[@charlyncaayohan5759]

Wow nmn buti may ganitong video ngka idea po aq mam anu2 itsura ng mga foreclosed sqlamat sa video

[@ADEMsFamilyNetwork]

welcome po💜💚

[@jennifercualbar8638]

Maraming salamat po sa reply godbless po

[@ADEMsFamilyNetwork]

Thank you and God bless din po.❤️

[@IrisPrieto]

Wooow! Thank you po dito! Super helpful! :)

[@cleofesapunto5104]

Thanx po mam gd bless

[@darryleneparagas9169]

Mabuti pa jan sa Cavite maraming foreclosed properties...sana dto rin sa pangasinan

[@fg1249]

Ingat po!

[@stylishhome4556]

Thanks sa info very informative stay safe💖

[@ADEMsFamilyNetwork]

welcome po. ❤️

[@jennifercualbar8638]

Good evening po maam npakasipag mo nman po hinde po kayo agent pero ang gingawa niyo pra narin po kaung agent more more blessing po sau maddam gusto ko po mkaavail po ng ganyan kaso po maddam hinde ko po gaano nauunawaan po baka nman pomaam pahelp

[@ADEMsFamilyNetwork]

napanood niyo na po ung vlog ko po mam about sa kung paano mag-bid? ito po ung link👉kzbin.info/www/bejne/g6SwZn6ZiLKDd6c read nio rin po ung ibang comment sa video po niyan. Then pag may tanong po kau,comment na lang po kayo. Thank you

[@junkydoodles1264]

No maam. Thank YOU! 😊 God bless you 🙏

[@futurebahaytips]

May availabe parin kaya as of today ng mga unit na yan sa pagibig?.. ang sarap naman dyan tahimik at malawak makapag bike mga bata.. Sa carissa Homes po bagtas tanza cavite baka pwede po kayo magtripping mam? Ang dami pong foreclosed properties doon.. ingat po sa pagbyahe❤️

[@kangtv1027]

Hi ma'am please parequest naman po ung item no. 252 under public bidding w/discount. Salamat.

[@rheypalma]

pgka cash malaki ang mababbawas sa tcp niya, aabot lang ng 400 hundred thousand plus

[@lanielopez8874]

hii new subscriber, very informative

[@sailormoon1430]

Okey na ito.. maganda sia... may nakakuha na po ba nito...

[@other91solution50]

Very informative ang video mo ma'am, ask ko lang po, meron din po ba sa blk15 dyan sa general uno? New be here

[@michaeldavepimentel9289]

dto po s dasma cavite n forclose n bhay skop p ng barnggay sampaloc 4 lagi po kayo pnanood n mama slamat po

[@josuebalucan3017]

meron p kaya nito now q lang napanuod kasi

[@lermaalcantara2320]

Ang hirap mag hanap ng unoccupied na negotiated sale😭😭

[@ADEMsFamilyNetwork]

Yes po, halos lahat occupied. Kahit nga 1st public auction daming occupied

[@grandmasfire5053]

Hi madam now lng ako naligaw Dito thank God. Ano ibig sabihin ng negotiated sale ? Pwede ba bayaran kahit half ng price para mabilis Ang processing. Salamat.

[@acetv6791]

Thank you for your hardwork.

[@Charles64]

Maganda yung 69sqm may extra lot sa likod ..magkano tcp niyan …

[@ninodeleon2895]

Tnong k lng po dto s tierra nevada brgy san francisco kng under nego tiated po ang property kc blak po nmin kunin slmat po

[@alexcompleto5318]

Wala ba kaung latest na video

[@josephcerdena9342]

May fb account po ba kayo maam

[@cleofesapunto5104]

Anong sudivision yn ano blk at lot

[@mcad-m626]

madam sana po meron magkatabi para sa anak ko na may pamilya sana po wala ng dp straight monthly na lang at ang dami ipapaayus...magkanu po kaya monthly nyan

[@walkingchantv5936]

Maganda jan kaya lang malayo sa highway saloon yan

[@mariniacorrales1529]

Honest opinion lng mam ok po ba kapaligiran ng heneral uno saka mam pwede po ba sa castillion at sunrise naman po antay po kami kasi mura lng po don baka may negotiated sale din po.

[@jacquelineTy]

Detalye po mom saan poyan intrisado po

[@clarissehanna7092]

Hello po, saan po banda sa website makikita yung list ng mga properties under negotiated sale? Di ko po kasi mkita tagal ko na hinahanap, please help po thankyou

[@regzgalvez9722]

www.pagibigfund.gov.ph/acquiredassets.html

[@MariamLigadVlog]

yung may garahian ng ssakyan

[@chubhanstva-ad1400]

Salamat madam..wala po bang bandang tanza

[@arnelsopranes4939]

Maa'm tnung kulang po magkano reservation downpayment at monthly? Slamat po

[@endaytakyatv7926]

Sana meron sa tanza cavite po

[@itsmejadeeey]

maam paano po if wala pang pang renovate ng bahay, pwede din po ba iloan yun sa pag ibig? tsaka meron po bang may ilaw at tubig ? thank you po in advance sa pagsagot 🙂 very helpful po channel nyo 😊

[@ADEMsFamilyNetwork]

Pwede pa po kayo mag loan, as long as pasok pa po ang inyong salary.

[@mariatheresarequina7758]

more nego sale please. Sabang dasma and parklane please

[@emzkulitz]

Paanu po mbbili yan negociated

[@leryfuentes9130]

Mam paano kya pasa jn pagibig mam

[@ztv8040]

Mrami po b naghhanap ng maupahan jan s general uno?

[@mariamiedes5139]

Ang 623 taw po maam

[@veronicadatul6536]

Hello po,maam sa pagpasa po ba ng bidding forms pwede po mother ang mag pasa ng bid forms dahil may work po yung anak ko?? Need pa po ba ng spa kung ihuhulog p lng sa drop box yung bid forms?? Thanks in advance po, God bless po.

[@elizatubania5807]

Hello po pnu po pumunta Dyn,?HAL.po galing sa zapote,tnx po SA sagot,god bless us 🙏

[@preetyshain17stamaria92]

Mam meron po ba sa treece banda sa brgy osorio summerfield subd po

[@ma.corazonrojas1216]

Hi po maam pwede po bang mag tripping?

[@jobertoorsal2024]

Magkano KAya monthly Ng block49 lot 9

[@yveslaurentmaque1539]

Good day po ! Madam tanung ko lang po pwede po bang mag pareserve kahit po wala sa website ng pag ibig ? Maraming salamat po .. god bless

[@joyllarabe6361]

Wala po ba sa laguna area along sta rosa , cabuyao and calamba po?

[@bingyangco6969]

How po pm inbox

[@catherinedeocampo833]

Meron po kayo lot only na feature?

[@ninalynepinkihan5048]

Helo madam, mgkano

[@anthonylomocso3162]

Good day ma'am this unit is available? God bless

[@ADEMsFamilyNetwork]

Lagi po nasa listing ung mga property po dito. Pwede nio po macheck sa website po. Thank you

[@merpaller2717]

Ang hinaha ko po ay lote

[@mayenneromano5652]

Gud am po, tanong ko lng kung paano puntahan ito, galing Manila. Ty

[@libertyb.abriol4157]

available pb ito

[@rafrafnavencaraan]

San po pwede mkita mga n foreclosed n pagibug pra po mkpag bid din kmi tnx

[@ADEMsFamilyNetwork]

www.pagibigfund.gov.ph/acquiredassets.html

[@allyzacalaqui7941]

Hello ask ko lang po kapag negotiated sale, eto po na po ba yung pang long term and 1k resrvation lang po magagastos. 😊

[@ADEMsFamilyNetwork]

yes po + incidental expenses.

[@allyzacalaqui7941]

thank you so much ❤️😊

[@kcuru7908]

Pag sa cavite po yung property na kukunin need poba sa cavite branch din ng pag ibig ipapasa? Mas malapit po kasi ako sa mandaluyong po

[@ADEMsFamilyNetwork]

sa mandaluyong po pwede po mghulog

[@mayenneromano5652]

Anong village po ito, salamat

[@ninodeleon2895]

General trias po ang place nya p 6b blk 18

[@macoytv6010]

Tanong lang po, Bakit pa po binebenta ni pag-ibig kung occupied po pala?

[@ADEMsFamilyNetwork]

Kasi po hindi po nababayaran ng owner kaya po nafo-foreclosed na po..

[@azkals0]

Hello mam follower mo ako,tanong Ko lang kung ano ang ibig sabihin nang under negotiated sale. Salamat sa reply

[@ADEMsFamilyNetwork]

ito po yung mga property na hindi po nakuha sa 1st and public auction. 🙂 Salamat po sa pagsubaybay.❤️

[@mellrosezorilla936]

Pwede po bang magbid same as the min amt set by hdmf?

[@ADEMsFamilyNetwork]

no po, dapat mas higher po ng onti

[@atemelg.2973]

pwede kaya ipagawa dyan ng may 2nd floor

[@ADEMsFamilyNetwork]

Magastos po Sir, kasi ung bahay is naka design sa ganyang design kung gusto nio po pataasan need nio po ng matibay na pundasyon.

[@DivinaDavidAbelilla]

Hindi pag ibig member,pwede ba mag avail?

[@ADEMsFamilyNetwork]

yes po, cash or short term installment

[@mieannbertuldo1958]

maam anong address yan

[@michaeldavepimentel9289]

mam magandang hpon po pwede po ba magpiture po kayo ng forclose n bhay ng pag ibig dto s baranggay sampaloc n mangasubdivition

[@ADEMsFamilyNetwork]

Kpag po merong available sa listing na unavailable.☺️

[@hizoncris1532]

San po location nyn???

[@jlamtv9492]

madam ask lang po ako gusto kasi ako kunuha ng bahay Gentri tru FCP , ask po ako kung San ang Bidding natin jan pagka jan kumuha sa Trece? slamat po

[@ADEMsFamilyNetwork]

kapag po negotiated sale pwedeng sa dasma, pag 1st and 2nd auction sa shaw boulevard lang po.

[@jlamtv9492]

@@ADEMsFamilyNetwork ah ok slamat madam, one last quetion huli nato naguguluhan kasi ako dun form BID OFFER po madam ano po ilalagay natin dun napanood ko kasi vid mong isa. Price po ba ng bahay mismo kukunin natin? sa baba kasi BID % OK na ako dun slamat madam

[@mirhuelmadrigal313]

mam pwd po bang financing kahit hnd member ng pag ibig

[@ADEMsFamilyNetwork]

need po member po kayo ng PAG-IBIG

[@norietesorero7963]

Ma'am meron po bang pagkatabing unit?

[@ADEMsFamilyNetwork]

Sa napuntahan po namin dito wala po. Meron kami isang na feature 2 lots po magkatabi ang bnebenta ni PAGIBIG , check nio lang po kzbin.info/www/bejne/nKbXk5eLa9yGqqc

[@norietesorero7963]

@@ADEMsFamilyNetwork thank you po ma'am..

[@raffyrosita245]

Ma'am pagsinabing required income yun po ba yung total ng 1 month salary ?

[@ADEMsFamilyNetwork]

yes po, basic pay for 1 month

[@hizoncris1532]

Hlimbawa po kung cno mnlo s beeding? Magkno po lahat lht m gastos bgo m lipatan???

[@ADEMsFamilyNetwork]

Kung sa PAGIBIG po mag prepare po siguro kayo ng mga 20k, may sosobra pa po duon basta po under negotiated sale ang kinuha nio po..

[@conniemalilin9262]

hello po ask ko lng po pano po pag ofw ang gusto mg avail at ung anak lng po ang mgprocess paano at ano ano ang requirements thanks po

[@ADEMsFamilyNetwork]

BASIC REQUIREMENTS Accomplished Buyer’s Information Sheet (2 copies) with recent 1x1 ID photo (2 copies) One (1) valid ID (Photocopy, back to back) of Principal Buyer and Spouse, Co-Buyer and Spouse, if applicable Proof of Income for (any of the following): Employment Contract Employment Contract between employee and employer; or POEA Standard Contract Certificate of Employment and Compensation (CEC) CEC written on the Employer/Company’s official letterhead; or CEC signed by employer (for household staff and similarly situated employees) supported by a photocopy of the employer’s ID or passport Income Tax Return filed with Host Country/Government NOTE: If documents are in foreign language/s, English translation is required. ADDITIONAL REQUIREMENTS Copy of Frequently Asked Questions (FAQ’s) with signature Photocopy of P1,000.00 Reservation Fee Receipt For OFW Members Special Power of Attorney (SPA) notarized prior to date of departure For OFW member abroad, a SPA notarized by a Philippine Consular Officer, or SPA notarized by a local notary (of the country where the member is working) but duly authenticated by the Philippine Consulate The Fund may also require any or a combination of the following documents: Payslip indicating income received and period covered Valid OWWA Membership Certificate Passport with appropriate visa (Working Visa) Residence card/permit (permit to stay indicating work as the purpose) Bank remittance record Professional License issued by Host Country/Government NOTE: If documents are in foreign language/s. English translation is required. Insurance Coverage (if applicable only) Health Statement Form (Medical Questionnaire) For borrowers over 60 years old For borrowers up to 60 years old, if loans is over P2.0M to P6.0M Health Statement Form (Medical Questionnaire) and Copy of the result of medical examination conducted prior to assignment overseas as required by the employment agency For OFW borrowers over 60 years old

[@chiramaerabal2055]

totoo po ba na for under negotiated sale, 1k reservation fee lang po, no need for downpayment?

[@ADEMsFamilyNetwork]

yes po plus incidental expenses, more or less 10k.

[@erlindadeza8853]

Ano pong name ng subdivirion

[@ADEMsFamilyNetwork]

Heneral Uno po

[@desiriedelimos6808]

Hi po ask lng po pwede po ba maging co borrower ang live in partner?thanks po

[@ADEMsFamilyNetwork]

yes po

[@jeanelynserdoncillo856]

Ano po dapat ilalagay sa sobre kasama numg offer to bid? need na po ba yung proof of income and ID’s?

[@ADEMsFamilyNetwork]

Enclose in the envelope the following: a. 2 duly accomplished Offer to bid forms or Offer to Purchase (For negotiated sale) b. photocopy of valid IDs with 3 specimen signatures c. proof of latest income d. Special Power of Attorney together with valid IDs of attorney in fact if applicable e. Signed copy of Instruction to Bidders

[@jeanelynserdoncillo856]

Hi po regarding po dun sa Special power of attorney sa lahat po ba yun or kung may representative lang?

[@ADEMsFamilyNetwork]

kung may representative lang po

[@johnpaulbrando5033]

Can we bid po if were from albay but we are interested po

[@johnpaulbrando5033]

Sigle attach po kung meron fabor po ma'am appreciate it po salamat keep safe always God bless po

[@ADEMsFamilyNetwork]

yes po. as long as active member kau ni pagibig and kayo po ang personal na magbi-bid or thru your SPA.

[@ADEMsFamilyNetwork]

kzbin.info/www/bejne/nKbXk5eLa9yGqqc

[@johnpaulbrando5033]

thank you very much po ma'am I so much appreciate po keep safe alwys po God bless

[@johnpaulbrando5033]

ma'am if you dont mind po wala po ba kayo alam na property either molino, carmona, biñan,or san pedro yung medyo malapit sa manga major roads po kc nagiisa lang yung anak namin babae pa but if kahit malayo basta accessible ok lang din po thank you po so much we so much appreciated your effort to let us know & view those properties you are visiting very helpfull to us than you so much keep safe po always & may God bless & guide you in your travels thakns a lot

[@rowenabalauag4809]

Maam salamat, gusto ko po maka avail jan? Paanu po gagawin ko?

[@ADEMsFamilyNetwork]

dapat po active member po ni PAGIBIG you may watch po ito👇 kzbin.info/www/bejne/g6SwZn6ZiLKDd6c

[@lalasiebel6110]

hello po...ano pong kelangan lng bayaran s una pg negotiated sale???thanks po❤

[@ADEMsFamilyNetwork]

pag offer to purchase pa lang wala po,pero kapag po kayo na ang winner need nio po bayaran ung reservation fee na 1k + other fees

[@eeigosenta5303]

ate anong subdivision yan sa gentri?

[@ADEMsFamilyNetwork]

Heneral Uno ...

[@ikengmira7576]

house and lot for BICOL

[@ADEMsFamilyNetwork]

www.pagibigfund.gov.ph

[@phamymariemorfe8981]

Ph5 subdivision po Montalban po please. 🙏

[@ADEMsFamilyNetwork]

Hi Ms. Phamy, sorry po along Cavite pa lang po as of now ang kaya po puntahan. Salamat po sa panonood.🙂

[@yourmusic4681]

Magkano need ilabas na pera pag negotiated na madam?

[@ADEMsFamilyNetwork]

around 10k lang po.

[@imerpalermo1931]

Good day po mam.. tanong ko lang po kapag mababa po yung salary s 15k.. pwede pa po ba ibid yun?

[@ADEMsFamilyNetwork]

yes po. ang pwede nio po gawin ay kumuha ng co borrower or di kaya bayaran po ung equity.

[@jimmyomelan8908]

Mam installment po ba yan o cash basis

[@ADEMsFamilyNetwork]

pwede po both...

[@josephcerdena9342]

Ma'am panu po ba kumuha ng bahay sa pag ibig tulad po nian ma'am

[@ADEMsFamilyNetwork]

Napanood nio na oo ung na upload ko po? ito po ung playlist kung hindi pa po niu napanood. kzbin.info/aero/PLZgz6MbsgooUyMKHLVOV_AlWS5fjBQggc

[@elmatablo1654]

Mam mgkano po kya magiging monthly jn kung sakali po thnks po

[@ADEMsFamilyNetwork]

kung 800k nyo po i-bid estimated monthly po is Php5,200.

[@junkydoodles1264]

Ilang years po un 5200 kaya, maam?

[@johnpaulbrando5033]

ma'am would you mind po if I ask kyng magkano po ba yung bid mo yun po yung magiging price po ng babayaran mo, hindi po yung minimum ni pag ibig checking lang po kc waiting lang po ako sa opening ng offer to bid sa negatiated sale salamat po ma'am ingat po lagi laking tulong po kayo sa gaya naming naghahanap ng bahay keep safe po always God bless po

[@ADEMsFamilyNetwork]

yes po kung mgkno ang inoffer nio un po ang mggng presyo ng property.

[@johnpaulbrando5033]

@@ADEMsFamilyNetwork salamat po ng marami ma'am dami nyo po natutulungan sipag nyo po & napaka laking tulong po nabibigay nyo po sa amin na nag hahanap ng magandang location at intsura ng properties wala na pong pagod para sa amin salamat po madam well appreciated po ingat lang po lagi keep up the good work po God bless

[@danjilynavila9545]

Good morning po ma'am itatanung kulang po kapag negotiated sale Ang kukunin ko mag fill up din po ba ako ng pag ibig registration form tapos purchase to offer w/COE and payslip ,photo copy ng bidder,Isang sobre lang po ba ilalagay? thank you po

[@danjilynavila9545]

@@ADEMsFamilyNetwork please help Naman Po ano ano Po ba Ang req kapag maghuhulog ako sa Dropbox negotiated sale po kuhanin ko na property,,Tama po ba gagamitin kung form purchase to offer at dapat hiwalay po ba Ang pag ibig registration form? thank you po.

[@ADEMsFamilyNetwork]

registration form and offer to purchase for negotiated sale plus one month salary payslip xerox of valid id's always bring extra copies ng mga nabanggit sa taas

[@rosemarieabad7420]

panu pp mkuha ang ganyang bhay

[@ADEMsFamilyNetwork]

kzbin.info/www/bejne/g6SwZn6ZiLKDd6c

[@jimmyomelan8908]

Pano po sumali sa bidding?

[@ADEMsFamilyNetwork]

active member po ni PAGIBIG you may watch po ito👇 kzbin.info/www/bejne/g6SwZn6ZiLKDd6c

[@missa.43]

My available pa po ba dito ?

[@ADEMsFamilyNetwork]

Marami po nilalabas si PAGIBIG na foreclosed po dito🙂

[@missa.43]

Ate how to contact you ?

[@missa.43]

Ate meron kayo sa tanza cavite ?

[@jennyromatico9532]

Maam my tanong po ako snyo d po nyo nssgot?tnks po

[@ADEMsFamilyNetwork]

Ano po ung tanong niu

[@jennyromatico9532]

@@ADEMsFamilyNetwork kung meron n po available dto sa Alapan imus maam salamat po

[@jennyromatico9532]

@@ADEMsFamilyNetwork maam and one more thing pg ngk problema po b kami about sa house nmin pwede po kami mnghingi ng tulong snyo?God bless

[@ADEMsFamilyNetwork]

@@jennyromatico9532 minsan merong listing sa area na yan ng imus

[@ADEMsFamilyNetwork]

@@jennyromatico9532 ay hindi po Ako ngtatrabaho sa pagibig😅 pag may problema po ask niu lng po ang PAGIBIG.

[@hazielg4348]

Pede na po kaya mag bid?

[@ADEMsFamilyNetwork]

next week pk Ms. Haziel. para sa SPB 173

[@hazielg4348]

@@ADEMsFamilyNetwork thank you Madam.

[@judssee]

Ma'am! Ano pong ibig sabihin ng For Title Consolidation sa remarks ni Pag Ibig. Hehe thank you po!

[@ADEMsFamilyNetwork]

Ang sabi po is on the process po ang paglipat ng title from the previous owners to PAGIBIG.