7% PA Interest ng OWN Bank? Maganda na daw ang Bank Service Nila. Time Deposit Review!

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[@Dpageantbuff]

I opened an account sa Own Bank last February and Im super satisfied with this bank! Super happy with the interest rate and yun Mga vouchers nila, was able to try to avail the 7 day TD at 8% and I am super satisfied with this bank! Di ko Lang trip ang design ng app kasi parang comics hehe pero overall I am happy with Own Bank! #Roadto75ksubs

[@chinkpositive]

Safe and secure, I go for hard assets. Good info

[@PatQuinto]

Wow! Its an honor po na napanood nio ang video review ko at nagcomment pa kayo. Salamat po Sir!

[@JeromayaPayagan]

Wow nice to see u here sir Chinkee

[@SneakerJuan]

Mas wise kung magdeposit lang ng max 500k at idiversify nalang ang pera sa ibat ibang banko. Kung di pa naman kelangan gastusin ang pera ipasok muna sa TD para kumita ng mas malaki like CIMB, Unobank, Ownbank, Tonik lahat naman yan competitive ang interest rates. Sa Seabank magdep lang ng max 350k para kumita ng 4.5%. Larularuin ang pera na ang goal ay kumita ng malaking interest.

[@dionitertamara]

Mas safe talaga pag regulated ng PDIC at banko sentral ng pilipinas,but to answer the question syempre mataas yung interest ,subok ng matibay at no issue at free pag transfer ng pera. Shoutout po sa next video pls #road75subds

[@westmakati]

bawat member ng family meron ownbank para hanggang 500k max dahil yun lang insured... I think reliable naman as stated, 60 years na. yung iba funds sa uno, seabank, cimb. nag goodbye gotyme muna 0 balance

[@joelmontealegre.banaco1224]

59 years na Rin SI sea bank kung sa tagal may laban Rin nmn Siya

[@alexandermelindo5854]

Ang tinitignan ko pong factor, Sir ay iyong bank na kilala na at mapagkakatiwalaan #Roadto75ksubs

[@shadow10games]

based sa observation ko kay own bank, hindi nakabased sa 365 days ang per annum na interest. naka 360 days lang sila.

[@renieljohnmendoza1380]

For me, one factor ko sa pagpili ng digital bank is ung cash in cash out fees rin nia. Also, ung pagiging stable ng app bukod pa sa higher fees neto. Very informative video, i'm torn between diskartech, cimb and own bank kasi now. hehe. Thanks Sir! #ROADTO75KSUBS

[@julstv7350]

Teknik lang dyan gawan mo mga kapatid at mga magulang mo ng account tas lagyan mo ng tig 500k sa TD. Diba kung lima kayong member ng family may 2.5M kang nasa TD. No worries sa insurance😉

[@joselambertopunla6692]

Nice info...i prefer to the bnk that insured under pdic... One is ownbnk

[@aquilamerol611]

Sa totoo lng maganda tlga service nila automatic pag may problima ka sa knila agad agad sasagot sila.

[@mentormarkgoals]

For me ung accessible talaga sa cash in and cash outs po,and how stable the company #roadto75subs

[@blackshaded]

Pareview din po ng own wish, matagal ko na tinitignan own wish para sa budgeting kaya lang ayoko ng may target na time tsaka amount. Gusto ko lang mapaghiwalay yung goals. #roadto75ksubs

[@MM-wk8hq]

Ang tinitignan ko po ay kung maganda ang track record ng bangko. Kung magkakapera ako ng mas malaki, mag ta time deposit po ako sa metrobank na a bit higher than 4 % p.a. ang interest. More power, Sir Pat #Roadto75KSubs

[@rickmambo1769]

Wla ng safe bank ngayon nsa digital word n tyo lahat ng banko traditional man or digital bank ay pwede na mahack kqya n nila maaccess ang bank info mo in just 1 click...

[@IamEnigmaticGuy]

Thanks for sharing Sir Pat!Makakatulong review nyo para twe will know where to put our hardly earned money.

[@quinxquinx242]

aside sa interest rate ,, credibility at mga feedbacks about dun sa bank.. Kung satisfied ba yung mga customer nila. Plus factor yung madali mag withdraw or may mga free transfers sa other banks.

[@burandoyzupla999]

For me in terms of interst mas advantage si own bank but sa confidence nmn I'm goeng to diskartech Dami branches nila...

[@lovecreature327]

Ok naman yung OWNBANK. Based on my experience for the last 5months. So far wla pa akong problema sa Ownbank. I really like yung mga offer nila especially high interest time deposit. #Roadto75ksubs

[@lucillebuenofranca]

for me its better na mag insured amount na extra money on digital banks para hindi mabigat sa bulsa for the basic daily needs. #Roadto75ksubs

[@Kentooth-xw1wj]

Easy cash in and cash out plus free transfer fee then highest interest rate responsible ang app no lags or delay goods na goods

[@genekennethbparagas2318]

interest rate talaga at ease of transacting para less hassle #roadto75ksubs

[@MaryAnnAurino-yw4cx]

Hi sir ask lang po bakit sa akin nag try ako mag deposit Nang 50 but hind tumaas Akala ko 40 everyday but sadly 0.04 lang

[@mgnarit]

#ROADTO75KSUBS Mas maganda kapag nagdeposit ka ng pera above 500k dun sa mga banks na alam mong subok at kilala na, yung may certain level of legitimacy na siya at may active recall sa mga tao kahit sino pagtanongan mo kasi nakakampante ka 😅 Aside pato sa mga considerations na magandang customer service at ang parent/sister company behind that bank. ❤❤❤

[@Lhaiza15]

First Po,,,,ma try nga dn Po eto

[@maryannhorton2867]

Thank you po sir, ang laking tulong ng mag reviews niyo sa ganitong ideology ng mga passive income like tthis! Nag try din po ako ngayon lang din kaso under maintainence si Gcash to transfer the funds to Own from gcash sana. Will try another bank nalang #Roadto75ksubs.

[@MarkJosephLaurel]

Concern ko lang ang security ng own bank sa mga hacker

[@auditheo01]

#roadto75ksubs salamat sa ganitong content sir pat

[@RoMzJr.]

Hello bro. Ask ko lang if kukuha ka ng bank certificate sa own bank tama ba yun ask nila ang personal info for details daw? Baka pwede you enligthen me for that 🙏

[@Shaoni_chu]

Free Transfer fee Ang basihan ko po at interest since wala pa po me masyadong budget

[@superadmin01]

Hindi sila nagbibigay ng time deposit certificate.

[@edz8169]

new subcriber here.. i used your referal code in own bank. #roadto100ksubs

[@OgagNetwork]

BOSS, I-TRY MO I-REVIEW YUNG UNO TIME DEPOSIT. PARANG NANDADAYA. 20% TAX DAW PERO SA COMPUTATIONS KO SA NATATANGGAP KONG INCOME LUMALABAS 24% TAX. MUKANG MAY HIDDEN CHARGES 😆

[@agoogleuser9025]

Quietly rin po binabaan ang 3 months interest rate from 6.5% down to 6 or 5 pa po yata huuu

[@maracona6069]

Thanks for sharing sir..More knowledge na nman about savings sa mga digital banks🥰🥰 #ROADTO75KSUBS

[@bernnyjubacon2133]

idol pa tutor review bkit napunta sa paybills pag nagdeposit ako sa time deposit ni own bank

[@PatQuinto]

Baka po walang laman own wallet nio. Dapat po nasa own wallet tapos sundan nio lang to 8:18

[@thonironman8570]

I opened account Own bank kasi 7%. my REVIEW IS 👎 BAD. Interface and options are NOT USER FRIENDLY. Ang Hirap mag navigate sa options. Yung mga time deposit ang gulo... puro offers na 12% or 8 % for 7days, hindi naman malinaw sa presentation sa App. . . needs Improvement.

[@mariceltang-eb2mz]

True

[@mariceltang-eb2mz]

Pangit na ang 8% sa 7 days time deposit kasi may 20 pesos na na charge kung magtime deposit ka ng 7 days sa halagabg 20k tutubo siya ng 24 pesos eh magcharcharge pa ng 20 pesos pag transfer plus 15 pesos si gcash 😂 lugii na!!

[@karlayssabelleurquiza8210]

Hi po new subscriber here, how about sa own wish po? how to deposit sa ownwish?

[@beardup9101]

Ano yung bank na deretso ng nakalink ang debit card sa mismong amount yung hindi na kailangan ilipat pa sa wallet kasi ang inisip ko kung halimbawa mawala ang phone atleast you have alternative na iwithdraw agad ang money lalo na kung emergency fund siya.

[@PatQuinto]

for digital gotyme & Uno, for traditional banks, all banks na atm deposit na may online access.

[@ordonioandreamays.3900]

Been binge watching zpur videos po, thank you. ❤ As a student this is really helpful for me to have passive Income. #ROADTO75KSUBS

[@jhenlim]

I would consider po yung customer service ng bank, if madali kausap and of course trusted overall ang bank #Roadto75ksubs

[@EmsGanggangan]

hello po sir ano po dapat gawin or pano po mabawi ang pera sa own bank

[@yddeguzman6822]

Patulong po, nawala na yung balanced ko sa own bank, pero dipa natatransfer sa gcash account ko po, kasi di ako makaupgrade sa ownbank pero yung gcredit ko ginawa kung cash true own bank pero diko sya mapasa

[@markjosephmallari7027]

Hi goodday sir, i just wanna ask if nagkaroon na ba kayo ng same scenario happened ng katulad ng sa asawa ko, nagtry kami magpasok ng pera as a firts timer and then tinry namin ilabas ulit, tagged as succesfull but hindi namin narecieve. Taman naman po lahat ng details. Asking lang po sana may makatulong.

[@marvzpasco7361]

sir pat pwede kaya ang TIN id para mkapag open ng acct sa own bank?

[@johnjosephjulve2240]

Hindi

[@argieryfranca]

For me yung factor na yung maganda un customer service at makakapag katiwalaan sir #Roadto75ksubs

[@edgecastillo3992]

, IDOL PAT, DOES IT MEAN NA MAS MALAKI ANG INTEREST IF TIME DEPOSIT FOR 15DAYS NA TWICE KESA SA TIME DEPOSIT NA 30 DAYS LANG?, HEHE

[@EmsGanggangan]

dalawang beses po ako nag send sa G-Cash ko walang pera na natanggap pero nag bawas po yong pera sa own bank

[@Kmd0004]

Update po

[@MaryroseDelosSantos-m5v]

Hi sir i just wanna ask if un po bang na sa stable money kusa po ba syang ma tterminate pag tapos ng 15 day time deposit? And then kusa bang mapupunta ung pera na nasa stable money sa flexible money?

[@Kmd0004]

Opo nasubukan ko na ate

[@SidneySciacchitano]

Same question

[@victorinobunan4902]

Ilan po ba an interest ng cimb gsave acct. vs seabank vs ownbank yung per annum po

[@rodmontero578]

Hi po, No physical card sila?

[@thorbasil8711]

6% my p.a naman nakalagay

[@TM-un1nn]

Sir kailan po ba nag start eto mga digital banks?

[@PogingJanitor]

panu kyo digital bank...why to choose coop

[@jadebubuli]

Gusto ko itry heheh

[@patrickjosephdavid6331]

walang auto log-out pag in-active ka sa ownbank mobile app

[@MilesTan-b4v]

Ito din prob ko

[@sashafraus9865]

free transfer fees at interest rates lang kasi yun naman talaga main reason bat naglalagay sa banks #roadto75ksubs

[@litabajo5086]

#roadto75ksubs salamat po sa ganiton information

[@medranoevelyn8718]

Saan po ba makikita sa Sloan po

[@westmakati]

PRIMARY ko si ownbank... secondary ko si gotyme pero bumaba sa 4% kaya kay UNOEARN ko tnransfer...

[@cassygarcia1992]

Safe ba si own bank? Balak ko din Kasi mag open account Jan since mahirap mag open account sa ibang bank at Malaki Ang opening account

[@PatQuinto]

Try nio po muna less than 500k ang ideposit nio since insured naman upto 500k

[@jonathanmediario4358]

Hello sana po pwede kayo macontact may katanungan lang po ako

[@roseannebagnol8536]

May pautang din po ba si own bank?

[@teygarcia6498]

Ask kopo san po ba makikita, ung account number? Wala po kc ung my accountvsa fund management. Slmat po

[@rickmambo1769]

Yung card number mo..yun ndin ang account number mo..

[@mikecapiral371]

i will try own bank

[@plasmaray8199]

Sa own bank puba secure ba sya o hawak ng gov paano kung nagsara ang bangko? Edi wala na pera?

[@PatQuinto]

Supervised po sila ng bangko sentral ng pilipinas and insured po ang deposit natin up to ₱500k per depositor from PDIC

[@markeizekielpe]

Pat, right now with ownbank's status, willing ka na ba to put 1M?

[@PatQuinto]

For me po, i would only put upto 500k. Im not a risk taker and would prefer to minimize risk.

[@PatQuinto]

I still use right now traditional bank for my savings.

[@markeizekielpe]

@@PatQuinto thanks brother

[@pepepacheco8848]

Under pdic ba ito ownbank?

[@atiramdesoloc8014]

Wala nman yung link ng own bank m

[@brylontoc6140]

dito po ba sa Own Bank, halimbawa naglagay ako ng 5k initial time deposit. Pwede ako mag lagay monthly for example 1k.. until matapos ang time deposit for example 1year po yung pinili ko? or kung ano lang yung dineposit ko ay yun na yun until matapos?

[@PatQuinto]

Isang lagayan lang po. Per checking hindi po pwede magdagdag.

[@brylontoc6140]

@@PatQuinto aahh okay po. Di po pala pwede mag top-up like sa MP2 (PAGIBIG)

[@MilesTan-b4v]

@@brylontoc6140 sa maya pwede po.

[@RejelynDar]

Hello po ask ko lang po bakit may napasok na earn sa own bank account ko kahit hindi po aq nagdiposit po then nitry ko po isend sa gcash and narecieve ko

[@PatQuinto]

Yun po ung trial bonus nila.

[@leklektv9874]

Pwede mo ba i withdraw or pull out ung pera mo sa timedeposit without waiting dun sa maturity date?

[@PatQuinto]

Pwede nmn po.

[@unknooown2136]

​@@PatQuintopaano po sir, kasi di ko mawithdraw

[@kamaelgod5158]

pag may mga free transfers plus na yun #roadto75ksubs

[@hazelaxy5500]

Madali po ba magtransfer from ownbank to other bank

[@PatQuinto]

Madali naman po

[@JeromayaPayagan]

I try this bank

[@pizza8512]

Sir Pat, anong referral code mo sa Own Bank?

[@PatQuinto]

M6HYEW

[@pizza8512]

@@PatQuinto M6HYEW

[@pizza8512]

@@PatQuinto Thank you sir, silent viewer mo ako😇. Curious lang sa 300,000 trial bonus kung dumating po ba talaga sa inyo? Nag deposit po ako ng 51 pesos as a test.

[@vivianargallon3042]

Love Your video. Ma try ko to. #Roadto75ksubs

[@lawlettrfbt]

#roadto75ksubs ❤

[@LEMUELSIMARAVLOG]

#ROADTO75KSUBS Nice Lods

[@fara5812]

#Roadto75kSubs

[@SimpleLife2.000]

paki tanggal yung contact lens nyo, di bagay, very distracting 😋😜

[@rubyabellanosa1308]

May grade po yung lens niya!!

[@Vinceyu842]

I think its much better for me to put only up to the insured amounts on digital banks para hindi at all malugi tayo sa hard earned cash natin. #ROADTO75KSUBS

[@dennisa215]

pwede din,

[@keenrags3723]

tonik din may time deposit sana mapansin 💜💜💜💜 #Roadto75ksubs

[@itsprivate5623]

Lods kapag magtatramsfer from online bank to own bank. Ano bank account ung card number ba o ung cp num.?