Monarch Budgeting App REVIEW (After 6 Months)

💰 Try Monarch ➝ penniesnotperfection.com/mona...
In this Monarch budget app review I’m sharing my experience using Monarch for the last 6 months. I chose Monarch as my budgeting app after Mint closed (they offered a discount for Mint users). I’d been a Mint user for over a decade so switching things up has been great.
Some things I loved about using Monarch to budget:
✅ Easy to budget with a partner or family members
✅ Lots of motivational tools like the financial goals trackers
✅ Tracks everything in one place from budget to net worth
✅ Easy to use on web, iOS or Android
✅ Automatic and easy transaction rules to keep things organized
✅ Budgeting tools are flexible and customizable to your needs
✅ Beautiful diagrams and charts to understand your money visually
✅ Collaboration tools for couples and financial advisors
✅ No ads for things you DON’T NEED
Some things that I struggled with:
✔️ Accounts disconnecting and not staying connected
✔️ The bills section was not super functional
✔️ The cost was a bit on the high side
✔️ Missing some features other apps have
Overall I’ve been very happy with Monarch. I'd consider Monarch Money one of the best budgeting apps available currently.
It’s the first budgeting tool my husband has happily used and been invested in with our finances. If you are looking to budget with a partner then I highly recommend it!
💰 Try Monarch ➝ penniesnotperfection.com/mona...
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CASH BACK APPS
⭐️ Rakuten ($20-$30 bonus cash back app) ➝ penniesnotperfection.com/Rakuten
⭐️ Fetch Rewards (Receipt scans app, $2 referral code, MV7RR) ➝ bit.ly/2G0vEtZ
⭐️ Ibotta ($10 bonus cash back groceries) ➝ penniesnotperfection.com/ibotta
⭐️ Upside (Cash back on gas) ➝ penniesnotperfection.com/upsi... Code: RXZNW
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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
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[@PenniesNotPerfection]

Have you tried Monarch? Try it out ➝ penniesnotperfection.com/monarch-money/

[@MikeHobbs]

Do you know how this compares to dave Ramsey “every dollar” budgeting app?

[@MJ-iu2ek]

Thanks for this! Very helpful.

[@RachelMasonGinn]

Thank you for sharing! Your video was much more thorough than others I found and very helpful.

[@PenniesNotPerfection]

Great!

[@t-pott4504]

Thank you for the review!

[@catgodfrey6451]

Thank you for sharing

[@aliatiscareno]

Is there an option to still see income/expenses individually? Or it’s just set up to combine both?

[@LL-bl8hd]

Thanks for the informative yet concise review! Really helpful! I'm a long-term YNAB user and really like their philosophy but have been wondering if there's another tool that offers more features for a similar price (especially, better net worth tracking and forecasting). Monarch is definitely an option, but I'm not sure I've found the one yet!

[@PenniesNotPerfection]

I love this for the net worth tracking and the goal tracking. Does YNAB have anything similar? I plan to try and review YNAB soon as I've had a lot of viewers suggest it but I admit to being intimidated by it.

[@tomandersen8632]

I'm curious if they have incorporated any changes to the issues you found, since posting this video?