People HAVE STOPPED PAYING Their Car Payments

[@dwcola]

Can you imagine a 1000 truck payment, 180 a month insurance and 300 dollars in gas not counting maintenance. That's 1500 bucks a month to run a truck? But that's net take home pay. At a 30% Tax bracket, you have to earn 1950 dollars a month. That's 24 grand a year in gross earnings to drive a freaking truck. Then throw on 3 $80 to $100 oil changes and a set of $1500 dollar tires? Seriously.

[@georgeafutujr.9369]

And Car Insurance is $450+/month in NYC! You might as well buy a car to live in if you factor in the total expenses for a truck!

[@michaelj6392]

That’s why I’m still rolling in my 2007 F150 haha

[@scottusry]

you said it all brother

[@dcp2001]

1997 Toyota T100 FTW! bought for 10k with 42k miles on it in 02... Currently at 267k. My last two houses have cost less than the scenario above... it's just shocking.... I'm either earning too little or some folks are earning too much or don't do the math! LOL but honestly, it's crazy to see the actual numbers that some folks think is OK...... Mind boggling.

[@brandonstaelens664]

I'm self employed and just paid off my chevy express van. Was considering buying a new one to add to the fleet but with what they want for a new one and all the extra expenses of owning it I think I'll drive my current one until it's nothing but a seat and frame lol

[@budgiekiller2]

I saw dealers scam people with horrible pricing and loans during covid. They deserve what they get.

[@shanenice5380]

They did that many years.backed 2012 got a vehicle.

[@mustjustbe]

The dealership isn't going to hurt. The insurance companies that back these loans do.

[@garykeith1048]

@@mustjustbe The banks that floor plan these Vehicles are going to hurt. They'll probably raise interest rates to cover their losses in floor planning cars for dealerships.

[@jeanalice4732]

​@@mustjustbe Insurance company can Go to hell too.

[@laser31415]

After the last 4 years of price increases, the auto market needs to be broken. They brought this on themselves.

[@garyweber7139]

It started to smell bad even further back.

[@cudfoo1cudfoo247]

Agree - this is the best thing that could happen. Idiots need to be washed out...

[@mikeloeven]

Agreed at some point the banks and their investors need to shut the fuck up and take the haircut with the rest of the country.

[@KCBeck]

@user-bi6dc8ol6q voting will fix it bad voting broke it

[@ChrisPatrick-q6k]

​@user-bi6dc8ol6qdon't be silly

[@ScarlettFire341]

"First we overlook evil, Then we permit evil. Then we legalize evil. Then we promote evil. Then we celebrate evil. Then we persecute those who still call it evil." Fr. Dwight Longenecker “In the Last Days, Good will be called Evil and Evil will be called Good.” Are We There YET ?

[@volksaddict]

We are here!

[@jamessanders6788]

People have a choice.

[@jeanalice4732]

Those who believe (and vote) absurdity are capable of atrocities! FACT 🧐

[@dirkz.duggitz1567]

Yes

[@isashar7949]

🔥

[@aldonco]

We are in a depression, even the government won't admit it. The Red Lobster chain just declared bankruptcy today. People are broke.

[@mrtaxi204]

Corporate America profits are at record highs

[@marblox9300]

I've been depressed for years. Never been to Red Lobber.

[@bpb5541]

Folks have no idea what is coming

[@trompell0]

I'm excited for ragnarok. Are you? ​@@bpb5541

[@nyleslehnen4751]

Yeap its fubar

[@monicalee9659]

*The problem is buyers think it's okay to pay a mortgage payment on a vehicle. The automobile industry needs to fallout with no bailouts*

[@empressmartin832]

My mortgage payment is $512 and car payment is $522. I'm not mad at all.

[@BillyBobDingledorf]

Buyers also need a reality check. Today's consumers are lemmings. They'll pay whatever the market tells them to.

[@Farcehole]

Blame lessees that “need” a new car every 3 years. Higher demand=higher price

[@JohnAdams-mu7xd]

​@@empressmartin832great job fool make sure to lick the boot a little harder

[@paulfrantizek102]

I agree, but suspect Ford and GM will try to argue that EV mandates are a big reason for their ills (They aren't exactly wrong, but they hardly fought back and defended their industry). If Biden wins I look for a bailout in the name of 'Green energy investment'.

[@ralphholiman7401]

Paying above sticker price has to be one of the dumbest things car buyers have ever done.

[@jamesweber4938]

And houses bought over the asking price.

[@freedomwtruth]

People buy into the hype and forget about the real value of what they are buying. You're right, paying over sticker is just wasteful of your hard earned money.

[@youdontknowme5969]

"But I gotta have that shiny new car to impress people I don't know and will likely never see ever again in my life!" LOLOLOL These stupid idiots only keep feeding this dumpster fire. "Reap what you sow."

[@leighcounry9956]

Like home prices for the last 3 years.

[@kennypowerz1267]

You always pay over sticker price. Every time .

[@ccm290]

This is why I drive a 24 YO car. Engine was shot, cheaper to replace the engine than buy a new car. Does not look pretty, don't care, don't have a car payment.

[@mikesmith8445]

Smart. !!!!

[@davidbrayshaw3529]

Sometimes it's cheaper to replace a car than to fix the one you've got, but there are a lot of variables. A new engine for a lot of cars costs the same as a few repayments for a lot of cars. I'd rather be facing the prospect of having to get a new engine than making another 40 repayments.

[@paulfrantizek102]

@@davidbrayshaw3529 People think putting a few grand into a used car is outrageous, but they'll pay +$500/month for years on end for a new vehicle. It's crazy, but some people have been conditioned to think that way.

[@bolt4694]

You sir are a wise man. Six years ago I bought a 2004 Explorer, 120,000 miles. Paid $8,000 cash. Three years later I had a trans overhaul and a new crate motor put in. Total apx $7500 in repairs. Paid cash. Total investment apx $16,000. Runs like new and is mechanically sound. Should last another ten years. Unless I decide to pay a thousand bucks a months for the next seven years. I can afford to buy new. But I refuse to be a slave to car payments.

[@silverback8183]

I hear you. We drive a 97 Ford explorer w 325k miles. A 2006 crown vic P71 w 212k miles and m son drives a 2006 Ford taurus w 85k miles. All run and drive like new plus paid are for. There is NO WAY I'd overpay for the poorly cheaply built cars of today. The big 3 hasn't built solid cars since the mid 90s!

[@HiroProtagonistak]

I make a lot of money and I would never buy a car at the current prices. The dealers won't come down even with a lot full of trucks. We even stopped going out to eat because it's just such a rip off.

[@marblox9300]

Same here - net worth over $900,000 and drive a 1993 Geo Prizm.

[@csowner2048]

@@marblox9300 anybody can lie about their net worth online.

[@BruceLee-xn3nn]

​@@marblox9300my dad bought my mom a brand new prism in 92. That was a great car that got in 3 wrecks but refused to die.

[@rotart12arx3]

​@@marblox9300Net worth over 2 million and I enjoy driving an modern-day vehicle that is safe and loaded with features, fast, and under warranty, never had a payment over $350 a month.

[@trompell0]

How does it feel to be a shabbos goy? Yes having someone make your food for you is such a scam. Lol you sound very greedy.

[@marblox9300]

Too much money. Just Say No. Same with houses.

[@matthewmorin7016]

No wonder the car market is so messed up. $6100 for a crap car is nuts.

[@External2737]

A $7k reserve on a repo was insane.

[@andrewbetances1203]

I saw that too. The car is scrap and they don't get it.

[@kingming869]

and they will turn around and sell it for 10k im sure.

[@bengonzales1182]

The wealthy in this country wanted this, for people who aren't wealthy to not be able to afford anything. They're trying to kill us.

[@JeffinTD]

I was thinking the same thing. $6100 at a wholesale auction for that thing?

[@jackblack3886]

Instead of a financial crash, it feels more like a slow & stressful crushing of average consumers.

[@mikesrandomvideos]

true

[@karlschauff7989]

The Great Reset or as the UN calls it, Agenda 2030.

[@AJGreen-cn8kk]

Remember Joe Stalin said "you will own nothing and like it". Unfortunately, the bastard is winning.

[@devonjardine9603]

Wait until the people that own the debt begin to realize they have no money. 🤣

[@davidallen2682]

Bingo, it’s by design

[@rantor]

My car is a 2010, my wife’s is a 2015, both paid for. Current plan is to drive them until we can’t.

[@theoneandonlynophoney1864]

I have a 2010 corolla lol

[@da.retired]

I have a 2010 Toyota Prius with very low mileage. I Love it and so does my local Toyota dealer because I take care of it. 😂

[@crstldov]

2008 corolla and still going strong, its cheaper to keep her!

[@bpb5541]

Same. I have no car payments. I am going to drive my cars until the wheels fall off too.

[@theoneandonlynophoney1864]

@@da.retired my Corolla was at 67k miles 4 years ago when I bought it

[@mysterygarageCA]

I remember back in the early 2000’s when I decided to be a mechanic. People would still fix their 10 year old cars and didn’t need to overpay for a brand new car to feel better about themselves

[@trompell0]

Welcome to United States of Cope where brain rot and narcissism from social media and phones has ruined a species.

[@darrellwolfe163]

This is an extremely bright and knowledgeable content producer! His understanding of his market is clear and concise. In addition his knowledge of Macroeconomics, the US consumer, and the general banking/business cycle is spot on. People would be well advised to listen closely when he speaks. We appreciate the fine work you do so please keep bringing us all this wonderful content!!!

[@userundefined01]

Wow!!! A dodge charger with 350k miles on it? I'm actually impressed 😆.

[@winstonsmith6204]

Damn, where did they drive to? The moon?

[@hottew_twat3963]

youd be surprised stop listening to the sheep and Scotty kilmore any car will last if you take care of it and keep idiots and drunks away from them

[@Txcowboy80]

@@winstonsmith6204my money is on a drug transport car.

[@karlschauff7989]

It all comes down to maintenance and driving habits. Almost no vehicle can go 300k if it's constantly short-tripped or doesn't get oil changes often enough. Transmissions need to be serviced. Coolant needs to be changed every so often. Brake fluid should be changed. Differential fluid should be changed.

[@nebraskamalt6949]

I woulda bet no dodge on the planet would run 350,000 miles

[@jamesclapp6940]

Some of US are NOT broke.........just not buying junk!

[@reneeann5340]

I knew this was the case when I saw two repo guys and they look like they were 14 years old.... not your typical Repo Man

[@FearNoevil-o8d]

Thank you 😊

[@seth101-hv4st]

I could afford payments on a $60,000 truck but why would I pay 60k for a truck??

[@Jasona1976]

Thank heavens my '24 Lesus ES is PAID FOR!!

[@garyweber7139]

The tech in today's cars is very undesirable to me , and the craplastic. I don't want to talk about it.

[@g3powerbook335]

if i was paid 5 cents for every time Brandon said repo, i would be able to buy a brand new toyota sienna.

[@geepark9075]

XLE trim and up

[@IKnewMickey]

lol especially since he's made this exact same video like 35 different times. 😂

[@3120DownForce]

If I could be paid 42 cents every time he said stellantis, I could buy a 2023 McLaren 720s

[@montana-road-kill-harvest]

good choice. minivans are awesome

[@stevep927]

How about when people buy a car that is "fully loaded" . It's only special when you buy it. Not when you sell it

[@davehue9517]

That's why I pay cash....no payments, no interest..... just cash

[@harrycallahan5112]

Exact Same here

[@wturner777]

Bingo!

[@Ohitsmyturn]

Interest isn't bad with a good interest rate. Nowadays it's ridiculous

[@HenryGup]

amen

[@DZHANG-p4z]

the only time taking a loan was 0%, which Mazda CX5 had during COVID. That was an insane deal.

[@erics7226]

But my TV says the economy has never been better!

[@mariamoran3041]

😳

[@DeTar62]

Heard of gaslighting ???

[@raesradreset]

WHERE did you see that? Most of us have seen nothing but the opposite...

[@layne7742]

It’s not gonna break just the car market buddy, rent is fucked, students loans are fucked, our countries debt is fucked and our money is almost worthless we are fucked, it’s not even funny how fucked we are.

[@daytonaflorida2247]

I don't like your foul language but you are correct. Try "screwed" next time. It goes down a little easier.

[@layne7742]

@@daytonaflorida2247 whatever makes you feel better bud doesn’t change a thing

[@mattwict]

I think you got your point across rather well. Lmao! 👍

[@DrainDeSwamp]

And FJB

[@95Tanner]

That's funny, though. The dollar is powerful everywhere else except where it's made lol

[@billyjoesmo8251]

4 years ago everybody told me whatever you do don't buy a new car with a big car payment you will regret it. So I didn't😊

[@daMillenialTrucker]

F J B AND HIS HIGH INTEREST RATES

[@daMillenialTrucker]

tHe EcOnOmY iS dOiNg gReAt - Boomer Biden

[@diegoharo7943]

@@daMillenialTruckerlol it’s the the big F which acts independently depending on how good or bad the economy is doing

[@andrew8168]

​@@daMillenialTruckerI dont like Pres House Plant but he doesn't get a say on interest rates. The Federal Reserve, that isn't federal and has no reserves, sets interest rates. They devalue our money by printing more then they loan it to us at interest. Hence how the controlling family is worth $500 trillion as they do that everywhere except Iran and North Korea.

[@diegoharo7943]

@@daMillenialTruckerthe real problem are Americans who always spend more than what they have. The more money Americans make the more they spend

[@HookersAndCoke]

I think the problem a lot of the time is vanity. People want to show off in ways and make themselves seem successful. They’d rather have new crappy unreliable cars, rather than good cheap reliable ones. People’s priorities are messed up.

[@WilliamB-b9d]

You are spot on… So called friends made fun of me being so cheap. Not cheap… just frugal! I keep reminding them ….now that I retired at 60 and they are still working, struggling and very unhappy in very high debt!! Hopefully they will figure it out …..

[@Aaron.M88]

Exactly people all over just want to be seen

[@pnojazz]

$3.66 for gas? Not in Washington state! $5 a gallon brother!😂

[@nikkoBcool]

$4.15 at Walmart by hwy 18 and 167

[@pnojazz]

I’m don’t buy gas at Walmart but thx

[@bennyjoson8092]

3.66 in Florida

[@onlymeentertainment]

😮

[@nikkoBcool]

@@pnojazz you avoid Walmart? Why? I avoid arco BCS of quality of gas

[@turnerruma5977]

These dealerships should be put out of business, and the owners should be charged with felonies. I am done with stealerships. It is time for direct buying from manufacturers.

[@gerrymchale8965]

Why is it the dealers fault that idiots are willing to pay over MSRP. It is the job of the consumer to protect his or her wallet.

[@tgwoolshire]

What felony charges are you claiming? Quote the exact felony law they broke please.

[@Joe-ku1ko]

The scary thing is that if your car is repo'd, it doesnt absolve you of your debt. It pays down your debt a little bit, but you still owe the remaining balance of the original loan. These people that damage their cars before repo are only hurting themselves.

[@wayneburch3775]

Hope so

[@DaveEPie]

Bankruptcy court will dissolve the debt.

[@Joe-ku1ko]

@@DaveEPie Bankruptcy court will also absolve the borrower of their come or other valuable assets.

[@donc6781]

It will go to collections and they’ll be happy to get .25 on a dollar

[@Joe-ku1ko]

@@donc6781 Depends on what the borrower has, right? If the borrower has a job, they might be able to garnish wages or seize assets, or they might settle out of court for pennies on the dollar like you mentioned.

[@movieguy1985]

I drive a 96 Toyota Corolla...no car payment. Insurance is $61 a month including collision. With gas being $1.60/L average its about $60 a week for gas. Parts are cheap. Easy to work on. Basic, yet boring reliable transportation. I have ZERO interest in ever having a new car or a high payment. I find it hard to have sympathy for people who complain they cant pay their rent or eat yet think they have $800+ for a stupid truck payment...

[@csowner2048]

I agree, I’m saving up for next car purchase which is going to be an older Toyota Camry, and keep its maintenance up to date. I see it more than usual here in California there’s people who live in trailer homes yet they have a 2024 car in front 😆 I just laugh at people who are broke af but have a fancy car and zero savings 😆😆

[@laurenurban3942]

I have an 11 year old Nissan Sentra with 101,000 miles….bought it new and I keep it well maintained. It’s never let me down. I’m going to drive it until the wheels come off, then I’ll buy new wheels. I looked at the price for a new one and there is no way.

[@misterbanshee7992]

Those older Toyotas last forever lol

[@tamarahines6975]

@@misterbanshee7992 yes they do!

[@RaEscobar26]

I had the same car bought it for 450 had it for years drove over 350000 miles on it, survived so much till I let my gf drive it. I miss that car everyday

[@happytrails1963]

Have always had difficult time understanding how average income workers can afford a $100k vehicle. Even $60k seems unreal. Watching the market for recent years really makes me want to stay away from purchasing any vehicle. Possibly market could use a hard reset .

[@DoubleG7793]

They can't plain and simple 80% of the people out there driving fancy shit are car poor ha e nic3 wheels can't afford to eat

[@jamesrogalski2085]

A - Men!!!

[@patrickbecker2481]

I make $240,000 a year and want to buy a new vehicle and absolutely refuse to pay the insane prices, and rates are ridiculous!!!

[@brucenome989]

I've been watching the channel for about a year and many times you talk about. The call market is about to crash. Car prices are still high as hell when is the car market going to crash.

[@cineM4RL]

My uber eats driver rolled up in a hellcat yesterday, I could feel the future repo in the force when I met him. 😢

[@shattered115]

Notice, there are very few practical cars on that Repo lot. Not so many Toyota, Honda, Hyundai sedans, and basic SUVs. The cars here are the flashy, performance, and status vehicles.

[@youdontknowme5969]

Stupid people buy stupid cars that they shouldn't 🤣

[@snowrocket]

Yes, largely (formerly) driven by stupid people for whom "style over substance" is a lifestyle. These are people to stay away from, because they make bad decisions and will likely drag you down.

[@dagsterblaster4973]

These are cars bought by the spoiled brats that live at home with mommy and daddy and don't pay rent/grocery/utilities..so they blew their entire wad on some flashy ride.

[@georgeditzel3504]

I think I’ve seen some of these in law enforcement chase videos.

[@Lovesausage269]

Can’t wait to get myself a new charger and finance it at 22.8% for 91 months.

[@youdontknowme5969]

😏

[@eldoradoboy]

thats the other thibng happening... banks ofering loans up to 84 months! 91 is probably a reality too!! so it means it takes longer for that consumer to get whole in that loan .. the banks do this at the oressur of dealerships and manufacturers.. banks give kickbacks to dealers on customers sent their way.. esp A and B credit customers..

[@Lovesausage269]

@@eldoradoboy lol when I got a car they were like you can pick from all these loans, basically 12-84 months with different rates. The next one I got I liked the local bank so much from the first one I’d switched to them and just went in with a loan for the exact amount I was willing to pay for the car. I drove a hard bargain and they gave me a 200k mile extended warranty free maintenance for the first 36,000 miles.. basically 2 years and I was paying 5k less than they had it priced at lol. I’m not sure why people think they can’t walk away from the dealer, it doesn’t matter what monthly payment you can afford, it matters how much of your money you’re willing to spend. I told my sister the same thing when she was looking for a house and the bank pulled the “you can afford this much” routine… can you? The bank is happy to give you just enough money to spend 30 years going to work just to pay them back and if you get injured or sick and can’t they’ll be happy to take it back and resell it for the new higher value. Or you can get a decent house and pay it off in 10 years and then if you have to work at a gas station and pay your utilities ect. The whole “you can afford” mentality is what is making people wealthy poor, you have a nice house and car aren’t people impressed, but if you get injured and can’t work for 2 months you lose everything, but isn’t my house big?

[@johantrenier1685]

Cradle to grave. 😊

[@marblox9300]

Just Say No.

[@OrangeGuyBlows]

Who would have thought a system built on debt, greed , and corruption would fail .......

[@martinellis7156]

..the schools are geared to making kids NOT think, except about TikTok, trans-whatevers and war protests. Ignorance is bliss, right?

[@Ridendrty]

The car market is not failing it is working as designed. The market maximized profit and when those profits became unsustainable the prices begin to drop to find the new optimal price for the current market then it will repeat. Don’t confuse up and down cycles with failure.

[@diegoharo7943]

It’s worked for the US for decades, ironically that’s literally how you build wealth

[@OrangeGuyBlows]

@@diegoharo7943 It's worked for corporations for decades....the consumer has been losing for decades. If it was working we wouldn't be a nation in debt.

[@diegoharo7943]

@@OrangeGuyBlows we are a nation of debt in part because that’s LITERALLY how you build wealth. It works for anyone who wants to start a business and anybody who buys a house which builds generational wealth

[@bdb3350]

I worked for a recovery agent / repo man in the past. The agent I worked for had a conscience. Most Important thing to remember if your in trouble with a car or house. Keep up on the maintenance. The company I worked for had a ONE CHANCE ONLY cash for keys and title deal. If the car was peacefully surrendered and the car was not trashed. It was usually between 20-50 bucks; not allot but it made our job easier. We would also clean it up and deliver the car to the higher selling auctions to hopefully help the buyer. A voluntary surrender to the bank or repo company is allot cheaper than forcing the repo man to chase your car down or foreclosure. The "You're not getting my car" dickheads we dropped it at the first available budget auction as is. The cost of the repo companies time, energy, and resources are added to the balance you owe. Also remember that if the cost of the property and expenses exceed what the car sells for the buyer is still on the hook for that money.

[@marblox9300]

Yea, so they owe all that money and still never pay. Somehow they still get approved for another car loan.

[@rjbenchs5399]

If they can’t afford the car payment anymore the company is never going to see that money. Right now it is what it is, it’s very expensive just to keep a roof over their head and food on the table.

[@marblox9300]

@@rjbenchs5399 Yes, it is very expensive when you keep food on the table. It just rots after a while. It is much more cost effective when you put that food in your stomach.

[@BossFeeds]

Great video. You are absolutely correct. I pay $4.58 per gallon for 93 Octane in Michigan as of July 2024. Your financial observations are on the mark.

[@WilliamCooper-l6f]

The destruction of the middle-class is in full swing. Think of how many auto sales people have been let go. The banks firing thousands of people was another sign that people are broke. Buy a ton of beans 🫘 and rice 🍚, and learn how to store them and cook and spice them, because it is the cheapest survival food out there and our finances are imploding.

[@mikesrandomvideos]

you should see how they are cutting out their sign program people. It is pathetic.

[@bryonwatkins1432]

It’s been full swing since the early to mid-2000’s!!!!

[@johnelder4273]

This economy is like a train wreck in slow motion. Vote Trump 2024 because Bidennomics is killing the middle class.

[@therealthreadkilla]

@@bryonwatkins1432 "The destruction of the middle-class is in full swing" Byron nailed it, my entire industry was gutted and shipped to China starting in 2000, and complete by 2012. Now I just get the scraps and In 10 years the US is going to have a serious skills gap in basic tooling and die production. I made the same money I did last year as I did in 1997.

[@ScottishTerrorsInLA]

@@therealthreadkilla In 10 years? Boeing workers can’t seem to manufacture a plane that doesn’t come apart at important times when it’s not supposed to.

[@toysoldier46552]

You thing it's bad now? Wait until the holidays hit. I used to do repo's, Christmas time was always busy.

[@mrtaxi204]

Funny thing is my finance company is out looking for a vehicle SITTING ON THEIR LOT....I took it back to them and they don't believe me (I got pics and witness)

[@yourstrulyxtemika]

@@mrtaxi204oh wow, that’s insane lol

[@jrc0004]

ONE of the main factors is people not being financially responsible. If you make say 45K /year, why the hell are you buying a 50-70K car/truck? Many Americans, esp. younger people, have to have that vehicles as a status. God forbid if you buy a solid used car for 15K OR LESS until yu get to the point of managing finances and increasing your income as you progress in career. You just have to impress everyone with with car that costs 3 times your annual income and that is not even including interest and insurance. Yes, I do shift some responsibility on lenders with these stupid loans, what up to 8 years now at 10% plus interest rates? And as soon as the title in registered it is now a used car and losses what 10-15% of "values" instantly and only gets worse in less than 3 years its losses nearly 30%. But, hey, at least you look cool and can impress people at work and your neighbors for about a week. People are financially illiterate and the lenders know this. Its a sad state of affairs.

[@mikesmith8445]

That old saying " live within your means and not your dreams "

[@snowrocket]

"Buy a solid used car for $15K". How about getting realistic and buying a good used car for $8,000-10,000? PAY a good mechanic to help you find a good, reliable used car THAT YOU CAN ACTUALLY AFFORD! You'll have a good transportation value, can afford the insurance, fuel, and maintenance, and have some piece of mind.

[@dunky7157]

I am 33 and have been driving the same Toyota since I was 16 it has almost 300k miles on it I will NEVER have a car payment Eff that. I could care less about fancy new cars.

[@snowrocket]

@@dunky7157 I've heard Dave Ramsey say something like, "the new status symbol is the paid off car and high credit score". You are valuing and doing the right thing. An affordable car leaves you with money for other things AND having some peace of mind. I LOVE cars, but the best one is the one I can afford. I'm gonna keep rolling with the 2011 Altima for a little bit more.

[@graceandpanic9281]

I make a $120,000/yr and live in a shoebox of a condo and drive a 2019 Ioniq paid off. I’ve often wondered how in the hell do I make more than average but drive not so great of a car compared to what I see others driving. Now I know! I’m not in debt up to my eyeballs like many others keeping up with the Jones’s.

[@tombolin7168]

At 8:30 in @Car Questions Answered , depending on the jurisdiction, some cities, towns have required that you notify them before repo for decades. Ex asset recovery agent here, I had a binder with all the town’s requirements listed. We had to look up that town and go by what our sheet said. You had to notify law enforcement whether it be before or after, sometimes both when you went into their jurisdiction.

[@confusedcynic9073]

As a long time landlord I have always taken a back seat to car payments, car repair. People pay for their car first, you would think housing should be number 1, not so. So if they are not paying for their cars, evictions are going to go thru the roof.

[@mrtaxi204]

Outlaw evictions and make h.u.d. housing vouchers MANDATORY FOR ALL LANDLORDS

[@KashMoney1073]

I can sleep in my car.. Fuck that house

[@marblox9300]

Landlords are scumbags. It's True.!!!

[@seth101-hv4st]

Even if I knew that I was going to lose my vehicle and it was getting repossessed I would still take care of it. But that’s just me.

[@grampajim1595]

This one's gonna hurt the banks -- they loan out $60,000 on a F150 -- dude can't make pymts after 9 months, does'nt take care of the truck, and by month 12 it's repo'd .. nobody did any oil changes, the inside is stained everywhere, and one day he gets mad, takes a hammer to the door .. and it finally gets repo'd and sells for $20,000 at auction -- the bank loses $40 grand.

[@justinbooth5056]

don't believe this, they're writing bad loans as fast as they can since they know the economy is done for too - you're just the wrong color, they're only giving them to WEF approved genders and races

[@michael589m]

A lot of banks don’t actually hold these loans on their books. They sell them as soon as the costumer signs. They function similar to any other fix income or bond product. The bank is just acting as a broker. But yes someone at some point is going to be holding the bag.

[@nickpapagiorgio2253]

@@michael589m Sounds like the housing crisis of 2008

[@richardgomez7840]

Correction: The banks never “lose”, we do

[@YuckFoutube-e1z]

That 40k was just numbers on a screen. That 40K did in fact not exist to begin with.

[@390WagonMaster]

Summer 1982 I was doing repo for Ford Motor Credit. I was punched by a deadbeat and had a gun pulled on me. No way!!!! I’m Done.

[@freedomwtruth]

Can be a tough job. I was an agent for 3 years. Saw two guns but no real threats. Strangely enough I did get tips and even a boxer puppy. But still a dangerous job.

[@huh4233]

The late 90's I worked as a field network tech. All car maker branded credit offices I was dispatched to for service calls were locked down. You had to have a good reason to even walk in the front door of their office space.

[@TheeGlocktopus]

@@freedomwtruth Boxers are the best dogs.

[@markpashia7067]

Had an uncle who did repos in the early 1960s grab a neighbor's car and had the back window shot out as he was driving away. This has always been a dangerous job. He always wore bullet proof vest and laid down on the front seat peeking over the dash once the engine started. Just saying. PS the neighbor moved real soon after shooting at a relative of ours.

[@jamesrecknor6752]

1982, severe recession in our state. I was helping a repo man, for $20 a car. Until a owner came at us with a large knife. LOL

[@sakai101yahoo9]

Nothing more refreshing of reminder of fabulous inflation every three days. Keep it up dude! 😍

[@davidshettlesworth1442]

Thanks for a great video. Wow! Dealerships are getting Repo-ed. That is news. Carry On Sir!

[@claudehall7889]

Times are so bad that Im thinking about letting them repo my Jeep and I dont even have a loan on it

[@bryantdarris]

😂

[@reneeann5340]

Cost of ownership...

[@reneeann5340]

@@loumason6120 record corporate profits, don't let them fool you

[@zeroch1ll911]

​​​@@loumason6120this has nothing to do with who the president is. During the pandemic the auto industry made a boat load of money. Now that money is more expensive(interest). They dont want to adjust in the opposite direction. They would rather let the economy crash than adjust to the economy. These automotive dealers have been the same through all these presidents. Presidents cant control gas prices either, thats another thing our political system uses to get you to beleive a lie.

[@timsimon6595]

​@loumason6120, well, enlighten us, please ?

[@andreagibson1530]

He’s right…I’ve been seeing this coming for a longtime. Brandon is just confirming that. Just the beginning folks….just the beginning.

[@diegoharo7943]

There were literally more repos in 2017, 2018, and 2019.

[@justinbooth5056]

By design, they never planned on Joe winning a second term - they also never planned on him refusing to leave either. In the end Trump is only path forward for the war Israel wants so he will leave, one way or another.

[@co6308]

Ive got a 2007 Toyota Matrix for 17 yrs at 256k now. And my car is still kicking strong! I'm so glad I've got no car payments, esp in today's inflation

[@TheGreenRoomOnline]

I am going to pray that you and your family will be ok during these times. I know your livlihood depends on this market.

[@gordonclark7632]

From Australia watching you videos I am of the opinion that there is a basic issue that has led to this problem. Firstly the supply issue after Covid and the dealer making hay by adding mark ups when they have a vehicle people want. The next is the issue of a person desperately wanting that particular car and would sign up for any amount to be able to get the vehicle. Two winners so far and that is the dealer's greed and then banks happy to give the applicant any amount to buy the vehicle. We then come to the cost of living which is a world wide problem now and so as you say, people can't afford their payments. Because supply has increased, the price paid for the vehicle is greater than its value and the dealer has money invested in it which now can't be recovered from the trade in price given to the consumer. I have no sympathy for car dealers as they ripped off the consumer and now as the old saying goes - the biter bit.

[@fibonaccisequence2891]

You guys still in lock down in Australia?! 😂😮🥴

[@johnhenry3536]

The short version is called "greed". Buyer, dealers, banks. Everyone playing the greed game. Don't be a victim. Pay cash - or don't buy it. Take some personal responsibility. Nobody "put you into debt" - you did that to yourself.

[@gordonclark7632]

@@fibonaccisequence2891 No. Finished about 18 months to two years ago. Only thing is the suppliers always claiming shortage of stock so price is higher. Just like America

[@gordonclark7632]

@@johnhenry3536 My thoughts exactly. I save and then when I have enough, I go to the dealer with cash! No finance needed.

[@tgwoolshire]

I find it comical that people claim the dealers screwed them, yet they signed the deal. Victimanazation at its finest. 😂

[@cessealbeach]

See a repo Lot here IN CA, Lots of KIA, Hyundai, Ram, Jeep, Dodge, Not a Single Toyota

[@seandp85]

@@Pb_SlingerToyota has also gotten greedy 76-80 for a tundra capstone smh

[@NoMoreRatRaceForMe]

I love what you do- and the fact that you add the mistakes. It’s a mark of a good person that they are able to laugh at themselves- I learn a lot from you . Thank you

[@rideshareog]

I told this channel before, I was forced to let my car get repoed. I did a voluntary return and what they got back was a very well maintained, very clean, easy to resell car without the mega interest loan.

[@chrismay2298]

And then....?

[@rideshareog]

@@chrismay2298 I bought a 94 Honda Accord with 230K for $500 bucks and after fixing a few things have AC equipped anti road rage machine. FAFO

[@josephcarioggia9506]

Are they suing you for the difference. I would love to give my Mitsubishi back, but I have good credit and decent job.

[@rideshareog]

@@josephcarioggia9506 The rules regarding a voluntary return differ than repo. I still owe, they're barred from litigation.

[@ecosme1970]

I had a similar situation when I had to leave my job due to medical reasons. I took my car to Carmax and sold it to them at a great price. Good thing i bought it with 20% sown so i wasnt upside down on it. They paid off my note. Even if your upside down your bettet off selling it to them.or whoever and pay tbe difference. Get a small loan or borrow somehow to get out of the car loan.

[@smojoe716]

Yo, back in the early 2000s, my brother and his wife were all about those Cadillac cars. They got them from Gmac, both his and hers. But guess what? They stopped paying the note, and Gmac locked both cars right there in their driveway! LMAO, it was hilarious! 😂

[@davec.3198]

Waiting to buy a Honda Pilot for my wife. Inventory is hitting 40-50 days locally here in upstate NY. Prices have dropped about 3k in 4 months. As inventory builds, prices will be way better by the end of the summer.

[@danhillman4523]

The average American should NOT be buying Chargers or Challengers or Rubicons. Period.,

[@gregoryschmidt1233]

Toys for people with more $$ than brains.

[@donc6781]

Actually the average owner of a Rubicon makes well over 100k a year.

[@MichaelOliver-ry7fj]

YES! Most deserve a Yugo!

[@BillyBobDingledorf]

@@donc6781 100K per year isn't what it used to be.

[@EARTHSOUL_Asm]

@@BillyBobDingledorfstfu yes it is 😂median household income is 72k 100k is doing well above average for an entire household!!

[@SageBlueMusic]

Stop paying monthly. Buy a cheap car on marketplace outright and make monthly payments to a savings account. when you save up to the amount you paid for that first car, then sell your junker and buy a better car. Rinse and repeat until you have a nice car. This is what Dave Ramsay recommends

[@davidhickenbottom6574]

My wife and I both stopped making our payments. We now have 2 clear titles in hand.

[@ambivertical]

Contrats

[@ScottishTerrorsInLA]

I think im gonna stop making mine too. In 5 years. Hopefully sooner though for real

[@ambivertical]

@@ScottishTerrorsInLA keeping pushing my guy. Glad ur handling it like a man.

[@cavalieroutdoors6036]

​@@ScottishTerrorsInLApay more than the payment owed and it can be chipped down faster. That's how I did it 2 years early.

[@marblox9300]

Oh, you so funny.

[@xlasvegan7x]

My heart breaks for that poor old Rav4..it was probably mint before the last owners.

[@gfusedautosalesllc]

Love the videos man keep it up! But I think a lot of the repo issues is affecting the $25k+ vehicles. I’m in the $18k and down and the majority of my accounts are preforming, you’ll never have 100% performance as ppl go into hardships, loss of pay, medical expenses etc… just my 2 cents. As for starter interrupters, that will really vary from state to state. For example here in NJ it is against the law to install starter interrupters on vehicles so BMW, Tesla and if Ford rolls out this program, it won’t be in effect in every state.

[@chuckdawg3214]

Part of the problem is with dealers pushing people into cars they can’t afford, especially using the monthly payment scheme. Buyer also need to do a reality check check on what they can really afford.

[@bills6093]

They were pushed? Like the college folks? Well then, they should be bailed out, too. After all, they also didn't know what they were signing, right?

[@JogBird]

i never understood the focus on monthly payments.. i look at the price and amount of interest paid for financing, its its absurd then it doesnt make sense

[@erics7226]

Buyers need to be realistic. It's not the dealers fault that they make poor decisions.

[@dagsterblaster4973]

@@bills6093 amen

[@Ryan125y]

I have not made a car payment in 8 years. No one is going to repo my Toyota Yaris

[@LOUCABRASI]

​​@MundaneMike03 just got one last week, me and my girl both have 2015 audis. Figured I'd get a commuter car. Its a 2007 with 207k miles and still drives great. Love these little things

[@Ryan125y]

@@MichaelJoseph153 it just keeps going. Through the clear coat could use a bit of restoration

[@michaelm3381]

If you don't pay, they will repo it. Be a man and pay your bills.

[@davidr7819]

On my fourth Yaris. No problems. Ever! ❤

[@stuartloggins3691]

I bought a new truck in 79. At 15% interest. The truck was $4300 and the payment was $143 a month for 42 months.

[@williamwilson6499]

That's around $650 in today's dollar.

[@jamesrecknor6752]

I was shocked that a new 78 Chrysler Le Baron with all the options would be about $9,000.

[@Thatuptownguy]

Every morning I wake up and tell myself "It cant get any worse". And somehow it does.

[@stevenlaspes5823]

The repo man must feel extreme jubilation when he’s about to repo the dealership, the feeling of accomplishments and present the paper to the management and whatever pleasantries are exchanged the repo man has a very satisfying job

[@elir6178]

No car payment life is good

[@oneofthoseguys2019]

Specially if you live in your car

[@wturner777]

No, not just good, AMAZING!!!

[@Connor4x4]

Glad I don't have payments either

[@ledzep3692]

I saw a KZbin Van Lifer video where this young dude was living in an expensive white pickup truck with the back seats taken out by him in order to build a bed platform in place. He had people he met on the road....sign their name one this vehicle like it was paid for...but eventually a few videos latter, a tow truck pulled into Walmart parking lot where he was camped out and repossessed that truck, but needless to say, this dude named BigNugget ( his KZbin channel) wasn't the least bit surprised because he stopped making payments a while back. That truck was definitely damaged goods. 😂

[@mikesrandomvideos]

sounds like a young liberals dream.....Must have been from CA.

[@Buckaroo1971]

Sounds like a guy who was sick of the BS and decided to make a point. It's not a conservative/liberal thing. It's about the ruling class and the working class. Which one you are a part of really makes a difference in how you see it.

[@R0CKtheR3D]

Sound like he knew they were coming for it eventually and wanted to leave them with a mess on purpose.

[@R0CKtheR3D]

@@Buckaroo1971Or you could just buy a vehicle you can afford. Hes in a 1200 van now, why didnt he just do that from the start? Now its the banks problem, and that burden goes to the rest of us in the form of higher APRs and more fees. Things like this are the reason APRs are in the mid 30 percents.

[@R0CKtheR3D]

@@ledzep3692 fair enough. These kids all just want to “stick it to the man” but it ends up just screwing over the common folk like us in the long run. Screw with the banks, they have to raise APRs and add fees for the rest of us to get their profit back.

[@harryaarrestad583]

You’re doing a public service , respect !

[@cdaway2024]

HOW, BY TELLING THE PUBLIC THAT CARS ARE TOO EXPENSIVE WHEN THE PUBLIC FINDS OUT 1ST?

[@kathleenepugh9495]

The truth will set you free....no matter when you get it.

[@erikbeesley5991]

Dude is amazing. Thank you for your insite

[@leos3003]

You're wrong, gas in Cali wonderland is not $3.50 average. The gas is $5.00 average in Calitopia, in some places $7 and people pay that at 20/mpg SUV's. Hers in Cali some people drive 60 miles to work one way. That's $20 gas each way to work and you still need $300 insurance and $1000 car payment as you've said.

[@DavidCrocker-c9z]

Love your posts, this is what young people need to hear and follow people like you.

[@lanceripplinger8352]

I saw an ad in a local facebook group in my area. The dealer wanted $130k for a RAM TRX truck. Needless to say, they got roasted in the comments. People have to stop buying new cars. Enough is enough. Stop paying these outrageous prizes. Shame on the government for pushing banks to put out all these predatory loans. Shame on banks for going along with the loan scams.

[@Nate-vf2js]

Wait till trump gets back in office you haven’t seen nothing yet

[@drmodestoesq]

You think the government is pushing banks to make these predatory loans? How?

[@Clockwork0nions]

You know exactly who was driving all of those Challengers and Chargers 😂😂😂

[@ER-ot4hw]

And you know exactly who was driving all those Raptors they couldn't afford 😂😂

[@Lifeisshortby]

@@ER-ot4hwyou both have a good point

[@BR-gz3cv]

Yep- the Dodge customer profile. Couldn’t imagine what a used one is like…

[@johnb4183]

WHO ?

[@82stuntman]

Equity in full swing

[@sharonsparks900]

Cars are so expensive now. I had sticker shock on a new Honda Accord. But my 2007 Accord was getting more expensive to maintain so I bit the bullet. What is really aggravating is the cost of my car insurance and I can’t do anything about it because all the companies are in the same price range for my coverage. I hate insurance companies.

[@TheErvdoggie]

Brandon, Always informative when watching your videos--really good market info and what the "real" market is doing. Keep up the good work. With the changes happening in the economy, it's gonna get real, "real" fast!

[@Haya12234]

Year after year americans bought too expensive cars (big, strong, dealer markup). Now they notice, that spending half your income on a car payment is often not sustainable.

[@seth101-hv4st]

But it feels good driving it off the lot.

[@Haya12234]

@@seth101-hv4st and it is good for impressing underage Girls

[@freedomwtruth]

​@@seth101-hv4st lol!

[@sprague49]

It's like black comedian Nipsey Russell said about buying Cadillacs on credit, "We don't own 'em long, but we own 'em first."

[@ConfusedIceberg-vd7qc]

Very impressive attention to detail you have with the “black comedian” adjective. Does it matter? Jesus Christ

[@IndyDefense]

@@ConfusedIceberg-vd7qc It's TRUE for the most part. Black people will be the first to tell you. But white guys are equally associated with these Doge Chargers and F150s

[@BillyBobDingledorf]

@@ConfusedIceberg-vd7qc Over the last 15 years, we've been taught to always pay attention to skin color. The powers that be want us to believe that's somehow better than not caring about skin color.

[@BeautyLoveHair]

Fun fact! ​@@ConfusedIceberg-vd7qc

[@nikkoBcool]

Confused icerberg you have something against black people? You don't want him to give credit where credit is due?

[@richardwalter9055]

Money does NOT equal brains.

[@someoneout-there2165]

No joke

[@jerrylundegaard2592]

You are right. Trump proves that every day.

[@bpb5541]

But money does give someone choices !!! Look at Trump he is about as stupid as you can be but since his Daddy was crazy rich... he has had a lot of choices. Some of those choices were horrible for Americans, even if they don't realize it yet.

[@YouHaveAIDS]

I purchased 1 new vehicle in my life, a 1999 vw passat. It's been used for cash ever since. Grabbed a 2011 duramax recently with just over 100k for 19k. Screw payments and inflated prices.

[@WestwoodMemphiz]

Mane you hit the nail on the head with this info. You are speaking facts. 🔊

[@appleiphone69]

Full size truck sales going down. That’s a good thing. Just shows you a lot of the sales of were wants and not needs.

[@deadkennedys909]

What’s crazy is I can’t get approved for a new car because of my credit which isn’t amazing but it’s not terrible. But I can get approved for a used car that will cost more than a new car after it’s paid off with interest. Im the consumer who is keeping my 08 gmc sierra with 250k miles until the wheels fall off and luckily im a mechanic so I just repair it as they come up

[@toddprater14]

Put away a car payment every month and keep driving*that 08…after 4 /5 more years you’ll have enough to move up to say a 18’sierra and pay cash!!! Screw these banks and loans. Save up, pay cash and you won’t be worried about rates and loan approval…I drive the same truck as you but a 10’ Sierra Denali …my 6.2 does not have afm…hearing stories of you guys’ trucks having 250/300k on them makes me feel good ,I got a long time driving mine, I only have 107k…..

[@MegaTamarra]

It’s the same concept as buying a home. When Credit score is low a person can’t buy a home with $1,200 per month payment, but you can get approved to rent an apartment for $1,900 per month payments.

[@fredm6421]

Pretty simple, don't buy what you can't afford.

[@garynicol4852]

Then some people won't have a car ,and can't work,the big 3 are out of touch, no more blood from the average working man gone!

[@clarkmessec7580]

Don't expect the future to be better with Democrats

[@wwrye929]

You saying car dealer can't afford cars to sell the sould not buy cars to sell

[@diegoharo7943]

@@garynicol4852lol people could buy a cars in low to mid 20k but people want a sports or “luxury” car.

[@blazeboyblazeboy4470]

​@@diegoharo7943def not buying new at mid 20 s anything...

[@jamesheath1025]

This man is speaking truth reality.

[@BestDraftClass]

Energy is coming with a 10/10 in the first 2 min! r/t Repo today, repo tomorrow! imma watch the whole video now.

[@HarryWang-u6s]

A muscle car that turned into a gettho ride

[@DeAndreEllison]

why not a trailer park trash ride?

[@ER-ot4hw]

Just like trailer trash driving Raptors they can't afford and don't use properly.

[@ER-ot4hw]

​@user-bi6dc8ol6q Cowardly keyboard warrior that's you.

[@HarryWang-u6s]

@@DeAndreEllison Jo Sooke

[@nikkoBcool]

Hey! Black people also live in trailer parks, so don't go throwing that "trailer trash" slur around!

[@MichaelOliver-ry7fj]

My first vehicle at age 18 in 1964, with Fuel at Fifty five cents a gallon? A 1952 Chevy Deluxe for $125.00 Cash!

[@richardgadoury8452]

Mine was a 1953 Ford and I believe it was $45....

[@tinkerstrade3553]

A '56 Ford ex police car. All summer mowing the city park and baseball field. (About $300 @ a $1.00 an hour. Which was the usual wage for manual labor back then.)

[@michelle-lz8tg]

two silver quarters---worth about $5 each in melt silver today...that is about $10/gallon in today's dollars.

[@johnb4183]

Had a 1961 falcon wagon , paid $135 for it

[@ArtMedina-q2q]

1950 Plymouth first car 1963 50 bucks

[@jeremiahpeace9164]

Man, he's right about used cars. I'm just trying to find something to get me to work and back and I can't find a used car for less than 10grand, with reasonable miles on it. It's ridiculous. Until prices come down, I'm saving my cash. There is no way I'm taking out a loan with these high interest rates.

[@jackieshahin7749]

Everybody in market for a used car is looking for what you are looking for. I was looking for months, and finally got lucky with a 2010 Honda Crosstour 160k miles, sound mechanically

[@BossInVegas]

My favorite part is the "words are hard" at the end...

[@rodan2852]

The 240 ci Inline 6 in my 66 Ford pickup runs as smooth as anything, and it starts in -20. Gas mileage is dependent on tire selection and final drive ratio. The rusty truck needed the work, not the engine.

[@josephcarioggia9506]

In Florida after hurricane a lot of cars got flooded out deep water. The dealerships where drying them out and selling them. Can you imagine the electric nightmare this would create? They would fix just enough so they would start. No warranties...

[@jamesbroderick9106]

It's called instant gratification. Nobody can save up to buy anything They have to go out and get instant gratification

[@trompell0]

This is why usury and God's "chosen people "were expelled from Europe over and over

[@wturner777]

Buy Now Pay Later = instant gratification. Sadly that’s the world we live in.

[@shattered115]

People with money in the bank and investments tend to drive older, plainer cars. They know they have money and have nothing to prove. The inverse for people without money in the bank and investments.

[@jerrylundegaard2592]

I know many people with money in the bank and a healthy 401K. We drive BMW, Audi, Lexus. It is incorrect people with money drive older, plainer cars. But if thinking that makes you feel better, go for it.

[@marblox9300]

My Net Worth - over $900,000 and my daily driver is 1993 Geo Prizm.

[@jerrylundegaard2592]

@@marblox9300 Whoopie.

[@cheliospanama9786]

Great Video! Thank you 🔥👏💪🫶

[@jonclassical2024]

OMG...so FUNNY...R/T..>Repo Today> Repo Tomorrow ...please find me a low miles, old lady Buick Roadmaster...I am in Raleigh and will be down to the "Matthews Area" tomorrow!!!

[@rungfang27]

I drive by a dodge dealership everyday, and they have 4 srt chargers sitting out front, I always call them pre-repo!

[@dutchbiker4825]

Over the pond here we pay $10,06 for a gallon of regular...

[@jjc4577]

taxes matter..don't they?

[@jorgefloyd6989]

Benzene has always been expensive in Western Europe. I was stationed in Germany 2000-2005

[@dutchbiker4825]

To be fair, Americans do have to travel vastly larger distances then us Europeans to get to work for example. Similar gas prices to here would not be doable for you.

[@ralphholiman7401]

That put things in perspective. I paid $3.07 here in Mississippi yesterday.

[@dutchbiker4825]

@@joeyork9891 One of the reasons they are all coming over

[@jimmulderig743]

Insurance rates are ridiculous, mine went up 400 bucks, food is worse.

[@andysinn8655]

My insurance went up 2.5 times what I was paying 2 years ago and I have no accidents or tickets.Things are getting bad

[@External2737]

We are in a cost of living crisis. Cars are, as noted in the video, the canary in the coal mine.

[@garyjones3142]

Bidenomics !

[@94SexyStang]

Mine went Down quite a bit last month.

[@josephcarioggia9506]

I've been on phone with Farmers insurance today over a huge increase and I'm a safe driver and 61. She said it's mostly due to uninsured motorist. So they don't get insure so we have to pay for theirs?

[@robynsnest8668]

It's almost like free money for COVID, fiat currency, vast and crippling national debt, printing money to pay on debt and fiscal deficit, not to mention waste and corruption, has no effect on prices and inflation. Oh, add in regulations and taxes on everything, and let's throw in gouging by unions AND corporations, what do you expect? It's all about to collapse.. Who is John Galt???

[@mrsnicks6105]

My 2018 Ram 1500 is paid off and I'll be investing in keeping it running for the foreseeable future.