This channel should ideally be the one to have a million subscribers. Great content and a dedicated mentor and kindred spirit at the helm of things.
@pran100004 жыл бұрын
Even if my financial planning is done, I will be coming and rewatching these videos. Thanks for your genuine efforts 🙏
@VINAYMAITHANI0075 жыл бұрын
I have never ever come across more honest person than you in my life and in public. Admire it, Love it. Worship it.
@pattufreefincal5 жыл бұрын
Thank you
@amankalra5815 жыл бұрын
I have figured your pattern 2 points were still new for me. It's amazing how in 5 -6 months watching ur video around 7 has strangely become a part of my routine. Keep up the gd work👍🏻
@pattufreefincal5 жыл бұрын
If you have any questions on portfolio management please leave a comment. I will answer in the Q & A video tomorrow or Monday
@AmitSingh-ks9zk5 жыл бұрын
Sir my portfolio is unbalanced, please suggest some funds to balance them and what to expect from my portfolio; I have seen many videos but not been able to balance my portfolio. Please answer this in your Q&A. My idea for my goal is to gather a large corpus over the period of 7+ years by taking some risk and getting good returns. 1. Axis Long Term Equity. 2. HDFC Small cap funds. 3. Sundaram Rural India Consumption fund.
@venuswealth66 ай бұрын
We laughed so hard for 8th mistake. Love the harsh way of teaching. "I watch everyday but I don't do anything"😆
@rajeshrs833 жыл бұрын
I really wish I could go back in time, find the college where you are teaching and sit in your classes, listening to you... So nice to hear you with an honest view on the financial markets and the products
@SUBRAMONEYPV Жыл бұрын
not everybody can pass JEE, sadly.
@jayfromsumhr13793 жыл бұрын
The MOST honest guy in finance out there! Kudos
@parvejsolkar1232 жыл бұрын
Thank you KZbin for suggesting this channel...trust me, it will completely change your thought process about stock market
@pattufreefincal5 жыл бұрын
Fifteen Big Investor Mistakes 1> Wrong idea about averaging kzbin.info/www/bejne/fmW6Xqd5ibF8kKc 2> Waiting for a suitable time to invest Dip Investing: freefincal.com/buying-on-market-dips-how-effective-is-it/ Nifty Valuation Tool: freefincal.com/nifty-valuation-tool-stock-market-expensive-cheap/ 3> Expecting a return from investments! kzbin.info/www/bejne/sJqbeHafbMZ4pq8 My audit: kzbin.info/www/bejne/jKqYe2N5ibuUj6c 4> Overconfidence based on past data 5> Feeling the need to know more about every new NFO 6> Suffering from small exposure syndrome kzbin.info/www/bejne/eZmtmKacd7CbaM0 7> Not having yardsticks for judging big or small 8> Assuming tracking investments is important! 9> Information is power freefincal.com/information-diet/ 10> More risk = more returns kzbin.info/www/bejne/fZDTkGauo5VllcU 11> short term losses does not matter, long term will be 'okay' kzbin.info/www/bejne/faPYdqOQe6eph8k kzbin.info/www/bejne/aarToKRthZJoj68 12> locking up money is good else it will get spent 13> Assuming investing in stocks is better than mutual funds 14> Assuming we can understand fund manager decisions 15a> Market timing is not possible kzbin.info/www/bejne/o2rRhZJ_oJmhha8 15b> Market timing will lead to more returns kzbin.info/www/bejne/q5SZn2pohNyoaqs
@mihirvora98478 ай бұрын
Excellent and insightful, as I was making quite some mistakes that I realised.
@docmenon Жыл бұрын
Most rational personal finance guy out there.
@samsaurabh855 жыл бұрын
Pheww,, So true hard truths on our face, thanks. God give us emotional strength to abide by these 🙂
@Vivek-rg1we5 жыл бұрын
Your narration is so strong and based on facts, the value u share is priceless..
@karan78432 жыл бұрын
You're so passionate. Wow. ❤️❤️
@bijuldesai30974 жыл бұрын
Good content and points .."leave money alone "..
@shivam.shakya3 жыл бұрын
I love these videos. They're educational and hilarious at the same time.
@rocktor19873 жыл бұрын
This might be the best video on your channel 😀
@samarjitsarkar70733 жыл бұрын
Pattu thanks for this video and honest confession
@funky_monk2 жыл бұрын
Pattu sir, thank you. Very wise advice.
@omkarkhatavkar36505 жыл бұрын
Sir I like the way you communicate the message straight upfront. I started following and sharing your videos to others. Really useful information. Hope more people watch it and follow you to get their investments right.
@klucrackers5 жыл бұрын
Another mistake, I wanted to point out, investing for tax savings alone without having any goal and without knowing product. Thank u for nice video
@nirmalsomkure46645 жыл бұрын
Sir, What should we have : minimal portfolio for every goal or one portfolio for all goals?? Absence of this understanding, we generally just add funds randomly..
@sathyarajnatarajan95743 жыл бұрын
Thanks Pattu for good informative video. Please post video comparing ELSS VS NPS. Thanks Again!!.
@anandvaidya675 жыл бұрын
Superb video. 15 different points to think hard. Homework for this week :-)
@KiddoSurgeon_DrAR4 жыл бұрын
@freefincal :- Reminds me of my thatha's alapparai Mr. Pattu :-) Still good one!!! Binge watching :)
@Digambertawde5 жыл бұрын
Thank you for all information. Because of you and Ashal i have made DIY investments. I already stopped reading your blog. But I like to see /listen your videos. 🙏🙏🙏
@amitkanjilal11584 жыл бұрын
I never committed the first mistake at least. My portfolio has 0% overlap. I have four funds : UTI Nifty 50, ICICI Nifty Next 50, Motilal Oswal Nasdaq 100 FOF and Kotak Gold Fund
@ravichandrankulandaivelu58963 жыл бұрын
Pls advice for index fund or active equity fund is suitable for long term. is it index fund is equity fund
@amitkanjilal11583 жыл бұрын
@@ravichandrankulandaivelu5896 For long term (more than 10 years) it's very difficult for any active fund to beat the Index Fund. Nifty 50 Index Fund & Nifty Next 50 Index Fund are very good for long term investments. Yes, Index Funds are equity funds only which tracks an underlying index.
@nirajkantsinha4 жыл бұрын
Given what happen to franklin. do you think buying same bluechip from axis, hdfc, icici might help diversify (not averaging) my portfolio. Wanted your view upon this. Should I stick with one large cap or no harm in buying 4 large cap mutual fund.
@himangshu-desksetups29475 жыл бұрын
Hey Sir, these videos of yours are a jam. I request you to make a video about the things to learn as a beginner in mutual funds. Everything a mutual funds investor should know. You can make a series of these videos. It will help us a lot.
@dexgan65 жыл бұрын
If I review my fund every X years, then should I consider just the last X years performance or from the time I started investing?
@nishantak9114 жыл бұрын
@Pattu sir! Can you do a video or analysis of the performance of an AMCs stock Vs the performance of its funds. Are these comparable? Or is there a relation between them?
@karthickrajasekar16724 жыл бұрын
Brother, you just virtually slapped me saying "go get a life" .. and guess what, I'm thankful for that.
@uonsriramprasath86085 жыл бұрын
A retiree with cash wishes to generate tax free income after maxing the tax free amount for retiree FD? Say 50L. I saw your post on generating tax free income from arbitrage. Can we do a mix of arbitrage and short term bond funds? Like for example say - withdraw year 1, year 2 from arbitrage corpus (5-6ish%) , year 3 from debt corpus (7ish%) , year 4 from arbitrage and year 5 from FD (7ish%) , year 6 from debt and the cycle goes on . This will essentially prolong the arbitrage corpus as well as save on the tax from debt mutual funds and FD. Kindly advise if such a thing was possible and what percentage of allocation should be done for each of these 3 corpus as a portfolio management for retirees.
@munishkumar822 жыл бұрын
Great content
@RGDreams4 жыл бұрын
Great content 👍👍👍👍👍👍👍👍👍👍👍👍
@RavindraJuyal5 жыл бұрын
Useful info. Thank you!
@praveenchilakala95444 жыл бұрын
Never seen honest as YOU!!!
@gauravpal61384 жыл бұрын
Excellent....
@gauravchoudhary42185 жыл бұрын
I should confess that I check my wealth many times a month, I should do it quaterly. For my stock portfolio it works great because when any stock has fallen around some support I add or any over reaction. I expect over reaction of confirmation of unemployment and lower GDP by Govt. I have funds and I'll add. Of course I watch either my research was wrong or any other thing has changed I am always ready to change. You said correctly that you are not as informative as before because I also follow same pattern or direction as yours. But I am emotionally connected with you teacher I don't know how. I hadn't wrote as big reply or comment to any person before.
@pattufreefincal5 жыл бұрын
Appreciate that!
@AbdulKareem-gd2gs3 жыл бұрын
Lolll... You know what.. i stopped watching comedy series or web series, when i work i just turn on your channel and place it loud it speaker... You are hilarious and i laugh morlat of the time and its also productive. Oru kallu la rendu maanga... 😂😂 Keep it up..
@AmitSingh-ks9zk5 жыл бұрын
Very informative video, thanx
@RDd1885 жыл бұрын
Question: If my goal is 15 years away and had Just Started Accumulation for that purpose Can i have all Equity portfolio for 2-3yrs and then start Adding Debt part and Gradually Reducing the Risk.
@ramprasadhjobs3 жыл бұрын
Vera level bosssss
@AR-xx4mq2 жыл бұрын
Hahaha - prof is flabbergasted - he tired of everyones investing shit. I love it !! 😂
@malar53635 жыл бұрын
I will like to know about Ur investment portfolio sir
@BeCreative-r1r2 ай бұрын
Pattu Sir is on fire😂😂😂
@GirishKumar075 жыл бұрын
Great information
@InvesTamizha5 жыл бұрын
Nice video sir👍
@jainayak6664 жыл бұрын
One of my very good friends in Pune sounds and talks exactly like you, especially in academic settings. I can't get myself to call you Pattu sir .. since you remind me of him a lot. I'll use "dude" .. because that kinda stuck. Dude .. it is an absolute pleasure watching your videos. My financial mode of operation is close to how you generally recommend it across your videos. But I seem to learn so much from these! I will make a sincere effort to stop watching my investments and spend the time on something else. Although, COVID has made it really difficult to stay away from investing apps and AMC websites. Thank you for the effort you've put in :)
@DDRational_4 жыл бұрын
I've never seen a youtube channel asking its viewers not to watch their channel xD
@user-lh1dh5sg9b14 күн бұрын
Because he's an educator not a 'youtuber'
@ankurbamne71555 жыл бұрын
Sir I really liked this video. Succinct
@investmenttips76993 жыл бұрын
wonderful sir ....all your tips
@kvandhi5 жыл бұрын
Question : Downside protection - Is it fund level or overall portfolio. Combo 1 : Aggressive Hybrid fund + Debt fund Combo 2 : Pure Index funds + Debt fund My understanding, the both above combos, Downside protection is achieved. Why not Pure index funds in place of Aggressive hybrid fund. At least you can save low expenses compare to Hybrid funds.
@wheelsmania43862 жыл бұрын
12:35 I watch everyday but I don't do anything..!! 🤣🤣
@AnujNeogi-ih2db7 ай бұрын
Mistakes of market You can't average out by buying same funds There is no suitable time to invest Don't expect 4-5% more return than inflation Don't get amazed by past returns Don't feelthe need to know more about new product Focus on big things Don't track so much Stop thinking is information is power , its knowledge which is power More risk is not equal to more returns Short term loss or gains does not means long term returns will be okay Locking money is shit Not always stocks > mfs Don't assume u know the fund managers just outsource it and chill Market timing matters with big money and big drop in market
@drdebashishbiswal66443 жыл бұрын
I am investing for 4 year now,but watching your videos ,I want my portfolio to be reviewed by you ,sir Tell me a procedure to contact
@pattufreefincal3 жыл бұрын
I do not offer investment advise
@drdebashishbiswal66443 жыл бұрын
@@pattufreefincal ok
@cuptvs4 жыл бұрын
Pattu Thug Life 12:37 💥🤣
@Jeeva4you4 жыл бұрын
"I'm no longer useful", "Go Get a life"..OMG, your open talks are making me laugh like anything..
@RajkumarMahendran4 жыл бұрын
Watch everyday but wont do anything to my PF... hahhahah.. Ultimate..
@drpranabbakshi52973 жыл бұрын
👏👏👏👏👏
@rupeshmandal4 жыл бұрын
Probability is never zero i had read in maths?
@mihird95 жыл бұрын
6:32
@mihird95 жыл бұрын
Prof. I had a question relating to point 4. My parents are in their 60s and have a significant corpus invested in equities. Given the current political scenario (BJP having won the LS election and the industry/market being buoyant as a result) they are of the opinion that from now on the market is gonna rise only. They are also of the opinion that you need to buy good companies and forget it. Invest for the long term. However, I have my doubts about this strategy. There is no guarantee that the market will not be in the dumps when they actually need the money. So, given their age, I feel its best to book profits (at least 50% portfolio) and get out of equities and invest in relatively risk-free/safe products. What would you suggest in such a scenario? Appreciate your work. Thank you.
@gauravchoudhary42185 жыл бұрын
Remember whenever you listen thing like that from anyone don't put all your money when everyone is as bullish as written by you. You can see in past and you will in future too. I can't say for this time but I am not bullish at these levels for short term. Do actually opposite what retail investors are doing in stock market.
@virtuosowins2 жыл бұрын
Promise to not buy any product that interferes with me viewing this video. Country Delight, Fresh Home etc