Do not make these 15 investing mistakes!!

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freefincal - Prudent DIY Investing (freefincal)

freefincal - Prudent DIY Investing (freefincal)

Күн бұрын

Пікірлер: 79
@YGS26480
@YGS26480 5 жыл бұрын
This channel should ideally be the one to have a million subscribers. Great content and a dedicated mentor and kindred spirit at the helm of things.
@pran10000
@pran10000 4 жыл бұрын
Even if my financial planning is done, I will be coming and rewatching these videos. Thanks for your genuine efforts 🙏
@VINAYMAITHANI007
@VINAYMAITHANI007 5 жыл бұрын
I have never ever come across more honest person than you in my life and in public. Admire it, Love it. Worship it.
@pattufreefincal
@pattufreefincal 5 жыл бұрын
Thank you
@amankalra581
@amankalra581 5 жыл бұрын
I have figured your pattern 2 points were still new for me. It's amazing how in 5 -6 months watching ur video around 7 has strangely become a part of my routine. Keep up the gd work👍🏻
@pattufreefincal
@pattufreefincal 5 жыл бұрын
If you have any questions on portfolio management please leave a comment. I will answer in the Q & A video tomorrow or Monday
@AmitSingh-ks9zk
@AmitSingh-ks9zk 5 жыл бұрын
Sir my portfolio is unbalanced, please suggest some funds to balance them and what to expect from my portfolio; I have seen many videos but not been able to balance my portfolio. Please answer this in your Q&A. My idea for my goal is to gather a large corpus over the period of 7+ years by taking some risk and getting good returns. 1. Axis Long Term Equity. 2. HDFC Small cap funds. 3. Sundaram Rural India Consumption fund.
@venuswealth6
@venuswealth6 6 ай бұрын
We laughed so hard for 8th mistake. Love the harsh way of teaching. "I watch everyday but I don't do anything"😆
@rajeshrs83
@rajeshrs83 3 жыл бұрын
I really wish I could go back in time, find the college where you are teaching and sit in your classes, listening to you... So nice to hear you with an honest view on the financial markets and the products
@SUBRAMONEYPV
@SUBRAMONEYPV Жыл бұрын
not everybody can pass JEE, sadly.
@jayfromsumhr1379
@jayfromsumhr1379 3 жыл бұрын
The MOST honest guy in finance out there! Kudos
@parvejsolkar123
@parvejsolkar123 2 жыл бұрын
Thank you KZbin for suggesting this channel...trust me, it will completely change your thought process about stock market
@pattufreefincal
@pattufreefincal 5 жыл бұрын
Fifteen Big Investor Mistakes 1> Wrong idea about averaging kzbin.info/www/bejne/fmW6Xqd5ibF8kKc 2> Waiting for a suitable time to invest Dip Investing: freefincal.com/buying-on-market-dips-how-effective-is-it/ Nifty Valuation Tool: freefincal.com/nifty-valuation-tool-stock-market-expensive-cheap/ 3> Expecting a return from investments! kzbin.info/www/bejne/sJqbeHafbMZ4pq8 My audit: kzbin.info/www/bejne/jKqYe2N5ibuUj6c 4> Overconfidence based on past data 5> Feeling the need to know more about every new NFO 6> Suffering from small exposure syndrome kzbin.info/www/bejne/eZmtmKacd7CbaM0 7> Not having yardsticks for judging big or small 8> Assuming tracking investments is important! 9> Information is power freefincal.com/information-diet/ 10> More risk = more returns kzbin.info/www/bejne/fZDTkGauo5VllcU 11> short term losses does not matter, long term will be 'okay' kzbin.info/www/bejne/faPYdqOQe6eph8k kzbin.info/www/bejne/aarToKRthZJoj68 12> locking up money is good else it will get spent 13> Assuming investing in stocks is better than mutual funds 14> Assuming we can understand fund manager decisions 15a> Market timing is not possible kzbin.info/www/bejne/o2rRhZJ_oJmhha8 15b> Market timing will lead to more returns kzbin.info/www/bejne/q5SZn2pohNyoaqs
@mihirvora9847
@mihirvora9847 8 ай бұрын
Excellent and insightful, as I was making quite some mistakes that I realised.
@docmenon
@docmenon Жыл бұрын
Most rational personal finance guy out there.
@samsaurabh85
@samsaurabh85 5 жыл бұрын
Pheww,, So true hard truths on our face, thanks. God give us emotional strength to abide by these 🙂
@Vivek-rg1we
@Vivek-rg1we 5 жыл бұрын
Your narration is so strong and based on facts, the value u share is priceless..
@karan7843
@karan7843 2 жыл бұрын
You're so passionate. Wow. ❤️❤️
@bijuldesai3097
@bijuldesai3097 4 жыл бұрын
Good content and points .."leave money alone "..
@shivam.shakya
@shivam.shakya 3 жыл бұрын
I love these videos. They're educational and hilarious at the same time.
@rocktor1987
@rocktor1987 3 жыл бұрын
This might be the best video on your channel 😀
@samarjitsarkar7073
@samarjitsarkar7073 3 жыл бұрын
Pattu thanks for this video and honest confession
@funky_monk
@funky_monk 2 жыл бұрын
Pattu sir, thank you. Very wise advice.
@omkarkhatavkar3650
@omkarkhatavkar3650 5 жыл бұрын
Sir I like the way you communicate the message straight upfront. I started following and sharing your videos to others. Really useful information. Hope more people watch it and follow you to get their investments right.
@klucrackers
@klucrackers 5 жыл бұрын
Another mistake, I wanted to point out, investing for tax savings alone without having any goal and without knowing product. Thank u for nice video
@nirmalsomkure4664
@nirmalsomkure4664 5 жыл бұрын
Sir, What should we have : minimal portfolio for every goal or one portfolio for all goals?? Absence of this understanding, we generally just add funds randomly..
@sathyarajnatarajan9574
@sathyarajnatarajan9574 3 жыл бұрын
Thanks Pattu for good informative video. Please post video comparing ELSS VS NPS. Thanks Again!!.
@anandvaidya67
@anandvaidya67 5 жыл бұрын
Superb video. 15 different points to think hard. Homework for this week :-)
@KiddoSurgeon_DrAR
@KiddoSurgeon_DrAR 4 жыл бұрын
@freefincal :- Reminds me of my thatha's alapparai Mr. Pattu :-) Still good one!!! Binge watching :)
@Digambertawde
@Digambertawde 5 жыл бұрын
Thank you for all information. Because of you and Ashal i have made DIY investments. I already stopped reading your blog. But I like to see /listen your videos. 🙏🙏🙏
@amitkanjilal1158
@amitkanjilal1158 4 жыл бұрын
I never committed the first mistake at least. My portfolio has 0% overlap. I have four funds : UTI Nifty 50, ICICI Nifty Next 50, Motilal Oswal Nasdaq 100 FOF and Kotak Gold Fund
@ravichandrankulandaivelu5896
@ravichandrankulandaivelu5896 3 жыл бұрын
Pls advice for index fund or active equity fund is suitable for long term. is it index fund is equity fund
@amitkanjilal1158
@amitkanjilal1158 3 жыл бұрын
@@ravichandrankulandaivelu5896 For long term (more than 10 years) it's very difficult for any active fund to beat the Index Fund. Nifty 50 Index Fund & Nifty Next 50 Index Fund are very good for long term investments. Yes, Index Funds are equity funds only which tracks an underlying index.
@nirajkantsinha
@nirajkantsinha 4 жыл бұрын
Given what happen to franklin. do you think buying same bluechip from axis, hdfc, icici might help diversify (not averaging) my portfolio. Wanted your view upon this. Should I stick with one large cap or no harm in buying 4 large cap mutual fund.
@himangshu-desksetups2947
@himangshu-desksetups2947 5 жыл бұрын
Hey Sir, these videos of yours are a jam. I request you to make a video about the things to learn as a beginner in mutual funds. Everything a mutual funds investor should know. You can make a series of these videos. It will help us a lot.
@dexgan6
@dexgan6 5 жыл бұрын
If I review my fund every X years, then should I consider just the last X years performance or from the time I started investing?
@nishantak911
@nishantak911 4 жыл бұрын
@Pattu sir! Can you do a video or analysis of the performance of an AMCs stock Vs the performance of its funds. Are these comparable? Or is there a relation between them?
@karthickrajasekar1672
@karthickrajasekar1672 4 жыл бұрын
Brother, you just virtually slapped me saying "go get a life" .. and guess what, I'm thankful for that.
@uonsriramprasath8608
@uonsriramprasath8608 5 жыл бұрын
A retiree with cash wishes to generate tax free income after maxing the tax free amount for retiree FD? Say 50L. I saw your post on generating tax free income from arbitrage. Can we do a mix of arbitrage and short term bond funds? Like for example say - withdraw year 1, year 2 from arbitrage corpus (5-6ish%) , year 3 from debt corpus (7ish%) , year 4 from arbitrage and year 5 from FD (7ish%) , year 6 from debt and the cycle goes on . This will essentially prolong the arbitrage corpus as well as save on the tax from debt mutual funds and FD. Kindly advise if such a thing was possible and what percentage of allocation should be done for each of these 3 corpus as a portfolio management for retirees.
@munishkumar82
@munishkumar82 2 жыл бұрын
Great content
@RGDreams
@RGDreams 4 жыл бұрын
Great content 👍👍👍👍👍👍👍👍👍👍👍👍
@RavindraJuyal
@RavindraJuyal 5 жыл бұрын
Useful info. Thank you!
@praveenchilakala9544
@praveenchilakala9544 4 жыл бұрын
Never seen honest as YOU!!!
@gauravpal6138
@gauravpal6138 4 жыл бұрын
Excellent....
@gauravchoudhary4218
@gauravchoudhary4218 5 жыл бұрын
I should confess that I check my wealth many times a month, I should do it quaterly. For my stock portfolio it works great because when any stock has fallen around some support I add or any over reaction. I expect over reaction of confirmation of unemployment and lower GDP by Govt. I have funds and I'll add. Of course I watch either my research was wrong or any other thing has changed I am always ready to change. You said correctly that you are not as informative as before because I also follow same pattern or direction as yours. But I am emotionally connected with you teacher I don't know how. I hadn't wrote as big reply or comment to any person before.
@pattufreefincal
@pattufreefincal 5 жыл бұрын
Appreciate that!
@AbdulKareem-gd2gs
@AbdulKareem-gd2gs 3 жыл бұрын
Lolll... You know what.. i stopped watching comedy series or web series, when i work i just turn on your channel and place it loud it speaker... You are hilarious and i laugh morlat of the time and its also productive. Oru kallu la rendu maanga... 😂😂 Keep it up..
@AmitSingh-ks9zk
@AmitSingh-ks9zk 5 жыл бұрын
Very informative video, thanx
@RDd188
@RDd188 5 жыл бұрын
Question: If my goal is 15 years away and had Just Started Accumulation for that purpose Can i have all Equity portfolio for 2-3yrs and then start Adding Debt part and Gradually Reducing the Risk.
@ramprasadhjobs
@ramprasadhjobs 3 жыл бұрын
Vera level bosssss
@AR-xx4mq
@AR-xx4mq 2 жыл бұрын
Hahaha - prof is flabbergasted - he tired of everyones investing shit. I love it !! 😂
@malar5363
@malar5363 5 жыл бұрын
I will like to know about Ur investment portfolio sir
@BeCreative-r1r
@BeCreative-r1r 2 ай бұрын
Pattu Sir is on fire😂😂😂
@GirishKumar07
@GirishKumar07 5 жыл бұрын
Great information
@InvesTamizha
@InvesTamizha 5 жыл бұрын
Nice video sir👍
@jainayak666
@jainayak666 4 жыл бұрын
One of my very good friends in Pune sounds and talks exactly like you, especially in academic settings. I can't get myself to call you Pattu sir .. since you remind me of him a lot. I'll use "dude" .. because that kinda stuck. Dude .. it is an absolute pleasure watching your videos. My financial mode of operation is close to how you generally recommend it across your videos. But I seem to learn so much from these! I will make a sincere effort to stop watching my investments and spend the time on something else. Although, COVID has made it really difficult to stay away from investing apps and AMC websites. Thank you for the effort you've put in :)
@DDRational_
@DDRational_ 4 жыл бұрын
I've never seen a youtube channel asking its viewers not to watch their channel xD
@user-lh1dh5sg9b
@user-lh1dh5sg9b 14 күн бұрын
Because he's an educator not a 'youtuber'
@ankurbamne7155
@ankurbamne7155 5 жыл бұрын
Sir I really liked this video. Succinct
@investmenttips7699
@investmenttips7699 3 жыл бұрын
wonderful sir ....all your tips
@kvandhi
@kvandhi 5 жыл бұрын
Question : Downside protection - Is it fund level or overall portfolio. Combo 1 : Aggressive Hybrid fund + Debt fund Combo 2 : Pure Index funds + Debt fund My understanding, the both above combos, Downside protection is achieved. Why not Pure index funds in place of Aggressive hybrid fund. At least you can save low expenses compare to Hybrid funds.
@wheelsmania4386
@wheelsmania4386 2 жыл бұрын
12:35 I watch everyday but I don't do anything..!! 🤣🤣
@AnujNeogi-ih2db
@AnujNeogi-ih2db 7 ай бұрын
Mistakes of market You can't average out by buying same funds There is no suitable time to invest Don't expect 4-5% more return than inflation Don't get amazed by past returns Don't feelthe need to know more about new product Focus on big things Don't track so much Stop thinking is information is power , its knowledge which is power More risk is not equal to more returns Short term loss or gains does not means long term returns will be okay Locking money is shit Not always stocks > mfs Don't assume u know the fund managers just outsource it and chill Market timing matters with big money and big drop in market
@drdebashishbiswal6644
@drdebashishbiswal6644 3 жыл бұрын
I am investing for 4 year now,but watching your videos ,I want my portfolio to be reviewed by you ,sir Tell me a procedure to contact
@pattufreefincal
@pattufreefincal 3 жыл бұрын
I do not offer investment advise
@drdebashishbiswal6644
@drdebashishbiswal6644 3 жыл бұрын
@@pattufreefincal ok
@cuptvs
@cuptvs 4 жыл бұрын
Pattu Thug Life 12:37 💥🤣
@Jeeva4you
@Jeeva4you 4 жыл бұрын
"I'm no longer useful", "Go Get a life"..OMG, your open talks are making me laugh like anything..
@RajkumarMahendran
@RajkumarMahendran 4 жыл бұрын
Watch everyday but wont do anything to my PF... hahhahah.. Ultimate..
@drpranabbakshi5297
@drpranabbakshi5297 3 жыл бұрын
👏👏👏👏👏
@rupeshmandal
@rupeshmandal 4 жыл бұрын
Probability is never zero i had read in maths?
@mihird9
@mihird9 5 жыл бұрын
6:32
@mihird9
@mihird9 5 жыл бұрын
Prof. I had a question relating to point 4. My parents are in their 60s and have a significant corpus invested in equities. Given the current political scenario (BJP having won the LS election and the industry/market being buoyant as a result) they are of the opinion that from now on the market is gonna rise only. They are also of the opinion that you need to buy good companies and forget it. Invest for the long term. However, I have my doubts about this strategy. There is no guarantee that the market will not be in the dumps when they actually need the money. So, given their age, I feel its best to book profits (at least 50% portfolio) and get out of equities and invest in relatively risk-free/safe products. What would you suggest in such a scenario? Appreciate your work. Thank you.
@gauravchoudhary4218
@gauravchoudhary4218 5 жыл бұрын
Remember whenever you listen thing like that from anyone don't put all your money when everyone is as bullish as written by you. You can see in past and you will in future too. I can't say for this time but I am not bullish at these levels for short term. Do actually opposite what retail investors are doing in stock market.
@virtuosowins
@virtuosowins 2 жыл бұрын
Promise to not buy any product that interferes with me viewing this video. Country Delight, Fresh Home etc
@ashishbhatt7861
@ashishbhatt7861 2 жыл бұрын
Awesome knowledge
@RavindraJuyal
@RavindraJuyal 5 жыл бұрын
Useful info. Thank you!
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