Plan With Me *** Hemlock and Oak *** 2024 Budget Check In 22

[@lucygorman4660]

Sometimes all you can do is laugh. I don’t budget, but I’m always looking for ways to work things into my life. Great video, enjoying your laughter!

[@planningwithsally]

Laughter is my go-to when I'm stressed. I've found it works the best. Thank you so much for the kind comment. 😊

[@laurietrayers]

Glad to see you back! Congratulations on passing your first level in debt-tres this year! Debt repayment is about progress and not perfection. When I was in school all I could do was pay the monthly minimum on my CC debt while the interest grew for 2 years. It sucked, but the steady payments helped improved my credit score. After I graduated and got a better job, I was able to finally pay off my the CC.

[@planningwithsally]

I really needed that 30 days to refocus and reflect on why I was spending the way that I was. 😅 Congratulations on getting your CC paid off! It's the best feeling in the world. 🥰