Podcast Ep 489 - Cheapest Vanguard alternatives, free credit report check and tax rules for sellers

[@samdssda1814]

As soon as I heard the news I hoped you’d do an episode on the Vanguard fees shake-up. Thanks for the effort you’ve put into this. I’ve moved my small ISA pot to Dodl.

[@Moneytothemasses]

Glad you’ve found the video useful. Damien ❤️

[@zebrasrock8282]

Great analysis! Thanks

[@Moneytothemasses]

Glad you liked it! Damien ❤️

[@ianjohnson2866]

Great pod guys. Quick Vanguard question, is this £32k tipping point for fees applied to the whole portfolio or is it applied to the individual components, ie I have a SIPP over £32k but an ISA less than £32k, will I be charged the new fee structure on my ISA? Thanks Damien.

[@Moneytothemasses]

Hi @ianjohnson2866 - The Vanguard minimum monthly fee is based on the total balance across all self-managed products including its ISA, Pension and General Investment Account. If you have more than £32,000 combined in your self-managed ISA and SIPP then you should not be subject to a fee hike. I hope this helps. Damien

[@ianjohnson2866]

@@Moneytothemasses Thanks so much for clearing that up Damien. My ISA is self managed so I’m safe from the price hikes and relax again 😂 Keep up the great work!