How to Analyze Banking Stocks ? Fundamental Analysis Course

The banking and financial service industry forms the biggest chunk of our indices and requires a completely different skill set to differentiate between goods and bank stocks. This video on fundamental analysis of banking stocks will teach you important banking ratios and how to select a good bank stock.
The free stock market course will teach you all the essentials of fundamental analysis and value investing along with the understanding of financial ratios and financial statements.
➡️ Open your Demat Account - zerodha.com/open-account?c=ZM...
--------------------------------------------------------------------------------------------------------------------------------------------------------
Your Equity Research Assistant (Ticker)- ticker.finology.in/
--------------------------------------------------------------------------------------------------------------------------------------------------------
Academy of Value Investing -
quest.finology.in/app/course/...
Beginners Guide To Stock Market -
quest.finology.in/app/course/...
--------------------------------------------------------------------------------------------------------------------------------------------------------
Pranjal's Favourite books - zurl.co/ZgEI
INVESTONOMY by Pranjal Kamra- amzn.to/36kKrdj
--------------------------------------------------------------------------------------------------------------------------------------------------------
Get in Touch:
⏩Twitter - / myfinology
⏩Facebook - / myfinology
⏩Instagram - @myfinology
📧Email Us: [e-mail]
🌐Website - www.finology.in/
Follow the Finology By Pranjal Kamra on WhatsApp Channels: www.whatsapp.com/channel/0029...

[@DeepakSingh-rm3mo]

The way you explain its marvelous . since long I was searching a mentor , guide and coach like you now my search is over . thanks Mr Pranjal for delivering such informative video in simple language

[@sahilbolke5320]

1. CASA ratio % 2. net NPA % 3. cost of fund / liability % 4. advances growth / loan growth % 5. capital adequacy ratio CAR %

[@anupbagale4402]

Thanks

[@subhrajitchakraborty8170]

Thanks

[@krnrajan]

Can you please explain CAR in more details in your own inimitable style

[@ruchikarhadkar4856]

Helpful and gainful for beginner's and perfectly explained all concepts in professional manners. Thankyou so much sir 🤗 Amazing!

[@chinum7568]

Thanks so much pranjal sir for simplifying and making it so easy that we commoners can understand it easily !!

[@subhashraje3395]

I Am highly impressed by the way you explain all these technical terms.

[@AnshumanPratik]

I must say that being under 20 I can understand that.......Pranjal sir is the BEST Financial sir and Obviously CEO Of Finology Ventures 😅

[@harshalsatlok-_-3258]

agreed

[@Rohit_Pagade96]

do you like technical analysis also ?

[@harshalsatlok-_-3258]

@@Rohit_Pagade96 yes in learning stage

[@Rohit_Pagade96]

@@harshalsatlok-_-3258 may be from wealth first ..?

[@harshitshreshth3811]

Warren buffet started earning at 12 we are still late by quit a bit.

[@sumeetthakur7786]

Sir pichale 3 sal se share market k videos dekh raha hu ,lekin Aap jaisa knowledge kisene diya nahi. Sir Aap ek bahut acchhi services de rahe hai ..Bhagwan Apki manokamanaye Puri Kare yahi prathana karta hu Bhagwan se..........Bahot Accha knowledge Aap de rahe hai....God bless you......

[@akshatnigam227]

Hi Pranjal your sessions explain everything in such a simple way that i can learn all the ratios quickly.

[@vismaypatel7103]

India needs such financial education. the day most of the Indians will invest in Stock market is quite far but will come for sure. We need to understand the whole cycle. We all earn, spend a bit, save sum for emergency and invest the rest...now it come backs to us in form of earning and then you repeat. More you do it, More you earn from it and again more you will be inspired to do it. Therfore, great economy along with GDP. As simple as that. No gambling, It is simple logic. Just don't invest based on " tips " but do invest in yourself first by learning such valuation tools. I am confident, Pranjal sir is able to bring this revolution. Keep it up sir. One more thing after this storm passes and it will for sure, let's make sure that we try to buy Indian products rather than International ones and keep the cash flow moving within India. #makeinindia

[@vikaschawla8620]

Never thought in my life that I can learn these strong fundamental concepts that easily. Thank you so much for sharing your knowledge Sir.

[@pranjalkamra]

Thankyou so much! Glad to hear this!

[@kaushalbohre740]

@@pranjalkamra kindly upload technical analysis series as well.... Loved your work

[@ibcbrijeshkumar5923]

Bank shares me Kitna return mil sakta hai 18% ya kam

[@subhayansinha4417]

I really like your way of teaching sir... The cadence of your voice, the things you emphasize.. i can't believe i am not sleepy in a finance lecture!😀😀

[@rakeshjoshi1425]

Great video. All these comparisons be included at one place itself. Will make it hassle-free. Otherwise everytime you are switching to look at ratios. Thanks for sharing

[@arindamdas0]

Dear Pranjal , hats off to your ability to explain seemingly complex and mundane subjects with beautiful examples. My interest has grown manifold simply because of your amazing style and can’t afford to miss any of your videos. Thanks a lot!

[@pranjalkamra]

Thanks a ton!

[@SKH307]

@@pranjalkamra sir P/E high hona chahiye ya low means kitne average % pe hona chahiye

[@puneet_manav]

@@SKH307 Bhai P/E jitna kam ho utna accha. % jaisa kuch nahi hai. Bas baaki companies ke saath compare kar lo. Baakiyo se kam hoga to accha hai. But this is not the only parameter to choose a stock.

[@SKH307]

@@puneet_manav thanks a lot

[@MrSampoly04]

This is very much worthful video on banking finance I have ever came across. Thank you sir for bringing such knowledgable and valuable videos to us. This gives clear understanding about the banking business and its operations.

[@pranjalkamra]

Pleasure to share my knowledge with you all!

[@rhythmbose330]

Today only I was looking for information on how to analyze banks and nbfc and you came up with the video. Thank you sir

[@ramesh8086]

hi, its awesome , ab tak mera view banking se dur rahne ka tha, ab se mujhe isme interst aane lagaa hai... thank you bro

[@Vipin.Singh.thakur]

Dept and simplicity of Knowledge❤️‍🔥

[@vineetkeswani9660]

Dear Pranjal ji, Very nice information shared in easy understandable manner; i have been following your channel for sometime now, and you come across as a genuine and knowledgeable person - offering such a good knowledge for free...also, appreciate your series in this lock-down....best wishes, keep rocking Sir. God Bless

[@pranjalkamra]

Thank you for the appreciation! It means alot!

[@ramnaslai2980]

Great explaination sir, generally all these terms looks so difficult to understand but you made very simplier and easy to understand them...great work sir👍👌

[@MrBappadityaghosh]

Now I am Sure that Also Bank Investments are Good After Watching This Video. Thank you sir

[@vijrumblightning4173]

Amazing and interesting classes and concepts... i would like to request Pranjal Sir to quote numbers in English as most of us find it difficult to keep up with Hindi numbers

[@manishapandey670]

Great work, everything was so easy to understand with examples from Ticker, on excel sheets and of course your hard work

[@pranjalkamra]

Glad you liked it!

[@iamdhruvcool]

he's best. I have watched a lot of videos. He is on my number 1 watchlist.

[@rhitambanerjee8474]

I feel so lucky I found this series. Avid follower🙏

[@pratikkayasth6705]

One of the best channel I have seen on Share Market. The way you explain sir is fabulous🙌🧡🧡🧡

[@pranjalkamra]

Glad to hear that!

[@deblinadatta8406]

The way you are explaining everything is really commendable. Thank you so much for make everything so easy to understand

[@pranjalkamra]

Glad it was helpful!

[@pranjalkamra]

Glad it was helpful!

[@rishadmaster8166]

pranjal you are a true expert. please please start teaching to under graduate and post graduate students also so that they are not cheated by lic agents and mutual funds and can become rich. the sum of operating cash flows divided by pat ratio was an excellent ratio which you showed in your previous video. and all the ratios related to banking are also very very good. i am defiantly joining your course of value investing.

[@VikashKumar-km8xh]

Pranjal sir ka jabab nahi inse achha aur essy way me koi nahi samjha sakta hai stock market ko

[@rejikrejik]

Can u also make a video on how yes bank forged/hid their financials and how the investors were not able to find out, using ticker. Thanks😁

[@RakeshGupta-ck7tb]

Never understood something this easily...thank you for making these videos...it was one of the most informative videos....👍👍✌️✌️🙏

[@pranjalkamra]

Thankyou ! Glad you like this video!

[@singingsong1029]

Ekdam clear or simple language m ache se samjh m aaya sir😍🍫🍫🍫🍫🍫🍫🍫🍫🍫🍫

[@shaileshwable7]

Nice,आज का पुरा लेसन एक बार देखने से समज आया । thank you

[@Jay-ls2eb]

Sirji, aaj bhi aap home work dena bhul gaye aapke homework se bohot kuch sikhne milta hai so thank you sir.

[@ajoybhowmik1426]

I am really thankful to u for giving such diamond like valuable free lessons . After that new generation will focus on MF& STOCKS inspired by YOU( ANGEL like great Teacher). 🙏

[@pranjalkamra]

Thanks a ton!

[@preityyadav1113]

Hi, thank you for this amazing stock market video series, a newbie here. I have a doubt, in lesson 2 you mentioned that we should check the consolidated numbers instead of the standalone ones, but till this video I have seen you teaching us for standalone numbers, may i know why is that and what difference does it make?

[@thesuperlativemind2022]

thanks sir, beacouse of your kind of reliable people i started investing. many thanks again.

[@krushnapardeshi8299]

thanks Pranjal Sir for given us valuable info about financial valuation

[@rajeevchugh7084]

Very informative knowledge about the banking sector. Earlier I was afraid of investing in banks but you break my hesitation. Thanks Pranjal for making such a great lecture.

[@pranjalkamra]

Thankyou so much!Pleasure to help you all!

[@MotoSpeaks]

Great analysis. Very important factors explained and why those are important is also explained. Keep going buddy.

[@pranjalkamra]

🤝

[@parthsharmabala]

Sir you are amazing even I am a law student but not interested in law. I developed an interest in investing when I watched Mutual fund videos you made a video of top 5 mutualfunds for 2020 I had already been investing in 3 of them from past one year. Will start investing in Stocks too soon. Also Priya Didi's videos has helped me and my friends pass our law School exams.💯🙏💯

[@lucky-qx8xt]

Nice tutorial ... I find a good content ... No buildup like other youtubers..

[@vishwapatel6350]

In lockdown time I read rich dad poor dad and then I started learning about finance and now I am constantly learning from your content on KZbin and I am about to complete the master investing class on finology and you are my guru and I trust your content completely please keep uploading best content Thank you 😊

[@rishabhsingh5751]

I am also reading Rich dad & poor dad ✌️# mst read intelligent investor that will help u alot ✌️💯

[@vishwapatel6350]

Rishabh Singh I also want to read this book so I am finding ebook for it but not found yet 😅

[@ridhamdudhat3937]

@@vishwapatel6350 you said in lockdown time I read Rich dad poor dad but now saying I'm finding ebook but not getting You sure what you're sayin?

[@vishwapatel6350]

Ridham Dudhat bro I had a physical copy of rich dad and poor dad which bought online in January and as I got time in March I read it March and actually now I got the ebook of the intelligent investor from www.pdfdrive.com

[@rohansawai6534]

Read 0 to 1

[@pradyumnapawar2902]

I believe that I Was Too Afraid Of Daily Commerical Affairs And Not Able To Understand It Even I Felt Share Market Learning Too Difficult But...... Pranjal Sir You Made It Easier For Me Thank You So Much ❤️ I Am Spending My Diwali Vacation In Learning Stock Market 👍

[@pranjalkamra]

Excellent!

[@ankitdisauriya6091]

सर आपके समझाने के बाद किसी point को लेकर कोई डाउट नही रहता है बहुत बहुत धन्यवाद सर आपको 👏

[@navneetkapoor7363]

your videos are really amazing & knowledgeable.love to see your videos.

[@dhirendra278]

Summary of the video- 1) casa-should be more 2) net npa should be less 3) cost of funds/liability should be less 4) advances growth compared to previous year should be more 5) capital adequacy ratio should be more 6) capital adequacy ratio must not be less than 12% How to keep capital adequacy ratio good? 1) bring in more deposit(casa) 2) keep npa less 3) advance growth should be increased

[@ADITYAYADAV-gx3kt]

YES...WELL WRITTEN

[@sahilchawari2389]

Sir rbl bank is showing 0% at npa and car on ticker Ye information Shi h ya glt

[@Sandeesh_Srikantam]

This should be more/less is in comparison to its peers right ?

[@user-Deepa538]

Thank you 🙏

[@sahilbadkul7130]

Do we need to check CAR% in standalone or consolidated?

[@singhjasvinder8010]

Hello Pranjal, Can you also include how to calculate the intrinsic value of the stock. How do I know the stock is undervalued or overvalued?

[@ShivamSharma-qi3cn]

Thank you for the video, I really understood the business ♥️

[@Subhra1208]

U r doing great work for retails investors specially for those who wants to learn n understand in-depth workings of stocks

[@pranjalkamra]

Thankyou!

[@VC-uv4ug]

Sir , Good work, Kindly consider peny stocks in banks as example & also tell how to take benefit of news over last year financials.

[@karanjeetsingh6599]

It would be nice if you could also explain the process of tracking stocks and how many stocks of each industry one should track?

[@namanjain8367]

This was my favourite video of this series until now. Can you please let us know how CAR actually calculated?

[@212namankumar9]

Thank you pranjal sir for increasing my knowledge in banking anlyasis

[@Udaydeep27]

Amazing... Was waiting for this section particularly... 👍 Good to know facts , thank you for the information. Please get the app for ticker platform. 🙏

[@pranjalkamra]

Hello! Soon we will work on it.

[@ALLINONE-eb6ll]

What a teacher.. ❤️ ❤️

[@vikaslokhande5619]

Banking Stocks my favourite sector and thank you very much for this valuable knowledge. Thanks daily lesson videos. #Stay Home #Stay Safe and Have learning fun with PK.

[@mazherahmed8634]

Thanks Pranjal.... Your video will help me to build my portfolio

[@onkarbhadra4079]

THANK YOU VERY MUCH SIR.

[@Dfm_Sushil]

We love this series. ❤️

[@sahilchawari2389]

Sir rbl bank is showing 0% at npa and car on ticker Ye information Shi h ya glt

[@pranjalkamra]

Glad to hear this!

[@Dfm_Sushil]

pranjal kamra we learn so many things.

[@rakeshsethi8721]

Just started watching the video 's really loving it, thanks a lot for educating us. Regards

[@pranjalkamra]

Thankyou so much! keep learning!

[@gajupatil7761]

Superb and througly explanation which directy understand thanks so much sir for having with us

[@vishalgirdhar4775]

I learned this lot from this series TY PRANJAL sir U are the BEST

[@pranjalkamra]

Thankyou so much!

[@commercejob324]

@@pranjalkamra are Sir Ticker ko Tho sahi kr doo. Iski vejha se Dusri company ki report nhi pd paa reha hu.

[@pranjalkamra]

What problem are u facing on ticker ?

[@commercejob324]

@@pranjalkamra Sir Company ke page Open nhi ho paa rhe hai

[@pranjalkamra]

Kaunsi company ? Its working for us bhai

[@nishithjain8908]

Is there any provision on finology ticker to compare the stocks (For example for all banks at one place) with different ratios, along with the minimum value required, to identify the best stock? This is just my input.

[@bantichetry2942]

I really like your videos sir. It's amazing learning experience with you sir. Nd continues. ❤

[@nidhipandey2174]

Thankyou sir. Gonna join value investing class too !!

[@sachinsaran6526]

PRANJAL IS A GEM FOR FINOLOGY AND A GEM GOD BLESS U FOR THIS FINANCIAL AWARENESS KEEP IT ROCKING BRO

[@pranjalkamra]

Blessed to hear such a kind words! Thankyou!

[@akarshsaxena7810]

Good afternoon sir Sir i just want to know about ETF. It become too confusing for me so please help me sir by explaining ETF completely in a separate video....thank you sir😇

[@nostalgicmemories5162]

Your analysis is supb🙏, in the term of finology you are baap.👍

[@yogeshshinde9992]

Great job sir u r provide more effective & impressive knowledge with free of cost once again hats of u sir

[@pranjalkamra]

Thankyou ! Glad to know this!

[@learnwithfun975]

Thanku God for bless us with such Wonderful Guru's Thanks sir 😊 Uvr Loyal subscriber

[@lovedeepkumar7712]

School teacher ki yaad aa gyi ❤️

[@vipulchoudhary7282]

Thanks sir for this amazing value addition investing series ,i guess idbi has the highest npa among all the banks

[@commercejob324]

Sir, I watch your Videos Continuously, and sir amazing videos made by you. I recommend your ticket and Your Channel to all my friends.At last I wanted to tell you that please reduce the Course fee of Sock classes. 🙏🏼

[@bharatbhatia5252]

sir the video was really informative as i have never seen any analysis on banks... .. can we also get the past data of these ratios like 5 year casa or five year advance growth. Also we have heard of that the indusind bank falls because of the news that its deposits fall by 10-11% so from where we can check that like which ratio will help us.

[@theoctopusgamer3657]

Sir u r doing great work. U r gaving great knowledge for free. U r great sir. Thank u alot. Their are many youtuber are making share market video just for money. Like ca rachana ranade and many more.

[@akashmanna6361]

sahi bola vai...

[@sahilchawari2389]

Sir rbl bank is showing 0% at npa and car on ticker Ye information Shi h ya glt

[@pranjalkamra]

Thankyou so much for the appreciation!

[@chanakyastockgyan5673]

Free Tips are in hotel only.

[@sarthakverma5921]

Pranjal sir this video series is really beneficial for us in the long run and also a lot of thankyou to you for the tool such as ticker. I really loved each and every video. Now I am able to analyse which company is good and bad just with the help of your video. So thanks alot and I believe we will be receiving more and more videos in the future.

[@pranjalkamra]

Thankyou for such a kind words! Glad to help you all!

[@lalitsuthar2205]

Thanks sir for teaching us such difficult concepts in easy ways My one request is to quick summary on FINSTAR . Thanks finology

[@sagarthakral1244]

ticker is awesome But ek cheez or add ho jaye Today's High/low pr date honi chahiye

[@mainibarman8093]

Today high low data available he

[@ontherocz8580]

Pranjal ji, I guess you missed to explain the PEG ratio even though you partially referred to it in your 1st video. We were told that you will explain it 2nd video, but I think you missed it. Kindly see. Secondly, please explain the mode of calculating the Profit growth rate, and what will happen to PEG if the profit growth rate is negative? Regards

[@greenarrow6118]

I must say that fan ban gya mein aapka sir👍👏

[@yashpaul66]

Never saw this type of analysis anywhere....wow.

[@dhavaltrivedi5232]

100 saal jiyo Bhai. Abhi yaad Kiya or aap hazir.😊😊😊😊

[@Indian-mr9qt]

Abhi ticker pr NPA ya CASA show nhi ho rha why?

[@gbpce7766]

It was fantastic; little recommendation When we see any ratio it should also display industrial average ( means what is good bad and average number of that industry). So we dont need to keep pulling peers to see whats their ratio.

[@True_Being]

Sirji love ur way of teaching specially ur honesty nd dedication.

[@pranjalkamra]

Thankyou for the kind words!

[@Abhishek-1966]

Sir how to know the facts I see when searching for a company are correct?

[@bindupurohit2620]

Being under 15 also I can understand everything 😀

[@swapnilathavale7497]

I Really Got It .... Thank You So MUch Sir ...❤❤💯💯

[@chinmayaadhikari4097]

I am so helpful of this video.... thank you so much sir... great job..sir

[@Bhavesh780]

I have researched some banks According to CASA, CAR, Cost of Liability, Net NPA, Advances Growth Ratios Hdfc, Kotak, SBI, Yes, Icici, Axis, Bob, Idfc, Pnb. Result Kotak is best for CASA 52.50% (Higher the best) Kotak is best for CAR 17.45% (Higher the best) Bob is best for Cost of liabilities 4.43% (lower the best) Hdfc is best for Net NPA 0.33% (lower the best) Idfc First is best for Advances Growth 65.44% (Higher the best) Note CAR% should not be 12 or below Now Question is which is best Bank according to above Ratios...? 🤔 I think its HDFC or Kotak Please Reply Pranjal Sir & User please press button like if you really like this comment... 😅

[@blackthebest9959]

What about BandhanBank?

[@Bhavesh780]

@@Last-ne1ce vo reply nhi krege toh koi baat nhi h... Hame kuch sikhne ko toh mila... Kya pta meri calculation kisiko kaam aa jaye isliye comment kiya tha...

[@Bhavesh780]

@@blackthebest9959 Pranjal sir told already that Bandhan bank business model is different from other banks. Might be he'll make another video for it

[@sagarnachane]

Comparison between private company and public different I think should good result. Because And AU BANK ADVANCE GROWTH 71.41%

[@avijitkar9483]

@Bhavesh Patel CaSa kaise nikalte hai ?Bata sakte ho ? Kya CASA=Current account/savings account money?

[@soumyajitdas2811]

Sir videos thora sa long kijiye na.. koi issue nehi hoga... Hum dekhenge end tak

[@FarhanKhan-uf3vp]

Pranjal sir is a good financial sir and its easy to understand thanks sir

[@mantrilepcha7949]

Sir, Truly most eye opening lesson,

[@julietudoka9278]

Patience and discipline is the key to recipe to do investing successfully, this is what Alex Paton will always say. I totally fell in love with his method of trading. His expertise is shown in his results.

[@americandreamer828]

From my experience as a full time trader, trading can only be difficult when you are not in the right place of with the right person. An expert trader is best adviced for maximum satisfaction.

[@rosariadesantos5116]

I know Paton he’s been a family friend for years, his trading skills are superb for me, put a lot of dedication to it. Manages the family stocks and helps us trade. Highly sought after

[@hyattjoshua5676]

I would like a way to reach out to him, get started as I’ve gotten my stimulus package 📦 from the government and want to put it to good use.

[@contentmarketinginstitute7666]

Thanks for this advice

[@aaravbanerjee6241]

✅

[@pawankumarbhattad2703]

Thanks for these sessions. I was looking at the HDFC bank consolidated PB, the values are different in ticker and moneycontrol and according to the current price, moneycontrol looks correct. Is it incorrect on ticker or am I missing something?

[@pranjalkamra]

Hello! The formula we use is current price/eps ttm, our values are correct.

[@IMRANSHAIKHM]

Good job Sir.very easy and simple language. Thunks

[@kamalbag7376]

Just love it... Thank you so much...

[@pravirshetty4506]

Very Excellent and Informative video, Keep it up the great work

[@vaibhavyende6755]

It's great to learn new things & I like your way to teaching..thnx your dng grt work 👌👌🙏🙏

[@pranjalkamra]

Thanks and welcome!

[@sachinjoshi2182]

I would like say thanks and congratulations for good content on fundamental analysis. Also ticker platform is excellent tool. Will promote this tool more and more.Thx again

[@pranjalkamra]

Thank you soo much. This support is hugely appreciated !

[@mayanksapra3180]

Sir I like your fundamental analysis video very much . Because you bring bring everything in very simple language. Sir could you please start technical analysis series.