Pregnant OF Trash Addicted To Payday Loans | Financial Audit

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Caleb Hammer

Caleb Hammer

Күн бұрын

Пікірлер: 5 300
@CalebHammer
@CalebHammer 29 күн бұрын
▶*NEW* ---- calebhammer.com/formula Win with GOOD debt and get out of BAD debt correctly, learn in my new program ( *35%* *off* *for* *a* *limited* *time* ) PLUS the first 500 get access to an exclusive live stream where I go into my debt pay-off story in detail ▶I confront her on her OF and the impact it will have on her kid, and on her husband's military career in today's post-show, watch here: kzbin.info/door/Le_q9axMaeTbjN0hy1Z9xAjoin ▶Go to meetfabric.com/CALEB and apply today, risk-free! kzbin.infogaming/emoji/7ff574f2/emoji_u25b6.png THANKS TO OUR AMAZING *HAMMER* *VIPS* FOR SUPPER SUPPORTING THIS EPISODE!!!!!!!! xAmtrakx, Georgie B, Caitlyn Booker, Hipnotic Jinx, Mando Gonzalez, Bailey Stark, Amy LaLinda, Camo1691, Grant Oster, WMShearer YOU ALL ARE THE BESTTTT
@nathhenn8966
@nathhenn8966 28 күн бұрын
You know his command is watching right?
@Ash-g1b
@Ash-g1b 28 күн бұрын
Gg, to whom ever the editor on this was.
@turtleanton6539
@turtleanton6539 28 күн бұрын
Nice channel mate
@AinsleyHarriott1
@AinsleyHarriott1 27 күн бұрын
Why do you have these disgusting white sex workers on?
@PaulsonFarms254
@PaulsonFarms254 27 күн бұрын
You should do a bingo board with all the common phrases and have people compete to get a bingo over the course of several episodes. Maybe an incentive for the bingo?
@fyi0beast
@fyi0beast 28 күн бұрын
Telling a pregnant woman to stand up so you could diss her to her baby is one of the wildest thing i've seen this year.
@CalebHammer
@CalebHammer 28 күн бұрын
Hahaha sorryyyyy thanks for bringing a channel member!!
@pipex4257
@pipex4257 28 күн бұрын
@@CalebHammer
@int0xicated753
@int0xicated753 28 күн бұрын
😂😂😂😂😂😂
@alukuo
@alukuo 28 күн бұрын
Definitely very wild 😂
@andrearoose5919
@andrearoose5919 28 күн бұрын
​@@CalebHammerI thought that was the best, most "Come to Jesus" moment ever!! Talking to her baby made it real!💔
@NotAmishAstronomer13
@NotAmishAstronomer13 28 күн бұрын
I just lost my job and thanks to this channel EVERYTHING WILL BE OKAY, because I have a fully funded emergency fund and no major debt. THANK YOU
@keyeslord
@keyeslord 28 күн бұрын
Hey man, sorry to hear you lost your job. Sending prayers that you find a new one soon. Happy that you have an emergency fund :))
@TheMetalGaia
@TheMetalGaia 28 күн бұрын
You got this! Congrats on having the emergency fund to help you out.
@basstfestivalvlogs7684
@basstfestivalvlogs7684 28 күн бұрын
Just dont get complacent its hard to get back on the horse after a few weeks off
@Gaanjalivesmatter
@Gaanjalivesmatter 28 күн бұрын
That is amazing that you can fully concentrate your efforts on finding a new job! Well done man!
@stinkbug1
@stinkbug1 28 күн бұрын
That makes me wet
@tiffanyneufeld5469
@tiffanyneufeld5469 27 күн бұрын
I calculated my December budget and and realized everybody is getting a hug for Christmas
@TheGuruStud
@TheGuruStud 26 күн бұрын
Stolen FB spam
@stewbugz5213
@stewbugz5213 26 күн бұрын
😂😂😂 good one!
@lkshdjl7
@lkshdjl7 26 күн бұрын
😂😂😂
@ashleyolney3092
@ashleyolney3092 25 күн бұрын
Haha this made me laugh! Thanks! 😂
@JustEnjoyThisShii
@JustEnjoyThisShii 25 күн бұрын
😂😂😂😂
@danielle7040
@danielle7040 26 күн бұрын
“Do you dress up as Osama in the bedroom?” is truly not what i had on my bingo card for questions in this episode 💀💀💀
@zackc3767
@zackc3767 28 күн бұрын
I got an ad on this video for a loan company that doesn't care about your credit score. The actress was so excited she got approved for a $4000 loan because "now she can go on vacation". 11/10 ad placement for content synergy.
@BestBFG
@BestBFG 28 күн бұрын
Targeting people taking out loans so they can make their situation worse and earn a spot on the show lol
@kaylamorel8075
@kaylamorel8075 28 күн бұрын
I get that Credit One ad with the family in the sandcastle constantly on Caleb’s videos and it makes me laugh every time 😂
@Alexiax13
@Alexiax13 28 күн бұрын
@@BestBFG💀💀💀
@keyeslord
@keyeslord 28 күн бұрын
@@kaylamorel8075me too!!!
@keyeslord
@keyeslord 28 күн бұрын
@@ReaperCmimagine taking out a payday loan for $10 and paying $10000 in interest for it 😭
@ngb4726
@ngb4726 28 күн бұрын
Seeing the words 'Pregnant', 'OF', and 'Payday Loans' in the title made me feel really sad. I'll need a sweet treat to make me feel better.
@devinanni8117
@devinanni8117 28 күн бұрын
Don't do it brother.
@stajia4694
@stajia4694 28 күн бұрын
Make your sweet treat at home
@fashioncat4806
@fashioncat4806 28 күн бұрын
real
@Dodori-AH
@Dodori-AH 28 күн бұрын
Dont you dare
@Splif128
@Splif128 28 күн бұрын
How about a warm salty treat? A nice beef and cheese taquito??
@mimojones6801
@mimojones6801 28 күн бұрын
Do not say your marital partner is active military and then say they assist in your OF performance. FYI.
@lucianaromulus1408
@lucianaromulus1408 28 күн бұрын
Yeah they're in big doodoo if the military figures this out.
@libbyweber7950
@libbyweber7950 28 күн бұрын
Big facts. I would almost consider taking this down Caleb. But than again, she said it 🤷‍♀️
@alanwatts5180
@alanwatts5180 28 күн бұрын
If??? They are going to find out. People will find this idiots socials within the hour of this being posted and flood this degenerates work with links to her OF as well as contacting the husbands unit staff. They will both be out of a job come Monday.
@wgebhard1
@wgebhard1 28 күн бұрын
​@@libbyweber7950 actions have consequences. Don't take it down. Reality is a bitch.
@adriennewooddall5229
@adriennewooddall5229 28 күн бұрын
I was looking for this comment because the minute she said “i only do OF with my husband” i got confused. It’s probably a good thing they denied him taking the time off
@27daisuki
@27daisuki 26 күн бұрын
Starting off strong asking Caleb if he's heard about the Venezuelan gangs 💀
@riledupblades2227
@riledupblades2227 18 күн бұрын
I live in the denver area. This is a legit problem. Not really funny
@Shadynastys
@Shadynastys 12 күн бұрын
​@@riledupblades2227 I hate how many people treat it like a joke
@Amandy36
@Amandy36 28 күн бұрын
Doing OF for $300 a month doesn't seem worth it. You could make more ubering or doordashing. Risking your job and future potential for $300 is wild.
@matthewfennell8283
@matthewfennell8283 28 күн бұрын
So true, putting a stain on your educational career for less than a third of your monthly rent is wild.
@patrickspellman8758
@patrickspellman8758 28 күн бұрын
It’s not about money, it’s about being a whore
@yurrrrrrrrrrrrrrrrrrrrrrrr-n4p
@yurrrrrrrrrrrrrrrrrrrrrrrr-n4p 28 күн бұрын
Mids online saw other mids making bank and thought they could too😂
@John-du2mq
@John-du2mq 28 күн бұрын
Yeah, especially in Denver. Uber and dashers can make a lot.
@andrewhardwick4480
@andrewhardwick4480 28 күн бұрын
maybe she just thinks it's fun
@Kelsy4290
@Kelsy4290 28 күн бұрын
I found out I was pregnant this past December 2023 with my first child. Me and my husband knew we needed to get our finances in order, but it wasn't until I found this channel a month later in January that I realized how bad our situation was. We got our shit together, built a budget, and cut all our frivolous spending. So far we've paid off all but 1 credit card (only $1k left!!), built up a 6 month emergency fund, got a college fund started for our 2 month old daughter, and opened an IRA for retirement. We still have a ways to go, we have a car to finish paying off and I'm way behind on my retirement, but if we keep it up we'll be debt free in under 2 years and I owe it to this channel for opening my eyes and educating me on financial responsibility. Thank you Caleb, my daughter is going to have a better future thanks to you guys!!
@ericar.6370
@ericar.6370 28 күн бұрын
Y’all are doing great!! 🎉🎉
@udderlylost1178
@udderlylost1178 28 күн бұрын
Thats awesome! Better late than never!
@carolg6598
@carolg6598 28 күн бұрын
Your girl will thank you. I have a stark difference between my mom and my dad. My mother has retirement, a paid off house, e fund, and will be completely financially set for the rest of her life. My father has a house, but he keeps taking equity out and keeps needing to dip into his retirement. I'm so stressed for him because he's getting too old to be working, but he can't stop working.
@crissalinas5608
@crissalinas5608 28 күн бұрын
Y’all are ready to pick up a casino gambling hobby! 🤩🥳
@BobbyGeneric145
@BobbyGeneric145 28 күн бұрын
That is AWESOME Kelsey! You'll get to a point where you get a Rush each month when you make that deposit into the savings account... That becomes a better feeling than the brief hit you get with frivolous spending.
@beultra3083
@beultra3083 28 күн бұрын
She should close the OF account and do her best to scrub it off the internet. Teachers have absolutely been fired for way less.
@deirdrekiely6187
@deirdrekiely6187 27 күн бұрын
Too late ... lol.
@floki_vt
@floki_vt 27 күн бұрын
@user-lu8ek9wz7o Thats fine and dandy. But no one wants them around their kids if active....And she most definitely can get her man in trouble with the army for being in them. It is seen as "Conduct Unbecoming" as well as degrades the image of the military, so falls under "Unprofessional Conduct".
@hannahcampbell8196
@hannahcampbell8196 27 күн бұрын
​@user-lu8ek9wz7oI think they can be shamed a little bit ...
@OfficialReckM8
@OfficialReckM8 27 күн бұрын
@user-lu8ek9wz7oAnd parents should have the right to discriminate against sex workers.
@Ondulado.
@Ondulado. 27 күн бұрын
Yes they should be shamed if they are going piblic about it and are teachers and in the military ​@user-lu8ek9wz7o
@animeaddict13
@animeaddict13 20 күн бұрын
It blows my mind how many people don’t financially plan for a child when it’s one of the most expensive things you can do in life
@crosshaironhead
@crosshaironhead 17 күн бұрын
some people have garbage genetics
@sagatuppercut2960
@sagatuppercut2960 5 сағат бұрын
Look at all the migrants coming into the USA w/ babies. They didn't plan sh**, and many of them lived in a 3rd world country.
@menghandan
@menghandan 28 күн бұрын
bruh. she’s working with children. he’s in the military. and she doesn’t think being in OF is a problem if people found out 😵‍💫
@lisa2214
@lisa2214 27 күн бұрын
Seriously !!! This could ruin both their careers and now it's on KZbin....
@isaiahwilson2906
@isaiahwilson2906 27 күн бұрын
Demotion would be the LEAST of his worries if they found out. She can also be held liable.
@aa-yt7wo
@aa-yt7wo 26 күн бұрын
IF? Lol
@emesfion
@emesfion 25 күн бұрын
I'm confused as to why that's any of the army's business...
@aa-yt7wo
@aa-yt7wo 25 күн бұрын
@@emesfion they get jealous when they aren't the only ones fucking you
@troyperry411
@troyperry411 28 күн бұрын
I do not understand the door dash obsession people have. Imagine paying MORE money only for the food to be cold and shitty. It’s madness
@doorgoo
@doorgoo 28 күн бұрын
I’ve only had it arrive cold once, and sometimes I’m working and make more ordering and taking a shorter break than driving somewhere
@SixthSenseSynesthete
@SixthSenseSynesthete 28 күн бұрын
Same, I’ve never door dashed anything in my life. Only time I would is if I was bedridden and desperately needed meds or something. Or a birthday meal as a special treat.
@turdfurgeson2032
@turdfurgeson2032 28 күн бұрын
It's been warm every time I've ordered it. I rarely order it though. It can be pricey
@turdfurgeson2032
@turdfurgeson2032 28 күн бұрын
@@MotorcycleEnjoyer01 Some of it is good quality. Plus, sometimes people are busy with other shit.
@vershinokage3865
@vershinokage3865 28 күн бұрын
​@@MotorcycleEnjoyer01 it's not 100% laziness. Some people physically aren't capable of cooking and going out without help (temp or perm)
@CateForrest
@CateForrest 28 күн бұрын
Ten grand for a mattress is INSANE. This girl got fleeced so many times by so many people. Salesmen must salivate when they see her walk in.
@dannya19
@dannya19 28 күн бұрын
That is LUXURY! The first mattress I bought was under $300 from Costco! And it was great, I cannot comprehend spending 10k in a mattress unless I’m a multimillionaire and even then… it’s just crazy. Like Caleb said, around the 1K mark you find such good mattresses there’s no need to spend more
@aarons.2180
@aarons.2180 28 күн бұрын
Couldn't she maybe write it off as a business expense though? Or isn't the OF bringing in enough to be taxed on it
@KingOfHeartsgg
@KingOfHeartsgg 28 күн бұрын
​​@@aarons.2180 the people who spout this nonsense are always the people who don't understand how "tax write offs" work. You're saving AT MOST a quarter for every dollar you spend. It is never worth it to spend extra for the sake of additional tax write offs.
@Jdgritton
@Jdgritton 28 күн бұрын
Typical regular army infantryman's wife
@crazychase98
@crazychase98 28 күн бұрын
​@@dannya19paying 1k for a bed is insane
@LJKNIGHTDIVER
@LJKNIGHTDIVER 26 күн бұрын
My husband and I finally hit our rock bottom and got serious about tackling our debt in February. We cut back everything and have paid off $50k in debt! It has been a lot hard work but we dug this hole we are gonna get ourselves out! Whenever I want a lil sweet treat or something dumb I hear you screaming at me!! It really helps, thank you for all you do!!
@pattycakes25
@pattycakes25 28 күн бұрын
Not understanding how a $20 door dash order is expensive is exactly why people are horrible with finances.
@austinjacobsen7689
@austinjacobsen7689 28 күн бұрын
Sadly probably only $8 in food....
@yoniwolf92
@yoniwolf92 28 күн бұрын
Because Americans are allergic to cooking 😂
@iamspencerx
@iamspencerx 27 күн бұрын
Come on, it's only a 20, it has 0 effect on my finances. Proceeds to spend 20$ 100 times because 100*0 = 0 I swear these guests are morons
@psps6623
@psps6623 27 күн бұрын
I think her issue is grasping that she's lying to herself about it being a one-time $20 doordash purchase versus the reality that that one-time purchase is a symptom of the attitude that will make her continuously make repeated one-time purchases that will add up to beyond the $20.
@BarbaraSwiatkiwsky
@BarbaraSwiatkiwsky 27 күн бұрын
This did feel like a moment to dig deeper to really understand how she’s thinking
@oboe23able
@oboe23able 28 күн бұрын
“Ah yes the tism children” was funnier than it had any right to be lmao
@ILoveTinfoilHats
@ILoveTinfoilHats 28 күн бұрын
"how much money are we making on the 'tism's" 😭
@Alexiax13
@Alexiax13 28 күн бұрын
@@ILoveTinfoilHats😂😂😂
@ChiralityPracticality
@ChiralityPracticality 27 күн бұрын
I think she's one herself, to bad she can't teach herself how to budget
@darksu6947
@darksu6947 22 күн бұрын
​@@ChiralityPracticalityShe has great upper frontals and she's rather cute and from my experience that means she has never had to use her brain. Even the smartest dishwashers lean on their looks to get by if they can 😂
@papabear2515
@papabear2515 28 күн бұрын
Not budgeted: child care, diapers and ever other baby related item! They are DOOMED!
@bucswin2
@bucswin2 28 күн бұрын
Came here to say this. Lord knows they will continue spending on BS and will get consumed with baby BS that social media throws out there now.
@yanastepkaeva
@yanastepkaeva 28 күн бұрын
They’ll end up applying for WIC
@Road-to-1-Milli
@Road-to-1-Milli 28 күн бұрын
Don't forget Groceries which was missed entirely 😮
@superbigblack
@superbigblack 28 күн бұрын
I'm so surprised Caleb didn't mention this. If she said I got into the debt buying the baby items then I wouldn't be as worried. She has a lot of shopping to do.
@ChiralityPracticality
@ChiralityPracticality 27 күн бұрын
There's a thing called nappies that you clean! Amazing isn't it!
@PinkOrbz
@PinkOrbz 27 күн бұрын
Why do they have a Planet Fitness subscription when there is a free gym for them to use on the military base?
@pilotjoe4010
@pilotjoe4010 26 күн бұрын
And they have one of the nicest facilities in the entire DOD. Honestly, she’s paying for a serious downgrade.
@jenachopson
@jenachopson 27 күн бұрын
CALEB!!! As of 10/10/24, My husband and I paid off 191K in debt in 27 months. The only debt we have is our mortgage. We are working on beefing up our EF now. Thank you for what you do. Been following you and DR podcast to keep me motivated along the journey. ❤
@tiffanylastinger3925
@tiffanylastinger3925 25 күн бұрын
Go off
@emilylflores
@emilylflores 24 күн бұрын
Proud of y’all!!! I just know that feels so good, keep it up🎉
@jenachopson
@jenachopson 24 күн бұрын
@@emilylflores thank u!
@Savmavv
@Savmavv 23 күн бұрын
190k in 2 years. Jimmity!
@jenachopson
@jenachopson 23 күн бұрын
@@Savmavv worked SO MUCH. Nearly every single day
@bshad2334
@bshad2334 28 күн бұрын
"I sleep good" "I don't care and I think you sleep well!!!" I'm dead 😂 love that grammar jab.
@WilliamKliskey
@WilliamKliskey 28 күн бұрын
One could say, it’s the Grammar Hammer
@JasonGroom
@JasonGroom 26 күн бұрын
I was totally here for that one, improper usage of good and well just make me want to pull my ears off.
@leitibug7394
@leitibug7394 28 күн бұрын
Down from $60k debt to $47k in 5 months since watching this show. Thanks for the wake up call Caleb!
@aurora13131
@aurora13131 28 күн бұрын
Great progress!! Keep it up! 🎉
@cactusloaf
@cactusloaf 28 күн бұрын
Congrats! That's no small amount of money!
@leitibug7394
@leitibug7394 28 күн бұрын
​@cactusloaf thank you! Excited to see the progress and be on my way to being debt free 🙌
@eerielconstantine5051
@eerielconstantine5051 28 күн бұрын
YOU GOT THIS
@keyeslord
@keyeslord 28 күн бұрын
Keep it up!!
@samanthamcgillem657
@samanthamcgillem657 20 күн бұрын
My husband is army. We have tricare. There's absolutely no reason to have any medical debt through tricare. She could be on prime. Yes you can't choose what doctor you have but there's literally no medical debt stress.
@kylejamero3667
@kylejamero3667 28 күн бұрын
CALEEEEEB! WE DID IT! I found you in March, immediately set up a budget to pay off 4 big credit cards my husband and I had. And we just made the last payment today, have savings and a three month emergency fund! We will be getting a fully funded emergency fund soon and will be traveling to two different countries in the next few months. Thank you so much for all that you do. We watch all your videos to keep us accountable and on track with our plans and we did it! 🖤🖤🖤
@m_here1
@m_here1 28 күн бұрын
Congratulations! So proud of y’all!
@RaVen-ic8mn
@RaVen-ic8mn 28 күн бұрын
As someone from Switzerland, may I ask what this, you US people just maxing out one credit card after another for what? If u dont have the money stop using it on credit 🤦🏻 Idk ... We ppl herr say this is one of many ressons why the US has among the dumbest ppl on earth and clearly is FAAAAR away from "the best country on earth"... Here we dint have any kids shooting their classmates with guns, we barely have any armed robberies, we have democracy but not like "this" whatever freaks u ppl put in charge. Your world is beyond crazy to us here. Good luck with it lol. We 100% are not jealous or anything, rather happy, we are not US ppl...
@jvall5879
@jvall5879 28 күн бұрын
Congrats 🎉 enjoy the vacation it is well deserved 😊
@buyerclub2
@buyerclub2 28 күн бұрын
After watching these and getting disgusted you’re comment is a breath of fresh air
@lcn706
@lcn706 28 күн бұрын
Yay!!!! CONGRATS! Keep up the good work!!! 🎉🎉🎉
@cass465
@cass465 28 күн бұрын
Her being completely clueless as to why making pornography might impact her career working with children is absolutely insane. Has she never even considered what would happen if a parent found out about her porn work? I’m not saying she’s a danger to kids or anything but it’s just common sense to know that parents would typically prefer some who DOESNT distribute porn to look after their vulnerable children.
@amoose8439
@amoose8439 28 күн бұрын
Her medical debt comes from a brain injury and I'm going with that as the underlying problem...
@matthewfennell8283
@matthewfennell8283 28 күн бұрын
I absolutely cant believe the blindness associated with it. As if it will affect their future zero.
@Wagwanfam69
@Wagwanfam69 28 күн бұрын
Wait til her kids friends find out when the kid gets older… her kids gonna delete themselves
@nubbyfresh5623
@nubbyfresh5623 28 күн бұрын
​@@amoose8439 a mindset like that doesn't come from a brain injury. Although the brain injury definitely doesn't help lol
@kemi1486
@kemi1486 28 күн бұрын
Also, her husband who’s in the US Army does the OF with her 😳. He better pray his leadership does not find out because he will be tossed out! Although Caleb has his guest use fake names, she should’ve worn a wig and some extreme costume make up to hide her face. She’s risking her job and his being on such a huge platform. Not smart!
@HPaigieS
@HPaigieS 28 күн бұрын
She's working with kids and he's in the army, and she doesn't think their income would be affected if word gets out about their OF. Girl. Please.
@gaming_with_rex4031
@gaming_with_rex4031 28 күн бұрын
I think it's safe to say she doesn't think things through
@crazychase98
@crazychase98 28 күн бұрын
Won't affect him her yes
@absolutezerochill2700
@absolutezerochill2700 28 күн бұрын
​@@crazychase98are you crazy... actually scratch that Dude. If his commander or anyone in his chain found out he could easily be ranked down or even booted. People can be booted for less.
@jaycartier
@jaycartier 28 күн бұрын
@@absolutezerochill2700why tf yall so serious 😭 what do only fans gotta do with fighting wars
@zacharymelis7365
@zacharymelis7365 28 күн бұрын
​@@jaycartierthis is gonna shock you but you thinking it's not that serious is irrelevant
@carolyncarmona8616
@carolyncarmona8616 27 күн бұрын
As a Venezuelan who regularly watches this show and lives in TN, I’m not proud that’s the visibility we’re getting lol.
@GR-yc9jp
@GR-yc9jp 27 күн бұрын
My dad’s family and some of my friends are Venezuelan. An entire family of hard working, college educated business people.
@hannahcampbell8196
@hannahcampbell8196 27 күн бұрын
To be fair, they're specifically Venezuelan gang members, not just your average Venezuelans. But yeah, not a great look 😬
@yourbestfriendcait4265
@yourbestfriendcait4265 27 күн бұрын
The Venezuelans in Aurora CO are not gang members.
@TheGuruStud
@TheGuruStud 26 күн бұрын
​@@yourbestfriendcait4265Is that you, ABC and CNN?
@TannerisSmol97
@TannerisSmol97 26 күн бұрын
Nobody is thinking the but you
@arielaaab
@arielaaab 28 күн бұрын
“so i can afford to pay $280 in debt but cant get a $20 meal from doordash” 😭😭 20:32
@melissamontes2201
@melissamontes2201 28 күн бұрын
how do they not understand 😂 it’s insane
@katiethehuman99
@katiethehuman99 28 күн бұрын
When she said that I stared off into the distance like a character on the Office staring at the camera lol
@alexdatoss8962
@alexdatoss8962 28 күн бұрын
I almost fell out of my chair
@NotYomama13
@NotYomama13 28 күн бұрын
💀
@robertsprague3981
@robertsprague3981 28 күн бұрын
Cause she can’t wrap her brain around the fact that paying a larger price for something outright is better than making smaller payments on huge interest. That’s been her mentality so far throughout the whole episode 🤦‍♂️
@areilareill6982
@areilareill6982 28 күн бұрын
I’m dying at Caleb asking if the fetus is taking away blood from her frontal cortex 😂. This girl’s frontal cortex isn’t even fully developed 😭
@Loveyevee
@Loveyevee 28 күн бұрын
There was a recent study showing there is a small tiny percentage of brain matter lost during a pregnancy. Considering the fact that her brain isn’t fully cooked. She is cooked
@ChiralityPracticality
@ChiralityPracticality 27 күн бұрын
And it's cooked
@Millielynnash
@Millielynnash 28 күн бұрын
Caleb yelling at an unborn baby was not on my bingo card for this year but I’m loving it
@annaelisavettavonnedozza9607
@annaelisavettavonnedozza9607 26 күн бұрын
Your editors are awesome. The extreme close ups of your face are absolutely hilarious
@hannahkhan1132
@hannahkhan1132 28 күн бұрын
I just paid off my student loans! I started aggressively back in April 2024! Thank you for virtually getting my act together!
@CalebHammer
@CalebHammer 28 күн бұрын
WOOOOOOOOOOOOOOOOOOOOOOO thanks for being a channel member!!
@hannahkhan1132
@hannahkhan1132 28 күн бұрын
@@CalebHammer I can finally afford to be a member!
@m_here1
@m_here1 28 күн бұрын
Congratulations! 🎉🍾
@keyeslord
@keyeslord 28 күн бұрын
YAY!
@brinkypls
@brinkypls 28 күн бұрын
Congrats! I finished paying mine in June and just cried when I submitted the final payment. So grateful for finding Caleb's channel to give me a virtual kick in the ass 🙏
@saraddoll
@saraddoll 27 күн бұрын
I cried laughing when you said “that sucks for ethan” 😂 even the baby gets a fake financial audit name! Love your show, thanks for putting a smile on my face!!
@Dr.ZoidbergPhD
@Dr.ZoidbergPhD 20 күн бұрын
Lol I think Caleb just guessed bc later in the Ep she says his name is Hayden (probably Heighdhen)
@alanjurado474
@alanjurado474 20 күн бұрын
Just stealing this comment to say - Im so damn happy to see OF e-whores struggling.. It's refreshing.
@jcnot9712
@jcnot9712 28 күн бұрын
Bro should change the name of the show to the 1 Minute Late Audit 💀
@CalebHammer
@CalebHammer 28 күн бұрын
HEY
@pensandshakers
@pensandshakers 28 күн бұрын
@@CalebHammer They hated him because he spoke the truth.
@m_here1
@m_here1 28 күн бұрын
@@CalebHammerhaha you’re actually mad, you didn’t thank him for watching 😂
@LightBearerHelel
@LightBearerHelel 28 күн бұрын
@@CalebHammerYOU DON’T NEED THE TAQUITOS CALEB!!!
@Rollacoastertycoon
@Rollacoastertycoon 28 күн бұрын
He should rename the show democrat financial audit -“autism flows hard through this office” Most of your clients seem like liberals with no accountability, crazy hair color and gender dysphoria. Oh yeah and cucked
@F0uLPLayy
@F0uLPLayy 23 күн бұрын
So whats the OF, fellow men of culture
@megabobrulz
@megabobrulz 7 күн бұрын
Following to help this poor lady out of debt. 😂
@nicknormousreports3378
@nicknormousreports3378 4 күн бұрын
Link isn't in the description. 😒
@christinascott3007
@christinascott3007 27 күн бұрын
Caleb is 100% right. As a parent of a kid with autism who has spent 7 years in therapy, she would be absolutely a No when it comes to an ABA therapist. ABA therapy is supposed to help kids with autism manage and function in this society. How can she help kids when she can't even help herself??
@robh1961
@robh1961 26 күн бұрын
Thank you for pointing this out! This is what I don’t understand about people like her. Basically every other person you talk to these days has a child with autism. So, if you think about it, ABA therapy is sadly a growing field. She is not doing herself any favors by focusing on bs like OF, instead of working on her actual career. I think girls like this just randomly decide one day “Hey, I think I’m gonna become an ABA therapist because it sounds easy. All I have to do is sit around and play patty-cake with a bunch of toddlers and feed them Capri-Sun and chicken nuggets. How hard could it be?”. They don’t realize that it is a burgeoning career field that you need to stand out in, because parents with autistic kids want the best of the best teaching their children.
@Oban2006
@Oban2006 25 күн бұрын
OF lol
@dattajack
@dattajack 24 күн бұрын
You're incredibly immature for reaching that conclusion. YOU are therefore too immature to be a parent. Making sexual online content on her own personal time in private with her husband has absolutely nothing negative to say about her, her character, or her ability to do ABA therapy. You're a perl clutcher, how embarrassing.
@abigailhenderson807
@abigailhenderson807 21 күн бұрын
ABA therapy is actually a really out of date- pretty looked down upon in the special education world
@askme4450
@askme4450 21 күн бұрын
They literally let anyone be a ABA therapist 😑 it’s like being a cna
@PeteyLight
@PeteyLight 28 күн бұрын
"That's why I'm here" "It could be worse" "l have to eat" A few more and we can have a bingo board
@crinavlas6128
@crinavlas6128 28 күн бұрын
"this was an unusual month"
@Lemonintheye
@Lemonintheye 28 күн бұрын
A bingo card would be an excellent idea
@marthacallahan9958
@marthacallahan9958 28 күн бұрын
“Door Dash! DOOR DASH!!” And “Is that a late fee??!!”
@katesdygerz7
@katesdygerz7 28 күн бұрын
"Wouldn't that affect my credit score?"
@tatianaflucker9417
@tatianaflucker9417 28 күн бұрын
“It’s that high? *referring to a CC interest rate*” “I didn’t know it was that bad.” “*coping / nervous laughter*”
@Bethsksk
@Bethsksk 28 күн бұрын
Scary to think Daddy Hammer is more concerned about the baby’s wellbeing than these immature parents
@ILoveTinfoilHats
@ILoveTinfoilHats 28 күн бұрын
Just to be clear, he's also concerned about if she dresses up as Osama in the bedroom soooo
@AinsleyHarriott1
@AinsleyHarriott1 27 күн бұрын
Well the mom is whoring herself like a normal disgusting white demon so yeah
@Hazelthehedgehog22
@Hazelthehedgehog22 18 күн бұрын
@@ILoveTinfoilHats Sometimes he gets weird and I'm just like...can we focus on the finances please...lollllll
@John-m8k5y
@John-m8k5y 9 күн бұрын
Daddy Hammer? Haha fucking amazing !
@leeni247
@leeni247 7 күн бұрын
She's so immature I can't believe it!
@Ammo.09
@Ammo.09 25 күн бұрын
This show is now a 50:50 split of dumb people who sell solar panels and dumb people who take out loans for solar panels
@Tyler-pr8vd
@Tyler-pr8vd 28 күн бұрын
"adults devise a plan and follow it, children do what feels good." -Dave Ramsey. This quote seems to fit here
@RJWaynerium
@RJWaynerium 25 күн бұрын
There's a lot of overlap
@cieproject2888
@cieproject2888 25 күн бұрын
In fairness, she's 22... She's basically still a child
@Tyler-pr8vd
@Tyler-pr8vd 25 күн бұрын
@@cieproject2888 oh absolutely, though when we were 22 we sure didn't think so lol
@LILDroidDEX
@LILDroidDEX 23 күн бұрын
​@@cieproject2888 that is so insane that you believe that a 22 year old woman is still a child emotionally when a 17 year old boy is considered a man and is told to get out there and get his bootstraps and work like hell. Smh
@kimmyb8276
@kimmyb8276 18 күн бұрын
​@@LILDroidDEXI didn't mature until my mid 30s. I'm 42 now and looking back, I cringe. From what I've seen most 20 yr olds are absolutely still children. So not sure what you are going off on
@stevenmucha2973
@stevenmucha2973 28 күн бұрын
You have single handedly not only helped me fix my finances, but you have also kept me entertained.
@keyeslord
@keyeslord 28 күн бұрын
Best part of it all: it’s free!
@danawhite2313
@danawhite2313 28 күн бұрын
Me and my sister started using Caleb screenshots as reaction images when we text each other. His facial expressions are so loud 😂
@rebeccazeman9309
@rebeccazeman9309 28 күн бұрын
This is the funniest thing I've read in awhile and love it so much
@palomaortiz5188
@palomaortiz5188 28 күн бұрын
I LOVE THIS AND WILL ADOPT
@BREEZYM6015
@BREEZYM6015 27 күн бұрын
You should try using his voice for your alarm. Hearing "WAKE UP!" in Caleb's voice works every time. 😂
@toddw.8277
@toddw.8277 21 күн бұрын
Teaching this lady about money is like teaching a frog quantum physics. 😂
@ARUSApacecarHAMPTON
@ARUSApacecarHAMPTON 17 күн бұрын
The frog 🐸 would understand.
@JaySmith-pv2mw
@JaySmith-pv2mw 28 күн бұрын
$10K on mattresses to sleep better to be more productive to make more money is the most convoluted, deluded rationale I think I've heard on this channel so far.
@ChiralityPracticality
@ChiralityPracticality 27 күн бұрын
What couple need's two mattresses
@joycef8443
@joycef8443 27 күн бұрын
@@ChiralityPracticalitythis was two twins, under one headboard , so one bed.
@ChiralityPracticality
@ChiralityPracticality 27 күн бұрын
@@joycef8443 oh.
@pingpong4016
@pingpong4016 23 күн бұрын
Especially when military members get paid the same (for the members rank) every month no matter what. Makes no sense. Better or worse sleep won’t change his paycheck 🤣 these people are insane
@KatyLiedToMe
@KatyLiedToMe 23 күн бұрын
The bed is a business expense for OF
@TheMadSounds
@TheMadSounds 28 күн бұрын
Today I’m DEBT FREE. No credit cards, both cars are fully paid off. I’m also pregnant, but happy to be going into it debt free and with a chunky emergency fund.
@vast634
@vast634 28 күн бұрын
Congrats. Now its time to save, invest and let the money work.
@BREEZYM6015
@BREEZYM6015 27 күн бұрын
You're not doing it alone are you?
@TheMadSounds
@TheMadSounds 27 күн бұрын
@@BREEZYM6015 no I have a husband.
@grantparman7482
@grantparman7482 27 күн бұрын
Proud of you EPIC!
@m_here1
@m_here1 27 күн бұрын
Congratulations! 🎉🎉
@AnnaVforChrist
@AnnaVforChrist 28 күн бұрын
Whoever has been editing the last couple videos has been doing a great job 👏🏻 😂
@celli3000
@celli3000 27 күн бұрын
RIGHT that's what I was thinking 🤣 the zoom ins and the "me when owl" when Caleb was who-ing 🤣
@JustEnjoyThisShii
@JustEnjoyThisShii 25 күн бұрын
@@celli3000lmfaoooo that part made me audibly giggle 😂
@changoxlocox08
@changoxlocox08 25 күн бұрын
22:12 this part has me dying 😂😂😂
@changoxlocox08
@changoxlocox08 25 күн бұрын
26:11 another one 😂😂😂😂
@artsbynar
@artsbynar 24 күн бұрын
The dial up tone got me haha
@kaitlinmonnett
@kaitlinmonnett 23 күн бұрын
Finding your channel has been the best part of this year, I love your content. I feel like half of these people have been babied their whole life and you just come in and tell em like it is. I love it! Make them accountable!!
@MariaThomas-z00m
@MariaThomas-z00m 28 күн бұрын
The military including the Army offer FREE budgeting classes and counseling. All you have to do is sign up for it.
@pingpong4016
@pingpong4016 23 күн бұрын
This is true. A lot of military members are too prideful to think they need the help
@coralinedoll
@coralinedoll 28 күн бұрын
Hi Caleb! I’m a 22 woman from Florida and your videos have completely changed my perspective on finances. I have $9,000 left of my $20,000 student debt and I have started budgeting my income to have it payed off by next year. stopped spending money on superficial things like tattoos, expensive clothes, and going out to eat with friends. Finishing off paying my afterpays and not using that to pay for things anymore because if I can’t afford it in the moment, then I simply can’t afford it. I have never applied for any credit cards, so I have downloaded the Fizz app and will be getting their card soon. I am not perfect, but your channel has definitely been an eye-opener and I appreciate you for that!
@abigailstovall9848
@abigailstovall9848 28 күн бұрын
The comment about not understanding paying off debt for $280 instead of buying $20 DoorDash is really at the root of a lot of the logic guests have on this show- like small purchases don’t matter until they can see how they’ve added up…
@susannaguymon6908
@susannaguymon6908 27 күн бұрын
Definitely. I think people also don’t understand the $280 is money they already spent, it’s not an “optional purchase” like choosing to buy DoorDash…
@queenofpents3442
@queenofpents3442 26 күн бұрын
Seriously, it broke my brain realizing she didn't understand why that's a terrible idea
@robaustin3258
@robaustin3258 24 күн бұрын
I'd sleep on the floor before i pay 10K for a over priced mattress.
@grozakko2007
@grozakko2007 28 күн бұрын
Making her stand up to diss her to her unborn child is hardcore and im HERE for it. Well done my guy, love it.
@avengermkii7872
@avengermkii7872 28 күн бұрын
I don't understand some people. Why do they act like having a baby is just some casual thing people do? Having kids have potentially bankrupt you. Did they even look at how much it costs to take care of one child?
@SixthSenseSynesthete
@SixthSenseSynesthete 28 күн бұрын
Deciding to have a child so casually “because we’re married” is wild to me
@haleylogsdon8791
@haleylogsdon8791 28 күн бұрын
It’s only expensive if you buy everything at once and there is no family assistance. The most you need in the beginning is diapers, wipes, maybe formula, bottles, car seat/stroller, 10 outfits 0-3, and a bassinet. You can avoid medical bills if you’re not high risk and have a home birth with a doula or insurance that covers majority of the bills if you need a hospital birth you just need to talk to your insurance about what they cover
@lesterparker1594
@lesterparker1594 28 күн бұрын
It’s not that bad. Cut back on eating out and other stuff. Babies are great. More people need to get married and have babies
@Mzzy555
@Mzzy555 28 күн бұрын
@@haleylogsdon8791 None of those things are cheap except the clothes and I guess the bottles. Probably going to want a few more outfits too unless you want to be doing laundry 24/7. And what if the baby is born with medical issues? What if something happens to mom during delivery? Now you might have medical bills and missed work as well
@haleylogsdon8791
@haleylogsdon8791 28 күн бұрын
@@Mzzy555 right that’s why you ask you your insurance about things they cover such as emergency c-section or induction, those items are cheap if you know where to look and aren’t buying things brand new besides the car seat
@purpurina5663
@purpurina5663 28 күн бұрын
I resisted writing this but I'm 3/4 through and I think this won't change: The lights are on, but there's NO ONE home.
@FlyinFinn
@FlyinFinn 28 күн бұрын
I’m usually an optimist with these people but yea I agree. This won’t end well
@philipramsden4975
@philipramsden4975 27 күн бұрын
Buying a house when you might need to move in a few years is dumb. Idk why they just don't live in base housing. It's actually not that bad and you don't have to pay for electricity, water, gas, or anything.
@deirdrekiely6187
@deirdrekiely6187 27 күн бұрын
I feel sad for the kid. Father away in the military and a dumb as sh*t mom in charge. Ugh.
@floki_vt
@floki_vt 27 күн бұрын
@@philipramsden4975 You can do it, if you do it smart. My Younger Sis did it twice, but she she waited until she was much higher rank, and ended with equity both times. She could have even easily just leveraged the Equity of home 1 and bought her second and rented the first if she wanted to deal with the hassle. So it is doable, especially since most stations are 3-4 years. Hell rarely do you plan to live forever in your first "starter" home.
@cassidyyyjp
@cassidyyyjp 27 күн бұрын
⁠@@philipramsden4975base housing is typically deplorable and in some places it is cheaper to rent off base or purchase and pocket the rest of the housing allowance. Utilities often aren’t included in base housing, occasionally water is. Also washer/dryer is never included in base housing
@domosphero8822
@domosphero8822 21 күн бұрын
Purchased a $100 mattress off of amazon and it was an UPGRADE from what I previously had in terms of comfort. $10,000 is incomprehensible to me
@amoose8439
@amoose8439 28 күн бұрын
No one is going to buy a used purple mattress that was featured on OF...
@AP-zr3bz
@AP-zr3bz 28 күн бұрын
I bet someone would pay extra for it.
@faithrider94
@faithrider94 28 күн бұрын
Depends on her subscribers
@Alexiax13
@Alexiax13 28 күн бұрын
@@AP-zr3bzone of her subscribers might buy it lol you’re so right
@TaheerahA
@TaheerahA 28 күн бұрын
There's a kink for everything
@michaelbowers7870
@michaelbowers7870 27 күн бұрын
​@@faithrider94doubt she has very many subscribers
@kossettereaditte7552
@kossettereaditte7552 28 күн бұрын
Guest person: "So i can afford 280 bill payment but i cant afford door dash" I was working when I heard this and the moment she said that i had to get up from my desk and take a walk. That seemed like the most brain dead statement I had ever heard in that moment. Its like some guests dont understand the concept of prioritizing.
@courtneya2207
@courtneya2207 28 күн бұрын
Literally that statement needs to be turned into an entire video lesson and shown to every human being on earth from the day they’re born
@superbigblack
@superbigblack 28 күн бұрын
Well she thinks it's fine to pay $10k for a $5000 mattress and bed frame. So what's $40? Money is only so you can buy things.
@kossettereaditte7552
@kossettereaditte7552 28 күн бұрын
@@superbigblack Money is a resource to live, it's not really as simple as "So you can buy things."
@blahimbored13
@blahimbored13 28 күн бұрын
Just remember she is 22, that age is bad about sacrificing..
@jordanmungo917
@jordanmungo917 27 күн бұрын
The crazy part of that statement is that she acts like it's spending a new $280, when in reality it's paying off a bill for money she already spent She also contradicted herself from earlier in the video where she said she intentionally wasn't paying the balance because it somehow "helps her credit score" which is completely untrue
@amandah7646
@amandah7646 28 күн бұрын
Caleb's brain INSISTING the baby's name is Ethan is so funny 🤣🤣
@TannerisSmol97
@TannerisSmol97 26 күн бұрын
Why are you saying that it's another entity thinking for him?
@reallifefamily1394
@reallifefamily1394 28 күн бұрын
Those mattresses will make NO difference in your sleep once that baby comes 😂
@annettetozer894
@annettetozer894 28 күн бұрын
Good point!!:)
@Winston125
@Winston125 28 күн бұрын
I hope this stays up for 15 years so her kid can see this. It will give the child a lot of answers and closure for the upcoming issues heading its way. The kid can just show this to a therapist.
@coleprivett9125
@coleprivett9125 28 күн бұрын
Good point. Like honestly satan is attacking the next generation so he can get into power. In the flesh
@Kaails2424
@Kaails2424 28 күн бұрын
I hope this stays up just long enough for their employers to find out about the corn side hustles. Gross. Working with kids and the military. Not good
@droid2D2C3P0
@droid2D2C3P0 28 күн бұрын
​@@Kaails2424sex work doesn't automatically make you a predator... Teachers and people in the army have sex.. doesn't make them bad people. What they do in their spare time has no impact on their ability to do their job ffs
@wgebhard1
@wgebhard1 28 күн бұрын
​@@Kaails2424 yeah, the husband is absolutely forbidden from participating in corn, and if the parents or the autism school finds out she's easily accessible for full on porn with her husband participating. They literally could and should lose their careers for being incredibly dumb. He shouldn't be in the military, she shouldn't be around kids.
@NotYomama13
@NotYomama13 28 күн бұрын
​@@droid2D2C3P0 I think it's the recording and posting part that they're referring to
@trustedroot
@trustedroot 28 күн бұрын
your editors are on fire lately
@TB.137
@TB.137 28 күн бұрын
Repeating the laugh, priceless
@Chris-bo6ws
@Chris-bo6ws 26 күн бұрын
The stuff that people come on this show snd say blows my mind. OF girl working with kids who's military husband helps her make OF content. They better hope their life doesn't explode after this episode.
@sirthomascreek
@sirthomascreek 28 күн бұрын
Lots of people come on here commenting about debt payoffs but I just want to say I got pet insurance two months ago bc of this show and it has already paid for itself. Thanks to this channel for helping us wise up about our finances in more ways than one!
@babaganouche9605
@babaganouche9605 28 күн бұрын
That's a nice fucking kitty you go there.
@turtleanton6539
@turtleanton6539 28 күн бұрын
My turtle been insured for 7 yrs used it twice😊😊
@ChazMicheals
@ChazMicheals 28 күн бұрын
Pet insurance has saved me a fortune over an 8 year period.
@thiccactus
@thiccactus 27 күн бұрын
Its probably just cheaper to purchase a new animal when it gets a medical condition than pay for 'pet insurance'
@FRESCO_KUN
@FRESCO_KUN 26 күн бұрын
What pet insurance did you use?
@jhomenchak
@jhomenchak 28 күн бұрын
"Is 25$ actually going to make that big a difference " when it comes to debt, absolutely. Youll pay the next one off faster, therefore paying less in interest.
@ChiralityPracticality
@ChiralityPracticality 27 күн бұрын
She doesn't think about the big picture, she's on like the first page! Not even first chapter
@Jjbellaton14782
@Jjbellaton14782 27 күн бұрын
Managed to get six months ahead (so far) on my mortgage literally by adding an extra $25 per payment
@californiarollwithramensea8220
@californiarollwithramensea8220 28 күн бұрын
Doordashing dollar general is one of the most bougie trailer trash acts ive ever heard of
@slash903
@slash903 28 күн бұрын
You win the internet today.
@virginiabeech
@virginiabeech 27 күн бұрын
They are 40% of my orders and it's always candy, ice cream and 6 bottles of soda 😢
@grunkous6360
@grunkous6360 25 күн бұрын
​​@@virginiabeech please eat real food
@virginiabeech
@virginiabeech 25 күн бұрын
@grunkous6360 my doordash orders that I deliver 🤣 tonight I had a 4 mile order for $3 worth of gummy worms from Dollar General.
@katelynnuckolls1675
@katelynnuckolls1675 27 күн бұрын
I’m a labor nurse and you do NOT need one ultrasound a month. You only need one at the beginning for dating ~8-10 weeks and one to check the anatomy is all normal ~20 weeks and a quick one in the office to confirm the head is down ~36 weeks. Having one a month wouldn’t be normal unless they were concerned that growth was suboptimal and then I’m sure tricare would cover it for medical necessity
@Bonnie-cv4if
@Bonnie-cv4if 25 күн бұрын
She mentioned her son had a heart issue
@christie4336
@christie4336 23 күн бұрын
@@Bonnie-cv4if I didn't understand if there was a "problem" viewing the heart on the ultrasound or if there was a diagnosed heart problem.
@stacyhereiam
@stacyhereiam 28 күн бұрын
As a BCBA and a Veteran, I can say that you will lose your job for having an OF. You are working with children! And the husband will be kicked out as s3x work goes against the UCMJ. They’re both going to be unemployed because she came on this show. And I’m living for it!
@Alexiax13
@Alexiax13 28 күн бұрын
I wonder if that’s why he actually didn’t come on too. Like I know she said he got denied to leave the state but I wonder if it’s also because he didn’t want to put his face out there because they thought it would be less likely for him to be caught for making OF content with her if he didn’t show his face.
@stacyhereiam
@stacyhereiam 28 күн бұрын
@@Alexiax13 exactly! She’s wild for coming on this show! what’s crazy is RBT’s and BCBA’s are REGISTERED and anyone can look your certification up. Meaning, they get your full legal name and can FIND online content someone does easily! Plus… in order to get your bcba you have to submit an application and be APPROVED by a board of people THAT LOOK INTO YOU and your history! She’ll be denied without a doubt!
@Alexiax13
@Alexiax13 28 күн бұрын
@@stacyhereiam yeah there was no thought process. All the info is out there now & people on the internet are good at finding out info. Or like someone else said since he asked to be able to leave the state for this they might have explained what he wanted to leave for so now they might watch the episode to see what it was all about & now they’ll find out that info. This was not a smart idea.
@nicholasgutierrez9940
@nicholasgutierrez9940 28 күн бұрын
Idiots gonna idiot
@marleyanalytics
@marleyanalytics 28 күн бұрын
At least we know 100% the husband will be able to collect VA disability, so at least that should help
@Unapologetically_Feral
@Unapologetically_Feral 28 күн бұрын
Having a baby in two months and they are both about to lose their jobs. She cant do OF as a teacher and he can't do it being in the military. Two dummies.
@maldenfoster
@maldenfoster 19 күн бұрын
He actually can't loose his job. He can get court marshalled and loose rank/pay
@franciscodanconia4324
@franciscodanconia4324 13 күн бұрын
@@maldenfosterhe can be dishonorably discharged. So yes he can lose his job.
@maldenfoster
@maldenfoster 13 күн бұрын
@@franciscodanconia4324 not over that. There was a chief who recently put a unsecured star link wifi system on a boat deployed by china. (Literally giving a way for China to spy on a naval vessel) she didn't even loose rank. The military ain't what it used to be
@maldenfoster
@maldenfoster 13 күн бұрын
@@franciscodanconia4324 you have to legit break the law to be dishonorably discharged.
@BlaneSchwindt
@BlaneSchwindt 11 күн бұрын
@@maldenfoster its truly exhausting how many people, including you, don't know the difference between LOSE and LOOSE
@Sniperboy5551
@Sniperboy5551 28 күн бұрын
I can tell she hit her head. She probably ended her and her husband’s current careers in this episode alone.
@SusanRiddle-c2f
@SusanRiddle-c2f 11 күн бұрын
Her job too when someone from the school that she works at sees this video
@Andy-xx3tt
@Andy-xx3tt 3 күн бұрын
She had to have brain scans but all that showed up was mush
@ophidianblack
@ophidianblack 26 күн бұрын
You ARE the Finance Daddy, these folks dont have a Daddy who will straighten their asses out with their la la land thinking. I don’t have one, that’s why I am here over and over again and I appreciate it so much Caleb.
@superiorstagg
@superiorstagg 28 күн бұрын
Sex work and working with children are two VERY concerning things to be doing at the same time. If my child's teacher had an onlyfans I'd be very concerned. Children see everything on the internet. There have been cases of teachers' onlyfans being leaked throughout schools. I don't want my child to be seeing their teacher that way especially if they have autism. Edit: I wanna clarify I don't have anything against sex work in general. If you wanna do OF that's fine do OF make your bag. But I think it becomes a more nuanced discussion when you work with kids as well.
@CalebHammer
@CalebHammer 28 күн бұрын
That’s my fear too thanks for bringing a channel member!
@ju1iet6
@ju1iet6 28 күн бұрын
Aba therapy is a lot different of an environment than a student-teacher environment. Usually you have a couple kids individually in-home and the kids likely are not of the mental capacity to find that stuff. It’s unethical to have “multiple-relationships” so you aren’t allowed to get very close to the children or families. I think it’s gross and the two should not be worked together however it’s not a big concern for the children.
@doommuffinz5276
@doommuffinz5276 28 күн бұрын
If your child has access to the internet, congratulations, they're already seeing that content. They're looking it up, and gheir friends are showing it to them. Have you met a human before? They like that kind of thing
@scottlangely3828
@scottlangely3828 28 күн бұрын
Just go OF full time
@RiperGB
@RiperGB 28 күн бұрын
Your name is “superiorstagg” shut up dude.
@BArtleDoo92
@BArtleDoo92 28 күн бұрын
Just to clarify she’s not the therapist she’s the RBT registered behavioral technician
@alexs_toy_barn
@alexs_toy_barn 28 күн бұрын
No one knows what the difference between the two are but I assume that the therapist has a higher paycheck
@budgetforsuccess835
@budgetforsuccess835 28 күн бұрын
@@alexs_toy_barn no aba therapist is the title before they go through the RBT exam. I am a RBT and aba therapist has the same pay rate. The RBT exam is required for someone to say they are a RBT. The exam makes us a registered behavior technician. The pay rate in this field depends on experience.
@melym1236
@melym1236 28 күн бұрын
BCBA is part of this lingo as well that helps implement and create a treatment plan that an ABA therapist or RBT follows.
@deirdrekiely6187
@deirdrekiely6187 27 күн бұрын
​@alexs_toy_barn People know "techs" are a lower position than anything requiring a Bachelor's degree.
@superspy7896
@superspy7896 27 күн бұрын
Whoever edited this episode needs a raise. The sound effects were spot on! ❤
@nijjaz6532
@nijjaz6532 28 күн бұрын
I just lost my job, and thanks to Caleb I have 6months emergency fund and no major debt. One thing I did, I canceled my Caleb Hammer monthly membership and my Spotify & can’t wait to get my job again so I can have my membership back!
@its_jess4321
@its_jess4321 28 күн бұрын
I can’t stand when married people say they “help each out with bills”. 🗣️THEY ARE BOTH YOUR SHARED BILLS WTFFFFF
@nickgman3592
@nickgman3592 26 күн бұрын
Its not entirely their fault. The culture has changed so much that marriage isnt what it was even 10 years ago. Over half of marriages end in divorce.
@rbguerreiro2466
@rbguerreiro2466 24 күн бұрын
It's like "I help with chores". Fuck no. You should DO chores, it's your shit too.
@alanjurado474
@alanjurado474 20 күн бұрын
who cares, it's an OF e-whore struggling financially. Can we just appreciate that fact and be happy for a while?
@jochenkraus7016
@jochenkraus7016 19 күн бұрын
Tbh if she was my partner I would prefer seperate finances 😲 But what I didn't get was how pushing money back and forth is helping each other with bills. I could understand something like "I had (yearly payment), could I use your card to buy groceries?" but that was confusing.
@angtorre322
@angtorre322 28 күн бұрын
This financial situation is very common among military couples. Several friends of mine were buried in debt while they were in the Army. That check that comes in on the 1st and 15th of every month is an illusion for some thinking they can afford stuff and just pay it off over time. Shout out to the couples that work it out and stay financially aflot, but others are drowning in debt.
@JaePlay
@JaePlay 28 күн бұрын
While I was in the Navy, one of my old shipmates told me he was looking for a 3rd car, he was E-3 at the time. I got out as E-5 and wouldn't dream of paying off 3 cars. It's a fucking disease.
@angtorre322
@angtorre322 28 күн бұрын
​@JaePlay I had soldiers under me that were driving nicer cars than me and I was an E-6 driving a crappy SUV and they all had new F150s.
@JaePlay
@JaePlay 28 күн бұрын
@@angtorre322 omg flashback of all the (current year) f150s and dodge chargers all over the parking lots in base lol
@ThePooppantsman
@ThePooppantsman 16 күн бұрын
Yep shes also the common smoke pit hooker you see in housing. She is so common with what I saw when I saw in the navy. Both very stupid and a passed around base hooker.
@seditt5146
@seditt5146 19 күн бұрын
Imagine selling your soul so your kids friends can see your mom and dad do it for 150 bucks a month. Thats CRAZY
@eliseenvisionz7588
@eliseenvisionz7588 15 күн бұрын
Whats her OF link
@chillin5703
@chillin5703 28 күн бұрын
Every person who says "We're married; if we have a kid, we have a kid," wants to have a child, but simply doesn't want to take accountability for the fact that they haven't properly planned for introducing a new PERSON to the world. They think saying this will let them go "oops, I didn't expect that -- its our little surprise!" No. You were doing it without any form of protection. You knew this could happen.
@chillin5703
@chillin5703 28 күн бұрын
@@carlariggs525 people like to live outside of reality, as though we don't have access to cheap protection.
@Incipient87
@Incipient87 28 күн бұрын
Thank you! It's devastating how many people bring kids into this world out of selfishness without evaluating their financial/mental/psychological well-being prior. The amount of planning & saving it should take is way more than these people did.
@MissTaelus
@MissTaelus 28 күн бұрын
Nah, that isn't always true. My husband and I basically had this attitude our entire marriage. Financially, we are good to go but we still like 'fun time' to be fun rather than setting timers and calendar dates. 😂 I refuse to believe that we are some kind of unicorn for that.
@lindala2602
@lindala2602 28 күн бұрын
It works well if you have problems conseving and don't want to mentally wear yourself out
@NerdyOutdoorVeteran
@NerdyOutdoorVeteran 28 күн бұрын
Ehh that’s not always true, my wife and I did the same thing and we were well off when she got pregnant and have had zero issues.
@hdw237
@hdw237 28 күн бұрын
Im actually surprised their finances were that bad if hes active duty. Maybe things have changed but i was an NCO (thats a sergeant) from 2006-2011, and if my soldiers bounced a check or missed bills and leadership found out, it was my duty to get them straight. I made one return a rent to own washer/ dryer set, went to the hospital with another to negotiate payment plan for past due med bills (pre service). It was expected as an NCO to get your troops home as straight as possible so you could focus on deployments. I also made sure one of my troop had time to get wife's immigration papers taken care of before deploying. And sat all night with a pregnant wife in the ER because she and hubby were fighting and command had ordered them separated so he couldnt be with her (she was there for high bp not him). Its a NCO duty. My 1st thought when she said he was Army is where the heck is his sergeant??? My troops were given a lawful order not to go to payday loans, we litterally had a list of places they could not go. As for the porn stuff, i wouldnt be too worried for him just her.
@kaitlyntyler3179
@kaitlyntyler3179 28 күн бұрын
Husband is Navy, we both think you sound like you were an amazing NCO!
@superbigblack
@superbigblack 28 күн бұрын
I think she took out the payday loans not him.
@hdw237
@hdw237 28 күн бұрын
@@kaitlyntyler3179 Go Navy! Lol! Thank you! I hope he has a good NCO. They are essential for a junior enlisted.
@tgasbarro
@tgasbarro 28 күн бұрын
Bless you for your dedication to helping your soldiers and being there for them ❤
@brightonuprach
@brightonuprach 27 күн бұрын
Fair enough not to trust your troops to be capable of making good decisions. But from an Australian veteran perspective, if our sergeants ever tried any of this stuff, everyone would leave quick smart. That is insane overreach from my perspective. Totally get why it's necessary for Americans 😂
@helsola123
@helsola123 28 күн бұрын
“I need you to stand up for a second” *proceeds to tell fetus how it’s mom is messing up their future*
@Silentbet1of
@Silentbet1of 25 күн бұрын
Yoo how is this man not cancelled? The tittle in these videos are wild but I’m here for it !
@dashantaowens1701
@dashantaowens1701 25 күн бұрын
I wonder what her reaction was when she saw the title 😭
@ninjaplato7852
@ninjaplato7852 8 күн бұрын
@@dashantaowens1701 Caleb/the team work with the guest and the guest agrees on the title I think
@dashantaowens1701
@dashantaowens1701 8 күн бұрын
@@ninjaplato7852I would never agree to a title like that, way too sensitive 😂 but thank you for letting me know.
@clint6716
@clint6716 28 күн бұрын
Original Title: Pregnant OF Trash Addicted to Payday Loans
@lucafran3055
@lucafran3055 28 күн бұрын
Brutal
@FirinMahLazer1
@FirinMahLazer1 28 күн бұрын
Aggressive 😂
@wgebhard1
@wgebhard1 28 күн бұрын
It's not wrong.
@beans929
@beans929 28 күн бұрын
Yeah that is what the title says
@tay8535
@tay8535 28 күн бұрын
@@beans929they usually change the title to something less aggressive after a few hours
@shugbz1
@shugbz1 28 күн бұрын
Someone needs to tell this 22 year old, 1. She is not mentally ready for marriage 2. Definitely not ready to be a mother 3. Not ready in any capacity for credit cards. At least she young enough to dig herself out before retirement age, also if she continues to dig herself deeper, the army will intervene and that won’t be good
@713Tankbuster
@713Tankbuster 28 күн бұрын
They might intervene when she admitted to doing porn with her active duty spouse
@alrightbro
@alrightbro 28 күн бұрын
Parents at her work might intervene if they ever found out someone working with their child does porn on the side.
@keyeslord
@keyeslord 28 күн бұрын
@@alrightbroexactly!
@lesterparker1594
@lesterparker1594 28 күн бұрын
@@keyeslordbecause the best thing you could ever do in life is to get married and have a family. It’s almost like it’s been the basis of humanity since we’ve been on this planet. You’re here because of a long line of people that chose to start a family. Stop being so narcissistic. It’s not all about you. Have kids and you’ll understand . There’s nothing better than coming home to your wife and playing with your kids
@cadelambright
@cadelambright 28 күн бұрын
@@713Tankbusternot how that works
@meganchambers8108
@meganchambers8108 28 күн бұрын
20:21 "You don't order doordash?" Hey girl, as someone who definitely CAN afford doordash I'm here to tell you that I STILL DON'T ORDER IT often at all. I have ordered it maybe once or twice this entire year, if that.
@jessigirlrae1688
@jessigirlrae1688 28 күн бұрын
Same, I can easily afford it but only DoorDash on my companies dime.
@cheyennehubbard339
@cheyennehubbard339 28 күн бұрын
BIG same! I ordered DoorDash one time last year…when I was 2 weeks postpartum. Not once since then. SMH!
@joycef8443
@joycef8443 27 күн бұрын
I live in the country. There is no door dash. I think one restaurant will deliver. We order on line and drive to pick k up food. But we CAN afford it!
@Auburrito12
@Auburrito12 27 күн бұрын
I've only ordered doordash I think once in my whole life and never will do that again lol
@apolloxv8820
@apolloxv8820 17 күн бұрын
DoorDash is pretty much double the cost… it’s genuinely insane. And I’m rather blessed financially and I still feel bad just bc it’s so wasteful. I’m paying for attitude, cold food, and hoping food isn’t tampered with. A $30 order usually winds up being closer to 60 lol
@ashleyolney3092
@ashleyolney3092 25 күн бұрын
Omg the bed justification was like that saying years ago where people would say "bacon is pig, pigs eat vegetables, therefore bacon is vegetables" lol Honey the bed comfortability doesn't matter at this point with the baby coming. You wont be sleeping much anymore!
@crunkycrunker
@crunkycrunker 28 күн бұрын
Need a Financial Audit drinking game/bingo. - “that’s why I’m here” - “trying to build my credit” - “it’s not as bad as it could be”
@JasonGroom
@JasonGroom 26 күн бұрын
Won't closing cards hurt my credit I have to eat
@thekwoka4707
@thekwoka4707 25 күн бұрын
"I'm like a 5"
@jochenkraus7016
@jochenkraus7016 19 күн бұрын
I deserve this. That's what everybody does/what you are supposed to do/how you do it/etc. Saying "investing" instead of "spending" when it's clearly neither actually investing nor working at all. I have to keep using my credit card to collect points (while in cc debt and paying much more in interest).
@michaelstrange9695
@michaelstrange9695 28 күн бұрын
Not to sound dramatic but service-members being in this much debt is a legit national security risk. Also rumors spread in the military faster than wildfire, my guess would be his entire unit and most of the base will know about this before the weekend is over.
@Kathcor
@Kathcor 28 күн бұрын
Absolutely, he's definitely going to get called in to talk to his higher-ups
@FailBucketFilms
@FailBucketFilms 28 күн бұрын
Wait, can service members not be in debt? I didn't know that lol
@NNOutBurger_Gaming
@NNOutBurger_Gaming 28 күн бұрын
@@FailBucketFilmsyea you can’t be that high in debt especially if you have a secret or higher clearance
@NNOutBurger_Gaming
@NNOutBurger_Gaming 28 күн бұрын
@@Kathcorlol yall be some dramatic. No one is getting called in. I was in the navy I know so many females who did OF never got caught I doubt anything happens to him
@Kathcor
@Kathcor 28 күн бұрын
@@NNOutBurger_Gaming I was in the army, I wasn't referring to the OF, his chain of command most likely already knows. I was talking more on the amount of debt they're in, especially if he has a security clearance
@Aflo96536
@Aflo96536 28 күн бұрын
The dirtier the title, the sweeter the treat! Great work to those who work behind the scenes!
@CalebHammer
@CalebHammer 28 күн бұрын
Damn right thanks for being a channel member!
@realistsoldier3276
@realistsoldier3276 28 күн бұрын
What are these emojis
@CrazyHLady
@CrazyHLady 28 күн бұрын
Where did you get these emojis?
@Aflo96536
@Aflo96536 28 күн бұрын
@@CrazyHLady the emojis come with the channel membership, though I’m not sure which tier. I’d recommend joining only if it fits your budget!
@Alex-u2l6f
@Alex-u2l6f 28 күн бұрын
No sweet treat emoji? Lame.
@heatherowl
@heatherowl 26 күн бұрын
I paid about $250 for my queen memory foam mattress from Amazon in 2020, and it cured my back pain and insomnia. Still going strong. Don't get ripped off paying thousands for a name, bro.
@amoose8439
@amoose8439 28 күн бұрын
This woman has two bees smacking around inside her head and that's it. 300 bucks a month on OF to risk your career. Oh the medical debt is from a brain injury. Alright then. I hope this gets better.
@benu_bird
@benu_bird 28 күн бұрын
I was thinking her only two brain cells are fighting for third place. Bees are fairly intelligent creatures.
@Ellie-u5x
@Ellie-u5x 28 күн бұрын
Not only her career, but her husband’s military career as well
@maplebear6527
@maplebear6527 28 күн бұрын
​@@Ellie-u5xhow many people have to comment the SAME THING WORD FOR WORD!??
@littlewigglemonster7691
@littlewigglemonster7691 28 күн бұрын
​@@benu_birdtwo moths fighting over the light zapper
@precious_toebeans
@precious_toebeans 28 күн бұрын
This lady has a baby on the way and just lost both of their jobs with OF. Her lights are on but nobody is home, not even the cat.
@brainybananaproduction
@brainybananaproduction 28 күн бұрын
The cat was smart and bounced!
@nothinguntouchedpodcast
@nothinguntouchedpodcast 28 күн бұрын
Imagine doing onlyfans and making that little amount of money. You should probably stop seeing how your regular career makes substantially more.
@angelao1723
@angelao1723 26 күн бұрын
Oh my. She really never considered the fact that some parents might have an issue with the person working with their child being on OF is mind boggling. Teachers have to be so careful what they post on a social media because parents are intense about who works with their child. Regardless of whether or not they should care or whether it is technically any of their business, that won’t stop them from complaining to her supervisors if they find out and asking for their child to be pulled from her caseload.
@yorzaaa
@yorzaaa 28 күн бұрын
Its so surreal to see this as someone who is also due on December. My hubby and I planned financially a year before conceiving to make sure we can afford our baby. It's night and day how different it is. As a soon to be mother, I pray for her delivery and future. Update: We have the exact same due date. Bruh.
@valo4007
@valo4007 28 күн бұрын
Congrats on the baby! Hope all goes well
@anonymity2882
@anonymity2882 28 күн бұрын
Bruh? What's the deal with girls using "bruh" and "bro?"
@keyeslord
@keyeslord 27 күн бұрын
@@anonymity2882it’s a generation Z thing, I think.
@yorzaaa
@yorzaaa 27 күн бұрын
@@anonymity2882 bruh
@dakotatrzebny7840
@dakotatrzebny7840 26 күн бұрын
@@anonymity2882are they not supposed to? Let her live bro
@truematrixfan6969
@truematrixfan6969 28 күн бұрын
Nurse here. Pregnancy brain is real and often times hilarious.
@vast634
@vast634 28 күн бұрын
That girl here had pregnancy brain already before the pregnancy.
@ChachoTrades
@ChachoTrades 28 күн бұрын
Stupidest shit ive ever read
@2seep
@2seep 28 күн бұрын
@@vast634😂
@ellensundestrand1326
@ellensundestrand1326 27 күн бұрын
Doesn't pregnancy brain require the presence of a brain?
@runningdebate2670
@runningdebate2670 27 күн бұрын
Oh here we go a nurse that thinks she's a subject matter expert on anything medically related.
@niftycheddar
@niftycheddar 28 күн бұрын
i just spent $500 on a king size mattress and bed frame and felt like it was so much, 10k on 2 twin mattresses is actually bizarre
@felixscamp
@felixscamp 27 күн бұрын
By the time the bed is paid off, they will be ready for a new one, so another ridiculous cycle begins. Craaaazyy
@MarlenPorras-vn7sy
@MarlenPorras-vn7sy 26 күн бұрын
I thought me being at $4,000 in credit cards was a lot but I’m working on it I was at $7,500 my goal is to be credit debt free by next summer !
@seforakidane1105
@seforakidane1105 28 күн бұрын
The edits for these just keep getting better and better 😂 The zoom-ins always gets me, appreciate the work you guys do to put these out!
@elizabethparsons1071
@elizabethparsons1071 27 күн бұрын
Yeah the zoom in on the sarcastic giggle kills me
@enochchaos9152
@enochchaos9152 26 күн бұрын
The "me when owl" made me giggle more then it should've
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