Private Student Loan Debt: Navigating the Path to Freedom

[@JamesMFinley]

I took out $80,000 is private student loans in 2004. In just the last 3 years I have payed over $50,000, paying $1350/month. I still owe $160,000+. It feels hopeless.

[@jonasbaine3538]

Able to refinance?

[@ethanlculver]

Fantastic video and explanation

[@olgaguadarrama3004]

Thank you for sharing this helpful information!

[@crunky3191]

I like your videos; always direct, clear, and informative. Thanks for these and your blog, man.

[@stanleytate]

Thank you!

[@christiewells6263]

I appreciate you and the information you share. Thank you!

[@stanleytate]

You are so welcome!

[@jontris6118]

​@@stanleytateI OWE 50K to discover student loan . I can get family loan for 7k 90 days late on discover student loan

[@jontris6118]

​@@stanleytatesettlement for 7k for 50k discover student loan ..90 days late

[@michaelsmith5463]

QUESTION: Can a private student loan garnish my retirement (IRA, 401k, pension) when I retire?

[@stanleytate]

Private student loans can take money out of your bank account after they sue you and get a court order allowing them to do so. Until then, they can't forcefully take money from any source.

[@JoshuaQuarrell]

I have a 100,000 dollar student loan debt. It's been a horrible time. 😪

[@butternuttt]

great channel! can a university withhold your transcript after a private/university student loan has been written off after 20 years?

[@ricososa-je2jq]

Bro said a whole lot of NUFFIN

[@jonasbaine3538]

Honestly these are horrible options pushing regular law abiding citizens back against the wall. I’ll never forget reading online about someone that left the country and became a drug dealer who paid off their student loans. This is a horrible situation for Americans.

[@kenthassell6394]

Is it worth it to file an adversary proceeding on a previous Chapter 7 bankruptcy, from about 7 years ago? Does it make sense if you are in the income repayment plan with a very low payment? I am moving to the Philippine's for ministry, and not sure how long I will be there.

[@stanleytate]

It really depends. If you're comfortable your plan, then maybe it's not worth it to you.

[@RockyTop-T]

How much does it cost to file an adversary case4 from an already discharged bankruptcy?

[@stanleytate]

It depends. Some attorneys charge a lot less. I charge a lot more. My cases typically range between $8-20k. It's a lot of work to do it right.

[@jontris6118]

50K DISCOVER STUDENT LOAN 90 DAYS LATE. settlement options.

[@xfishman123]

What happened?

[@jontris6118]

@@xfishman123 Discover is worse than drug cartel. They will not nogotiate.