Process To BUY A Home In The Netherlands (for beginners)

I'm interested in buying a home in the Netherlands one day, but as a foreigner in this country, I have no idea where to begin. So I did some research and found Dutch Real Estate Company who was able to summarize the process for me in 10 steps! For anyone interested in buying a home one day in the Netherlands, I hope that this guide helps!
I'd like to give a special thanks to Dutch Real Estate Company, if you're interested in their services, here's a link to their website! (www.dutchrealestatecompany.co...)
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#BuyingAHome #Netherlands #MovingToTheNetherlands

[@exploringtheforeign]

For those who have experience buying a home in the Netherlands (Dutch and foreigners), are there any other tips you would share about the process? As someone who would like to buy a home here one day, I'm really eager to learn! Big thanks to Dutch Real Estate Company for putting together this 10-step process for me! Find more about them here (www.dutchrealestatecompany.com/en/services/buy/)

[@lillekenatnek195]

For me its: Step 1: dream about a home. Step 2: face reality, forget about your dreams because there are no homes. lol

[@exploringtheforeign]

Haha! There are many on Funda!

[@lillekenatnek195]

@@exploringtheforeign 10 years ago you found houses for 200.000 now those same houses are 350.000. If you can even find them. Way out of my budget unfortunatly.

[@RealConstructor]

@@lillekenatnek195For me it was more than that. I bought a two story apartment of 125m2 in 2017 for €280,000, including one parking place in the parking garage. In 2019 I bought a second parking place for €9,000. In 2021 I sold the apartment for €490,000. A profit of €200,000 in four years, insane. I thought I would be lucky if I could sell it for about €400,000, but the realtor advised me to put it on the market for €450,000. I was hesitant, I didn’t want to be stuck with an apartment for sale after 6months like my neighbors a year before, I wanted to sell within a month. Luckily I trusted the realtor, put it on the market for €450,000 and immediately it was booked full for viewings and two extra viewing days were fitted in. I was really amazed when the bidding process started and it was sold for €490,000 within a week. And I don’t even live in a city, I live in a town of 20,000. It really is shocking that real estate value can rise to these levels. And the most shocking is that I don’t even have to pay taxes on the profit I made. It really is perverse that we have sales tax for the one buying the property and not for the one selling the property. The government should introduce a windfall tax on sold real estate. It is good that they started with the fact that first time buyers don’t have to pay sales tax when they buy a property.

[@rrdam72]

@@exploringtheforeign Have you seen the prices and the maximum mortgage average people can get?

[@bert2526]

In the past 14 years, my house doubled in value. It's insane.

[@exploringtheforeign]

That's a great investment!!

[@DenUitvreter]

@@exploringtheforeign No, it isn't. It's only good for people who move out of the Netherlands or the heirs who already have a house.

[@Logical]

True for the last 5 years for almost any home.

[@essiw]

@@exploringtheforeignnot really, the only time you care about how much your house is worth is when you want to buy a house. It is only an investment if you want to live in a smaller house or in a region where houses are cheaper. Still it better than renting though.

[@hurrburp4148]

​@@exploringtheforeign the average starter home around me costing half a million is not so great. My way of ever getting a mortgage is when I get an inheritance.

[@jaycparr17]

👏🏼👏🏼👏🏼 great to see your finally considering buying a home bro! Congratulations on approaching your first consultation!

[@mikepictor]

Good timing, due to changes in the 30% ruling coming next year, I am literally starting the process of considering a home purchase this year. I started seriously exploring the idea a couple of weeks ago.

[@exploringtheforeign]

Awesome! I hope that this helped give a good start!

[@jlk6315]

Good Luck finding your dreamhome! Found mine 2 and a half years ago in Naarden after a long time of saving money and dreaming. Its not easy but totaly worth it 😅

[@expatfamilylive9041]

We went through the whole process and despite all the challenges, we're happy we bought our house in Almere 2 years ago. Now it's time for a massive renovation 😅

[@exploringtheforeign]

Awesome! Would you say the process followed the similar steps in this video? And good luck with the renovation!

[@expatfamilylive9041]

@exploringtheforeign yes, it was like you described but we did a lot ourselves, our makelaar wasn't helpful :(

[@renevaanhold]

Hi Sam, Great informative and promotion video. It's time to start your own video production company!

[@exploringtheforeign]

Thanks, Rene! And legally I've done that already haha.

[@jassbass8153]

Hi sam, this is very helpfull for me for in the future, Thanks!

[@exploringtheforeign]

Really happy to hear! Thanks!

[@CultureCompassTV]

Didn't watch the whole video as the topic itself is not interesting to me personally so I just skipped thru it from point to point and I did notice quite good editing and production quality. Good improvement 👍

[@exploringtheforeign]

Hey, Paul! No worries, I know this video is more for a specific audience, but I appreciate the feedback on the editing!

[@bolexus2928]

Love this!! Bright minds such as yourself think big thoughts. Small minds run away and stay in poverty.

[@exploringtheforeign]

Haha hey uncle! I appreciate you taking the time to watch🙏🏾

[@oldman3319]

Hi Sam, is there a big difference between buying a house in the Netherlands versus the USA?

[@Wielie0305]

Bought 2 houses in my life and sold one. One of my best friends is a ‘makelaar’. Erg handig 😃. Buying a house is not my cup of tea. But buying is better than renting (over time). Interest rates are important as well as the energy label of the house. Maak me wel zorgen over mijn kinderen. Prices are insane…

[@TregMediaHD]

❤

[@pepthelad]

8:38 Tot de volgende keer! Wanneer ik weer een huis ga kopen in Amsterdam ;)

[@LindaCasey]

💞💞

[@Morpha-Ahprom]

💖

[@nfboogaard]

Hi Sam, where in the NL are you looking to buy?

[@exploringtheforeign]

Great question! To be honest, I'm still exploring that answer in my head, but you guys will definitely know when it happens!

[@Tegneaufreak]

He’s not looking to buy, he made a commercial. Its all fake. He can’t afford house in the netherlands. No one can. 😂

[@SleepySteve79]

sure i do, stuff will break down, sooner then later. build a financial buffer for these types of situations. Insurance helps, but not often- so extra (digital)cash is freaking handy. Secondly - Note down every financial stuff you've done, pass it along to the IRA the following years - saves up on 3/5k depenting on the worth of the house or livingspace (Taxes department). Further more - Work, stable income, fix / change stuff around the house if you gonna live in it for 10+ years. Get a cheat car, if close to the border - shop stuff in Germany, it saves you a rib and a leg.

[@exploringtheforeign]

Thanks for the tips!

[@hunchbackaudio]

My tip would be, never give up your right on the condition of financing, this can turn out very badly if for whatever reason you cannot get your mortgage. And although the housing prices are high, on the long run it’s always a good investment and you’re better off than renting. If you like to be flexible and not sure if you want to stay for the next ten years maybe buying a house is not the best option.

[@exploringtheforeign]

Great advice! Thank you, Hunchback!

[@nickbrink7153]

my tip for foreigners looking to buy a house in europe, dont buy it in the netherlands. its overpriced and honestly unwanted due to a housing shortage even for dutch citizens O.o

[@pepthelad]

Real estate agents don't do much do they? Lol

[@edwinthatsnotmyname3670]

I bought a house last year. The 3-5% advice falls short. You need like 10%. I guess everyone has a different experience. In Example, if you buy an apartment for 500k, you need 10k for transfer, 1k for home loan advisor, 2k for notary, 350 for valuation report, 350 for technical inspection, 500 for bank guarantee, 1k home loan initiation fee, about 20-30k for overbidding, 2k for the agent and then some money for being able to move in and not starve.

[@exploringtheforeign]

Interesting! Thank you for sharing this information!

[@edwinthatsnotmyname3670]

​@@AlexK-yr2th Overbidding is an investment? I guess it could be as I will benefit from it when I sell. However, I am more concerned about what a buyer needs in total in order to successfully buy a house. I would have fallen short if I only had 5% available.

[@edwinthatsnotmyname3670]

@@AlexK-yr2th I am a bit confused about money indeed. I came from poverty and all of a sudden got showered with it in the IT industry. I'll figure it out eventually.

[@ThirstyTunaTaco]

Kinda sad to see that all so called independent bloggers turn into people that bring out semi sponsored commercial shite.

[@exploringtheforeign]

Every video I've done is tied with a genuine interest of mine, so even if it includes sponsored content, it's a topic or brand that I can stand beind.

[@ab-jm5gn]

Harsh, @ThirstyTunaTaco. I think Sam should've been explicit that it was sponsored, but the video does deliver exactly what's promised: a list of steps needed to buy a house. A topic that might be of interest to expats and possibly even natives.

[@exploringtheforeign]

@ab-jm5gn hey! I had already tagged the video as a sponsored video when I posted it, so when you clicked it there should've been a banner in the top left corner saying it was sponsored🙂 I wasn't being sneaky about the sponsorship and just tried making the video informative yet still entertaining🙏🏾

[@niels7774]

Remove this video please. Kind regards, a dutch person.

[@expatfamilylive9041]

Oh, it's great that you've been to Almere and made a video there :) we can show you more of this city 🙌🏡🪻

[@exploringtheforeign]

Thanks! I definitely gotta keep this in mind next time I'm out there

[@user-cg6xs7py8p]

go on funda see the prices leave funda