CASH vs FUTURES Market - What's Best for INVESTMENT?

[@ddljddlj704]

*but still i would recommend anyone who has experience less than 5 years should stay in cash*

[@bingo7697]

I agree, specially who don't have time and discipline to monitor the portfolio daily.

[@coolmonkey5269]

i hv oly 1month experince😭😭

[@athreya4278]

There's no limit for people below 5 years experience to stay out of derivatives.... 1 year of pure hardwork and knowledge is enough to enter futures. Maybe 5 years is for dumb people .

[@guywithpotential6649]

@@athreya4278💦💦💦

[@athreya4278]

@@guywithpotential6649 Found a dumb one😂

[@pugazh2297]

Starting narration...👌👌👌 Namma soldratha thaan seivom Seiradha thaan solvo.... Rajini fan ah sir neenga

[@skdjvu6443]

Yes sir please do a video on taxation. FnO income is non-speculative so we can adjust it like a proper business. Sir do you claim depreciations (on electronic equipment used to trade, internet charges etc.) Would be awesome sir. Not much info is there on this subject. Cheers.

[@ramugurazala874]

Better retail traders go for presumptive income rather than business income as you need to pay Auditor fees for auditing books to get all the internet expenses. we all need to fight for getting presumptive income percentage from 6 to 3 and there is no clear law about considering turnover, all brokers are considering premium amount as turnover it is wrong due to this an option trader need to show more turnover than a future trader

[@padmanabhanr4242]

ITJegan of Capitalzone recently did a video on taxation..pl watch it

[@sakhilraj5606]

Your examples are always bang bang. .. . Brilliant mathematician

[@oxz3826]

Best teacher to become rich like him.. Really he is iron man... Thanks sir(Raju Gayakwad) relative of actor Rajnikant

[@sundaramgokulnath7562]

Dear Sir, what you have taught today is something no books or trader does. Such a simplified and valuable information is very rare to find. You stand committed to ur words which inspires me a lot. Im following all ur videos. Some topic goes above my head. Im a young invester and always invest in cash market for long term. Your recent activity of analysing a particular stock is very valuable. Pls continue to do that. Thanks for sharing ur hard earned knowledge with us.

[@Sachin_Kajave]

" Futures has no future ! " Sir you said this statement in one of your interview....

[@ganeskmr]

yes i think he forget it. every time he change his mind.

[@dbss206]

He is not trading with future. He is making a wise decision

[@navigator665]

I am shocked too,😬😬

[@rameezrathore6410]

He is not gonna keep it for long, if stock goes up by 150 -200 rs..he must have come out...

[@khandughavane2329]

Every statement has basis, in which example it is used. Statement shall not be separated from the message/thought. P R Sundar Sir is scientific in his approach, try to understand and think in his line.

[@vinnaalpo5357]

Buy in cash ₹7.5k. Buy in future with hedging ₹2.5k. One can go for 3 lots in future for the same amount of cash.

[@vinnaalpo5357]

@@theniftytrade5807 It's ₹7.5 lacs and ₹2.5 lacs.

[@subodhkodenchery4718]

There will be a risk of loss during rollover. for EX: if reliance share price drops more than 200 points. you will be forced to take that loss though the sold call premium will partially reduce the loss only to the extent of the premium you get. in cash market you can hold the stock and will not be forced to book the loss.

[@drjems]

Yes sir... Anyway You'll be in loss in your porrfolio

[@johndey4565]

Dear all who are commenting negatively to this video,I want to tell you that Mr. PR Sundar is a very well known face in Share Market,hope you all know this. Moreover what he is saying in his video,these are his opinions,he is not forcing you to follow these. You must take your decision,must not blindly follow anyone in share Market, probably this is the first rule. If you can't take your own decisions,dear friend(s),i must say that you are in a wrong business,very quickly you will be kicked out of the Market very badly. Very sorry that i m writing like this,neither I took any paid lesson from Mr Sundar,nor supporting him,but just felt bad seeing those comments. Obviously it's totally free to write anything in comment section,no one will charge you for those,but I request, have some respect for such type of person like Mr. Sundar who is really giving some valuable suggestions, obviously you must have the capabilities to read between the lines. Hope you understand. Thank you all. Thank you P R Sundar Sir.. Hope to meet you soon,May God bless You..

[@tourist3066]

Agreed. I loved this video. I also want to meet him

[@jitinthukral5724]

Sir, in case of futures, you won't be getting dividend / bonus shares etc

[@vinodkumarj2190]

Dividend and bonus will be adjusted in the lot size or price RIL PRE RIGHT LOT500 POST RIGHT 506

[@KARTHEEK_N_B_S_KUNALA]

Another option is also there the earn amount on this trick you can buy 10% in cash market

[@narendramehendale2268]

But I couldn't by my desired share (company) so also in this example I could buy say 100 shares 10 times at every fall

[@NarendraKumar-bq3uu]

Sir, definitely not questioning your strategy but I believe you need to consider the Income tax also into the account while preparing this strategy (Basically Tax on interest from FD/ Bonds and Futures being short term it attracts 20% short term capital gain tax, where as long term capital gains is expempt from tax upto Rs 100,000)

[@AbhijoySarkar]

Futures is not considered as an investment; therefore, it doesn't fall under capital gains and is just considered as a business income/loss. So, there is no short-term or long-term capital gains tax on Futures. You can simply pay as per your tax bracket.

[@DLP11111]

There’s a man who’s said future has no future but option has many options”

[@savewater6632]

You should also keep the context in mind. If you mix up answers from different contexts, then you are missing the answer !

[@narendramanral3484]

Tum gadhe ho....yaha par investing ki baat ho rahi hai... trading ki nahi

[@AlphaTraderChannel]

Who said this??

[@TanviAravind]

@@narendramanral3484 you missed it when video was uploaded... There's time difference my friend...

[@Amaysuekhai]

Those who trade in future don't have future. Only option sellers make money and not option buyer or option buying strategy. Based on waves and technicals till 2 years back on blog someone was predicting market moves but 2 months back those analysis became b**** Well,this is how we the newcomers get confused sir and then beginners curse the markets.

[@jitinthukral5724]

This statement given by sir himself

[@ktvijayababu]

I am about to say

[@PRSundar64]

Trading is different from Investing. This is investment. I chose Futures over CASH. Not Options.

[@bhavithapinninti3338]

Investment in futures u have good future Trading in futures compare to options there is no future

[@vinwin06]

@@Theactualstoic for Option buying is there any strategy available?

[@bachumasi4940]

Fd interest is also taxable and if you are 30% bracket interest will be 35k after TDS. So the savings will be less

[@sohailshaikh1334]

Although I don't fully understand what you explained But You are a teacher not just worth listening but taking written note from every word you spoke..

[@SRTINDCAN]

Sir your videos are Answers to many FAQ's ; but the best part is, your answers are in simple words / language which help us understand. Please continue your educate us. Dogs will keep barking, The Elephant doesn't (shouldnt) bother.

[@sabarishd123]

Sir, that saving calculation 20000 is for 1 year

[@danielwalker4869]

Stocks are overvalued because interest rates are being held down. There is no where else to get a return, so more demand for stocks. That won't change. Interest rates are going to stay low long term. Had to diversify, and i started investing in crypto Mid January-2020 through the guide of a professional with $50,000 and i've amassed about $288,000 in net profit, even with the downturns in the financial market crypto has proven it self. For me crypto should be the go, just my opinion.

[@gal8186]

The stock markets depends on people and businesses so in time like this it would crash just like as it has always over the years. But the crypto/forex market are not dependent on people or business which in time like this has remain stable, for me crypto is the GO also

[@adriansmith7404]

@@gal8186 Well said

[@charlottegrace6263]

My stocks ain't doing good. Wish i had invested in crypto, lost pretty much already SMH

[@danielwalker4869]

@@charlottegrace6263 Sorry about that

[@janicepipper2603]

Been a crypto enthusiast for 2 years can't seem to break out the market myself, how can one be of reach in respect to this please??? got 30k in the pipeline

[@saurabhmahaur7581]

Funny jokes, relatable examples bundled with fruitful insight, he is byfar the best option trader out there. It takes courage to appreciate someone. For me he is the buffet of option selling ❤️🙏💯🔥🇮🇳 i never forgot to watch your videos sir.

[@learnsharetech1134]

Sir....one suggestion......instead of buying may month future.....we should buy far month ie July future.....this will save our brokerage and premium payment for 2 months.....let me know if that should not be done

[@pks9589]

Your calculations are great because you are a great mathematics teacher. I salute you sir. Only one doubt if you didn't buy a put and stock crashed say 50%. And remains down for long period. I think it won't be adjusted with sold call how will you adjust it.

[@002prakhar]

kzbin.info/www/bejne/rmbMoqJvopual9E Hedge trade

[@002prakhar]

Hedge trade kzbin.info/www/bejne/rmbMoqJvopual9E

[@hocuspocus32]

This is true , he should be covering this also , as if the price goes down and wont recover till expiry , will it be treated as your loss?

[@tharmiakuppusamysubramania7890]

Nice explanation.Sir.When the market moves up we can overcome shorted call option loss, as the profit of the Future will always be more than the loss of call option. If the market moves down the profit of the call option is limited to the premium received, but Future loss will be more. Please tell us in this scenario what should we do?

[@RajaSachithanantham]

Mr. Sundar mentioned about short put strategy for that .

[@safetradingsystems]

One should buy ITM/NTM PE out of premium rec'd from selling CE.

[@manojsmoneygyan6849]

In ur video on reliance cash vs future, I have a doubt When we as retail investor keep shares as margin, zeodha and icicidirect bank charge interest The cost of interest of Rs 250000 will be much higher than saving of Rs 10000 May be u don't need to pay interest

[@ShauryaMehta]

I also have same doubt. If they are charging interest its same as taking a loan and doing trading using that

[@theexposer9483]

If you really want to keep futures for long time than how but buying futures of 3rd month month. In May buy future of July, in July buy for sep, in sep for Nov, in Nov for jan and jan for march and in march for may. So you can reduce total number of buys to carry over position for a year.

[@mgferozkhan]

Really great explanation sir. May God bless you for sharing the knowledge to many of new learners🙏🙏🙏. I have one small request, if share price drops or enters into bearish mode how to safeguard the long future because covered call strategy supports only limited downfall. Many thanks for your kind guidance in advance 👏🏻👏🏻👏🏻

[@arulece06]

Thanks for asking this question. I think He may roll down the call option whenever stock goes down to certain percentage.

[@rohitjain0403]

Share mkt is gambling n gambling is life

[@mgferozkhan]

Arul Kumar Alrasu Many thanks. But every month the covered option gives only 2-3% profit. However, if stock falls let us say 200 rs from the entry price - how to hedge this fall? That is doubt. And we know far away OTM money for substantial covered call will be less than 1%!

[@boralification]

Sir if stock goes 200 or 300 down in future then u have to close ur fd or have to take od against fd which is cost extra interest or premature charge , then again u have to make fd and again the stock can go down...after sometime u will be frustrated and keep the money in savings which will give less interest...so at the end of d day both r same...i have faced this problem😔😔

[@sharemarkets1723]

Yes, he is speaking about adjustment trade... For this adjustment trade he need Large money, Still he doesnot include any interest for that

[@Opisnagf129]

10k ka cap hai ek lot bhi nhi aayega fut ka :''( 😂😂

[@kishanbhargav7655]

udas mt ho bhai mera 3000 k hai bas

[@amitpatel4605]

Mera 1000 ka hai..😁😂

[@souvikdas7881]

Don't go for future market ... Better trade in nifty and bank nifty options if u have less money...

[@RandomMatters22]

Mera jaisa bahut log hai

[@rajatsingh4212]

mere 5 the vo bhi option buying me udd gye 😣😣😂

[@jiggymitsuba1199]

I follow Mr Sundar in every way possible, but this video I think he just contradicted his own words. I remember him saying in every interviews and seminar "FUTURE HAS NO FUTURE AND OPTIONS HAS MANY OPTIONS" and i really believe this. I am here not to critic but just to say my words. Respect and regards to Mr. Sundar.

[@padmanabhanr4242]

First time I am hearing FUTURES for INVESTMENT

[@sudheerkumargoli2440]

10.51 using cash secured put and cash secured call ... we can survive in the market with regular monthly income if we have sufficient money to take trades

[@pacificfinances2653]

You are the most intelligent Indian investor.

[@martinjulier]

This is first time I here this type of method. Sir Can you post your video in Tamil language frequently. Thank you

[@AnushaPrathipa]

Instead we can buy the 1 complete lot in cash market and pledge those shares and use it as collateral for option selling. If we buy in future we don't get the devidend wherein if we have bought stocks in cash market, we will get devidend and that will cover the difference.

[@vishaljagtap2461]

In cash we can pledge the shares and use collateral for FnO. This is biggest advantage than anything

[@stockmarket9449]

Vanakkam Anna ! Simplicity in teaching is your trademark which says that you are legend. Like flowing water in river, no disconnected and more transparent. On top of all this , sharing insights in multidimensional ways and explaining advantages and disadvantages just facts. Thank you Anna. I am thinking that all universities need to plan for calling you guest lecture to teach students who are willing to learn stock market at weekends in our state at least. Thank you Anna! Best wishes.

[@rsshinde47]

sir, your explanation towards the market is very marvelous.

[@jp-df5mv]

Then why u said on interview that " if u trade in future u will not have any future "

[@serabaskaran8466]

Yes sundar sir is right....he is not trading just investing right 😂

[@savewater6632]

You should also keep the context in mind. If you mix up answers from different contexts, then you are missing the answer !

[@Prakash-jb8ev]

Sundar Sir mentioned abt people who only plays in futures market... you can take positions in futures for hedging.. don't get confused ..

[@shettysudesh5768]

Why not sell atm put every month ..I feel better than cash and future,say u sell 1400 put u get say premium of 80 rs ..u break even becomes 1320 and even if it goes up 50 rs by end of the month u get keep whole premium whereas in future and cash u will gain only rs 50 ..but if it goes down ur loss will b as big as option seller

[@sarangdidmishe829]

You are genius , you always provide different thought process , please keep educating us

[@maheshvisakhapatnam2943]

I think no one can share like this knowledge expect you.Great and thank you sir.

[@sudheerkumargoli2440]

I am a new trader.... 10.12 sir cancelation of call option ... you miss premium... I think you would cancel it and again short another above that level... ...if market falls ..call premium Will be yours .. and I hope that you buy another put option with call premium to protect .. if it falls ..will get double benifitt.. .. I think we can do it in cash ..but requires more margin than futures... thanq you sir I got clarity... ..but one thing sir you told about FD interest ... FD interest means Fixed deposits in banks or some where in stock market ... anybody can clear doubt please ...

[@studenttrader8181]

In 2016 I lost Rs 21 lakh in market and it took me more than 4 year to recover the amount. Today I m at break even of my initial capital. I recovered all except the time value.

[@ezy_accounts]

sir, i respect your views and experience but please don't mislead.... cash market vs gambling. I give you a simple example: Let us take infy or hdfc bank and let us assume it went up from 10 to 100 in ten years. and also assume, each year is going up by 10 rupees but it may fluctuate up and down during the year. however at the end, all buyers will be making money in the ten year period. My scenario may be a hypothetical one and some shares like suzlon or rel power may give losers to all. But we need to see overall cash market methodology. On the other hand, let us take future or options. it is simply squaring off a trade and ones loss is another gain.. When you write a call or put option, there is a buyer and eventually, one is losing and another is gaining but both can't win. It means there will be as many losers as winners or more winners or more losers in reality!!. Second point, that savings 20,000. That is the cost of discipline and you may tend to skip couple of days to renew each month thinking that it is falling or weak or something like that. Then you may miss a costly opportunity. In all, you can do in F&O, with small capital and small risk because not everyone can win!

[@thakpra]

Sundar Sir, Please give one example as per your experience, a) if someone buys 1 lot of futures , and say rolls over for 12 month period , there may 2-3 months or may 5 month of loss, and may be each each month there is a loss of 5 - 10 % of loss then what to do? b) As per your experience in this strategy of roll over how much gain can we expect?

[@barendrakumarbisoyi9571]

Sir does Zerodha accepting fd as a collateral

[@YTechUniverse]

How to file tax for salaried person who is trading .. itr4 how to file if u can explain it will be very useful

[@diwakarsharma7594]

Sir there is one more negative in buying future .. You won’t get dividend.. Last year reliance gave 6.5rupees per share that means 3250 rupees per 500shares , this you won’t get in futures also if there is any bonus issue or splits you won’t get this in futures ..

[@ramanpenitt]

Sir future premium is calculated based on 91 days treasury bill intrest rate which is not very less than FD and also you need 2.5 L to buy futures also so only 5L amount you can invest in bonds which will give an interest of 35,000 per month and you are paying 12*5*505=30300 and every time we can't get future of next month exactly at current month price +5 some times we have to pay extra.

[@venkateswararaodevisetti8684]

You ignored divided And rights Today I sold my rights So rights also an income

[@sriramh]

dividends and rights are meager amounts compared to what he is explaining..

[@venkateswararaodevisetti8684]

@@sriramh my intention is if u goto future u will not get divided and rights Am I right or wrong ??? That's what I'm telling

[@TraderSahilAmit]

@@venkateswararaodevisetti8684 you are right ...

[@TheSkundu]

FD interest tax is also there .. i don't think it makes sense

[@portfoliomasters2685]

One more point....We can even buy 3 month futures .....2nd we don’t get dividends if we hold futures

[@rajs3537]

Instead of buying future buy deep ITM call option...it will also protect against any crash

[@raolkuldeep5088]

Great think I'm waiting for next video of tax regarding issue

[@amandeepsahani8022]

Sir y did not you take July month future directly then ?

[@priyankachendekar7720]

I am new in stock market started following ur suggestions,let's hope fr best

[@vibinphilipcherussery8069]

Superb sir.. You explained very well.thank you..

[@rohitdogra7798]

Superb Video. No one ever told this to small retail traders.

[@dharanyuvi6951]

Buying in straight cash market vs buying in future with collateral ( which has interest profit ) ❤️❤️❤️❤️❤️ thanks sir

[@prasadshirsat1]

As always... Very precise to the point info... Very good info. Sir... Thank you very much... Love your wisdom and way of sharing it.

[@apurva1589]

YOur sessions are like classrooms :-) I have learnt a lot from you Guruji. Heartiest thanks and wishes. You are few of genuine people!

[@sakhaader5672]

Thank u for the elaborate explanation.

[@sureshchand1308]

Sir, for new traders, who wants to trade in indices, is it good to trade in BANKBEES or NIFTYBEES instead of Indices ? Your view please

[@San-iq6gz]

Sir, which broker takes FD as collateral and gives margin?

[@illyas1978]

Please list all brokers

[@daniel14871]

Trandejini

[@MaXKnowledge]

If FD you don't want alternate thing you can buy Liquidbees (Gives around 6% annual returns) and pledge it and use that collateral for f&o trades..!!

[@SanjayPrasad-el2vw]

@@MaXKnowledge Do we need to pay any interest on the collateral??

[@FireBullTrading_Official]

Toh Future me trading karne ka ki nahi karne ka. He is confusing newbies like me. 😕😕😕😕

[@rohan852]

Newbies must only trade with cash.

[@niranjankala6868]

nhi karne ka... usko experience h market ka kai saalo se... naye log fans jayenge isme...

[@jiten3456]

Sir what about dividend, bonuses, rights issue, spilt etc. These benefits is not there in Futures

[@veeresh459]

Hi Sir, Thanks for the valuable info. May I know which broker accepts FD as collateral?

[@m.ravikiran2243]

NSE not accepting FD as collateral.

[@narasimmamurthyr2534]

lucid explanation benefiting investors who have no experience in futures

[@LOVEYDREEM]

Dear sunder sir, You are My GURU in stock reading. How charity you explains... Just wonderful.... Thanks for making such a knowledge treasure videos. I can't ho.e myself to meet you...Thanks a lot

[@sandeepansantra1705]

but what about dividend and splits?

[@samar4748]

Sir you make the maximum use of minimum money nobody can think like you great strategy

[@krishnathakur7982]

Sir if we can buy 3rd month future then why we will buy for monthly basis.

[@mrniftytrader]

Sir how to trade in future. I want to work in future market.please help

[@bittubsb]

Future trading is well of death, for experience and expert people

[@mrniftytrader]

So, is cash market good ?

[@Sakumanzz]

SIR, where do you find the expectactions of a stock result, before the result is released.

[@maheshdawani]

nice sir, i am trading in future since 5 years, but i always hedge the position, with option, so risk is very limited... if u hedge the posotion... if u buying a stock future, buy put option of that stock ... and vice versa...

[@ambujsingh1714]

Hello sir, I bought ur webinar n watched. webinar was awesome. U give many advice also. Overall I feel, u trying to suggest people that , don't expect much from share market with small capital. N don't take risk with capital without knowledge. My questions to u sir 1. When u start ur journey, did anyone gives u the same advise? 2. If yes, did u follow ?

[@dhee345]

hey sir but if you hold it for two years ...den in case da price goes to 2000 den in futures you will pay 30 percent tax for gains in cash you pay only 10 percent because of ltg...you can pledge your shares nd do options trades or futures trades with it i guess

[@dhee345]

sir this is fact pls dont misguide people you are a great option trader...i respect your work a lot...i dono y you told lik dis...

[@dhee345]

why sir no reply

[@JeegarPatel32]

STT on equity/niftybees is huge compare to STT on future. 3 month away future is available so you need to roll over only 4 times in future but still equity brokrage + STT is more than 4 times of future (brokrage + stt)

[@maktechcom]

In the mean time yours explanation is also super sir

[@kaashsolanki3722]

Informative. Eagerly waiting for the video on taxation. A kind request, please put up a video on basics of futures and how it works in the stock market. Thank you!

[@AlphaTraderChannel]

Best to trader Futures while hedging them with options!

[@rohitjain0403]

But we need huge capital in fno

[@Adityadiwakar20]

@@rohitjain0403 go do job....den come or remain same

[@yuvaraj6770]

Pay from pocket and then forget it ... nice stratergy

[@arvindsingh-kk3yk]

SIR PLEASE EXPLAIN AS YOUR 4 JUNE NIFTY CALL PE 9500 SELL . BUT TODAY NIFTY PE JUNE OPTION 9500 BID PRICE @ 446 OFFER PRICE @ 498 BUT YESTERDAY CLOSE IS @1936

[@SHASHIKANTLOKAREPlayHardGoPro]

What if the reliance stock declines 10 percent or more within a week/month? You will get the premium of shorting call option but you will loose 5 to 10 percent in future? Please let me know how to cover this case?

[@AshokKumar-nm8of]

sir. if u take position in futures market, will u get dividend?

[@kishanbhargav7655]

No

[@kunalshah1989]

What about tax on FD, which will not be netted against your loss of shares and plus TDS 10% in interest. Also if you rollover in profit then you pay tax as business income but in delivery it's notional so pay tax only when you pay! Pl correct me if wrong

[@KARTHEEK_N_B_S_KUNALA]

Thanks sir, you are changing the view of investment, rewriting the rules told by other's. Valuable information for charity 👌👌👌

[@syamkumar5990]

Sir, could you please provide your view on penny stocks, like rcom/rpower, rnaval. Is it still worthy buying them?

[@yogeshbhole4346]

In future ... MTM settlement cost u ... how to take care if stock moving down

[@rsvijhaipranith3115]

Sir thank you For very nice clarification, do we get dividend and bonus issue when you invest through futures?

[@kulkarnirajendra]

Sir, great video. Can you please stop that background music, it's quite distracting. Not sure why music is needed at all.

[@SaratAnimation]

Don't mess with a teacher.😊

[@Asifcheerful]

Sundar sir I was searching for a complete futures trading video of yours can you plz provide the link if it's there

[@venkateswararao4485]

Sir, your detailed explanation is very nice. Very recently I started following your videos.

[@adas19581024]

What about mtm losses if Reliance goes down big way ? Covered call profits cannot cover that loss and one needs to buy put as a hedge. In addition, I would like to mention that in many interviews Mr Sundar mentioned that future has no future but options have many options. So why now this change of mind. Will mr Sundar answer that

[@christabelijeoma7098]

I just realized that no one is talking about crypto

[@chrissain4857]

Most people don't believe in crypto

[@pnned.4756]

Yeah, you are right

[@pedroricca671]

I tried BTC, got discouraged by the fluctuation

[@pnned.thewallstreetpro821]

Trade with a professional like Mrs Margaret Williams and that would not be a problem

[@christianchurchill9368]

I heard that his trading was mind-blowing

[@s.lingesan]

I am a complete newbie. My doubt we can do futures for the 3rd month and effectively reduce the number of times we switch future in a year to 4. Anyone with more experience please reply

[@Dj-nk7wb]

you are a real teacher Great Sir 👏🏻👌🏻

[@Dj-nk7wb]

You are responsible for your profit & loss in share market

[@vijaysolanki36969]

Good teacher of stock market

[@sivasubramanian1377]

Sir.... In cash there is possibility of getting devident ..but in future it's not possible...More over by investing rs 7.5 lakhs in bond at 7.5 percent is for annum interest .we will be able to get to get annual gain of rs 20 k as you said for one year and not for per month...if iam wrong plz correct me sir..