How to Save Income Tax in 2021 by CA Rachana Ranade

[@CARachanaRanade]

✔️ Invest in Knowledge: social.rachanaranade.com/Courses ✔️Kickstart your Investment Journey:link.rachanaranade.com/Zerodha ✔️Secure your Life and Health: - Life Insurance► bit.ly/3tYenqr - Health Insurance►bit.ly/3ynVssD

[@PradeepSingh-vm1gl]

Save time. Start watching from 4:14

[@jeevapv2954]

Bhai you are generous ❤️

[@AutoandExplore]

Thanks a lot

[@nithinchandran4285]

Thanks buddy

[@md.salamali8995]

thank you bro

[@renelacad6529]

Everyone starts as a trader. When the stock keeps dropping they become investors. Thank you for all you do and God Bless.

[@lucyben9173]

lolololololololololololololol

[@renelacad6529]

@Chink Positive You can also register on their website directly, for investment if you don't want to write their admin

[@renelacad6529]

tradingfxstation.

[@renelacad6529]

com

[@cookbook5278]

U can pay 0 tax on earning of 50 lac ctc. Open a political party named Tax Saving Party Of India and donate all the Salary to that party. Now u can buy a car FOR PARTY. An office on hill station. Everthing u ever wished for. And everything is exempted.

[@NC20480]

One benefit of tax saving FDs is that it shows as liquid funds in a bank account.. This is specially beneficial when applying for visas or immigration to another country where they checks how much funds a person have to support themselves.

[@deepaknair6071]

This information is actually quite valuable. Thanks!

[@shreyanshmukhariya1189]

mam i am literally impressed by you communication skill as most CA are not that much good speakar but you are one the coolest CA

[@priyankatech-carr5894]

Thanks Shreeyansh !!!

[@amolpatil3988]

Maa'm can you please make sessions on how to file ITR, refund in your style of simplified approach.

[@mrTruth007]

You can watch Honestly Tanmay's video, he has made a quite explained video abt the matter.

[@dvivek2858]

Yes please

[@sivapathikarunanithi9400]

That would be helpful

[@gokulmenon6458]

@@mrTruth007 link please

[@devendrachhajed3874]

Yes it's really helpful

[@Budgetingpersonalfinance]

You missed on NPS which also has an additional tax benefit of 50k under 80ccd

[@rcnethreshgowda6347]

Under section 80ccd(1b)

[@sureshgoondla1917]

Yes.. we can avail tax exemption upto 50,000/- under 80CCD(1B)

[@dentogist]

Over and above the 1.5 lakhs??

[@sureshgoondla1917]

@pramod p m yes

[@akif5903]

Can anybody confirm this NPS capital at withdrawal is taxed at xx% ?

[@ashkum3091]

I am a farmer with 80 acre of land in Bihar. Every half yearly season I make 8-9 CR by growing and selling fox nuts! Yearly income is near about 20 CR! I pay zero income tax!

[@sudarsan1731]

Hi CA, Explanation towards the section 80c was really superb. But, I expected the section 80ccd too. Finally, one more additional video for pro investor..Jaihind... Bye bye..

[@taniabiswas9787]

I love the way you explain. Any teacher who can explain like this is a boon to students!

[@parasvarshney]

Your editor is what i love the most!

[@rs-tarxvfz]

बहुत ही सरल शब्दों में बताया है आपने। लेकिन इसे execute करना उतना ही कठिन है क्यों की आज कल जब भी आप कोई इन्वेस्टमेंट बेचते हो तो २०% अमाउंट आपका T+1 दिन के बाद आता है इसलिए इसमें बहुत ही समय और दिमाग लगता है

[@AdvaitNakti]

I love how the ads are placed in between sessions.

[@vishwanathkadalagi2336]

The above one is fake.

[@kaigalmane]

Report above comment which is in the name of Rachana.

[@macteh7298]

Haha wow, that opening joke was awesome madam 😂😂😂

[@vscharag07]

आपके वीडियो का इंतजार रहता है हर बार कुछ नया सीखने को मिलता है..👍

[@priyankatech-carr5894]

Thanks Vishal !!!

[@JayShankarpure]

Mam I am just watching your videos these days.

[@TheAndamanGuy]

Hi Rachna! You're doing a fabulous job by providing us financial literacy. Would it be possible to cover other sections as well in terms of tax saving options?

[@teamcarrtechsupport9959]

Thanks Rahul !!!

[@samirpalande9754]

A detailed course will be much appreciated 🙏

[@nazneenr8960]

@@agniveshbhosale1234 why so angry, chill out

[@shekharsingh3933]

Your way of explaining is very easy and mind blowing

[@Mahesh89G]

Correction: Minimum investment amount for sukanya samrudhi yojana is Rs 250 (not Rs1000) per annum.

[@ajvedahameda3]

Yes 👍

[@froststorm2011]

Fake account spoted

[@reshmasuvarna1646]

Yes

[@saikatbarman]

What is the max limit of investment for NSC per year?

[@afzalsayyed2389]

@@saikatbarman there's no limit in NSC as such. But for tax planning investment there's limit on maximum deduction of amount ₹150,000 under section 80C & 80CCE

[@sweetykashyap9201]

Very informative and just liked your way of talking, made me smile :)

[@cooldharan]

Nothing beats investing in stock market + paying normal tax as per slab😁 or starting a own company if the income is so high😎.

[@naveenkr5992]

I request elaboration.

[@deepakkguptha]

Omg. You stole the show by that introduction of 2+2. Superb mam. You make finance so interesting. I hope I was into finance and had a teacher like you.

[@priyankatech-carr5894]

@CA Rachana Phadke Ranada Please do not scam here, we are taking leagal action against it.

[@priyankatech-carr5894]

Thanks Deepak !!!

[@deepakkguptha]

@CA Rachana Phadke Ranada hi mam.. can you please guide me how to reach out to your WhatsApp assistance.

[@sujeetagrahari2292]

I have been watching your videos from quite a long. I am quite impressed how much the editing and acting has improved, also content quality indeed. Thanks for the video!

[@manishapatel2201]

Rachana, I guess u r too young than me...so I would like to say Rachana if u don't mind.... yr way of explaining every topic is magnificent, getting so many things & knowledge which I didn't get till the age of 49 frm any where.... blessed u always...also thinking to join yr membership...

[@rohitryadav4864]

Mam most of the videos are available on youtube regarding 80C. I request you to discuss something more apart from 80C Which many of us are not aware of Thank you.

[@suniladiyodi]

True. All are discussing about 80C. Which has a max limit of 1.5 lakhs only..

[@suryakumare.k1940]

veryclear presentation, very smart, clear vision, clear video shoot, All the best

[@shodhanshetty2005]

As a student... The intro. Hurts😂😂😂😂

[@arpitagrawal4520]

As a student, you are watching this video!! You already are on a right path trust me. 😄

[@deepakkumargupta2909]

Ma'am you said that after completing 2 million subscriber you will upload next lectures of basic of stock market.

[@priyankatech-carr5894]

Thanks Shodhan !!!

[@kvangelz]

you look fabulous in front of camera ...Content quality is truly worth to watch..

[@amarnigam8036]

It was a wonderful session ma'am, please cover 8CCD2(NPS) ,HRA and other benefits to save tax in next video :)

[@raghaviraj5765]

Superb! Very informative👍👍👍

[@MrJiraffe]

Conclusion at 13:57

[@lavanyagangaram]

I am writing this comment at 4.40th min.. Just after seeing all 5 sections. These are all may not ne new.. But, trust me, I have been looking for this kind video since a very a long time. Rachana ji.. You made this topic specially for me I feel. Thanks a lot 😊❤. I will resume watching the video now 😃

[@kushalsharma3718]

I think, minimum for SSY is 250 pa. And NSC is not tax free, on maturity the interest amount gets added to salary and treated as income from other sources, taxed as per slab rates.

[@rishabhsaxena9357]

Yes. But, as the interest from every year is re-invested, you could show the interest amount from 1st, 2nd, 3rd & 4th year as tax deductible u/s 80C provided that you have not exhausted the limit of 150000 already

[@shubhamjat8228]

After watching your basic knowledge on stock market series i be like "जिस चीज को तुम शिद्दत से चाहो पूरी कायनात तुम्हें उस से मिलाने में लग जाती हैं" Thank you ma'am for your सुपर lectures in such a clear cut understandings I hope In future you will upload the remaining lectures and help us to getting more knowledge about stock market. Thanks again and God bless you ma'am.

[@queenzeneb8365]

Hello. I'm actually looking for a good trader that can help me trade and make good profit, I've been seeing so many recommendations but i don't think they're trusted. Please do you have any recommendation?

[@henryjoyce4495]

Hello. I'm actually looking for a good trader that can help me trade and make good profit, I've been seeing so many recommendations but i don't think they're trusted. Please do you have any recommendation?

[@amaziwilg8303]

That's true most people today have been having a lot of failures in forex and crypto sector because of poor orientation and bad experts

[@belasong8549]

I have been seeing so many recommendations about Nicole Vieiraon Instagram and telegram trending, her strategy must be good for people to talk about her

[@wilsonthomas2854]

I did invest with her and I made huge profits

[@ryanbrian4905]

I saw the recommendation but I didn't bother chatting her up I keep loosing teally i still don't understand how the forex market works tho

[@FinTaxPro]

Ma'am, Please leave some content for us as well ;) Jokes apart your content is really great. Keep it up -Team Fintaxpro

[@priyankatech-carr5894]

Thanks Alot !!!

[@IdrisMohideen]

@@lucaspalette4086 is this a scammer with virtual US number?

[@084Mehul]

Why detailed Elss for pro investors only when everyone has contributed to your 2 million subscribers?

[@wasteoftimecomplete4366]

Paisa

[@RS20633]

Vitamin M

[@preethisharma7965]

conservative 8500 subscribers X Rs 400 = 34Lakhs per month, no way you are going to get detailed Elss baby, you will only get just about some stuff to increase subscriber base, you will see even jazzier openings too, quite silly all of us are, well a sucker is born every microsecond in this world.

[@nitishverma5457]

@@preethisharma7965 true preethi

[@24mendy]

Brilliant teaching skills 👌Love your channel.

[@prernasharma7107]

kzbin.info/www/bejne/qoDSn5SQi8qrl5o

[@SrinathChakravarthy]

Can you also please do a video on home loan EMIs and tax benefits from the same? Will be very useful for prospective home buyers like myself.

[@nilamsakpal36680]

Khup chan ahe ha video, kiti chan explain karta tumhi, great👏👍

[@richasanand]

Dear Rachna, What about Kisan Vikas Patra? BTW I am your absolute fan, I hope you remain cool always!! 👍👍👍😀

[@priyankatech-carr5894]

Thanks Richa Anand !!

[@purvasharma5621]

Loved the animation at 1:00 and 2:30 knocking out with sound effects! 😄

[@purvasharma5621]

@@kerrypearl9518 Kindly do not spam here Mr. /Ms. Fake Account 🙏

[@priyankatech-carr5894]

@@purvasharma5621 Thanks Purva, that is the fake account.

[@chandrikakoralli1657]

@@priyankatech-carr5894 Can u make video on correction of gst filing at the time of registration ?

[@bmyadav4633]

Government should be make a rule "population tax" 😁😁

[@raveenasharma1951]

True

[@fullStackInKannada]

Thank you so much for making this such useful video with lot of information. Thank you!

[@abhinav5238]

We want a course on F&0 or else, INTRADAY.

[@techezee650]

@@lucaspalette4086 fake

[@anilindulkar7020]

Your information is appreciated, enjoy your sense of humour and smiley face.

[@priyankatech-carr5894]

Thanks Anil !!!

[@whitedracarys7613]

Think if finance minister watches this and says , noice ! 🤣🤣

[@ratnamani8228]

Next Day Petrol and Diesel Price Increase by ₹100

[@preetirani236]

Dear Maam, This is CA preeti!!!!!!!!!I am following your videos from March 2020 and from that day i become your Biggggggggg Fan seriously...Mai kabhi comment nahi karti youtube but..you are sooo good ki mai apne aap ko rok nahi payiii.... Nowadays making some videos for youtube on sarang Gujarathi's Commerce acedemy...Hope you see it !!! Now you are celebrity

[@ivinitmittal]

I wanna save a ton of income tax But I've only one small problem..... I don't have income 😂😂😂😂😂😂

[@IndiCoder]

Ssup bro

[@ivinitmittal]

@@IndiCoder Nothing much, how are you mate?😎✌️

[@nandurimeharbabababa8405]

good knowledgeable and good for guidance

[@riteshkunal9462]

Sir, Please make a video on Taxes for salary DOCTORS and DOCTORS with self clinic along with this the same doctor is having Capital Gains from M.F. , Stocks,etc. How will he file hos ITR ? Sir please please please make video on this topic.

[@HM-gb8mf]

khup chhan maam.... great learning point of view 💖✔👍

[@priyankatech-carr5894]

Thanks Alot !!!

[@rajavishwakarma4069]

🙂 80c is full NPS adopted with 10% contributions from employer and 50K self.

[@Anonymous-go5fm]

What?

[@manas07867]

Clear Explanation 👍

[@priyankatech-carr5894]

Thanks Sachin !!

[@architgarg97288]

I pay a premium of 25k per year for hdfc life classic assure plus policy premium, so does it comes under section 80 under life insurance section??? Please help

[@rohitsoni9325]

Yes it comes under 80C but by name I feel this is some kind of amount-on-maturity or insurance+investment thing.. If that is so, then I would suggest to go for Term Insurance as it will be way cheaper and has way-wayy more coverage than you possibly get from this insurance+investment products.. Just for curiosity, what's your age and coverage amount for this 25k policy?

[@jkbr7729]

Thank you, very well explained!

[@danieldon7672]

Every Bitcoin investor right now is just smiling at the price of Bitcoin as it held strong and indeed valuable enough to generating good Rol.more persons are gonna become millionaires and we have Bitcoin thanks for that!

[@annaflorence2659]

I agree on your opinion man generally I always look out for it to dump so I can purchase some more truly it has come to stay

[@austinmiller1522]

what's really the idea behind this Bitcoin investment anyway, cause all I do is to buy when it falls and sell when it goes high

[@daymanbaker5568]

Bitcoin investment is just Every other form of speculative to determine which gain or losses against another in other to make profit just like in forex trading

[@siralex4928]

relating Bitcoin investment to forex trading definitely mean there are risk involved and just how do you appropriate risk measures

[@kathleenkennedy7929]

Yh, you sound like a professional

[@user-rd4mt5jp7y]

If families earning less than ₹8 lakhs annually is EWS, why should people earning more than Rs 2.50 lakhs pay income tax in India? Please let me know. This is mostly an essential question. Gentle reminder, and let me know. thanks and regards

[@Sanj20101]

When you say that you earn ₹0 salary.. it hurts😭😂

[@utubesanjay]

Excellent presentation!

[@saikiran9474]

If we invest Directly in equity or bonds such as sgb can we avoid tax?

[@Anonymous-go5fm]

Equity doesn't provide tax deductions.

[@bossinbng]

Equity: if you redeem within 1 year, 15% tax applicable on the profit. If you redeem after 1 year, profit upto 1 lakh is tax-free. Profit above 1 lakh is taxed at 10%. SGB: They pay annual interest at 2.5% to your account annually, which is taxable according to your tax slabs. The maturity amount of SGB is tax-free.

[@bhagvatlande5700]

Thank you, it helps lot .

[@spartance5209]

She looks line soul mortal in long hair... 😂

[@gurucool79852]

Thank You Rachna so much for these tips and plzz make more such videos. 👍👍👍👍

[@priyankatech-carr5894]

Thanks Jenil !!!

[@shobhavs613]

Intro just said the way I study😂😂 great intro

[@05vishakh]

Very nice 👌 Thank you 🙏

[@Vivek-ht5cv]

I heard your 2+2 joke in your personal finance course😂

[@prodigysonhiddenforareason1239]

@@lucaspalette4086 fake account?

[@akashsannyashi9570]

@@prodigysonhiddenforareason1239 report the spammer

[@aniruddhadx]

धमाल intro. मला माझ्या कॉलेज जीवनाची आठवण झाली. Thanks for uploading this video. मागच्या वर्षी खूप टॅक्स कट झाला आहे

[@priyankatech-carr5894]

Thanks Aniruddha !!!!

[@jituchoudhary2622]

I am studying in science filed and now I am converted into commerce after watching scam by scam😂

[@harikan4692]

I'm very happy to listen to ur videos, the way u explain was beautiful, thank u rachana, this is genuine feedback dude, keeep going and rock

[@Evinitshah]

Is it from finance act 2020? Meea 80C ho jayega May 21 attempt ka😂😂

[@sreeramoffcl]

Me too

[@sharadbaburaval8264]

Content is very good knowledgeable Thank you

[@dhavalkatira009]

Mam the NSC return is taxable post maturity! At last the snapshot where you mentioned it's tax free.

[@TechJosikhayeKuchnaya]

Good luck to everyone for their life 👍👍

[@priyankatech-carr5894]

Thanks Alot !!!

[@SagarParte95]

This video is very helpful thank you

[@renukhanna6603]

Absolutely well worded video. You are amazing ❣️😚

[@dipeshpatel6643]

Very helpful video. Thanks Rachana

[@priyankatech-carr5894]

Welcome dipesh, and thanks for watching videos !!!

[@hiprem21483]

Teaching with a bit of fun is very cool.Thank you mam.

[@rohineepatil8890]

Very good still simple.Thanks. Can we invest in all 3 or 4 at a time.

[@mahendravaze9408]

Very good clarity! You are doing a fabulous job!

[@priyankatech-carr5894]

Thanks Mahendra !!!

[@sakshiwadhwani8565]

In sukanya samriddhi, minimum deposit is 250rs and the account matures not when the girlchild turns 21, but 21 years from the date of opening the account.

[@souvikdutta1651]

Explanation towards the section 80c was really good, but Kindly make a video on tax saving options Selling a property, theaccountingandtax would be good advisor as foreign stock investment.

[@manindermann8164]

Great video! Kindly make a video on tax saving options Selling a property and gifting it to children this is a common need and huge tax saving potential if you can share how to. Thanks for your interesting way of explaining Money matters that every person should know.

[@ameeralikhan9288]

Hey Rachna need 2022 version of it :)

[@karthikcts1789]

Hi Rachana , we have online app for post office . To open that you need to go for post office after that we can pay from online itself. PPF, SSA, NSC all can be added to your online app and pay from that 👍🏻

[@diauser3327]

do we need to order atm card etc to use post office online? is it app or online site?

[@shashikantyadav7482]

You are so nice sister, my english thodi ok hai, but sab samjh leta hun, thank you 🙏🙏🙏

[@diptibist2222]

When you say - I earn zero rupees 😬 in your style..mast lagtey ho 👌🙏🏻. Hats off to your in-depth knowledge.

[@dedicated6614]

Aap ab konsa bhi course Lao sb bikane wala hai... U r at the such stage of life... Obviously credit goes to efforts and talent.. 🤹🚀💰💰💰

[@priyankatech-carr5894]

Thanks alot !!!

[@dedicated6614]

@@priyankatech-carr5894 u r the official handler of this channel..?

[@dedicated6614]

@@priyankatech-carr5894 Marathi mansane Asch pudh jayala HV .. Lay bhari....👌👌

[@nikhilshirure244]

Very helpful....Thank you mam

[@SujattaDJagtapp]

Video is as always full of knowledge. Thanks

[@priyankatech-carr5894]

Welcome sujata, And thanks for watching the vidoes and following the channel

[@aashubhatia1807]

You are blessings for us business man

[@hritiksbetterlife]

Bhoot saara pyaar apko khus raho ma'am aur ese hi guide karte raho

[@priyankatech-carr5894]

Sure, will keep spreading knowladge as much as possible i can. thanks hartik for watching and following my channel

[@neeleshwarkalvala6938]

Creative interactive indepth easy- understanding ❤️ Thank You Ma'am

[@priyankatech-carr5894]

Thanks Neeleshwar !!!

[@rahulshinde6648]

thanks for all the knowledge 😊

[@TechyPhoeniX]

Congratulations on 2 million subs Ma'am

[@Neluvzi]

I love the way you talk and sense of humor of another level 😉

[@priyankatech-carr5894]

Thanks Kashmira !!!

[@hritiksbetterlife]

Lots of love Rachana ma'am, informative video always

[@priyankatech-carr5894]

Thanks Hritik !!!

[@waheguru1810]

Watching your second video (first of course on your channel), first being your interview with Asset Yogi. Found it interesting & full of knowledgeable content with a good sense of humour indeed. Keep it up. God bless you...

[@PTeja007]

Mam, we already have many videos on 80C. Please make a video on other sections which people generally don't cover. If your income is above 10L, 80C will be almost covered. Everyone talks about 80C but no one talks about other sections. Please make a video on how we can avoid tax if income is between 10-15L 🙏🏻🙏🏻

[@sanjivani1982]

Hi Rachana First of all many thanks for all your videos. I started investing in stock market after watching your videos. One request to you. I feel our kids should be financially aware from early ages. They should know about savings, taxation and wealth creation. I also feel that only you can teach this well to them . You can focus onwards age 15+. And one special request try to make this video in marathi as well. This one especially for rural teenagers. Many thanks.

[@carachanaphadkeranade158]

FOR ~ MORE ~ PROFIT ~AND ~ INVESTMENT ~~

[@carachanaphadkeranade158]

*write J Towards on ...... what...sp + 1 (9 8 5) 2 4 7 - 9 3 3 7.... ....🇺🇲 Let him know I directed you.....