Understanding Insurance Solutions with TATA AIA

[@CARachanaRanade]

✔ Invest in Knowledge: link.rachanaranade.com/CourseStore

[@baburam1803]

Seriously didn't expected this from you mam. If a person like you who wants financial knowledge for common people promoting ULIP plans then it'll not be good for new people who beleives you blindly.

[@adityaparab7802]

Yes this is not expected from CA Rachana Phadke Ranade

[@mikepro5799]

Finally we/she wants money

[@kanthyadav8405]

ULIP is worst mam don't recommend it

[@sagarsrivastava2419]

It's just paid promotion on this channel these days. Highly disappointed

[@baburam1803]

@@sagarsrivastava2419 No one opposed the paid promotion for zerodha or upstocks or any mutual funds. Promoting Ulip in a channel like carr is disappointing.

[@nabhchoudhary7763]

Can't believe you are endorsing ULIP. Zindagi hame kis mod p le aya

[@GautamKumar-cd4oj]

😂😂😂😂😂😂😂

[@navneet2649]

True😔

[@sumansrivastava4670]

😂😂😂😂😂

[@nirbhaybhargava1509]

i guess she is trying to educate us on how to read an insurance policy and how things work she isnt recommending this even if its sponsored just think differently and see the bigger picture as to u get to know the information

[@surajshinde1793]

Seriously,she is suggesting ulip? I cant believe this I used find her channel very informative But sadly she is misguiding ,and that too only for those cheap paid promotions

[@debanjanaus]

Gone are those days....things suddenly changed after getting 1.5m viewers and specially after her videos went on trending.

[@ashutoxh]

Hi, I'm new to this. What is wrong with ULIP?

[@prateekpatil3276]

@@ashutoxh Watch Labour Law Advisor videos on ULIP

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@sureshnayak4339]

Exactly

[@subhradeepdas23]

The comment section is more interesting than the video today ma'am 😂

[@vajra6346]

Indeed, came here just to check comments

[@svmahindra007]

True story 😂

[@sureshnayak4339]

I am so happy to see so many comments condemning her video, just shows that India is on its way to financial literacy 👍👍👍

[@sumansrivastava4670]

True 😂😂😂

[@rajandayma]

😂

[@mohammedjidinmp4355]

With all due respect, why promote ULIP even after having extensive knowledge on the concept of time value of money.

[@rohitsoni9325]

And Fun Fact, audience is supporting her in this too😂🤦‍♂️

[@pradyumnapatil5190]

Paise ka chakkar hai babu bhaiya, paise ka chakkar hai!

[@onkarnarale2487]

@@pradyumnapatil5190 R8

[@indiancitizen6095]

In her own language... vitamin M चाहिए भाई

[@rajinder1211976]

Now madam encashing her popularity by advertising the products.

[@danteramone627]

I don't mind

[@Srinivas0503]

Yes, which is not good... She is advertising for TATA insurance company...

[@pranjalgarggarg4176]

Sab paise kmane k liye kr rhi h

[@rajinder1211976]

@@danteramone627 Right bro but we follow this channel for educational purpose and do faith a lot about her. So she should mind it.

[@AKSHAYDHUMAL137]

Not expected this from you . Have been following you since start, but endorsing such policies after rising and getting to such popularity, shocks me.

[@ppp8626]

Never promote a product which you won't buy yourself.

[@rp4661]

one question to rachna mam : Q ) have u taken the ULIP plan ?? if not why only endorse for money . 1)according to the chart if all benefits are taken then total premium will be approx 600,000 p.a which is more than the salary of your many viewers. 2) Term insurance is best as it offers 1cr amount in premium less than 25k p.a (depending on age of person) . 3) company get benefited more from ULIP as it is easier to convince (to make chu***) person from non finance ground . 4 ) insurance and investment both should be treated differently and people from non- finance background are strongly recommend to go for mutual fund. 5) At last ULIP is a "cancer". i think rachna mam is contradicting her own image/ goodwill.

[@vikramchoudhury1346]

Haan sahi main bik gayi hai government 😂😂😂😂😂...Rachna Mam please reply to the comments if you are truly a youtuber

[@brajasekhar9985]

.

[@shivprasadkotnala5288]

😊

[@amlanjyoti2]

Appreciate for the information

[@aallearn4927]

Thank you for info. This stupid Rachna not reliable. People like you are saving everyone with greedy Rachna

[@dinkarjoshi6462]

Did not expect this from a CA. Sad these days paid promotions are making CAs do such endorsements. Thanks to @labour law advisors that he had already made videos on these topics

[@terryman53]

Can you share here the link for labour law advisor..

[@lataiyer6330]

Well if you are doing it for TATA then it should be a privilege

[@PankajKumar-qd9jd]

@Pritish Moharana tmkb

[@aayushgupta798]

Fun fact : most people have seen labour law advisor ulip video 😅😅

[@chetanbsonawane]

True. Wish there was a way to tag the LLA channel 😄

[@mayurharge2339]

I was going to comment regarding this 😅😅

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@ashishnirmalshorts]

@@navneet2649 death kese bhi ho sum assured milega ga hi Agar accident ka rider liye to aur additional sum assured milega

[@Headshot-lx4hb]

True

[@VarunKaushik18]

Dear madam, your channel has many rookie investor which I once was. I learnt so much after watching your videos and ULIP never makes a good solution for those who even believe insurance also should be an investment platform. For the money paid, if the person buys a term insurance and invests the rest in any mutual fund(s), he/she'll get more returns and way higher sum assured.

[@VarunKaushik18]

Unlike mutual funds, these funds into which they invest are not guided by AMFI rules. So good luck on allocation, charges, returns, portfolio, AUM, etc.

[@mohamedaashiq8062]

I am working in TATA AIA your explanation was very clear and clean which I am thinking to forward to all my clients

[@dhruvmehrotra9698]

I'm a science student and know more about the stock market than I know about science. All thanks to Rachana Maam!

[@youtubego5267]

Bhai op

[@pexeixv]

Same here bro

[@aryanvaghasiya2342]

Exactly same, I'm in 11th PCM 😅

[@danteramone627]

JEE is in 25 days and I've applied to three IPOs already :/

[@abcdef-ct4up]

@Arun Nair really well, I'm in college now, having a job and doing freelance in the crypto industry, 80% of my earning goes into stocks

[@sunilkumar-fk1gp]

She is the only one who is knowledgeable plus who knows how make to understand people is easiest way

[@anujbhatnagar60]

Mam, it totally defeats your objective of spreading financial literacy. Please don't promote ULIPs. You know very well that it is not a good option at all. Never thought I would have to dislike a video from you 🙏

[@privateproductunboxing.5713]

Yes i agree the bend in front of money

[@bijuldesai3097]

Unfortunately yes I agree with Anuj ...

[@shubhamnimje419]

Band kro band kro fake publicity krna band kro...audience ka chutiya katna band kro

[@shubhamnimje419]

@akshat sahni financially aware bank bhai..in jaise logo ki need to know basis pr suna kro

[@DineshKumar-xu5xi]

I lost trust on her

[@1aditya11]

Ma'am r u really suggesting ulip Can't believe this

[@Normielord]

Fun fact: Never buy a ULIP.

[@yashshirodkar6079]

TRUE

[@rp4661]

will love to endorse ULIP if i get huge amount from TATA AIA 😎

[@PratikMOffical]

Though Tata AIA has a Good Reputation Can I avail Less Premium Option by not choosing this ULIP Option ?

[@rp4661]

@@PratikMOffical go for term insurance of 1cr instead of ULIP

[@yt_bharat]

Correct

[@mrprvnm]

Rachana Rande (As a Sales Representative) - Presentation is Excellent - Explanation is Excellent...... CA Rachana Phadke Ranade ( As a CA Professional, Professor, Financial Advisor) Expecting More Details about Hidden Charges in ULIP Such as 1. Premium allocation Charges 2. Mortality Charges 3. Fund Management Charges AMC 4. Fund Swtiching Charges 5. Policy Administration Charges 6. Partial Withdraw Charges Give some illustration.

[@ivinitmittal]

Rachna Ma'am selling a ULIP, paisa ka chakr Babu bhaiya 😂😂😂

[@GautamKumar-cd4oj]

😂😂😂😂😂😂😂😂😂😂

[@deepmakadia9829]

😂😂

[@anusingla2588]

🤣🤣🤣🤣

[@tanvibhatt998]

😂😂

[@tanvibhatt998]

😂😂

[@helenshawn4400]

Honestly investing in bitcoin is a lucrative way of making money ✌️

[@cryptobanter7183]

Every bitcoin investor right now is just smiling at the price of bitcoin as it held strong and indeed valuable enough to generating good ROI. More persons are gonna become millionaires and we have bitcoin thanks for that

[@aaliyaemeli3274]

I agree on your opinion, generally I always look out for it to drop so I can purchase some more truly I believe it has come to stay

[@flavinhoneto833]

What's really the idea behind this bitcoin investment anyway, because all I do is buy when it falls and sell when it goes high

[@coinnbureau5595]

@@flavinhoneto833 Bitcoin investment is just like is just like every other form of speculative investment where you trade commodities to determine which gains or losses against another in order to make profits, just like in forex trading

[@Maya-jq7xx]

@@coinnbureau5595 Relating Bitcoin investment to forex trading definitely means they are risk involved, and just how do you take appropriate risk measures

[@ppp8626]

Just as agents get a high commission for selling ULIPs or Endowment plans, she definitely has got higher money for this promo video because these plans only take advantage of common people's unawareness about investing to give minuscule 4-5% returns with high lock in periods.

[@neelakshmishra9614]

R u really selling a ULIP I can't believe it😳😳🙄

[@rohitsoni9325]

Same bro. Don't know what happened to her. See last three videos, all are of paid promotion .

[@VarunKaushik18]

Not selling, promoting. But I agree with you. The channel has many rookie investor which I once was.

[@tushargoyal2582]

same bro. Even I shocked, how she can promote ULIP plans. It was unexpected 😐

[@drdoom7140]

@@tushargoyal2582 why is it bad...I don't know anything

[@tushargoyal2582]

@@drdoom7140 ULIP plans are not a pure insurance bro. We should not mix insurance and investment at one plan. Its too costly and useless. Better to go with life insurance only.

[@NirmalKumar-dg5ix]

She is misleading people now.... :( Insurance must be seen as just insurance and the extra amount can be invested by the person himself which would yield him higher returns... It's sad ro see her selling crap to the public... I thought she was here for general good... We should tread your videos with caution now... Watch labour law advisor channel to get a complete understanding of what I'm trying to convey...

[@rohitsoni9325]

Sad part is at one time, Labour Law Advisor and she collaborated and even then she is selling ULIP😂

[@harshitjain7660]

Paiso ka chakkar babu bhaiya😂

[@sagarjain2864]

What is wrong if she has become a brand custodian and is debunking myths and providing knowledge?

[@pranjalgarggarg4176]

Yeah bhi bekar channel h labour law advisor... Paise kmata h isko vhi khuch ni aata

[@alekhpandey2435]

correct buddy ! these youtubers thinks their susbcribers are fool

[@vikramchoudhury1346]

Bro your comment saved my precious time or else I would have watched the video, as this is my first recommendation of this channel, and I have never ever seen her ang video till date. Thanks for saving my time. Aur kabhi dekhna nai hai is channel ko 😂😂😂😂

[@jarus1]

Term Insurance is what we all have to look into

[@okkamrazor9557]

Term insurance + health insurance And investment in MFunds instead. Right mate?

[@TechnologyKnowledgeandFacts]

@@okkamrazor9557 100% right

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@jarus1]

Don't buy these fancy insurances. Opt for a Term insurance.

[@1aditya11]

Ma'am many people trust u as a guide Please don't break there trust on u No people here read ur disclaimer

[@1aditya11]

I'm sorry ro say this Ma'am we would like to see a part of video promoted by brand but not the whole video

[@fanintoflame4222]

I am sorry , I think we would like to see her analysing a stock , not promoting money by others

[@malatesh_Aihole]

Nowadays we should stop believing in paid promotions 🙃 Learnt people are misguiding people cause of paid promotions

[@kingoyuncu5200]

Why worry about cryptocurrency quotes if there is FBC14 algorithm?

[@yashaswiemehra4896]

Ulip is not a good advise to anyone It is just a trap rather take term insurance ,health insurance and mf separately

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@yashaswiemehra4896]

@@navneet2649 in case of death due to accident, term insurance helps it is provided by all major companies remember take addn riders for critical illness and accidental cover with term insurance. Term insurance is much cheaper than LIC policy. At age of 25 one can get cover of 1cr at just 20k annually

[@rohanshinde4327]

@@yashaswiemehra4896 Not 20k, just 9k. 1 crore insurance for 9k approx.

[@NeSh11]

You should not do such video ...we don't expect you to sell such products.

[@sanjayjoshius]

Madam ..this is too much now.. U r earning on such promo One day no one will watch you. I have unsubscribed just now... CNBC TV 18 per agaye to Mam aap on AIR..zameen pe aajao.

[@arpitkansal3785]

I also unsubscribed. No more videos from her. Getting such ppl huge views can trap new ppl who trust such ppl religiously.

[@sanjayjoshius]

@@arpitkansal3785 bhai..ye madam ko ab shayad over confidence aagaya hai ...i had huge respect about her..but not now..

[@mohnishjodhawat4800]

Rite said !. My still best favorite is PRANJAL KAMRA , really an honest and he deserves .

[@nagarajjalawadi6596]

Sir, I need a suggestion, I have 1 Cr term insurance from Max life and 25 L health coverage from Care health insurance. One guy is suggesting to stop term insurance and buy Tata param rakshak plan as it has some returns. What should I do ?

[@BaalaMS]

Hello Rachana!! Had great respect for your honest teachings and excellent knowledge and have genuinely learnt a lot from you on investment.... But this video is a beating below the belt, I would say!!! Everyone understand fame and trending videos, more than often divert one from their core fundamentals - But then they disappear into thin air!! Look at all the comments below - ALL THESE ARE PEOPLE WHO HAD GROWN TO TRUST YOU - Guess someone sensible in Team CAGR looks at all these comments for some corrective action!!!

[@deepakbhargude4303]

Though I am looking for pure term product, Rachana ma'am explained it so well, for a moment I thought of purchasing the product.

[@SameerJethvaniSamdSoft]

Agreed . This makes plans like TATA AIA 'Smart Sampoorna Raksha-Param Rakshak' , 'Smart Sampoorna Raksha-Param Rakshak Plus' kinda unique ones. Giving benefits of investment + insurance at some what 70/80% higher premium rate compared to pure term plan like ' TATA AIA Sampoorn Raksha Supreme'.

[@Justlikeaashi]

Money makes people greedy. Now Rachana mam is endorsing ULIP instead of Term plan then we have to understand

[@sujayshetty1618]

I wanted to tell the same! She has become greedy now :(

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@fanintoflame4222]

Money money only , she don't care for others At first she started with stock n now only money

[@adwaitvedant3297]

@@sujayshetty1618 Two major drawbacks of Term Insurance : 1) Recent private job market is so much volatile that u will never know when you are going to lose your job. In such job loss situation one will also face financial crunch...so unavoidable situation may arise when you will not be able to pay the premium of term insurance for couple years...in such case your term insurance plan will get lapsed...neither you will get the cover ...and your previous premiums will be a huge loss ... In such case ULIP will be win win situation for u...because premiums are limited and not whole life..so you wont have headache related to premium payment after 5 or maximum 10 years. 2) Insurance companies have immense power to deny claims....by giving u twisted reasons...that you dont know....there are many loopholes in term insurance. In that case , your family will be in a miserable situation if they dont get the insurance cover even after your death.....But in ULIP they are bound to return u the invested money in the market with all returns plus in such case they also give the insured cover... 3) In ULIP you also get loyalty bonus once your are invested for more than 15 years..along with market linked returns like MF you also get bonus...and extra units of shares are added in your portfolio every year.If you survive luckily you will be wealthy for sure.... So best customers for *term insurance* : If you are a govt servant....because their jobs are safe throughout their lifetime....no one is going to kick them out of job suddenly...+ even if a govt employee dies before 60 years....his/her son or daughter or wife is going to get his/her job...

[@bagyalakshmi3571]

The best advertisement of TATA AIA

[@user-xg4wz8mr8g]

Wow that's nice, thanks for replying, you can send a message to my administrator Deborah Lynee on watsap to earn in crypto, Stocks and ETFs. + 1... 7... 0... 3... 4... 2... 9... 0... 8... 1... 0.... She's excellent at what she does, tell him I referred you to her. Her passionate strategies are top notch.🇺🇸🇺🇸🇺🇸..

[@isumitbhagat]

Last part was amazing "aap jis waikyati ko call kr rhe h wayast h" 😂😂

[@i_am_very_happy798]

Hihihi 🤣🤣🤣🤣😆😆😆😂😂😂😂😂😂😂

[@Professional_trader98]

Don't judge, she is trying to helping us understanding the concepts

[@anasshaikh1529]

"Doubt every KZbin video when it is sponsored" - Warren Buffett Nahi bola tha, par tum log meri thodi na sunoge

[@ankitagarwal5118]

🤣🤣🤣

[@rules654]

Great bro lol😂😂😂

[@prashantsampat1885]

HIGHLY APPRECIATE THE WAY YOU CLARIFIED ULIP, BENEFITS OF INSURANCE AND AT THE SAME TIME PROVIDING BENEFITS OF MARKET. IT ALSO TAKES CARE OF HEALTH INSURANCE LIKE PARTIAL/PERMANENT DISABILITY OR DEATH. THIS GIVES ME BENEFITS, ALL UNDER ONE ROOF. YOU EXPLAINED IT WITH EXAMPLES , THAT GAVE ME MORE CLEAR PICTURE OF THIS PRODUCT. GOD BLESS YOU WITH PROSPERITY GROWTH SUCCESS. WISHING INTERNATIONAL FRIENDSHIP DAY

[@suyashlimaye]

Not sure if ulip is the right option. Better option can be term plan + mf sip.

[@rohitsoni9325]

Correct. Term Plan is best. As a thumb rule, we should never mix insurance with investments

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@rohitsoni9325]

@@navneet2649 yes, you need to lay extra for extra cover. The policy is offering extra 10L i guess as a rider when you pay extra premium for death due to accident. When you die in accident, your nominee will get insurance amount of 1 cr and additional accidental death benefit of 10L. This rider is generally beneficial for those who don't have medical insurance and if that person dies due to accident..then all the extra bills (car damage, transportation, hospital bills) can be paid with this additional amount. Otherwise nominee will clear all these with the insurance amount of 1Cr. And will be left with comparatively less amount.

[@sahiljain4354]

@@navneet2649 it's a rider, that provides you extra death benefit arising out of accidental death and lic and other companies also sell it. But in this policy it's compulsory. This plan is best for the persons, who are not able to get the term insurance due to education or ITR issue. As this is the only plan which gives huge sum insured and ofcourse you'll get returns, they might be less in comparison to SIP but than too it will be good to get insurance benefit like term and maturity benefits

[@rajeshmeda3935]

Not an expected video from this channel 🧐

[@user-xg4wz8mr8g]

Wow that's nice, thanks for replying, you can send a message to my administrator Deborah Lynee on watsap to earn in crypto, Stocks and ETFs. + 1... 7... 0... 3... 4... 2... 9... 0... 8... 1... 0.... She's excellent at what she does, tell him I referred you to her. Her passionate strategies are top notch.🇺🇸🇺🇸🇺🇸.

[@denverdsouza]

STOP the paid promotions and giving out misleading advice. NEVER go for ULIP's - always go for term plans and separate your investment and insurance!

[@yashshirodkar6079]

WHY?

[@TheAlphaWhip]

@@yashshirodkar6079 watch KZbin labour law advisor. You'll know

[@pranjalgarggarg4176]

@@TheAlphaWhip yeah bhi Bekar h channel

[@TheAlphaWhip]

@@pranjalgarggarg4176 what's good then

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@nootropics11]

It's just view point, clearly says who are interested in return with insurance can buy this product. Nobody is forcing u to buy this👍

[@literallynoone2093]

Those are the ones who do not understand that by getting a term insurance (of the same cover) and investing the rest of the money separately, you can easily generate superior returns. As a CA, there is no way she wouldn't know this. It is her duty to educate the rest.

[@jagdeeshchandrasekharshett5545]

Didn’t expect this from you

[@user-xg4wz8mr8g]

Wow that's nice, thanks for replying, you can send a message to my administrator Deborah Lynee on watsap to earn in crypto, Stocks and ETFs. + 1... 7... 0... 3... 4... 2... 9... 0... 8... 1... 0.... She's excellent at what she does, tell him I referred you to her. Her passionate strategies are top notch.🇺🇸🇺🇸🇺🇸.

[@corcoranmagriproperties]

Am I the only one always dancing during the intro???🤣 I love it!!!

[@sujayshetty1618]

Ma'am, do you have any ULIP I wonder?

[@user-xg4wz8mr8g]

Wow that's nice, thanks for replying, you can send a message to my administrator Deborah Lynee on watsap to earn in crypto, Stocks and ETFs. + 1... 7... 0... 3... 4... 2... 9... 0... 8... 1... 0.... She's excellent at what she does, tell him I referred you to her. Her passionate strategies are top notch.🇺🇸🇺🇸🇺🇸.

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@pkm1039]

Even I'm against ULIPs and I was sceptical about choosing this policy. But to my surprise this is not as bad as regular ULIP plans. You have 11 funds to choose where your premium would be invested from 100% debt to 100% equity which means its like a direct SIP and most of their 11 funds gave returns ranging from 18-23% return since inception(except whole life return fund which is a 100% debt fund) which is excellent. On top of that you get a life cover for 80 years, Tax free returns, Tax exception. Also you can take a loan after 5 years which is lockin period with 0% interest unlike LIC policy where they charge interest. Study the plan fully and think about it

[@arpitkansal3785]

I thought I was alone. But no, everyone is hating you rachna here. It seems your audience is more financially literate than you 😂😂😂. Some huge unsubscribtions may be now🤣🤣

[@CR-op8cp]

Same here bro...... unsubscribed

[@sureshnayak4339]

I have done it👍. Unsubscribed 👍

[@fanintoflame4222]

She can do anything for money , Only money

[@ifinifln9872]

Yeha bro its just so cheap 🥵🥵

[@vikramchoudhury1346]

Bro your comment saved my precious time or else I would have watched the video, as this is my first recommendation of this channel, and I have never ever seen her ang video till date. Thanks for saving my time. Aur kabhi dekhna nai hai is channel ko 😂😂😂😂

[@124ameyrajas6]

Mam better delete this video and return the sponsored money, this will keep the trust floating on you from us!!! 👍👍👍👍

[@sureshnayak4339]

For me the trust has already evaporated

[@chintankatare1]

Very true

[@chintankatare1]

Even i have unsubscribed

[@pradyumnapatil5190]

Paise ka chakkar hai babu bhaiya, paise ka chakkar hai...

[@anusingla2588]

🤣🤣🤣🤣

[@omkargaming2482]

Nicely Explained Ulip Plan with Insurance 😊

[@sanketverma8664]

Ulips are worst plan.... Never buy them!!! Instead go for term insurance

[@navneet2649]

@09:45, we need to pay separately for "death due to accident"? Why? Death is death, reason can be any! Does in LIC policies like new jeevan anand etc or term insurance policies do we need to pay separately for "death due to accident"? Pls let me know! 🙏

[@PrashantYadav-zz3xv]

I have no word to explain ur teaching quality

[@dinkarjoshi6462]

Seriously ma'am such videos will make you lose your credibility. Everyone has seen labor laws advisors video and you selling ULIP is not expected at all.🤨😤😤

[@medsyted]

She’s not selling but explaining i😅

[@krishanyadav9245]

No mam your are giving good knowledge that is very important every person related their health and finance in very simple and easy to understand,I appreciate your efforts

[@HemantP2512]

ULIP? 🙊🙊🙊

[@ArupBhanja]

Right. Going forward ULIP will best all traditional plans as market will go up like a rocket...

[@roshalbarot5134]

U never told about huge premiums they charge for ULIPs.. And looking for returns in an Insurance policy defeats the purpose of the product..

[@pallavitambe1661]

I know this comment is not related to this video.. mam I became a CA now.. At age of 33..jevha pan tumhala baghayache ek inspiration yayach.. Ki aapan pan CA vhayachach.. Khup failure nantar aaj mala yash bhetal.. Thanks for motivating us

[@rahuldaryani7418]

Ulip rachana ranade ? You want to literate every girl with ulip??

[@raghu_vamsi]

First time I have skipped mam's video once I heard "ULIP"

[@user-xg4wz8mr8g]

Wow that's nice, thanks for replying, you can send a message to my administrator Deborah Lynee on watsap to earn in crypto, Stocks and ETFs. + 1... 7... 0... 3... 4... 2... 9... 0... 8... 1... 0.... She's excellent at what she does, tell him I referred you to her. Her passionate strategies are top notch.🇺🇸🇺🇸🇺🇸.

[@guitalk]

Is Rachana Ranade officially endorsing TATA AIA?? Her credentials look dubious now.

[@princejag]

Fantabulous!!!!!! Rachana you impressed us with all your skill sets.

[@saikirankadri6447]

Successfully ignored this video😊

[@santoshkumarkar39]

Insurance is also a investment Thank you very much... Now I am working as a lic policy agent...

[@rajinder1211976]

Have you any ulip plan in your portfolio ma'am? Honestly 🙏

[@CR-op8cp]

200% no bro......she is take lot of money for promoting....useless things........ money ke lia h sb bro.......

[@rojaranikollipara8397]

Nicely you have given the speech with good expressions

[@suz4673]

Seriously, is she suggesting ULIP? Something is wrong with this channel. I am not from a finance stream but what I know is never consider your health and term insurance as an investment. We need to have them for risk management in case of any unexpected event.

[@parulgupta572]

The intro is getting better day by day

[@rajatagarwal4403]

Mam, this is really misguiding..you presented like an agent...didnot expected

[@muhilkannan9849]

Did not expect you promoting ULIP

[@nabhchoudhary7763]

Cancelling my pro member subscription after this video.

[@rohitsoni9325]

Oh finally, a member posted against this. Man, seriously ask her what happened to her. Last 3 videos are promotional videos only. and this video she touched a new low. Really disappointed by her

[@Srinivas0503]

Even I am planning

[@shubhamtarade]

Videos are just getting more creative day by day!!!!

[@rohitsoni9325]

Yes, creative level is increasing and quality content is decreasing (sadly) 😂

[@abhisheksharma-wg8tv]

So, a CA is now selling ulip😂😂

[@abhinav5238]

Make a video on Tata Power.

[@AayushThokchom]

I just referred this channel minutes ago to my Mom on how informative, apt and helpful it is. Really, ULIP!!! Disappointing!!!

[@DailyVlogsvideos77]

ULIP not expected from u rachana... Felt bad for promotion of tata aia

[@JK-Associates]

Thanks, I've taken this policy for 1cr...

[@satyamjaiswal9435]

Paisa ka chakkar babu bhaiya paisa ka chakkar😂😂😂.

[@s.ashwinkumar5640]

Very good explanation Rachana ji.. Even TATA team couldn't explain in this way... Now friends, what made you feel to say that "Madam, didn't expect this from you etc... ?" Atleast with this video people who are new to understand about and who want to take TERM + RETURN based policy can opt for this.. You decide whether to take this policy or not, but this video is for knowledge sharing.

[@techstorymaker2586]

ULIP is waste of time

[@shodhanshetty2005]

Must say u r acting skills are also very good 😇😇😇keep it up

[@Trading_sikho]

Is it includes paid promotion video? Imho IT IS!

[@tanishvipin2146]

mam i liked videos of your’s before watching.. love the way simplyfi the concepts its always been very beneficial for me …😊🙏🏻

[@overspokenstories4771]

00:38 phone ulta reh gaya Ma'am 😂

[@PraveenKumar-is7cj]

Guys this is a wonderfull plan s I appreciate her

[@BhanutejaAryasomayajula]

A highly complicated product! Combining Term Insurance & Investment (ULIP) is itself wrong let alone Term, Health Insurance & Investment. Rachana ma'am, even you're aware that one would save lots of money if they bought term insurance & health insurance separately and made investments with the remaining amount instead of pay high premium for such stupid products. Not only does it offer far better returns for the investment, but also gives a greater amount of flexibility to choose from multiple options for each of term insurance & health insurance. Though the video (or the description) didn't carry any affiliate/referral links, the video sounded like a promotional one. I have a high regard for you and sincerely wish you don't promote such products. My first dislike for a video on your channel :( I'm sorry but I can't help it.

[@okkamrazor9557]

Thanks for the detailed comment, this will help a lot of folks!

[@patitapabandas462]

Brother make me clear which term plan is best for 50 lakhs My age is -30 Please suggest

[@hemantpanchal8087]

@@patitapabandas462 Please suggest I have Tata Aia Life Insurance Fortune Pro plan Monthly SIP 5k, SA: 6 lakh I've paid for 5 years and as per today NAV total value is approx. 4.4 lakh. 1. Just wanted to check is this plan gives compounding interest? 2. Should we keep this plan for long term? 10-15 years?

[@yt_bharat]

Dear Rachana Ma'am, i ve learnt a lot from your videos. Please keep educating us. My sincere thanks

[@CR-op8cp]

Never Never.....take ULIP plan Only two insurance are required.....must 1. Term insurance 2. Health insurance ULIP and Endowment plan is ...only beneficial for companies.....not for u and me.....!!

[@thefactchannel2410]

You guys are not reading his title properly it says understand insurance solution she is giving you advices and if you read the description it says insurance is very complex she is just trying to explain concepts that she feels us valuable

[@user-xg4wz8mr8g]

Wow that's nice, thanks for replying, you can send a message to my administrator Deborah Lynee on watsap to earn in crypto, Stocks and ETFs. + 1... 7... 0... 3... 4... 2... 9... 0... 8... 1... 0.... She's excellent at what she does, tell him I referred you to her. Her passionate strategies are top notch.🇺🇸🇺🇸🇺🇸

[@ramr3493]

Why ULIP

[@shaileshmoghe9473]

Sooper informative, never thought such insurance product is available in market with returns and covers all the risks also. Thanks a lot for sharing

[@ymanojkumar023]

Hello ma'am, please do think before making such videos. Your channel is mainly about the stock market and financial literacy videos, but now you have become more like a sales person, selling various products without even thinking that these are very bad investments. These ULIPS etc are really bad investments wrt to a Terma insurance and investing rest of the money in market and other mutual funds. Many people follow you, including me. If you make these kind of videos and promote such substandard products, make people will feel cheated at later stages who will buy because we follow you from mind and heart both. A simple thumb rule is, please don't promote such products which you are not using or not going to use yourself. Thanks. I'm sorry for my negative comment on this video.

[@parulshah7168]

Awesome explanation. Wonderful product.Thank you mam.

[@arundeshpande290]

Please don't promote ULIP here. We have high regards for the channel.

[@adityaranchan2930]

Sasta sundhar tiko..v is term insurance don't buy these pay less and investment rest money to stocks or mutual fund which could fetch you good return free advice ❤️

[@apurbaranjan6296]

Didn't expected this from u 😑.. Never ever mix investment with insurance

[@ankitsethia6534]

ULIP is not a good option since its sum assured is usually low but this TATA AIA PARAM RAKSHAKARAN is a unique ULIP which covers for 1, 1.5 and 5 crore. Hence this is a good option. Offcourse it's premium is little higher than other simple life term insurance but in Tata AIA Param Rakshakaran, the insured will get back their investment value which is not the case in simple term insurance plans.

[@SameerJethvaniSamdSoft]

Agreed . Hence this makes plans like TATA AIA 'Smart Sampoorna Raksha-Param Rakshak' , 'Smart Sampoorna Raksha-Param Rakshak Plus' kinda unique ones. Giving benifits of investment + insurance at some what 70/80% higher premium rate compared to pure term plan like ' TATA AIA Sampoorn Raksha Supreme'.