Ranking Insurance Companies

[@theillusionist1494]

Would love to see a full long-form ranking video of every insurance company where you go into detail on why each one gets the placement it does

[@AG-yc7vt]

Would you though… would you really? There are multiple instances of him making full videos based on comment suggestions and the video gets less views than the original comments amount of likes. So would you really watch the full video, or is this a spur of the moment response?

[@theillusionist1494]

@@AG-yc7vt I would, I’m different

[@HappyLarry.]

@@AG-yc7vtTo be fair, this suggestion is actually pretty good. Could ride the algorithm and also "damages lawyer rates American insurance companies" sounds pretty capable of actually having a pretty good SEO for his niche.

[@WhyTheWorst]

​@@AG-yc7vtidk if ur joking, but id totally like to see a video about that.

[@fishboy3612]

@@AG-yc7vtyou underestimate the people that make comments. Would this person watch the video. Most definitely. It’s just this doesn’t translate to evrieone watching it. Also 🐈

[@PrettyGoodGatsby]

"I stole one of your lawyers" 😂

[@Necrotic99]

That is just brutal

[@Sieur_du_Helles]

ROASTED

[@CyberGenesis1]

True power move

[@WhatWhy42]

They gave him a Chubb

[@CarbonatedCondensation]

Perfect ending fr😂

[@claudianielsen7901]

Allstate: Are you in good hands? Me: yeah, when I’m not in your hands

[@Jawsjawsjawsrg]

My dad likes to say, the backstabbing hands of Allstate.

[@DanielTA9]

Are you in good hands? “I mean, they’re not yours, so-“

[@wraithTAS]

The they spent all their money hiring the voice.

[@johncuser]

No I got a chubb in my hands

[@SK-rs1hu]

Dennis Haysbert is a creep on top of that. Like majorly, I met him twice

[@MelissaFred14]

Yeah, my cousins learned the hard way with Allstate (when their house burned down) that you are NOT “in good hands”!

[@robertosalazar7416]

If they are cooking crack and the house burns down…..that’s typically not covered by insurance 😂

[@SDFan420]

Umm did your cousin comment under you cause there's someone with a similar story. (Prolly not them but would be crazy)

[@MelissaFred14]

@@robertosalazar7416 There was a plug in the daughter’s room that never worked. That seemed to be the fire source. Thankfully they weren’t home when it happened. Nothing from the house was salvageable (due to smoke damage), but the agent Allstate sent said it “wasn’t a total loss” because one exterior wall was still standing. So, psa check any faulty plugs you have and don’t use Allstate!

[@MelissaFred14]

@@SDFan420 I doubt it’s my cousins. But what’s sad is that I’m sure there’s multiple similar stories of other family’s experiences with them. Insurance is just sucky. My brother’s house and car were completely flooded. Even Progressive was running him in circles delaying a payout. (Which is a problem with flooding because the more you delay, the more mold will grow.) After their hassles I’m now using Alfa because they’ve proven themselves in action and don’t deny, delay, or defend themselves.

[@dropdead_royalty8084]

@@SDFan420Same man, had a house fire and we have Allstate, those guys are damn Assholes. They’ll make the process difficult for you and will try to cheat you out of the full amount of money you’re owed.

[@garywagner2616]

I had AllState on my car. The only thing not covered whenever there was a problem was whatever specific problem was wrong with the car whenever it was in the shop.

[@Learning_new_things_70]

😂😂😂😂😂😂😂😂😂😂😂😂

[@thaphreak]

How many accidents did you get in?!?!

[@garywagner2616]

@@thaphreak I’m not counting the accidents. I’m just counting simple things, like the loose heat shield, the electrical problems, and the “needed” fixes that were required to pass each of my first 5 inspections. Interestingly, when I stopped getting my car inspected for free at the dealership, and started paying for inspections at Valvoline, my car started passing without any issues. Such an odd coincidence that my car started passing as soon as the inspection station was not equipped to sell me expensive glorkensplorts to get the car to pass. Valvoline would only benefit from a failed inspection if the failure was a result of bad wiper blades or problematic lights.

[@chandlerblachut3878]

My fiancée works as a claims specialist for state farm at their global headquarters. We have Allstate, she says our policy is vastly superior to anything she could get from State Farm. I wouldn’t know personally but she would

[@gtarules1]

Allstate doesn't cover mechanical work though wtf ​@@garywagner2616

[@JakeR541]

My wife was an attorney at firm that was panel counsel for CHUBB. She kicks herself for leaving that job. She says it was the happiest insurance defense firm she's ever worked for.

[@SylntSyco]

Only commenting cause I giggled like a loon for being the 666th "like" on this comment.

[@joshuadelaughter]

Chubb is freaking great.

[@raeorion]

That's really cool to hear, few things matter more to me than how companies treat their employees, it tends to reflect on all their other practices as well.

[@eavening4149]

first time I've heard of CHUBB insurance. Where do they operate?

[@garygsp3]

​​@@raeorionBullshit. What matters more is how they treat their customers. Which in this case Chubb is a lying sack of monkey shit. Right before you get hit in the face with phantom rules changes. DENIED CLAIM.

[@arng9588]

I worked for corporate Allstate and I can tell you that they don't care about their customers at all. They would rather spend their money on marketing and attract new customers than help their existing customers.

[@justicedunham4088]

I never understood that kind of mindset because word of mouth spreads, especially when it’s negative. Every customer they screw over will tell their friends and family and cost them more than one potential customer. And unlike cable which is a cartel and limits choices, there’s always another insurance company to choose. Eventually, they run out of new customers. Just like Amazon keeps increasing warehouse wages because they churned through everyone willing to work at their warehouses.

[@dingotopruc9642]

@@justicedunham4088 People have short memories. Look at home appliances, what is available now is crap but they are still running on old reputation.

[@BlueBearOne]

A friend of mine is having to sue Allstate to get her roof repair costs covered. EVERY SINGLE NEIGHBOR had their roof repair costs covered. Just the one house with Allstate. Deny Deny DENY!

[@verdigo1]

Yep, hail damage on my roof. Denied.

[@jeromedenis4754]

State Farm covered my roof years ago, no problems. But they raised my rates, maybe do to the roof, and I had to switch.

[@timothy705]

The fact that a lawyer would feel comfortable roasting Allstate that hard with no fear of a slander suit is.. telling

[@MegaSmokingMonkey]

It's only Slander if what-he says isn't true.

[@cassweatherwax9559]

@@amc9329also given that he is clearly speaking from experience and offers specific examples in the other cases, you would have to be insanely egotistical to file that suit lmao. im pretty sure that would be a free lunch for him, with agonizing discovery, and a huge publicity blackeye.

[@johnsegal445]

It's not slander if it's true. Allstate is not an insurance company

[@Yooyop]

It would be slander if it cost the company a lot of money in damages. such as damaging the brand, damaging the reputation of said brand which in turn would affect them financially. He stated his opinion, he’s not slandering them with false claims and information. Telling his experience of dealing with insurance companies which is A) his job and B) would be no different if you were to ask your father about their thoughts on insurance companies. Only difference is, your father probably doesn’t have a KZbin channel where he makes videos expressing his opinions based on his day job.

[@deojnwedofuWE]

@@Yooyop Almost. You'd have to show damages to the company, you'd have to show what was said was untrue, and you'd have to show that youtube lawyer man knew it was untrue and said it maliciously anyway. As an aside, I'm not sure if it would be slander or if putting it up on youtube counts as publishing and makes it libel instead.

[@Viper3220]

My childhood home burnt down when I was 15. We had Allstate. They tried to tell us we had to purchase everything out of our own pocket first and THEN *get reimbursed for it later* absolute crock of shit.

[@cudkid93freak]

My mom has the same experience with I think it was state farm... This was over 17 years ago so not sure if it's how they still handle things, I'll know soon when I find out how they will pay me to replace things stolen form my storage unit.

[@kiradripkage]

That’s exactly what they are doing right now

[@samiahwashington5272]

Then what’s the point of PAYING FOR INSURANCE that is insane sorry your families went through this

[@DudeTotally1000]

​@@samiahwashington5272 It's a scam. Always has been.

[@leftifornian2066]

@@samiahwashington5272American dreaaaaaamm

[@matluvvw]

I had Farmers when my Audi was totaled a few years ago. Their initial offer was higher than anyone expected I'd get after haggling with an attorney. I took the offer and ran. Was a great experience! Maybe I should reconsider them again.

[@xzxxx2351]

I switched off of them as my home insurance was jumping 200ish bucks a year

[@nochromo6572]

How much?

[@MegaSmokingMonkey]

​@@nochromo6572I use farmers have for 10 years never have had an issue. Plus not to expensive full coverages for a 03 truck is like $1350/yr.

[@dapo_]

@@xzxxx2351kinda expected right? Cause house value increases

[@shiccup]

Farmers is expensive af i "worked" for them they pay out because you pay in

[@benjaminscott8198]

I used to write collision estimates for a national repair company. I handled the "white folder" which were independent insurance companies that didn't have a contract with us. Fred Loya, Blackhawk (local insurance) and AAAC insurance were my least favorite companies to work with. USAA, Safeco and Farmers all had contracts with us and were my favorite ones to work with. They actually paid proper work times, paid for quality replacement parts, and didn't ask me to rewrite estimates to fit their time frame for repairs. Because I was able to get my body guys a little extra time on each repair for them, they loved me and would get my vehicles done a little faster when they could. Thankfully I don't have to worry about that job or insurance companies anymore. I have USAA for everything.

[@CPT_IDPS]

I was a customer of a “cut rate car insurance group” that was owned by farmers. I got into a scenario where I had no grounds to be given a lawyer for free but farmers stepped in and took care of me with legal support for over 2 years. I will always be a farmers customer. The quality of the product matters far more then the monthly cost. Get a insurance company that stands behind you and your actually in good hands.

[@Can_Head]

We know a thing or two because we've seen a thing or two. We are farmers, bum bum bum bum bum bum bum

[@mk810]

@@Can_Headohhhh that one lol

[@link4253]

A buddy of mine told me to go to farmers I used to have geico and progressive before that. Progressive is the worst than geico and they charged me an extra month when I left them and that went straight to collections. Geico was all right but anytime you needed a repair you're arguing with the repair guy and finding out geico gives super low ball offers and they're very limited on the shops that would accept them.

[@handyman2233]

I hate that term "cut rate" insurance but I know you just used it to quote what they call it.

[@CPT_IDPS]

@@handyman2233 I do as we considering my outcome.

[@ivan-sn6rc]

As someone who works with insurance companies regularly for home restoration. I never have a problem with USAA covering claims. Quickest to pay and approve.

[@lovephotography1966]

I've had USA for almost 20years. and the tripled my car insurance because I moved from CA to GA. Even though I've never had not one accident or have never filed a claim in all those years. I feel stuck and dont know where to turn

[@hotsaucehallelujah]

​@@lovephotography1966 that's state determination on taxes not USAA

[@Unknown-lj7kq]

@@lovephotography1966that’s due to state taxes, like the previous person said, also depending on the county you moved to

[@Motojourneys]

I was hoping to see USAA as S or A

[@nosrin1988]

when i started with them 4 years ago I was paying 130 for car and renters, now im paying 170. they better be that good cause they're really Fing me in the wallet.

[@mastoner20]

As a consumer, State Farm is absolutely bottom tier for me. Had a non-fault accident (a driver struck my parked car while I was out of state) which took almost 3 months to resolve because at first State Farm straight up lied to me and told me the vehicle responsible for the incident wasn't covered. And then when pressed with an active insurance report number, they claimed I was the one at fault. When providing GPS data and a police report showing I was out of the state, they told me that police reports aren't "sufficient evidence against our client" and questioned who a third person was (the driver struck my car and proceeded to push it into my neighbors house). After a month of debating who was at fault, they finally accepted liability and then refused to payout because my vehicle was "lost in storage" because they failed to pay the storage fees to have the vehicle estimated. Which then led to another two months of arguing back-and-forth with them over who is responsible for the storage fees. So yeah, never going to speak highly of them ever again.

[@revilsdr]

I've had State Farm for over 30 years. Another driver hit me admitted they were at fault. They had State Farm as well. State Farm tried to fight me over the claim, even though I'm with the same insurance company I was completely shocked. I ended up having to put on my own insurance policy to get my car fixed.

[@EagleXYZLibertarianForChrist]

what ended up happening?

[@adamnewman-4245]

​@@revilsdrI've seen that with many insurance company on both vehicles are insured by the same company. On the other side it's kind of interesting if somebody has their foot ran over by a car on a home's driveway. Where the car insurance is with company a but the home is insured by company b. Neither insurance company wants to pay.

[@twistysnacks]

Um, was the other guy insured by them, or you? Cause it sounds like they sure as hell went to bat for him 😂

[@samc9133]

​​@@twistysnacks Betcha they still jacked up the at fault guy's premiums though.

[@JamesTracey-d4y]

Hi there, UK plaintiff litigation lawyer here. Chubb (uk) insurance are good to deal with but don’t expect to get a response for months! Almost always require proceedings to have their defence lawyers engage. Love the vid 👍

[@Dragon228833]

My parents had Allstate for homeowners insurance up until superstorm sandy. They saw the storm coming and dropped their coverage less than a week before the storm hit. F tier indeed

[@arthurr8670]

I wonder if legally there is recourse. That's an evil move and very telling of their reason behind it.

[@DarkLordMatt]

@@arthurr8670 Land of free to be dicked over by corporations, there's nothing you can do since they always have a clause to drop anyone at any time.

[@mathewhiscock1294]

@@DarkLordMattit’s definitely not legal unless their insurance just ended and they refused to renew which is different

[@OhNotThat]

@@arthurr8670 Your legal recourse is writing mean things at them on twitter and their facebook page. That's it. Good luck with the pointless boycott.

[@waroftheworlds2008]

1)Insurance is a contract, if they did that then it was written in to allow them to do that. Read all contracts before you sign. 2) 😂 why would you live in an area like that, that regularly get hurricanes?

[@MeatPez]

Allstate “are you in good hands?” “Fck if I know”

[@criskp6861]

😂

[@roxaskinghearts]

Its called a franchise just because yours is ran by man children doesnt mean all of them are

[@madethistocomment727]

Me: "yes, because it's not your hands"

[@TheTibetyak]

@MeatPez - I think I'm being juggled by a bilateral amputee.

[@leadguitaristofsomething]

​@@roxaskinghearts did they say anything about all companies "being ran by man children."??? i didnt see anything coming at all franchises being like this. u just tryna start shit so, here u go lol.

[@MrsShocoTaco]

"CHUBB Insurance" sounds like slang for an athletic cup

[@stevebengel1346]

Gives you support when and where you need it 🤣

[@garygsp3]

No it's what the insurance claimers get when the hit you with a phantom rule change so that can slap a big old DENIED on your claim.

[@mockdr]

@@garygsp3 ain’t no way 💀

[@cheeseo9798]

😂

[@john-ic5pz]

or Viagra 😆

[@animelover462]

Thanks for the list! Chubb told me no, but I’ve got a good policy for a fair price through Farmers now! ❤

[@mikedmoon2]

State Farm threatened to sue me for leaving a shitty review online. I removed the review and replaced it with a scan of the C&D. Never heard back

[@Thatguy-mo8jd]

Legend

[@brani9504]

Hi I represent (insert name of company here) StateFarm. This is our official notice of a cease and desist to the Account mikesmoon2. Please remove this exposing comment or we will sue you for defamation of our character.

[@lotsaspaghetticodejr.6488]

King

[@Thebaconmurderer]

I’ll take shit that didn’t happen for $500 Mike!

[@peeperleviathan2839]

🧢

[@AlvaroMartinC]

The public demands a long form video with the tier list!

[@saluting]

signed

[@coolraul07]

COSIGNED!

[@beatricerights]

@@coolraul07 Witnessed.

[@killerjazzcat9379]

Widely supported

[@spectra3300]

Endorsed

[@kgm4791]

I worked for Chubb until recently (I retired). Believe me, they're proud of being #1...on this level and many others.

[@RichyArg]

I found the lawyer that got poached

[@beatricerights]

Are they more expensive?

[@kgm4791]

@@beatricerights ...Price isn't Chubb's play. It's value for those who can afford the BEST products and services in the Property & Casualty Insurance industry.

[@let_me_get_that_for_you]

Chubb's motto is "how can we get this claim paid?" They are amazing but you do pay more for their excellent service. They even have their own wildfire firefighters. I may not be explaining that the best so feel to correct me.

[@PoggoMcDawggo]

​@@kgm4791 That sounds like a very corporate way of saying yes they're expensive....and they are!

[@markstoute197]

This is a fantastically useful and informative piece of information. Thanks for posting it.

[@unholyrevenger72]

Please do a complete Tier list of all the insurance companies you've had the "pleasure" of dealing with.

[@Dabuddah]

need to find out where usaa and liberty mutual stand

[@whitneycook3899]

​@@Dabuddah I have USAA. Literally had this conversation with a contractor: "No matter who you have, your insurance company isn't going to cover this. Don't waste your time applying." "I have USAA." "Oh. You're set. Great!" 😂

[@NickoBaggins]

​@@whitneycook3899I worked there for years - great company, culture, and customer focus.

[@rdkirk3834]

@@Dabuddah When I get called by insurance companies looking for business, I tell them I have USAA and they say, "Oh, well, congratulations. Goodbye." USAA ain't cheap, though. But my wife just totaled our car, and they had it dealt with in two days.

[@microdesigns2000]

You know all businesses are up and down. It's like holding onto boiling water. What is good today is not good for tomorrow. Always check your situation.

[@codymoncrief8478]

I've been impressed with farmers. I totaled an old truck during a medical emergency and all I did was notify them as soon as i was out of the emergency room. They paid for the replacement cost of the truck, plus an additional amount of like $1 for every mile to the nearest dealership selling a comparable truck. I was able to fly out to a seller and buy a replacement, as well as cover a rental car and lost work. I never had to deal with the tow company after the initial tow, the hospital or ambulance service, or anything. Granted, I was not seriously injured or disabled after, but even just their no-haggle dealing with my vehicle left me surprised, but quite happy with them.

[@doggo7514]

I wanna just throw out guesses for fun abt what happened to you but its probably better to ask how did you totaled your truck

[@codymoncrief8478]

@@doggo7514 My brain-heart electrical communication is iffy. I was driving home from work one day and I had the cruise control set at 70, my heart rate randomly dropped to 30-ish bpm and I passed out, veered out of my lane, cruise still on, and nosed the truck into the point of a steel and a concrete divider. Needless to say, it woke me up and all the adrenaline got my heart rate up to a whopping 50 bpm. I had my seat belt on and the custom front bumper deflected much of the impact. Since I had my belt on and was repaxed while unconscious, I only had a concussion. The responding officer called the ambulance because I couldn't stay awake even then, and they released me later, when my heart rate was somewhat acceptable. All I ever did was call my insurance to notify them, and get a ride to get my belongings from the truck. I eventually got a replacement truck and have been driving that one since, almost three years at this point

[@codymoncrief8478]

That was the day I found out I will likely need a pacemaker in the coming decade (and im well under 30)

[@Flosstradamuss]

Didn’t think I’d ever see an insurance tier list and I’m happy I did

[@Raiderhays37]

As an Allstate customer, I will say we have never ever had a problem with them. Whether for a claim on our homeowners insurance or our cars, they've always been right there and we got our repairs and our money quickly and efficiently.

[@Spadesofbades]

same here

[@allisonl.6675]

Honestly same, our family has been very blessed to have a good experience with them 🙏

[@kacy93595]

I had All-State for many years auto, renters, and then homeowners. We bought a new house knowing we would need to replace the roof and instead if giving us time. They immediately dropped us from the insurance, leaving us to scramble to find new coverage. Now I'm with Farmers best customer service I have ever gotten!

[@Darruus]

Most companies don’t want to begin insuring a home with preexisting damage because the insured could then try to claim it as new damage. Not saying you would do that but there are people who would.

[@kacy93595]

@Darruus I get that, but they gave us like no time at all to get it replaced before dropping us. They also told us our deck wasn't enclosed even though it was. The guy who came out and took pictures didn't take great one.

[@lb6253]

I need to switch from Allstate! I want to go back to Erie!

[@joemomma1414]

@@kacy93595This is definitely not true, insurers legally have to tell you with a certain amount of time before coverage ends. Maybe you missed the email or mail, but insurance companies can’t leave you uninsured without giving you time to find replacement insurance…

[@samthekashman]

What about price? How was that different? I just want the cheapest legal requirement filler possible

[@ballisticmissile11305]

I live in the corporate town for State Farm, my dad works there, and many people here do, roughly a year ago I got into a car accident that totaled my car, and injured my foot, we have State Farm insurance, and before we even got a SINGLE CALL BACK I already had 6 calls from farmers and them saying it’s their drivers fault and they just need State Farm to agree, yet for the next two weeks State Farm tried every way possible to see if I was actually liable instead of just agreeing with farmers insurance.

[@staciekolb420]

I'm going through same thing. State Farm knows their insured was and admitted 100% fault . They just hate compensating injured parties

[@disneyfan9099]

State Farm is going down hill

[@AlKohaiMusic]

If both vehicles were moving, the liability decision is significantly more likely to be split. Since you were injured the claim would have been escalated to the injury claim specialists, and if they had any reason to think you were even 1 % liable they need to address that exposure. Which is annoying, but what would also be annoying is if your insurance company didn't get recorded statements from you both and the other driver suddenly starts claiming they sustained injuries and tries to sue you. Injuries are always a complicating factor, and will usually be the deciding factor if your claim is handled by a team level claim associate, or individual claim specialist. The latter of which is going to proceed as if anything information they collect should be expected to be evidence either in subrogation or trial case. Still a right pain in the ass

[@jeffgrusky1115]

Why would state farm want their client to be liable? That just means they have to pay? Sounds like they were fighting for the wrong side, right?

[@staciekolb420]

@AlKohaiMusic they do like to use the what could you have done to avoid our client reasoning.

[@kharmachaos667]

My dad used to work for allstate a while back (he is retired now). He said they used to be more honest, but they got greedier and greedier and eventually they were getting so bad that they even tried to get my dad to retire early so he would get less. My dad taught me to be honest and fair, and allstate forgot how to do that completely.

[@johnny5941]

can someone be fair through deception? can you be honest about a situation not being fair.

[@jjohnson6968]

As a roofer, I can say we love Chubb insurance too. They just pay fairly.

[@faunahinks103]

Do more of these I want to see which ones are good and bad go through every single insurance company out there. This is important stuff the public needs to know

[@cactustree505]

yes!

[@fred_e]

His rankings will inform me whether or not I'm changing insurers

[@CottonEyedBro]

My dad was an insurance defense attorney. He ranked Allstate last and Farmers towards the top as well.

[@Rdsxfn]

How does he feel about Amica?

[@le_th_]

Where does he rate USAA?

[@Eliqueme]

THIS I NEED TO KNOW!! ​@@le_th_

[@DJIndoHero]

Amica is sooo trash ​@@Rdsxfn

[@personyt55]

Best price: Geico Best service: Farmers

[@sterbenwarstorm2]

Chubb is who my workers comp was filed through. It was super smooth and I couldn’t have asked to have been taken better care of

[@rzechmeir]

so curious about geico! theyre the ones i use. ive never had an accident under their coverage so while theyve been good so far, never had an issue yet where i needed them. just was the cheapest for my age group

[@Necrotic99]

Good video, no one usually hears from the poeple who actually have to deal.with the insurance companies

[@zbou23]

He's the one collecting your premiums numbnuts

[@xaionik]

That Allstate ranking is 100% accurate.

[@vududawl7951]

We had a nightmare experience with State Farm. My mother-in-law was sitting at a light when a State-Farm-insured driver drove into an intersection to turn left after the light for her had turned red, and was hit by a car who was approaching the now-green-for-them light, striking the woman who had State Farm. The State Farm driver then proceeded to continue her turn, looping around, ramping onto the curb, drive over two car lengths down the street while half on the curb, still looping, then swung and crossed FIVE lanes (2 each direction and the center turn lane), hitting my MIL's car hard in the drivers rear quarter enough to push it into the curb and bending the wheel on the back passenger's side at a 45 degree angle. She *claimed* she hit the brake but CLEARLY her foot was on the gas. The other driver (who hit her) had some small insurance company I'd never heard of, but THEY reached out to us within the week and said they were half at fault and appraised her car at a fair amount and cut her a check. State Farm dragged their feet. The adjuster for State Farm, however, never called back when I left messages. Finally I caught him and he said "Oh, I wasn't able to get the police report, can you fax me a copy?" I got the police report, faxed it to the number he provided. He then ghosted me. Several weeks and many phone calls later, I borrowed someone else's phone and called him, and he answered. When I asked what was going on he said "We decided we weren't at fault and aren't paying anything." Because it was damage only, no injury, we were screwed. Not a single lawyer would help because of the low amount involved, and I am sure this jerk knew that. I would never have State Farm insurance.

[@atk9989]

I had State farm for 4-5 years with a flawless record back around when accident forgiveness was the big talking point of every insurance company, well I got in my first accident when a car 5 cars ahead of me slammed there brakes (saw them slowly making a turn right after the crash). And well state farm told me they were dropping me after that. So yea State Farm is trash.

[@PaNDaSNiP3R]

Chubb basically is like here’s your money no questions asked. Btw is there anything else we can help you with. But that being said Chubb is rich people insurance.

[@fatol500]

2 insurance companies I've used for automotive insurance are State farm and progressive. Another one of them gave me much issues when it came time for claims. Progressive paid out to get my car buffed after my neighbor shot it with fireworks in State farm paid off my car completely even though I owed more than what it was worth after I totaled it. Both companies have been good for me, and I have been known to play them against each other for better rates

[@augustwall5205]

USAA is for sure the best option if you're able to get it

[@TheMadameMims]

Love them.

[@ShannonMcLaughlin_PsyD]

They are FANTASTIC!

[@kcidmil]

It's such a mixed bag with USAA. I stay far away from them as possible. They pulled insurance payments on a vehicle I had not owned for over 2 years that I had gotten a quote on. Not once, but twice. Turns out some one in the Army had bought my truck after I traded it in. When he went to insure it with USAA, they found the VIN in their system under my name, so they decided I should pay the insurance too. Talking with a lot of people I know, USAA is great if you're an officer, a borderline scam if you're enlisted.

[@campin_sasquatch7740]

My dad has them. After his accident (not at fault) they took care of him and made it really a smooth process.

[@augustwall5205]

@@kcidmil my family has USAA because my grandpa was in the military. Not sure if we are affected by any bias like you're describing

[@hopelesromantc23]

As an insurance adjuster, who has worked for none of these companies, but on the other side of accidents for all, I’m shocked State Farm is ranked that high. The problem with most of these carriers, is that most of the claims aren’t worked by a single person, but teams, and the individual has to get up to date Every. Single. Time. It’s so frustrating.

[@MichaelMikeTheRussianBot]

The deeper problem is that the system we have is one where ~= the bank robber's lawyer decides whether he guilty, & if so what the sentence will be.

[@antmess9789]

State Farm is better than the rest listed lower. It is where it belongs.

[@Dreamstrafe]

I have state farm and ended up totalling my vehicle in February... Honestly filing and working through my claim was a pain in the butt. Literally every single agent I spoke with in their claims dept said something completely different from the others. About a week after finally being assigned a "claims specialist" the dude went on vacation and I didn't get a new person until the next week. Any time I'd call I'd just get transferred to his voicemail even after explaining that he was on vacation and I needed to speak with someone else. Thankfully my local insurance agent with state farm who has worked with my family for years was super helpful and would sit in on calls with the claims dept multiple times to help smooth out the process. Honestly she's the only reason I'm still with state farm after finally getting through the reconciliation phase.

[@lotsaspaghetticodejr.6488]

If you watch his videos, it is very telling that he doesn't give a shit about helping people and is only in it for the money. The sole reason he put State Farm where where he did was because he got a $1.25m settlement from them. Extrapolate this. He hates Allstate because they "offer you a piece of wood, maybe, if you want it." and CHUBBS because he stole an asset that makes him more money (the lawyer). So his motivations are crystal clear. The more money it makes him, the more he'll like it. Which means if two people bring similar cases but one is valued at $300,000 and one is valued at $1.2m, he is going to like the $1.2m case a lot more. From a business perspective that makes sense. If they are similar cases, they should take similar lengths of time, and therefore the ROI is better in the second one. But if he cared about the PEOPLE, as he feigns to do, both cases would be equal.

[@antmess9789]

@@lotsaspaghetticodejr.6488 Half of this post is bullshit. Nice job.

[@TheMessCalledJess]

WOOOO!! Chubb!! I work at an MGA in surplus lines and I also love Chubb and Westchester. They are on top of it all the time and have great rates!! Glad to know they’re awesome on the other side of the line too 😇

[@danielsmith6782]

Curious where he would have USAA on that list.

[@sycops1]

If he steals one of their lawyers we know where they belong.

[@Shteven]

Low on the list, D tier imo

[@AlexanderScott66]

@@Shteven From my experience, Z. Nah, the boiler room of Z.

[@pikeman6774]

@@AlexanderScott66From my experience, they paid me 20% over market value of my car when I totaled it. They also gave me accident forgiveness and didn’t raise premiums. They’ve done this for me twice in my lifetime of having them. USSA is by far one of the best car insurance companies.

[@PhoenixFire99th]

USAA is hit or miss to be honest. I've had horrible experience with them but recently when my car was totaled in Idaho they paid more then KBB ever estimated. Only ended up owing $100 in financing and that was without gap. I got really lucky.

[@k2cowgirlup]

This reminds me of a personal story. Lol. So my mom works in disaster restoration and regularly negotiates with insurance companies. As I grew up with her in this field, I got a lot of stories and insider info. One day, we were at a partner's company party and I overheard my mom's conversation with one of their employees. Mind, I was maybe 12 at the time. This employee mentioned that he had Allstate and without missing a beat, I spoke up and said, "You are NOT in good hands." OMG, the panic that instantly evolved on this guy's face. Mom, of course, explained, both calming him down and backing up my claim. She explained that most insurance companies will try to pay you as little as possible, Allstate is just one of the worse ones. Some will pay with few to no questions asked, but those are either incredibly expensive or military. I managed to tune out most of the conversation from there though. P.S. My mom still backs up my claim and giggles over it. Meanwhile, I turn beat red.🤦‍♀️

[@s.e.n3264]

Kinda wanna know more about Chubb now....

[@DigitalDNA]

When I was getting licensed with the state, most of the training we went through claimed Allstate was the worst insurance company on the market. Your observation is absolutely correct.

[@ElizabethMotoe]

Throwing money into the pits of hell is National General 😂😂

[@antigrav6004]

(owned by Allstate)

[@FuckeyDucky]

Had them for a year. They suck. But the General so far been good.

[@spicyquo6302]

Would love to hear your take on USAA!

[@williewonka6694]

Chubb didnt counter offer more money, they were glad to be rid of him without a lawsuit.

[@justlilly7653]

Please make a longer form video ranking these in more depth! I'm looking into switching insurance companies

[@Jowen0wen]

I always think of car insurance as throwing money on a bonfire anyway 😂

[@dpotts003]

😂

[@dpotts003]

He explains in another short how insurers are just “investment banks” who just invest the money they give you. And they stall court cases and payouts to squeeze as much as they can out of the money you give them. It def makes sense. 🤷🏾‍♂️😤

[@natenate4525]

well that doesnt exactly explain why they are a bad investment for the driver, just is a description of their business model@@dpotts003

[@frederickayer3602]

Yeeeeeah...til you need it.

[@benjaminfoster476]

One of the biggest scams out there for sure.

[@scotiadragoon5974]

I worked in a collision centre back in the eighties, and even then, Allstate was the worst. They would demand three estimates, one of which was from the shop expecting to do the work, and then they would only authorise the lowest of the estimates, even if it clearly ignored obvious damage. The repair would go ahead and then drag on for weeks as supplemental work orders would have to be filed and fought over to cover the obvious things that they wouldn’t initially recognise. A repeat offender of ignored repairs was the actual bumper, when the damage to the cover was severe, and surrounding bodywork was also deformed. Panels would be missed, and alignment was another thing that had to be fought for. I guess that alignment isn’t necessary so long as you don’t mind eating tires, brakes, steering and suspension joints and have your car never be able to track straight.

[@gianna322]

USAA is forever the goat. My dad is a vet so I inherited eligiblity and damn they're great at everything.

[@AnnoyedMango]

Well that’s pretty biased

[@horizonkyun7203]

@@AnnoyedMango i mean they are. forever lucky that some relative got drafted 😭

[@johnlach2199]

I told my son never to do anything that makes him get rid of USAA. House flooded and there were there with a remediation check before anyone else got an inspector. Car got rear ended, instead of getting a tow truck, I called them and said if I cut off a piece of bumper, I can drive it to the mechanic. They said sure and never gave me shit about modifying the car before the inspection.

[@PootisPenserPow]

My uncle, for the longest time, had a panel on his car he had fashioned out of plastic. Written on it was "paid" for by Progressive. Thanks Flo!

[@stevemcjob]

Had my car totaled with State Farm full coverage. I had put a new motor in it recently and when I told the nice lady over the phone, she without hesitation took me at my word and increased my pay out by $5,000 over the previous valuation. Needless to say, earned a life long customer.

[@mansulhudson2149]

State Farm adjuster here. Glad to see we did okay on this one. Always ways to improve, but glad to see the improvements are being noticed. Good on ya.

[@killermongo7128]

State Farm should be at the bottom be proud of nothing

[@VERITASnpg]

I'm a HO Policy IA and worked for most of them. I feel like this is reversed when it comes to homes. Farmers and Liberty Mutual are the worst and Allstate and SF are the best in settling a claim and moving on.

[@codybeck5425]

State Farm lost my business for life the first time I needed to file a claim.

[@GloomToon]

Statefarm should be where allstate is. I’ve got two cases again them since they don’t want to be accountable for their drivers reckless actions

[@william6534]

Dude you sell insurance lol. Do you know insurance policies as a concept were applied to merchant vessels? Guess what they were insuring incase the boat went under? Wake up

[@GiddyThis]

"You just gotta pay for shipping on that wood if you want it back though"- allstate

[@joma-lt2nk]

I have allstate and someone hit my car in January, they just ruled it their fault a week ago and are slowing repairs down by making the shop check with them for all the parts individually, (I just have a 2018 Subaru nothing fancy) they also refused to pay for a rental for the 3 months I've lost my poor car

[@TimmyMurphy2]

It’s funny because my dad is in claims in aviation for Allianz, and he hates to deal with Chubb. It’s funny how different types of insurance can be completely different.

[@joec9693]

I would really like to know where AAA and Geico rank on this list for….research purposes.

[@davidtaylor4053]

I had good settlement with AAA.

[@fuzbuzz00]

I think AAA is affiliated with Progressive in some way. When I moved states and wanted to stay with AAA they connected me to progressive

[@beargo9016]

Geico wasn’t even good enough to make the list, Z tier.

[@ZachCremisiSky]

AAA is pretty good. Got my car totaled last year and they paid it out in full. Got theammount that i bought it for, so paid off the car then got a cheap used car

[@invaliduserist]

My experiences with Geico have been really good, but their "lowest" prices are DOUBLE my state minimums.

[@mitchellbrusseau]

Thank you for putting this out there because I am considering changing insurances and frankly knowing the ranking and everything it's really good to know from a lawyer's perspective that's advocating for the client

[@ethankriegel4614]

I've been with Progressive for over a decade and thru some accidents they have been great. I'm happy to have their insurance and road side assistance is included in my insurance because of my fiscal loyalty.

[@Syncuno]

State Farm actually (as far as I’m aware) has been super good to me in my recent accident. I don’t have them but the other guy did, and they’re paying me more than the car was worth when I bought it years ago, and they’ve extended the rental they gave me with unlimited miles for like a month on them cause I’m outta town for work a lot. Loads of stress off my shoulders. Very grateful 🙏🏻

[@squibbard]

Yep, someone hit and ran my parked car and it was relatively painless to get everything fixed. My only gripe is that my premium went up a bit, but that also coincided with them taking a $8.7 billion loss the whole year, so I can't really complain.

[@amadddd0]

Honestly the best recommendation list i could ask for

[@raymondandsweetheart7150]

I have allstate and two car accidents. One was a total they took care of everything and had great customer service. same for the second one.

[@blankv8057]

Same here

[@halopkmnlego]

This would make for a great long-form video going into detail!! P.s. I have my insurance through USAA (thanks granDad, god bless the vets) I've never had a bad experience, but I'd still like a professionals opinion on the matter 🤔

[@AbbyWoodlandAuthor]

My dad works at State Farm. He’s worked for a few insurance companies. There’s pros and cons to all of them depending on the department, though some are more reasonable than others. SF does take forever to finish things up. My dad handles complex cases and gets yelled at all day long. Kinda sucks.

[@samuelruby2760]

My wife had progressive and they tried to charge her 300 extra A MONTH because she moved to another state... that was like 10 miles away

[@Nathan-ok1dq]

moving to another state means you switch to that states laws and policies and rates, so yeah that makes perfect sense.

[@AltruisticWarrior]

Yup. Each state has their own risk pool. Nevada insurance is really high because a lot of folks move here but keep their cars registered and insured in other states. So not enough people paying into the pool thus higher premiums.

[@briansantarossa2331]

Yeah that makes sense ? Why you so mad about it ?

[@SkinnyVanilly]

As an estimator for an auto body shop, Allstate is the worst insurance company and it's not even close. I have had more arguments with them than every other insurance company combined. They will put the absolute cheapest, poor fitting, uncertified aftermarket junk on your brand new vehicle. I'm glad to see them at the bottom of the list

[@rattlecat5968]

I had Amica for years. Loved them! First I had a claim for a hit and run. Payment arrived in days 👍 A few months later, someone t-boned me right in front of a cop! Again, payment in days. A month later, (yes, it was a pretty bad year) my son rear ended a truck and Amica paid off the loan. Thank you, Amica. At renewal, they dropped me 🤣 Who would have guessed? But, they are a very good company imo.

[@rainick]

Trouble comes in threes apparently.

[@breeze9819]

Amica really is the best - only insurance company I truly love. Always been wonderful to my family and was so good when we had a break in to one of our vehicles during a move. Not only did they not bump us down on the evaluation for replacements but actually completely covered get newer nicer version of every item (and waived our thousand dollar deductible because quote “you have been with us for a while a we feel bad”).

[@wingy200]

My mind went straight to the Depp trial reading "Amica."

[@wizengy]

My insurance company for over 30 years. One big claim in that time and I give them an A+ on that claim.

[@jennifergesualdi6637]

I’ve had Amica for 16 years and 3 accidents, and they’ve always taken care of me quickly and with 0 hassle. Now my daughter works for them and they are just as amazing. Paid volunteer days because they believe in the communities they serve. The employees get so many different kinds of benefits, it’s really quite something.

[@random-unbreaded-commentor]

Ive never even heard of chubb before. Had to switch from usaa to geico for the stupidest of reasons; might be making some calls this week about quotes. Thanks for that!

[@alexh.2773]

It's really interesting to see how this varies from state-to-state. Coming from PI in Alaska, State Farm is our "depths of hell." There aren't very many insurers operating in Alaska anymore, but we usually do OK with Geico and Country.

[@C.L.Hinton]

I would agree about State Farm based on having been a client of theirs in Arkansas. Booo! 👎🏽

[@tayloraldridge3063]

State Farm is awful. Girl runs a run light, gets hit and spins out into my wife’s car. Totals it. State Farm is great through the process. Then 2 months later decides to cancel our insurance (we’d been with them for 8 years) saying we were too much of a risk for an accident we were not at fault for

[@Coaco98]

Had a guy at a light who didn’t yield, I had a green light and he turned left right into me. The light was green for a while so I was already doing the speed limit of 45 miles an hour. He totaled my car. State Farm tried to tell me that they would only pay me 75% the worth of the vehicle because I was “25% liable for entering the intersection when danger was present.” State Farm will never have my business for that BS.

[@mikebailey7071]

State farm is garbage, a long time ago that wasn't the case but don't be tricked into thinking that's the way the company works now

[@melbournechub2658]

State Farm sucks to deal with. I would never buy insurance from them.

[@SupertankerPrime]

All of the carriers are having hiring problems. As a group, they did a study around 15 years ago to figure out how many people they would need to hire as the Baby Boomers started retiring and population continued to grow, and so they would be able to set recruiting/replacement goals. They figured out as a group they would need 400,000 new adjusters by 2025. Partially due to mass Baby Boomer early retirements during the pandemic, they have not only completely failed to reach that goal, but actually are down somewhere between 100k and 200k adjusters. So auto insurance claims are taking 2x to 4x longer now, (just the insurance co. paperwork side, not including the equally massive increase in shop time) and it isn't getting better soon. The only type of claim that has decreased handling time is claims for under $7,500 that use a "send in phone pictures of the damage" system.

[@GalacticThunderGuava]

I work as an adjuster in Auto Insurance and can confirm this 100%

[@rw8147]

20 years as an adjuster, got out in Dec2019 with a complete career change. Best decision ever. The implosion that happened during the lockdowns would've bankrupted me, and I'm still not seeing the volume of hiring I would expect given the numbers these days. Anyone still working must be utterly slammed all the time.

[@chefdan_7487]

Have you not worked with USAA before? I would love to know how you rank them

[@feron450]

I had progressive back in like 2012 I believe. I was hit by a lady that failed to signal and passed a dump truck on the right hand side as I was pulling into traffic. Tore off the front bumper on my car. I hit my head pretty hard on the window and was taken to the hospital. My buddy drove my car home. Before I got out of the hospital which was only about 2-3 hours progressive had already sent an adjuster and setup an appointment with the body shop I used previously when I was rear ended. Idk how bad they are to deal with to get money out of but when they know the other driver was at fault they were fantastic.

[@yamen16]

Progressive is garbage. If you have 2 claims in a year they'll drop you. Regardless of fault. Had a deer jump into my car and needed fix the front of my car, the second claim I was t boned by a teen that ran a stop sign and fled. I found the driver and their insurance claimed fault and paid. Progressive dropped me.

[@antmess9789]

They are known to be shit to get money from. If you are a Progressive owner and you are at fault, the greedy insurance company tries everything in their power to never pay the money owed.

[@Peepeestorm]

I wish my experience was the same. They put me at fault despite the other driver hitting me and the cops putting the other driver 100% at fault. I even had two cops as witnesses. Apparently they don’t care much about what the police report says.

[@automan1223]

They suck as bad as Allstate

[@soaringparakeet]

They were pretty good when I hit a deer. They took my word for what happened, looked at the damage, and gave me a check within 3 business days. No photos, no police report, no questions about speed and driving conditions.

[@Ehecatl1111]

Good video

[@cercaz]

I love the heads up, All State calls me frequently to switch

[@KlapUrHanz]

What about the military insurers or military adjacent? USAA, Navy Federal? I’m honestly curious because I have the first one.

[@FishyFishaz]

Where is USAA?

[@cliffx7]

Ultra tier!! I love USAA!

[@leftofpunk]

I seem to recall him mentioning them positively in a longer video.

[@fakjbf3129]

Only had one claim with USAA, my car got flood damaged and I got a payout for more than I bought it for after just a couple weeks.

[@Uckertay]

He likes them. They're pretty solid. Got my car broken into and stuff stolen in Atlanta. Tried to file a claim with USAA and realized that the deductible was higher than the damage. Paid for the damage out of pocket, and a week later, I got a call from USAA saying they're giving me $350 to help with repair costs at no penalty to me and I didn't have to file a claim. That meant a lot.

[@leftofpunk]

@@Uckertay my wife had the slightest of fender benders, a bump really, and since she was pregnant in her late 30s,it meant she had to have way more medical checkups. USAA paid a lot of those medical bills even though we had medical insurance.

[@TopHatPenguin]

Currently suing Chubb for screwing my family over lmao. House flooded and they gave us 8k to repair and cover the entire house, then dropped us

[@chivalryremains9426]

Was this a pipe burst or sewer issue or was it rising water?

[@TopHatPenguin]

@@chivalryremains9426 Toilet had a pressure buildup and burst on the 2nd floor and we were gone for a week. house is now just a wooden frame as everything was moldy and rotten. We were covered for this.

[@michaelraney6732]

There is definitely more to this story lol

[@AaaBbb-pg8lj]

A legitimate claim for a badly storm damaged house resulted in an absolutely enormous increase in my premium. And it continued year after year. When I called to discuss it I was told that they had a lot of losses in Florida and “everyone’s” rates went up. Not my monkey, not my circus. Started looking around and found virtually identical coverage for about half the price. Start looking around and get away from these opportunists who cancel you at the first claim.

[@Niona_Shashai]

My car insurance is local to my state and I absolutely love them! Renters ins combined as well and I only pay 137.50 a month. Fully covered to.

[@mysteriesandfallacies]

I have AllState homeowners insurance. In January of this year my house caught fire and we lost everything, and I genuinely don't have a single bad thing to say about the entire process. They replaced our stuff immediately, the renovation on the house started relatively quick, and really none of it was difficult.

[@alexanderlab.6608]

Don't even listen to this guy. His firm missed sending some paperwork and ended up getting my cousin's case dismissed because they didn't have their shit together. Worst lawyers I've ever worked with.

[@jaceallen3270]

Yikes!

[@jaceallen3270]

Yikes!

[@pkfiremain710]

- Allstate guy

[@El-Fartomatic]

@@pkfiremain710 thought the same 😂

[@garyfrank7962]

I don't have Farmer's, but I can tell you they're bastards. Last year a vehicle insured by them was going 80mph on a rainy day BLEW through a guard rail and hit my vehicle that was ironically parked at a mechanic. A total of 11 vehicles were involved. The driver claimed he was run off the road, but the police investigated and the truck had a black box that clocked him at 80mph and found that he was lying and included it in the report. It took Farmers 6 months of all parties involved hounding them that their driver was liable despite the police report being so cut and dry to finally compensate for damages. Really hate those guys

[@talyahr3302]

So they were trying to protect their person then, which is good. They eventually paid, so that's good too. And yeah they took a while because 1. It's their job to defend their client and 2. You said there was ELEVEN involved?? You think that would be paid overnight?? Anyways, made me like Farmers more.

[@garyfrank7962]

@@talyahr3302 I get wanting to have a insurance company wanting to fight tooth and nail for you buuuut they had so much evidence piled against them that even OJ's lawyer said "Nuh uh". Farmer's told me their guy wasn't at fault while I had the police report in hand watching the CCTV footage of their man blasting through that guardrail. They had so much evidence piled against their driver that saying their driver wasn't at fault would be like a little kid lying that they didn't steal cookies while still having the cookie in hand. Like, why lie? You're caught, no way out, cooked, game over. No one of the 11 vehicles expected a check overnight cuz of the guaardrail taking forever to get fixed and get a estimate for but 6 months is wild. I will say that their adjuster who went on site to inspect the damage did me a solid though. Gave me a blue book value estimate even though my vehicle was literally at the mechanics when it all went down. Dude probably just wanted to go home and not inspect 11 vehicles in detail haha. Quick edit: I forgot to mention it took them MONTHS to actually send a guy on site to inspect the damages to actually get the ball rolling.

[@dukekessler6292]

​@@talyahr3302any way you cut it taking 6 months to pay a claim there's really nothing to dispute is ridiculous.

[@ookie218]

Never heard of chubb but I'ma look now. What's y'all thoughts on nationwide?

[@blankv8057]

I’ve had Allstate for years. Had a Honda accord that I blew the engine in, for $150 I got a engine with 30k less miles and they covered all other expenses like towing. Years later I blew the engine again, and they gave me a 10k check when the car was only worth about 8. Also they’re cheaper for me than anyone else. Had progressive for a little while until I realized I could insure 3 of my vehicles with more coverage for the price of one…. Now I’ve been having Allstate for about 6-7 years.

[@robinhuff1867]

I was with Allstate for 43 years. My premium on an 8 year old Frontier was108 dollars a month. Bought a 2023 Frontier went to 192 dollars a month. My friend has State Farm so I checked into them. My premium went to 66 dollars a month. That is an insane difference and after being a loyal customer for 43 years? Their response to me canceling after all those years? A very polite ok. Wish I had switched years ago.

[@ex0stasis72]

​@@robinhuff1867I learned many years ago that outside of personal relationships loyalty is never rewarded but is instead seen as laziness and taken advantage of.

[@waltermh111]

I did shop around and in the end.All state was the better deal and I've had to deal with them on a claim and so far, they've been the best that I can expect an insurance agency to be. Maybe there is better but the odd thing is, I only had one speeding ticket from 2 years prior and was happy with the agency I did have but changed states and had to change agency. The handful of others I looked at we're outrageous over that one ticket. So all state it was. The ticket from the accident is still going through the court system and I am likely to get it dismissed or deferred and once I do, my record should be clean since I am told that speeding tickets only stay on for 3 years and it's been just over 3 now. Hopefully I find a better deal but time will tell.

[@danielkalish8522]

I LOVE State Farm. They have always stood be me

[@kokjoijhughuygy]

I want someone to stand by me :(

[@popmmog-7]

@@kokjoijhughuygygood movie

[@steveunknown8407]

Chubb's with that name they'll be biting at the bit, just don't grab any golf balls next to the water, Happy Gilmore taught us that lesson, bumblebee tuna

[@bladetheelectrowolf1554]

What would you saw about Blue cross blue shield of Michigan as that’s the insurance my company uses and what I had to deal with when my injury at work happened.

[@mog7501]

The black guy with the deep voice lied to us all 😔

[@zedekiahtheservant9786]

Technically he didn't. He just asked us if we were in good hands lol

[@brandonmcgrew4367]

My family hasn’t had the worst time with State Farm, but it does take them forever to do everything. You’re right about that.

[@spartancamo]

I have farmers. Through them, I got motorcycle insurance, paid them $51 for the first month and got in a hit and run. Totaled the bike. I got paid a good amount for my brand new bike and accessories on it as well as everything I was wearing. A month later I had the new model of the same bike. Love them

[@bridgecross]

I had Travelers for insurance on my co-op apartment years ago, and when I had a fire in the living room they took care of EVERYTHING. Cut me a check for full amount of lost possessions, arranged to have full renovations done (I never saw one bill). Great company.

[@KJAkk]

Where does AAA fit in your experience? I had a good outcome with them covering stuff after being rear ended by a box truck while waiting to make a left turn.

[@RakuenKnight]

Wow I didn't expect that the advertisement of Allstate makes it sound like they are the best insurance

[@LikelyLagging]

Would love to see an opinion on Erie

[@kinetic_krown]

finally. shorts that give me important life info.

[@zeus9929]

What is your opinion on USAA. We have that and are wondering if we did get in an accident. If they’d be easy to work with.