RBI New Credit Card Guidelines From July 1 2022 | Customer Is The King 🔥🔥🔥

[@TechnoFino]

Update- RBI extends deadline for implementing few guidelines for credit card issuers. New Deadline- Oct 1, 2022 (Not for all guidelines, date extended for only few guidelines). TechnoFino Community (India's #1 Community Of Banking & Credit Card Experts)- technofino.in/community (Join Now & Start Discussing) Website - technofino.in Follow Me On Twitter - twitter.com/technofino Facebook - facebook.com/TechnoFino/ Instagram - instagram.com/TechnoFino/ Telegram Group - t.me/joinchat/VWsyApYc0XyTJGTQ Our Facebook Group " Technofino - To Help, Get Help " for helping each other. Link- facebook.com/groups/TechnoFino/

[@technicalminds6714]

saving account roi- 2.5 % fd account roi - 5% credit card roi- 60 to 100 % in a year banks r looting 10 to 20 times of money from indian peoples Rbi must take legal action roi should not be more than 20% a year

[@ashoksapam]

Better late than never. Very much needed rules & regulations by the Government/RBI for the ever so notorious employees/staffs of Credit cards across all banks of India.

[@lalitjoshi671]

Excellent bro.... Very informative Video ... आपकी बात बहुत ही अच्छी है की आप to the point ही बात करते हैं, ये बात सिर्फ़ मुझे ही नहीं बल्कि अधिकांश लोगों को अच्छी लगी होगी...

[@ashishkumarkarn5217]

बहुत अच्छे से आप आरबीआई के नियमो को समझाए सभी व्यूअर को समझने मैं कोई परेशानी नही हुआ होगा।

[@arup4u24]

#14 is the most consumer friendly rule that has been imposed by RBI, I think that should be the #1 in terms of importance! good job RBI

[@pravinkolhe82]

Very important rules. Thank you RBI for caring users rights and thanks to TechnoFino for bringing this video to me ...

[@irshadkamil9947]

Less reward points and offers going forward. Banks will make up for their loss😔

[@styleflea9927]

amazing rules & regulation done by rbi i hope from 1st july it get implemented cause i have read bank have asked for 6 month extension just like they asked for tokenization

[@sabyasachihasan]

Extended to 1st October 😊

[@pranavsharma7479]

@@sabyasachihasan but tokenization has not extended only 3 rules

[@abhishektayal480]

I myself suffered from #10 point, I made a transaction of 15k which later got reversed in the credit card. The outstanding bill was showing INR 0 but they handed me 850 rupees penalty saying that refund doesn't count as card payment. Great that these cheaters won't loot anybody with this one.

[@lakhi_kant]

No.9 Actually har bank ko by default 1st of month ko bill generation date rakhna chaiye kyuki 1-7 tak Salary week mana jata hai. Iska baad agar kisi apni pasand ka date rakhna hai to wo rakh sakta hai. mere khyal se 80% log 1st ko hi apna pehla choice rakhenge.

[@bubusam13]

Thank you so much for this informative video. I just missed my HDFC bill payment on 1st July due to a busy schedule. I paid on the 2nd. Good rules by RBI. Now I will not be charged any Late Payment fee.

[@WalkWithNani]

Government doing excellent job 👏 only few ppl appreciate what our government doing for us.. Best ever is Digital India

[@RoshanDixit]

In Crypto space it's doing the opposite

[@lakhi_kant]

​@@RoshanDixit coz crypto has no mai-baap means decentralised, agar ek baar kuch uch nich hua poora economy dhadaam.

[@amritansumitra]

RBI is hands down the best institution.

[@RoshanDixit]

Wish RBI had such friendly rules for Crypto !

[@emilymartha8030]

First, all you did to do as a beginner to make good profit from Bitcoin, is a professional trader who will trade on your behalf, else you may make losses Mark Williams taught me how to utilize the volatility of crypto world, I make gain from trading despite the price chart

[@emilymartha8030]

私は非常に満足している👉➕𝟭𝟲𝟭𝟱5𝟵𝟮𝟱𝟳𝟳𝟯👈私は非常に満足している.....,.....

[@emilymartha8030]

Whats~app👆

[@adityashukla4720]

Crypto isn't part of RBI...

[@saieaswertej]

If government set like this guidelines for NBFC and BNPL it would be great.

[@tanmoysk]

Are these rules applicable for credit line cards (slice, uni etc) also? এই নিয়মগুলো কি ক্রেডিট লাইন কার্ড (slice, uni etc) এর ক্ষেত্রেও প্রযোজ্য?

[@keval_yt]

Thank you for the video. I think these guidelines are favourable towards end users.

[@sarthakmodak4807]

Dada you have memorised the points very well just like giving lectures

[@skm8989]

Hahaha... Memorised Nhi bhai video editing hy

[@rajdeepsharma8249]

Bill genrate hone ke baad refund wala rule hi sbse jada kaam ka h.

[@imran1111000]

Konsi bank savings account k sath turant credit card deti he ??

[@infinity305]

No 4 rule...will it be applied for bpnl cards?

[@SaGaRtanhai]

Number 4 is horrible 😱😱 thank you so much sir.

[@vickyadwani7162]

sir offline purchase pe sab se jayada cashback kon se credit card pe milega?????

[@binoykumarmahadani6810]

Seedhi Baat No Bakhwas😁 👍👍👍

[@PRAVEENKUMAR-mb7ct]

Thanx bro….helps alot…keep doing this great job

[@SonuKumar-wo3by]

Superb information, waiting for these guidelines 👍

[@abhisheksingharoy6791]

sir mene credit card ka pin generate nehi kiya to kiya mera card active ho gaya???lekin bank balo nai joining ka bill bhej diya.....

[@librielibri2745]

Does this apply to BNPL service providers as well?

[@iamraviteja3]

No

[@himanshuprajapat4051]

BNPL is not credit limit it is a credit line

[@MayankKothari21]

RBI ke banking numbers kaunse hai? Koi link ho to please share karo.

[@MSUJIT-qw7gs]

Agar ye sab proof ke saath bolte to aaur v achha hota.BDY thank u

[@asusintelnvidia]

This might result in lesser offers and poor reward points on credit cards going forward!!

[@deepakkumarpanda9394]

can I replace my visa card with Rupay card?

[@lakhi_kant]

accha ye rules SBM bank ke fd cards par bhi lagu hai na. like Paisabaazar Stepup Credit Card, One Card FD etc?

[@fahadshaikh726]

Bohot zaruri tha mai kaam krta hu credit card department mai hamesha helpless feel. Krta tha customers k liye bt today m feeling good

[@akashtopder7251]

Are all these guidelines apply for all existing credit card customers or just new customers who will be applying for credit cards after Oct 1, 2022?

[@TechnoFino]

For all and guidelines implementation date- 1st July, 2022. RBI extended deadline for only 3 rules from July 1 to Oct 1, 2022

[@NandaGovinda]

@@TechnoFino hai, what are those rules?

[@kamal17kishore]

How to get noc or ndc after closing credit card what is the process of getting noc or ndc

[@explorer8741]

Very useful information. Thanks for the upload.

[@bgmiwithmca4388]

Broh no11 request pe koi penalty hai kyaa??

[@azadsharma5261]

Sar uco bank credit card ke liye verification call do bar aaya tha maine Mana Kiya ki card not cahiy to band kar dega please help me

[@dawnofkitty]

Chennai wala kaunsa bank hai?

[@DeepakSharma-ng9yh]

Many Thanks!! Chor banks ke baza do sahi hai

[@harryjhunjhunu5970]

What about gst reversal, hdfc doesn't reverse gst on charge reversal

[@suniljaiswal2]

Hlo sir pos machine kr bare mai bhi video banaye or charges bhi batlaye

[@NandaGovinda]

superb 👌👏👏👏its like RBI read user mind

[@sawansharma2549]

mere papa ka card close karne ka request 1 year se upar ho gya,ab tak b close hua ya nhi kese check kre?

[@dazzlesdilshad]

Sir maan lijiye mera credit card ka limit hai 30k lekin agar mei usme 20k extra agar pay kar deta hu to jab mai online shopping karu to usme kiya 30k+20k dono ek sat use kar sakta hu total 50k ya phir jitna limit tha card ka utna hi use kar sakta hu

[@ShubhRanO]

Jitna limit diya hai utna hi i.e., 30k

[@muhammedfaheem1029]

Can you please make review of Bajaj Finserv Insta EMI Card & Bajaj Finserv Health EMI Card 🙏

[@canimeshrunwal3843]

Nice and helpful video. Keep it up

[@SudiptaRoyGaming]

No 10. Agar bill generate hone k baad or bil payment hone k bad refund ata to keya hoga?

[@Motivational18956]

Is their any layoff from company sir?

[@जयहिंद-त6ब]

Reword point facilities bnd ki hai kay....

[@alvinalex1]

Great Video, Thanks Buddy

[@deepakmehra7245]

Sir g bank wale Bol rahe hai police fir kr daige.this is possible or not

[@roninr8199]

Hdfc doesn't report card details at all

[@rajit8396]

Sir maine credit card active bhi nahi kiya hai fir bhi mujh per charge chal raha hai. Pls bataiye me kya karu

[@marketmenia3837]

Guidelines pdf hai kya

[@deepakmehra7245]

Sir g mere friend ne 3months ka bill pay nahi kiya hai. To bank wale kuj kar sakhte hai gg

[@dhirendramonitor3969]

Sir mere account hain utkarsh bank me or ham pe ek frod transfer ka ek ripot kar diya h or o fansfar @30 ka hain or mere account ko hold kar diya h or o jo farnfar hai mere friend ka hi hai or bank kuchh reply nhi kar Raha hai kya kare sir mere bank me 30000 rupees pare huye h or 1 month se jyada ho gaya sir, 🥺🥺🥺 or bank kuchh reply nhi kar rahe hai barnch me,

[@v.assistant]

4:40 is great idea

[@raajiray]

sir shoping par direct amazon par hdfc cc par 10% offer h to kya ye offer hdfc smarbuy k through bhi mil jayga . total offer amazon 10% +smart buy 5%cb + 5% rp. kon sa option se shoping karna sahi rhega..plz update.

[@vickky1989]

As it is mentioned that if from 1 year you are not using the card then you will be given information by bank. Want to know what is the period of year, is it financial year from Apr 2021 to Mar 2022. Or 1 year before 1 July 2022 when these rules come into place?

[@jnkdharmale9]

Mera sbi ka credit card hai , 21 June ko mera bill generate hua tha 32000/- our muze 11 July Tak bill bharna tha, bt 22 june ko mere credit card me ajio ne money return kiye , to actually muze 10000/- hi Bill bharna tha bt sbi valo ne bola ki aapko 32000/- pura bill bharna hoga nhi to due + 18% GST + hidden charges + 3.5% tax lagega fir mai ghabraya our 32000/- bill bhar diya. Ab inki complaint kaha karu?

[@Ashwa-Creation]

Thanks 😊 very important information 👍

[@amitasthana]

Ye close ka to bahot panga hota hai yaar, mujhe humesha banking ombudsmen main dalna padta hai card close karne ke liye.

[@chiragmotivaras5830]

Axis Bank statement late After 4 to 5 day late send bill on email.

[@samratmantri4827]

We can pay any bill will credit card scan and upi payment like this

[@nc9046]

Aur Jo bank sare criteria fulfill krne k bad bhi agr credit card application declined kar deta hai. Us bank pr fine hona chahiye.

[@amitkanade7358]

Interest Rate Ko Lekar Kuch Hona Chahiye

[@krishnaavinash1284]

Banks should pay penalties to customer for the transactions failures , then only these banks will improve infrastructure

[@Ritusharma-xg4jj]

hello I didnt activate card, by paying joining fess and I didn't purchase or use amount of flipkart axis bank crdt card ...but ireceved amount due messages and it add 300/-month till show 900 due amount but didn't single trnscrion

[@joberahmedmolla8317]

Sir, mera card kaal ayega. Par mujhe nahi chahiye. Kya karu pls reply

[@TheKuku343]

Really amazing rules, Great

[@favadkhan8617]

Awesome guidelines

[@informationprovider5263]

Many Thanks RBI 😍

[@pravindrakumar6220]

Mera axis bank ka credit card h Or mne janveri month me active kiya h agar m ek sal tk koi bhi us pr loan nhi leta hu or usko use nhi krta hu to kya muje annual fee ya joining fee deni hogi or agr card ek sal bad use na krne ki vjh se mera card band ho jata h to muje age bhi annual fee deni hogi

[@pradeepmannil7305]

What about asking customet to put fixed deposit for crefit card ? I have seen this in India only .

[@omjaisinghani6000]

I got mail from hdfc bank which mentioned that lifetime free card without maintenances. I recived card this week now they are saying that it having rs. 1000 AMC. If you even close this card still you have to pay. Till now I have not activated my card what should I do? please suggest one one. Thanks

[@tabishkhan8692]

Email them with mail attachment and the details they will surely make your card free if the have promised.

[@yashasmanikkar8711]

Awesome video. Thanks

[@kidsenjoy22]

Thanks for this information....bro.

[@aniketrodge8159]

FD card bhi 7 din meh close hoga? Cibil meh abhi bhi active hai, last year close kia tha

[@ruthuacademy5708]

I am your subscriber and your channel honest viewer. How to operate hdfc credit through hdfc app or net banking please make an video for new hdfc creditcard users

[@anishwadhwa9502]

really bro u r superb🖤

[@जयहिंद-त6ब]

Reward points earned on property management services including rent, made with your HDFC Bank Regalia Credit Card xx4291 will be capped at 1000 RP/month. Effective from 23/07/2022.

[@ajaygarg7215]

Good Rules Bhut vadiya hai ji

[@navigatorvicky]

elegant video ❤️

[@subhamkumar2697]

LAW LABOUR AMMENDMENT K BAARE MEI PLEASE KUCH BATAYEE 🙏🙏🙏🙏

[@AV-wx4vc]

Awesome rules👍👍👍

[@bismayaranjansenapati]

Thank You. Very informative video.

[@santanudas7529]

Thanks. It helped.

[@mohammedyunuskhan9313]

Nice Thanks for knowledge

[@rahuljbyrav8366]

Hello Sir, Good info in all videos. Could you please add time stamps in future video ?

[@TechnoFino]

Noted

[@rammohanm1022]

Thank you for information sir ❤️🇮🇳👌👍🙏

[@debdasedtz.8103]

Sir 2 din pehle mera Paytm Sbi Credit card deliver hua....maine activate ki kar liye....par abhi tak koi transaction nehi ki... Mei us card ko SBI lifetime free card me transfer karna chata hu... Toh kya mera paytm sbi card ka 499rs annual charge dena parega??

[@piyushpithava8540]

00:47 Sir ye mere saath huwa he Bank ne mereko 30000 ki credit limit bol ke credit form apply karwaya SBI ne Fir mere ghar pe 10000 ki limit ka Card received huwa he Ab me usko use nhi karunga to uska charge lagenga ki nhi ? Mene abhi OTP verification nhi kiya 🚫❌

[@TechnoFino]

Card active nahi keya too charges nahi lagega

[@sourabnandi2348]

Sir mera ek question hai- koi bank ka credit card ka limit agar man li jiye 30000/- Diya hai or main Flipkart ya Amazon se emi mein kuch Lena chahta hu or uska price hai credit limit se zyada.........to fir us time kya hoga?

[@shaikhsohel6566]

Buy nahi honga... Aur na lena chahiye kyonki.. Aapka cibil kharab hota hai....

[@SurinderSingh-lk9ir]

Hi, Please make a detailed video on AU Bank LIT Credit card.

[@lakhi_kant]

Sir, please is topic ko apne source ko through clear kijiye. case: agar main Flipkart Pay Later ka payment baahar se kiya means loan account no (LAN) ke thorough IDFC bank ke application ya kisi 3rd party payment application ke thorough kiya to kya hoga? Kyuki mujhe to loan IDFC walon me diya hai chahe main FK ke through payment karun ya direct bank ko karun baat to same hai. Is par koi baat clear karien. Kyuki kai logon ka paylater account ko KYC issue bolkar account hold kiya jaa raha hai jiske wajah se wo paylater ka payment nahin kar paate aur late fine lag jata hai, aur isi ke dar se wo LAN ke thorough hi payment kar dete hein. Jab bank se baat ki jati hai wo bolte hein aapka payment adjust ho gya hai aapke account pe aur koi due nahin bacha hai same LAN pe, but aap FK se baat karne ko kehte hein aur ye kehte hein ki "aap FK team ko boliye ki ek baar humse sampark karne agar wo humse sampark karenge to hum unko bol denge ki xyz ka amount receive ho gya aur is account pe koi outstanding due nahin hai." but dukh ki baat ye hai ki jab FK walon se sampark karo to wo Tarik pe tarik dete rehte hein... 2din baad backend tem se call jayegi.. one week ho gya inka backend team ko mera pta pta nahin mil raha. please clarify

[@sambitpradhan2500]

Which bank ask to send physical form to close credit card ?

[@iamraviteja3]

Hdfc

[@bongbackchodgamingbbg]

HDFC🤣

[@nikhilreddy3414]

Sir actually icici bank charges me around 15500 for non payment of rs 700 and interest charged on total amount please help me sir how to complain about that

[@sujanbhattacharya]

Sar Kya credit card pe jo v milestone Banifits milta hai kya ho har sal melaga ya fir ek he bar melaga

[@NagendraSingh-lg7rc]

Har saal milega

[@ajaytripathi2012]

Wow thanks for information