RBI to launch Unified Lending Interface: What is it and how will it benefit borrowers? | UPSC

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2 ай бұрын
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@truebeauty8937
@truebeauty8937 2 ай бұрын
The government should take an initiative in blocking bank accounts online with special provisions.
@KabirSingh-ek2sk
@KabirSingh-ek2sk 2 ай бұрын
Sir student loan kase len video laiye
@mohdshoeb189
@mohdshoeb189 2 ай бұрын
Sir Education loan ke upper video laiye
@AbhishekBarkare-y1e
@AbhishekBarkare-y1e 2 ай бұрын
Lending is simple but recovery of that lending is difficult. People take loan but didn't pay on time.
@souviksikdar1864
@souviksikdar1864 2 ай бұрын
Obviously, that is why paperwork is important to access credit score. All of that hassel can you removed if you combine all the data of a debtor. It will be more seamless.
@anjanaadmi5997
@anjanaadmi5997 2 ай бұрын
If anyone didn't pay on time, that a/c number & Aadhaar card & pan card became Inactive for 5 years. Then he will realise
@prafulnarkhede8435
@prafulnarkhede8435 Ай бұрын
Recovery ke lia koi app nahi hai 😂😂😂😂😂kahli loan lelo
@ayushkumar2334
@ayushkumar2334 2 ай бұрын
Waqt bachao: 2:56
@ranadipdebbarma6119
@ranadipdebbarma6119 2 ай бұрын
Thanks
@ajitchauhan2487
@ajitchauhan2487 2 ай бұрын
Waqt bachao Waqf hatao
@abhishekkariyappa4468
@abhishekkariyappa4468 2 ай бұрын
​@@Spexy9706ha bhai abi tum puncher shop pei hey kya
@sanketh768
@sanketh768 2 ай бұрын
Thank you
@_dev_jaiswal_
@_dev_jaiswal_ 2 ай бұрын
Thankyou
@swapnilpatil8176
@swapnilpatil8176 2 ай бұрын
NPA badhega .... Unless strict recovery mechanism this will pile up only NPAs
@mandeepsingh-kj6nz
@mandeepsingh-kj6nz 2 ай бұрын
True or fir ye bolenge ki npa kam karo
@impossibletopossible123
@impossibletopossible123 2 ай бұрын
@@mandeepsingh-kj6nzInko khud nhi pta ultimately krna kya h
@prafulnarkhede8435
@prafulnarkhede8435 Ай бұрын
Bate ye log karte ground scenario kuch alag hi hai
@harshgarg101
@harshgarg101 2 ай бұрын
6:35 for ULI
@ashutoshdubey5366
@ashutoshdubey5366 2 ай бұрын
Aap chronology samajhiye... 1. RBI put restrictions on already available NBFC providing easy loan facilities which was benefitting common people as lenders who were getting around 12% on FD via this apps but looting borrower over high interest and processing charges. 2. RBI launched UNI to streamline loan process.
@acrush25
@acrush25 2 ай бұрын
NBFC ka intrest rate unfair ha.
@yoshiislive
@yoshiislive 2 ай бұрын
Bhai Kisne kehdiya NBFC ka interest rate kam hai?
@divyangnasallh7751
@divyangnasallh7751 2 ай бұрын
Zara China ka example dekho... waha bhi isi tarah ek shadow banking system ban gya tha... and now China is facing its fruits... evergrande crisis and corrupt businesses made a parallel economy which actually ate up all the GDP growth China has been doing...illegal lucrative schemes bhi chahiye and Economy growth bhi chahiye... USA and China jaisa bhi banna hai... 😅😅
@rahul4562
@rahul4562 2 ай бұрын
Economy me Bubble ban jata h . Use growth nahi kahte. ​@@divyangnasallh7751
@TreeShakura
@TreeShakura 2 ай бұрын
NBFC kbse km interest me loan deta h be??😅
@ankitroy7407
@ankitroy7407 2 ай бұрын
Video starts 2:53
@suryaudayvishwakarma7594
@suryaudayvishwakarma7594 2 ай бұрын
Thanks 😂
@dhrubajyotiroy3301
@dhrubajyotiroy3301 2 ай бұрын
Thank you
@devendrabariya2978
@devendrabariya2978 2 ай бұрын
Who want 2.5x speed
@Shubham-fh8wn
@Shubham-fh8wn Ай бұрын
Extension daal lo chrome me, known as global speed, you can speed upto 16x
@mayankmunda8888
@mayankmunda8888 2 ай бұрын
This will be implemented when FED announces its rate cut,then same RBI will do
@DjSaiKubeer1
@DjSaiKubeer1 2 ай бұрын
Data BREACH?
@Hurtsoul-h5e
@Hurtsoul-h5e 2 ай бұрын
Bas bank karmachari ko double kaam na lage. Kyonki bank wale paper mein bhi kaam dikhana hai, our online bhi.
@shubhamjadoon7156
@shubhamjadoon7156 2 ай бұрын
This will be life changing for millions of people in india. China aaj itna aage nikal gaya hai wo china ki Sarkar ke support se hi ho paya h wo low interest rate par easy loan dete h
@amarjeetsinha8733
@amarjeetsinha8733 2 ай бұрын
This might be revolutionary. ULI is really good step. We can reduce the cost and it will be quicker disbursement. I support this 👏🏻🇮🇳
@Ibhan07
@Ibhan07 2 ай бұрын
This step of RBI save a lot of innocent Indian from Chinese landing money companies Or china debt trapped 👏👏
@rabbit10001
@rabbit10001 2 ай бұрын
Indeed
@Hume811
@Hume811 2 ай бұрын
Sir plz video on NCERT new formula for evaluation of 12th result
@realworld9593
@realworld9593 2 ай бұрын
Land distribution in India is very poor in India
@samratnandi809
@samratnandi809 2 ай бұрын
isika wait kar raha tha
@vinodmahamuni3267
@vinodmahamuni3267 2 ай бұрын
It's very good step reduce intrest help common man, farmers.. but it will close loan MNCs..
@rabbit10001
@rabbit10001 2 ай бұрын
Overall development 😊 We are not here to make MNCs happy
@jagatmohansarvari5681
@jagatmohansarvari5681 Ай бұрын
More NPAs. Honesty and integrity is important for such endeavours. We unfortunately lack in these areas
@anitakumari-hl6gk
@anitakumari-hl6gk 2 ай бұрын
Naro Banking means investment in risk free assets
@SurgeAheadacademy
@SurgeAheadacademy 2 ай бұрын
Awesome thought. Together, our knowledge can help so many students.
@BangBang-fe9fz
@BangBang-fe9fz 2 ай бұрын
Navi app thik he no documents charges
@rahulwagh9481
@rahulwagh9481 2 ай бұрын
I hope this will not create a crisis in the Banking system as providing loans to those who won't repay will be a great disaster afterall the money Banks lend are ours.
@BeTheSavior
@BeTheSavior 2 ай бұрын
RBI ko guidelines bnane chahiye ....jo unwanted charges banks bina information ke katate rehte hn...
@_Viral_fun
@_Viral_fun 2 ай бұрын
4:13 B
@lightup_yourself22
@lightup_yourself22 2 ай бұрын
What is OCEN then ??😮😮
@KabirSingh-ek2sk
@KabirSingh-ek2sk 2 ай бұрын
Sir student loan kaise le rural areas mein. Plz plz video bano😢😢😢😢
@AbhishekKotangale
@AbhishekKotangale 2 ай бұрын
Can this innovative stop corruption in banking sector
@shahistafarheen8659
@shahistafarheen8659 2 ай бұрын
B) 2 only
@RiseUp_Again
@RiseUp_Again 2 ай бұрын
Small Business Need Short Term Loans Small Loans which they can Repay Daily in Small Installments, It is a Much Needed Solution for Small Businesses. it will Highly Help Small Business
@SanjayMandal-w7c
@SanjayMandal-w7c 2 ай бұрын
Wait for your video
@iExplorerOfficial
@iExplorerOfficial 2 ай бұрын
As per Madras high court rahi and bank and its employees are not govt of India employees, per them RBI is a branch of bank of London
@souviksikdar1864
@souviksikdar1864 2 ай бұрын
Yeah but then their salaries are then coming from London.
@surajyadav-it2zz
@surajyadav-it2zz 2 ай бұрын
only 1 is currect
@sudipmanna6639
@sudipmanna6639 2 ай бұрын
Great news.
@AshuRajput-ge2cd
@AshuRajput-ge2cd 2 ай бұрын
Sir please make a video on latest update on rajya sabha
@Aadrsh_kumar52
@Aadrsh_kumar52 2 ай бұрын
😂 lok sabha nahi 😅
@starksuman
@starksuman 2 ай бұрын
2:53
@bhagatsingh_1993
@bhagatsingh_1993 2 ай бұрын
10:56 🇶 *_Which of the following is / are correct statements regarding Narrow Banking ?_* *_1️⃣ In Narrow Banking, Banks just accept deposits and provide loans._* *_2️⃣ In Narrow Banking, there is rarely Asset Liability Mismatch._* ✅ Answer:- *[🇧] 2️⃣ only* *📝 NOTES:- ♦️♦️* 🟣 Narrow Banking involves mobilizing the large part of the deposits in Risk Free assets such as Government Securities. It does not mean that the banks limit their activities to only accepting deposits and providing loans. Thus first statement is incorrect. Since large part of deposits are in government securities, there is rarely asset liability mismatch. Thus, option 2 is correct. *_जय हिन्द | | जय भारत | | वंदेमातरम् | |_* 🇮🇳 🙏🏽
@Tulshiramchavan93
@Tulshiramchavan93 2 ай бұрын
365 Days 365 baches 😮
@arifshaikh8016
@arifshaikh8016 2 ай бұрын
Jitna digitalisation process hoti hai utna zyada rejection rate hota hai,
@0x64bit
@0x64bit 2 ай бұрын
Sir abhi bhi kuch chiz clear nahi hai Jaise sirf professional academic certificate par kaise lon mil sakta hai Student ke pass assets nahi h to use student loan kaise milega Husband wife sath milkar joint loan le to ye kaise kaam karega.
@Abhishek.Bharatmatakijai
@Abhishek.Bharatmatakijai 2 ай бұрын
Modi era is very good
@funnymemetrio
@funnymemetrio Ай бұрын
ONDC bhi ek bda move hone wala tha or e-rupi bhi bhut accepted nhi hua to ye kese hoga
@aryandwivedi5210
@aryandwivedi5210 2 ай бұрын
I was trying to get a mudra loan but they denied me all banks
@Arjun.Narayan
@Arjun.Narayan 2 ай бұрын
But banks don’t have money to lend
@thetruth715
@thetruth715 2 ай бұрын
Wrong lending is much easier to big companies like Reliance, Adani , Tata , Birla etc 😂 but recovery of loan is much from common people 😂
@ilovepeace
@ilovepeace 2 ай бұрын
They can easily re pay loans unlike common poor people
@shinigamiryuk786
@shinigamiryuk786 2 ай бұрын
Tbh most large corporates pay in time but small loans have very low recovery rate
@JatinkumarJuyal
@JatinkumarJuyal 2 ай бұрын
@thetruth are you out of your mind.
@kuwardsp4731
@kuwardsp4731 2 ай бұрын
Agar employee bdhaye nahi jayege to kuchh sudhar nahi hoga
@SunilYadav-93
@SunilYadav-93 2 ай бұрын
Loan par interest bhi savings account ke intrest ke barabar karo..
@FEARLESS01234
@FEARLESS01234 2 ай бұрын
😂😂 haan free kar dein
@Mocreat
@Mocreat 2 ай бұрын
Not possible
@chandandebnath3475
@chandandebnath3475 2 ай бұрын
😂😂​@@FEARLESS01234
@gamingpanther7773
@gamingpanther7773 2 ай бұрын
How companies will run?
@cobragaming1186
@cobragaming1186 2 ай бұрын
Interest free loan kr dete h BKL..
@sheetalbondwal9453
@sheetalbondwal9453 2 ай бұрын
B
@Bharattoy-kh1th
@Bharattoy-kh1th 2 ай бұрын
Kab se chalu ho raha he muje Lena he
@DeepakSingh-fs3gc
@DeepakSingh-fs3gc 2 ай бұрын
Bank Manager Ko 5%‌ जब तक रिश्वत‌ नही ‌मिल जाता तब तक‌ लोन‌ नही मिलता कोई ना कोई कमि बताकर Form Reject या लटका देते हैं। लोन अक्सर फ्रोड लोगों को देते फिर वो पैसा वापस नही ‌आता।
@sagarvekariya1933
@sagarvekariya1933 2 ай бұрын
Bro asa nahi hota me bhi Bank me hu
@soumikkarmakar1019
@soumikkarmakar1019 2 ай бұрын
Bank manager naam ka kuchh nhi Hota Hai. Branch Manager Hota Hai gawad
@impossibletopossible123
@impossibletopossible123 2 ай бұрын
Bhai agar hum galt loan dede toh hmpe v accountability bethti h isliye sb dekhke dena pdta h kyuki wo logo ka hi paisa h hmara nhi h
@akashrao3711
@akashrao3711 Ай бұрын
Bhai tmhre surroundings mei lete honge .hmne toh ni suna ya dekha hai
@AshutoshMishra-no6dx
@AshutoshMishra-no6dx Ай бұрын
बैंक मैनेजर की चोरी commition खत्म hoga
@pabitramondal-ht3gj
@pabitramondal-ht3gj 2 ай бұрын
Sir,, Bank impose Compound interest rate.. 😅😅
@Hume811
@Hume811 2 ай бұрын
Say no to ncert new formula
@suhaibkhan798
@suhaibkhan798 2 ай бұрын
V good
@soumansamanta8943
@soumansamanta8943 2 ай бұрын
Bank manager or clerk job will be diminished
@avijitbanerjee8338
@avijitbanerjee8338 2 ай бұрын
Ab branch manager rishwat kaise lenge Jo loan approve karke apna 5 percent cut lete hai
@soumikkarmakar1019
@soumikkarmakar1019 2 ай бұрын
Which bank and which branch?
@bloodpawan2020
@bloodpawan2020 2 ай бұрын
Bank of Baroda se 5000 rupee paper work charges of loan
@rahuljojo5511
@rahuljojo5511 2 ай бұрын
This will increase the NPA rate of banks.. because ab loan jo b le raha h wo sab chor hai.
@gauravsrivastava0710
@gauravsrivastava0710 Ай бұрын
Too lengthy video with nothing informative only moving around the topic with nothing useful.... Its not necessary to make video on every topic without knowing/researching much about the topic and when too much information is also not available
@abhishantprasad
@abhishantprasad 2 ай бұрын
लोन ❌ ट्रैप ✅
@OppoA33f-ul1zv
@OppoA33f-ul1zv 2 ай бұрын
Sarkar loan De aur 5 sal bad pakka noukari kahin par Bhi private Ho ya sarkari
@rishawagrawal9279
@rishawagrawal9279 2 ай бұрын
Ohooo
@impossibletopossible123
@impossibletopossible123 2 ай бұрын
Also agar koi customer loan leta h toh usme bank employee ki koi intervention nhi honi chahiye fr recovery me
@Rjj323
@Rjj323 2 ай бұрын
Ftafat bank dubna suru hoga. Loan bato aur loan dubao. Bank ya sarkar ka kya wo toh jhola chap hai jhola le ke chl dengy
@KoushikDebnath-w7l
@KoushikDebnath-w7l 2 ай бұрын
Credit card lite
@lokeshdhangar2951
@lokeshdhangar2951 2 ай бұрын
Civil dekhkar mobile se loan mil jata hai
@alfredpaul-w4e
@alfredpaul-w4e 2 ай бұрын
Civil nahi CIBIL
@premiumentertainmentfree1081
@premiumentertainmentfree1081 2 ай бұрын
​@@alfredpaul-w4eintention par dhyan do
@prafulnarkhede8435
@prafulnarkhede8435 Ай бұрын
Logo ko aisa loan hona jo wapas na dena pade bas😂
@kumarkris823
@kumarkris823 2 ай бұрын
Bs iis se scam nhi ho or too acha h
@user-hv8we6gu6v
@user-hv8we6gu6v 2 ай бұрын
Nirmala sitarman aur rbi governer ko hatao
@mysteriousdoug
@mysteriousdoug 2 ай бұрын
Cibil score 820 is it good or not
@kumrankit
@kumrankit 2 ай бұрын
5:06
@kumkumpudil2703
@kumkumpudil2703 2 ай бұрын
Sebi or anil ambani mile huye hain😂😂😂😂
@moonchildwithlove
@moonchildwithlove 2 ай бұрын
Rip to few more small new companies 😂
@rabbit10001
@rabbit10001 2 ай бұрын
Why? And companies like??😅
@VaibhavSingh-fy7xg
@VaibhavSingh-fy7xg 2 ай бұрын
Mai sarkar se ek chij ki mang krta hu hmare jaise kisan ke students padhne ke liye loan lete hai uspr se intrest hta diya jaye .
@alphazero5653
@alphazero5653 2 ай бұрын
kam kar sakte hata kese denge
@suryanshusingh8863
@suryanshusingh8863 2 ай бұрын
​@@alphazero5653exactly
@premiumentertainmentfree1081
@premiumentertainmentfree1081 2 ай бұрын
Education loan par interest hona hi nahi chahiye
@PratikMoharana701
@PratikMoharana701 2 ай бұрын
2 to 3% should be ok
@ramakrishnasharanam__5743
@ramakrishnasharanam__5743 2 ай бұрын
Banks cannot do anything in this as banks are not making huge profits, if Govt. bears the balance amount then this is possible but no Govt. bears this.
@adarsh983
@adarsh983 2 ай бұрын
News 2 minute. Video 10 mimute 😂
@classyproducts4335
@classyproducts4335 2 ай бұрын
Mera CIBIL score kharab ho gaya ab nai milega loan 😂😂
@anjanaadmi5997
@anjanaadmi5997 2 ай бұрын
Civil Score ke saath saath apna character bhi thik kar lo. Civil Score kharab rahega to bank loan nahi dega. & Character kharab rahega to Ristedar loan nahi dega.
@engineeringstudent1
@engineeringstudent1 2 ай бұрын
is se pta chal chal rha economy ki haalat buri hai
@JohnWick-nm6jx
@JohnWick-nm6jx 2 ай бұрын
Isse Pata Chalta Hain ki Bina Kuch Jane Comment Nahi karna Chahiye Warna Beizzati ka Samna Karna Padega
@engineeringstudent1
@engineeringstudent1 2 ай бұрын
@@JohnWick-nm6jx loan lena kyu hai
@R.revenger_prince
@R.revenger_prince 2 ай бұрын
​@@engineeringstudent1 vikas ke liye
@R.revenger_prince
@R.revenger_prince 2 ай бұрын
​@@engineeringstudent1loan se capital formation karenge profit se loan chuka denge simple economics hai
@engineeringstudent1
@engineeringstudent1 2 ай бұрын
@@R.revenger_prince capital firmation kiska aur kaise ?
@rakeshtirki6570
@rakeshtirki6570 2 ай бұрын
जन धन भी फ्लॉप हो गया😅😅
@PratikMoharana701
@PratikMoharana701 2 ай бұрын
Masterstroke of nirmala aunty😂😂😂
@DramaPost10
@DramaPost10 2 ай бұрын
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