RBI to launch Unified Lending Interface: What is it and how will it benefit borrowers? | UPSC

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[@truebeauty8937]

The government should take an initiative in blocking bank accounts online with special provisions.

[@KabirSingh-ek2sk]

Sir student loan kase len video laiye

[@mohdshoeb189]

Sir Education loan ke upper video laiye

[@AbhishekBarkare-y1e]

Lending is simple but recovery of that lending is difficult. People take loan but didn't pay on time.

[@souviksikdar1864]

Obviously, that is why paperwork is important to access credit score. All of that hassel can you removed if you combine all the data of a debtor. It will be more seamless.

[@anjanaadmi5997]

If anyone didn't pay on time, that a/c number & Aadhaar card & pan card became Inactive for 5 years. Then he will realise

[@prafulnarkhede8435]

Recovery ke lia koi app nahi hai 😂😂😂😂😂kahli loan lelo

[@ayushkumar2334]

Waqt bachao: 2:56

[@ranadipdebbarma6119]

Thanks

[@ajitchauhan2487]

Waqt bachao Waqf hatao

[@abhishekkariyappa4468]

​@@Spexy9706ha bhai abi tum puncher shop pei hey kya

[@sanketh768]

Thank you

[@_dev_jaiswal_]

Thankyou

[@swapnilpatil8176]

NPA badhega .... Unless strict recovery mechanism this will pile up only NPAs

[@mandeepsingh-kj6nz]

True or fir ye bolenge ki npa kam karo

[@impossibletopossible123]

@@mandeepsingh-kj6nzInko khud nhi pta ultimately krna kya h

[@prafulnarkhede8435]

Bate ye log karte ground scenario kuch alag hi hai

[@harshgarg101]

6:35 for ULI

[@ashutoshdubey5366]

Aap chronology samajhiye... 1. RBI put restrictions on already available NBFC providing easy loan facilities which was benefitting common people as lenders who were getting around 12% on FD via this apps but looting borrower over high interest and processing charges. 2. RBI launched UNI to streamline loan process.

[@acrush25]

NBFC ka intrest rate unfair ha.

[@yoshiislive]

Bhai Kisne kehdiya NBFC ka interest rate kam hai?

[@divyangnasallh7751]

Zara China ka example dekho... waha bhi isi tarah ek shadow banking system ban gya tha... and now China is facing its fruits... evergrande crisis and corrupt businesses made a parallel economy which actually ate up all the GDP growth China has been doing...illegal lucrative schemes bhi chahiye and Economy growth bhi chahiye... USA and China jaisa bhi banna hai... 😅😅

[@rahul4562]

Economy me Bubble ban jata h . Use growth nahi kahte. ​@@divyangnasallh7751

[@TreeShakura]

NBFC kbse km interest me loan deta h be??😅

[@ankitroy7407]

Video starts 2:53

[@suryaudayvishwakarma7594]

Thanks 😂

[@dhrubajyotiroy3301]

Thank you

[@devendrabariya2978]

Who want 2.5x speed

[@Shubham-fh8wn]

Extension daal lo chrome me, known as global speed, you can speed upto 16x

[@mayankmunda8888]

This will be implemented when FED announces its rate cut,then same RBI will do

[@DjSaiKubeer1]

Data BREACH?

[@Hurtsoul-h5e]

Bas bank karmachari ko double kaam na lage. Kyonki bank wale paper mein bhi kaam dikhana hai, our online bhi.

[@shubhamjadoon7156]

This will be life changing for millions of people in india. China aaj itna aage nikal gaya hai wo china ki Sarkar ke support se hi ho paya h wo low interest rate par easy loan dete h

[@amarjeetsinha8733]

This might be revolutionary. ULI is really good step. We can reduce the cost and it will be quicker disbursement. I support this 👏🏻🇮🇳

[@Ibhan07]

This step of RBI save a lot of innocent Indian from Chinese landing money companies Or china debt trapped 👏👏

[@rabbit10001]

Indeed

[@Hume811]

Sir plz video on NCERT new formula for evaluation of 12th result

[@realworld9593]

Land distribution in India is very poor in India

[@samratnandi809]

isika wait kar raha tha

[@vinodmahamuni3267]

It's very good step reduce intrest help common man, farmers.. but it will close loan MNCs..

[@rabbit10001]

Overall development 😊 We are not here to make MNCs happy

[@jagatmohansarvari5681]

More NPAs. Honesty and integrity is important for such endeavours. We unfortunately lack in these areas

[@anitakumari-hl6gk]

Naro Banking means investment in risk free assets

[@SurgeAheadacademy]

Awesome thought. Together, our knowledge can help so many students.

[@BangBang-fe9fz]

Navi app thik he no documents charges

[@rahulwagh9481]

I hope this will not create a crisis in the Banking system as providing loans to those who won't repay will be a great disaster afterall the money Banks lend are ours.

[@BeTheSavior]

RBI ko guidelines bnane chahiye ....jo unwanted charges banks bina information ke katate rehte hn...

[@_Viral_fun]

4:13 B

[@lightup_yourself22]

What is OCEN then ??😮😮

[@KabirSingh-ek2sk]

Sir student loan kaise le rural areas mein. Plz plz video bano😢😢😢😢

[@AbhishekKotangale]

Can this innovative stop corruption in banking sector

[@shahistafarheen8659]

B) 2 only

[@RiseUp_Again]

Small Business Need Short Term Loans Small Loans which they can Repay Daily in Small Installments, It is a Much Needed Solution for Small Businesses. it will Highly Help Small Business

[@SanjayMandal-w7c]

Wait for your video

[@iExplorerOfficial]

As per Madras high court rahi and bank and its employees are not govt of India employees, per them RBI is a branch of bank of London

[@souviksikdar1864]

Yeah but then their salaries are then coming from London.

[@surajyadav-it2zz]

only 1 is currect

[@sudipmanna6639]

Great news.

[@AshuRajput-ge2cd]

Sir please make a video on latest update on rajya sabha

[@Aadrsh_kumar52]

😂 lok sabha nahi 😅

[@starksuman]

2:53

[@bhagatsingh_1993]

10:56 🇶 *_Which of the following is / are correct statements regarding Narrow Banking ?_* *_1️⃣ In Narrow Banking, Banks just accept deposits and provide loans._* *_2️⃣ In Narrow Banking, there is rarely Asset Liability Mismatch._* ✅ Answer:- *[🇧] 2️⃣ only* *📝 NOTES:- ♦️♦️* 🟣 Narrow Banking involves mobilizing the large part of the deposits in Risk Free assets such as Government Securities. It does not mean that the banks limit their activities to only accepting deposits and providing loans. Thus first statement is incorrect. Since large part of deposits are in government securities, there is rarely asset liability mismatch. Thus, option 2 is correct. *_जय हिन्द | | जय भारत | | वंदेमातरम् | |_* 🇮🇳 🙏🏽

[@Tulshiramchavan93]

365 Days 365 baches 😮

[@arifshaikh8016]

Jitna digitalisation process hoti hai utna zyada rejection rate hota hai,

[@0x64bit]

Sir abhi bhi kuch chiz clear nahi hai Jaise sirf professional academic certificate par kaise lon mil sakta hai Student ke pass assets nahi h to use student loan kaise milega Husband wife sath milkar joint loan le to ye kaise kaam karega.

[@Abhishek.Bharatmatakijai]

Modi era is very good

[@funnymemetrio]

ONDC bhi ek bda move hone wala tha or e-rupi bhi bhut accepted nhi hua to ye kese hoga

[@aryandwivedi5210]

I was trying to get a mudra loan but they denied me all banks

[@Arjun.Narayan]

But banks don’t have money to lend

[@thetruth715]

Wrong lending is much easier to big companies like Reliance, Adani , Tata , Birla etc 😂 but recovery of loan is much from common people 😂

[@ilovepeace]

They can easily re pay loans unlike common poor people

[@shinigamiryuk786]

Tbh most large corporates pay in time but small loans have very low recovery rate

[@JatinkumarJuyal]

@thetruth are you out of your mind.

[@kuwardsp4731]

Agar employee bdhaye nahi jayege to kuchh sudhar nahi hoga

[@SunilYadav-93]

Loan par interest bhi savings account ke intrest ke barabar karo..

[@FEARLESS01234]

😂😂 haan free kar dein

[@Mocreat]

Not possible

[@chandandebnath3475]

😂😂​@@FEARLESS01234

[@gamingpanther7773]

How companies will run?

[@cobragaming1186]

Interest free loan kr dete h BKL..

[@sheetalbondwal9453]

B

[@Bharattoy-kh1th]

Kab se chalu ho raha he muje Lena he

[@DeepakSingh-fs3gc]

Bank Manager Ko 5%‌ जब तक रिश्वत‌ नही ‌मिल जाता तब तक‌ लोन‌ नही मिलता कोई ना कोई कमि बताकर Form Reject या लटका देते हैं। लोन अक्सर फ्रोड लोगों को देते फिर वो पैसा वापस नही ‌आता।

[@sagarvekariya1933]

Bro asa nahi hota me bhi Bank me hu

[@soumikkarmakar1019]

Bank manager naam ka kuchh nhi Hota Hai. Branch Manager Hota Hai gawad

[@impossibletopossible123]

Bhai agar hum galt loan dede toh hmpe v accountability bethti h isliye sb dekhke dena pdta h kyuki wo logo ka hi paisa h hmara nhi h

[@akashrao3711]

Bhai tmhre surroundings mei lete honge .hmne toh ni suna ya dekha hai

[@AshutoshMishra-no6dx]

बैंक मैनेजर की चोरी commition खत्म hoga

[@pabitramondal-ht3gj]

Sir,, Bank impose Compound interest rate.. 😅😅

[@Hume811]

Say no to ncert new formula

[@suhaibkhan798]

V good

[@soumansamanta8943]

Bank manager or clerk job will be diminished

[@avijitbanerjee8338]

Ab branch manager rishwat kaise lenge Jo loan approve karke apna 5 percent cut lete hai

[@soumikkarmakar1019]

Which bank and which branch?

[@bloodpawan2020]

Bank of Baroda se 5000 rupee paper work charges of loan

[@rahuljojo5511]

This will increase the NPA rate of banks.. because ab loan jo b le raha h wo sab chor hai.

[@gauravsrivastava0710]

Too lengthy video with nothing informative only moving around the topic with nothing useful.... Its not necessary to make video on every topic without knowing/researching much about the topic and when too much information is also not available

[@abhishantprasad]

लोन ❌ ट्रैप ✅

[@OppoA33f-ul1zv]

Sarkar loan De aur 5 sal bad pakka noukari kahin par Bhi private Ho ya sarkari

[@rishawagrawal9279]

Ohooo

[@impossibletopossible123]

Also agar koi customer loan leta h toh usme bank employee ki koi intervention nhi honi chahiye fr recovery me

[@Rjj323]

Ftafat bank dubna suru hoga. Loan bato aur loan dubao. Bank ya sarkar ka kya wo toh jhola chap hai jhola le ke chl dengy

[@KoushikDebnath-w7l]

Credit card lite

[@lokeshdhangar2951]

Civil dekhkar mobile se loan mil jata hai

[@alfredpaul-w4e]

Civil nahi CIBIL

[@premiumentertainmentfree1081]

​@@alfredpaul-w4eintention par dhyan do

[@prafulnarkhede8435]

Logo ko aisa loan hona jo wapas na dena pade bas😂

[@kumarkris823]

Bs iis se scam nhi ho or too acha h

[@user-hv8we6gu6v]

Nirmala sitarman aur rbi governer ko hatao

[@mysteriousdoug]

Cibil score 820 is it good or not

[@kumrankit]

5:06

[@kumkumpudil2703]

Sebi or anil ambani mile huye hain😂😂😂😂

[@moonchildwithlove]

Rip to few more small new companies 😂

[@rabbit10001]

Why? And companies like??😅

[@VaibhavSingh-fy7xg]

Mai sarkar se ek chij ki mang krta hu hmare jaise kisan ke students padhne ke liye loan lete hai uspr se intrest hta diya jaye .

[@alphazero5653]

kam kar sakte hata kese denge

[@suryanshusingh8863]

​@@alphazero5653exactly

[@premiumentertainmentfree1081]

Education loan par interest hona hi nahi chahiye

[@PratikMoharana701]

2 to 3% should be ok

[@ramakrishnasharanam__5743]

Banks cannot do anything in this as banks are not making huge profits, if Govt. bears the balance amount then this is possible but no Govt. bears this.

[@adarsh983]

News 2 minute. Video 10 mimute 😂

[@classyproducts4335]

Mera CIBIL score kharab ho gaya ab nai milega loan 😂😂

[@anjanaadmi5997]

Civil Score ke saath saath apna character bhi thik kar lo. Civil Score kharab rahega to bank loan nahi dega. & Character kharab rahega to Ristedar loan nahi dega.

[@engineeringstudent1]

is se pta chal chal rha economy ki haalat buri hai

[@JohnWick-nm6jx]

Isse Pata Chalta Hain ki Bina Kuch Jane Comment Nahi karna Chahiye Warna Beizzati ka Samna Karna Padega

[@engineeringstudent1]

@@JohnWick-nm6jx loan lena kyu hai

[@R.revenger_prince]

​@@engineeringstudent1 vikas ke liye

[@R.revenger_prince]

​@@engineeringstudent1loan se capital formation karenge profit se loan chuka denge simple economics hai

[@engineeringstudent1]

@@R.revenger_prince capital firmation kiska aur kaise ?

[@rakeshtirki6570]

जन धन भी फ्लॉप हो गया😅😅

[@PratikMoharana701]

Masterstroke of nirmala aunty😂😂😂

[@DramaPost10]

2:58