Real estate expert shares fear about housing market

[@IamJonny-o4v]

Prices are too high. With rates not subsidised in ’24 and mortgage still high , currently seeking alternatives to maximise savings without an RV move or taking a loan. I’m seriously contemplating the latter.

[@JacobsErick-u8r]

Affording our mortgage is tough as well. I have suggested cashing in, renting or relocating, and investing the rest in the stock market.

[@jeromesand]

Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

[@winifred-k9e]

this is all new to me, where do I find a fiduciary, can you recommend any?

[@jeromesand]

'Melissa Terri Swayne ' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@LUCIASMITH-d1z]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@micheal_mills]

The housing market is inflated and oversaturated with homes being on the market with astronomical price tags just stagnant for months. It is very clear that our generation will be likely one of the most devastating bubble pops in modern history. Seeking best possible ways to grow 250k into $1m+ and get a good house for retirement, I'm 54.

[@philipr1759]

Safest approach i feel to go about it is to diversify investments. By spreading investments across different asset classes, like gold, silver, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@HarrietBemish]

I’m closing in on retirement, and I have benefitted much from using a financial advisor. I didn’t really start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in over 80% profit than some of my peers who have been investing for many years. Maybe you should consider this too

[@DavidRiggs-dc7jk]

I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

[@HarrietBemish]

I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Vivian Jean Wilhelm" I've worked with her for some years and highly recommend her. Check if she meets your criteria.

[@DavidRiggs-dc7jk]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@Casey-summer]

The fact that there is already an excessive amount of demand awaiting its absorption, despite how everyone is frightened and calling the crash, is another reason why it is less likely to occur that way. 2008 saw no one, at least not the broad public, making this forecast, as I'll explain below. The ownership rate was noted to have peaked in 2004 in the other comment. Having previously peaked in the second quarter of 2020, we are currently at the median level. Between 2008 and 2012, it dropped by 3%, and by the second quarter of 2020, it had dropped from 68 to 65.

[@mellon-wrigley3]

Real estate and stock investments may be good decisions, especially if you have a solid trading strategy that can see you through prosperous days.

[@sloanmarriott5]

You're not doing anything wrong; the problem is that you don't have the knowledge needed to succeed in a challenging market. Only highly qualified professionals who had to experience the 2008 financial crisis could hope to earn a high salary in these challenging conditions.

[@Buffet-walton22]

@@sloanmarriott5 Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@sloanmarriott5]

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Izella Annette Anderson for the last five years or so, and her returns have been pretty much amazing.

[@Gallo-firestone]

I appreciate you sharing this. When I looked up the woman you named and read through her credentials, it was obvious that she was a complete professional. I just need her to respond to the message I wrote her.

[@blessedgraceindeed]

The cost of home is unaffordable regardless of interest rates 500k and up. No way.

[@WELVAS.]

That's why you build an vast oversupply, it forces prices to crash. We need this!

[@blessedgraceindeed]

@@WELVAS. Product cost too much 😕

[@RS-tz2zn]

@@WELVAS. I will let you in on a little secret...we already have enough homes...if you look at the ratio of "housing unit" vs number of "households" or population of the US (all of these figures are published by the federal reserve) you can see this, these ratios are very close to where we were in 2007. The problem isn't the supply, it is that the government isn't allowing lenders to foreclose on people who aren't making payments and are instead forcing loan modifications, whereby banks have to keep people in the their homes and just change the terms of the loan, regardless of ability to pay because the government is mandating this. This of course just kicks the can down the road, as households rarely are able to get caught up in these situations. So, we don't have enough homes for sale, despite having plenty to total homes in the US. The way we know this is to look at vehicle prices (where the loans don't have government protection). There, prices also peaked in late 2021/early 2022, but have since come down about 23%. Homes on the other hand peaked in Q4 2022 and have only come down about 8%. Ultimately, the only thing I can see fixing this situation is a real recession.

[@Koushi82]

I said this 10 yrs ago. Fuk these nimbys bitches

[@Warren-ec8oo]

@@blessedgraceindeedvirus plannedemic causes inflation which is what banks and corporations wanted. Now mask up slaves lmfao pathetic weak divided society

[@JeffreyTuck-x4f]

Keep in mind that during the 80's people were encouraged to save due to the interest rates. Right now there's very little incentive to save because those who are saving are watching those who are reckless taking it in. I've been trying to save for a home and it's been discouraging to watch prices continue to not budge because there's people willing to get into a mortgage where they're paying 40% of their income. It's insane.

[@johntnguyen9917]

From what I’ve seen, Trump's policies generally lean toward deregulation, which might make property development more appealing to investors. Honestly, though, regardless of any short term effects, I think this is the right time for everyone to dive into the market.

[@ValfredoPouchard]

It's not just housing either. Crypto is absolutely going through the roof right now. I’ve seen some insane gains over the last few months. It’s like a goldmine if you know where to look.

[@angeladougan6277]

Same here. Between crypto and the current housing trends, I’ve made a good amount just by investing wisely. Whether it's Bitcoin or certain stocks, the returns have been pretty solid if you know how to diversify.

[@rickmcdonald23j5]

I’ve been thinking about getting into the market, but I don’t even know where to start. Any suggestions?

[@george.beard2409]

A friend introduced me to Graham David Fullerton, and he’s been incredibly helpful. He’s got a strong sense of which areas to prioritize, whether it’s property, stocks, or digital assets. His strategy on diversifying to reduce risk while optimizing gains has been a game changer.

[@NAHAJI133]

Yellen is too old to hold any postion.

[@Johnc812]

Imo mortgage rates arent the problem. The problems are simply people are charging too high of rent and house prices are too high. Too many private companys buying up everything just so they can upcharge!

[@DOSU490]

Many foreign investors

[@alexsteven.m6414]

The effects of the downturn are beginning to sink in. People are being impacted by the long-term decline in property prices and the housing market. I recently sold my house in the Sacramento area, and I want to invest my lump-sum profit in the stock market before prices start to rise again. Is now the right moment to buy, or not?

[@brantheeskimo]

Stocks with yields that outperform the market should be on your radar, as should shares that at least lag the market over the long term. But if you want a long-term strategy that works, I advise you to consult a broker or financial advisor.

[@belobelonce35]

I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

[@firefighter-i6q]

impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now

[@belobelonce35]

Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@dengdelun3109]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@mariadrukker2557]

It’s not just the high prices; it’s the lack of inventory and rising interest rates that are making it tough for both buyers and sellers

[@Robby767]

I’ve been hearing that too. It feels like the market is in this weird limbo-nobody knows whether to hold onto properties or sell before things get worse. And for buyers, getting into the market right now seems almost impossible

[@Colbe-lx7fb]

I’ve been thinking about real estate investing, but it feels like a gamble. If I get in now and the market crashes, I could lose a lot of money. On the other hand, if I wait too long, prices might keep going up, and I’ll miss the boat

[@Kattyol1]

I agree. When I was building my portfolio, I didn’t just jump into real estate without a strategy. I’ve got a mix of investments-stocks, real estate, bonds-and each one has its place. And for me, having an advisor who understands both markets has made a world of difference

[@Andres_853]

That makes sense. Who are you working with, if you don’t mind me asking? Because I’ve been thinking I need to rebalance my portfolio, but I’m not sure how real estate fits in right now

[@Kattyol1]

I work with Joseph Nick Cahill. He’s been managing my portfolio for years, and what I like about him is that he doesn’t just focus on one asset class. He looks at the bigger picture-how everything from real estate to stocks to cash positions work together. Lately, he’s been really cautious about the housing market, especially for people just getting in

[@GillerHeston]

I’m closing in on my retirement and I’d like to move from Minnesota to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways?

[@jcurdrayeric243]

If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

[@rogerwheelers4322]

Considering the present situation, diversifying by shifting investments from real estate to financial markets or gold is recommended, despite potential future home price drops. Given prevailing mortgage rates and economic uncertainty, this move is prudent, particularly due to stricter mortgage regulations. Seeking advice from a knowledgeable independent financial advisor is advisable for those seeking guidance.

[@joshbarney114]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@FabioOdelega876]

Can you provide instructions on how to contact your advisor? I'm experiencing erosion of my funds due to inflation and looking for a more profitable investment strategy to make better use of them.

[@joshbarney114]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

Condo prices in Florida are collapsing, so are the buildings.

[@nickvin7447]

There is PLENTY of supply, but still no one is going to buy them. Wage growth has not kept up with inflation.

[@Dohair879]

4 months supply in my county. 6 months supply is healthy. There are not plenty in all areas.

[@WELVAS.]

There is not plenty. We need a vast oversupply

[@ninjagirl226]

If that were the case the rules of supply and demand would set in and prices would naturally lower. But prices keep going up because there is no supply and while demand has cooled it’s still high. The answer is to build but rules regulations such as zoning make it impossible to build cheaply.

[@nickvin7447]

For the 3 know nothings that responded, the northeast and CA are not the norm. Most areas have plenty of supply, the end.

[@ninjagirl226]

@@nickvin7447 Dude I am looking a the housing market near me. I’m not an idiot I don’t live in California. There is no supply.

[@NoahNollens]

Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments, How you diversify your investment portfolio matters.

[@OyunBabus]

The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!! 😆

[@KentBrono]

Investing in real estate or mortgages can be an excellent way to grow wealth, almost like planting money to watch it flourish. However, working with a financial adviser is crucial for both beginners and seasoned investors, ensuring your strategy is sound and your decisions are well-informed.

[@PajinakStanovska]

I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation??

[@KentBrono]

I've experimented with a few over the past years, but I've stuck with ‘’Julianne Iwersen Niemann” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@PajinakStanovska]

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

[@DOSU490]

What normal, decent person can afford a modest single family home at 500K to 1 million plus? Insanity--BY DESIGN

[@Warren-ec8oo]

@@DOSU490 a plannedemic that has a side effect of inflation lol

[@scottarmstrong11]

Housing crisis triggers a market crash or a financial crisis, it could send shockwaves through the stock markets worldwide. I’m worried about my investment of over $600K stocks. Is this a time to consider diversifying my portfolios?

[@phillogan1]

If the housing market takes a hit, it might lead to reduced consumer spending and overall economic instability. I advice you consult with a professional about your investment portfolio to enable you to take advantage of the downturns.

[@emiliabucks33]

The housing market has always had its ups and downs, but it's true that this time feels different. Having a portfolio manager will save you a lot in the market. My coach has helped me expand my portfolio by 200% over the past few months.

[@Johnlarry12]

this is all new to me, where do I find a fiduciary, can you recommend any?

[@emiliabucks33]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Johnlarry12]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@oldmanaarbeh5112]

Deregulate zoning and building........... open up building ............ increase supply. She is 100% right

[@oneillbilder]

Recession! Crash! Inflation! It’s getting depressing. I have about $100k in emergency fund and I have been seeing good news about the stock market and would like to gain from that since I can’t let my savings be corroded by inflation. What stocks should I into as a newbie to safely grow my money.

[@ilyaveysman.]

It’s best if you buy growth/blue-chip/large caps stocks only. Also, as a newbie its advisable you work with an investment advisor to help set up a well-structured portfolio.

[@Walter_hill_]

I was self managing but suffered heavy losses in 2022 and i knew i couldn't continue like that, so i consulted a fiduciary financial advisor. By restructuring and diversifying my $620k portfolio with dividend-paying stocks, ETFs, Mutual funds and REITs, I significantly boosted my portfolio, achieving an annualized gain of 30%.

[@Trevor_Morrow_LTD]

How can I participate in this? I aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@Walter_hill_]

Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Trevor_Morrow_LTD]

She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.

[@taxedenoughalready]

Not enough houses. Good thing we’re letting millions of people across the border. They have to live somewhere.

[@philipfletch]

I got out of the real estate investing market about a year ago. I think its time to get into the stock market for a while. whats the best strategy to invest around 200K in this current market

[@RoseGuerra7862]

I got into stocks few years ago and my candid advice for a newbie like you is to seek help from market experts rather than KZbinrs.

[@martinheaway]

Agreed, I just use KZbin for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own. I have consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains in close to a decade of having one

[@JaneClark7861]

I've been thinking of going that route, been holding a bunch of stocks that keeps tanking and I don't know if to keep holding or just dump them, think you coach could aid me with portfolio-restructuring?

[@martinheaway]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Amy Desiree Irish” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@JaneClark7861]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@jaym9846]

How much is a cardboard house kit?

[@janehuang1618]

The home price plus the unrecoverable costs, and other daily life expenses, that is the reason people don't want to buy a house. People who got the best rate or the price 10 years ago, they prefer to hold. Because if they sell,they have to pay transfer tax, and also pay a higher price to a similar property or even worse, this is why inventories are low. If we want to make the real estate market "affordable" to the public, we need to keep the inflation down first.

[@EvilMonkey7818]

As my neighbors and I who've gotten calls about selling express "okay, where do I move though? There's almost nothing in inventory nearby except new houses and all those are near or above $1 million price." Unless one has near 100% equity in their home and are looking to upgrade, or they have a $400K household income the only logical thing to do is stay in place.

[@fusiongt2010]

Builders are only building $500k+ new houses that's the problem. They are not interested in building affordable houses. 🤨

[@ashdav9980]

I am the rare female who is part owner in a building company and we only do ground up construction and development. In my market, if we put a new home on the ground for under 500k we would be building at a loss. Not only is the cost to build expensive but land is also a significant cost, add in zoning regulations and soft costs such as real estate commissions, etc….. it doesn’t take long to get to a high price point. I am not going to build anyone’s house for free, and I sure as sh** am not going to build it for a loss…. If you want cheaper houses go complain to the zoning department because all the requirements for miles of paved trails, pocket parks, dog parks, community centers, community gardens, pickle ball courts, etc. cost money and that cost gets pushed right into the end house prices. I can assure you NO ONE at the zoning department gives one ounce of care about affordable housing because they know the idiot masses will just blame the builder and they will get a free pass to write code after code and requirement after requirement that will make a house unaffordable. The people that decide what can and can’t be built are literally the same people devoid of any understanding of costs, or care too, and probably couldn’t balance the check book of a lemonade stand if they had too. 🤷‍♀️

[@drivingadventures9020]

Where is this happening? In Florida, homes are being built like crazy and no one wants them. Inventory is going up, prices being slashed, houses are sitting on the market. It's happening in other southern states as well.

[@ninjagirl226]

It’s a zoning issue. I know where my mom lives they can’t build those cute little starter homes anymore. It’s against zoning laws. I also remember when I lived in CT if anyone tried to put in affordable housing while complying with the existing community would throw a stink saying the cost of my home will go down, and the project would be forced to stop. That’s the issue at hand. And no one is making attempts to change those rules.

[@EvilMonkey7818]

Land flipping and speculation has been a primary driver of the costs. A similar pattern in downtowns of growing cities. That $1.2 million valued land a decade ago just sold for $6 million. Add in other inflationary pressures and developers end up shrinking project sizes, then to get their investment return they jack the rent prices up. "30 stories with 350 apartments ranging from $1200-2500 a month" becomes "21 stories with 220 apartments ranging from $1700-4000 a month."

[@Aunny123]

Unfortunately only extreme scenarios would cause price corrections: 1. A large number of old people die and leave their homes to be sold. This would need to be a catastrophic amount and would be very sad. 2. Rates need to actually increase to about 10%, which would spiral the country into a depression. 3. Cut rates to nearly zero to get people moving out of their houses. This would hyper inflate the economy and wages would get devastated. Not sure what the future holds.

[@jemje2007]

True. We need an extreme scenario to knock down home price and make things affordable. But it will be a similar situation like 2008-2011.

[@ChileyaMatildah]

This happened with the 2004 housing boom - home prices were greatly inflated, meaning people couldn't sell later because they owed more on the house than they could sell for. I know quite a few people who bought then, thinking they were making a good investment to sell later, but it's taken until the COVID housing boom for the prices to come back to those original amounts.

[@robertpearce4316]

You can lower interest and give money, but permits and regulations will never let new houses. We could flood the market with cheap houses like prefab or small houses, but cities will not let them in.

[@dannynocon2748]

3 basis points are needed, but too much spending from government. Too much regulations.

[@malanalan1]

There is a handful of supper large home builders. Lack of competition. We need more smaller corporations. We need real free market, not a crooked capitalism.

[@judyhudgens5310]

How about bringing down the cost of insurance?

[@DavidMartin-hv3mn]

Maria don't even ask these real estate people 'cause they're gonna To say Same old story of Supply shortage in real estate. The truth of the matter is that has nothing to do with interest rates coming down or the supply, it's all about the price. And you don't hear them say anything about the price, not one of 'cause they Don't WANT you to Know that.

[@freestylefranc2653]

house of cards!

[@EvilMonkey7818]

Inventory is back up to pre-Covid levels. You'd think this would mean prices will stabilize or even go down, but right now there are lots of homes getting finished while housing starts are very low, so who knows.

[@patriciaalzate6513]

that will not help because they will buy but can they keep the home, when their insurance is so high and taxes keep going up control insurance companies control taxes and hoke prices

[@brianjosey8113]

Just imagine the available housing if they got rid of Air BNB's There are currently over 60K houses available through Air BNB!!! also the older generation was taught to buy what you can afford and work your way up but people today only want the million dollar mansion and will not even look at "affordable housing" and then you have the home builders who do not build AFFORDABLE houses, they only build high end homes

[@ashdav9980]

Yeah, but half of them are in tourist towns where the only industry and jobs are centered around tourism, and there are few full time residents. Removing them from the market isn’t going to make people move there and any jobs there would evaporate once the rental stock was gone. I can think of several rivers near me, and beach towns that come to mind.

[@jamesmurphy2192]

I like staying at Air b&b

[@johnneace1882]

Let's get the government involved in the Real Estate market, what could go wrong?

[@sophiacromwell8017]

‼️

[@malanalan1]

FYI. The government has already been involved for many decades. Educate yourself.

[@sophiacromwell8017]

@@malanalan1 Wondering if your “sarcasm detector” might be on the blink…? ;) Pretty sure anyone old enough to figure out HOW access YT has (at least) a basic concept of (or worse, personal experience) where/how the govt has it’s hand in the US real estate and land management regs & practices.

[@pedrofajardo2710]

The problem about HOA is getting upper and upper How you buy a house where the HOA is almost the same as your mortgage!!!!! It happens in Florida.it's too much and something to check when you buy a house and the local state gonermentdoesmt do anything to resolve the problem

[@joelballard4955]

I don’t want rates to go lower. Lots of economic professionals don’t want rates to go down. Prices do need to crash. But rates need to go higher.

[@newtec-kd6vy]

I can’t believe anyone trying to purchase or rent would vote for Harris.

[@bretparker8533]

But she makes them feel good. Her campaign is about feelings instead of policy

[@James-dx6sf]

@@bretparker8533 what has been will be

[@ssuwandi3240]

Most regional banks, medium size commercial offices, family offices and private funders will not.. they're upset in CNBC without saying that she's as illiterate as the witch hunt policies. She should be after the banks that created extra loose loan products instead of the assets . She knows she cannot win the battles of Anti businesses either side. Only in Kommie world a Marxist can prevail

[@ryandarko2115]

I might not even be able to buy a home honesty I can barely pay rent lol and I do well for myself

[@southrichmondtofl]

It escapes me anyone would vote for her, period!!! But then again, you only have to be 18 to vote.

[@deerhunter7482]

Janet should have left 10 years ago

[@DOSU490]

Janet should have never been near any government office.

[@SamMorella]

Your right. next to Peter Budjeck. Transportation guy. they are both are un-fit.

[@profitmix441]

She said there isn’t homes to buy yet everyone’s trying to sell their home right now lol

[@rygguy88888]

What are these pictures of yellen

[@dzl8596]

Housing prices affect inflation??

[@AMX86]

housing collapse coming.

[@taxedenoughalready]

Nope

[@FosterTravis1071]

National collapse...nothing will be left.

[@WELVAS.]

We need prices to crash! Let's free up buying power for average people

[@drivingadventures9020]

​@@taxedenoughalreadyhouses are sitting on the market. Prices are being slashed.

[@ebutuoy5088]

Lol

[@greensandbeansgaming1358]

Everybody is just going to raise the price they are asking 25k.

[@jamesmurphy2192]

I'm going to raise my price 50k

[@Gogalen789]

Build 3.5 million houses per year for the next 10 years how simple can that be ?

[@judyhudgens5310]

Contractors have been paying high costs to build. The cost of housing is not going to come down

[@adamclausen6806]

Yelling always reminds me of the Penguin from Batman. 😂

[@paulorr9262]

Interest rates go down means people can afford more which means prices of housing will go up. How does the Treasury secretary not understand these simple concepts?

[@bigrahizzle]

Stupid people look at the rate. They don't understand that they are buying a overpriced house. You can t lower the cost of your house but you can always refinance.

[@AmericanWears]

A lot of people aren’t listing their houses for sale because rates are too high. They aren’t trading their 3% rate for a 6+% causing a lack of supply pushing up the cost of the few that do get listed, many people fighting for the same houses, they get bidded 20k 50k over ask or more sometimes. Lower rates mean people will finally move which means more inventory on the market, the more inventory the less people will have to fight over housing causing it to be more affordable. At least that’s how it works where I’m at.

[@PatamaGomutbutra]

Problem is not rate it is delusional OVERPRICE

[@EvilMonkey7818]

@@AmericanWears Precisely. There are millions of would-be sellers on the sidelines. Sales have been very low for a few years straight. They're not interested in having the same house down the street and paying an extra $1000 a month for it. I was hoping the Fed wouldn't lower rates until December or early 2025 so the inventory when rates do come down would be even greater, but to no avail.

[@crb4059]

RE just soaking up all that govt fiat cash, prices are artificially high.

[@wzeng02]

I grew up in Manhattan and live nyc for 30years. Since Covid, I moved to Jersey City near Hoboken. It’s much better. Easy commute and a little more affordable. Save $ on taxes. Not bad

[@Particamuwowo]

I believe value growth investing is the most effective approach, combining growth potential with value principles. By evaluating growth stocks like a value investor and comparing them to peers, investors can find opportunities. Small-cap growth value investors can thrive, but it's essential to prioritize underlying value and avoid overpaying. The goal is to buy great companies at a fair price, not mediocre ones at a discount.

[@CharlesT.Foster]

Mortgage rates are currently at an all time high since 2000(23 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market

[@LindaL.Fielder]

Navigating the housing market alone can be treacherous. I learned this the hard way, losing significant value in my real estate investments due to poor property selection and timing. However, about nineteen months ago, I sought the expertise of a professional financial advisor specializing in real estate. Since then, my initial investment of $190,000 has generated close to $2 million in returns. This experience has convinced me that when it comes to investing in housing, the value of professional guidance cannot be overstated.

[@KarenJ.Mancia]

The approach appears simple. I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging and I could really use some guide, but are they really that effective though?

[@LindaL.Fielder]

Finding financial advisors like Stacy Lynn Staples Great piece! She appears to be well-educated and well-read. I ran a Google search on her name and came across her website, thank you for sharing.

[@Saviourtina-c4i]

Thanks for sharing.I looked up his full name online and found his page. I emailed and made an appointment to speak with him; hopefully, he gets back to me.

[@BridgetMiller-]

I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?

[@Thompson-e7h]

"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such taskRead more

[@Kin-28-8]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@JaneBlac-]

this sounds considerable! think you know any advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@Kin-28-8]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jessica Lee Horst” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@BrendaHorne-y7k]

Thanks for the recommendation, I just googled her and I'm really impressed with her credentials, I reached out to her since I need all the assistance I can get.

[@davidmiller532]

My buddy Jose and his crew and I ready to build! We got the tools and the know how we're ready to get to work.

[@curvetrcalinga]

What is the difference when houses were cheap decades ago…well yes they start lowering interest rates, then lower fuel prices, then it will lower materials/resources and manufacturing. With a global economy, a lot of the materials are coming abroad and just to bring all here and assemble it with worker’s and builder’s salary and company margin, it will not go back to those low prices. Corporate greed and margins and their stock value are important to maintain no one will accept pay cuts. The market is not going back to lows, it will adjust/retract by few percents but it will just come back catapulting to the new highs. It’s been like that since the 50/60s when the silicon chip was invented, technology made things more expensive to purchase. Look at cars, it’s too expensive because it’s loaded with new technology. New houses will have new feature like solar panels and new boilers, etc. If houses can be like cars that has a higher wear and tear and easily be dispose then used houses can be cheap but there is no such thing as a used house it today’s market. Cheap house will be in mountains where there’s nothing to do but become a hermit. Urbanization with technology, great location and demand will always drive house price. The solution to this is a civilization reset using destruction. So don’t wait just save a lot then buy and then refinance every time interest goes down and stop spending stuff you don’t need.

[@triciab7750]

We have plenty of houses. Investors buying all of them. None left got the average family.

[@vahagnmelikyan2906]

Remember guys there is $25 camper tent you can buy from Walmart. More affordable than any house. Don't fall for this bulshit prices. They need sheeples to survive. 😂

[@Fjcjekxks]

They should throw 25k at people to go to school and become carpenters. Or at people to buy a service truck or van to start their own construction or service businesses

[@HappyDinosaurFossils-xf4zw]

The sky is falling, the sky is fallin, the sky is falling. Three strikes, you're out!

[@jalvarez111]

Wow. She brought up crime and migrants. They just can't leave politics out of it.

[@billcoady1697]

Who is she & WTF are you talking about

[@blabla903]

More people trying to predict the future. Never ending speculation forever until the end of time. Just buy a house folks. It's never been a bad decision to buy a home.

[@AnonymousPerson0182]

🙄 there aren’t enough affordable homes, Sherlock

[@blabla903]

@@AnonymousPerson0182 Which means prices will go up then.

[@AnonymousPerson0182]

@@blabla903prices will go up? They already have! You tell people to buy a house, when there aren’t any affordable homes available! Your comment doesn’t even make sense.

[@blabla903]

@@AnonymousPerson0182 If you can't afford a home I don't know what to tell you. Make more money I guess. My comment was directed at people who can reasonably afford homes at their current prices but are choosing not to because they think a "crash is coming".

[@tatianastarcic]

Making accurate predictions for the housing market is quite a task due to the uncertainty surrounding the Federal Reserve's ability to effectively reduce inflation and borrowing costs. This delicate balance must be maintained to prevent a substantial decrease in demand from buyers, affecting everything from houses to automobiles.

[@avamadison-r9p]

I suggest you seek professional help. The best way to build a well-structured portfolio is to work with an expert who understands the unpredictable yet rewarding nature of the market.

[@maiadazz]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@saraFinn-u6g]

How can I contact your Asset-coach as my portfolio is dwindling?

[@maiadazz]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Sophia Maurine Lanting for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@michaelstrawberry]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@danialk8387]

They got what they wanted. The Govt. raised the home values and then raise the taxes. Now since the real estate is in ICU go and have fun. Are the taxes coming down too. NO

[@Romanatron3000]

How are they suppose to come down? Such BS!

[@dianne2446]

25k helping in closing doesn’t matter when there’s 25k more that will be taxed 😂

[@ryandefranco7740]

I didn’t come from much. More than the average person but still not much. I graduated college at 23yo with a negative $65k net worth. I’m in my mid-30s now and just paid for a $400k house in cash. If I can do it, believe me, so can A LOT of other people. I don’t want to hear any more about cost of housing being too high. Houses have always been a premium in America. Do better, people.

[@zachurich5046]

Well, you're certainly lucky nothing went wrong in those 7 years. The rest of us are not.

[@ryandefranco7740]

@@zachurich5046 - Not sure what seven years you are referring to but I reassure you luck had nothing to do with it.

[@EvilMonkey7818]

Good on you. I'd like to upgrade but having 3 young kids who soak up time and money make it very difficult. Maybe in another 5 years we'll upgrade.

[@VectorMoving_]

How many years would one need to work to afford buying this house?😅

[@realtyrewind371]

Rising taxes insurance and no inventory

[@Dee-w5y]

Good to hear prices are crashing

[@lumr2756]

What about the investors who are very favored with any interest lowering and/or new suply of houses? Unregulated, now that anybody can throw money intoi a pool and become a house investor. Nobody is telling the American people what is really going on with the housing market. One can onlyt get the same old news that everybody already know, and feel that there more to the story than we are being told. Wicked indeed.

[@eugenefirebird8938]

Everyone knows houses are priced at 3x real value in super bubble areas and 2x real value most other places. Prices must coe down 50% to 70% to be affordable again. Houses do not cost any more to build than they did in 1965. In fact they cost less to build due to better tools and materials. Lower the prices. Builders are price gouging by 50%.

[@ETube37]

Not happening. Too much cash on the side…especially from the big banks and funds.

[@deerhunter7482]

Try and build a house 🏡 and see if you can cut the price

[@ebutuoy5088]

No lol

[@EvilMonkey7818]

Some truth in your comment, though a lot of exaggeration with the figures. Some builders are gouging, some aren't. The rate buydowns of new homes have meant the selling price was inflated to prevent losing money. Part of the reason they've had rate buydowns for excess inventories of new homes is reliability by many new builders has been shoddy compared to the past.

[@shvt10]

Surprsing to see these folks do not seem to know the cause and the effect when it comes to inflation.

[@terry_willis]

Maria, out of common decency to your viewers, would you please pixilate Janet Yellen's face in future videos?

[@ELIjuzDatBOy]

😊People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.

[@KimberyAumiller]

Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.

[@LuGatz-h8e]

Any specific guide. I'm from Georgia how do I go about this? I think I'm interested how can I get in touch with Mr Brian Nelson

[@LuGatz-h8e]

​@henrycbn❤️Thanks for the info. I'll reach out to him immediately

[@MankerRalph]

From NY city, I have a lot to say about him; but I'll only say "no regrets for inves'ting with Brian C Nelson"

[@LeeseArgall]

I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $21k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.

[@billscott6819]

Sell now, even for a loss. Housing is going to tank with employment

[@youtubetroll6620]

homeless is the new normal

[@regularmethod]

Grandma doesn’t know what she’s talking about.

[@SpiderC-666]

Wealth transfer working its magic

[@annbruno8600]

Thank God I got a mortgage in 2021rates were at it's lowest 2.65 rate when Trump was still president

[@Oliviarealestate01]

Yellen is too old

[@Blue2crows]

Trump2024

[@mikehanrider3666]

She doesn’t know what she talking about

[@YaoAnne-j7g]

!!!I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks or Crypto will be appreciated

[@HaholBarton]

As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@DerickSams]

I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.

[@HaholBarton]

I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $100k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.

[@DerickSams]

Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.

[@DerickSams]

look up her name on the web for her website.

[@TheUnseenOracle]

The cost of the homes are just way too high. Sitting out of the market for now. I research my market to make an informed choice rather than a bad decision and regret it later.

[@ebutuoy5088]

Lol that's ironic

[@geraldrozen1797]

How about the migrants get first dibs on what ever inventory is available.😂👎

[@CraigCharley]

According to Trump TAX CUTS, American economy is great for NFL and NBA players

[@Maccattack56]

Government giving out money only increases inflation. When you give people money for a home that they really can't afford will lead to foreclosures down the road.

[@albertoagostini2972]

Low mortgage rates? In 2020 it was 2.865%. house market now is hell

[@eugenefirebird8938]

Low prices again. Low rates only inflame the price problem.

[@taiwancanhelp932]

Home prices will go up up up, the buying power of the dollar will go down down down

[@RicardaWindsheimer]

This happened with the 2004 housing boom - home prices were greatly inflated, meaning people couldn't sell later because they owed more on the house than they could sell for. I know quite a few people who bought then, thinking they were making a good investment to sell later, but it's taken until the COVID housing boom for the prices to come back to those original amounts.

[@Dave_East]

True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.

[@Agatha.wayne0]

To balance out your real estate holdings, I suggest investing in equities. If you're cautious, even the worst recessions can present fantastic buying opportunities. Additionally, volatility can produce fantastic short-term purchase and sell opportunities. This is not financial advise, but you should buy immediately away because money isn't king right now!

[@Lubumbemusongo]

Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

[@Agatha.wayne0]

Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

[@GersderaNioer]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.