Reality of 1.5 Crore Package in America | Is it Enough to Survive? असलियत में कितनी है?

Reality of 1 crore or 1.5 crore salary package in America. What are the expenses and salary in USA? Is it enough to survive on this salary in USA? How much are savings and expenses of Indians living in USA on 1 crore salary package?
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#indianfamilyinusa #indianinamericavlog #indianvlogger

[@bharatshah9092]

That's why living cost and purchasing power matters. Not just salary numbers! I earn 24 lakhs per year (much lower than 1.5 crore in USA), and certainly enjoy my life to the fullest !! Mere pass gadi hai, bungla hai, bank balance hai, aur maa bhi hai !!🎉🎉🎉 !!!

[@sandeepbothra6809]

Chodu itna bol raha hai tho yeh tho bata de ke maa tho India Main he hai na

[@gurudevkehtehain-yu6pk]

😂😂 Presence of Maa....is everything in life

[@piratexsam]

Man you you really enjoying your life.🥳🤍

[@jd76111]

Bruh u take bribe, haah 🤔

[@manishranjan9589]

How much tax?

[@thisarchanabahuguna]

I lived in US between 2004-2019. It’s a very expensive place to live in. You can save so much more by living in India and get cheap help too. Also people are more connected and caring here.

[@guptasagar694]

Tum Wapas kyun aa gayi phir USA se?

[@tsetendolkar2754]

yes

[@indianguy119]

​@@guptasagar694Bhaga Diya😂😂😂

[@aakashsingh2961]

Kab aai AAP yahan

[@ushadadhich9677]

USA m saving hoti hai kya

[@srikumar2485]

Dont underestimate indian salaries... You must respect the freedoms which india has given to citizens.... Lets respect our country and values. 🎉🎊

[@_AmanAalam]

*given to “some” of its citizens

[@gaurangdoriya8734]

Not even some only few😂😂 in context of 1.5 billion population...

[@_AmanAalam]

@@gaurangdoriya8734 very true

[@peak_911]

lol

[@aryandaniel2691]

So why are you see this vedio😂

[@pradeepnair9612]

I rejected just in October a 195k package. Because once you leave India, with 2 kids you dont have the same support system as its not cost effective. So second income becomes tough. Having said that when you leave India and move to any countru you must compare Purchasing Power Patrity. Rather than conversion. My wife and myself work in India, that too in a Banking Industry and we save significantly. We have 2 long trips, one in India and another abroad, that too with 2 kids. Hence, before moving you should look at what stage of life you are moving and whats your priorities.

[@subramanianadaikalam9277]

If you have rejected 195k then your combined salary in India should be more than 55L+ .. it makes sense as you would continue to grow in career and earn more. Young kids would face challenge in adjusting to schools, spouse has to take more time off to manage ... it would be ideal to be bachelor or just married in US for few years and even work before kids go to middle school .. you get more experience, culture, a change but India is developing super fast in the last few years, so living in large city and in gated community would be better.

[@AF-yq9es]

Best decision.

[@gnanasekarthiyagarajan7680]

Ur starting salary is 195k while ur matured salary in India is what u compare with. The exposure and experience is something u will never get it in India.

[@itexpert752]

Being a freelance Software Engineer, I never liked to go abroad for more money. I am very happy and satisfied in India. I know well the conditions in misery. I mean in social terms not in economic term. Why not Americans want to settle in India for cheap expences ? I proud to be an Indian, proud to live here and want to die here in presence of my family and friends. I love my India.

[@dilipmurmu9253]

Rupiya se jada man me khushi chahiye...

[@threekblack217]

Kya bol raha he hindi me likh le?

[@sekharsahu9203]

I love my Bharat

[@korewa94]

How much average money we can from freelancing if we learn programming language?

[@thymos6575]

amricans kyu ayenge esi gandi jagey lol

[@divyanshusoul]

Moral of the story : STOP feeling proud about RUNNing away from your country

[@ignashi7plays401]

True but run away if you can.

[@ashishkumarsada6064]

India mein job Kahan hai

[@p_sahil9]

In india you can never buy 2 cr car...even if graduate from IIT, working in india...but in America it is easy.

[@RG-iw4c]

Jao but paisa bhejo apne ghar

[@sm6520]

Jao aur india me investment kro

[@narasimhaprabhu8487]

I travelled through US last month, i was there for about a month. Met so many of my classmates. I found one thing very common . Mostly people feel isolated, scared. Everyone has a long career to complete till 62-63 and already very sick and tired. About expenses, anything above 10/15 dollars kicks in alarm. A 100 dollar bill is very pricey.

[@ApulicaOfficial]

India pe jaise Rohingiya guzarte aisehi most Indian USA me guzarte hai. Simple

[@tauseefahmad87]

Why scared ??? I have never been to the USA?

[@stephenwilson4931]

Tere angur khatte kr rhe h... itni problem h to wapas kyu nhi aajate😂😂

[@indian-fc8md]

They were all scared that u might turn to a parasite for them lol

[@indian-fc8md]

Uncle ji when if US everyone have to look after themself ...the quality of life , air we breath, food ,work culture ,quality of school &mostly corruption free

[@satyakeechowdhury]

Wonderful video.... explain a lot....will wait for the next one

[@askdynamic]

For people who don't have any responsibility of mother father or family members, than it is ok to go abroad for experiencing coolness, calmness and comfort. But our culture is definitely inspires and advocates to live life for others and not for only oneself. To utilise wisdom is solely on an individual.

[@ayushchaturvedi7098]

kaun sa comfort be?....our culture is to fight on minute things

[@Arpit1398]

​@@TN78768then wo to khud ki country mein bhi kr hi rhe the bhai.. oor yahan to ek dusre ka khyal rkhne k liye bhi log hai.. wahan kya😂 hai

[@satishimca]

Thats true, and I live with that guilt every single day.

[@kashanrizvi3419]

Individualism kills family and society.

[@askdynamic]

@@ayushchaturvedi7098 right, but culture is to live for others in all odd circumstances rather than run away from responsibility citing minute reasons.

[@vanibhatt5448]

I've been living Texas around 8 year, every point you both talked absolutely correct.👍👍

[@traderji9718]

So u r now in India ?

[@piedepew]

she said living@@traderji9718

[@salmanrizvi8604]

😂​@@traderji9718

[@stephenwilson4931]

​@@traderji9718 ghanta koi gaon wapas jata h kya 😂😂

[@eggbenedict-gt7mw]

​@@stephenwilson4931ye aise hi hain bhain, itna kharab hota to india wapis nay jaate, Christian countries jaane ke liye bhikari jaise line main khade hote hai

[@sidhantsaini2023]

ये विडियो बेरोजगार वालों को proud ,feel कराती ह

[@Engineer_Army022]

😅😅😅😅

[@dgusain2050]

😢

[@UnfilteredRishu]

😂😂😂😂

[@devendramanral3546]

😂😂😂😂😂😂😂😂👌👌👌👌👌

[@aakashsingh2961]

Bilkul sahi bola Bhai😂😂😂😂😂

[@SirsenduKarna]

If you are earning decent in India then no point in moving outside. Although standard of living is better in states and european countries but living in India also come with its own perks. So depends on individual choice

[@thearindambiswas]

Which is why its important to take into account Purchasing Power Parity of the country in such circumstances.

[@utkarsh1111111]

Devide per annum salary by 5

[@sanjeevsharma28]

What about the Quality of Life ???

[@utkarsh1111111]

USA - got indipendence 250 years ago India - 75 years USA Population - 33 crore India - 140 crore

[@peak_911]

Expecting quality of life same as usa from india? indians are real fools no wonder chinese laught at us@@sanjeevsharma28

[@fwefhwe4232]

India me ghar expensive hain. Petrol 2x expensive hain Cars expensive hain Sirf sabzi sasti hai

[@Cynically.inclined]

these guys are absolutely correct, i lived in europe for 5 years, i paid numerous taxes per month, i couldn't save much and was living a middle class life there despite beimg from iit background , taxes in such countries really dont let u njoy life. i could hardly enjoy over there. 50% of salary every month was just paid in rent amd taxes, fucking ridiculous, rest 50% for eating, shoppimg, going out, travellig etc. life with good salary in india is a much better option

[@pojha5]

Bhai 30% to India me bhi dena padta h...

[@siddhartharay1835]

You have told the truth...its much much easier in india...a central school teacher gets salary of 82000 in the starting.....you just imagine the buying power of Indian teachers.......then compare with teachers in usa...you will know the truth

[@ignashi7plays401]

@@siddhartharay1835 You compared the best in India from the worst/average in the USA. Not a fair comparison.

[@siddhartharay1835]

@@ignashi7plays401 not at all.teacher vs teacher I compared.....equally ....all hoax on the American front...

[@ignashi7plays401]

@@siddhartharay1835 so you think there is nothing else is considered when paying a teacher. You sounds like "Oh yes, he is a teacher. We don't care about his field or experience before deciding on his salary. Here take your 82000." 😂 You need to learn about "sample bias" to understand what I had said previously.

[@sawakpalkhiwala]

Very interesting -& useful information from you, thanks.

[@rdbtumpy]

I am in Canada and i agree to the last part - It has been 6 years and when compared to India I am liking the peace.. Also the competition is less for next generation.. I am not getting into the discussion of pollution, food and all

[@bigb3267]

We don't know future What happens next.

[@TheSudhanshu1982]

I spent a decade there, insane competition even for basic jobs. winters are life threatening and future is way way below India (save it), Canadians didn't even have their own car brand forget future.

[@ettayi987]

Dodge??​@@TheSudhanshu1982

[@ApulicaOfficial]

bhai khudka pta nhin hai ye bchho ke liye proud feel kr rha hau😂

[@preet-553]

Very informative video gave very good information.This Everyone knows what happens in America...Bless You Both 🙏🙏

[@samradalpha]

Very practical and easy to understand statistics. I agree with your points.

[@shashtulsian9892]

What an authentic video! And these guys seem so cool!! Kudos! Subscribed!

[@technofete]

Whenever people talk abt earning in a foreign country, please know that unless you bring that USD and convert to INR it is of absolutely no use. If you don't convert that USD, then 15 LPA and above in India is a very good number to enjoy life along with your family !!

[@ShubhamSaxena-te7nb]

Yep agree! But recently YT is somehow recommending me all the videos of moral policing, women crimes, toxic work environment, gunda raaj, mla slapping citizen, ias slapping citizen, police gunda giri, jhpadpatti people gunda giri and so on. Those are my concerns, I live in Europe ans still proudly Indian :)

[@technofete]

@@ShubhamSaxena-te7nb Other so called big/ developed countries have bigger issues than what u stated above - shooting killing protests economic fall etc., somehow only india was shown in the dark side these many years by the "news channels" but all thanks social media all the dirt from each of the countries is being surfaced

[@shasendraprasad5054]

This is the comment I was looking for. What you have mentioned @technofete is a spot on fact. If you earn well in India then there is definitely no need to move outside

[@ouramericandream1183]

Hope you enjoyed this video. Watch this video to see monthly expenses in America for an Indian Family. kzbin.info/www/bejne/f6HbaJx-ib6kbqM

[@AnujSwai]

but in india it still cost Rs.10 and prepared one for 30 rupees

[@ak8140]

So USA printing money and spreading inflation to the whole world.

[@turismoknowledgewithrealey2648]

Fir v 4000 usd bacha na per month 320 000 inr month

[@turismoknowledgewithrealey2648]

Dogy jaruri nai h

[@turismoknowledgewithrealey2648]

Jyadater faimly nai individual jata h europe usa etc

[@sriparnaroy5575]

Rajat, I feel you guys are still lucky. I live in Silicon Valley where 1500 sq ft single family cost more than 2M and cost of living is so high that 300K+ is not enough survive.

[@divyanshusoul]

Why did you run away from India then? Did you have a miserable situation in India?

[@abhi9029]

@@divyanshusoul absolutely.

[@MandhapatiJayakrishna]

​@@divyanshusoulif it makes you sleep better at night.. well done mate

[@garygeorge-wi7co]

That is not true. Not all houses cost two million unless it is a mansion.

[@shivhareravikant]

Rent is approx 2200 to 2300 and they are saying 4000 and if 4000 is emi then its an investment not expense. Hence, for them nothing is enough.

[@Brainybudsstudio]

Navigating the cost of living abroad in the USA vs. the tranquility of being Indian in India. While dollars may bring a different unnecessary lifestyle, the peace of mind in our diverse and culturally rich homeland is priceless🎉

[@TatSatYogi]

Lol .

[@gandharaorganicfoods]

Haha 🤣😅

[@stephenwilson4931]

😂😂😂 angur khatte hore bhayankar

[@eggbenedict-gt7mw]

​@@stephenwilson4931inki aukad nay hain bhai usa main rehne ki

[@SunilYadav-ol6cz]

Angoor khatte h

[@user-yt1wf1ur9h]

Need more this kind of discussion 😮

[@RahatAli-sr4vt]

Very informative video. This video is specially for one who is dying to relocate to the USA even on minimum salary without analysis of what they will get in hand. In my opinion if you are not going to save double of what you are saving in India then it is worthless to relocate

[@nitinthakur6569]

Genuine Discussion, enjoyed it and learned a lot

[@devendrakumarchaudhary663]

Real picture of of US earnings and expenditures. Very well described. Thanks a lot both of you.

[@somakovoor1835]

beautiful discussion v fact filled and imteresting. Both Rajat and varun ki jodi is superb.both are brainy.i am v proud of the young indians coming to this country. they surely more intelligent than me who came here from india 42 yrs ago! great video.great intelligent discussion!

[@docturbo7645]

Sir bht achhe se explain kiya, aapki poori video se ek seekh mili. Jitte ka bhi package hai use 12 se divide karo toh per month salary ajayegi aur uske baad usko 8 se divide karlo. Toh india ke equivalent paise pata lag jayenge. Example: 1.5 crore ka package Means 12.5 lakhs per month Usko 8 se divide karo toh comes out to be 1.56 lakhs. Aur jo dollars mein prices bataye aapne unhe 10 se multiply krke sahi idea lag raha hai. Example maagi 3$ ki hai Yaani 30 ₹ 3-4bhk ka rent 2500-2800$ Mtlb same, yaha 25-30k mein mil jayega. Bht easily aur achhe ae explain kiya sir.

[@anushshetty30]

Bhai India mai 3bhk 25k rent mai kaun de raha hai ? Mujhe usse baat karni hai.

[@docturbo7645]

@@anushshetty30 Brother depends on area. South Delhi mein 50k tk ka milega. Jamna paar jaise area mein shayad 18-20k ka mil jaye. However Jo rent Maine bola it's in Kotla (Central Delhi near my college M.A.M.C.)

[@ANAND...TIWARI]

Great video guys....aapne dil se ek eye opening video banayi h.😊

[@marietheresa7866]

👌👌👌👌Great Share. Many count the figures in US$. Big oversight. The PPP is of utmost significance. THANQ so much for this service to those who still dream the American Dream, which Was a Reality decades back.

[@aponhistravels2362]

Absolutely Rajat and Varun we enjoyed the video a lot I would say it’s a informative video in a simple manner…. Awesome keep making such videos…. Keep shining Mate 😊

[@deepanjukatiyar1934]

Really like these types of video ...I hope you bring many more videos regarding career related options(demanding IT domains)in usa

[@Seedhe-Saadhe-Akshay-Akshay]

Exactly Sirji , the other side of the grass always looks greener as they , Thank you for being so transperent about the actual facts ...

[@mechanicalbiopolis4671]

Really good and objective video. Well done! Sad to see unnecessary comments glorifying like in India instead of understanding the message of this video.

[@maryalvis6936]

Thank you for sharing the information as it is a helping information for those who are planning to move to America. It gives us an idea to choose the location, plus taxes, etc. It is a good video that is a helping hand to keep a mindset if anybody is planning to move or has a work opportunity.

[@CCCP85]

Truly an expense guide, when I enquired about these expenses with my relative he was stunned and puzzled and never answered. How do you guys save money in the😊 US, do layoffs impact financial plans...? I think my relatives gave me a wrong picture of the US as a wonderland, while friends were right...do you think it's worth coming to US for higher education around age of 36?

[@PS-ej2xn]

No. Life is likely to be hard.

[@sakthishivam]

No...instead do it here in the IIMs...

[@drsatishs]

​@@sakthishivamso u think u can just walk into IIM for an MBA, 1 in 10000 taking the exam actually get into a good IIM!

[@sakthishivam]

@@drsatishs I am from IIM...I know the grill !

[@sumannayal7867]

Nice information bro. So nice both of you are really wonderful and true by heart. Vlog liked. Lovely lines pros and cons.

[@Build_Nation]

Very Informative Video!!!!!!

[@sundareshkuchipudi]

Rajat Sir One Request As I Am From South India, I Know Hindi Only To Some Extent. So When You Are Telling Numbers Like In This Video You Said Rental Amount, Please Tell In English Or If You Are Saying In Hindi, Please Mention Rental Amount Or Numbers On The Video, So That Everyone Can Understand.

[@AshishGoyal]

Great video guys. At 5:00 a very important message communicated silently that the real conversion rate is 10-15 rs, keeping the purchasing power parity.

[@thearindambiswas]

It's around 22 now. It used to be 16 around ten years back. data.oecd.org/conversion/purchasing-power-parities-ppp.htm So the figure stated in the video USD 180,000 in the US roughly translates to INR 42,00,000.

[@shravangupta4828]

I did not get it. how is 80 replaced by 10-15

[@rahulkumarchauhan9419]

​@@shravangupta4828PPP is different, it's basically how much same goods are purchased by different currency. For eg...1 toffee cost 40 rs in india and same toffee cost 1 dollar in US. 1$=80 Rs. PPP is 1:2...

[@thearindambiswas]

@@shravangupta4828 it's called Purchasing Power Parity.

[@subramanianadaikalam9277]

@@shravangupta4828 1:3 ... it means getting 12L annual salary in india is equal to 36L annual salary in US. If anyone earning beyond that is when they get more ..

[@niteshrao]

Great video......bahut realistic samazhaya hai...

[@nitin123455]

Good to see you both together 😊... Really miss those infy days

[@ouramericandream1183]

Arey bhai trainer, is that you? :D

[@rahulkumarsingh8395]

​@@ouramericandream1183yes bhai

[@alverzenongkhlaw5688]

Haha Infosys...you guys are working very hard for me...😮😮

[@grovervishal591]

bhai mere ghar pe koi aake kehta hai na ki mera beta ya beti is earning this much package in US/Canada or any other country. The one question I asked is ki unke ghar pe maid aati hai ya khud karna padta hai.:D ::D.. In india may be salaries definately utni nhi hai but we live very comfortably.. 2nd jin logo ko 10 saal se upar ho gya hai job karte, itne me ye samjh aa gya hoga ki job se koi bhi aadmi amir nhi hua aaj tak.. Either you should have your business or You have good knowledge of investments. So investment point of view se india is growing country, it has potential to may be 10X your savings in coming 2-3 decades. So my advice to young people is,, don't blame anyone if you are not able to go to US by any reason. Just work hard, work smart and Invest smartly. And trust me India me reh ke bhi sabhi wishes poori ho sakti hain !!

[@patrioticindian57]

Maid nahi Aati as each human gets a living wage. We are free to exploit the poor in India.

[@electrowizard2658]

@@aksh4t829dekho baat sahi hai but emloyement unko bhi milata hai !!

[@chinmaykale4517]

I won't say disappointing or great but it was good to know about the depth of this thing Thank you for the information

[@vikramkala3394]

Super genuine video guys Subscribed …..!!

[@akhileshchandra2702]

Very good.actual things u got in knowledge.

[@sameer31101984]

Plus 180K is more like 5-7 YOE package, once you cross 10-years that is closer to 250K. If you have advanced degrees (MS/MBA) with 10+ YOE you can easily earn 350-400K. With both family members earning, you can save up to 200K a year easily

[@professorarjun1234]

When you start to earn 350-400K, You stop looking at Savings.

[@sameer31101984]

@@professorarjun1234 you’ll be surprised. It’s not a cliche that I-bankers in NY make 2M+ but end up saving close to 0 (maybe something in 401K). Salaries get eaten by private education, mortgage, alimony and an expensive lifestyle - many are in debt. Situation in Tech and some other stable fields in better.

[@gunaarokiadass8591]

Education does not correspond to salary

[@sameer31101984]

@@gunaarokiadass8591 Accha... how much do high-school pass-outs make vs. masters on average in US? Its not about know 5-10 or even 1000 people who earn more then someone who's better educated... its the averages game...

[@ashwinb6435]

Who pays 350k in IT ? You have example ?

[@vaibhavsaini6522]

Ik people working at 80k usd in USA living their life and saving 1-2k USD evrry month and ik a guy working in Uk earning 2k British pounds and saving upto 500 every month while living the best life, it ultimately depends on what type of lifestyle u want, in cities like delhi/gurgaon even 1 lakh per month may seem less 🤷‍♂️

[@nikitakhandelwal872]

I really liked their friendship..... I enjoyed and watched the complete vdo simply bcz of the bond they shared here.....

[@zoeyanaqvi-zn7482]

😊 True ❤

[@vr1908]

Good explanation brothers. It will stand definite help for new migrants

[@kavishwarmokal124]

5:20 if you consider the PPP index then $1= ₹25, means what you get in 1dollar in US will cost you rupees 25 in India on an average.

[@aashutiwari385]

Ultra bol the ho,

[@naveensharma2509]

​@@aashutiwari385sahi to bol raha hai be bewkoof... 1 RS ko 25 dollar ke baraabar karega kya ulta karke

[@mualayamsinghyadav945]

मुझे नहीं पता मैं क्यों देख रहा हूं यह वीडियो

[@pinkumund1]

😂

[@tapaspal2007]

Sayad maan me america jane ka bichar hai 😂

[@tapaspal2007]

Sayad maan me america jane ka bichar hai 😂

[@deepakk4594]

Same here bro... Koi lena dena hi nahi hain

[@talu1999]

Time waste kerne ki addat, aur kya

[@uberurbane1333]

On the cost of groceries. We are a family of 4 and it costs us $1000 minimum. Eating out add another $400. Groceries for $400 is a thing of the past. 2nd is car. You will pay about $1300 for 2 cars (assuming each car costs $35k at a minimum) and $350 insurance. Net if you are earning $180k, your saving is no more than $1500 per month.

[@trueindian6332]

your information was quite useful.and eye opening

[@ajaydixitcarbon]

Could've added annual India trip costs. You spend some of your savings when in India. Technically, NRIs save less than the general public perception.

[@foodbody2031]

Hi Ajay, couldn't help but notice the word ' carbon' added to your username. Does it mean you work in sustainability/Ghg/carbon accounting or carbon credits/carbon taxation field??

[@ajaydixitcarbon]

@@foodbody2031yes, your observations are too good! I am a GHG advisory consultant, helping my corporate clients earn Carbon Credits.

[@SlaHu.]

Hi, I chosed Ireland over US considering below points.. not sure if i made correct decision. ..(!= Canada != extreme snow undoable) 1. I want to experience abroad. 2. I dont want constant visa issues, and wanna stay close to family (Parents) like 9 hour flight or 12 hour flight 3. I dont want to consume 2 years in masters, want to get back to work asap. 4. I wish to move back to India after certain time period.

[@politicallyincorrect1705]

If you don't want to consume 2 years in masters, you can't find a well paying job. The best you can do is come to USA on a L-1 visa as an IT professional if you already work for Cognizant, Infosys, etc. - these companies will pay you maybe 50% of what you will get for the same job if you work directly for a US employer. But your Indian degree will not help you get a direct H-1B visa job from a US employer. Compound that 50% haircut over 35 years, and you can figure out how much you lost because you did not want to spend those 2 initial years in masters.

[@indirachandra4329]

🤣🤣🤣very picky

[@ujjawalgupta668]

Seen that some companies send their employee to us for full time working there are they getting the 50 percent less salary only or what

[@iliveinsecrecy]

9hr/12hr flight is considered near to parents?! 😳

[@aileen8492]

@@iliveinsecrecy nearer than US

[@kunaldhake971]

Nice man you are a honest man...👍

[@KetanKanetkar]

Loved your camaraderie guys. Good wishes.

[@politicallyincorrect1705]

What you missed: - 401K deduction - College tuition - India travel

[@parthmehta3427]

Biwi ki kamai bachti hai voh bhi add karna bhul gaya, I am from india

[@satyanveshi1939]

Utilities, daily travel (fuel parking toll), so many other insurances,, if owning a home all mortgage expenses (EMI, property tax, house insurance, lmi), kids extra curricular

[@m4mohit871]

Yr atleast life tho achi h vaha sa peace h aur enjoy h jo INDIA mai nahi h.

[@parthmehta3427]

@@m4mohit871 Indian cities mein nahi ,gaon mein jao Shanti hi Shanti hai ,aur ye texas udhar ka gaon hai ,udhar jab inko bola Jai ko bay area mein jina hai tab inke bhi pasine chut jaate hai kharcho ka sochke

[@aniketpatil5328]

5000 dollar ka income Tax.. can you ellaborate this point?

[@yogeshdatta4507]

Can we also discuss about the actual total savings per month (for 1.5 cr package and if spouse is working ) .. we discussed on karcha’s, let’s discuss on actual Savings..

[@amit520433]

You wouldn't believe me if I told you there's a concept called addition and subtraction. But don't worry, you don't need to learn it to go abroad, you only need to wait for the next KZbin video. Cheers and all the best, do write a postcard to me from there.

[@yogeshdatta4507]

@@amit520433 Oh! You don’t believe me if I say I dint know there is something called called addiction (addition) subtraction until you told me this , so naive I, you opened my eyes , now please don’t forget to write a post card to me with the calculation of actual savings, I’m in India only .. take an example of CTC 1.5cr per year in the US and spouse working! Do the math and report back to me , this weeks homework for you … Lol

[@maheshchoubey]

Good job you guys are sharing very useful information

[@kamalnaria94]

You have made an honest attempt to explain. You must be IT professionals.😊

[@IdlyVada]

Please do note, the package he is saying is good or even better than avg monthly income. This is more than better. Have to send people earn more than 1Lac in India in any metro city and complain about being not enough, these are the same people in USA. Anything above 100K USD is good . Even less than that it good but let’s just say, you want to live good life. I do agree the place you live will matter but again as i said 1L salary anywhere in India is good same case here as well…

[@Shiva11111]

Yes true. If you earn 1L then you are in 3% of population who's earning is considered as luxury. I earn 40k at age 31 and have a friend who earns 18k. We both are living normal life. Thought it is less. As we have our own house. No rent. Only food. And I will save nearly 30k. Every month 5k is for alcohol. And rest 5k for grocery. Even my dad earns. 60k.

[@mithsindia5150]

Lived in USA,UK, Europe,ME ,Asia trust me for an average Indian ,best place is India only. And in current circumstances India is better even for all practical purposes (considering no emotion/nationalism). Yes but one must visit the world before settling down in your native country,you definitely become a better person and you can take all the good things or work back.

[@nandkumarvechalekar8970]

Good information. In India,Income tax is 33% but hardly few employees get salary package Rs. 1 crores. In USA income is 6 times more than indian package and expenses are also 6 times more. If anyone comes to India amount will be huge.Both parts,some goid points are in India and also good points in the YSA.

[@creativeizzz4516]

Eye opener video, thanks sir

[@niravshah9411]

Very true guys but usa is always better in terms of facilities and quality of living..as there are benefits in future after paying such high taxes..unlikely in India 🇮🇳

[@chepaukground7608]

Rs 1.5 crores, translates to $180,000 per year. This is a huge salary in most parts of the USA. This is a salary that can get you a big house, safe neighborhood, excellent public school (school is free) and a good life style.

[@likithr1750]

Not everyone can get that.For fresh graduates $100000 is starting.That guy is just posting it get views

[@chepaukground7608]

@@likithr1750 IMHO 100k for fresh graduate is a great salary in the US.

[@Smackrecker]

Its more than double the national average salary which even Americans earn. Pata nahi aur kya chahiye

[@riazmahmood5132]

Very true. 180,000 is a big salary even by US standards. Good comfortable life. Unless you are living in San Francisco, Silicon Valley and New York city. Then it is just enough

[@redfordrn]

You guys did excellent analysis. The cost of living differential between US and South Asian countries is approx. 10 times. If you earn 10 times more in US or Europe, your expenses are also roughly 10 times more. So you end up in same spot, no matter if you live in South Asian countries, India, Pakistan, Bangladesh or, US, Canada or Europe. Speaking from 30+ years of living experience in US. From Pakistan. Respect to you guys, and love and respect to all Indian people.

[@ukulkarni]

1.5cr rupees when calculated using purchasr power parity is nearly 42Lakhs. It a decent income.

[@abhimanyu-co.]

Moral of Story:- Never leave your own Country - Bharat 🇮🇳

[@crazyvideos273]

It is not Bharat..it is India.

[@abhimanyu-co.]

@@crazyvideos273 As per Constitution, we can call "Bharat" as well as "India". If you like "India", then your choice, but I will always call original name - "Bharat" not India- name given by British.

[@neerajsinghbhar966]

​@@abhimanyu-co.English is also British stop using it,tere jaise fudduo ki vajah se hi desh chod rahe hai. Log

[@shivamshing8607]

​@@crazyvideos273it is Bharat

[@crazyvideos273]

@@shivamshing8607 chutiya..it is India..NE india, Andaman &nicobar, south india, Kashmir, lakhshdeep has no history of Bharat. There was no Bharat or a any national concept before the British set their foot here.

[@kkb_now_i_have_a_handle]

and also most of the S/W companies have stopped hiring in US. if any requirement comes they say to hire in India and here they have started giving good packages(obvio according to the Indian market). India is becoming a strategic location for all companies because they have to pay less to employees.

[@likithr1750]

They are rules that they have to hire a percentage of people in the US and clients want some of the work to be done there itself

[@AK_47_007.]

Tysm bhaiya for this video bhaut seeknai ko mila ❤🎉😊

[@yuurishibuya4797]

2:51 State tax, property tax, sales tax generally balances out. In states where there is no state tax, state has to some how make money to maintain roads, water etc. they charge huge property tax and typically sales tax is high as well. Except California and new York!

[@glamorousregent]

3000-4000 per month saving is too low considering staying in US hats off to all who are feeling they are doing well and living a high standard . Cheers and wishing the very best

[@akshatkumar1027]

Bhot jyada achi savings hai ye even USA ke standard se , USA me median household income 80000 dollars hai (median household income matlab 2 log milke kitna kama rahe hai) us hisab se dekh le

[@electricadi]

With your partner (wife) also earning the same/similar then the savings could easily reach 8k-10k per month or 1L USD per annum... Which is quiet good. This is because costs get shared...

[@pronobkumardeka6653]

​​@@electricadihow many times they travel to their home country in a year?

[@electricadi]

@@pronobkumardeka6653 Usually travelling to home country and spending on vacations is wrapped under one spending bucket... As paid holidays are limited...

[@pronobkumardeka6653]

@@electricadi ohh...i thought paid leaves are unlimited😳

[@vikasmeena]

So basically we can say your salary 12.5 lacks rupees per month and expenses overall 7.5-8.5 lacks per month then you save 4-5 lacks per month.

[@redfordrn]

After taxes you get 8 to 9 lakh. 12.5 lakh before taxes. The Americans cut taxes and health insurance from you salary.

[@redfordrn]

Then 7 to 7 5 lakh expenses. Which leave 1 to 1.5 lakh saving. Which is accurate. Roughly $1,000 to 2,000 saved per month. If you can save that much in India or other neighboring countries, its not worth it to move to US. You sacrifice a lot, when you move.

[@latabhambwani8587]

Thanks for the explanation.

[@mozart4128]

I am Indian and reside in Vienna. After doing my BSc from Delhi University, I entered in Vienna University, and did MBA and PhD, and free of cost. Rather I got a scholarship 6000 Shillings. Here earnings are not like USA, but safe and secured blessed with protection from state. Labour in Europe is also not cheap. Around 15 dollars an hour for unskilled worker

[@RAY-Money]

4:58 Sir It's PPP 😊😊. IF you multiply by 18 you get the cost in India on average

[@saurabhzaware6035]

After 10 year work experience 1.5 CR Salary = 170k CTC 3,300 USD saved per month except misc expenses (assume 300 USD) @83 exchange rate = 2.5L per month savings as of 27 Sep 2023

[@mukeshkrsingh7482]

Itna khrcha hota h tb to hmra pyara BHARAT hi sahi h ❤

[@RK007Rk0]

​@@mukeshkrsingh7482baat tho sai hamara gawo acha ish se

[@bikonkumardas]

​@@mukeshkrsingh7482Aare bhi, itna save kar sakte ho kya?

[@85juyalgaurav]

My one of a close friends earns 67LPA And his wife probably earn decent around 30+ LPA. He has full time maid , Cleaning HH , cooking HH , maintains luxury SUV ( Cost 28L) and he has never ever gone OUTSIDE INDIA for work despite being in IT. I bet many 1.5 Crore US guy wont be saving money as much as they Save.

[@srini9653]

Texas mein rahtha hoon, 180k kamatha hoon, poora cutting honay ke baad hath me 7K average aatha hai, ghar ka karcha, kana peena aur bacha ka karcha jane ke baad Panch Sow Dollr bach thay hein. Iska 3 saaal jama kar ke mein India jatha hoon. Texas bhi bohut expensive hai 😞!

[@bharmadhu]

Thank u so much . Here you are talking of one persons package . Why forget the income of other person like spouse or partner ? So in total the amount jets multiplied into two . Spouse might be earning a little less but still joint income is a blessing . Isn’t it guys ? And I know my daughter is in Texas too. Both husband and wife earn sufficient amount to lead a comfortable living . Please clarify guys what happened to ur other parters / spouses income ? I’m sure most of the families both members are working 😅

[@dr.ratnachaudhary7754]

Equivalent to a 50L salary in India

[@parthmehta3427]

Exactly right question, Mam it would be great enough if you can mention the amount both as couple save in USA , actually I am currently in India and hope you help fellow Indian and aspiring youth . 🙏🏻

[@subramanianadaikalam9277]

Taxes are high even if both works. Also, A to Z you have to manage either at home, office, school etc., There is a social pressure with society, if kids are there additional burden with both working, if work from home is not an option, from morning 6 everything kicks in till you go to bet at 10 .. everything goes by clock there. Also will miss parents, relatives, wedding and functions, lot of cons but end of the day money is needed .. people may not return after 5 years because they then think of kids future ...

[@Abcagra]

biggest expense in india is of educating kids ...primary education is also very costly

[@naveensharma2509]

Put them in average private schools

[@sachindevasia1512]

Very well said this information was very useful I love n Houston , I find it much cheaper here as compared to Florida

[@niteeshparashar3276]

Good video nice efforts 👏👏👏👏👏👏 appreciate your work

[@jadhavparesh]

Went through your clip, though I don't aspire to work outside India, but you missed some advantages- like if both couple are earning they will save min. 5-6k USD, which will be 50-60lac annual, and for 10 yrs. Approx. 3-6CR if stay for 15-20 yrs By this time your kids grown up and will come towards college/careers. So by the time u plan to get back you have sufficient to invest and use for post 45-50 age.

[@capt.tapankumarrout4019]

❤ Still people are running to USA leaving parents in helpless condition in our native/ lovely place. Money is taking away relationship. We have given too much importance to money than it deserves.😢

[@vaibhavsaxena4249]

Is there a solution? Ethics are dead and all relationships are now business transactions

[@Nepalisentu]

Mortgages these days are about the number you told us. I am glad I bought my house in 2017 and my mortgage is around $2200 which include principal and interest, local taxes and home insurance.

[@charanjitsinghsodhi4907]

True fact l have visited Sunnyvale (California )as well as Austin(Texas) and stayed there for two months with my son and relatives. In reality whatever is said by you is true. With a package of 170K Dollars the savings are negligible.

[@mverma22]

Agree there is NO state tax in TX, but there is ISD tax. Also, states with State taxes have a fixed Sales tax. In TX, sales tax varies from 6.35-11%. NY and NJ has a fixed 8.35 and 7% respectively. House and car insurance prices are all time crazy high. Best part to live and work in India is the ease of cheap domestic help.

[@videsititli8211]

Domestic help in India should get more salary. Personaly I think it's exploitation of the poorest. It feels like slavery in a modern jacket. We in Europe do our own chores. There is also househelp available but they have a minimum wage like it should be

[@RR_NN]

You are only thinking of savings on domestic help. In India, school expenses and medical expenses will reap you apart. At least school expenses you will be able to manage because you are earning but real problem comes when you retire and medical expenses are there

[@sasidharvivek5817]

​@@videsititli8211it's low because they can do the job more times. Population is high per sqkm so more chances of work thereby less value. That's economics dear. Price changes based on availability.

[@pronobkumardeka6653]

​@@videsititli8211how many nri indians afford domestic help in us or eu?

[@videsititli8211]

@@pronobkumardeka6653 None that I know. I never met rich Indians in the Netherlands. I know some Indian families. All of werking class. No one can affort domestic help. Costs for domestic help are about INR 1500 per hour

[@shriyakulkarni5422]

The best thing I find about this video is both of them are so humble and grounded and talk about reality instead of just hyping about their lifestyle. Otherwise Indians living in US think they are the king of the world and always demean India.

[@alverzenongkhlaw5688]

Absolutely korrect

[@vivekb3786]

😀Nice well explained.

[@udaykerkar707]

Good dear At least we get knowledge From you God bless you

[@13niyati]

Aapne is video se kitne logo ka US shift hone ka plan badal diya😅 So from savings of 3k u still pay around 1000 for water, electricity, interest n phone bills? So total savings r 2K.

[@santoshdongare8977]

Bhai hum bahut kam kamate hai aapke comparison ne bht ham khush hai kyunki ham family, maa-baap ke saath rehte hai.

[@KumarKumar-fc2gc]

Going abroad is not an issue... but one should fix a target ...never go to for never returning.... once you have accumulated 1 cr in Rupee terms you may consider coming back and starting a business ..or investing in the Indian stock market and doubling it in every 3 years.... In India, if you have Initial funds you are the king...

[@bilalhassan9650]

lgta ha apk india mein 1 cror kaafi ziada hoty hn pakistan mein to cror ka to acha ghr b nhi banta

[@aileen8492]

which Indian stock doubles in 3 years 😮

[@mahendrashinde8910]

Well narrated by both of you.

[@Kamranfarooq1]

Thank you guys...good moral support