How Do You Handle Your Money in Your 20s? | Filipino | Rec•Create Unfiltered

[@Rec.Create]

DISCLAIMER: All Cast and Crew Tested Negative in Covid19 Ag Tests before being allowed on set. Necessary health protocols were in place throughout the duration of the shoot.

[@mauitang3096]

Hi guys, we hope everyone is okay and sana di kayo nag uubos ng pera (pero tama yan gumastos lang kayo) 😬😂 Thanks for watching and let us know what other topics you want us to talk about in future episodes! Love you, pak you ❤️😬 Edit: UULITIN KO ENGE TOPICS, KAHIT ANO, KAHIT LANDIAN, SEKS, POLITICS, KAHIT TUTORIALS HAHAHAHAHA lab u

[@lanceresultay014]

Simping on "alter" accounts lol.

[@mauitang3096]

@@lanceresultay014 what is an alter account? 😢

[@cheolhyuck]

madea special ep tas bardagulan si maui and einj tas referee si jan 😌

[@mauitang3096]

@@cheolhyuck what is bardagulan?

[@cheolhyuck]

@@mauitang3096 rambulan s3R or debate "kung bakit sayo dapat mapunta si adea"

[@clydeericksoncapati7566]

I want to hear you guys talking about "Toxic Friends and Ending Friendship"

[@mauitang3096]

Okay to ah

[@LJR19xx]

Yesss

[@dahliaespiritu7624]

Yes, please.

[@maymetaping4641]

THISSSS

[@jaysonsarcilla3711]

This please 😍

[@ranielmp]

In our culture, pag breadwinner ka, you have to hep your family sa gastusin, minsan ikaw talaga lahat sasalo. So you're lucky if anak ka ng mayaman. :-(

[@cloud7fj]

I felt this 💔

[@chunkygrumpy7561]

Pero it doesn't mean na magiging hindrance yan para di makapag-ipon. Kahit piso lang. At least ay may ipon.

[@mikee9332]

adea: think before you purchase adea&friends: buy our merch me: hmmmn

[@NatalyaAdea]

Wala naman pong libreng merch :(

[@mikee9332]

haha! charot lang po miss independent 🤣🤣

[@mauitang3096]

Hehehe need kumayod, wala kami furniture HAHAHAHAHAHAHA

[@jhaycelllising1638]

Stonks

[@mikee9332]

hala oo nga kailangan niyo po pala ng kurtina haha!

[@Ongiel]

Kamustasa sa kalabasa, mga nyekisaurus rex! Sana nag-enjoy belmonte missing-in-action kayiz sa videlyamae na itetchiwa! Lalong-lalo na't majirap na telegez mag-Ernie Baron Weather Reportchiwa hey boom boombelya ng salapichi-pichi with extra coconut shavings from Amber! Ingatchina kayiz lagi, and witchikeliwapwapboomboom mae nyolimutan, spendelya wisely! 😋

[@NatalyaAdea]

Penge english translation Ms. Jan. 🤯

[@Ongiel]

Antayin natin may makaintindi tapos sila magttranslate djdjfjdjfjdjf

[@thedeecada]

Getchiegaliwow, Ms. Jan! Notelya hazelnut spread itechiwa. Ingatchina din! Mwaaaah~ HAHAHAHAHA

[@jethroodi6696]

Hahahaha I love watching u memshi Jan!!!

[@ohkenn]

hahahaha coconut shaving af.

[@ohkenn]

The best advice that i learned from people is... Build your emergency fund first before you do or buy anything else.. I'm 23 and still in a process of building it. ✨✨

[@mauitang3096]

TIWALA, SENDING U MY SUPPORT

[@tiffiguevara2926]

Sameee! Emergency fund +savings then invest + savings :) yan ang focus ko ngayon.

[@ohkenn]

@@tiffiguevara2926 YES! save.. then invest or have side hustle. 💸💸

[@marvinbatalla693]

Friendly advice, emergency fund is 3 (min) to 6 (max) net income including your side hustle. The reason why it should not exceed 6 months is for your money to beat inflation. Emergency fund is placed in bank for easy access/liquidity, average annual interest rate of bank is 0.025%, while average inflation rate is 4% . That’s why, it is highly recommended that after you build your emergency fund, you should proceed to investment (real estate, mutual fund, bond fund, stocks, forex, so on). But with uncertainties right now, it is advisable to consistently build it up.

[@tiffiguevara2926]

@@marvinbatalla693 thanks for this. Super insightful!

[@cathu]

Noice content for the "comeback" ep. This is such a timely and relevant topic for everyone. Especially sa mga young professionals na nagstart palang sa industry... Just want to share these 8 sentences on Personal FinAnce na I've been trying to live with. 1. Spend less than you earn: try to make more money 2. The best time to start was yesterday, the worst time to start is tomorrow 3. Nobody can help you except yourself 4. Stop trying to keep up with the Jonases 5. Pay down the highest inteterest bearing debt first 6. Build multiple streams of income 7. Income does not determine your wealth 8. Do everything in moderation

[@mauitang3096]

Thanks for sharing your tips to everyone 🤘 pretty cool of ya!

[@vonmilanes9960]

Always the typical Einj haha and the bullied Maui. Missed seeing you guys together! Ang kinis ni Jan and blooming si Adea!

[@NatalyaAdea]

Miss you too!!! 🥺

[@vonmilanes9960]

@@NatalyaAdea SUPER BLOOMING MO OMG!!

[@minhyunator]

more adulting topics pls!! sobrang nakakatulong yung mga ganitong usapan lalo na for me na di pa alam kung anong patutunguhan sa life hahaha. i've been working full time for two years pa lang and nangangapa pa kung paano ko ba ima-manage mga gastusin ko. topic suggestion lang mga mamsh can you guys talk about careers? like job hopping, resignations, change ng industry and also quitting regular jobs to start a business mga ganung kiyeme? i want to know your experiences pagdating sa careers/job changes, etc. i want to change industries sana this year but covid happened and i'm planning to pursue it next year. maybe you have advice for people like us!! thanks guys! i really love watching you all para akong nakikipag-inuman with friends lagi 😂

[@NatalyaAdea]

Experience ko ngayon ma’am... na retrench ako sa kumpanya pero LABAN LANG 💪🏾

[@yup8076]

Yes please!

[@julienneong8292]

Same problem! Pero thankful I still have a job during this on going crisis

[@kimberlysamson26]

i feel like no one really talks about financial social pressure .. love na love ko kayoooooo. this convo is so comforting !!

[@mauitang3096]

We poor together, we get dat money together. We want everyone to grow with us 🤘 LETS GET DIS BREAD 🍞

[@empressatheism5146]

Ultimate lesson: Don't ever compare yourself to others because we have our own different unique story

[@ynapin4410]

I feel good watching recreate vids, I'm only 17 but listening to arguments, and different perspectives, it lessens my worries and anxiety.

[@jezreelcayaba1036]

"You base your lifestyle according to your salary." ✨ Yasss, well said Adea 😊

[@supb1437]

Ang rule ko when it comes to money is to live below your means, pay alllll your debt as soon as you can para may pera ka pang-invest, tas syempre invest for retirement. (Edit: changed “my” to “your”)

[@mauitang3096]

TAMA TO 🙏

[@Ongiel]

💯💯💯

[@kjkjkjkelvin]

splurging technique ko naman na i've read somewhere na na apply ko na for years, *_don't buy something if you can't buy it twice._*

[@docalvin]

Ngayon lang ako nanuod ng ads na di ko nag sskip. Hahahah more power to these four!!!

[@mauitang3096]

WELCOME TO THE AD, DOC! HAHAHA

[@NatalyaAdea]

THANK YOU, DOC ALVIN 💯

[@realkristinefaye]

I have this article I wrote for our university magazine when I was in college. One of the tips I wrote was to record your expenses (kahit piso lang ‘yan) every month. In that way, you’ll want to have as less expenses as possible for the next month just to break your own record. 😉😁

[@mauitang3096]

COOOLL! U could repost the link in the comments that would be cool tooo 😬😬😬

[@hamsta_]

i will do thissss

[@jiijuuu]

Thanks

[@realkristinefaye]

Maui Tang Here’s the link Kuya! It’s on slide page 25. 😁 issuu.com/lpuindependentsentinel/docs/_updatedfinal__omega2017

[@mgg5577]

They said work your ass out save up money and enter jobs as much you want in your 20's and 30's. So that in your 40's and beyond you can relax and use your savings.

[@yveskiana7587]

I’m an Adea stan but can I just say na ang on point ng gay linggo ni Miss Jan!!! You snatched my wig there ✊🏻😔

[@Ongiel]

Thanks siz!!!! 💖

[@samueljuada4654]

start na nating yung #OustEinj movement

[@hchanpinco]

Sa lahat ng ads sa youtube, the way you guys delivered the ad (Etoro), nakakatuwa sya. You inserted your personalities.

[@NatalyaAdea]

SANA ALL PAYAG SA GANTONG AD

[@mauitang3096]

WELCOME TO THE AD

[@Ongiel]

Futurelyamaetchiwap of ad-making hey boom.

[@adlawpanaw5583]

Title: How do you handle your money in your 20's Me: I don't even have money and I'm 24.

[@ryandejarmeme]

Thank you for this vid RCR8 team. As a 26 year old millennial, sobrang guilty ako when it comes to my spending habits. Having worked overseas for almost two years now, of course it came to a point na I splurged on stuff I didn’t actually needed very much. My mentality sa first year ko was save and buy the things I wanted-gadgets, clothes, atbp pero come 2020 and this pandemic happened, it made me realize how important it is to save and invest kasi we hear of stories of people na nawalan nang trabaho and are barely making ends meet especially this difficult time. I know iba iba ang situations natin but I will share how I learned to manage my finances with the goal of purchasing a property dito once maging indefinite leave to remain na ang status. Budget- yes I wrote down my expenses and of course accommodation and bills took majority of it. Good thing for HSBC may savings scheme na once pagpasok nang sahod, auto deduct to savings account na hindi magagalaw in a year-which then led me to make do of what remains. Times wherein petsa de peligro na, I would pick up extra shifts and use them para naman mabuhay sa next sahuran. Invest and get yourself insured- it may seem quite big to understand pero yes investing is a matter na very dynamic at may risks, on my case it was investing din sa shares aligned sa bank ko and though profit is not always big, at least gumagalaw. Insurance on the other hand is equally important- pa insure mo sarili mo because we never know what happens. Sa extrang £70 a month, i covered myself for work incidents and health conditions which, noong una di ko naappreciate but eventually I have seen how it works as a safety net for those na sadly nagkaroon nang mga job related accidents and/or medical conditions. Props to Jan, for highlighting on self care especially mental health kasi it is VERY VITAL AND IMPORTANT. I know Filipino culture still has to wrap around the idea that di pag iinarte ang mental issues. Yes, it is important to pamper oneself, recuperate and recharge kasi health at skills lang ultimate nating puhunan. And yes, I agree with Maui na different circumstances natin in life but never put down yourself if u haven’t achieved what others have already attained at their ages kasi nga we are working on our own pace and that is very much okay. To anyone reading this, know you are awesome and you are slaying! Keep shining✨✨✨✨

[@NatalyaAdea]

❤️❤️❤️

[@TonzLanggoy]

You gotta start early as much as possible. If you learn how to save earlier in life it will become a habit. Always prioritize savings. Essential expenditures (utilities, food, ect), savings (if possible 20%-25% of your monthly or daily income). Luho should come last at least 5% deducted from your total savings so you have savings at least 10 to 15% left. And do not forget leave some for emergency purposes as well.

[@TheOptionsTraderLounge]

Investing will be the best thing to do in your 20s!

[@yoyoyobaste]

Maui: *I don't believe in bitcoins.* Also Maui: _endorses eToro_

[@mauitang3096]

STONKS, BINAYARAN AKO EH 😢

[@marcusocampo5384]

@@mauitang3096 HAHAHAHAHAHAHHAHAHAHHAHAHAHAHHHAHAHAHAHHAHAHAHAHAHAHAHAHAH, yung tawang tawa na ko sa stonnnks na edit sa video tapos nakita ko pa to

[@matthewona]

I like this...... a lot of young people are too idealistic. Its when you gain wisdom and you mature that you learn life lessons like this.

[@MrGenesisSantos]

This is a good episode! Personally: 1. Build (and never touch) your Emergency Fund: Monthly net pay x 6 (to count the number of months in case of a real emergency) 2. 50% from your salary = basic needs (bills, utilities, allowance, groceries) 3. 30% = wants/leisure 4. 20% = retirement/investments Happy spending and saving!

[@mauitang3096]

Thanks for sharing this buddy!

[@ALIENMXGZ]

*MORE GAY LINGGO CONTENT FROM MISS JAN PLEASE*

[@jeaniminerales5578]

Pinaka enjoy ko yung part ni Jan hahhaha. Lahveet.

[@Ongiel]

J Hahahahaha yes po thanks for considering. Pangkatuwaan lang ang Miss Jan na minemention ni Miss Migz because #OustToxicMasculinity

[@sweettea735]

J you can say ‘miss’ for gays... it’s just how it works

[@sweettea735]

J didn’t say he was trans plus I said ‘can’ meaning there’s a probability or a choice. I know that misgendering can happen very easily so I probably should have explained it further.

[@jcvcjoshua]

Akala ko yung "Einj" on her forehead was a Myers-Briggs type at first... 😅😅🤣🤣

[@mauitang3096]

TAENA HAHAHAHAHA

[@jcvcjoshua]

@@mauitang3096 Omg... Senpai noticed me... 🥺🥺🥺

[@NatalyaAdea]

HAHAHAHAHAH PUCHA OO NGA NOH

[@mjmayuga]

So Extrovert Introvert pala siya lol

[@jetahanime]

Extroverted Introverted Intuition Judging

[@redvillaverde4702]

Grabe ang effective nyo mag advertise! Napa-download ako agad ng Etoro! :)

[@justinesmana]

omg super relatable ang episode na 'to andaming atake hahaha !!! Funny part yung nagbigay ng advice to think before you purchase sabay promote ng merch sa end ng content hahahahaha

[@zen.1464]

After binge-watching. I was like, "Oyy kailangan ko 'to!"

[@hobeautiful]

"kahit negative kami di kami magmomol on set" oo na maui

[@mauitang3096]

Para shur hehe

[@c4rltven236]

Ano ung momol?

[@userG0]

Sobrang aliw and informative ng squad na to!!! Aaahhh!!!!!

[@JasminRuth18]

Feeling ko talaga tropa ko na kayo. Always looking forward for these 4. Sobrang nag-eenjoy ako pag-nanonood ako ng vidoes nyo. Waaah. Maui, kelan mo ba ko ppansinin. Lmao. Love y’all. 🙌🏻

[@mauitang3096]

Hello hehe

[@JasminRuth18]

Maui Tang OMG *le dies*

[@clipendo]

Honestly same kame ni Jan about korean skincare. I started when i was already working. Wala rin kase akong pake when i was younger with my skin. So now when i do have the monetary funds. Ngayon ako nag splurge. Pero controlled pa rin ako with my spending. I only purchase what i NEED not what i WANT. Now im investing in the Stock market. While working. So double pay. Yey! Basta always think do i NEED it? Meaning can i not live without it. Otherwise its just a WANT that you can live without.

[@ajrueda]

Approaching mid-20’s, I always pay myself first and go by these spending rules with what I earn: 5% for insurance 15% for savings 20% for investment (try Pag-IBIG MP2) 60% for expenses (travel, YOLO, cc, etc.)

[@abigail724]

Sorry For asking po ! What is pag ibig mp2?

[@ajrueda]

Abi Gail It’s a saving scheme offered by Pag-IBIG. It works like a usual savings account pero higher yung returns - investment, because you gain something in return. So you have the Pag-IBIG 1 for the mandatory contributions; then you have this Pag-IBIG 2. I’d say it’s a good place to start for mid-term goals.

[@abigail724]

Alfred John Rueda thank you po! I just open my PAG-IBIG SAVING 1 and in FEB 2021 I can avail the MP2 .

[@irenekatesosas7956]

maui speaks to my soul on a different level

[@mauitang3096]

MY SOUL IS SPAM

[@irenekatesosas7956]

worth ₱20k lemme save up then

[@bxdufm1078]

Para sa akin habang bata ka, mag-ipon ka. Para kung tumanda ka na, dun mo na ma-haharvest yung mga seeds na tinanim mo.

[@julianmanaid238]

OMG I FEEL SO GUILTY LALO YUNG SHARE MO SA KAIBIGAN MONG GASTADOR!

[@ceejay9174]

While watching, naka relate ako. More of this talk po for us na nasa adulting stage like more of tips and tricks. It really helps. More power recreate. 🎉

[@kevinpaulsantiago1773]

Thank you for mentioning insurance! Jan! Totoo yang random chats namin pero for your own benefit din naman kahit medyo di pulido yung approach namin 😅 message niyo ako pag gusto niyo magpa discuss ng proposals via zoom 🥰

[@ronamaelallana2405]

Rarely ako nagcocomment pero kailangan masabi, definitely need more real talk topics like this especially during these times ! Daming kailangan ng inspiration and ideas how to keep hustling the Millenial way. Sundan niyo pa ng ganitong content , invite resource speakers/guests kahit virtual ! ♥️ Ang dami pa natin pwede mashare sa isa't isa

[@5IVESUPREMACY]

Yessss, I've been waiting too long HAHAHA. Honestly since the day I started discovering this show naadik nako HAHA coz kahit papaano parang may set of friends akong nakakausap even in hard times. Ang ganda kasi sa feeling ng may set of friends ka na open na open when it comes to conversation.

[@mauitang3096]

Lab u, please feel free na maging friends tayo lahat dito. WAG LANG KAYO MAG LANDIAN DITO SA COMMENTS PLS HAHAHAHA

[@quel2749]

same hahaha

[@Ongiel]

HUH GUSTO KO MAGLANDIAN PLS MAY CUTE BA DIYAN SLIDE INTO MY DMs @ONGIEL

[@Ongiel]

Pero char aside, glad u enjoy our company :) enjoy din namin ang company niyo! hihi

[@falloverHARAJUKU]

Tawang-tawa ako sa Spam tocino splurge 🤣

[@mauitang3096]

SPAM TOCINO ULTIMATE SPAM

[@joshuadayrit9478]

It was a nice topic to talk about... spend your money wisely 🤟🏻

[@mauitang3096]

HAHAHAHA MAGIC BA TO? ANG GALING NA 2 DAYS AGO HAHAHAHA

[@quel2749]

2 days ago?

[@NatalyaAdea]

Sir bakit 2 days ago yung comment mo?!?!!!? NAG TIME TRAVEL KA BA

[@joshuadayrit9478]

Really idk hahaha basta nakita ko lang sa feed ko nung time na yun 😅

[@luigilara21]

OMGGGG I LOVE YA'LL GUYS HUHUHU NAGMEET NA DIN SILA ULET

[@sofhiacolleeninductivo9931]

Sana all graduate na at 20 HAHAHAHAH K-12 PA MORE 🤦🏻‍♀️

[@mauitang3096]

TIWALA MADAM HAHAHAHA

[@lnz8618]

the comeback we all need✨✨✨✨✨

[@mgalbizo]

Ako ang strategy na ginagamit ko this year.. from my income is 50% of that is for my Needs, 25% for the Wants, and 25% is for the Investments.. this year lng ako nagstart, and I could say na effective cya.. mas maganda rin na gumawa ka ng parang audit excel sheet mo sa mga gastos or future gastos mo at mga savings mo every sweldo, para mamonitor mo mga nagagastos mo.. (yan ako eh! hahaha OC..) but ok narin kasi naiinspire ka na mas lalong mag-ipon pag-nakikita nyo yung savings mo at mapapaon hold ka sa mga unnecessary gastos.. try it guys..

[@arliiin7286]

Sobrang enjoy ko ang episode na 'to. Been isolated from my friends for months now (like most of us here in PH). Pero with them all, I feel like kasama ko ulit barkada ko

[@kylelim1134]

Aside from Excel and Google Sheets, you can use an app to help you budget. The one that I use is Buddy. :)

[@paulaustria8805]

it's nice to have you guys back.

[@goodknightx]

sasakalin ko kayong apat!!! NAMISS KO KAYO ON SET!!!

[@tiffiguevara2926]

Ramdam ko si Maui! First job, super splurge ka kasi pera mo naman. But as time goes by, marerealize mo how important to save for the future. Never deprive yourself but never splurge beyond what youre capable of. Build your emergency fund then invest! (Pero kung kaya ng sabay, gow!) Yowww! :)

[@mauitang3096]

GASTOS LANG! NO RAGRETS! 🤘🤘🤘

[@hobeautiful]

uyy legit yung google sheets. nakakatulong sya to keep track of your expenses

[@rrven4667]

before watching this, i was listening to Joyce Pring's podcast about finances as well. Thank you so much even tho im still 19!!!

[@stryderhiryu8]

Naka relate ako kay maui.. sa fudzzz.... Nung smweldo ako ng times 2 compare s dati kong work.. I deserve it.. na kumaen ng Steak.. 2 times a week.. like Steak and salad bar.. hehhe... 🤭 Tips: 🦄 Place your emergency fund sa "Money Market Fund -Mutual Fund or UITF account" instead sa savings account na passbook type. Mas malaki ang interest and accessible nmn syang iliquidate kung need na. 🦄 Kapag sale ang bagay na ginagamit mo as a Needs (Laundry Detergent, under garments, Tooth paste, Socks, etc.) It is better na bilhin mo na sya.. let say na good for 8 months. Hindi nmn kasi cla basta basta na eexpire and you get to use them on their Sale Price rather than regular price. 🦄 Use Credit card: kasing syang yung points. When you use it to purchase things even in online, or even paying uo for delivery food or dine in. Yung points kasi na yun you could use it to purchase in the future.make sure na bayarin yung due amount on time. Like, you could set in your mind na bayaran sya every 15th day of the month, para ndi patungan ng interest. Credit card also is good for emergency like.. hospital emergency or life and death situation. Kasi may ready ng fund agad for you to use it up.

[@mauitang3096]

Wala na ko pera

[@stryderhiryu8]

@@mauitang3096 😅😅😅🤭

[@theedraye]

very pang-inoman talks tong mga ganto haha. but it is what it is we really need to watch what we do with our money and think of the future and not the present (i should be telling this to myself lmao)

[@migueladvincula8699]

*K12 PIONEERS LEFT THE GROUP* 21 PERO 3RD YEAR COLLEGE PALANG

[@MrShounenMaster]

this is very educational and entertaining as usual, RCR8 team never fails to to come up with topics that a lot of people can relate to. Keep it up guys!

[@michaelbalano]

I feel MAUI sa paggasta sa FOOOOOOOD! 😭😭😭

[@mauitang3096]

NO. RAGRETS. 🤘🤘🤘🤘🤘🤘

[@matthewona]

Save first before you spend..... Use Debt only in the long run it produces more money (e.g. student loan, home renovation, business, emergency)

[@rianne5289]

more of this please!! from: a 17 years old who wants to save money for the future 😬

[@Klapaocious77]

Na-miss namin kayo 🥺

[@Ongiel]

Don't worry we're here to stay po ❤️

[@eugenepauldavid999]

Ang fresh naman ni Einj. Is that the quarantine glow? ✨

[@annepalisoc7225]

Good timing to post this! Dahil sa Shopee at Lazada wala na talaga akong pera. I'm broke!

[@mauitang3096]

SAVE YOURSELF HAHAHAHAA kaso comeback sale eh 🥺🥺🥺 HAHAHAHAHA

[@xanderaldea]

LOVE THIS BUNCH!

[@kjkjkjkelvin]

luh i miss u mga online tropa hahaha sama sama na ulit mga tol

[@NatalyaAdea]

NA MISS KA DIN NAMIN TOL

[@smith6782]

OMG GUYS, THANK YOU FOR THIS NEW UPLOAD 💝 WAS LOOKING FORWARD FOR A NEW EPISODE FROM THE GANG 💞 THANK YOU REC•CREATE ❤️

[@mauitang3096]

Thanks for watching and glad u enjoyed 😬

[@smith6782]

@@mauitang3096, Mr. Maui, you're most welcome po 🤗 I really did.

[@beserilheleynamarie7005]

Helpful at napaka informative nito!! Big thanks!!!

[@McPolCruz]

GWAPO NI MAUI ❤❤❤

[@mauitang3096]

Uwu 🥺

[@gerlynnollan5634]

Agree with Jan, use tools (e.g. excel) to budget. This is to have at least a picture of where our money's coming & going (kind of Cashflow check) 🙉

[@Ongiel]

Laking tulong ng Excel tbh! ❤️

[@madelyndelmendo1123]

Haha sa next video magkakakurtina na po ba? Char. Bet na bet ko po talaga mga videos niyo,ang informative. It's cool to hear different point of views and advises. 😄😁

[@micarivera469]

Einj, jowain mo na si Adea!! 😂

[@stmbds]

the greatest money tip i got is if you find a thing you want to buy, take a day and sleep on it and if the next day you still want it buy it. saved me a lot of dumb purchases and made me declutter my room

[@mauitang3096]

Pero flash sale 😢😢😢 HAHAHHAHA

[@stmbds]

@@mauitang3096 thats why i dont have the lazada and shopee app on my phone, been doing online shopping on a desktop computer so i wont get sale notifs 😂😂😂

[@ChampionBanggulan]

A good banking advice that I did is make a bank saving account. While doing the contract make a condition of not being able to access it until you have reach a certain age. And make sure you put in a certain percentage of your salary there after you paid your bills.

[@jemarcuyno8189]

basically if you really wanted a good handling money system, just identify your needs and wants! Just live within your means. 👌🏻💯

[@arielmarcasote4798]

Ansakit. Bullseye lahat sakin🥺🥺🥺. Ang Ganda talaga Ng mga contents niyo. True to life.

[@mauitang3096]

MAG PADAMI TAYO PERA GUYS! SUPPORT KAMI SA INYO DIN!

[@arielmarcasote4798]

@@mauitang3096 God bless you more guys!! More relatable contents.

[@markjeffersonelumba5687]

not on my 20s but i'm watching for future purposes kskskssksks

[@NatalyaAdea]

Tama yaaaaaaaan

[@markjeffersonelumba5687]

nanotice ako hala!sana po mas madalas ang daily uploads T^T

[@mauitang3096]

Start soon bruh! Para di mo kami tularan, sLa furniture 😂😢 HAHAHAHA

[@mr.fudanshirist5102]

Also me, im just 17😂

[@yanyanamarante3092]

Perfect timing tong vid na to grabe broke na ko at the moment 😂 Watsons haul pa more, skin care pa 🤟

[@thedeecada]

Namiss ko ung energy niyo together hahaha. Anyare pala sa lumang studio? Anyways, love this episode! Super relate kay Maui na nagsasave agad for savings at pangwalwal! *engeng Maui's size cookie ples lol haha*

[@NatalyaAdea]

Hindi naman nagwawalwal yan si Maui eh. Ayaw sumama samin sa inom. 😒😡😂

[@thedeecada]

Naku how true po Sir Maui? Hahaha.

[@Rec.Create]

hindi amin yung lumang studio. we rented it per day. ito po amin na talaga. ❤ bili ka maui cookies. masarap parang may gayuma.

[@thedeecada]

Woah. Nice to know na may owned space na ang Rec•Create fam! Makabili na nga ng merch pandagdag sa pangkurtina at furniture. 😅😅😅

[@mauitang3096]

@@NatalyaAdea di ako umiinom, mabilis ako malasing

[@chunkygrumpy7561]

How to avoid unwanted purchase: Next time na maisip mong mag-purchase ng something (which most of the time is di mo kailangan), first isipin mong maigi kung kailangan mo ba talaga in the first place. And second, kung worth it ba yung item na yun sa pagod mo sa work. What I mean is for example ay may work ka na 200 pesos/hour, then may nakita kang item worth 10000. That's 50 hours worth ng work mo, di ba? Isipin mo kung worth 50 hours of work ba yung item na gusto mong bilhin. Kaya mo bang ipagpalit ang 50 hours na pagod mo para sa item na yun. And please, please, please, EMERGENCY FUND is importante before investing or saving for your wants. :)

[@JosFort54321]

This timely conversation on finance needs a part 2 😊

[@jkc-kp]

It’s really “live below your means”

[@lancemadrona5972]

Loving your videos rec create! 🔥

[@vendenidial9148]

Kaya idol ko po si maui kasi meme material siya HAHAHAHHAHA STONKS

[@mauitang3096]

STONKS 😂

[@unicaneill4119]

As a panganay of a single parent and now working as an accountant, most of my salary went to expenses like housing bill and car gas and some for my food allowance at work. I made sure na at least 20% of my sahod will go to savings like sinking funds or paluwagan. The rest is for leisure or online shopping 😂 It’s really hard and mapapa’Sana all’ ka nalang for those na walang obligations 😓

[@omscrx7490]

XD. Wahahahah gusto ko ung pa intro nio guys. Busit na E-toro yan lagi na lang lumalabas sa ads ko. BTW new fan of u gangOf4

[@rafainton9975]

Hey miss this squad!! Tbh, as a 20byear old insecure ako sa ibang kaedad ko a year or 2 year older than me na may work and having their life. I’m 20 and still in college cuz of k12

[@jemalynalda5080]

dami na naman learnings! hahaha love you guys 🥺❤️

[@mauitang3096]

Rule number 1, dont splurge on SPAM Tocino

[@mb9940]

I actually do what Maui and Jan suggested ever since I studied abroad and it worked very well for me. Its so much earlier to control and see how much you save and spend.

[@leanarmada]

I've been watching this channel called "The Financial Diet" Marami silang videos about personal finances. 'Di nga lang lahat applicable sa Philippines pero most is pwede pa ring i-practice. I'm currently saving for my Emergency Fund ☺️ Start kayo sa "Saving Money" video nila: kzbin.info/www/bejne/gqmlq6xnZa2Ya9E Good luck sa inyong money journey, guys!

[@Ongiel]

OMFG SAME SOBRANG NAKATULONG DIN SAKIN ANG TFD!!!!! The concept of an Emergency Fund totally helped esp sa mga pangyayari ngayon! Good luck sa saving journey mo, sana makapag-save na nang maigi! 💞

[@4150758]

+1 to this!! They have different setup kasi sa US sila but verrrry helpful!!!

[@leanarmada]

@@Ongiel omg! true, I hope nga na magkaroon ng pinoy YT channel about personal finances just like how TFD does it eh

[@jnyd5840]

nakalimutan yung online shopping this pandemic hahaha! thank you tho for the advice. still gonna tipid myself

[@alanjose1112]

Uyy solid ng usapan na ito 💪

[@francisjosephvillanueva5510]

Thanks to this episode hahaha

[@marvinbermeo2334]

OMG. tagal kong inantay to!

[@ziormintvlogs9456]

I love your content guys! And the energy!