Refinancing Your FHA Loan Will Save You $$$

[@JebSmith]

✅ - Work Directly With My Lending Team or Realtor Referral Partners - www.jebsmith.net/referral ⏩ - How much can you afford with an FHA Loan? - kzbin.info/www/bejne/j2Obq2ifZsZ1m7s ⏩ - NEW FHA Loan Requirements 2024 - kzbin.info/www/bejne/eXLTeH-IatppoJI 🏠 - First Time Home Buyer Course - www.becominghomewise.com

[@mrs.lunatic7136]

So excited i found your channel. My husband and I purchased our first home last year via FHA and we are looking to see if refinancing is right for us at this time. Shoot, car buying i know inside out, upside-down and backwards. But home loans make me feel like a tsunami is ready to crush me. Now i have a solid jumping off point, thank you!

[@JebSmith]

Congrats..............Appreciate the support.

[@jaybartgis5148]

Okay I'm still running this joke going on 4 years now. Where is my housing market crash, crash bois? 😂😂😂

[@JebSmith]

💯

[@eazypromo]

I feel like my lender is trying to push me more into FHA. Also his DTI is way different from other people

[@simpletanks2624]

Thanks for always keeping me updated!

[@JebSmith]

Thanks for the support

[@dixielandproductionco.6989]

Thanks for the notification smashed the thumbs up good stuff

[@JebSmith]

Thank You

[@dixielandproductionco.6989]

@@JebSmith you are welcome it was the least I can do, for sharing your knowledge with us it's greatly appreciated

[@ceciliajennifer8384]

Hi @JebSmith, Could you please suggest if FHA or conventional would be better in the following case: 780 credit score, 3.5% down. Also please let us know if refinancing from FHA to conventional in the future is something we need to have an eye on?

[@JebSmith]

I would suggest talking to a mortgage professional but it's very likely that the FHA loan will result in a lower monthly payment based on the information you mentioned here. That said, have a lender do a side by side comparison showing you both options and you can see which one makes more sense.

[@JackyUlloa]

Is a payment considered late if it’s paid during the 15-day grace period?

[@JebSmith]

No.

[@danishacothiere6074]

Best explanation

[@JebSmith]

Thank you.

[@310slayer]

What about Conventional Loan? Would like to Refinance

[@JebSmith]

Here is a video where I talk more about refinancing. - kzbin.info/www/bejne/e6uyq6qje9t8npY

[@jbhatt5920]

How do I know if I have FHA or Conventional Loan?

[@dbberrydb]

I'm trying to connect with a lender through your link but it doesn't let me. Says my email doesn't look right but it is! I paid for that email it's @email