How Much Home You Can ACTUALLY Afford in 2024 (By Salary)

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[@clearvaluetax9382]

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[@Joshualibbyy]

Perfect. All I can afford according to this video is a camping tent and a bag of skittles

[@avenger1212]

Oh come on now. I don't believe for one minute you can buy skittles.

[@jty1999]

hey, skittles are a w

[@isaacbarret3454]

You got to get your income up by selling the skittles.

[@zandersorc]

@@avenger1212 🤣🤣

[@zandersorc]

😅🤣🤣🤣🤣🤣

[@AGallegos288]

It’s not about how much you qualify for, it’s about how much you can comfortable afford!

[@DeathsInverse]

Which isn't much these days

[@clearvaluetax9382]

Well said!

[@robertjones2282]

The only person too impress is Yourself.

[@mattbleiler7294]

@@robertjones2282I easily impress myself. 😆

[@stocksxbondage]

First 22 seconds of the video 👍🏽

[@airtown83]

I just bought a home for 225k at income of 60k a year and we’re pretty much living paycheck to paycheck so Bryan was spot on.

[@gregorycyr9272]

If you don't mind me asking where?The average house in Raleigh NC is about $500,000.

[@pearlperlitavenegas2023]

😮

[@Ramer8]

Arkansas, Mississippi, Georgia, Oklahoma,Alabama and some parts of Texas. All those states have nice 3/2 1500 sqft homes for 225k

[@Donkiko-bz1lv]

Go to Detroit bro houses for 100k

[@Way2EasyDIY]

Bad buy. Not living within your means. Sell that junk

[@randyarnold2419]

This dude works his ass off. And gives great insight and advice!

[@clearvaluetax9382]

Thank you Randy for all the support! I appreciate it so much!

[@vitamindealer7915]

@@clearvaluetax9382so to be clear almost NO ONE can afford to buy using the 30/70 rule

[@lilblackduc7312]

@@clearvaluetax9382 I second those feelings. See my other comment!

[@randyarnold2419]

@@clearvaluetax9382 🫡

[@OGtruthserum]

He getting paid for it is he not? He not doing it out of the kindness of his heart.

[@icantsleep845]

Depressing, that I cannot afford anything, but thank you for being real. We need that more often.

[@Clarktherealtor]

Yes, gotta put things into perspective. But, you got this!

[@theshield1613]

Most people can't afford ,that's why financing exists.

[@icantsleep845]

@@theshield1613 Very funny! 🤓

[@theshield1613]

@@icantsleep845 sounds like the truth hurt your feelings.

[@LKshadow21]

@icantsleep845 May i ask why you think you can't afford anything?

[@heyitsbroski]

Bought my home for 165k back in 2019. It's a 3 Br, 2.5 bath, 2 car garage, 2 story home, 2490 sq ft. I added a shed, and large storage building in my backyard. I make 70k and my monthly payment is $1425. My wife stays home and my daughter has never been to daycare. We aren't rich but we get by just fine. I do IT work so I am savvy enough to make money on the side using my tech skills. I have a raise coming in the upcoming fiscal year. Today, my home is valued at 270k and I live in Texas. The average household income in my area is 52k so I'm doing alright being the sole provider. I perform all the maintenance on our vehicles and do all DIY projects in our home. We are truly blessed.

[@Carlos-Saldana]

Don’t ever move, you’ll never find that again.

[@user-es5jq6yy9l]

This is assuming you have no other debts and single

[@pacs0508]

THEY ARE COMING FOR ALL OF US.

[@jbell6852]

@@Carlos-SaldanaYes good point. Those that already “got in” are the lucky ones. People who bought homes before 2019 and the ones who took advantage of the low interest rates are fine. It’s the folks afterwards and on who are sadly screwed.

[@theojocaliente]

Proud of you brother

[@SonOfGodzilla75]

I just recently moved into a nice cardboard box behind my local liquor store. Before that I was living in a dumpster but squatters came in and took over. Fortunately I can take my box anywhere and not have to worry about squatters.

[@cee2random]

😂😂

[@DarkEmperor555]

that two story box is legit my man

[@scorchedpainter2.0]

"If you have an eighth grader handy..." Damn Brian, never stop throwing truth bombs sprinkled with shade. I love it!

[@adamtki]

😂😂😂

[@crazeekids9744]

As someone who has been a homeowner for the past 25+ years, many people also have no realistic idea about the cost of MAINTAINING a home. This year alone, we have had to buy a new HVAC, a new refrigerator, landscaping work, and tile and grout cleaning. We have an ongoing list of items that need to be either maintained or upgraded. Everything is in the hundreds to thousands of dollars in cost. People need to factor this in as well.

[@mr.random8447]

Landscaping work optional imo

[@B3gonias]

Exactly! Homes have doubled in my neighborhood and the houses are falling apart because people can’t take care of them.

[@user-mg8fn1bq9d]

@@B3gonias That's when the blight settles in...

[@Adrianam1994]

You can buy used fridges from offer up or marketplace, landscaping and the other stuff (minus hvac ) you can do yourself

[@Royalewithcheesee]

Yeah but that’s nothing compared to your mortgage…

[@Jose-sy1je]

I know several people who decided to spend on a bigger car and now live in there. The problem is that you can't do that as a family. But a larger car would save you a massive amount of rent each month. The American dream is over when it comes to housing.

[@dougdimmadomeownerofthedim5376]

There are literally zero houses I will ever be able to afford in my area

[@dinoXAs2]

Time to move

[@intensifier1346]

Crappy attitude. Learn skills and how to negotiate.

[@zclan4130]

@LesHom69life isn’t always that simple

[@fleetadmiralsidiqi1941]

Thank the sellout Baby Boomers for this!

[@huntergrimx]

​@LesHom69 Not everyone works remote. Moving to low cost of living area often comes with lower pay.

[@ashley80sbaby12]

I purchased my house for $275k, salary was $67k at the time. Interest rate was 5%. Thank God, I have my brother living with me. I pay my mortgage and he pays all the other household bills. Otherwise I don’t think I could afford this house.

[@lilblackduc7312]

Hang on to your brother = Blood is thicker than water. Stay the course and "Keep the Faith".

[@ojames1983]

@@lilblackduc7312 He's going to have to hang onto his brother because blood isn't thicker than bills. 🤣🤣

[@Aggie4life77]

$67k, yea, you better thank you brother because you would be tight!

[@3107karan]

Our household income is 260k/yr, Currently we are paying 2400/month, I can’t imagine myself paying $5833/month mortgage payment, its insane 🤯

[@mariusexotic3810]

I am living proof of your imagination at work!

[@stmtpls1481]

Exactly, his calculations are waaaay to lax. Paying $5833/month for 30 years is crazy! Buy less, the stress is not worth it.

[@stmtpls1481]

I was sweating on the thought alone. Come hell or high water you have to find $6k every single month for 30 freaking years! No, buy less and pay it off early if you can

[@OGtruthserum]

@@stmtpls1481 Could also rent it out.

[@RN-gm8hn]

His 8th grade math checks out, my son verified it. Also we are going through a home purchase and using the 28% rule, it is spot on. 1 of my favorite videos and helpful for those interested in keeping a budget.

[@delta-tuning]

I appreciate the text based presentation you used this time around. It's a lot easier to comprehend all the numbers visually rather than trying to frantically follow along with your words.

[@gregspeth7910]

I am retired …. I own my home ….If the insurance and taxes keep going up at this pace ….. I won’t be able to stay . I will have to sell

[@ryanc4955]

You could move to another country with cheaper cost of living and cheaper healthcare

[@clearvaluetax9382]

That is another serious issue that is getting worse and needs to be addressed!

[@JB-pe2yn]

That's part of the plan...

[@OwnNothingBeHappy519]

Private equity lobbying for property tax and insurance increases need to stop

[@JackMeyHoffer562]

Sell and live in Mexico. Very nice areas you can buy.

[@averagejoe9249]

What's crazy, is that nothing in my area is under 300K. Nothing. With these interest rates, household income would have to at least be 100k to afford. Horrible situation

[@ErnieBert-eg8kd]

Nothing in my area is under 550k

[@alan_1213]

@@ErnieBert-eg8kdlocation?

[@kkhath]

Only in low cost of living area. 100K is peanuts if you are in the west coast northeast etc..

[@ErnieBert-eg8kd]

@@alan_1213 Boston. Immediately north burbs within 15 miles of downtown.

[@annettecaamano3536]

Try 500000

[@greeneyesfromohio4103]

Me and my girl make just short of $100,000 a year combined….we just bought a home in December for $190,000 with a 7.125% interest rate. We put $20,000 down. My mortgage with EVERYTHING included (PMI, home owners insurance, property tax, etc.) is $1,488 a month. Before that we were paying $1,450 for a town home we rented! Crazy I know! On top of all the other bills we pay (car payments, car insurance, phone bills, utilities etc) we also pay $1,000 a month in day care for our 8 month old baby girl….we afford all our bills no problem. Sometimes I’m not sure how but we do! We’re blessed and very thankful.

[@DJSolistica]

Well done!

[@pearlperlitavenegas2023]

190k must be in the Midwest Nice deal

[@Donkiko-bz1lv]

@@pearlperlitavenegas2023yup go there😂 keep my area free from Californians

[@V8Brah]

@@pearlperlitavenegas2023 It'll go up like $10k in like 10 years though. Meanwhile in California our houses will increase by 1 million dollars in the same time :D

[@gregorycyr9272]

Midwest?

[@S888A-KenObi]

"I can afford to wait" button 🔘

[@ebutuoy5088]

Wait for prices to go up.

[@j.w.31]

Well, kind of

[@MegaKg9]

There more money in the economy wake up prices are only going up. Look at other countries were there notes kept getting devalued. Hold on for the ride.

[@samyeeeFBI]

I was waiting for price to come down In California but instead it doubles in price.

[@S888A-KenObi]

@@ebutuoy5088 Either prices fall or America does. Your choice.

[@DR.Detroit11]

280K in income, house is worth 400k/ owe 97K on a 2.9% interest rate with 5 years to go. Even though we can and sometimes have the urge to, we don't move up in home. the taxes are reasonable and we are in a desirable location.

[@Clarktherealtor]

That is good. You gotta teach the people around you how to make the same play.

[@DR.Detroit11]

@@Clarktherealtor I kind did this by mistake...my wage has always bailed me out. I guess we just didn't go house crazy, but we eat out alot and blow money too..

[@Clarktherealtor]

@@DR.Detroit11 That eating out alot gets me too

[@Koushi82]

so hes in the top 5% of income earners.

[@DR.Detroit11]

@@Clarktherealtor Millions of people are...not rich at all..

[@j.tradeforexinc.2819]

Wow!!! This information is invaluable!!! Thanks Brian.

[@sfygy32]

If you think things can’t get worse, look at Canada

[@siferd18]

Canada is just ahead of us on the destructive path. In 4 years we have destroyed the middle class completely and we will be on pace to pass Canada in the next decade.

[@papapickett7267]

Australia

[@jayak3768]

Hey don't talk about us. Vancouver is out of control.

[@Clarktherealtor]

It is getting crazy all over the world.

[@manuelpiston]

Just make sure you keep voting liberal people!! They will fix it if you give them more time. 🤭🤭🤭

[@siferd18]

As a 35 year old male, married with 3 kids. I have bought and sold 3 homes in the last 12 years and in the last 4 years I have watched this country completely destroy the American dream and the hopes of purchasing a home. The middle classes purchasing power has been crushed and the only people benefiting is the corrupt congressional leaders (on both sides) and the ultra-wealthy... God help us all this next decade. #Bitcoin

[@jacksprat1556]

Joe!

[@1984BigBro]

Let’s go Brandon !!!

[@ROVA00]

@@1984BigBro Trump is just as culpable.

[@joshhoward1289]

Institutional investors like Blackrock are buying up the homes to house illegal immigrants and getting paid exorbitant amounts per person per day by our blue state and local govts to house them. Average Americans are getting nothing.

[@UltraK420]

Well, at least you've had the chance to marry and buy/sell 3 homes. I'm your age and I've never married any woman, neither have I bought my own house yet. Perhaps both scenarios come with advantages and disadvantages.

[@tg.6120]

So basically if you do not currently own a home you’re screwed. They really need to fix this situation ASAP!

[@mikesim8480]

Appreciate the educational content! Historically 5-7% interest rates are the norm but the past decade has twisted the consumer's perception of the cost of borrowing money

[@cole.maxwell]

Graduated college in 2022 with no debt thanks to GI Bill. Qualify for VA home loan. Make 84k a year. Thought I was set for life. Turns out I’m still fucked.

[@Clarktherealtor]

It is getting crazier by the day.

[@danielredziniak2996]

Bad decisions I see. I’m 24 and I bought mine last year making around 70k and I bought it while before graduating with my masters

[@AZ_WEDDO]

The average house is 400k 😮 Rates at 7% i bet they will be at 600k when rates Finally drop.

[@kingcolavitobeats]

😓

[@Aggie4life77]

I mist desirable areas? Yes, it won’t be far off!

[@TRC19999]

You need about 200-250k a year to buy a decent home in a standard place these days. Not even talking about NYC or SF. Even Nashville TN is expensive these days. I went on a trip there recently and was astonished at the prices.

[@TomMarkz]

The ship has sailed in 2020 in Tenn. It was affordable now it’s NY housing prices minus the high taxes, but still!

[@Kate-yp8tb]

I live in Nashville and it’s a mess :(

[@Gr8Incarnate]

You could buy many places in NYC with $250K/yr, but you should only live there if you like overcrowded cities, overpaying for everything in general, heavy traffic and are gay.

[@Think-Harder-Duh]

The American Dream is no more. 😡

[@tehdz]

Idk about that just too many people buying houses they can't afford they'll be forced to foreclose in the future

[@ErnieBert-eg8kd]

@@tehdzso you hope

[@XxChuyoxX]

@@tehdzthat's not gonna happen. Most people have low 3-5% fixed mortgage rates locked in. These new unaffordable mortgages is very recent

[@tehdz]

@@XxChuyoxX as some one who was house hunting during those lows there were not that many houses available, but it did benefit those who refinanced who paid less for their house

[@XxChuyoxX]

@@tehdz that's your one anecdotal experience. Majority of people with mortgages still have low fixed rates locked in. Your personal experience doesn't change the majority of the housing market.

[@noreenn6976]

So glad I found your channel in 2020! You're awesome Brian!

[@tinyhauslife]

Great info, Brian! I am 'under budget' but only because I decided to go the tiny house route!

[@ncaporal]

My husband and I bought a house in 2010- $80k- just outta college I didn’t have a job and he was in military. We paid it off in 10 years could’ve been sooner but wasn’t focused. We decided 3 years ago to move closer to schools, job etc and we bought a house right before interest rates got crazy! We got a newly renovated older home in a crap area (but closer to downtown) for $250k 3.5% Interest rate. We now live in one income $110k income due to childcare. Also our insurance and taxes have gone up each by at least $600 dollars. Which is a lot in one year. And to think it can go up again the way things are going! But we were only able to do that because we chose to buy way under what they were lending us and we also want to afford travel and groceries comfortably for a family of 6. There’s no way we could afford a $400 k home and do everything we do now that make us happy like travel, eat out once a week etc. So sad at one point our goal was to make $100k each but now that seems to be the mandate to be able what we were once able to do 10-15 years ago.

[@larrynofilter846]

Thanks for the info and all the work on the math.

[@dawna4185]

Thanks so much for the reality check, Brian.....too many are understandably disillusioned about what they can afford.

[@lindamitchell3225]

Very informative. Thanks for this video. Although I am in Canada. This still applies.

[@legenjerry368]

Awesome video. I’ll share it to my pupils❤

[@MrMrsteve01]

Purchased back in 2016 for $220k. Did a 15 year mortgage with 2.85% interest. Home is now worth $398k. Lucky I purchased when I did.

[@Albino_Paleta]

Thank you! You have always looked out for us. God bless you 🙏🏼

[@Whynot247]

What a great video! This is a video to keep. I made that suggestion video.

[@the1000j]

You’re a good man. Thank you!

[@revived1674]

Southern California here.. can’t get a house for less than a million. Our 200k household can barely get us into a dump or condo. I guess everyone here is making well over 300k.

[@SammerSO]

Try, 92882 zip code. Great homes around 1 mil or less

[@123lowp]

Move somewhere else.

[@user-rt9hu1hr2e]

Move

[@followmeinthekitchen3877]

​@@123lowp I guess they won't be making $200K elsewhere. I make around $90K in MD and in West Virginia same profession it will be around $70K.

[@orhbo0]

Fix your state. Then no need to move.

[@LeonardoFilardo]

Thanks for all you do, Brian!

[@redgeallen8867]

Awesome content as usual Brian thanks for making this.

[@j.tradeforexinc.2819]

Hey Brian. Thanks for the information!!

[@clearvaluetax9382]

It’s always great to see you J TradeForexInc!

[@edgardeckercpa]

At some point, you would think home prices would drop. They won't until people refuse to pay these outrageous prices. Either that, incomes meed to rise. The federal reserve is responsible for this mess.

[@AltaicPride01]

this is an amazing informative video, thank you for all that you do, much appreciated!

[@rodelynpitcher7867]

Thanks again, Brian! This video is very informative. Youre so awesome as alaway. God bless you and your family. ❤️😘🙏

[@esubalew6222]

Great info! Thank you.

[@fairytown2010]

Thank you so much for the tip

[@Triangletox]

Really enjoy this content! Great job clear value tax! Disagree with you on housing market prediction but agree with how you present your thesis. Thanks for being level headed…. Not reactionary or emotional. Great content

[@mikett8794]

Thank you Brian for the info I was never taught. I learned to avoid buying more expensive or newer stuff like a car, and this let me have a bit more room to budget for.

[@thesuperdingos]

You need to basically be making nearly 200k HHI to comfortably afford a home these days, with all the added expenses and cost of living. It’s sad.

[@DJSolistica]

If you want to live in LA, or NYC, sure.

[@daveblackman816]

@@DJSolisticaI’m in DC. He’s right. Even the far out areas of Maryland and Virginia, the average home price is around 400k.

[@1erinjames]

Very helpful video!! Thank you!

[@mannya_realtor]

Another thorough breakdown from the best accountant on KZbin. 👏🏾

[@jlhenderson2]

The graphics were a great addition to this video. Thumbs up.

[@jutde]

I bought my home in 2016 for $150k (4/2 on 1/8 acre w/2-car garage). I couldn’t afford to buy it today for the $280k the county thinks it’s worth. The property taxes are now 1/2 of my monthly payment thanks to the property value increases over the last 4 years from all the development during the boom.

[@loollollool]

Great video! Why are the calculations with pre-tax income over actual take home income? I always use our actual house hold take home pay for budgeting because it seems more accurate. Thanks B!

[@codymiller9413]

Thank you for everything you do to give common money sense to everyone who is willing to listen!😊

[@Xairos84]

Interesting format. I enjoyed it, Brian!

[@mattmasteringer4399]

People like me without inheritances are doomed. One can only live an American dream in their dreams.

[@jamesGD1507]

Thanks for the information.

[@clearvaluetax9382]

My pleasure! Thank you for all the support James!

[@lilblackduc7312]

I'm taken back by how much time I imagine you spent, preparing & composing this video! It looks like a "Labor of Love", a passion for Social Outreach, consumer advocacy, or, all of the above? This video is a wake-up call and a layman's tutorial. Boy, oh boy, thank you...🇺🇸 👍☕

[@Dr.irenebuenavistamolina]

Good information, Brian!

[@ljvue]

60k. Average price for a respectable house here in Minnesota is $400k. And food for a family of 5 is $1000 a month. Utilities, life insurance, medical insurance, car insurance. It’s impossible.

[@gridtac2911]

Stop paying health insurance premiums and put them into an HSA.

[@JDmix123]

The best financial decision I made was buying my home in 2015 for $162k, giving me a mortgage of $960/month. I refinanced when the interest rates dropped and pulled out $100,000 in liquidity (taking advantage of my equity before Interest rates rise) I have invested 20k in stocks and am looking to use the rest to invest when things downturn. I feel bad for those now bc I sure as hell wouldn’t be able to purchase a home at least in the area I bought 9 years ago today or much anywhere near work.

[@mbd77506]

Great content! Ran my numbers and yep, you’re spot on!

[@dct1238]

Have a blessed Monday Brian ❤

[@Dee--Jay]

Most people I know of or way over that 28%. More like half of their income is going towards rent or mortgage

[@papapickett7267]

Brian, I want to share something with you. I grew up poor, the yard-sales every weekend and garbage picking poor. I learned early on to live like times are hard because eventually, times will be hard and if you werent living like that up to that moment you will be blindsided and might not survive when it gets rough. Live simple, enjoy lesser things like family time and the outdoors and give yourself financial freedom to do what you want to do for a living and never lose sleep over money. My life isnt perfect but I never let anyone treat me poorly at work because Im not strapped for cash and no one owns me.

[@mission51able]

This is the exact same way I operate. Glad to see more of us like this out there.

[@raymi9436]

Thank you again for a housing video. The best break down I’ve seen that I can understand I’m in Chicago too. It’s just awful along with the high rental costs.

[@sehrharoonmd8291]

This was super helpful thank u so much ☺️

[@WTF-sh4is]

You forgot about PMI insurance in your $80k scenario only putting 10% down. That $1,800/mo payment is more like $1900 or even $2000/mo.

[@NattyGymBro]

I've noticed quite a few people in the past year or so who moved into my neighborhood. They bought more house than they could afford and it shows in their inability to keep up with maintaining the appearance of their houses.

[@laf7941]

I just want to let you know I let all the ads run w/o skip because you deserve every penny of information you give out to the world. Only 27, & this information is so valuable to help me make key decisions in the future. Love all your videos brother 🙌🏾

[@dandaman2407]

Thank you for giving us the numbers 🙏

[@punisher6659]

Thanks for your content

[@clearvaluetax9382]

Thank you for all the support!

[@punisher6659]

@@clearvaluetax9382 You got it.

[@luisrosario432]

What I dont undersand is why the hell people have to pay property tax on a home or land that I own and have no mortgage. Like seriously, I work my ass off for 15 to 20 years to pay off the mortgage, finally say I own a home, and the moment something happens, and I cant afford to pay property taxes, the government comes and takes my home and land from me??? why are people in the US allowing this. Property tax is fraudulent and fancy way to call it rent. You will never own a home in this country.

[@somecharactersnotallowed1319]

ITs brutal in some states like Texas that pretend to champion themselves as some sort of low tax oasis when they arent. Fuck Texas

[@Spielzeit85]

Do you drive on the local roads? Do you have schools, fire departments, police, and parks? Who would pay for all that if not the people that live there?

[@venturabushcraft5916]

Great video sir. Clear and concise with great info!

[@ramblr5900]

Happy Monday

[@Francisco-po1cf]

I’m pretty sure some people wished they’d never listened to crash bros and waited for a crash.

[@muddysneakers77]

I wish I never listened. I really really am pissed I did. I really fucked myself....now I'm priced out

[@ErnieBert-eg8kd]

@@muddysneakers77same

[@fuegoman45]

Yep. Economic Ninja was the worst. And he’s still preaching crash 3 years later 😂

[@victorbarrera9015]

Brian you are a good man . Keep it up bro 👍

[@gdolly166]

Love your easy to follow breakdown

[@Ray-oh1oz]

I’m 27 making 220k single income household, bought 400k home at 2.75% interest before rate hikes, I stayed well below budget to be able to enjoy life. Have zero car payments. My mortgage broker wanted me to buy a $1M home but didn’t need it .

[@edennis8578]

Good for you. Very intelligent.

[@SportsOnTheSide]

Many people have gross income because it's gross how little the income is compared to the cost of living.

[@dnunez773]

Thanks Brian ! 🍀

[@collegemathafterclass]

I am loving all the math Brian. Great job!

[@holydarkness6007]

I remember growing up and thinking that Making 6 figures was the ultimate goal and meant you were successful... Now here I am and I still can't afford a house in todays market.... fucking insane how just 10 years ago 6 figures was still great metric and now it feels like its the new norm needed to barely stay ahead of this current economy.

[@VashtheStampede007]

100k is the new poverty line 😂

[@holydarkness6007]

@@VashtheStampede007 definitely not the poverty line but the buying power of 6 figure salary has SIGNIFICANTLY reduced in the past 10 years.

[@VashtheStampede007]

@@holydarkness6007 it did not decrease that much until the hyperinflation due to the pandemic money printing. Over 80% of the USD ever existed was printed in the last four years.

[@holydarkness6007]

@@VashtheStampede007 I mean you are right but that was 4 years ago at this point and unless there is some major DEFLATION that takes place it will NEVER return to how it was...

[@TboneLoyal]

It’s also not calculating number of people at home. Kids.

[@jonviveiros2184]

You are like Big Brother. I always get clarity listening to your videos

[@angleazero1275]

Just what I needed. Thanks!

[@dnah02]

I think you need to look at take home numbers for the monthly expenses. Watch those paystubs and expenses carefully.

[@solotrucker1706]

Dam and thats not even including costs of living like food, gas, any car payments, insurance, any credit cards, car payments...no bueno 😟

[@deraj_adako]

Love the new video format

[@TT-co3gj]

Great Vid. People need to know how to calculate this

[@rufiorufioo]

$92,000 gets you a nice double wide trailer now 😂 I should not be amused by this, but all I can say is work, work, work... Save, save ,save everything you have. Get skin the game now. Get a property anything you can afford now. Tiny homes seem more attractive now. Reality is you need a septic system, need all utilities hooked up and property to put a tiny home on. Need a well drilled.. goes on and on. Permits, material costs ect. Many states have rules and regulations as to how you can legally make a tiny home a actual "non mobile" dwelling. For instance the tiny home would have to be put on cinder blocks or a inspected foundations ect.

[@DJSolistica]

In some states 92k will get you an entire home.

[@GApeech08]

5bd, 3bth, 2500 sq ft new build, NE Georgia, 2.25%. Gross pay $92K

[@AB-fq4mr]

I make 140k and bought a 560k new construction. I don't remember the last time I had a day off, my back is killing me every day. If I didn't have my parents move in with me and gave them their own suite downstairs to help with the expenses, I would probably end up in a hospital in a year or two. It's ridiculous.

[@VashtheStampede007]

Should have gone for less

[@samyi818]

Closed Feb 2022... 20% down at 3.5% 30yrs fixed. Paid 405k. My monthly mortgage/ins/property tax= $1590/.monthly.

[@arpansujatha6556]

Thank you for making this great educational video.

[@bradydougan997]

And if you messed up your credit when you were young, you won’t be able to buy a house at all. Things are too expensive to afford to pay off debt. It’s extremely difficult to