Retire Early by Avoiding These Money Mistakes

[@anthonylopez-hr6dw]

Good advice Paul. I retired 1997 age 57 now 86. Live in Fresno. secret no stress, don’t associated with negative people, an most of all don’t keep up with the Jones. Bottom line line what makes u happy go for it. Happy for you an the Misses

[@jonathanrowe1827]

This is my goal too; retire at 57. With my military time and government will have me at 20 years in 2027. I'll be 49. I can retire without penalty would be at 57. 2037 will be 30 years. That's only 13 years from now. So I'd be 59. That's probably as far as I'll go

[@commenthero4635]

Good advice. I want to work till I die, but do something enjoyable and part time/part year after 60. Everything I really enjoy is pretty cheap or free.. Only worry is the wife's shopping habit

[@JohnBowl14690]

@@commenthero4635 - Doing something that is not overly stressful and at least somewhat enjoyable is a game changer. And if you love your job, so much the better. Retire early if you hate your job or...at least change your job.

[@stephenadamczyk-c9m]

Sitting home,on a couch, watching Jerry springer, will kill you faster than working, work is good for most people, who are these people, saying uou must retire at 62, are they going to pay your bills, tell them to shut up, a d mind their own buisness.

[@Fact_Check77]

I can't believe that I am 44 and watching this with such excitement and happiness for you. Partly I think it's because I am learning and planning to be able to retire at 55 but absolutely the latest 62...

[@charlesmcpeak3043]

My dad worked until his memory got so bad at 63 (dementia). By the time he was 65, he couldn't remember us or our names. He is 72 now living in a assisted living facility. I think everyone should retire as soon as they can.

[@tonyn9522]

On point!!

[@JohnBowl14690]

As long as you don't live past 80 you're ok. I bought a crystal ball and it says I will live until 85, so I will retire at 65.

[@mh8757]

Sorry about your dad. I agree 100%

[@leoneltorres4442]

Isn't 63 too early for dementia? I thought it usually happens when you're around 80???

[@livinghope1561]

​@@JohnBowl14690crystal balls doesn't determine your death.... Only God can and His name is Lord Jesus Christ!!!

[@lakecityransom]

You're not a loser, you survived and thrived!

[@tryscience]

I wish I could lose this well lol

[@Steve-gx9ot]

Wake up

[@BoninBrighton]

My husband’s younger fitter sporty brother died suddenly aged 57, this triggered us to retire aged 60. That was 6 years ago and we’re loving life….. every moment is precious.

[@ja-so]

Sorry for your loss, but if you don’t mind me asking, what was the cause of death?

[@8corymix8]

If I die, I won't care. I'm not retiring till minimum 65. I like working & find purpose. Plus I'm not taking a tiny check. If you live till 85, you'll probably wish you waited

[@BoninBrighton]

@@8corymix8 we will never regret retiring at 60 we’ve had a brilliant healthy 6 years…. from now on it gets harder to stay healthy so we wouldn’t have been able to do some of the things we’ve done. Don’t wait…. once you leave work you’ll realise what a trick it is to keep doing it. Less money is fine we’ve found as having time 🕰️ makes up for it.

[@briandumont7272]

I have been lucky having had 2 good union careers, so I have a couple of pensions on top of SS. I always knew I'd retire at 62 somewhere in Southeast Asia (I picked Chiang Mai, Thailand), having fallen in love with it when in the Navy. First off, if I worked to 65 or 67, I'd never get those years back. And no one on their deathbed ever said, "Damn it, I wish I'd spent more time at work!" Also, I have a good paying job. There is a man or woman with a family out there that needs the job more than I do. Well, today in my 62nd birthday, and my last day at work is Monday. Already have a one-way ticket to Chiang Mai for July 1st!

[@revelationmd]

Congratulations - enjoy your retirement. You’ve earned it!

[@tryscience]

Definitely living the dream, medical covered as well. Well done!

[@robiesanson3655]

Good for you brother. Nothing like a Union .

[@jonross8925]

@briandumont7272 ,., Congratulations on choosing Chiang Mai, My mom lives there right now. By the way, when I went to Thailand a fews years back, I had a 1 way ticket leaving Los Angeles airport, while checking in, the airline ask for my return ticket or Onward ticket leaving Thailand. I didn't have it, but I convince them that since I was born in Thailand (Place of birth say Thailand on my U.S passport), they made me sign a paper that say the airline is not responsible if Thailand immigration doesn't let me enter the Kingdom for not having a return or onward ticket. So I suggest you book a flight out of Thailand around 30 days or less on your date of arrival, then cancel it after you are let into Thailand. By the way, I'm retired US Navy BMC (24 Years).

[@briandumont7272]

​@@jonross8925I bought a throwaway ticket just in case, even though I have an Elite visa. And I did 12 years in the Navy. Took the buyout when Bush Sr. offered it to senior enlisted. Got out an MM1.

[@BC19572]

I retired at 62 and never looked back. Best decision that I ever made. 😊

[@ericlee2931]

Do you have retirement investments or pensions to go with the SSI?

[@robertmiur2388]

Me too

[@nala3038]

@@ericlee2931SS not SSI

[@drewgrows7765]

Thats my plan . The govt knows a percentage of people will die first. You lost the game

[@peter-pg5yc]

i did it at 47. My investments made enough, that I worked hard for. still at 65 dont touch them.. I just dont need the extra funds..

[@Texasbaboy]

I’m 39, “retiring” to the Pi in two months! Wish me luck 🍀

[@LM-hr9hs]

But you are barely starting

[@msgmak1379]

You're 39....can't retire. It's called quitting.

[@RhynoGG_]

@@msgmak1379 says who lol? Retiring is literally leaving the job and stopping work. I retired at 30 with $500k invested at a 10% APY and could live as low as $10k annual expenses if needed. Meaning my assets in retirement were actually growing because I barely needed to take out. I only "work" now on projects that interest me, and it's hardly for money, I'm set there. Mostly boredom. Retirement is not an age, it's a number. If you have enough assets to cover your expenses for the remainder of your lifespan, well then there you go.

[@robber8869]

Yahoo.. why not ..go for it..if I could I would ..that's my dream I'm working towards ..

[@cozmicsoull]

@@RhynoGG_Facts!✊🏾

[@koufax174]

Retire as soon as you can. The clock is ticking. Most are in denial until it’s too late

[@deanrotering879]

Even my doctor of 15 years recently told me that.

[@E-stylz-1967]

No lies detected ✌🏾

[@youngandfree93]

Take your health seriously. My grandpa lived to 100 and very healthy.

[@Barefootape]

😅when you love the job and would do it for free, there is no reason to retire. Even so, I think a change is good.

[@davidzip8841]

When you retire and when you start collecting Social Security are two separate questions.

[@ivanvarykino8202]

You are a smart and admirable guy. For an older guy (I too am 60) who lost a lot financially, you sure recovered well and made some great life choices. I worked for decades in IT and it had turned me into a stressed out monster that just couldn't walk away out of obligation to my family. Well, then my wife passed away unexpectedly at 52 and I just couldn't even force myself to it more than another year and a half. It's amazing how your mental and physical life can change for the better when you remove yourself from the ruthless treadmill. All the best to you sir and continued good health!

[@thomaseck4867]

Thank You!!!!!! I've been depressed because I don't have what "they" say I need to retire. I'm 60 have some real estate but these finance advisors are exhausting!! I live really simple don't need much!! Thx for encouraging

[@midlifewanderings]

My husband quit his job at 61 and a half and filed for his SS benefit 4 months before his birthday. He will start receiving SS check in May, a month after his birthday in April. We will be flying to the Philippines in June for good. Do not wait any longer - in this life and situations around the world - there is no guarantee so might as well enjoy your life and time while you can.

[@TitoBear]

My company shut down. I was on Unemployment for 6 months, turned 62, decided to retire .. first check in February ... bought my tickets, retiring in November to the Philippines.

[@jamestopeka2236]

​@@Waynzo-i3w The majority are men but I see older women here too , I ask one why she moved here and she said on 1100 a month social security she couldn't make in in America , here 1100 usd a month is little over a teachers salary .

[@pilotdrh]

I put in for retirement when I was 63 with a delayed date. I finally retired on the end of May. My first check was deposited in July. Make sure you're aware of when the paydate is, mine is on the 20th so the 3rd Wed of the month.

[@RichardHamill-k2d]

Pm​@@TitoBear

[@jamestopeka2236]

@@tmm4782 It's Like really cheap , I got an altrasound 900 pesos , saw the Doctor 800 pesos , did medical checkup 700 pesos . New hospital good doctors , 90 % of America's doctors are for other countries .

[@rodmo58]

Best move in my life was taking my SSN at 62!! Way to go Paul!!

[@randyhudson8755]

I have little savings ( under $20k) and no assets. I decided to quit my job trucking, and opt for early retirement, even though I will only get $1020 a month. I bought a small sailboat (26') and equip it with solar and a desalinator and retire to life with few luxuries, and that was before I watched this video, which confirmed the wisdom of my choice. Thank you, Paul.

[@miker7808]

I dig it man, good for you! are you in the us, mex .... ? Traveling or in one spot?

[@OShackHennessy]

Whatever makes you happy I guess. Being poor sounds terrible to me.

[@randyhudson8755]

@@miker7808 in the U.S.

[@randyhudson8755]

@@OShackHennessy poor doesn't sound good, but neither does working until I die or end up in a nursing home. I intend to work part-time, but on my terms.

[@OShackHennessy]

@@randyhudson8755 OK so you’re not retired then, that’s a big difference from living on $1000 a month in SS.

[@Marl-hj8hh]

This man right here just shared 30+ years of wisdom in a 32 minute video. So valuable. All this, for the price of a 👍🏼, subscribe and comment. Thank you sir.

[@paulinthephilippinesolddog9234]

My pleasure

[@Barefootape]

Paul, you're like Moses, leading us out of slavery thru the desert. Never would have thought to retire early. 65 and done. No regrets, You're the man. Thanks.

[@CameronFussner]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

[@williamDonaldson432]

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@BernardFrederick-tk7un]

Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $287k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@foreverlaura-fq4eu]

@@BernardFrederick-tk7un Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@BernardFrederick-tk7un]

The advisor that guides me is Sharon Ann Meny, most likely the internet is where to find her basic info, just search her name. She's established.

[@CharlesArthur-fq5sx]

@@BernardFrederick-tk7un Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@legioveritum]

I was made redundant at the high of the Covid pandemic, this after having worked 36 years for the same company, aged 57. I suffered from anxiety, depression and was suicidal….no income and virtually unemployable I managed to scrape through with small jobs here and there until reaching the old ripe age of 60 then pack-up deciding it was now the time for me to retire and planning to draw from my social security next year….life is still sweet after all

[@lifewith9cats153]

Agree. My mother died two years after retiring and received only two years of her SS. My cousin died at 59 and never got to take her SS. Both contributed 30+ years to SS. I also have family members who've lived into their 80's+. But you just never know when your time will be up! Take SS as early as financially possible.

[@kha5509]

Thank you for sharing your story! I am turning 62 this year and I plan to take my social security as soon as I am qualified!

[@perryhenrickson7750]

I just got rid of all my meds. Funny I never felt better than I do today. Money can't buy time, but time is money😅

[@peter-pg5yc]

bp well high is very bad. some its heredity. bp needs to be checked at diffo times it changes. Plus my prostate c 2 year treatment was over 100k. yes, it was mostly covered by wifes plan.. like 99.9%.. 80% of men get it. yes that was 80%..

[@dennisdragomir7572]

all my heart meds, trashed. Doc was surprised I did it... No sugar!

[@JohnBowl14690]

@@dennisdragomir7572 - Yep. I got rid of the ACE inhibitors, statins, beta blockers, diuretics and everything else. I mainly fast, intermittant fast, cut carbs, run and walk, and keep salt moderate. No drugs. Well worth getting off of those side effects. If I die, I die, but I feel so good in the process. The meds were stealing my life.

[@Captain-Max]

You forgot one "they lied" item. Those who say you need 1 or 2 million in the bank to retire are full of crap too. I retired at 62 while my health was still pretty good. I'm so, so glad I did. Did all the traveling and such things I wanted to do. Now at 73, and my health is going downhill, i didn't miss out on a decent, low cost, retirement.

[@tryscience]

If you stay in the United States you just might need that, depending on medical situation as well. But in the Philippines, you don't need nearly as much

[@lmcc0072]

Yup. People wait until 67 or 70 to retire and then they aren’t physically able to go on those dream retirement vacations that they planned while they were working. 5 years ago I did a 3 week vacation to several European countries at age 46. During those 3 weeks I walked over 130 miles. I probably won’t be able to do that at 70.

[@bobpugh7970]

Same for me. Retired at 63. Now 72. All sudden health gone downhill so happy did same as old dog!!

[@peter-pg5yc]

I guess i am full of crap full up too..got 3mill wife still works, I traveled all over in my 30s, business class.. lived in asia 2 times as a spoiled expat. not having monies and living in asia is not me. And i dont feel wealthy. I live humbly. works for me.

[@johncaddo8992]

I totally agree with you. These fear mongers who spread fear by saying you need 1, 2 or even 5 million in the bank to retire are delusional. They say that because they want the people to hand over the money to them so they can manage and make a commission. They are greedy and probably will never enjoy their money. I know people who retire on $20,000 US plus SS and do just fine.

[@abreu3602]

Thank you, that was a great no nonsense advise; I'm 64 now and still thinking about retiring at 68+10 months for my full, but you are so right I'm a health insurance agents with a nice book of business and reality has a way of hitting you on the face as you see your 65+ clients drop dead around you, you did the right thing taking into account your halt at the time you reached your 62nd anniversary. thank you for your sincerity.

[@JohnBowl14690]

Insurance sales is where the money is at. I can understand waiting in your case. I'm thinking 64 or 65. If I drop dead 1 day after I retire....so what? I'll take my chances. Nobody can predict when they will die if there are no signs.

[@bills2128]

I'm 56 and my twin daughters are 16. I'm so burnt out and stressed. I am often woken up by nightmares about my work. 62 is when I hope to retire. I don't want stuff. I just want to relax

[@jameskelly9243]

Second marriage?

[@TheBobster1969]

Make sure that stress does not give you cancer. Stop thinking about work once you leave work. You are not paid to think about it at home. Do your hours only.

[@LJB-ob6uq]

I feel for you... I am the same way.

[@jimkekoa2756]

Get the F**k Out! It's not worth waiting till 62. Left at 60 and never regretted it...

[@ggrruuss00]

Stress management is a big thing. Focus on it.

[@jimscholz2997]

Hey Paul... I hope you will continue to enjoy your old age... You are simply fantastic at sitting down telling interesting stories and experiences....

[@jerichojohnson3219]

HIS OLD CURMUDGEONLY DOTAGE? JUST A JOKE ! "LIGHTEN UP FRANCIS !!!"

[@carolynmurphy3697]

Great advice. We don't have to be millionaires to feel successful and live a fulfilling life

[@boshidoson]

Thank You for sharing your story Paul, mine is a similar tale. I left the US in 2010 and have never regretted it. Living overseas is the perfect ending to a beautiful life, for this expat.

[@sdleasia]

I retired Feb 1 2024 at barely 61. Wheels down Cebu on May 7. Good information on what and what not to do.

[@JacquesAndreBeaulieu-ww6xl]

Hi Paul. Canadian who retired at 53. Bought a 36' sailboat and really started living!!! Presently been living in Dumaguete for the past 17 months and enjoying it to the most after living and sailing for 17 years first with a very small pension. Did fine, thank you very much!!!

[@jeromehaymaker5071]

If China ever decides to war, the Philippines will be on the front lines. Chinese prisoners don't fair well.

[@jamesgazin9447]

Normally, I hate these long videos, but today, I had to clean out the litter box . The timing was perfect. Thanks Paul!

[@user-of5ns9rw2v]

Ole dog I think you're just the greatest guy... A breath of fresh air compared to all that marketing pollution on youtube. I've watched probably 100+ videos on youtube, including many of yours and others' and you're the first one I subscribed to. You're my inspiration and I think Philippines should appreciate you with a statue and a landmark plaque after you pass away at 120. All men, whatever their age, have a lot to learn from you... Wish I had met you at this your age when in my early teens. Your wisdom is priceless and if I were a woman, I'd fall in love with you even if only for your sense of humor. We need you!!

[@awakening80]

What a relief to finally get off the plane to begin a new chapter in life. Congratulations, Paul! I, too, have saved up & will be flying soon to retirement in SE Asia. New beginnings, adventures, romance & friendships. We earned it. We deserve it.

[@1Chuck4U2C]

Thank You Paul, In my industry of employment the average life span after Retirement was 13 to 18 months, occupational hazards and exposure to unhealthy conditions. So I retired extremely early and waited for Social Security. No regrets.

[@williammit1332]

Exactly what happened to me. I was a successful real estate agent and investor in Atlanta, lost everything car,house cashed out my 401. I was 54 yo. Fortunately I recovered and was able to retire at 61 and move to Thailand. When it all came crashing down, I returned to Youngstown Ohio where I grew up and left when I was 21. My father bought me a house in Youngstown for 30k. I lived there 5 years before returning to Atlanta. Things seem to happen for a reason, I was able to spend the last years of my mother and father's lives with them by returning to Youngstown. So a blessing in disguise.

[@lostboi3974]

I'm in Thailand right now on a 3 month trip. I'm 43 now and will retire here when I'm 55.

[@jennyhwang3260]

Always be thankful ❤ Your father bought a house for you. You are extremely lucky🎉 He was a wise and unselfish man😊

[@ishmaeladotey4969]

How did you lose your real estate investment?

[@williammit1332]

​@@ishmaeladotey4969 Newly acquired property, highly leveraged that lost half its value.

[@InMyBrz]

THAT can happen to anyone but if they ONLY HAVE STOCKS , they're screwed Best to have hard assets

[@bolomantra]

Vulnerability is a person’s strength I believe Paul, You being vulnerable in public it only shows you are a giant. I really appreciate your life stories, thank you! I truly believe you will live long life in love, happiness and good health. And this is what wish for you and your wife.

[@reedjohnson6353]

I retired at 39 or forced retirement. Love ever day of it. Thanks paul

[@Independent...]

Thank you dear paul for sharing ... Your life and all you went trough and all you experienced, led to that you are a person with good values ... I always enjoy watching your videos ...

[@deweycampbell]

I retired at 55 over 16 years ago. It was the best decision I ever made.

[@marklopez4762]

How about 46? How do you occupy your time?

[@craigmooney2630]

Like a butterfly “ you’ve morphed into a new man “ good on you Paul Thanks for sharing the journey

[@RichGPilot]

Wow Paul. Thanks for sharing. What an amazing gift to your viewers.

[@chocolatecookie8571]

17:05 when you said roof over your head, transportation and food in your stomach I immediately thought about a hadith from prophet Muhammad: "When someone is secure in his property, healthy in his body and has his food for the day, it is as if he owned the entire world”. Meaning safety+trust+community/love, health bodily and spiritual and food to eat. 29:44 so before this video I watched a video on the Every Man Has a Story channel where you took an interview 2 years ago. Back then you had much more weight and I was thinking how come the difference was so noticeable. Now I know the answer, haha. What a coincidence I watched these two videos right after. You have great stories, Paul.

[@bentleymalshi7953]

Paul, I always turn to your channel for sensible advice, to weed out the majority of these non-sensible and hyped advices from most of these You Tubers on one's life experience. Keep up the good work on grounded reality.

[@johncaddo8992]

Another great video Paul. I agree about taking Social Security early at 62. My brother is a financial whiz who is a financial director at a Fortune 100 company. He says take your benefit at 62 which I plan on doing. I also plan on moving to the Philippines and enjoying my retirement. We don't know how much time we have left on this Earth and I look forward to the next chapter in my life.

[@oliviar267]

I really enjoy your videos, your insight, and just the openness. Looking good by the way Paul!

[@paulinthephilippinesolddog9234]

I appreciate that!

[@byronargueta1026]

You are NOT A LOSER you are a winner because you are living happy. You inspired me to quit my job at 52 im 50 now, and move ro to the Philippines. For real though!! Thanks 🙏🏻

[@paulinthephilippinesolddog9234]

That is awesome!

[@DavidSmith-db1mk]

Thank you for posting this ! you are totally not a loser you reinvented yourself to keep healthy and sane in my mind that is smart !

[@SpiritRobert-gq3pl]

Great video Paul.I took my SS@ 62 and never looked back!! My CPA said I was nuts to wait until 67 !!

[@peter-pg5yc]

If you have monies take it early. it allows other investments to grow

[@bomberoretired9197]

Good for you. Your CPA had a crystal ball and could guarantee you make it to 67. God bless you.

[@SpiritRobert-gq3pl]

@bomberoretired9197 My CPA what's good enough to advise me. Good thing my CPA wasn't a moron As You Are

[@JohnBowl14690]

@@peter-pg5yc - Agree. "IF" a person has the money...why not?

[@SpiritRobert-gq3pl]

Very clear you are the moron

[@revelationmd]

As you age you (generally) become cash rich and time poor. Add to that the effect of time seeming to pass quicker as you age, and the argument for retiring as early as possible is pretty solid.

[@peter-pg5yc]

damn right me 47 now 65 ish.. i miss work NOT.. I planned my whole life to retire early and i did.. beat millionair next doors credo get divorced lost mill status..now 3 times over.. and life in america aint all bad.

[@JohnBowl14690]

I was going to retire at 62, but too scared. My job is very easy and I'm scared I will lose it when I leave. I only work half time right now, so the stress is very low. 65 sounds about right I think. Life is pretty good even while working so I think I'll stay put for now.

[@revelationmd]

@@JohnBowl14690 makes perfect sense. Good luck.

[@juanbarcelona3857]

We really appreciate you sharing this story 👍

[@thevanman4498]

Thanks so much fir sharing your humble life’s choices. I am glad you are here to share, keep at it.

[@Michael_Lane_Fishing]

Health is Wealth Paul, staying fit buys you time. Time to enjoy the twilight years. Well done on being disciplined and keeping the body in good condition.

[@BarakTheWonderer]

I think a lot of people will appreciate your story and you taking the time to explain your history leading to the Philippines. Stay safe. Stay well. Continued success.

[@joselitozabala7054]

I find the information you provide to be very helpful as I think about retirement. Learning about Social Security benefits and general life lessons is valuable. Thanks for sharing your knowledge and experiences! I hope you'll keep creating this kind of content.

[@alexrosario6967]

Thanks for these videos. NYC native here, but ur channel & experience rings with honesty, and genuine help. Thanks for ur work sir.

[@jimgraham9450]

Good video Paul. I am 81 and retired at 77. Too late. The first thing I had when I retired was chemo. Not fun. It definitely looked like from my doctors that I would not finish out the year. I had just started making more money shortly before I retired and it is hard to walk away. My IRA just goes for taxes, so that is not fun. My wife had died in 2010 and I probably should have retired then.

[@IaintTheHerb]

Well, if you're 81 you sound quite a bit more lucid than Biden, who's the same age and out of his mind. So you got that going for you!

[@jimgraham9450]

@@IaintTheHerb I think most everyone by the time they are in their second half of their 70's is going to have things breaking. The question always is, what. Is it something important or a minor problem? About half of the people never make it that far.

[@brianmeegan6384]

​@@IaintTheHerbPoopy Pants and Putin in 2024 ! 🤣

[@Zoet50]

Appreciate your honesty and being authentic!

[@JosephDeluca-xz3lo]

Paul thanks for your insights. They have helped me tremendously. Lizzie is in Manila now for her interview at the embassy next week after a brief stay here we’re moving to the Philippines. She’s from gen sen but I told her I’m not moving there……haha. I need a beach. To do what you did under your circumstances took a lot of faith and determination…..like this guy I heard about who started out by selling used books out of his parents house and built……

[@satinderbank4607]

Stay Healthy my friend. Wishing you the best 👍👍

[@tyleranderson4721]

"He is risen" Amen buddy. 👍

[@paulinthephilippinesolddog9234]

Hi @tyleranderson4721 Thanks for your kind words! 😊 It's great to have a supportive community like this. I'm glad you found the video helpful and informative. May you have a blessed day! 🙏

[@brewman5563]

God bless you for taking the time to share your life experience. Thank you.

[@johnmaggiorino4493]

👍Nice to hear all this positive turnaround

[@wil4596]

Thanks for the Vid Paul, i will be 62 this summer but still working until the Fall, then gonna retire in Philippines, i agree with you on taking it asap. you keep it real, and "down to earth". thanks

[@garcia4328]

Another excellent video, Paul. Thanks. The Association of Actuaries advise that at what age, and where we retire, depend on how much we have saved, our monthly social security checks. and our personal needs. Rule-of-thumb: a couple needs between USD $ 1,500 (rural) to $ 2,700 (city) a month to retire comfortably in the Philippines . Add 5% to inflation annually and $ 200,000 if we get a heart attack or stroke, or break the spine. Getting social security at age 62 means that we will get 30% less than what we will get at 67. Philippines, Thailand, Cambodia and Vietnam are very pleasant places to retire as an expat, but not when we get sick with no family or community support.

[@peter-pg5yc]

My prostate c 2 years treatment over 100k. But hospital visit saved my life in PI id be dead. food for thought.

[@JTinLV]

Phenomenal Video. Glad your happy, healthy and enjoying life.

[@carey8250]

Loved the end, raised in Hawaii, still here at 58 yrs old. Grew up with lots of filipinos....finally got back from my 1st trips to Phillipines. Im thinking if Hawaii is 81 average life expectancy, Phillipines might be 91😂😂😂. Thanks for the thoughts, been with ya since you started, and reminders, are always good to be reminded off 🎉🤙🏽🙏🏽

[@trevis007]

Great vid Paul, so candid and relatable. Also, so gutsy to pull up stumps on your home country. All the best to you.

[@MegaEasyliving]

He is risen Indeed. God bless you Paul.

[@underdogrescueofflorida2313]

As usual a very succinct and enjoyable video full of good reasonable simple planning.

[@HexFlex-ss9rm]

Great job as always Sr. Paul . I once heard a quote that I’ve never forgotten. when you’re on your deathbed you will never say, I wish I would have spent more time at the office” !🎉❤

[@craiglind261]

Without a doubt the best clip I’ve seen you do and really appreciated. I’m not alone apparently in my life’s journey.

[@theVariedLife]

Good to see you again Paul. We also did real estate but go burned by family who defrauded the company (had foreclosures, BK and family still owes me over 80K which I will never see). Thats not counting us trying to save the business and losing all our savings. We eventually got over that and paid off our house. Then i quit my state job and we retired overseas in Korea. The best thing we ever did. As for SS I'm going to be 58 this year but looking at drawing at 62; we have enough money so we don't need to wait for a bigger SS draw. So we have a paid off apartment here in Korea and thinking about buying another to rent out - another income stream is always good. If we didn't retire overseas we would have been miserable and I probably would have eaten a bullet (yea things were bad for a long time). So glad I didn't go that route. Thanks for the video bro and keep living the dream.

[@JBSTORY14]

Thank you for telling us your story. It is nice to hear people being honest and nice.

[@novak4594]

He is risen. Indeed He is

[@koufax174]

I’m a lifelong learner and always seeing how I can contribute to life. I’m never bored. I’ve been through some very tough times but have always looked to learn from those experiences and use that wisdom to help others. The clock is ticking. I’m swinging for the fences. It’s going to be great

[@Saintor1]

IMO, your best story yet. In this one, I'd say that I learned more about you than all the others I watched ... you gotta make a video on our new diet & life habits that will probably bring you into your '90s!

[@suracharawirojratana8723]

Your message is so powerful! Life is so short and HEALTH is so important!!! Have a wonderful retirement 🙏

[@patrickmorton1187]

Your experience is very enlightening. So many people were devastated by the great recession. You have found a way to make humble SS payments adequate for you in retirement. I am so glad that you discovered the Philippines and had the courage to make the move. I honestly never thought of living there until hearing your stories, thank you.

[@peter-pg5yc]

Great recession has been totally recovered by now, with extra monies..My investments 168k this year not including ss and dividens interest.. quit living in the past

[@zetaone2669]

Paul, Great video! Thank you for always being open about your life, experiences and finances.

[@dellrugby]

60. Lost it all twice. Also had a heart atack in October. But have a great Filipina nurse wife. I will keep working as long as I can, and trying to improve my physical state. I will keep you posted. We have a small place in Digos. I am working in the middle East until they kick me out :)

[@JosephDeluca-xz3lo]

Thanks!

[@paulinthephilippinesolddog9234]

Thank you Joseph!

[@jspice-kl2wc]

Great video, thank you.

[@paulinthephilippinesolddog9234]

Glad you liked it!

[@nelsonpagel2175]

You're laying it all out there Paul, the rug got pulled out from under you. It makes you question the system. You did your best along with many others. I'm planning on retiring soon and appreciate you sharing your experiences!

[@jharn7514]

Paul, I don't think that you realize how many people you help with your videos! I do not want to sound odd but you inspire me. I am somewhat where you were. Thank you. If it is okay, I would like to ask you some questions sometime.

[@allthingsnu4673]

God bless you, Paul. I love the video - especially the part about how you exchanged terms of endearment with the woman at Social Security... it just warms my heart. I'm glad you got off all the meds. I live in the south of the U.S. and the "good" food is definitely our problem!

[@meto4604]

Hello Paul. Good video. I met a Filipino woman online last week planning to meet in person at the end of year.. I have SS just started at 63. I’m finishing my final work related project this year. Then off to my destination of the Philippines to retire with my half my age GF. I never took any pharmaceutical products in my life because my mom was anti-big-Pharma so our family learned to self medicate with nature’s remedies. This time next year I hope to be with my new life in the Philippines. Have a great day.

[@ericlee2931]

Do you have retirement investments or pensions to go with the SSI?

[@vremerman]

Might be a good idea to start a prescription for Viagra or Cialis.. These prescriptions will help you keep up the pace with the young GF

[@meto4604]

@@ericlee2931 without details, yes

[@yvesderival634]

Be very cautious with young Filipina online.Most of them are scammers .I wish you all the best .

[@jellybean1252]

Hold on tight to your money and beware of the relatives she will be tagging along for you to support .

[@jasko2356]

Your sincerity and honesty is genuine. Doesn't go to hide, or disguise. I wached a lot of your videos and like your realism, but this one is on the top. You won my heart with this one totaly. Especially with your understanding, that your life doesn't need advicers and that food is heart of good helth. Respect to changes you did, like to fast and eating once daylee. Congrats.I, personally, eat when i want, as much as i want, but only fruits and vegetables, nothing processed. I have just one question Is it something you have to do to prove that you are alive, when you live abroad, like to show yourself in embacy, or something like that? Good luck to you.

[@crystalsmith7545]

Thank you for sharing your insight on early retirement especially Social Security. I retired in 2018 at 55 using my company 75 rule which is age (55)plus working years and so I left with a full pension and but was offered the worst medical insurance and that would have cost my wife and I $940 a month. I love to travel and our daughter is all grown up living on her own. I could have stayed in my home even with my pension, and I have a healthy brokerage and IRA account. But I decided to sell my home, car and almost everything else, but put some of my belongings in a small storage unit. I left the USA 6 years ago living and traveling to many different countries. Dental and Medical is very affordable outside the USA. In May I will be putting in for my Social Security at 62 after running the numbers my break even point is at 74 years old. We are going to Cebu in July 2024 for 6 to 8 months as our home base. Update I did my Social Security online with no issues and approved 2 days later.

[@alabamatechwriter6959]

RETIREMENT : Well-said, Paul. Thank you. I'm too young to retire, but I'm running the last quarter of my race. Your words and experiences are worth pondering.

[@mojavedesertsonorandesert9531]

Retired at 54 and never looked back! Enjoying life in the Palm Springs area and looking forward to a lengthy vacation in the Philippines...

[@antoniocamacho1141]

Thanks for sharing. It is refreshing to hear your experience.

[@mikec5451]

I could pull the plug now but am going to wait till 65. We spend time every year in Bohol and have a great business there so will be set up in a few years nicely I hope.

[@markajackson4206]

Great info! I am 61. Retiring to Philippines next year. Taking early retirement. Love the laid back lifestyle there. I know I will live much longer there than here in NC/USA.

[@vonettapa4317]

So true, so true. My mother passed away a year ago 4 months before her 65th birthday.. she was holding out for the max on her benefits. I still can’t believe it. So I live and responsibly plan for old age, but now is the time too. Blessings, love and light to you all! 🤍🤍

[@2thepointwellness]

As always, great info Paul. Over the next 2 years I will be pulling the trigger

[@jameswoolford2698]

I'm 43 now. Self-employed builder. Lots of stress, injuries and body is in pain a lot. I want to retire at 50. Going to buy a couple of small houses here in the Uk and rent them out after i've renovated them - then move to the Philippines & retire. Life is too short. Fed up with England & the awful weather too. Cheers.

[@Bubba-wx7lp]

Good move, get out,don't look back.

[@claytondraggoo3295]

45 year old USA small business owner here too.. feel the same… US has gone to shit…. Etc etc… will be done by 50 for sure. Like many have said “life is too short!”

[@Ardoyne10]

Don't bother buying houses my friend and rent them out to much hassle just take your money budget yourself and live your life

[@carlyndolphin]

@@Ardoyne10he needs an income

[@Blsfull]

Have u tried carnivore-diet? It’s called the proper human diet. All your pain (might) go away! Research it😊

[@LM-hr9hs]

You are very eloquent and a great storyteller. Your story inspired me to retire soon. Please bring us more stories

[@Markkus12]

I have been studying the Filipino martial arts since 1977. In the Filipino martial arts, the instructor is called "Guro". My situation mirrors your situation to a great extent. I have been watching your videos for a long time, and you have given so much good information without preaching. Henceforth in my opinion, you are now Guro Paul. Thank you for all you have done, and I look forward to meeting you one day!

[@daredevilforlife]

That’s awesome! 👍🥋⚔️

[@P-TownReport]

Thanks Paul! For me, of all your videos this one hits home the most. I appreciate your open and candid insight. I turn 59 this year and my burn rate is really high. For many of the same reasons I'm considering 62 and retiring overseas as well. Thank you again for your open honesty.

[@frankiegee5260]

Retiring at 58! Enough is enough!

[@jonaho.119]

I’m 40 years old, and living in Thailand with the Thai life, I love watching your videos because you’re so honest, a great person & I know that you have helped a lot of people. Thank you so much for all of your videos, Paul! I was thinking it would be so cool if you were involved in building a senior center where all of the seniors could go and hang out, maybe you could raise money and do that!

[@Danaboss2]

Hi Paul, My Name is Dana. I'll keep this one relatively short but you will hear more from me later. First, you are the reason I found the courage to come to the the Philippines, Thank you for being so honest! I am here now but only for two weeks and will be back once I take care of giving away or selling most of my things back home in Upstate NY. More about why and so on later. But because this video was about retirement and Social Security, I just thought I would share my short retirement story with you. I am 67 now, will be 68 in July, I am relatively healthy and feel good. I'm not wealthy either however, I had a good job during the recession and made it through without too much damage, thank God! Anyway I was able to keep working as an engineer semi-part time even through the recession. And for the most part I enjoyed my work with understanding bosses and minimal pressure. So I elected to wait until I was 66 yr, 3mos was up for full retirement. For me I think I made the right choice.. and now I quite certain I can live comfortably here in the Philippines. God Bless!

[@kjm513]

EXCELLENT video!!!!!! I’m 57 and bouncing just as soon as I can!! Early retirement is absolutely worth it to me 🎉