Retire Early TODAY If You Answer "YES" to All 7 Questions

[@nicolasbenson009]

The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

[@BellamyGriffin19]

Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.

[@tatianastarcic]

Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.

[@ScottKindle-bk3hx]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@tatianastarcic]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@TinaJames222]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@Franky-j6e]

Retiring early sounds like a dream, but it’s not easy to pull off unless you’ve got the right plan. I’ve been wondering if I’m really financially ready to stop working

[@Adam-dm8wg]

I agree-it’s tough! I realized I couldn’t just rely on my 401(k) to fund an early retirement. With inflation and rising costs, it’s all about having the right investments. Diversifying is key, but it can get so overwhelming.

[@Robby767]

Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and, with barely 25% short of my $5m retirement goal after subsequent investments to date

[@Kseniaramesh]

Thanks for sharing your experience! I've been managing my portfolio myself, but it's not working out. Do you have any recommendations for a good investment advisor? I could really use some help

[@Robby767]

I started working with Joseph Nick Cahill. He’s a CFA with years of experience helping people retire early and grow their wealth. After just one month of working with him, my portfolio grew by $65k! He even offers free consultations, which made it easy to get started.

[@EmiliaSmith-h8v]

Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon

[@BadgerNCarolina]

It's not about 'replacing your income', it's about covering your expenses. My income is massive right now, but I do NOT need to replace it, I only need to able to cover my expenses for the next 30 to 40 years.

[@Jamaal67i]

I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

[@Peterl4290]

Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.

[@sabastinenoah]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@Aarrenrhonda3]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@sabastinenoah]

Finding financial advisors like Annette Christine Conte who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Aarrenrhonda3]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website… thank you for sharing.

[@LucaMurgia-j7b]

I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $120k in a savings account that I want to invest in a non-retirement account. Where would you invest this as of now?

[@FostersCapones]

Look up, dividend aristocrats. Pick six to ten from that list. Those companies have a track record of 25+ years of paying dividends. Also, you should work with a financial advisor to help set up a well-structured portfolio.

[@KarenDuncan-o5s]

@@FostersCapones The issue is people have the "I want to do it myself mentality" but are not equipped enough for a crash and, hence get burnt. Ideally, advisors are reps for investing jobs, and at the first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

[@LucaMurgia-j7b]

@@KarenDuncan-o5s Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@KarenDuncan-o5s]

@@LucaMurgia-j7b I'm cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "MARGARET MOLLI ALVEY" I've worked with her for 4 years and highly recommend her. Check if she meets your criteria.

[@LucaMurgia-j7b]

@@KarenDuncan-o5s Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible.

[@scottwicks631]

These seven are critical questions we need to ask ourselves. Though I don't believe we need to answer 'yes' to them all, we should be aware of the issues and account for them. I still haven't figured out what to do in retirement (and have been retired for four years now) , but then I never figured out what I wanted to be when I grew up either. Thank you. The video is a great resource for those contemplating retirement and reassuring for many who have already taken that step.

[@Riggsnic_co]

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

[@JacquelinePerrira]

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

[@Jamessmith-12]

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

[@kevinmarten]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@kevinmarten]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@kaymicah5309]

Scam

[@dbest4755]

Hi Ari, I get what you're saying about early retirement, but it’s hard to believe someone with 20 million worries about it. We all have our own flavors in life, though! For me, the best part of retirement is reclaiming my time. Saying goodbye to the 9-to-5 grind and W2 obligations has brought me so much freedom. It's liberating not to punch a clock and just enjoy each moment on my terms. That freedom is worth more than any dollar amount!

[@ElsaPeralta-m9f]

Ari, is it replacing the income or having enough to cover expenses (budget)? What about those that were big savers that spent much less than their income and continued with a much lower budget in retirement than the total income they had before retirement?

[@rolandosouffrain7957]

I feel special. U used my question. 🎉🎉😂😂. I can't answer yes to all 7. Im on track to hit $2.5 Milly by age 60. Once i hit $2.5 i will retire no matter what age. 💪🏾💪🏾💪🏾💪🏾💪🏾

[@ericmichel3857]

Nice! How old are you now?

[@rolandosouffrain7957]

@ericmichel3857 48. turn 49 in 2 months

[@FinancialFreedomLifestyle]

We left our day jobs at 28 with a couple million in net worth mainly made up of real estate. Since then our net worth has more the doubled. When you can focus 100% of your efforts on your finances it has no choice but to grow. Liked the video. Keep up the good work.

[@earlyretirementari]

Thank you

[@FinancialFreedomLifestyle]

@@earlyretirementari my pleasure.

[@Cindy-ee5ou]

Working on my vacation days, not because I have to, rather because I want to. Feeling very fortunate, while prepared to be let go by the company at anytime. I started from having less than nothing, and am confident in my ability to live simply or lavishly according to my giant spreadsheet 😅

[@gregnicholson689]

I wouldn’t reallocate investment funds based purely on geography. Large cap US companies by and large are multinational and therefore inherently globally diversified.

[@nishiki393]

That argument is tired.... That's not the same thing and if you look into it more you'll see the partial error in that thinking.

[@tomm.3994]

Does your software offer a free trial period?

[@TheNathanMChannel]

I don't want to retire early, but the job market is really keen on the idea.

[@europana7]

Thanks for listing the time index to each question !!! :)

[@MidlifeCrisisManagement]

what am I going to do, Ari? finally install that Whipple Superchargers Stage 1 intercooler in the 'Stang, for starters. 😂

[@cwilson6880]

I’d check out the Rousch package, dual pass intercooler and standalone engine management personally 😉🫡

[@kortyEdna825]

It's enticing to consider purchasing some stocks in this bull run. I'm contemplating investing more than $300k for retirement. While the bull run can generate short-term excitement, i also need long-term investment strategy

[@KaurKhangura]

It seems like there's potential, but caution is warranted. hence I will advice you get yourself a financial advisor that can provide you with entry and exit points

[@Justinmeyer1000]

Right, I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments.

[@foden700]

once you hit a big milestone, the next comes easier.. would you mind dropping info of your invt-advisor please? i'm in dire need of proper asset allocation in order to achieve an optimal portfolio till year end, thanks in advance ..

[@Justinmeyer1000]

‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@foden700]

Interesting. I am on her site doing my due diligence. She seems proficient. I wrote her an email and scheduled a phone call.

[@triciabrown1462]

We save about half our income so I don’t think we need to replace our income. I think we need to cover expenses with a buffer for inflation and considering additional expenses like the fact that we won’t have employer-based health insurance.

[@slaltemus]

I think many modern s&p 500 companies are heavily internationalized so in a way you are more diversified than you thinks. I think international is less important in this modernized technical century where we are all pretty much meshed into global companies. But this is me you do you.

[@supriyadave9518]

Great information

[@shea455]

For #1, I'm not trying to replace my paycheck. I make north of 500k. I spend around 50k a year. Do I really need to replace my paycheck? I instead need to be able to generate my expenses. I'll round it way up and call it 150k. That's a lot different than 500k.

[@Aerodog72]

Number 7 hits the nail on the head. Feel like a ping pong ball…

[@Oglulubell]

Is the software tool free?

[@earlyretirementari]

No ari-taublieb.mykajabi.com/early-retirement-academy

[@linneasimchah1621]

Great stress test question! If unlucky.

[@JWG2014]

90% of my money is in Tesla, so much risk but it’s current numbers and future are make me a ton of money

[@tomm.3994]

When you sign up do you get a free time period to look at your software or just trust you on blind faith?

[@earlyretirementari]

No free trial. Don’t trust on blind faith, watch the videos where I use it!

[@tomm.3994]

@ I did but then I researched and found you don’t have much for working with annuities.

[@thomasreedy4751]

Yeah - No. I am not delegating my responsibility to taking care of my money to someone else. That is a good route to failure.

[@owen636]

My wife and I have $3M net assets plus a $800K house fully paid off. I am 47 and scared of catastrophic events in question 5 so I am still working...

[@earlyretirementari]

Don’t be so conservative you work unnecessarily and sacrifice health. I do a one-time optimization call and you can email me to get on the waitlist for this: calendly.com/ari-financialplanning/powerplanningmeeting?month=2024-11

[@southduck]

Bro.....retire. unless you like work.

[@GTB1]

@@earlyretirementari $5,000 for 90 minutes with you??? Really?

[@nishiki393]

​@@GTB1If you watch his channel more, you'll see it's well worth it, especially if you have at least a million dollars in assets and)or great lifetime income earnings potential.

[@southduck]

@@GTB1 crazy! I guess people pay it.

[@kaiboijin817]

This is a lot of misinformation masquerading as professional insight. Almost every point of this is extremely flawed.

[@robertvandeveer1846]

So insightful on your part. Please don't spare us your well thought out rebuttal detailing the flaws to each of his 5 questions. Thanks for pulling me off the "Retiring Early" cliff. You are a life saver...

[@kaiboijin817]

@robertvandeveer1846 I'm too lazy

[@charlesluecke7110]

Um yes and no

[@vegasstang1]

Healthcare is going to be a huge issue once the ACA is dismantled and Project 2025 gets rolling!

[@gtb5216]

Oh stop! Lol

[@erzabetf9544]

@@gtb5216 You can laugh because you haven’t bothered to read Project 2025.