Retirement Income Planning - Safe Withdrawal Rates

[@PH-dm8ew]

excellent presentation.

[@davidfolts5893]

Thank you for the great content!

[@PH-dm8ew]

So what did someone retiring in 1969 (2023) have to do to not run out of money? How low of a percentage draw? 4 % which is the standard guide really doesn't guarantee the plan. Many now are saying 2.3 to 2.7 %. Does taking 2.7 % first few years and then bumping it up to the 4 % make a stronger plan in markets like we have in 2023?

[@mikeobrien7242]

Thanks for the awesome info! Could i still do dollar cost averaging in my ib account while retired and living on a pension and 401k at 60 and still use the 4% rule on the same ib account