Retirement planner chat, with Larry Pershing from Optimum Retirement Planning

Video from the recording of episode 81 of the Retirement Planning Education podcast.
Special guest Larry Pershing, CFP®, RMA® from Optimum Retirement Planning joins Andy to discuss a variety of retirement planning topics including tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!
To learn more about Larry and his company, Optimum Retirement Planning - www.optimumretirementplanning...
To join Larry's Facebook group - / rothconversions
To check out Larry's KZbin videos - / @2minuteretirementplan...
To listen to the Retirement Planning Education podcast, join the Retirement Planning Education Facebook group or download lots of free Retirement Planning Education material - www.RetirementPlanningEducati...
To subscribe to the Retirement Planning Insights newsletter - tenonfinancial.com/newsletter
#RetirementPlanning #TaxPlanning #Retirement
DISCLAIMER: This video is only helpful hints and education. It is not specific tax, legal or investment advice. Before considering acting on anything you see in this video, first consult with your tax, legal or investment advisor. While the information expressed in this video is believed to be accurate, neither Andy Panko, CFP®, RICP®, EA nor Andy Panko EMC LLC make any representations to its accuracy.

[@discoverglobeliving]

Loved Larry's retirement planner chat! Clear and insightful advice for planning the golden years. Highly recommend watching for anyone thinking about retirement

[@LoveCandCMemories]

I was first introduced to Ikigai by Dr. Daniel Lee who’s also a Lifestyle Medicine physician Love your show Andy. Thank you. 🎉

[@2MinuteRetirementPlanning]

This just popped up in my You tube feed! It was fun Andy, thanks.

[@danaellis3693]

Thank you both. Loved it.

[@MedicareonVideo]

Good info!

[@Vacationtime247]

Going to roll over our I-bonds in February to the current 1.3% fixed rate (5.27% adjusted). With the 10 year TIPS yield falling, it's likely the I bond fixed rate will adjust down in April. One bit of advice I'd give for anyone looking to set up how they want to live once retired. Is move to a place they can be happy every day when they wake up. For us, that was close to the beach, the Redwoods & National forests, mountains, rivers & outdoors by a small coastal town. VT247

[@70qq]

🤘

[@eugenea7886]

Is there a chance for retirement savings for a 33 year old who currently has zero savings?? Any tips for the next 20 years? Please help

[@RetirementPlanningEducation]

It’s never too late to start saving. It obviously requires you have some sort of income. And then spend less than you make (so the rest can be saved) But for those who have no income, it’s not really possible. Or if income is low enough to not cover basic expenses, then there won’t be enough to cover day-to-day expenses, let alone savings.

[@eugenea7886]

@RetirementPlanningEducation Thank you man. I appreciate that. I'll take your advice and be more intentional with spending and saving.