RETIREMENT REGRETS: Top 5 regrets from elderly (70-80 yrs old) retirees!

[@davidcattin7006]

1. Retired at 56. 2. Never had a problem spending money. 3. At 68 I'm in good shape (don't take any medications). 4. Hobby? I have a big house and a yard to take care of. I walk, bike, lift weights, visit with friends, go to shows and other local events. 5. I have traveled and don't care to anymore. It's expensive and a lot of work. If I get in the mood, I'll go, but happy enough to stay home. Regards from Indiana!

[@glorgau]

based!

[@Fegga1955]

Bow to you🎉

[@rabheehaw4392]

Good for you mate👍

[@Roseau1]

Spot on. I retired at 55. Actually make more on retirement. I traveled in my early 50's with my now ex wife. Don't care to travel anymore. I have a 160 acre hobby farm, seven acres of lawn. Busy as I want to be. 67 now, no meds, walk every morning for one mile. No alcohol or smoking, chewing. If one wants, take a part time job to feel worthwhile. Don't chase gold. Enjoy your deserved life. Nothing wrong with watching TV show, movies or eating out.

[@nvrdnkmidas]

Well said, I retired at 62 loving ever minute, more time for my children and grand kids.

[@chucknorris5141]

My Grandfather busted his butt his entire life. Finally retired and his brother got sick so he spent 2 years caring for him. Slightly after that, he was diagnosed with Leukemia. My father worked longer than my grandfather only to have his wife be diagnosed with MS. Enjoy life while you can. Nothing is guaranteed.

[@myretiredlife13]

This story should be a reminder for everyone that nothing is guaranteed!

[@chrisbertrand3989]

My dad worked and saved to enjoy retirement but he lost his battle with colon cancer at 52 and never got to retire, hard work, and planning for the future are important but dont forget to live so you done have regrets

[@BessieSimmons-tb2bc]

My mother just passed away at 88 years old a few days ago. she worked until she was 84 and was forced to retire she flat out refused to retire she felt she'd die if she retired. After she retired, she injured her leg and was bedridden for the last 16 months. on her deathbed, she begged her grand- daughters not to be like her mom said that she wished she would've retired a lot sooner and enjoyed life. Mom gave a lot of the money she made to the church and all, but a few came and visited her in her last days it's so sad.

[@rabheehaw4392]

So sorry to hear your story, I hope you enjoy your retirement.🙏

[@janerockstar]

You have that same strength as your Grandfather, it's in your DNA.

[@khemkaslehrling3840]

Very well done. Thanks for the overview! 1. Retired earlier 2. Spent their money earlier 3. Taken better care of health 4. Taken up a (challenging) hobby 5. Travelled more

[@MAGH1O1]

شكرا لك 👍

[@robertdesantis6205]

We traveled in an RV while in our 40's, living off the sale of our house. Glad we did it then, when we felt good and gas was cheap. No regrets.

[@johnpierce673]

I work in physical therapy in a skilled nursing facility, I’m 64 years old, and have every intention to keep working past 67, at reduced hours. The one piece of advice I can offer to absolutely anyone but especially to the 50 plus population is exercise. It really is a question of use it or lose it. I’ve seen the entire spectrum, people a decade younger than I am who will be maintained medically for several years with no real quality of life, and people 100 years old or more who still get around amazingly well. Movement is the key

[@myretiredlife13]

Without health, money, time and enjoyment are certainly reduced!

[@deandoucette7206]

As my Diabetes specialist said, “Motions is the lotion”. He said, “Don’t go sedentary; keep moving”.

[@elizabethsydnor5247]

Yes. Genesis 6 promises us 120 years if we get on board with it. Believe God for it.

[@maryr6300]

Good to hear you say that! I'm an occasional therapy assistant, 61, and I also would like to keep doing what I'm doing because I love it, but also have been thinking after 65, working on as- needed basis.

[@annaneufeld8571]

Keep working I retired at 65 and I’m bored wish I was still working.

[@NoMoreTears64]

I retired at 62. I did not plan to but didn't want a certain medical thing put into my arm. I believe everything happens for a reason. I was able to spend much of last summer with my 29 year old son while he temporarily stayed with me. THAT was a gift that I have come to treasure because he died suddenly last November. So, I would say, "retire when you can and enjoy your family " you never know when it will be too late.

[@conniejoosten4627]

Hoping that certain medical thing you didn’t want to put into your arm wasn’t a Covid vaccine? I’ve had 3. I have not had covid yet, but know it could probably prevent me from dying if I do. I’ve been exposed several times 🤞 had an uncle that refused to get vaccinated die from 2 strokes and then a massive heart attack, brother’s best friend died from Covid very quickly, my friends husband who spent 5 months and transferred to 3 different hospitals attempted to save his life yet he passed from it. and several neighbors died from it. Hopefully your sons sudden death wasn’t in any way related to Covid or it’s side effects

[@The_Good_Life_starts_today]

My condolences for your loss.

[@icedteamama176]

Condolences..so sorry for your loss. 🙏

[@marcwhite902]

Sorry for your loss

[@thullraven1]

I lost my son to suicide when he was 17. So sorry for your loss.

[@kortyEdna825]

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

[@PatrickFitzgerald-cx6io]

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

[@ronyeahright9536]

@User39. im 59...thinking of retiring next year at 60, and that is my biggest fear, being bored.......

[@shanthisahadevan9746]

​@User39.Try doing some activities away from home like helping at an animal shelter, church programmes..something where you can mingle with other good people and offer your help. I have retired 6 yrs now, have 6 pets to look after. Without them, life would be more difficult.

[@Sanchej0000]

Save b4 u retire!

[@davidcattin7006]

@User39. That's too bad. You can't find anything to do? Who runs your household, pays the bills, buys the groceries, etc? If I'm bored it's only my fault. When I finally get up for the day I have some tequila and tidy the patio, the porch, and the deck in case someone stops by. Go get some breakfast, go to the coffee shop, grocery run. Get on the computer. Learn something. Read. Nap. Yard work. House cleaning. Laundry. Ironing. Bike. Walk. Goodness! Unless you have a staff of servants, all of this is on you. It counts as stuff to do! Get out. Meet people. Join a club. Start a club. Volunteer. You can always get another job, I guess. I couldn't wait to retire at 56. Best choice I've ever made. Regards from Indiana!

[@Michaelmontana08]

#3 is #1. All that needs to be said. I am retiring before 60 and diet and exercise have been the cornerstone of what I do most of my life. At 52 I still run a sub 8 min mile and workout every single day. If you stop you are done for. Exercise is the single most important thing you can do.

[@myretiredlife13]

Health and time are 2 things you can't buy back.

[@bobb9709]

Vigorous lifting and varied exercise are the closest thing to a fountain of youth. Good health is more than the absence of malady; it is the presence of capability!

[@jackv.527]

Retired at 55 (3yrs ago)...and a key lesson learned so far in addition to the 5 you mentioned...is make new friends...you may outgrow your life long friends cause many of them can't or won't retire...so find people that are in the same phase....it's wonderful but it does take effort.

[@myretiredlife13]

True.

[@trlspann]

Great tip.

[@t-bone6467]

Yes, but it's difficult to do.

[@IusedtohaveausernameIliked]

Taking care of your health is important at every age. Your body is really your only real possession and you can't buy a new one for any amount of money. Having health is what allows you to do everything else.

[@robp9746]

Good health is wealth.

[@bobb9709]

Totally agree!!

[@kevin7151]

I retired at 57, 7 years ago. My wife and I saved and invested early allowing me to exit the workforce when I did. We are not special and believe most people can do this with the appropriate level of planning and discipline. The key message I would communicate to others is don't delay retirement if you have the financial wherewithal to do so. Too often I have seen many people delay retirement and then experience health issues which constrain the very things they wanted to do post-retirement. Moreover, the most significant benefit of retirement for me is that I no longer have to deal with people I do not want to. That has proved to be the ultimate blessing.

[@myretiredlife13]

Great comment. I'm like you, anyone can do it with a little discipline. I don't miss dealing with people I didn't like as well. LOL. Thanks for stopping by.

[@8356-4]

How to do get heathcare coverage? That's the only thing preventing us from retiring.

hell yeah, save and invest and don't make excuses for not doing so.....I retired my 2nd time at 55....loving life

[@8356-4]

We have the money but what are you doing about health insurance? Not risking not having that.

[@kevin7151]

@@8356-4 We have private health insurance bought via the ACA marketplace. I have family coverage (wife, two sons and me) that isn't great (bronze) but provides adequate protection in the event of some serious illness. I also have family dental insurance. Health insurance is about $21K per annum and dental is about $2.5K. I go on Medicaid in mid 2025, but will still need to provide coverage for my wife and children. I do know that this is the biggest reason that people remain in the workforce longer than they would like.

[@onlyhuman3767]

The hardest thing in life that a lot a people forget is… “Be grateful for another day above ground” a daily walk around the park to a long flight to where ever don’t waste it

[@calerothenis]

Retirement for some people becomes their bondage in poverty because they failed to invest with the little they have on their active years of working, this is an error we need to start working on now, I’ll advise that while you still can work and earn also take some money aside and invest in your future after retirement so this classification won’t have to be yours

[@NamsaAlcantar]

Good work. cherish variety.

[@myretiredlife13]

I told my son when he started to work...put 10-20% of your take home pay in the bank for retirement. He has done this faithfully and is now looking at retiring early with the money saved and invested.

[@lg7728]

​@myretiredlife13 I started investing for retirement at 27 years old in 1977. I retired in 2012 at the age of 61. I was blessed to have worked for a financial planner in beautiful sunny Athens, Greece 🇬🇷 .

[@lg7728]

​@@myretiredlife13 Great advice! I encouraged my children to start investing when they were 18 years old. They are 39 and 44 years old, single and no children.

[@jimcrawford3185]

I m 70, broke and live in my car in the AZ desert I park in a different spot each nite otherwise the rats build a nest in the engine bay and chew through the ignition wires Not for everyone but l can give the single finger salute to the man Life is full

[@JosephPetrucci-ht2gr]

Retired at age 54..started another career age 55..I am 83 at next birthday..no immediate change plans..nothing to regret Everyone is unique there's no one size fits all 😊

[@myretiredlife13]

I have been saying that all along. Everyone situation is different!

[@mikebaker8127]

read 5 minutes of the Bible every day. Even Bob Dylan believes in Jesus.

[@maistephens2437]

I am glad I retired at 62. Now I have more time for myself, spend more time with family. I find that living in harmony with natue and gardening really make my life more enjoyable.

[@myretiredlife13]

This is an awesome comment. So glad you are enjoying your retirement!

[@masonloh1411]

Saw too many co- workers drop dead before or not long after retiring & working 30 years +. so, I Retired February 2020. 2 weeks before Covic - a month pass 58-year-old working 26 years w/ pension I could have work & make put more $$$ into IRA but I saves enough. I have many hobbies. eat stay healthy - stay active. stress especially my job as bus operator in NYC. stress will kill you early death - see it in my own eyes. 1) Ex: bus driver worked almost 30 years 2 weeks before retiring date had heart attack DOA. 2) again, same scenario 30 years - retired less than 3 years got sick - need immediate surgery - never made it out found massive cancer. 3 ) Again 30 + years retired to Florida bought boat - went out fishing? fell on his back somehow & broke his back. can't walk or play so can't enjoy life even w/ a nice pension. just 3 of few dozen stories all true. so, Stay Health most important - no health / no life!!! Good luck🍺🍺🍺 Cheers

[@myretiredlife13]

Without health, time, money and life mean very little. Enjoy your retirement. Thank you so much for stopping by. I really appreciate that.

[@pathader4839]

Why does that happen?

[@myretiredlife13]

@@pathader4839 Not sure.

[@kenlandgren4701]

I was a US Army Officer and retired at 45 with severe PTSD. I was fortunate that I did not need to work, thus I could spend time on healing and pursuing my interests. I wrote a cookbook and PTSD healing book. I have immense gratitude for being able to retire young,

[@myretiredlife13]

1st, From the bottom of my heart thank you for your service. 2nd, I am glad you are healing/healed, I cannot imagine what you have gone through. (refer to my 1st point) 3rd, good on you for your books. I'm sure they will help many people. 4th, Thank you for stopping by and dropping this comment. #EnjoyYourRetirement

[@MrConan89]

PTSD is a wonderful con.

[@ScooterOnHisWay2024]

​​​@@MrConan89And you are a not so wonderful stooge. Stay hunkered down in your basement, little boy.

[@alekmartin9999]

Do yoga...you will get over ptsd

[@zephrancochrane7271]

@@myretiredlife13 I was in Iraq in 2006 to 2007. I had PTSD until around 2010. What helped? Prayer. It took a few years, but my Faith got me through it. And one day, I realized that I did not have PTSD anymore and I have been free of it since but I am also careful to not get myself into a situation in which it could come back. Fortunately I can still travel by air because I love to take vacations, but they require taking a jet.

[@mikebrzostowski8183]

I am 73, retired at 72, due to open heart surgery . I was in manufacturing for the last 36 years. I miss the work, enjoyed it and it kept my mind sharp. I have fallen into "do nothing mode" and I have to get out of it. My biggest regret is not yet coming up with a hobby building, crafting items for pleasure and sell at flea markets, etc . I want to write a book of memories, got to have daughter to help me find a lap top. Would like to travel on the rivers, I'm single and a regret is not having a woman to be my partner. I guess I need to "strap on a spine" and get busy. Tired of T.V. UGH!

[@lobstermania4025]

Yes, get out and enjoy nature. Their is a whole new world waiting for your input!

[@myretiredlife13]

Yup...use the Nike slogan for inspiration..."Just do it"

[@kelleychilton2524]

Isolation is a big problem for single retirees. Go do some volunteer work, there's probably a charitable organization in your area that needs volunteers. Also, learn to play a musical instrument or learn a foreign language. These things will keep your mind engaged and sharp. Start exercising if you're not already. Physical movement is essential, probably the number one cause of premature death is lack of exercise. And one last thing ... turn off the damn TV.

[@bigkemna87]

I know that my dad has a dog that keeps him on a schedule and keeps him smiling with all the cute things they do. He is 87 and still has that responsibility which I know keeps him feeling useful as someone-thing relies on him. It's just a small little 15lber and I think it's the perfect size for him or anyone as we get older. I also have a dog. Mine is 70lbs and he keeps me busy as well. Not sure if I will ever get another dog as I love this one so much and can't imagine replacing him but if I ever do it will be a small dog, unless I buy a big property where the dog can run off leash. Big dogs are strong and can cause injuries even for young people just due to their being excited and wanting to run or play.

[@mikebrzostowski8183]

@@bigkemna87 thank you for your info and insight. I would like to get a small rescue dog but in apt. No dogs. I will find something to do, I've got to. Take care

[@janicenunn8525]

I traveled to Alaska in my 30s and heard from many seniors who were trapped in group tours, envious of our youth and ability to hike hunt and fish remote places, and travel freely and sleep anywhere in a tent. Never forgot that lesson.

[@myretiredlife13]

I used to do the camping anywhere with a tent when I was very young. It was a blast. Couldn't do that now, well I could, but it wouldn't be near as much fun!

[@davidcattin7006]

They made the decision to join a group. "Trapped" makes it sound like they were conned into something against their will. A "senior" in decent health can still get around on their own without doing a group tour. Also, some of those are not so rigid that you can't go off on your own some of the time. Regards from Indiana!

[@janicenunn8525]

@@davidcattin7006 good point, I am now a senior and can still get around knock wood good health

[@bennym1956]

Camping nope ! Sleep in a very good hotel, Yes !

[@janicenunn8525]

@@bennym1956 hotels in remote places are few and far between, some of the most beautiful places. Besides, we were not emphasizing accomodations but rather activity available and what the travelere is able to physically handle. I've stayed in plenty of luxury hotels, that is not the goal in a place like Alaska.

[@wuddayameen]

Retired last yr @70; no regrets; was concious decision; not like I didn't enjoy myself before retirement; not really a traveler; health ok so far; not like my life is special - it is what it is; basically i met my goals and obligations. hope to simplify lifestyle this year and then relax; dad made it to 86; hope i can too.

[@myretiredlife13]

Like I said in one of my replies...Some people want to work. To each his own. I played golf on fathers day with my dad who is 92. 93 in Dec. I hope I make it there too! LOL

[@icedteamama176]

Congratulations!!

[@silkscreenart5515]

Jackpot!

[@robertstapleton3598]

I retired at 71 and that was the smart move for me. I didn't have a ton of money in the bank to rely on for the remaining years - and people are living longer these days. A lot of people don't know about the incentives for working longer. I was told that Social Security would max out at 67 for my age, but there is an additional incentive now. They add 8% for every year past your max year (with a limit of three years). I did this and that gave me an additional 24% in every S.S. check I'm now receiving. That's a big difference.

[@myretiredlife13]

Good advice for viewers. Many need that extra 24% to enjoy their retirement. Everyone is different.

[@Riggsnic_co]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@JacquelinePerrira]

Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!

[@kevinmarten]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@rcas350pilot8]

the scammers are here.

[@fromthepeanutgallery1084]

Even if you own a home it's difficult. Property taxes go up. Our home owners insurance went up 400% because of the incompetent So Cal Edison fires and the incompetent fire department for putting them out.They keep on adding stuff to property taxes, like schools, trash and sewage which can got up as much as they want pushing the bill up and if you don't pay, you loose your house.

[@ralph95]

you will retire to your grave!

[@charlespratt8663]

Nobody ever looks back on their life and says " I wish I spent more time at the office".

[@ROForeverMan]

Yet they do it, even when they have enough money, lol. Because they have no well defined personality to know what to do with their lives.

[@Dakalberry]

Most people say they wish they had taken more risks, but yeah not worked more for the same money.

[@3012401472]

Work is just a complete ball ache

[@joemdee]

@@charlespratt8663 and nobody ever said I wished I had been retired longer and bored stiff with nothing to do and nobody to talk to but my wife.

[@davidcattin7006]

Yeah, I feel like the people who say they "love" their job so much, they can't see leaving are just kidding themselves. They probably don't have any idea what to do with free time, and that's so sad. LIVE! There's stuff to do! Who runs your house, pays the bills, buys groceries, arranges activities and SO MUCH MORE! When I finally get up I have some tequila and tidy the patio, the porch, and the deck in case someone stops by. Go get some breakfast, go to the coffee shop, grocery run. Get on the computer. Learn something. Read. Nap. Yard work. House cleaning. Laundry. Ironing. Bike. Walk. Goodness! Unless you have a staff of servants, all of this is on you. It counts as stuff to do! Get out. Meet people. Join a club. Start a club. Volunteer. I couldn't wait to retire at 56. Best choice I've ever made. Regards from Indiana!

[@toddhurd6491]

I retired at 49. I’m now 56 and loving every minute of it.

[@myretiredlife13]

Thanks for stopping by...Retirement = BEST GIG EVER!

[@calichekid8897]

You're spot on with those regrets. Especially the traveling early in retirement, because at 75 or near that age, your body will undergo a drastic decline and travel will become difficult. To help myself stay healthy I got into Senior Olympics-Track & Field. There's also Swimming and other sports you can do. You compete against others in 5 year age groups, so you don't have to go against 40-50 year olds. Its good for motivation to exercise. You can workout with partners, which helps your motivation. And we all seem to need that.

[@myretiredlife13]

Great points. Not sure if I'm that competitive anymore though. For me it's about the activity and social aspects of that activity.

[@Elaba_]

Don't cry because it's over smile because it happened.

[@myretiredlife13]

Love this post! Great advice!

[@JeffPower-dv3zl]

Brilliant 🎉❤thanks 😊

[@LocustMtn]

Good advice... Thanks for sharing

[@andre1987eph]

Great quote. I wish I took this to heart by the time I turned 22.

[@svenerikmoeller8809]

Man brilliant statement

[@GunnyPhillips]

I agree with everything presented here. I'm 58 and fully retired a few months ago, although I left my corporate job a couple of years earlier. I'm big into my hobbies and have actually been busier with them [and family responsibilities] than I was during my working years. I try very hard to take care of myself nowadays because, as I tell my wife, "I like feeling good." My wife and I have already travelled extensively and, as you mention, I'm starting to dislike it these days due to airport headaches, increased costs and decreased service. I personally would not recommend most people working for an employer a day longer than financially necessary. Great video. Thank you very much!

[@randyk7699]

I took my retirement at 62 and I love it!

[@myretiredlife13]

CONGRATS! Enjoy!

[@Matt-nj]

I'm just 67, but I retired when I was 55. I hated debt so since my home was paid off, I froze my credit in 1997. I began to travel when I turned 40 and I had a beautiful place in Dominica, West Indies, where I would visit for 2 weeks twice a year. I was in a lot of jungles and volcanoes. I had a good sum of investment money that I converted into precious metals starting in 2017 and the value has nearly doubled.. I have more now than I did when I retired. I have a home on 4 acres and I grow a lot of my own food. I got solar in 2016 that gives me free power and pays me $460 a year in solar credits. I enjoyed the video because it confirmed that I did the right thing. The notion that I would have spent the last 10 years working is an awful thought! Best of luck to all who see this. Cheers!!

[@myretiredlife13]

What a cool story (life). I'm retired 10 years now and I could even think of working the past 10 years. They went so quick!

[@conniekosky3995]

Wow sounds like you created a beautiful life!

[@eggs1813]

Thanks for keeping the video short. Most other youtubers would make this 30 minutes. :)

[@myretiredlife13]

I'm trying to keep all my videos between 5 and 10 minutes. The odd time maybe more but I know what its like to long drawn out videos! Thanks for stopping by.

[@markkrull556]

Agreed I’ve watched a lot of retirement videos and damn some of them are just so long. I’m growing a beard.

[@myretiredlife13]

@@markkrull556 Thanks funny..."Growing a beard!

[@juleswombat5309]

Yeah exactly - We could be dead in twenty minutes. So enjoy that first ten minutes, as time is precious as we get older.

[@BWater-yq3jx]

Around 45, I could feel my health worsening and body breaking down. I've never slept well, was frequently woken up by idiot neighbours, and had to get up early to work. I figured I better change something, and the last one was do-able. I quit, travelled, moved, and pulled back to part-time, with no early starts, ever. Now, if I need to get more sleep, I get it. Not only did I arrest the health decline, I reversed it. So now, 10 years on, I'm in better condition overall than I was 15 years ago. I'm semi-retired now. I like to keep up a bit of work at what I'm interested in, but it does need to interest me. Some things don't motivate me so much anymore, even things that you might think would... I used to be a professional musician and guitar teacher; dropped the teaching, but I still don't mind playing in small doses, maybe an hour or so. However, more than that and I'm just over it. I think you need to anticipate that you may not always be the same person, mentally and physically. And I don't mean so much in terms of capability, but inclination. i.e. you might just find eventually you don't give that much of a fμςκ about some things, lol.

[@myretiredlife13]

Great insight. My wife is a certified pianist (grade 10, highest level in Canada) and plays once in a while. She just went on to other interests at retirement. When she does play, I put down everything and lay on the couch just to listen to her magic fingers striking those pearly white & black keys!

[@mikebaker8127]

Hey BWater, read 5 minutes of the Bible every day. Even Bob Dylan believes in Jesus.

[@lmor7110]

Yup interests & goals do change

[@bobbab5759]

I totally get that. Just wondering was it a big adjustment to lifestyle from a financial pov? Like, did you go through a mental transition?

[@Van_Liberty]

Thanks for posting this video...Started RVing at 54 when I saw the writing on the wall with my mother. Bought a used 1999 class A Holiday Rambler Endeavor 37WDS diesel pusher for about $25k and then borrowed on the equity of the great deal I got to install a new wheel chair lift for mom. I removed the dinette and put a twin bed there for her. I removed one of the two couches for the lift and we had a super time for the next five years traveling places with many two week trips to Walt Disney Fort Wilderness campgrounds because they are very very handicap friendly. I spent at least as much on the updates and repairs to the coach as I originally paid for it and I'd happily pay twice that looking back Forever memories. Reward yourself and your loved ones within logical reason before your retire. Don't just work and save until the day you no longer report to work and then die and leave it to others...That just Does Not make any sense. We all have an appointment with death. Planet earth has a 100% death rate...

[@myretiredlife13]

That is an awesome story. Sitting and doing nothing is not an option for me and obviously you too. Thanks for stopping by.

[@flyshacker]

I retired at 62, and I am now 72. I have no regrets about retirement, but I would say that the MOST important is to put 100% emphasis as early as you can on HEALTH and DIET and FITNESS. In our late 50s we learned about nutrition and got on a nutritarian diet, which is basically plant-based with 100% emphasis on nutrition, which means eating nothing that isn’t nutrient-dense. No sugar, no dairy, no alcohol, no added salt, no added oil, no sweets, no pastries, no pasta, no soft drinks. Every single thing we eat must contribute 100% to nutrition. We cook 18 kinds of dry beans for protein (not canned beans), lots of greens, fresh fruit, and we ended up growing our own sprouts indoors, now growing 16 different varieties of microgreens. Then we started going regularly TO THE GYM. We attained an ideal weight which has lasted to this day. We take NO MEDS. My doctor told me that I have the blood pressure of a healthy 18 year old, and I am 72. So we have plenty of energy and we plan to keep this up for as long as we live! We can get away with abusing our bodies with bad diet and lifestyle in our 20s and 30s. But do that in our 50s and 60s and our health suffers greatly! Everyone who isn’t extremely careful becomes overweight and totally out of shape in later years. All my regular working out for the last several years with weight bearing and aerobic exercise at the gym every 2 to 3 days for 75 to 90 minutes at a time makes me feel tight and able to do anything I want to do. Absolutely worth the effort! It’s never too late! Start now! Our house is paid for, and we have investments, but none of that would matter if we didn’t give 100% priority to our health, nutrition, and fitness so we can enjoy whatever we choose to do. That’s my best advice to everyone at every age!! Best wishes!

[@myretiredlife13]

Thanks for sharing your advice and stopping by.

[@EDWARDmalinky]

EXACTLY !

[@flyshacker]

@@happydogg312 Nope. It’s once a week I make my pot of beans. Takes 3 hours to cook in a pressure cooker. We have about 1000 pounds of all kinds of beans, nuts, and seeds in our garage. I will agree, it’s definitely a commitment to eat healthy. It’s also a commitment to hit the gym on a consistent schedule. Well worth it!

[@mr.wilson8340]

What a boring life counting beans. I bet you are fun at parties.

[@2klm1]

I just retired at 56, and my husband retired 2 years ago at 65. I really wish I knew a way to convince/motivate him to work out and eat healthier. I have been eating plant based for several years and look forward to doing more of what you are doing. Any tips for encouraging an overweight, big bellied, sedintary husband would be appreciated.

[@CBCycles]

How I envy those who retire at 55! Not in the cards for me due to earlier financial difficulties. I’m 61 and will work 4 more years, but I enjoy my work so it’s time not fully wasted. I traveled extensively in my younger years and have no desire to venture outside my beautiful property, am in great shape “for my age”, and have a wonderful hobby restoring old motorcycles. So a few of the boxes get checked. Thank you for your video!

[@myretiredlife13]

I was lucky to retire at 55. You're lucky you enjoy your job and you will appreciate your retirement that much more. What a great hobby you have. You tighten a bolt, then have a coffee. Straighten a fender, have a coffee. etc. LOL. Have a great weekend and thank you for stopping by.

[@hallstrr]

Like you I traveled extensively in my younger years for work and really enjoy just staying on my wonderful property

[@alanaldpal950]

I might add that many will regret not having a better “work v play” balance BEFORE retirement and not waiting until retirement to do some things that you always wanted to do.

[@myretiredlife13]

Great point. You still have to live a little while working towards retirement!

[@conniekosky3995]

That’s me right now. Worked so much I’m feeling the disconnect. Trying to find myself again and still pay the bills.

[@outbackwack368]

Great insight, thank you for this! We retired at 55/57 from Boston to Phoenix in 2017 (now 62/64). Thanks to very low interest rates, we opted to refinance our Boston house in 2010 after the crash and buy the house in Phoenix for $168k cash, and it's now worth $575k. Yeah, we volunteered and had hobbies but still sat around way too much watching the boob tube. We bought a truck and travel trailer and did a 1 week trip every month for a few years until selling them in 2022. Then we bought some land near Knoxville, TN for the next move and bought a used motorhome and a new Jeep to pull. 1 year ago we decided to rent out our house in Phoenix and go full-time in our motorhome until we start building our new home in 2026. We are now on day 355, 11,500 miles, campground 80 and state 25 on our way to seeing all 50 states before selling the house in Phoenix and settling in Tennessee. Afterwards, we'll rent out the motorhome for passive income and start doing cruises and international travel again. I'm on my 2nd bout of prostate cancer but had radiation last year, and 6 months later I can still ride my non-electric mountain bike 50+ miles at 11mph average and hike for hours. Because of the cancer gene I opted to take social security at 62. And I'm with you on the "too much sweets"! For the younger folks, my advice is INVEST as much as you can as early as you can (start with any S&P500 ETF)! We'd been investing 20% of our income since our early 30's and delayed buying and spending beyond our means. Now, we can pay cash for a new $600k house, and we both earned under $100k/year. DINK helped a lot! (Dual Income No Kids) LOL!

[@4940markhutchins]

I did a self assessment as you were talking: I retired at 65 when Covid started. I enjoyed my work as an architect, had lots of flexible time and the income was too good to pass up at the time. My wife retired at the same time as a professor. Health is good, but could be better - I’m a trail guide in Wyoming Hobby is motorcycle touring. I ride with guys still doing it in their 80s, so I plan to keep the hobby for a long time. I wouldn’t recommend starting now though -too risky. I’m a lifelong motorcycle rider, so it comes more natural. Traveling more? I traveled worldwide a lot during my career, so no special desire now. We have an RV and planning a 2 month tour for next spring, seeing kids and lots of family and friends along the way You didn’t mention a deep faith and spirituality - focusing on something bigger than yourself, a purpose-driven life. Nor did you mention continuing your education - always learning. Lots to things for me to improve, but the journey is a kick!

[@cardinalfang7725]

Laramie, WY by any chance?

[@4940markhutchins]

@@cardinalfang7725 Martin’s Cove on a cattle ranch in Central Wyoming, between Casper and Riverton.

Nice video: I retired at 55, I am now 57...I saved and invested, I didn't make excuses for not saving and investing. I always had my house, always had a nice car but didn't need the best of everything. Now I do what I want, when I want and where I want.......

[@noraventresca3921]

What about health care?

[@ryanray6215]

@@noraventresca3921 Your best health care , pharmacy and all doctors are in your butcher shop . Most people don't understand that fact anyway .

Ok

I am retired military so I have little to worry about there

[@myretiredlife13]

In Canada we have universal healthcare that we have paid dearly to have when we worked.

[@superduper9357]

I have been travelling the world for the last 8 years with my job. Now I am just looking forward to a normal life in retirement at home in 'Old Blitey'. Maybe the odd winter break to Spain or Portugal but you can't beat an English beer garden on a warm summers evening, I think that may be what my vision of heaven is!

[@myretiredlife13]

For many that traveled for work an English beer and "Old Blitey" sound absolutely fantastic. Thanks for stopping by and Cheers!

[@joegoedhart1259]

I gotta agree. I have been a sub contracter all my life. Being able to have time off whenever you want while earning above wages is paramount. I have partied hard in pubs, travel through SE Asia and traveled around Australia, worked the whole of the SW Australia as a roof chippie and lived on the Swan river for a while too. I am currently semi retired 20 hrs per week at 58, but arent interested in anything much except fishing and B&W movies on TV. I have 5 acres and a hobby making jewellery. That'll do me.

[@dennisconlon5810]

I’m 64 years old and going to retire next year. It’s frightening to think I won’t be going to work every morning. I know what your saying, what are you nuts, but it’s a big change in your life. Im outfitting my shed and making a hobby shop out of it and looking forward to enjoying time with my wife and family. Thanks for this video and thanks for everyone who shared there comments too. 😎

[@myretiredlife13]

You're not nuts! Transitioning into retirement can be scary. Looks like you are going about getting ready the right way. Make sure thou, you have social interactions and don't bury yourself in that shed! Thanks for stopping by.

[@grantbradley5084]

I stopped working full time at 38 years old. Worked 3 days a week, and retired completely at 61. At 67 years old I hit the gym 6 days a week. Life’s good.😊

[@theelephant2887]

A couple of questions if I may 1) do you have kids?. 2) are you in the US?

[@myretiredlife13]

Good stuff

[@ownyourtime7]

Well done, especially the gym, Physical health, mental health, & financial health, get these 3 sorted and you have landed , also bugger what any one else thinks

[@mikebaker8127]

read 5 minutes of the Bible every day. Even Bob Dylan believes in Jesus.

[@ownyourtime7]

@@mikebaker8127 believing does not make some thing real or true

[@richardervins]

One of the things I‘ve learned going into retirement at 67 is, that if you want to enjoy your time and benefits of your age, you need a purpose and a plan. You get a nice dividend if you start planning your retirement early on. Financial freedom is nice. But you also need a mission. If you think you can adopt a challenging hobby like playing an instrument, learning to be good at any kind of sport, or even gardening, you‘re probably wrong. If it‘s supposed to serve as a purpose, you have to start early and leave some room for improvement and advancement to a higher level. I have younger and older students wanting to learn how to play guitar, keyboards or drums. Almost all of the younger ones keep playing, while the retirees usually quit after a year or two - even if they come with some prior experience. Most of the time they quit when something more dramatic happens, like an accident, a surgical intervention or the passing of a partner. But if they‘re on a mission, events like that can‘t topple them. A mission being a member of a band, a sports team, or someone taking care of someone else or coaching someone. Travelling is nice and it makes partnerships even stronger (at least some 😁). But it‘s not something that gives you purpose if it‘s not connected to one of the stated activities. Teaching on a regular basis is a good thing too. It not only gives you purpose, but it keeps you in touch with younger people. And they keep you young. 😀

[@myretiredlife13]

What a great comment. I golf and do photography. (along with a bunch of other stuff) My wife has grade 10 teaching level in piano. (top level in Canada) and could have performed with symphonies but life took her in a different direction. (There is a story there I will keep to myself for now) She stills plays form time to time (I wish she played more) and when she does, I drop whatever I am doing a just sit, watch and listen for as long as she plays. I appreciate people with talent. When I see a busker, I do the same, sit, watch and listen. Hobbies are important in retirement. So much so I am working on a video of just that right now. Thanks for stopping by.

[@JC-sr2pi]

Thank you for taking the time to produce this video. I recently retired at 61 by choice. One tip for everyone because not everyone’s aware of this, but in regards to Social Security benefits, be sure you look into what’s called “spousal benefits” because it is a real thing that can have a very positive impact on your financial planning into retirement. For example, in my case, since I was the higher wage earner, my wife’s spousal benefits resulted in her monthly Social Security check being increased 2 1/2 times what it was. It is very easy to apply for these benefits, and it can all be accomplished over the phone with the Social Security administration.

[@myretiredlife13]

I am Canadian so that doesn't not apply to me but for my American followers...Read the above!

[@peterlyons8793]

I believe this benefit only applies to persons born before a certain year. 1955?

[@DJ-bj8ku]

I’ll never be able to retire. I work three part-time jobs writing about peer-reviewed research, work from home, run every other day, eat well and travel when I can. Planning to visit Britain in spring. Living for today not tomorrow.

[@bennym1956]

I’ll never be able to retire. Planning to visit Britain in spring. So $$$ issues ? So when you get old and no $$, what are you going to do ???

[@DJ-bj8ku]

@@bennym1956 who knows?

[@colleenwehrle6358]

“Failure to plan is planning to fail.” Someday you will be too old to work and will regret not planning for your future. If you don’t think you will ever be able to retire then maybe you need to change careers and get something where you don’t have to work three jobs and can save and invest. There’s always a solution if you want it bad enough, but it requires sacrifice.

[@DJ-bj8ku]

@@colleenwehrle6358 I love how people wag their finger and talk down to others whom they don’t know. Odds are you’ll leave this earth five years after you retire because you’ll have lost your purpose. I’m already semi-retired. I work from home, have flexibility and travel precisely because my job requires only that I use my mind. I’ve found the perfect situation. Keep stressing yourself out for the man and accumulating that money you’ll never have a chance to spend.

[@colleenwehrle6358]

@@DJ-bj8ku I actually tried to delete my comment after I wrote it as is seemed judgmental and unkind after I posted it. I apologize for it. As for me, I retired as age 60, traveled the world and just ran 7 races in 7 states in 7 months for my 70th birthday. I'm glad you have found the balance between work and travel. I wish you health and happiness.

[@lynnhensley4326]

I retired from teaching at 52 due to breast cancer. At 72 I just retired from 20 years of part time education work, which I have enjoyed. It had keep me learning and moving and meeting people. My husband lost his job at 61 and went to part time. Still has a 1 day a week job, which he enjoys. Raised out 21 year old grandson. Just regular vacations, we have no interest in traveling. We are dealing with health issues.

[@myretiredlife13]

Health is certainly an issue. Sound like you have YOUR retirement set with what you have had to deal with. Enjoy your time and thank you for stopping by.

[@stevenmccallan9202]

Many older people can't retire at all due to the cost of living.

[@RICHARDH.-cd5vh]

You have to be prepared, get and stay out of debt. Retired at age 55, now 78. Never changed my standard of living. Not rich, retired as telephone man.

[@myretiredlife13]

Very true. Everyone's situation is their own. If you could retire earlier, and that's a big if, then I suspect most people would. in today's economy though it is much harder than ever before.

[@myretiredlife13]

Preparation is the key. I am in the same boat as you. Not rich, retired as a gas fitter. I'm just 65 though.

[@dougprw1110]

Cost of living is really cost of overspending for most. How often do they buy new cars? Waste on junk foods? Waste on Starbucks and similar?

[@chrismd00]

Save 15% of your income through life and you’ll probably have millions. Those people didn’t prepare

[@joegoedhart1259]

My son has nagged me to play video games all the time. I keep saying that I will save it till I am in my seventies so I have something new and exciting to do when I become decrepit and house bound. He has saved all his good games for me. I have watched him play and must say, with the graffics and sound system, these games look mighty impressive.

[@scottyb7479]

Start now, they keep the mind sharp!

[@robbenz280z4]

You should check out Virtual Reality gaming on Quest 3 gaming system. Get to do whatever your hearts content..from flying airplanes, racing cars, playing tennis/golf/Pickleball with folks across the globe, going to concerts. Beats sitting on the sofa watching the tube.

[@joegoedhart1259]

@@robbenz280z4 Thanks Rob. I def will. 🤩

[@michaellane1316]

Wisdom completes the circle. I retired at 67, by choice and financial. Always have been active so have the this covered. We all have our weaknesses in life so just try to keep those in a somewhat check. Eat healthy for the past 25 years, trail run, bike packing, road cyclist, kayaking, walking, property upkeep. I keep it as, "Always Something". Allow down time when I push too much. Have a sprint, olympic, half tri to do, a 50k trail race, gearing up for the Great mountain divide race in 2025, 2700 miles, run the Grand Canyon, rim to rim to rim. Hike the PCT, certain sections at a time. Will compete @ 70 in PRS, Precision Rifle Series. Have a few RC planes to fly yet, just starting into fly fishing, a little gold panning. We have our garden to tend to. Had horses for 25 yrs, did pet animal rescue for the past 20, no longer into helping with animals and all horses are gone. We will travel some. Wife doesn't care for travelling so much, neither of us care for crowds of folks, this and the fact that there are way too many idiots out there on the roads and no one seems to care about being accountable, respectful of others. If I want to to see something, I take a trip on the computer, saves me time, money and stress. My brother retired at 60, has traveled all over the world, now at 66, he's done. Everyone has their own piper to follow. We simply keep busy in our own backyard doing what keeps us happy. Building memories may be big with a lot of folks. I have a photo graphic memory so, never or seldom take pictures, wife is complete opposite. Looking at old memories helps folks recount but for me, it's what lays ahead that keeps me ticking.

[@lobstermania4025]

Wow! I had to sit and rest after just read ing what you do! Kudos!

[@WendallScott8414]

"My brotha, from another motha".. I wished that I had read something along these lines, at least ten years ago. From the looks of it, a quarter of what you have already accomplished, would have taken someone else a lifetime. The more I read, the more admired of your choices I became. I would go so far as to equate your curiosity and courage, as that of a modern day Ernest Hemingway (+1= you & wifey). Anyhow, continued success and the best of health for you and all of whom may be in your orbit of association. ☮️🤞🏿

[@debbiebolek2117]

You are active! Congratulations😊

[@shaonghosh1]

The first point (retiring early), and the next one (spending more money when you are young), are often antithetical for most people, unless you have a very high household income and, maybe, no kids. I am a single-earner, saving aggressively for retirement and for my kid's college. But as a result, I am sacrificing a lot of life right now. Maybe this will be a regret later. But, my fear is that if I don't do what I'm doing, it will be a bigger regret for me.

[@myretiredlife13]

I agree. I think the majority are struggling just to get to that retirement platform. I think you are doing the right thing, keep up the good fight and when you do retire, it's YOUR time!

[@JohnBowl14690]

1) Retiring earlier - No comment because I am semi-retired. So far no regrets on not retiring earlier 2) Spent more money when younger - I agree, but it's hard to gauge your allowance when you're younger, so no regrets for me yet. 3) Taking better care of yourself - Yes, this is true. And that's coming from a guy who has gone to the gym for the last 25 years. I should have gone even more. 4) Taking up more hobbies - Probably so. I think it's good to have a good 4-6 hobbies. One of them should be home or car repairs. You need at least 1 practical hobby. I need 1-2 more hobbies. But it's never too late. 5) Traveled more - NO! At least not international travel. I like USA travel and short trips much better than international travel.

[@myretiredlife13]

I agree with you on hobbies. I have several. That way it never gets boring. We are into traveling Canada and the USA as well as we have done our international travel. Many day trips and weekend trips (during the middle of the week, LOL) now that we have 2 little dogs. A week here and there is just fine with us. We are snowbirds and traveling to AZ every winter is like a vacation to us.

[@JohnBowl14690]

@@myretiredlife13 - Yes, Canada is fun and very easy to travel to. I just got back from London and Scotland and liked it for a once in a lifetime thing, but it wasn't worth it for me. Our flight back was delayed and there was no room on the plane. I asked myself why I was subjecting myself to this torture just to visit a foreign land. I vacationed in Hawaii two years ago and enjoy that much more. The flight duration to Hawaii is only 5 hours and very doable.

[@myretiredlife13]

@@JohnBowl14690 My wife and I have been to Hawaii 12 times (when we were working) and enjoyed every time we were there. Our last 'Europe & England trip was 2019 where we were there 37 days. That will be our last international trip and now we look forward to traveling around North America with our dogs. So looking forward to that.

[@JohnBowl14690]

@@myretiredlife13 - 12 times? Cool! I've only been there 3 times. Hopefully a couple more. Enjoy!

[@loubob21]

MOST, not ALL of America is a lonely place. You can't walk out of your home, walk to the bakery, walk to the park, walk to the museum, walk up that hill, walk to the pub. We are all trapped in our suburbs, hiding in our houses. It's no wonder I see so many older folks sitting in their open garages, looking for any type of human contact. Life is more vibrant with other people to interact with.

[@dirkjackson8939]

Great comment. I have a home in Florida and one in Peru South America. In Florida, my neighborhood is completely quiet all day and night. In Peru, people walk around, music coming from houses all night long. It sucks that most Americans are stuck in the system cycle.

[@ROForeverMan]

Then why did you build this type of cities ?

[@loubob21]

@@ROForeverMan Because it's profitable for economic growth for auto industry, construction industry, energy industry. Money makes America go round.

[@briangasser973]

I enjoy my suburb. I like two miles from a park and a mile to a small town. It is silly to say people are hiding in their house because they dont like in an urban area. I enjoy gardening in my yard and playing on a bowling team I drive to. I can walk if I want, but not walking to a bakery in the middle of winter or summer.

[@loubob21]

@@briangasser973 its not silly, its the truth. When they take your license away because your too old to drive, you may undsrstand how isolated you really are. But maybe you would like that? Thata fine for you, but not for most.

[@sterlingwinchell7207]

That’s why I started my own business at 40. When working for “the man” you’re either in or out. With your own business you can slow down or speed up and continue to maintain a decent income, to then have enough money to afford to take time off and live all those dreams.

[@myretiredlife13]

Congrats on your own business and thanks for stopping by. I appreciate that.

[@hectorortiz8224]

I'm 51, purposefully slowed things down at 45 (stopped working in the fam business)....I don't plan on retiring per se, but I do want my rentals and home construction gig to finally take shape. If all goes well, my wife will start receiving her pension next year. I always planned for 3 sources of income: my work, her pension, and passive income from real estate. At the moment, I'm finishing a master's degree and am 3 years into a fitness journey that is largely based on weight lifting/eating relatively well. I want to move forward without complicating my life and that of my two grown sons (one being on the autism spectrum). Also, I don't desire more material possessions. Bottomline: My approach to retiring is working at my own pace, looking for ways to help my community, and continue building a legacy for my family that is based on good, universal values.

[@sterlingwinchell7207]

Great planning. You’ll stay busy but still have the income to relax whenever you want. I’m 67 and still working at my own pace, taking a one month off to visit Japan starting later this week

[@BKsn00py]

You hit it right on the head. My wife and I retired around 56 just after I had a triple bi-pass. It had to be because of stress at the job because I had no other reason, being healthy and a non-drinker, non-smoker. We were in the middle of building a home and with all the problems I had with my contractor I just fired him and became my own contractor. I pulled all the wire and wired everything in the house. Plus added Ethernet source and products. I also installed all the plumbing items but let the pro do the lines for plumbing water transfers. Building took almost a year. After that we started traveling. I'm sure we spent way too much on a 43 foot American Eagle motor home. Took our dogs and traveled the next group of years during the general winter months and stayed out for about 5 to 6 months. Now that we are 79 we find we can't travel as much. My wife has several problems that keep us at home base. As far as hobby goes I've dedicated my retirement to up grading homes we live in. We change houses about 4 times and I have spent my time repairing and turning a 20 to 30 year homes into a new modern ones. Then we sold it and went on to the next project. I will call that my after retirement project that keeps me going each day. I have too much to do to die. lol Lots to finish first. Truth is I believe this ranch house we have been remodeling for the past 4 years (with me doing all the work) will be the one we keep. I still have some small things needed to be done but I also get tired quicker and spend about 1/2 the day working on a project. You are 100% correct is to get away from the TV and find something to lay your hands on to keep busy. We still hope to take a few more trips but they will be by renting a small house within a campground. Wishing you the best of luck and keep thinking the way you presented this video. Ben (by the way we met many Canadians' during our campground stays. Great people.)

[@MoneySavingVideos]

I retired at age 55 after saving 35% of income since age 35 when I was broke. At age 72 I now have millions after investing in housing and stocks.

[@myretiredlife13]

Excellent advice!

[@bobbyshort1222]

Just retired last Friday at 65. I believe I will be healthier because of my hobbies and the ability to fix things. My job had limited activity and had me wondering about what I could be doing. Now I’m done with my job , I have a very productive life and a better attitude

[@myretiredlife13]

Congrats on your retirement. It's awesome you have a more productive life and a better attitude.

[@cohoanglervancouverwa6755]

I retired at 64. I enjoy retirement but I also miss my former job. I enjoyed the work, the socializing and comradely with my co-workers, and the sense of accomplishment that came with the job. I have no regrets about retiring since it was time to pass the torch to the younger generation (at work), but there are plenty things that I miss about it.

[@myretiredlife13]

There are plenty of things I miss about my old job and I have been retired for 10 years. I settled into retirement quite easily because it was a goal I prepared for mentally and financially. It's like planning for a vacation for me, I get excited and anticipate about the vacation before the actual vacation date! Something to look forward to!

[@llkj7944]

Mixed feelings about very soon retiring, I am a homebody, can spend hours and hours entertaining myself from watching sports, movies to spending countless relaxing in the bush exploring in my 4x4 , target shooting and hunting. My wife can’t stand any any that, to slow, boring, bumpy roads, too hot, too cold, too dusty, too wet, just wants to wander malls and shop, got to be out just about every day, needs to be around people, livelyness , her biggest passion is travelling, I absolutely hate it, too many people, too busy, too much work rushing here and there to be in some stupid schedule, flying with people is the worst, hate it all, seems like a waste of hard earned money for two weeks of rushing around with baggage. We get along great since we both work, have committed time and our together time is taken up recouping from a busy work week. In a lot of way I want retirement now in the worst way but, also can see many future compatibility problems. I believe we both need to stay working even part time, just for mental relief.

[@myretiredlife13]

Opposites attracts?

[@llkj7944]

@@myretiredlife13 yes that’s the truth for us, seldom argue until we both have too much time on our hands, then comes planning something to do together lol.

[@mikebaker8127]

Read 5 minutes of the Bible every day. Even Bob Dylan believes in Jesus.

[@nim8or]

@@mikebaker8127 That may be, but Bob and Jesus don't interject themselves into every comment thread and conversation. Sometimes a little space to breathe is a good thing. Peace, my friend.

[@wtamul]

Are you an only child?

[@hwrdgrn]

I am 74 years old, and I am quite happy with my life. There are always some improvements to be made, but I take small, daily steps in that direction as part of my regular routine. My advice to younger people is to sit down and figure out what your heart really desires, then start working on that right now. Do not put it off for someday. I continue to work in my profession, because I like the work, and I look forward to new challenges. However, I work part time, and I choose my own hours. You can do it too, if you plan ahead. One last point is that if you are happy and satisfied, money is not the problem. If you find a way to be happy and of service to others, there will always be enough money. If you selfishly spend money on yourself, you will always be short.

[@goodwinphotoartgiclee9514]

Nice story and advice. You are doing great, just like me 76.

[@jimchristensen965]

Worked until 65 and no regrets. I liked my work and the people. It's not work for some of us. Live a healthy life and you can be active longer. Our Health is our greatest Wealth. My doctor just said I'm the healthiest 76 year old she knows. I ride bike, garden, cut firewood and heat house all winter. I call my 5 acre timber homestead my outdoor gymnasium. Did plenty of travel from Vietnam to hiking Grand Canyon from rim to rim and more. I have a nice place here and the desire to travel was never a high priority. Not really any regrets. The money that some wish they had spent when younger, well we help our 2 sons who don't need financial help but we like to do it and the grandchildren are spoiled as grandma takes them so many places

[@myretiredlife13]

Being a grandpa is one of my greatest joys. Yes I spoil her. You are right about your outdoor gym. Lots to do and plenty of exercise there!

[@Yette]

Life is too short for regrets. It promotes a negative mindset. Instead, try to focus on happiness, purpose and the future.

[@myretiredlife13]

Totally agree. Thanks for stopping by.

[@rogerf2449]

I don't agree.

[@billwilliams5889]

“You can’t take it with you but you have enough to get there.” -and- “Health is the first wealth.” are words to live by. I waited until 70 to draw the most annual SS ($50,000), but that decision will only pay off if I can make it a few years past my actuarial “break-even” “kick-the-bucket age of 81.

[@KevinNordstrom]

Always draw at 62

[@myretiredlife13]

A bird in the hand...

[@motokev2727]

My regret was not retiring at age 20. If I had parents that gave me a good talk about life, I could have retired early, but sadly it did happen. What would I tell young ones today: -make a goal to retire by 40. -don't get married -get a degree in some discipline that is in demand and pays well out of college. -start investing in the S&P -pay cash for a modest home

[@enarccrane]

All great advice....66 yo still teleworking for no damn reason...saved all my life... cant stop... no kids to leave my $$ too...... shoulda spent it all ...health problems... at least I am happy!

[@myretiredlife13]

Happy is the most important thing in your comment, IMO. Not everyone needs or wants to retire. Thanks for stopping by, I appreciate that.

[@jstein6870]

I'm 55. I had been seriously thinking about some form of retirement for a few years. The wife told me I needed to make a plan first. As circumstances evolved, I instead changed jobs this year, same profession, and moved cross country. I will not deny it might be one of the hardest things I have ever done, but I feel ten years younger, happy to be doing what I do again and not even close to feeling like I need to retire, and I could afford it with an intelligent plan.

[@myretiredlife13]

Moving is never fun but once you settle in it usually is the right move or you wouldn't have done it. Sometimes moving brings you into a different financial zone (cheaper housing for example). Good luck with your plans. When you get there, it is the best gig ever!

[@SpookyEng1]

A solid plan gives me the peace to know when I’m ready to retire the finances are in order. I will be 60 this year and by 62 I’m out.

[@elizabethwestlake8896]

I retired at 62 and traveled extensively overseas for the next 10 years. Everyone of my trips was excellent and the memories are worth more than the money I spent. I still go out-of-country but less frequently. I’ve always had a wide range of hobbies and interests. There is so much to learn and enjoy in this world. Other side of this is my ex husband who was just forced to retire at 72. He wanted to work longer. He never had a single interest besides work. Now he is completely bored and has no idea what to do with his days. Pathetic! Cultivate your hobbies and activities your entire life. Than you can look forward to retirement 👍

[@Justaguywithtruth]

🤔you texted selfish and seem bitter at the Ex..still..🤨 let go of that..😎🙏💪☝️👍

[@JDRichard]

Great video by the way and finally it’s good to see a Canadian doing a video and retirement. I have plenty of hobbies including playing guitar for 55 years now, repairing vintage pocket watches and watches, some close-up magic and flight simulation. I’ve worked in aerospace my whole career and I’m now 65 and I’m no longer working full-time, and may a part-time job in the fall. I think the biggest part of Retirement is replacing the social interactions that you had at work, where you had a lot of fun trying to solve the same problems. I’m sure overtime I’ll be able to replace this, but for now I’m just chilling out.

[@myretiredlife13]

Chilling is good. You are right though, your interactions will pick up. Repairing vintage watches, how COOL is that!

[@joequillun7790]

Financial ability factors in greatly to your 5. Spend more in your youth, accumulate debt, or have a weak retirement plan, and you can be sure you'll be in poor condition when on fixed income. Be thankful for being able to take their advice.

[@myretiredlife13]

100% agree. Finances are a definite fact in how YOUR retirement goes.

[@austinbar]

I am in my early 60s and retired at 53. Lots of people gave me pushback because they had difficulty grasping the concept of not working if you don’t have to. I looked at my life as stages. I earned everything I have now through a lot of hard work, but I owe it to myself to “stop and smell the roses” in my final stage of life. In my case I left the country after I retired and live in Latin America. It allowed me to get away from all the negative things happening in America while appreciating my new environment. I have yet to meet anyone who regrets retirement.

[@jcurdrayeric243]

Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.

[@joshbarney114]

This is true. I'm in my mid 40's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@rogerwheelers4322]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than half a million dollars by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@FabioOdelega876]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@rogerwheelers4322]

I definitely share your sentiment about these firms. Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@seniorp9444]

I won’t retire early but won’t wait for 65 either. My advantage in retirement is what I don’t want. I don’t want an RV or a boat or a big house to take care of. I have hobbies and travel I will enjoy but mostly want to have as little to worry about as possible.

[@debbiebolek2117]

I like your way😊

[@shelleycharlesworth5177]

I'm 76 and my hubby and I retired when we were 55. We traveled a lot throughout our marriage as we never had kids. We always made health a priority. He was a musician by hobby. I pursued dance, writing, and volunteer work once I was age 60.

[@Rottingboards]

My wife and I are 56 and we retired last January. We have traveled around the world because we never had kids. We also make health a priority. (Vegan and bicycling, walking....). It's nice to hear it all worked out for you and your wife! Thanks for sharing.

[@myretiredlife13]

I still think I want to take up the guitar even though I cannot carry a tune. LOL.

[@myretiredlife13]

You'll enjoy retirement...Best gig ever.

[@Rottingboards]

@@myretiredlife13 So far so good. I didn't know my flowers grew so slow and lasted so long. LOL

[@8356-4]

What about health care coverage? What did you do about that?

[@hallstrr]

Retirement is a recent phenomenon, before WW2 the majority of 65 year old's were still working until they could not. I am 65, now work from home and have no plans to retire yet though I am all set financially. I have traveled most my life and have no interest in getting on another airplane. I have some great hobbies (old cars and electroplating), large property to take care of (my health club), and have been a runner for the last 47 years. Working motivates me and keeps me engaged, I have plenty of time for non work activities including volunteer work for many years. I am one that has to be involved, productive, interfacing with people, etc. or I get bored and depressed. Works for me now and I take things one day at a time and take comfort in the option I can retire if/when I ever feels its time.

[@myretiredlife13]

Great post. Many people feel the same way. A large yard is definitely a health club. I am like you, I have to engaged with people or the outdoors or I get bored.

[@rallegra]

Sounds like me.

[@tedmccarron]

As for that hobby suggestion I would highly recommend buying an electric keyboard and learning piano. Learning, practicing and playing piano is fun and enjoyable and it's awesome what can come out of your fingers when you get good at it. It's a fun way to fight boredom and a skill you can always take with you.

[@myretiredlife13]

I know a few that have and enjoy playing now they have the skills.

[@doug729]

1. Early, retired at 55. 2. Spent money earlier, yes indeed and that covers 4. Hobby and 5. Travel. Like you I have neglected 3. Health somewhat. An old saying, in retirement, everyday, do something- Useful (fix, pay bills etc) Healthy (walk, workout, swim etc) Fun (meet you buddies for lunch)

[@myretiredlife13]

I'm working on #3. Down 5 pounds since this video!

[@randy74989]

I'm 74 and have been working out 4 days a week since April 2023. I have a personal trainer 2 times per week and am in better shape than in my twenties and thirties. My A1C is down to 5.7, my triglyceride level is down, and my cholesterol level is getting better. My body fat is 19% down from 24% in April 2024 and my muscle mass has increased by 5 lbs. I have a tear in my left ACL and a slight tear in the same knee (Meniscus). My orthopedic surgeon confirmed from my MRI that I don't need surgery. We are just monitoring it for now. I am exercising (muscle building around the knees, etc) and taking Standard Process Ligaplex II and Trace Minerals-B12 supplements twice per day, and CollaGen powder once a day to assist with my knees, etc. So, the moral of the story is to eat right, take the right supplements and vitamins, exercise four times per week, and get off your lazy ASS.

[@goodwinphotoartgiclee9514]

Spot on advice, keep going to 100, just like me at 76.

[@BlueLineGroovy]

I like your motivation. I exercise at home, and have been persistent even on the days I could think of several excuses not to. Lol. I am, however, thinking of joining a simple fitness club somewhere nearby. I need to “get out of the house” once in a while. Perhaps I’ll meet new people which may lead to next chapters in life. Be well be safe ..

[@randy74989]

@@BlueLineGroovy My United Healthcare Medicare Supplement policy pays for my membership at LifeTime Fitness. Regardless, Lifetime is worth the monthly fee, you get an exercise training routine provided by a Personal trainer and you can hire them to train you if you want (hourly fee). They have lockers that you can lock, showers, a steam room, an indoor pool, two hot tubs, and a dry sauna that are available at the minimum membership cost. If you want pickleball, basketball, outdoor pool, and some other benefits that is at another membership level.

[@andre1987eph]

Take collagen, protein, and Glucosamine/Chondroitin supplements. Walk, swim, hike. Get plenty of rest. The meniscus will heal to a new normal but it takes 18 to 24 months the process is slow. Avoid high impact like running.

[@randy74989]

@@andre1987eph I will not have surgery unless I can't walk anymore with my left knee. LOL🤔

[@reversiontothemean6129]

Everyone I talk to tells me the same about wishing they retired earlier. I headed the statistics and am retiring next, I just turned 53 years old last month. I started a few years ago paying more attention to my health and I have come a long way, meaning I actually go to the doctor now to check blood work and what not at least once a year. I lost a substantial amount of weight and am leveling off right as I retire. I feel 15 years younger now just at the right moment. I suppose though when the honey do list gets too long, I am going to say hey I am an old retired man, cut me some slack. All joking aside, I am so excited to start the next chapter.

[@myretiredlife13]

I wish you all the luck in the world!

[@mchume65]

Retired at 59, almost 70 now. I took up photography, target shooting, and reloading my own ammo. I have two classic cars. I was traveling, but I have two very senior dachshunds that I can't just have someone check on them only once a day. When they both pass, I will travel again. I'm still kind of tight with my money even though I have plenty. Two pensions, VA disability, two IRA's, and social security. My house is paid off.

[@myretiredlife13]

1st, from the bottom of my heart, thank you for your service. 2nd, thank you for looking after your dogs. 3rd. I call 'tight with my money' as frugal! LOL. Thanks for stopping by.

[@St.Michael-Ross]

Sounds very smart. I have classic cars too that will keep me happy. Going to Mass daily too, to lift my spirit and praise God for another day. Go with God my friend. 🙏🏼❤️🇺🇸🇺🇸🇺🇸😊

[@CelebrityTalkation]

Becoming a millionaire through a Roth IRA or a 401(k) involves different strategies for maximizing profits. A Roth IRA offers tax-free withdrawals in retirement, which can be advantageous if you expect to be in a higher tax bracket later in life. On the other hand, a 401(k) provides tax-deferred growth and potential employer contributions, boosting your savings. The optimal choice depends on factors like your current and future tax situation, employer match, and investment options. Consulting a financial advisor can help tailor a strategy that aligns with your financial goals and circumstances

[@Retiredtraveler1961]

I’m 63 and I retired at 60. I do not miss working one bit! Of those regrets the only issue I have is a hobby can afford. I had a huge hobby, boating, but that is terribly expensive. I did a lot of traveling in my Navy career and in my personal life. I still enjoy traveling at least two trips a year. All the best.

[@myretiredlife13]

Thank you and the best to you and your boating retirement.

[@jimjotka2187]

75 years old now.. wife passed away 21 years ago.. was an artist and wedding photographer.. you just do what you can do.. grass is greener someplace else

[@mikebaker8127]

read 5 minutes of the Bible every day. Even Bob Dylan believes in Jesus.

[@deejay8403]

Retired nine years ago at age 52 with my house paid off and zero debt, living on a very modest pension (and some ride share driving income up until 2020) since then, and have YET to draw any amount of money from my 401k, travelled to over 10 countries and most of the U.S. Haven’t done much lately but try to workout everyday and keep fit, but do fight boredom on occasion. But life is good and I feel I’ve found true freedom

[@ROForeverMan]

Im 35. I travelled to 40+ countries. How come in these comments you americans come across as poor people ? Arent you supposed to be the richest people in the world ?

[@myretiredlife13]

Boredom is something, I think, everyone gets from time to time.

[@kmantriing]

Great content-I've heard many of the same sentiments from co-workers who retired before me. So ironic that most people have more money available in retirement than they have ever had, but often need less and spend less due to their lifestyle and living situation. I also heard a retiree say, "Time is more important than money, but good health trumps them both."

[@deanrotering879]

I have heard the same. I will retire next year. I was going to retire two years later but a guy that left before me said no go as soon as you can.

[@myretiredlife13]

Time does trump both! Thanks for stopping by. I really appreciate that.

[@myretiredlife13]

The guy is right. As soon as you can.

[@superduper9357]

Good health is also time.

[@RedheadedMusic]

I retired technically 4 yrs ago because of the Vid shut down and lost my job, (58 yrs young) so I focused on some real estate and made money to be able to retire. I spent my whole life traveling and living my dreams, we still love live music and traveling. My health has been a challenge for the last 10 ish yrs… lived hard played hard. God gives me my grace to get up each day and work outside on our land. Only big regret, wish I had never smoked when I was young, even though I quit at 32 yrs young… it has damaged my lungs. It’s all in Gods hand as we move forward and continue each day!

[@myretiredlife13]

Enjoy every day. My mom and dad smoked like chimneys but I haven't, to this day, had a drag from a cigarette. Thanks for sharing your story.

[@chrisradano]

I have grown to like my job. I am 55, been doing my job for 27 years. I saw my 83 year old father recently and he said, "How old are you now? You are going to retire soon!" Within the last couple years I came to a realization that I'm not going to work forever, I may as well enjoy my working years going forward. My father's comment reinforced this notion. My job used to be difficult for many years, but has evolved to almost like something I enjoy. Every job has it's pains. After having the same career for 27 years, I have a retirement savings. If a younger person jumps from job to job, they are at a disadvantage. I don't have a college degree, I'm not wealthy. So I don't think I'm retiring early. But I collect antique clocks. Now my job limits time I can spend on my hobby. Also, I spend money on my hobby. I think the key to life is: live in the moment, do what you need to do to be responsible in our society, be the best person you can be and enjoy life. You are here to enjoy life.

[@mims2582]

Great thoughts!

[@myretiredlife13]

Great comment. Retirement is a personal choice. When I retired it wasn't because I DIDN'T love my job. I did. It was the direction of the company that made my decision easier. Lucky I had been planning for years.

[@paulsawayer1949]

❤

[@martydenson_mfm]

Retired last year at age 55. Little bit of video & photography are my hobbies/part-time job. I have enough "around the house" projects to keep me going for a long time. Tailgating at NFL games with friends is my new seasonal activity. Never been into traveling. No grandchildren yet. No regrets so far. Hats off to those who are/were able to retire early. Best decision I've ever made.

[@myretiredlife13]

Great story Marty. I am very much the same with photography and videography.

[@martydenson_mfm]

@@myretiredlife13 Good for you. Enjoy the rest of the ride.

[@georgeearling905]

My sympathy goes to anyone approaching retirement, you may have reasonable concerns over your pension and if it'll stretch to cover the rising cost of living, bad regulatory policies, bad energy and insane fiscal policies and all they see is their greed and emerald cities

[@ericbergman7546]

My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for. It's disheartening

[@V.stones]

one of my major problems with a decentralized system is that governments did not want it. Not that it's was not possible but it was just unlikely, I personally believe the government began to bring the hammer down on Bitcoin, because it attacks their ability to mismanage the currency, now it's a different story.

[@rodgertim2881]

Well, they say if you can't beat them, join them... there are still a lot of opportunities to explore

[@rodgertim2881]

No doubt being financially free and not having to worry much about health care and other expenses especially after retirement cannot be overemphasized, making smart plans and setting up diversified investment portfolios is quite essential.

[@cherylhills3227]

Yeah and Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional in order to navigate this recession and achieve potential high yields and taxation.

[@TC1234z]

I’m 81 and mine are different. This fellow didn’t mention grandchildren, and family. When your life is YOU or things you will realize it’s empty. We been a part of our children and able to assist our parents when they needed help in their 90s. We listen to doctors on life style choice while younger and it’s paid off. I’ll be 82 in a few days; I’m a lucky one. 5:32 -

[@myretiredlife13]

Family is important but they never regretting having grand children. They all have them so no regrets. I have a grand daughter (just 1) and she certainly not a regret. Grandpa, me, spoils her rotten!

[@deborahcaldwell9775]

Hmmmm I am perfectly happy with the situation that I am in at the age of 84. I did this and that as much as I could. I took pretty good care of my health and it didn’t deteriorate until I was 75 but I had help with that. I don’t mind, slowing down. I have a couple of hobbies. I really love good food so I’ve taken enough care of my health so that I know how to buy Farm fresh food only. I cook myself the most delicious meals. What a great activity. I can take my time I can even share it with my partner if he feels like it, but most of the time he doesn’t I like my life.

[@myretiredlife13]

This is a good news story Deborah. I so happy you're happy and content. There is nothing better than growing your food. Slowing down isn't a bad thing. Enjoy the weekend and thank you for stopping by.

[@jg8867]

I have a different story, I am not part of a we, I am a single 77 year old woman. I retired five years ago, I miss it! As I age I don’t miss the responsibilities of running a business. I have no regrets, can’t change anything. Fortunately, I have plenty of money, good health (today), I have done some traveling and lived a good life. Being alone is difficult as you age.

[@goodwinphotoartgiclee9514]

You’ve got it made. God bless from a 76 year old also very healthy.

[@frogworth1622]

I retired recently at 60. I have spent the last few years building things I know I'll be enjoying in the future when I won't have the same amount of energy to build those kinds of things. I built a nice cabin on a lake, and a small studio at the side of my house to do projects. Loving every day away from the rat race.

[@myretiredlife13]

Awesome! Sounds like you planned nicely! Thanks for stopping by. I really appreciate it.

[@jovemarks855]

If you enjoy your job, it's wise to continue to work at least part-time. It's good for your body and mind. But if you don't enjoy your job, quit as early as possible because stress can kill you.

[@cas5324]

Totally agree.

[@gimcrack555]

Never going to retired. I been doing the semi-retirement planned I created 4 days before I graduated from HS. I knew for a fact, my bucket list couldn't be done by a old fail man. I'm 60 and finish my bucket list in full like 4 years ago. Semi-retirement was gaps between my jobs. My gaps can be 3-6-9 months or 1-3 years. How I was able to do this. I never saved up a Nest Egg. I saved up what I called the Golden Goose Egg. I learned 6 skill trades and I still hustle for a buck on the side. I actually moved from state to state, city to city, town to town. To be closer to my bucket list places and task. Easier when you're not married or have any kids, plus been debt free since I was 36. I finally bought my first house at the age of 56. The good news, was able to pay my first home in cash. So still I'm debt free. I still working and hustling, but will slow down to a crawl at age 67. So not a full retirement, but a good life for sure and been enjoying it to the fullness.

[@myretiredlife13]

Awesome life story. Everyone has a way to go about getting to 'full' retirement. When you can look back and say, like Frank Sinatra, 'I did it my way' you have had a good life. Thanks for stopping by.

[@DavidM2002]

You expressed it perfectly. Life and retirement isn't about not working; it's about doing exactly what makes you happiest.

[@ExploringCanadaInfo]

Super video! Your point about travel really hit home hard. Now in my 60's I realize that I may not be able to do the things and travel the way I travel now once I hit my 70's. So grateful to be retired and seeing the world on my own terms.

[@myretiredlife13]

Ditto Karen

[@BrandonGolets]

When I watch these videos about the top regrets of the elderly, I never see "don't waste your life" ever mentioned. I think that is something that is only said by the younger people. Which is reassuring to me.

[@markeidt6404]

Once you have retired reach out to friends that you lost contact with during you work career. You will be surprised that most of them are only too happy to hear form you and reestablish your friendship.

[@myretiredlife13]

Great comment. I'm am going to try and reach out to a couple of them. Thanks for stopping by.

[@BitterClinger1947]

I retired at 60 after I lost my wife of 33 years. That was 17 years ago. I have done and am still doing the things you list. I(we) learned much of this from her life long battle with kidney disease. Even after my rather serious heart attack two years ago, I went to Europe for one month in 2023 and, recently, another month in July-August 2024. I'm certainly not rich but I am comfortable. Do I have any regrets? Yes. She's not here with me. Still, I know she's watching over me especially when I'm having Sacher torte and champagne in Vienna. Thanks for the video. Cheers.

[@myretiredlife13]

So sorry for your loss of your wife. As much as it hurts, it's good that you continue on. Yes she is watching you and I bet she is happy you are enjoying yourself. (That's what I would want my wife to do when I pass) Thanks for sharing your story.

[@rkw2917]

I always traveled to my heart's content when I was younger, but was always careful to save for retirement In fact, now at 66, I have little desire to travel, especially flying, even though my health is fine Happily content to putter around the house

[@myretiredlife13]

Many retirees are content puttering around the house and garden. The key word is "content!'

[@brianselt291]

I’ve never met a retiree that said “I wish that I would have spent more time at the office”. I agree with all that you’ve said and I retired at 58.

[@myretiredlife13]

I felt the same way, that is why I retired early at 55.

[@UncleWally3]

Been retired for 14 years, based on what I’ve learned, here’s my list: 1) Realize work shouldn’t be reduced to being paid; by definition, when we stop “working” we die. 2) Stretching in mind and body is a daily work habit we can choose to continuously refine; ignore it at your peril. 3) Reach out to other people, especially to those we don’t know or understand. 4) Be it in conversation, movement or thought, don’t be too scared of silly. 5) See and celebrate ourselves as incomplete; with that in mind, listen.

[@myretiredlife13]

Great pieces of advice. Thanks for stopping by.

[@jcsrst]

I am fortunate enough to have been able to retire at 57. Took me a couple of years to be ok with it. A lot of my self esteem was tied up in my "career". It's a few years later and I worked through my issues and now LOVE being retired!! It's freedom, no longer having to kiss anyone's backside😁. I am doing all the suggested things and feel great about it! Exercise, hobbies and a house all keep me busy so far.

[@myretiredlife13]

Thanks for sharing!

[@cjay233]

Thank you for this.

[@thienthan324]

The end can be more costly than ever depending on health conditions. And one will never know if a stroke or heart attack is around the corner which can debilitating. $6-10k a month on hiring caregiver will add up quick.

[@SuperFS11]

Correct. My father died at 91 and we spent a lot of money to care for him during the last months. All of his pension plus some of us kids money had to be used. That’s what a lot of the “retire early on little money” don’t really think about.

[@ptk7240]

500 to 1000 more a month from ss would not make a difference for todays medical costs.i say retire early enjoy it if in good health.

[@myretiredlife13]

True...here in Canada it's a little different as we are taxed all our working lives to have 'free' healthcare.

[@SuperFS11]

@@ptk7240 no matter how healthy you are when younger in old age you may still require a lot of (costly) help in your final months.

[@SuperFS11]

@@myretiredlife13 but you do you guys have free 24/7 care at the end of your life?

[@13bcoffee]

They are correct about the money. My mother eventually had lots of money but now she was 80. Not much she could do at that age. I am seeing my money build up already. It's crazy because I can remember working hard when I was young and still being broke! I work less now and have more money! I plan on spending a good amount on traveling and my hobbies. Music is a big hobby of mine. I do recordings and I play drums. I did retire early but it was due to a health scare. I was not tracking my BP and other things and it caught up with me.

[@DavidM2002]

I recall a short TV feature on the news one night about a family of 5 and how they were struggling financially and how much groceries cost. The camera followed them from the supermarket to their home and into the kitchen. All 5 of them were probably 50% over weight. When they emptied the grocery bags, it was fully of jugs of orange juice, sweet breakfast cereal, Pop Tarts, and other non-nutritious garbage. And, at least 2 of them had soda's or a Starbucks cup in their hands. In this short TV segment, without mentioning it, the crew covered at least 2 of your points ; not taking care of your health, and not taking care of your finances. All that expensive, crappy food also probably made it unlikely that they travelled very far either as their mobility was certainly impaired. The question is, will any of them even live to 55 let alone retire early. I'm no model of retirement but, I got a good education, worked my ass off, and retired at 55. 15 years later, I travel, still ride a motorcycle cross country and pretty much do as I please but not in an expensive way. I'd say that I live rationally, at least by my standards.

[@paulmackie5622]

ER rooms consider people who ride MC as organ donors?

[@DavidM2002]

@@paulmackie5622 I'm sure there are a few. But, while they are tending to the dying, motorcyclist ( like me, at least ) are exploring the country's back roads and small towns coast to coast to coast. 25 year and 500,000 miles of riding and I'm still planning future coast to coast rides and new places to enjoy living.

[@jerrysz3155]

@@DavidM2002good on ya mate! I am looking forward to doing some more extensive riding myself. For now, I’ve been to every nook and cranny of New Zealand a couple times over. Good luck, and have fun!

[@myretiredlife13]

Junk food and snacks are the worst and expensive. Everyone should live within their means, work hard and save. Spend wisely!

[@cheryllove6428]

I so needed to hear this advice for retirement regrets. I have been retired for a year now and am still figuring this "retired life" out and how to make it more enjoyable for me and my loved ones. Thank you very much for sharing! God bless you and your family!

[@myretiredlife13]

Glad this helped. Thanks you for sharing. Bless you too.

[@mikebaker8127]

read 5 minutes of the Bible every day. Even Bob Dylan believes in Jesus.