Retirement Revolution: Investment Tips From 401(k) to Roth IRA | Brandy Maben

Join us this week as Andrew Brill speaks with financial guru Brandy Maben of WindRock Wealth Management, to reveal the secrets to maximizing your retirement savings and outsmarting the market.
Whether you're just starting or looking to optimize your current retirement plan, this episode is packed with insider tips on solo 401(k)s, Roth IRAs, and investment strategies that could triple your wealth.
Discover how to make your money work for you, understand the importance of Roth conversions, and learn about investment opportunities beyond the stock market. Don't let complexity hold you back from financial freedom-start building a wealthier, more secure future today!
Read more of Brandy's tips on how to turbocharge your retirement planning here: windrockwealth.com/four-ways-...
Timestamps:
0:00 - Introduction
2:57 - The Power of Solo 401(k)s and Maximizing Your Contributions
8:00 - Understanding Roth IRAs and Their Tax Benefits
13:28 - Diversified Investments: Beyond Stocks and Bonds
18:31 - Planning for Retirement: Mega Roth Conversions Explained
22:14 - Defining Benefit Plans vs. 401(k)s and SEPs
33:27 - Closing Thoughts and How to Seek Financial Advice
#podcast #retirement #financialfreedom #401k
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At Wealthion, we show you how to protect and build your wealth by learning from the world’s top experts on finance and money. Each week we add new videos that provide you with access to the foremost specialists in investing, economics, the stock market, real estate and personal finance.
We offer exceptional interviews and explainer videos that dive deep into the trends driving today's markets, the economy, and your own net worth. We give you strategies for financial security, practical answers to questions like “how to grow my investments?”, and effective solutions for wealth building tailored to 'regular' investors just like you.
There’s no doubt that it's a very challenging time right now for the average investor. Above and beyond the recent economic impacts of COVID, the new era of record low interest rates, runaway US debt and US deficits, and trillions of dollars in monetary and fiscal stimulus stimulus has changed the rules of investing by dangerously distorting the Dow index, the S&P 500, and nearly all other asset prices. Can prices keep rising, or is there a painful reckoning ahead?
Let us help you prepare your portfolio just in case the future brings one or more of the following: inflation, deflation, a bull market, a bear market, a market correction, a stock market crash, a real estate bubble, a real estate crash, an economic boom, a recession, a depression, or another global financial crisis.
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IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields.
While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as official investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor.
We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so.
The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust.

[@Wealthion]

Read more of Brandy's tips on how to turbocharge your retirement planning here: windrockwealth.com/four-ways-to-turbocharge-your-retirement-planning/

[@RobertFarley532]

I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.

[@GeraldE.Meehan]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@user-xt4qk9yt3k]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@TerryN.Bologna]

Mind if I ask you to recommend this particular coach to you using their service?

[@user-xt4qk9yt3k]

Leticia Zavala Perkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@JanetBrandt0]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@Kemyale]

*Great video!! I have a Roth 401k with my company I contribute 8% of my income to; only need to contribute 7% to get a 50% match. So counting my Roth IRA contributions, my Roth 401K contributions and employer match. My total retirement contributions is 27.7% of a $43,000 in earned income.*

[@MartinDThorne]

My main concern now is how can we generate more revenue during quantitative times? I can't afford to see my 401k crumble to dust.

[@Kemyale]

My FA, Megyn Beth's strategy is the best at the moment, I recommend it for beginners because it is perfect for now and it is known.

[@glenna12]

Yeah, since meeting Megyn Beth, I now agree that with an expert managing your portfolio, the rate of profit high, with less risk.

[@WesleyGNance]

All good Invesstors are conversant with Megyn beth, She's unique in the field just got to keep to her instructions and you'd Excel.. starting early is the best.

[@BevamiGlenn]

How do I contact Megyn???, my portfolio needs diversification.

[@joeysocks5718]

Great info. This was gold…..

[@Wealthion]

Thank you and thank you for tuning into our content. Glad it was helpful.

[@derkong7114]

I am listening but your video is low quality.... please upgrade the camera.... Mayben's camera is high definition....

[@Wealthion]

Hi there it's Andrew, I just looked and you are correct. I am reaching out to the production people to check out the camera. It is a 4K camera but for some reason the video quality is not great. Thanks for pointing this out and for tuning into our content. My apologies.

[@ChatGPT-xm7xs]

where’s adam and the new harbor misfits to help break us out of the wave of ennui which overcomes anyone who listens to this channel for more than 5 seconds.

[@Wealthion]

Thank you for watching our content and for the kind words. Looks like someone has been studying their SAT words.

[@chislands]

Very few people are able to save for any retirement these days. I'm always shocked to speak with friends that do well financially, but don't have the money to invest for retirement after they pay their BMW and Benz payments. SMH

[@slavaukrayini4442]

Roth depends on which expected income tax bracket one will be in at retirement. Also this assumes stability going forward, that the bankrupt government won’t be desperate to get its hands on your money, even if you already paid taxes on it once. I wouldn’t be so sure, in a few years all bets are off.

[@kyler565]

No sound

[@christopherk140]

Is this fair, honest??? The man making over 100k gets this benefit but the guy making less than 50k needs most of his paycheck to live…. Doesn’t have the chance to have a cushion for retirement.

[@Wealthion]

Thanks for watching. The bottom line is everyone can put a little something into a retirement plan. It doesn't have to be a lot because it compounds. But, you need to start.

[@christopherk140]

@@Wealthion I did my own retirement and I’m better off than most … lost money with financial planners then learned to take it on by myself.

[@Wealthion]

@@christopherk140 I think that's great. No one says you need to use a financial planner but not many like yourself have the confidence to make it work. Kudos to you.

[@BrianMcCollough]

The guy making $50k steered his career and made choices to make that much. If you want more, go get more. Don't whine about people who did.

[@0mar9]

I put my money to work for me and got fired