RETIREMENT SAVINGS TIPS - Save Money To Increase Income

[@bluetocop]

afternoon nap is one thing i enjoy and it saves money in retirement

[@ThisIsOurRetirement]

Sounds great 😴

[@BTom16]

My wife and I have been enjoying your channel since we found it a few weeks ago. Your videos are a pleasure to watch. Thanks for being great.

[@ThisIsOurRetirement]

Thank you so much for a very kind comment we truly appreciate it.

[@justinedeleyer4894]

I'm a 28 year old no where close to retirement and yet I love your videos hah. I am interested in personal finance in general, and you two have some a calming way about you. All the best.

[@ThisIsOurRetirement]

That is very kind of you, you are at a major advantage having interest in personal finance, you will be so successful in life, keep doing this and continue to learn. We are proud of you.

[@lucasparker6250]

Retirement is a wonderful feelings when it is done with a good plan, some gets frustrated when they are retired because of lack of good plans of living.

[@jamescharlotte9821]

Yes you're right the key of happiness when you have retired is the amount of money you have saved during your working days.

[@ThisIsOurRetirement]

Absolutely a good plan helps make it all work , hope you have a great week Cheers 🍺🍷🙂

[@ThisIsOurRetirement]

That absolutely helps as well , hope you have a wonderful week Cheers 🍺🍷🌺

[@JacobaCancerFighter]

Hello Tina and Norm, we are still 5-10 years away from retirement , but your tips are so valuable! Another area where I would like to hear some ideas is on saving on groceries, and how do you plan your meals to make it affordable in these days of rising costs. For one thing, we bake our own bread and 'cheat' bagels now, we try to avoid buying baked goods, because our own is much more healthy and much cheaper.

[@ThisIsOurRetirement]

Thanks for the suggestion we are sure that home made bread 🍞 sounds delicious have a great week Cheers 😎🌺

[@hot4fi]

You guys are the cutest FIRE couple!!

[@ThisIsOurRetirement]

Thanks for the lovely comment and for watching have a wonderful weekend Cheers 🍷👍🍺

[@mereniecrosby7120]

Just found you guys! I am a single lady about 2 years out from retirement and you are very inspiring. Cutting the cable asap!! Lol.

[@marcandtikayhappiness2000]

Hello watching here from France 🇫🇷, Eye glasses is very important for us and we are happy that it’s included in our health insurance package, we can change it every two yrs

[@ThisIsOurRetirement]

TFW and welcome to our channel, that’s great they are included in your health insurance , hope you are well and enjoying a wonderful weekend Cheers 🍷👍🍺

[@martinman4540]

Love these tips. Especially the cable one. Between our cable, landline and internet, our bill is in excess of $315 monthly so we are definitely looking for ways to cut that back since I have recently retired and my wife will be soon. Land line will be the first to go. Thank you so much for your insights and tips on retirement. I have found them not only helpful but very entertaining as well.

[@pppaaattt4671]

Yes, you can (I have) let go of cable, got Netflix’s and prime and saved a lot of money. $$$$$$$&

[@pandabearoceanpark]

I also like the ZENNI tip! I have been wondering about that place but now, with your reference, I will take the leap!

[@normthibodeau5212]

Finally, some FIRE people I can relate to.

[@ThisIsOurRetirement]

You are so kind

[@evadeanu1]

Indeed! I’m so happy I found this couple in YT. Discovered them yesterday and I love them already. I’ll spend the upcoming long weekend watching their videos. Great info! Many thanks for sharing the knowledge and experience❤️

[@Sheryljanefan]

I switched to a Credit Union for banking needs. No fees, and great rates for accounts and loans. I need to check into getting glasses online. Always enjoy your videos.

[@ThisIsOurRetirement]

Credit Unions are great options, we have really good on line banks like EQ that give way better interest too thanks for watching Cheers 🍷🌺🍺

[@SomeplaceOrAnother]

Great tips, like the eye glass one and I cut cable way before it was cool 😎

[@ThisIsOurRetirement]

TFW it’s great not having cable such a huge cost /waste of 💰 money LOL 😂 hope you are well have a wonderful weekend Cheers 🍷👍😎

[@ABritInThePhilippines]

I know just how expensive glasses can be as one of my daughters used to work for one of them big high street opticians here in the UK, and some of the prices being charged there were borderline ridiculous, so this online shopping for glasses sounds like a brilliant idea.. Excellent info video my friends... Carl

[@ThisIsOurRetirement]

Hi Carl Thanks for dropping by , yes buying glasses 🤓 people think they have no other options and pay huge prices , then came Costco here but now buying glasses online Is amazing and saves so much 💰 money. Hope you get to travel soon it must be hard being separated in the meantime have a great weekend Cheers 👍🍷🍺

[@DrWelp]

This was very helpful! I have always wondered about Magic Jack and whether I could replace my cell phone with it. You just saved me quite a sum!

[@ThisIsOurRetirement]

It’s awesome we love it , maybe don’t cancel your other for a couple of weeks to check you like it.🍺

[@evadeanu1]

Wow! You guys are amazing! I’m wandering how can I watch all your videos from the beginning of your journey. We are 58 living in a big house just for 2 people in Vancouver, very expensive area. I’d like to stop working for my others at 60 and NOW is the time planning for our dream. You guys are a great inspiration!

[@ThisIsOurRetirement]

That is awesome! Cheers have a great weekend 🌺🍺🍷

[@jonatascastro5351]

I love you both, your smiles just bring me joy. Incredible couple :)

[@ThisIsOurRetirement]

You are so kind have a great day Cheers 🍷🌺🍺

[@bonniebrown1305]

I am so glad to meet fellow Canadian retirees! I subscribed and I am binge watching your videos! BTW, we live near Sarnia in a small town.

[@ThisIsOurRetirement]

Hi Bonnie thanks for watching and welcome to our channel we loved our visit to Sarnia I am sure you visit there and have the fries 🍟 and poutine under /by the bridge watching the boats go by . Hope you are keeping well and have a wonderful week Cheers 🍷🍺🌸

[@jackiefields1607]

Glad the glasses worked for you, but I appreciate the services of my local optometrist. One valuable service is adjusting the frames so that they’re comfortable for me. In addition to that, I feel good about supporting a small, local business.

[@ThisIsOurRetirement]

TFW we are always looking for ways to save money and buying on line worked for Norm, but we also are big supporters of small businesses too where we can , it’s a shame that the small businesses are one of the hardest hit with being closed due to Covid hope they manage to reopen. Hope you enjoy a great week Cheers 🍷🙂🍺🌺

[@rosiegirl7112]

@@ThisIsOurRetirement I agree with you guys and I also like to support local but really when the diff is $250-400 I also will go for the better deal. As they say "it is your money, use it wisely"

[@sharif8788]

As a professional optician, I find it disturbing that people assume that purchasing eyeglasses on line is simple. Firstly, the eye doctor is not required to give you your PD; that is taken by the person providing the eyeglasses. Nevertheless, I'm happy to take that measurement for you. Secondly, if you wear a multi focal (bifocal or progressive), there is no way to accurately determine that measurement on line. And thirdly, choosing a well fitting frame without trying on many options isn't recommend. If you wear glasses 14-16 hours a day, it's important that you have a frame that is comfortable. I have patients coming in every day to have glasses adjusted that they bought on line; some of these frames are so cheaply made that I can hardly heat them without fear of breaking them. I'm not saying that you must buy fancy designer glasses, but there is a difference in quality between certain products. I'm not sure people are ultimately saving money when they're wearing cheap, ill fitting glasses.

[@ThisIsOurRetirement]

What made us choose online was the last pair of glasses I bought at an optician were the most uncomfortable and never fitted, after going back 4 times to have them adjusted and the price I paid I thought I would try online. I matched the prescription ordered the same spec high index lenses, multi coatings blue blocker and they are extremely comfortable so I ordered another pair. Costco is taking business from regular optician shops because the prices are too high in comparison. Especially when there is a virtual monopoly in Canada with only two optical companies controlling the market. I have a feeling that the good quality designer brands you sell are cheap frames from China with higher mark ups. Lastly I have bought Rayban Wayfarer sunglasses since the 1980’s, the last pair I bought from Costco with prescription lenses, as the store clerk was cleaning them to let me try them on, part of the frame holding a lens disintegrated. These are not being manufactured in Italy any more, yet the price is the same. Your profession needs a new retail model otherwise it will continue to steadily decline.

[@borwin98]

@@ThisIsOurRetirement I completely agree with you.

[@TripNWithRed]

I appreciate the glasses info. We generally pay $800 - $900 per pair which is huge. I've heard of online but feared wasting money and it not being right. No cable here anymore. We bought a 1 and done streaming service. It's great. Great tips.

[@ThisIsOurRetirement]

TFW with the glasses we haven’t experienced any problems and it was nice getting them shipped to the door . Wow your glasses are expensive 😱 we hope you are both well and have an awesome weekend Cheers 🍷👍🍺

[@pppaaattt4671]

I enjoyed this video. I also let go of cable years ago and have Netflix and Prime. I My neighbors and some family pay up to $200.00 + monthly They say well I have kids,. You can view children’s tv on Netflix…… 😬😬😬 I also watch many a movie on Utube free as well as Tubii on my smart Tv.. I really liked that tip on asking for the eye prescription….. Now that I WFH do since the start of Covid I needed to add High speed internet which is $70 a month. My company is not paying us so I am going to try and claim it when I do my taxes next year. $840 US dollars is a lot. Stay safe , from Florida. .

[@ThisIsOurRetirement]

Thank you for watching our video and for your comment, we are glad you enjoyed it. Hopefully you can claim your high speed internet, shame your company wouldn’t help.

[@DewTime]

Glad to hear that when you retire your expenses go down, due to already having most of what you need. I just made a video on this point about building wealth. Right now my wife and I's expenses are pretty low compared to what we could be spending. As we build wealth, I want to start spending more money just to have a few toys I'm holding out on buying now. But its good to know that when I retire it'll probably go back down to my current low levels.

[@ThisIsOurRetirement]

TFW and welcome to our channel yes as you get older you don’t need as much stuff 😂😂hope you are well and enjoying life have a great week Cheers 🍷👍🍺

[@stelas9307]

Lots of great tips!! Thank you

[@ThisIsOurRetirement]

You are so welcome! enjoy your day Cheers 🍷🍺🌺

[@IamaDutch-Kiwi]

Happily glasses are included in our basic Govt Health Insurance package. I can get new glasses every 3 years and I only pay €100 excess costs. Don't think I'll be able to under cut that. What i feel I save on is clothes. Not working my wardrobe stretches longer and needs to be less varied. Tips on savings are always helpful. 👍❤️🎥🙋‍♀️

[@ThisIsOurRetirement]

TFW that sounds like you have a great glasses plan 👍 that’s wonderful, we understand the savings on clothes and with Covid we aren’t seeing many people so nobody to impress LOL 😂😂hope you are well and enjoy your weekend Cheers 🍷👍🌺🇨🇦

[@Terry.W]

Yes you are looking good after your road trip....saving money can be fun and looking for good deals can become very addictive.

[@ThisIsOurRetirement]

Hi Terry yes you are right it can be addicting looks for deals, TFW and enjoy the weekend Cheers 🍷👍🍺

[@brendalalonde2417]

Thanks. I am going to try these cost saving ideals.

[@ThisIsOurRetirement]

You are so welcome! we hope you save some 💰 money enjoy your day Cheers 🙂🍷🌺

[@richardpodnar5039]

My Chase banker has been very forthcoming with how I can waive bank fees by doing certain easy requirements with my accounts. I also charge practically everything to my credit card which has a good rewards program (particularly cash back) and earn extra by paying the balance off as if using original cash. I also learned long ago to pay 20% of my earnings to savings which helps immensely. As you said in another of your great videos, soon you are hardly aware that you are paying yourself and how much is accumulating for the future.

[@ThisIsOurRetirement]

Good points we also that with BMO if you have $4K in account you don’t pay fees have a great day 🍷🇺🇸🍺🇨🇦

[@itsastakesything]

Great Video as always, lots of great information, I was the same with glasses 👓 Hope your both keeping safe & well & have had a nice weekend, Stay safe 👍🤩🥰🇬🇧

[@ThisIsOurRetirement]

Thanks so much for watching, it is amazing these days with the Internet that you can save so much money 😀😀

[@rosiegirl7112]

Lots of great ideas here. As for the prescription - this is very problematic at our eye doctors office and we have been going there for years. They never give the PD and make you wait for the prescription, and forget about it totally if it is for contacts. For my daughters contacts I usually have to let them order the first supply and then I use the info from the box to get more from Clearly or other sources and save quite a lot. I need new glasses now so I think I will need to find a new eye doctors office that will give the prescriptions without making you feel bad. As you said the savings here are significant.

[@carlaseier9735]

Superstore has an optician in1 day/wk (this is the schedule in our city). At our store, the optician works at the Costco Optometrist clinic the rest of the week! I thought I had found the best price for an eye exam at Costco for $110. Then I discovered Superstore for $89!! They automatically gave me my prescription. Iwould definitely recommend trying them out. Good luck!

[@rosiegirl7112]

@@carlaseier9735 Great - I am going to check this out once the lockdown lessens here hopefully, Thanks!

[@NuraNURA]

Awesome tips 👍👍👍 Thanks for sharing, dear friends 🙏💖

[@ThisIsOurRetirement]

Thanks so much have a great weekend Cheers 👍🍷🍺🌺

[@ExploreVancouverCanada]

Thanks for your tips/advice. You two look very happy

[@ThisIsOurRetirement]

Thank you, we are very happy and life long friends too. Thanks for watching

[@WisdomWealth77]

These are such excellent tips. You both look so happy and comfortable. Must be the security of your finances 😀

[@ThisIsOurRetirement]

TFW glad you enjoyed it, yes we are really good and happy in our retirement, hope you are well and have a great weekend Cheers 🍷👍🍺

[@CowboyJojosAdventures]

Some great Tips on saving money Norm and Tina. You can take your prescriptions to Asia and purchase a pair of optical glasses at a less cost. We have got rid of our landline too. No one calls us on landlines unless they want your money or scammers. Yes, we love our NETFLIX. I think we have some other similar to your PRIME but not looked into it at this stage. Have a great week Norm and Tina, wonderful tips. Thank you for sharing. Have a great week.

[@ThisIsOurRetirement]

Good morning ☕️Peter and JoJo great idea if you are visiting Asia , these online glasses are bringing Asia to us at low prices . We have a number that you can call that blocks scammers or telemarketing but some do slip through. Netflix is great and you can get when travelling which we like although not travelling too far at the moment LOL 😂😂. We are loving 🥰 our car camping and day trips trying to pick nice weather so it feels like a vacation. Hope you are both staying safe and keeping well have a great weekend Cheers 🍷👍😎🍻

[@CowboyJojosAdventures]

This Is Our Retirement I’m so looking forward to your future adventures. 🤗🇦🇺

[@ThisIsOurRetirement]

@@CowboyJojosAdventures Thank you 🤗

[@LuckyDawgProductions]

Great tips for retirement, and lots of people. I'm pretty good at living frugally. I had very little to live on each month and I made it by myself without any help. I cut the land line long ago and used Magic Jack for a few years. Now we just have cell phone service through Sue's phone. We cancelled our cable several years ago and use an antenna. There is a lot available free or very low cost through streaming services. Great video sharing your tips, Norm & Tina.

[@ThisIsOurRetirement]

Hi Bob, thanks for stopping by. It’s great to save some money and looks like you have made some great choices. Cellphones in Canada are amongst the highest rates $ in the world. Have a great day say hi to Sue.

[@Katy32344]

I've been buying my glasses at Zenni for many years & last time I went to Walmart because Zenni didn't have much that I liked all of a sudden. I ended up paying so much more even though it was Walmart

[@ThisIsOurRetirement]

It’s amazing just how much glasses 👓 can be have a great day Cheers 🍷🌺🍺

[@evadeanu1]

Thank you for the tips. I will definitely try Zenni

[@RoadtrippinwithTakacs]

Definitely cut the cable! We got rid of it over a decade ago. Nice tips. Plus, KZbin is entertaining enough. 😁

[@ThisIsOurRetirement]

TFW yes you are right You Tube is right there with Netflix and Prime 🙂hope you are staying safe and keeping well have a great day Cheers 🍷👍🍺

[@christopherbarker976]

Hi Norm & Tina thanks for all the tips much appreciated. Regards Christopher Barker

[@ThisIsOurRetirement]

Thanks for watching!

[@RVOnTheWayside]

We just got our eyes checked. And we were debating Costco or Sam's Club and that was better than the eye doctor racquet. But this year we are going to try the online way of getting glasses. Thank you! so much for your list. We are doing everything like that except stock savings and Senior discounts, at least not yet. ❤️👍👏 Donovan & Jodi

[@ThisIsOurRetirement]

Hi Donovan and Jodi we are glad that our information has helped you , Norm is very pleased with his and getting delivered direct to the appartment is awesome. We hope you are both well TFW and having a great weekend Cheers 🍷👍🍻

[@rosemariemoher8218]

Wonderful tips to cut down on expenses. I recently purchased voip phone system which uses wifi called Ooma from the Staples store. It cost about 100 dollars. I love it as I now pay about 5 dollars a month compared to 30 with my old landline. I had magicjack in the past and used it for travel. This is even better in my opinion. I can also use it while travelling. I also am able to use it at coffee shops etc by using an free Ooma app on my Smartphone. I have a Smartphone and with a plan from Telus I pay 10 dollars a month so I have a phone with me when I am out and about or driving in the car.

[@ThisIsOurRetirement]

TFW That sounds like a great plan you have and a great way to save money yet very convenient thanks for sharing your story . We hope you are staying safe and keeping well have a great weekend Cheers 🍷👍🍺

[@CatCaretakerID]

Silhouette titanium frames (most comfortable and light weight frames I've ever worn) - then my eye doctor just orders the lenses and puts them into my frames when the lenses arrive at their office. The silhouette frames are so light-weight and very strong. Of course if you like changing up your look this probably won't work for you, but saving money and having comfortable frames was my goal.

[@ThisIsOurRetirement]

Sounds good have a great day Cheers 🌺🍺

[@RetirementTravelers]

Another helpful video. Great job you two. Thanks for sharing.

[@ThisIsOurRetirement]

TFW and glad you found it helpful hope you are keeping well and enjoying a nice weekend Cheers 👍🍷🍺

[@cmblogss]

Great tips and suggestions to enjoy retirement.

[@ThisIsOurRetirement]

Thank you

[@Grayce47]

Another great way to save money on entertainment is through your local library. Ours lends more than books. We can borrow DVD TV series and movies. We can also access Hoopla through our library website which has TV shows, movies, audio books and ebooks.

[@ThisIsOurRetirement]

That’s great information thanks for sharing , the library’s are such great places to explore. We hope you are staying safe and keeping well and having a great weekend Cheers 🍷👍🍺

[@TripReviews]

Like you Norm, I’m Leary about online purchasing of glasses mainly because of fit. When I did wear glasses due to being severely near sighted most of my life until cataract surgery I was always fighting with my glasses. Makes me wonder about not having someone fitting them in person. But your online price is amazing! Good tips on money saving. Cheers 👍🍻🥂🇨🇦🇺🇸 as a side note...I would rather have my near sightedness back as well as my old eyes now needing reading glasses then my present vision which is being classified as legally blind. That’s a Whole other storey, enjoy your weekend.

[@ThisIsOurRetirement]

TFW we are always looking at different ways to save money in retirement thanks for watching and commenting, we hope you are enjoying some nice weather and have a nice weekend Cheers 🍷👍🍺

[@billyb5057]

yeah glasses are really expensive in store here too your right about being more frugal we use our landline mainly just for internet out and about we have satellite phone and internet a must in the no mobile signal outback areas here *thumbs up like yes👍Au👍whole video watched*

[@ThisIsOurRetirement]

Hi Billy it’s amazing what you can save on glasses online and you don’t need as much stuff as you get older TFW have a great week Cheers 🍷👍🍺

[@fralinsandfriends]

You don't sound cheep. You sound smart.😁👋💖

[@ThisIsOurRetirement]

Thank you we do need to be smart and save where we can, hope you are keeping well and staying safe, have a wonderful weekend Cheers 🍷👍🌺

[@fralinsandfriends]

@@ThisIsOurRetirement Yes, my husband retires next year. We're fortunate that we can get an attachment to our medicare for medication, eyes and dental. I do like the hint about glasses. I had cataracts removed a few years ago. I do still need just a little help with reading. You stay well and continue enjoying your retirement. So far we're enjoying mine at home. I'm a year older than my husband. Yup, I robbed the cradle. 🤣👋💖

[@ThisIsOurRetirement]

@@fralinsandfriends That’s great you can get addition to Medicare we are pleased for you , that will be great when you are both retired . Have a wonderful weekend Cheers 🍷🌺😎

[@bearsandbutters]

Hey Tina and Norm! It's great to see your video on F.I.R.E. Yes.. Bears totally understands with the cost of glasses. Always so expensive, and great to hear that Norm is able to get them more afforadbly online! Quick question.. if there was an issue with the frames or you didn't like the way they felt, can you return them, or once you buy, that's it? We remember you guys staying how much you enjoyed the Magic Jack so you didn't have to have cell phone plans, as those cell plans are not cheap. We haven't had a home phone since we left our parents house.. years and years ago LOLOL!! Great to hear all the Senior Discounts you're able to get and makes sense it would be hard to remember every place's days and deals. That would be a great App Idea for seniors.. To remind them what deals on what days!! Cutting cable TV out is 100% helpful. We only have internet service $70/month but no cable, and use Netflix or Amazon Prime. Regular TV shows are mostly garbage and commercials, so the other options for streaming movies and shows is way better. Always great to hear your guys tips and tricks since you have reached success in retirement and have been managing it well. Love you guys to the mother effin' moon and have a great week!

[@ThisIsOurRetirement]

Good Morning ☕️Bears and Butters hope you had a nice weekend and that your weather is improving make sure you aren’t out a lot breathing the smog in . With the glasses they will work with you to solve any issues you might have , on one the progressive line wasn’t just right they sent Norm a new pair and said give the others to charity they didn’t even want them back . We love Netflix and Prime especially with the free delivery as we order lots from Amazon. Another subscriber suggested we watch a series called (Home Fires )on Prime it looks good we are going to start watching it maybe you might like it too. That app idea for senior discount sounds a great idea 💡 we hope you are staying safe are you back at work ? Or on stay home 🏡 orders. We had an amazing day out at Port Stanley on Friday video next Saturday we felt like we were in Florida LOL 😂 have an awesome week Cheers 🍷👍🍺

[@bearsandbutters]

@@ThisIsOurRetirement We will have to check out the trailer for Home Fires.. As for work, we are both working from home right now! The numbers are still too high in LA for certain businesses to re-open! We look forward to your next video and have a great day! :)

[@TheArtofRVing]

*Car camping.....good to be home? 5lbs on..thats not too bad. Enjoy the journey. Your videos always make me think on whats around the corner for us. Thanks for that*

[@ThisIsOurRetirement]

Hi guys thanks for dropping by glad you enjoy our videos and we do appreciate your support hope you are well and have a great week Cheers Norm and Tina 🍷👍🍺

[@rangamurali7667]

That’s a bunch of v useful tips for the seniors and those getting there soon, I love PBS, any antenna will work? Got to shop for, including switching to Prime TV; I had bought Zenni sunglasses, good quality indeed, for $40 plus shipping a year ago. Liked the quality and clarity of vision. Thank you Norm&Tina.

[@ThisIsOurRetirement]

TFW and great you have got sunglasses 😎 from Zenni , Norm loves his glasses.We love Prime as we get the FREE deliveries 🚚 from Amazon which we use a lot especially during Covid . Hope you are well and have a great weekend Cheers 🍷👍🍺

[@rebeccagutierrez1960]

My last eye exam and prescription reading glasses cost me only $58 for the whole thing in my town here in Puerto Rico.

[@ThisIsOurRetirement]

Sounds like an awesome deal hope you have a great week Cheers 🙂🍷🌺

[@Retiree_Wannabe]

Great information. We are in the preparation phase of retirement. One choice we made was changing insurance to a high deductible plan so we are looking at health saving opportunities. I have found health savings in many ways: Quest labs in our Safeway through my providers discount and my provider encourages seeking out radiology procedures in a larger neighboring city for a 30% savings or scheduling in Denver on our yearly visit for half the cost.

[@ThisIsOurRetirement]

That’s a great tip , yes we often find rates are a lot better if you go for a higher deductible. TFW hope you are staying safe and keeping well have a great week Cheers 🍷🌺🍺

[@StevesWeekender]

Great tips Norm and Tina, my glasses are usually around $800 so will look into the online order 👍😎

[@ThisIsOurRetirement]

Hi Steve, online glasses have saved us a lot, the only issue is if the glasses slip down your nose a bit they would need bending, which I have done anyway, thanks to KZbin tutorials lol.

[@carolemcdowell998]

At TD Bank we have no balance basic, we have free banking on 3 accounts there, at RBC we have 2 accounts there as well our riff account at no charge so if you're paying fees after retirement ask or move . We had an antenna now we have fire stick from Prime 40 to 60, dollars install on your TV . We pay for Netflix and my son pays for Prime and we share

[@ThisIsOurRetirement]

Sounds like a great plan to share costs we also have a fire stick so we can it up to our trailer and make that 📺 TV smart ! Cheers 🎄🌺

[@greentea2451]

will check out zenni optical for the one pair of glasses I keep for emergencies. I need a new pair but you are right, way too expensive at the eye docs. I buy my contacts online which is still sort of expensive but not as expensive as thru the eye doctors. My kids and friends don't have landlines so we just use our cell phones for texting.. I use an online bank which pays alot more than banks which right now is 1.5% but has been as high as 2.0% but many of our stocks I have converted to dividend stocks and the dividends go directly to our bank and add up nicely. For our phones, we use Ting which you are charged a basic rate + how much data we use, no charge from Portugal to US. We always have outr mobile data off unless we need directions and we pay about $35 a month for 2 phones and before Ting we paid $128. I agree wholeheartedly with cut the cable, we cut it before we were retired. eW watch Prime only or listen to music, cook, talk, drink wine on our patio or go for a walk. I recommend watching "Home Fires" on Prime, we are hooked on this series. Great video, guys!!!! Love it.

[@ThisIsOurRetirement]

TFW hope you get a great pair of glasses online Norm loves his , we are getting 1.7% on our EQ online bank at the moment . We use instant message to message with our family it works really well , also Facetime is great either audio or video . Sounds like you saved a lot on your phone plan that’s great , another thing with Prime is the free delivery from Amazon which we use lots . Hope you are keeping well and having a great weekend Cheers 🍷👍🍺

[@billyjohnson9166]

I’ve used majic jack for twelve years I live in the Philippines. For income I buy dividend paying stocks.

[@ThisIsOurRetirement]

Isn’t Majic Jack great we love it , also we love dividend stocks Canadian banks have been paying for over 100 years . Have a great weekend Cheers 🍷🙂🍺🪴

[@Okanaganguy2021]

Great tips! Thanks for sharing:)

[@ThisIsOurRetirement]

TFW hope you have a great weekend Cheers 🍷🙂🍺

[@ATJHTRAVELS]

Great tips and information wonderful video really enjoyed this sledgehammered that like button stay safe awesome and blessed

[@ThisIsOurRetirement]

TFW glad you enjoyed it hope you are keeping well and enjoy your weekend Cheers 🍷👍🍺

[@Tunettime]

hi your friend here again 😀 awwwwww great camping 😀 you guys are awsome,, sweet couple😃

[@ThisIsOurRetirement]

TFW we hope you are well and having a wonderful weekend Cheers 🍷👍🍺

[@garcia4062]

Muchas gracias!!! Ayuda mucho su aporte!!

[@ThisIsOurRetirement]

Obrigado por assistir, tenha um dia maravilhoso. 🍷🇵🇹🍺

[@jimbertrand2499]

Great tips for saving!

[@ThisIsOurRetirement]

Glad it was helpful! have a great week Jim Cheers 🍺🙂

[@donnaallgaier-lamberti3933]

I think that retirement life in the US is very different than other countries. (1) Here we have to pay for Medicare and supplementary insurance per month, per person here and between that and out-of- pocket medical expenses this runs us $10,000 annually. The costs of everything is going up and up here in the states, food especially. We downsized tremendously 2 1/2 year ago and scaled our life down. (2) I can buy bi-focals with very decent frames and the blue lenses I want for computer use for $250.00 (vs. $550.00 per glasses) by driving 40 miles to a small rural town. We make an "adventure" of it and go out to lunch that day as well so it becomes a bit of fun like a date night. (3) My Consumer's Cellular cell phone only costs me $23.00 per month (no landline.) We gave up our Cable TV and use our laptop/WIFI to watch movies with a $8.99 per month subscription vs. $103.00 per month for TV. (4) Our credit union account is free to us here. (5) Our dental cleaning costs us $250 every six months.

[@ThisIsOurRetirement]

Wow thanks for sharing some great money saving ideas, we feel for you for your medical costs that’s a lot of money , we are fortunate in Canada 🇨🇦 with free medical we just pay for dental 🦷. Have a great weekend Cheers 🍺🇺🇸🌸🇨🇦🍷

[@dorisbetts3012]

I had a great aunt who moved to Canada in her senior years to take advantage of our medical system. She returned to the US as she became more frail and passed away there near her closest family members. So many around the world aaide from Canadians who have universal health care paid through their tax system wonder why Americans cannot have the same system. It seems like such a financial burden for so many, according to the stories we hear and comments we read. Our system is not perfect, but it is not something we worry about either as we know it will work for us when we need it the most, with no or only small extra costs personally. It is something Canadians cherish most. I hope Americans can create a health care system that helps every citizen regardless of their ability to pay.

[@ZnematicTravel]

Thank you so much great tips thanks for sharing with us

[@ThisIsOurRetirement]

Thank you for watching, have a great weekend.

[@liedyMc]

Great conversation, yes retirement what a change and an eye-opener that can be ...we were not ready for retirement Bill had to quit working before we were ready due to health issues, but 20 years later I can say we have done ok . Yes deffently being wise with our money is a good thing to practice . we can still have a sipp to two :) Cheers 🍷🍻🍾🍹

[@ThisIsOurRetirement]

TFW yes sometimes life serves us curve balls that we have to work through, hope you are well Have a great week Cheers 🍷👍🍺🌺

[@VioletHenning]

Yeah what an awesome video with great tips. I have actually been thinking of getting glasses becaise i have been battling to see clear for a while now. We dont have landlines for like the last 10 years. Banking charges are expensive here i should look at your suggestions. We have DSTV which is i guess like your cable tv. 100 and something channels. We can get a bokeh but then none of the channels we like are on there 🙄. Awesome tips my dear friends and i am so glad you enjoyed your last trip.

[@ThisIsOurRetirement]

Hi Violet good morning ☕️The wearing of glasses is something that happens as we get older , Norm wears his all the time , I (Tina) didn’t like the idea but I now wear them for reading 📖 and driving the car and what a difference life is wonderful so I recommend you check it out and get some. It’s amazing what bank plans are available when you ask 🧐hope you are staying safe and have an awesome weekend Cheers 🍷👍🍺Norm and Tina 😎

[@Savannah-ed4rv]

Excellent ideas!!

[@Ruslan_Flash]

Great video my friends 👋😎👍👍👍

[@ThisIsOurRetirement]

TFW glad you enjoyed it have a great weekend Cheers 👍🍻🙂

[@HEAVENGLAMOUR]

Awesome tips friend

[@ThisIsOurRetirement]

Thanks so much

[@pattiebe8158]

Love watching you two

[@ThisIsOurRetirement]

Thanks so much

[@ReeceCaruso]

Great suggestions! This is such an important topic to be covering right now. I really enjoyed the video!

[@ThisIsOurRetirement]

TFW and glad you enjoyed it we hope you are well and have a wonderful weekend Cheers 🍷👍🍺

[@RenLuuk]

Great tips. Until very recently all UK houses had to have a landline if you wanted internet. We still have one. But as of next month - no more. But phone charges in Canada are nightmarish.

[@ThisIsOurRetirement]

Hi Karen wow strange rule about the land line with you , but with the Majic Jack no charges it’s great , we also use Facetime and friends use Zoom and Skype. Enjoy your wine 🍷 today we will toast you later and have a great weekend Cheers 🍷👍🍺

[@RenLuuk]

You as well guys. And have pleasant dreams of Sarnia tonight 🥳 🍷

[@swicheroo1]

I don't yet need glasses--knock on wood--but if you travel enough, many countries will do a great job with that kind of thing. Back in my 20's, I spent a few years backpacking and would often do a pitstop in a high-value-high-technology country for a little tune up.

[@ThisIsOurRetirement]

Great information ℹ️ Thanks for sharing hope you are well and have a great week Cheers 🍷🙂🍺

[@يومياتاممحمدواولادها-ص5ل]

Like 65 Nice video my dear friend and Lasting Communication

[@ThisIsOurRetirement]

TFW we hope you have a wonderful weekend Cheers 🍷👍🍺

[@PlanetImo]

I'm staggered by the cost of those glasses in opticians in Canada!

[@ThisIsOurRetirement]

Hi Imo thanks for dropping by how much do you pay for glasses 🤓 in the UK, Norm has progressive no line bi-focals in his Cheers 🙂

[@billyjohnson9166]

Great channel. I also follow the fire movement. I buy dividend paying stocks.

[@ThisIsOurRetirement]

TFW yes we love divided stocks 👍hope you are enjoying a nice weekend Cheers 🍷👍🍺

[@edubermudez]

Like my friends🙏👍, very good vídeo,, and happy weekend 🍻💕💯

[@ThisIsOurRetirement]

Hi edu! Thank you have a great weekend 💕👍👍🙏😀😀

[@Myover50fashionlife]

Hi you two, there's a trend in the UK now for 2 for 1 glasses from the opticians which helps.

[@ThisIsOurRetirement]

TFW that sounds a great idea to save money 💰 hope you are well and have a wonderful weekend Cheers 🍷👍🍺🌺

[@RODPIKERDRONESUK]

Great job well done thanks for sharing cheers 👍

[@ThisIsOurRetirement]

TFW glad you enjoyed it, we hope you are keeping well and have a great weekend Cheers 🍷👍🍺

[@donnalusk2866]

Great tips!

[@whirltraveller1350]

It's all good stuff. Thanks, as usual. We've just booked another trip to Spain, Portugal and Italy, Covid permitting. However, I have one difference of opinion. I carry an international phone with me for the simple reason that depending on where you are at the time Wifi will not help if you are not on it. To give just one example. I do realize that my wife and I are probably more adventureous than most over 70's. We had climbed a mountain in Petra, Jordan and were hurrying back to join our group when she fell, fracturing an ankle and foot. I was able to call the tour company Head Office in Israel and that resulted in the Jordanian medical personnel rescueing her by mule. Had it not been for that phone we would have been stranded as it was quickly getting dark and nobody had a clue where we were. I never travel without it. Just a thought. Roger

[@whirltraveller1350]

"Rescuing" sorry.

[@ThisIsOurRetirement]

Sounds like a very good idea Roger thanks for sharing sorry to hear about your wife’s accident. We hope you manage your trip to Europe 🌍 we are waiting for things to calm down a bit to go internationally meanwhile we are counting the days to May 1st to go to our trailer and explore our glorious Canadian backyard.Cheers 🍷🇵🇹🍺🌺🇨🇦✈️

[@whirltraveller1350]

@@ThisIsOurRetirement Definitely

[@whirltraveller1350]

Something to look forward to. Cheers

[@anthonypayne1]

More great info, thank you both👍👍👍

[@ThisIsOurRetirement]

Hi Anthony thanks for dropping by hope some of our ideas might help others , hope you are well and enjoying a great weekend Cheers 🍷👍🍺

[@SergeCousineau]

Hello Tina & Normand ! Great tips ! Will look eventually for my glasses because I also find that 600 \700 $ is a robbery ! Thanks for sharing and cheers 🍻🍷 H&S 👩‍❤️‍👨🌈🇨🇦

[@ThisIsOurRetirement]

Good morning ☕️Helene and Serge TFW buying glasses online saves money and is delivered straight to your door We love it . Hope you are keeping well and have a great week Cheers 🍷👍🍺

[@SergeCousineau]

This Is Our Retirement Yes we are fine in deed ! Yes I will look into it when comes the time , I kept the link on my iPad Have a great week ! 👩‍❤️‍👨🌈🇨🇦

[@gunnertravel]

very nice tips, this is very useful

[@ThisIsOurRetirement]

Glad you think so!

[@MattsMegabites]

Great tips as always! Glad you survived Sarnia XD

[@ThisIsOurRetirement]

Hi Matt Thanks for dropping by yes we survived Sarnia we had a great time there 😎hope you are well enjoy your weekend Cheers 🍺🍺

[@BillMintjeHD-Brussels-Belgium]

Great tips guys...thanks.

[@ThisIsOurRetirement]

Thanks so much for dropping by and glad you liked it have a great day Cheers 🍷👍🍺

[@ColoradoMartini]

I am so ready to retire. I am done. I have five more years. Eight hundred is so high for glasses. Hope you both are well.

[@ThisIsOurRetirement]

Hi guys thanks for dropping by nice to see you , we are loving our early retirement highly recommend it if you can 5 years is a long time . We hope you are staying safe and keeping well have a wonderful weekend Cheers 🍷👍🍺

[@StephenOshea]

great video lots of great information bravo

[@ThisIsOurRetirement]

Thanks so much 🌺have a great weekend Cheers 🙂🍷🍺

[@629990]

Our land line is $28.00 a month, the cheapest equivalent cell is $40.00 x times 2 if up have 2 cell phones/people. So 28 vs 80 . I keep my land line and just have a unlocked pay as you go cell for emergencies. As bonus my land line still works when the power or internet go out. In rural area its not that uncommon even in canada

[@ThisIsOurRetirement]

Sounds great value and we too have a unlocked phone we just got a pay as you go for when we are up at the trailer Cheers 🍺🍷🌺

[@Didi-ir1gr]

Super

[@maureenlowther7621]

In the UK we don’t pay for delivery on everything on Prime even if it is only £1

[@ThisIsOurRetirement]

That’s a better deal than here....but if you compare your pound shops to our dollar stores we win with the exchange rate lol also I think our petrol prices are 71p per litre converted from cad $

[@kotatape]

Excellent video my friend.

[@ThisIsOurRetirement]

Thank you very much! we hope you are well and have a great day Cheers 🍷👍🍺

[@newarklibertyinternational2000]

Fantastic video my friends!

[@ThisIsOurRetirement]

Thanks for dropping by glad you enjoyed it have a great Sunday 🍷👍🍺

[@carolmichael1813]

So good to see you both. Love Prime and I pay annually to reduce fee. WhatsApp have calls for free and video calls so I call my friend in Calgary when I have WiFi. Instagram also. Have a lovely weekend. See you next week 🍷🍺

[@ThisIsOurRetirement]

Good point Carol yes we pay annually too , actually we use FaceTime a lot and some of our friends use Zoom or Skype all free . Hope you are keeping Well and have an awesome weekend Cheers 🍷👍🌺Norm and Tina 😎

[@phillharris3154]

I agree with the first comment. The audio is distorted.

[@ThisIsOurRetirement]

Sometimes technology has a mind of its own LOL 😂😂 thanks for watching Cheers 🍷🙂🍺

[@phillharris3154]

I have just stated subscribing. Your Channel is fabulous! Cheers from Melbourne Australia!

[@AbeedBasheer]

Nice video discussion on your Saving tips. Great talk on saving money to increase income. Enjoyed and liked.16:06

[@ThisIsOurRetirement]

Thanks so much!

[@Innerrelief]

🍭 Super important information guys! thank you for sharing! greetings! ✌😎

[@ThisIsOurRetirement]

TFW glad you enjoyed it, hope you are well have an awesome weekend Cheers 🍷👍🍺🇨🇦

[@timcampbell6008]

I had a Magic Jack years ago but a lot has changed. My question is if you travelling and only have access to WIFI but no way to plug it in will it work?

[@timcampbell6008]

oops you just answered my question in the video, thanks!

[@ThisIsOurRetirement]

The app is wifi

[@RetiredLovingIt]

Great information-never heard of magic jack

[@ThisIsOurRetirement]

Thanks so much, voice over Internet phone and the apps they have for wifi phone calls when traveling is a real cost saver for us. Have a great weekend 😀😀

[@billyjohnson9166]

I have majic jack and use it in the Philippines. Price has tripled in ten years

[@ThisIsOurRetirement]

Wow the MagicJack has saved us a lot of money 💰 in phone charges 🙂

[@cinmunro]

My husband loves watching sports on TV, do you have any suggestions as to how to do that without cable?

[@ThisIsOurRetirement]

Hi Cindy We have a sports channel you subscribe to it is available on smart T.V.’s it’s called Dazn and it has a subscription like Netflix, but it’s 100% sports.

[@jorasparents]

I would like to know how old they were when they decided to make the leap to retirement. Is there a video about that? I couldn't find one on their home page.

[@ThisIsOurRetirement]

We took early retirement 5 years ago Norm was 60 and Tina was 58 and have never looked back 🙂 have a great week Cheers 🍷🌺🍺

[@jorasparents]

@@ThisIsOurRetirement Wow, thanks for responding! :-)