Revealing My Endowus Portfolio + My Reflections

[@wilightened]

Thanks Mr Loo for sharing your strategy.

[@grassbreath]

I've a qn mr loo. I agree with your outlook of buying in crashes. I believe buffets view is similar too: enter when all are fearful and when it's hot, let go. But I've just a qn, so how do we make our monies work hard for us when it's a bull market? Since investing into equities generally might not be a good idea at the moment. (Unless buying some undervalued industry) . Do we just simply leave them in some high yield savings account or some bonds and settle for a pa yield of 3-4%? What is your general pa yield for uninvested cash while waiting for a crash ?

[@kiasutoo1]

Huat ah!!! totally agree with the strategy, dont't buy FOMO as the risk is much higher.

[@Acekiller22]

Thank you Mr Loo for sharing your 1M51 journey

[@Kampongguy-ol4yr]

Mr Loo , chance on your video recently. very informative . seem like current S&P 500 been bull run for awhile, was on fence on whether to go in thru Endowus at this time

[@louisang5161]

Endowus is a great lomg to mid term investment platform. All my funds in endowus is up. Great management team

[@Sherry-fl3md]

Thank you Mr Loo. Can you share more details about the history of the past market crashes and your personal experiences please? Thank you

[@1m65]

Sure. Will do it over time

[@Boobee2-lf2id]

Thanks Mr Loo for sharing the inspiring journey. Can you share where do you store the dry powder while waiting for crashes?😅

[@1m65]

Bank. Boring bank

[@hex6593]

Thanks for sharing. Flexing. but more for educational purposes. Reminds everyone they do not need to pay for investment-linked plans with AIA, GE, etc. My big takeaway.. 1M51EA - Your Port >$1m, but US market only makes up about 15% of your family wealth (you said). I got lost in the mental sums! Salute ! High Roller! :P

[@alanlee2703]

1M51 is consider late. Many in the banking industry achieve 1M in their late30-early40. No magic, high salary, spend prudently, and invest in property, and stocks.

[@1m65]

Yes, many have done that with their total wealth. But few can do that with their CPF only. I have never talked about my total wealth portfolio as that is very private and sensitive. Patrick Teo did even better than me with his CPF. That’s amazing.

[@Sherry-fl3md]

Mr Loo is a multimillionaire. Mr Patrick Teo and his wife have about a total NW of 10 millions. I guess Mr Loo and his family is somewhere around there or even more. This 1 million in Endowus is purely his CPF OA and SRS only lol

[@JohnSmith-nm2gs]

For the past 5 crash buy, did you sell before buying the next crash ? Also, since knowing another crash is coming, wouldn’t you want to sell the current holding and crash buy the next one ?

[@1m65]

Not really…. I don’t know how to time a market peak. I only know how to time a market bottom.

[@nippon7233]

Thanks Mr Loo for your selfless & blunt sharing. You have earned your bragging rights by walking the talk & real results! I look forward to more of your insights.

[@1m65]

Ha… not bragging lah. Just sharing

[@tea-and-biscuits]

Thank you for sharing Mr Loo

[@ShindoSensei]

"Record highs aren't a bad time to buy" - Mr Loo, although it's written by josh Schafer, that quote actually comes from Tom Lee Fundstrat recent interview! Finally found one point where u disagree against ur hero muahaha

[@1m65]

Yes, as I mentioned in the video, I agree that that strategy can work, but I don’t have the guts to use this strategy. Too risky for me. No balls. Ha….

[@zhiz22]

Where do u store your dry powder?

[@1m65]

Bank

[@Longtermalwayswins]

And let inflation eat it while market keeps going up. Trading short term fear for long term losses is a recipe for losing more than one can potentially gain even if it works

[@1m65]

@@Longtermalwayswinsyes. So maybe Tbills are better

[@Longtermalwayswins]

@@1m65 Tbills is equally bad. 3-4% in exchange for 11% etf returns just this yr alone.

[@TLK281]

DBS share price surged more than 1X. You must have missed the bull run. It is better than the S&P

[@ahtan723]

Is what is happening to S-REIT now consider as a crash?

[@1m65]

I don’t believe in Dividend stocks so I can’t comment on this

[@eugeneleeproperty]

I would like to provide a neutral perspective for companies paying dividends. A company may be an efficient operator (produce at low costs and to maximise profits), but not all companies are efficient capital allocators, which require stockholders’ money be working in forms most suitable to their interests. As stockholders, we are owners of the company; we own every part of the company, and that includes the cash inside the balance sheet. A company paying out dividends does not necessarily imply that its growth is dead. In fact, sometimes it could be better if they had distributed out as dividends, rather than squandering it (reckless acquisitions for example) or squirrel it away. Hence, buying shares of companies paying out dividends don’t necessarily make bad investments and ditto for companies not paying dividends necessarily make good investments too. Scrutiny of management of companies is key to an investor, and that’s why it’s not easy to stock pick for most retail investors. Hence, as the maxim states, don’t just look for the needle in the haystack, buy the entire haystack (buy index funds), unless one has a talent and luxury of time in stock picking.

[@taeyeonist1462]

​@@eugeneleeproperty dividends are irrelevant. mm theory

[@ChungYuLiu]

how about india ETF?

[@1m65]

Also good!

[@ChungYuLiu]

@@1m65 is it a good time to buy it now? Or it is also ATH, conserve cash?

[@TLK281]

You claimed to be multi millionaire, but your portfolio is a miserable $1m only.