VOO vs. VTI: S&P 500 Index versus Total Stock Market Index Fund

[@apga1998]

Thank you, Rob. The important lesson: Do not dicker and dally about which broad-based index fund to choose………begin investing as soon as possible. Time is your tail-wind. Don’t squander it!

[@Rolandinos25]

VOO or VTI if you invest in either or you are already ahead of the majority of the people out there

[@arigutman]

It is better to have time in the market than trying to time the market and pick the perfect stock… VTI vs. VOO, just invest and stop wasting time!!!

[@ryanbaileyboxing]

💯

[@riseandgrindtv1]

Factz

[@jzen1455]

I agree. Some people get all uppity and proclaim "THERE'S SO MUCH OVERLAP BETWEEN THE FUND!" as if having 2 very similar funds contaminate each other.

[@marcusrodriguez9843]

I put $300 into my Brokerage account a month. Being that VTI is just under that amount makes things very easy for me. I've been buying VOO. It's nice to know they're not that much different.

[@NolanGouveia]

Great moves my friend! I’m not big on dividend investing as my stock investing is mostly long term index/ETF and last year I made about $60k in appreciation so that’s exciting!

[@tonynorris7992]

This is very timely for me. I was pondering this question this morning for my Roth IRA. Thank you for such a clear explanation.

[@Cwilly13ify]

Looks like VTI can slightly outperform/underperform due to the inclusion of micro/small/mid caps. I prefer it

[@lifeisgood070]

minimal exposure at best. Voo at 90% portfolio + 10% voog will outperform your vti long term guaranteed. Normally, i wouldn't guarantee investments. But that one I would. There's some good articles on it. Check it out.

[@lifeisgood070]

also you're probably smart, but incase i had to explain. The exposure is minimal because it was market cap weighted not risk or performance rated like my example :) This is why buying like voo is like putting x% directly into apple or fb, msft, apple, etc. u know. yup.

[@bribradt3450]

​@@lifeisgood070the weights aren't all that different on the big stocks. And vti has a total of 28 percent distributed in mid and small caps. Not saying it's better or worse, but it's a little more than "minimal" exposure.

[@ijchua]

Read Bogle's Common Sense on Mutual Funds. While small and mid caps may have higher average returns, their volatility is much higher, and on a risk-adjusted basis they underperform large caps. I personally do not invest in small and mid caps for that reason.

[@Mediaman67]

basically VOO is inside VTI, so with VTI you get all of VOO (same holdings) - I agree with your reasons for one over the other - I like having something like VBR with VOO - and since small caps have greatly outperformed this year, it's nice to be heavier weighted in small caps... but the larger ones are there for downside protection... no free lunch... Equities are easy to balance like that - it's bond investing that keeps me up at night lol.. Funny how it was always the other way around for years... Fed is keeping us all on our toes lately... Now if I could only go back in time and buy VTI again for more shares at $98!

[@kyaghleah]

Currently VBR is up 6 or so percent over the past 6 or so months….VOO is up double that. Any chance you think that will change over the next 6 months?

[@mediacreationsusa]

@@kyaghleah well they track two different indexes - the VOO is the S&P 500 basically - and the VBR is more the russell 2000 which are more value stocks, which were doing great. VOO is a longer term investment in my opinion, but I hold VBR and bought it a while ago, and it has done well too. - they can change daily too, and some quarters, one is doing better than the other. - BTW as I posted, I prefer VTI over VOO - they are very similar, but VTI gives a slightly larger exposure to more things... I hold VTI and VBR and you could add a couple of Bond funds and a decent REIT and maybe Gold and have everything you'd need forever...

[@kyaghleah]

@@mediacreationsusa thanks!! Another question: The BONDS ETFS look as if they haven’t grown at all in the past 5 years. Why would I invest in them? A hedge?

[@mediacreationsusa]

@@kyaghleah You want a percentage of bonds based on your time to retirement - 60/40 Equities to Bonds was always a good rule. im more 50/50 now but I'm getting older - normally investors would have Short term and long term bond funds - or take the middle road in something like BND is a pretty good ETF for bonds... I actually like VCLT better as it has a better yield, and still not a huge risk being mostly corp bonds... but the idea is that short term pays better, and long term was always supposed to be less risk. Actually, I look at bonds as part of a good fixed income portfolio, along with other things, which is where you would be headed closer to retirement, and you need a monthly or quarterly payout to pay your bills. Meanwhile, you can re-invest those dividends until you need them to pay you. I would look into some of the Pimco funds... but do your DD - don't listen to ANYONE on youtube alone - better you understand how things work like that - CEF are great to have too with bonds, but watch those fees!

[@kyaghleah]

@@mediacreationsusa 👍✨👍

[@ozzysgarage]

They are more similar than they are different. Pick one, DCA, and stick to it for the long-haul.

[@ebear4015]

Started investing in the stock market primarily in VTI at the age of 33 and now, VXUS, and boy, I can't wait to teach my children about the importance of investing earlier than I did. My speculative ETF is ARK and SLYV that make up 10%.

[@yasserkool]

How is your VXUS investment going? It looks like it has a lot of room for growth, I'm intrigued. Btw I'm twenty, got into crypto at 19, and now I'm planning to get into stocks so I appreciate the second tip. I was planning to only invest in VTI, but you've opened my eyes towards international funds

[@ebear4015]

@@yasserkool It's a pretty boring stock without much growth with no volatility at this point. I hold it to hedge against the US markets if the markets take a massive dump. International markets certainly have a lot of room to grow. I feel its important to have exposure to international markets without stock picking, although US companies have global reach.

[@yasserkool]

@@ebear4015 I agree, well I'll definitely pick up VXUS as well. I know a lot of countries that are aiming for more growth in the next decades, im just not sure how much % I should invest in it, I'm thinking 70% VTI and 30% VXUS.

[@bigpicturethinking5620]

33 leaves you with lots of time to let things simmer. Better 33 than never, like many….

[@SGyru]

@@yasserkool VT (Vanguard Total World Stock ETF) is about 40% global exUS and then 60% US total market and many people like VT as a all in one single position holding for a portfolio. Something to think about. I'm much lighter on foreign though.

[@fhowland]

One of the best finance channels on KZbin!

[@nosnid3official]

The video was well made, thank you for using your time and energy to educate sir.

[@Winterstick549]

I'm weird. My two etf's are VOO and PHO. Both have been great for me over the past three years.

[@jaksdh-u4t]

My POV: when market goes down VOO is better. when market goes up VTI is better. The market goes more often up than down therfore I choose VTI. Also i like john bogles ;)

[@christopherguarnieri7439]

You can always pick an s&p 500 etf and a russell 2000 etf and you yourself decided which one you want to put more of a percentage into.

[@TGermain35]

I appreciate this video! I was losing my mind trying to decide which one to choose.

[@afridgetoofar1818]

Personally I would go with the S&P 500 Index fund. It's slightly less volatile than the Total market

[@RandomJane104]

I just went with both instead of stressing over it.

[@darthnatas953]

I personally like that you can compare the returns of an S&P500 index fund to the actual S&P500 index more easily over any time frame. It gives me that extra bit of confidence that the fund is investing in what it says it is, and returning the market rate it should.

[@johnglatt3627]

Rob, I have recently found you and love the few video's I have viewed. I am probably the minority and own a little of both. I know it's crazy!!! Thanks and keep the great content coming.

[@douglasjones9140]

Rob- just beginning my investing journey and I'm trying to improve my financial literacy. I was wondering if you had any content regarding building tax-efficient portfolios in a taxable account? Thanks in advance and thank you for all of your informative content.

[@procheeseburger_2]

Just hold anything you purchase for 1 year and you'll pay less in taxes on any gains.. though the US GOV is trying to change this so there is no benefit of holding for 1 year.

[@Kyungone]

Look for municipal bond fund, their dividends are exempt from federal and state income tax

[@donnafong2267]

@@Kyungone i thought in California ca municipal bonds are only exempt from state taxes . Taxable to federal. I have ca municipals .. have I been doing my taxes this wrong?

[@charleshughes2487]

@@donnafong2267 (;((((

[@laurak5196]

@@donnafong2267 municipal bond interest is not taxable by the Fed, generally speaking.

[@dylanbarrett599]

Great video. What I’ve come to believe is it’s better to invest as much money as possible as soon as possible, rather than agonize over the perfect fund. Maybe buy 3-5 funds and just keep investing!

[@VanillaCherryBread]

This is how I made a few hundred K's last year. Investing in growth & dividend paying ETFs! Love me some compound interest.

[@the_wiki9408]

11:50 - Also $500 in 1972 was a LOT of money to be investing monthly as a young person with 50 years to go. It would be like starting today with $3500 a month. You'd have to be a CEO's son.

[@floop2935]

I started with VTI! And I will continue investing in VTI! Pick one and go to sleep 😴 📈

[@larrysplace0016]

Hey Rob, great video as always. I just want to add that some 401ks offer extended market funds which allow us to add the small and medium cap companies to the sp500 fund. You can explain how it works better than I though.

[@panamahub]

This is the explanation I needed now that I'm learning about passive investing.

[@janethunt4037]

Thank you for this clear explanation and concluding remarks. We are trying to decide now exactly which funds to settle into for retirement. This was very helpful.

[@iberopediaGE]

THANK YOU ROB! At last I got the nice and easy-to-understand explanation of these two ETFs.

[@subpargolfer6654]

I don’t see the link for the 6 fund portfolio you mentioned @15:38. Am I overlooking it?

[@retired8484]

They are essentially the same, but obviously total market is the correct fund.

[@AJ-es5yd]

Lol!

[@ericwiederholt4634]

Hi Rob, thanks for this explanation. Would you please leave a link to your 6-fund portfolio? Thanks

[@tdc3rd]

Really helpful, Rob. I just divide up the equity portion of my portfolio 50/50 between FXAIX (s&p 500 index) and FSKAX (total U.S. stock mkt). Everyone's different; for me, having a little more exposure to mid and small caps than an s&p 500-only portfolio feels right.

[@XingLLoh]

If you read the little book of common Sense investing you'll see how the creator of voo & vti which is John Bogle stated that they are basically the same regardless of which you pick the return difference are minute

[@franklinvaldez3422]

Love this video, thank. I m investing in VTI makes feel good knowing I own all the stocks. Question do other total stock market own all the stocks like VTSAX. For example total stock market from fidelity owns all stocks too ?

[@rgarri6396]

Mr Berger you should do a video about exchanging mutual fund to index funds. I had a lifestradigy fund and was transferring to index funds to save money. I wanted to start the year off by saving on expenses so I sold the day of dividend distribution and lost thousands by selling on that day. You would be great to explain this action. Remind investors of dividends and distributions.

[@marym.garcia4147]

After some research and basically all things equal, I went with VTI due to its price point which allowed for consistency through the years.

[@tphillips777]

Hi Rob, why is it that when you run a Monte Carlo sim, using Portfolio visualizer for VTI and VOO, you get significantly different results. Same happens when you run VTSAX and FSKAX?

[@paulbuono5088]

Well explained...I think a lot of people suffer from analysis paralysis

[@alansouzati]

Amazing comparison and general investment tips. Keep it coming!

[@Data_on_trail]

Have you done a similar analysis of Cap-weighted versus Equal-weighted S&P 500 (or other comparable) funds?

[@rob_berger]

No, but that's a good idea. I'll add it to my list of topics for future videos.

[@Andrew1337ful]

I like both of these, but would VOO be a better bet if reinvesting dividends? It seems VOO has provided a slightly higher dividend versus VTI. I wonder if reinvesting those dividends over the long term would make VOO a better fund to go with

[@alrocky]

Vanguard S&P 500 ETF (VOO) --- Vanguard 500 Index Fund Admiral Shares (VFIAX) Vanguard Total Stock Market ETF (VTI) --- Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) One is subset of the other. The latter hold small caps thus more diversified. They are almost interchangeable and their 5 year 10 year and Since Inception returns very similar: (VFIAX) = 8% VTSAX = 8.5%. Pick one and invest as much as your income and budget allows.

[@robertlozano6546]

Rob, How about in a lump sum buy and hold situation. Would going the ETF route still make sense??

[@Thodson14]

Great video. General question from beginning investor: Should I invest in both funds or load up on one? Will compound interest benefit me more if I concentrate capital in one, or will the dividends pay more or less the same if I were to split my contributions between the two. Thanks for any insight!

[@jollama]

I have VOO, VGT, and VTI because I’m tired of having to pick between one or the other

[@KreysHealth]

I do voo, vgt, and 10% vt for international exposer.

[@GhettoFabulousLorch]

What about VT vs VTI? VT has an inferior record to VTI but is it a good idea to put all chips into the US basket for the long run?

[@jdailey19811]

I use VTI, VXUS for international exposure and BND for the bond market. Just adjust your allocations as you get older.

[@helloromie]

Why are people holding both VOO and VTI? VTI includes both small and med cap stocks (tiny bit more volatile) and VOO is top 500 large caps. They both have an average return nearly spot on to each other, so why double dip? I have heard many say not to hold both. Just curious as to why so many have both.

[@alrocky]

VOO & VTI are very similar almost interchangeable so there is no strong reason to hold both within the same account.

[@helloromie]

@@alrocky Exactly. I don't understand why people have both. From what I see in the comments, people are holding both.

[@GEO-xx6sq]

I really like your advice…..any thoughts on NULG and SPLG…..using a s&p 500 fund of different sizes as with splg vs voo…….just 10 times the amount of “shares”…….how do you feel about that? Thank you

[@4tomop]

Hi Rob - along these lines, I have been comparing VFIAX to VOO, since I own a large position in VFIAX but it costs an additional basis point in fees over VOO. On a large holding, this difference adds up to real money over time. One would think that the only difference in performance would be attributable to the difference in management fee. Yet, when I compare the two in Portfolio Visualizer, it appears that the Admiral Shares actually out-perform VOO. Do you know why that might be, assuming the data is correct? Thank you!

[@red149]

if you already have your lump sum, the best strategy is to invest it right away. DCA is good when you have a stream of income to invest

[@afridgetoofar1818]

Depends what your lump sum is. If it's less than $50,000, then put it all in now. If it's $500,000, I'd DCA it over the course of 12-18 months.

[@red149]

@@afridgetoofar1818 well if the market goes up ( an market goes up 70% of the time ) you just lose gain. DCA with a lump some only gives you peace of mind but statistically contributing one shot wins over DCA

[@afridgetoofar1818]

@@red149 That’s true, but if you have a sudden market crash it can be a disaster. I just think your safest bet for a large sum, say more than $100,000, would be to DCA over 12 months. That’s just my opinion

[@red149]

@@afridgetoofar1818 yes but who’s to say the big crash won’t happen the day after you make your last contribution ?

[@afridgetoofar1818]

​@@red149 It could. As you say, statistically you're most likely better off doing a lump sum, but a DCA reduces the risk a little.

[@traydar5]

Learning new information from your videos. Thanks

[@TJC-zz4zx]

Hey Rob , why do seem to favor Vanguard over Fidelitys S&P fund when the Fidelity fund is much less expenvice on manage cost for the fund ?

[@torchy187]

Great video. Lower dividend ETF VTI would be better in a taxable account.

[@KoodGarma]

Like in a Roth? Why?

[@higiniomorales459]

@@KoodGarma - a Roth is a tax sheltered account, not taxable account (brokerage).

[@johnbick3884]

I wish you would have identified how much small cap/small cap value is included in the VTI.

[@rickyaz8640]

About 2.5 %. That’s why it tracks VOO so closely since almost 90% is the 500

[@Resdue007]

Awesome Red Sox shirt in the background!!! Love it 😍 Fanway Faithful

[@JetDriver77]

Good vid. Can we get a VTI vs. SCHB? They both look identical to me, but I may be missing something.

[@dcgirl8765]

Can you compare why an ETF is better than their mutual fund components?

[@MrTombegley]

Hi Do you think its a good idea to have both in my portfolio or not ? thanks

[@NotShowingOff]

What about adding the s&p and extended market? Does that change the calculation?

[@fabiGBOtown]

Which fund is agressive fund? I mean which are your top picks? Video idea? You could do also small cap growth vs value

[@SARbeaver1]

New subscriber here. Did you mention whether dividends are being rolled back into the investment, or simply cashed in?

[@briangulley6027]

You decide to re-invest or cash it out. I reinvest.

[@e.manuel]

Best explanation I’ve seen in regards to both funds. Bravo 👏

[@jnlin85]

Rob mentions a video where he talks about his 6 fund portfolio (slice and dice)...can anyone find it? Thanks!

[@tomcooper2646]

I am looking for the 6 fund portfolio link you mentioned in the video? Thx Rob…Great Video!

[@chrispaulick]

I just don’t understand why I should invest in VOO instead of BRKB when BRKB is up 1473.51% since 1996 and VOO is up 579.17% ? And BRKB has out preformed the S&P each year this century.

[@jimgrant1776]

Rob, excellent video. - - - If you haven't done so already, I'd like to hear what you would recommend to a senior citizen who can't invest for the long term?

[@boomn216]

I just ended up going with both of them. Just put a little in each pay.

[@TarunSinghUSA]

VOO = 500, Roman numeral for 5 followed by OO, or 500

[@quasemsufi]

Sharp eyes !

[@anonymousamerican8831]

Vangaurd VOO is my largest holding.

[@xxurukaixx]

Is there a mistake ? The US Stock market which you chose as portfolio 1 doesn’t show the global Stockmarket. That’s why I think there is not a big difference. Am I Wrong?

[@pablouribe1522]

Man i am 22 years old and that comparision you did in the video about delaying 5 years really struck me. Thanks for this excellent content.

[@btuesday]

What about that tax bill you get every year for the dividend? As my portfolio grows my tax bill gets bigger. Do I sell shares to pay the tax?

[@tomh3652]

Im just starting I was wondering if starting small like 3000 in Voo and 3000 in Vti would be a good idea ? If anyone has any thoughts on that idea.Thanks

[@baotran3051]

Don't invest in both of them. 99.4% of VOO's 510 holdings are in VTI so essentially you're just buying more of VOO if investing in both funds. Pick one and stick to it, there is essentially no difference if you're investing in the long term.

[@tomh3652]

@@baotran3051 Thanks your right.

[@davefalls6703]

Rob, I truly need sound advice on this.......I have $30,000. to put into an index fund but do not plan to have it invested for more than five years as I am 65 years of age now. What should I do with the money to bring the best return???

[@TJDawgs72]

VTI and/or VOO and QQQ as well. Three no brainers to invest in…if you look at their long term interest payouts there around 10%-12%. Just an opinion from my time looking into to several different ETF’s. Talk to a financial planner if you really aren’t sure…good luck

[@davefalls6703]

Thank you so much for the advice.

[@iowahawkeye9501]

VUG is also a great ETF, with better performance than VOO and VTI, and the expense ratio is just 0.04

[@iowahawkeye9501]

I would add SCHX, the same expense ratio than VOO 0.03%, but with a slightly better performance over the last 10 years

[@bkozulla5841]

VUG is a growth fund. Even though Growth has done better over the past 10 years, value has done better historically. VOO has both. Past performance…blah, blah..you know the rest…

[@andyb2494]

Hi Rob, if I own 100 shares of ETF VTI and besides contributing fixed amount every month, what if I also sell a covered call on it. Is it possible to even sell covered call on this eft? Thank you.

[@Jim-oo7dk]

I wish they'd do a split on VOO, which would bring the price down to around $250. I myself chose VOOG (the growth stocks within VOO).

[@boraboyvr6]

Great video, what’s your opinion of the vanguard total international stock market? Is worth to have it in the portfolio?

[@sjwc04]

Vea developed markets vwo emerging markets are Better pics invest in both equally . 12.5% each if your brave lol 😂

[@oe542]

Newb question here. I often hear people say things like you said about monthly investing. Things like “if you invest $500 a month”…. Well unless I’m mistaken, speaking for VOO you can’t invest $500 a month because fractional shares are not available correct? As of today you could only invest $433 a month an buy yourself 1 share. Right?

[@rob_berger]

Some brokers allow fractional shares. And you could always use the mutual fund version--VFIAX

[@cardinalx13]

Where can I find an example of a 6 fund portfolio? I don't see it in the description.

[@stephen9609]

Do you feel there is any benefit of having some funds outside of US stock ETFs? Ex. Vanguard's VEA?

[@wread1982]

VT, EMQQ, KWEB, MCHI

[@ЛюсияСултанян]

Hi Rob i have 1 questions about ETFS Can i mixed VOO, VTI, VB,VO ,VNQ,VUG,VGT all off them together In one Portfolio it will be diversified for example for 20 years

[@alrocky]

You don't need all those ETFs as you certainly don't need to hold both *VOO* & *VTI* at the same time as there'd be overlap or duplication since they're almost interchangeable.

[@andrewmilner4929]

Hi Rob, any advice or videos for someone like me 58 years old and new to this. Where do I start or is there a point with only a few years left to retirement?

[@alrocky]

Typically start with employer [401(k) or similar] retirement plan if company match is offered; contribute at least enough to receive company match. You may next contribute $7,000 to Roth IRA.

[@Sylvan_dB]

Today when I look at the holdings on Vanguard's site, they are in a different order between the two ETFs.

[@travis1240]

Odd... They are both market cap weighted. Probably just a moment in time thing that will correct itself soon. I wouldn't make any decisions based on that.

[@kmque3166]

Hi Rob, thx for info! I’ve noticed ppl don’t talk about Vanguard’s VLCAX index fund or VV- etf version. I think VLCAX/VV is more like VFIAX/VOO than VTSAX/VTI. What do u think?🤔

[@wread1982]

VV takes out the growth stocks and only invests in value companies that are proving earnings

[@sophieca6906]

I may buy VTI or VOO, a mid cap growth, and a small cap growth.

[@TheDistrict2380]

Great video. Is there any pros or cons to owning both?>

[@taylorhauck6285]

If I have say $460....enough to buy 2 shares of VTI or just 1 share of VOO....which is the better option? (based off the current prices of around $230 for VTI and $410 for VOO.

[@ItsMe-ky1km]

doesn't matter. buy and increase income

[@williamperdue8051]

I’d say any time you have 2 strong assets, might wanna go with the one that gives you more shares. Key to financial freedom is 1000+ shares. Add every pay period and you’ll be good. VGT is another dope one. Check the 1 yr and 5 yr returns.

[@brianguy4333]

Hi Bob, I live in Australia and am late to investing. Over a 5 to 10 year period should I invest in growth stocks or an index fund?

[@chrispaul9124]

What is the equivalent of VOO on fidelity? Do you prefer Vanguard over Fidelity?

[@afridgetoofar1818]

FXAIX is the Fidelity equivalent, and personally I prefer Fidelity over Vanguard for their customer service

[@bribradt3450]

You can buy Voo on a fidelity account without any cost

[@glenbearh9109]

I have both. VOO is doing slightly better then VTI . VOO is at 4.96% right now but to be fair I have been selling off some shares in differing amounts so it's hard to say. I know it is best to keep it in for the long run but monthly expenses force me to sell some shares now and again. I got into the market when we came into some money and thought it best to invest rather then CD's or a savings account. I've beat the Dow since 2011 except for one year. 2015 I was actually at minus -0,38% I forget why. Best year was 2020 at 48.05% plus

[@suns1457]

What platform should you invest your money? I am using M1 but I'm afraid it might not be here years from now. does it matter what platform you use? should we go with more reputable like Fidelity or Vanguard?

[@AJ-es5yd]

Vanguard 100%

[@dhaynes325]

I invested in both VOO and VTI

[@leftyla]

Thank you so much for this. Off topic, is there an advantage to choosing the "Admiral" versions of these index funds?

[@nikolaspanayiotou7023]

Yes, the admiral is so to say the "rich persons " version, so if you have 10000 dollars then you can buy the admiral shares and have lower fees. I dont remember the exact numbers but I think VTI had lets say 0,13% fees and admiral shares 0,027% fees.

[@gmbc76]

New to the channel and liked the video, thanks a lot. I like your 6 fund portfolio idea - where can I learn more about it? Also, do you have mid and small cap funds you like? Cheers.

[@believeimages6034]

You get that shirt from H&M? I have the same one

[@ParanjitSingh]

Thanks Rob for the detailed info on VOO vs VTI. Can we also please see a comparison on VOO vs VYM? I saw your other video on dividend investment, would love to see your take on how these two stack up in long term.

[@bkozulla5841]

VOO is the S&P 50O. Vym is a value large cap fund. VOO has done much better. I replaced my VYM with SCHD. If you are a newer investor, just keep adding to VOO. This fund has both growth and value in it. You can’t go wrong with the S&P.. Just ask warren Buffet.

[@QUINTUSMAXIMUS]

@@bkozulla5841 I have VTI and SCHD. Not sure I would pick up VOO since I already have VTI.

[@designthinkingwithgian]

@@bkozulla5841 assuming this nation still has greatness left in the tank

[@NZAnimeManga]

ETFs in the USA are so cheap, really jealous... you should see what's available to us in the UK on our Vanguard platform... Cheapest is UK all cap @ 0.06%, but Vanguard Developed World ETF (VEVE) costs 0.12% and our Vanguard S&P500 ETF (VUSA) is 0.07%... entire world VWRL is 0.22%, madness considering your All World VT ETF costs just 0.08%!!!... Due to regulations over here in Europe, we cant get access to US ETFs :(

[@bartjuhh12]

Our EU overlords don’t want us to build capital it seems

[@NZAnimeManga]

@@bartjuhh12 quite. The sooner we can decouple from UCITS as a legal requirement, the better. I’d buy VT in a heartbeat if I could.

[@sleepless2541]

@@NZAnimeManga lol here in indonesia the average actively managed funds charge 3% and index funds charge 1-2%

[@B3nnywhit3]

this is a really good video. thank you sir

[@jdedad]

Please advise on SPYC it’s IVV with 2% call/put options

[@pablo08034]

Clear and relatable. Thank you!

[@fabiGBOtown]

What if we invest in both? Is that a bad strategy than investing in just 1?