Empat Tips Kelola Gaji 5 Jutaan (UMP DKI 2024!)

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Күн бұрын

Пікірлер: 52

@mulyasakti9666 10 ай бұрын

timestamp Video 4 tips kelola gaji 5 jutaan 3:55 Fokus sama kebutuhan, bukan keinginan 8:55 Lunasi hutang 11:56 Menabung meski hanya sedikit 14:07 Pilih investasi yang mudah kamu pahami Thank me later ;)

@CimolOk-nz5yj 8 ай бұрын

🎯 Key Takeaways for quick navigation: 00:00 📢 *Introduction to managing a salary under 5 million IDR* - Introduction and welcome from Samuel and Claudia, discussing the channel's focus on financial independence, career, and adulting. - Mention of the new UMP (Minimum Wage) for 2024 in Indonesia and how it will affect workers with salaries close to the UMP. 01:29 📊 *UMP Updates for 2024* - Discussion on the increase in UMP across various provinces, highlighting Maluku with the highest increase and Gorontalo with the smallest. - DKI Jakarta noted for having the highest UMP rate. 02:09 💡 *Tips for Managing a Salary of 5 Million IDR* - Sharing personal experiences and tips on managing a starting salary of 5 million IDR. - Mention of their initial salaries and working conditions, emphasizing the importance of adapting to financial independence. 03:46 🏦 *Focusing on Needs Over Wants* - The importance of prioritizing needs over wants when managing a salary. - Tips on how to start being financially independent, such as paying for personal expenses and distinguishing between essential and non-essential spending. 08:53 💳 *Addressing Debt* - Discussion on the importance of addressing any inherited family debt and strategies for managing and negotiating debt repayment with banks. - Emphasis on the rule that installment payments should not exceed 30% of one's salary. 11:49 🐷 *Starting to Save, No Matter How Little* - Sharing their initial struggles with saving from a small salary and the importance of developing the habit of saving. - Encouragement to maintain a modest lifestyle and prioritize savings to build a solid financial foundation for the future. 13:55 🛡️ *Importance of Financial Protection and Simple Investments* - Emphasizes the necessity of financial protection like insurance and choosing investments that are easy to understand. - Highlights starting with savings in banks and moving to fixed deposits for higher interest once comfortable. 18:00 📲 *Exploring Deposito BPR by Komunal App for Investment* - Introduction to the Deposito BPR by Komunal app as a convenient tool for investing in fixed deposits across Indonesia. - Discusses the benefits of supporting local economies and the higher interest rates offered compared to regular banks. 22:06 💼 *Emphasis on Career Focus and Financial Management for Fresh Graduates* - Stresses the importance of focusing on career growth while managing finances wisely from a young age. - Encourages starting to save early, regardless of the amount, to build a habit that prepares for future financial responsibilities. Made with HARPA AI

@dv5548 10 ай бұрын

UMR jakarta 2012 itu 1,5 jt.. 5 juta itu udah 3X UMR jakarta pada waktu itu. Kalo sekarang setara gaji 15 juta

@FIRMAN_VLOG90 8 ай бұрын

Dlu waktu kerja di RS swasta Bekasi tahun 2013 dapat Gaji 2.5jt berasa besar banget, dan akhirnya pulang ke Kalbar, kerja di instansi pemerintah dg Gapok 1.5jt sampai 2024 di 1.7jt,, 😅

@githahadijatulm6043 8 ай бұрын

RSUD masih 1,7 jt?

@FIRMAN_VLOG90 8 ай бұрын

@@githahadijatulm6043 di FKTP kak

@amelkinochan744 9 ай бұрын

Terimakasih sharingnya.. sedikit saran, ci clau, sering menghadap kamera ci spy kami jg bisa melihat intens bahwa cici jg berbicara dg kami,, cm saran saja 🙏🏻

@prfm_setya95 2 ай бұрын

aku banget, umur 29, masih tinggal bareng ortu, UMR Jakarta, WFH, iya, godaannya itu hal-hal "yang di impikan" langsung dibeli, penting banget menahan diri untuk diinvestasikan sebisa mungkin!

@rumahpertaniankreatif8683 10 ай бұрын

10 tahun lebih yg lalu 5 juta bisa 2 kali UMR itu mah, setara gaji 10 jutaan masa kini

@fathulwahab7534 10 ай бұрын

Ternyata gaji FG nya dulu udah 2x dr UMR. Skip.

@dv5548 10 ай бұрын

UMR jakarta 2012 itu 1,5 jt.. 5 juta itu udah 3X UMR jakarta pada waktu itu

@arusirham3761 10 ай бұрын

Lulusan kampus Jepang cuy

@mochabunny88 10 ай бұрын

Inget 5 mulut ges yg dikasi makan

@watipuryati6463 7 ай бұрын

Betul saya merasakan tahun 2010 kerja d BCA gaji saya sudah 5jt saya sampai bingung ngabisinnya gmn karna fresh graduate, skr gaji saya pun msh 5jt + 1.5jt bonus, sekali kedip langsung ilang 😂 beda bgt ky jaman dlu, fyi skr udh ga kerja d BCA ya tp d tempat lain dan saat ini sudah punya 2 anak 😅

@dennydharmawan4820 10 ай бұрын

bagus ya transisi ads nya wkwkwk...

@baguspribadi4793 10 ай бұрын

Makasih Ko Sam dan Ci Clau. Hari2 dengerin Podcast kalian, kalau udah rada2 boros selalu klik2 video yg bahas begini biar cepet sadar. 😅 Makasih banyak2 semoga sehat selalu sekeluargaa……

@riezatsandhysurya7155 10 ай бұрын

skwkwk sama😂

@lenisusilowati246 10 ай бұрын

Keren banget video kali ini. Banyakin lagi video tentang karir dong Ko Sam Ci Clau. Makasih ya~

@SakigakeMechazawa 3 ай бұрын

Baru bisa nabung dalam artian nyisa buat bulan depan. Jadi terkadang ngerasa ngesubsidi diri sendiri kalo ada kebutuhan mendadak sih. Semoga bisa nabung terus buka deposito segera dah. Thanks tipsnya om tante...

@dwiyanfathurrahmanlubis4242 10 ай бұрын

ga ads bpr by komunal lagi ya koh sam dan ci clau

@hendrarobby_ 6 ай бұрын

protect the value✨

@priskamahanani 10 ай бұрын

Selalu suka dgn ilmu2 nya biar kita2 yg muda jadi bijaksana. Thaank ci ,ko. Gbu

@wali_07 10 ай бұрын

Out of topic, Ci Claudia looks more gorgeous ❤❤ from one video to another video. Spill skin carenya, apa masih pake brand yang sama ? Dulu sempat dibahas juga. Bahas skin care yg ramah dikantong, tapi aman buat kulit.

@afanalfayad9485 9 ай бұрын

Thank you so much insightnya mas mba! keren banget!

@edynafortuna3216 10 ай бұрын

Woaaa thankyou ko sam akhirnya bahas ini🥺. Yang ditunggu2 nih🤩

@PipoHargiyanto 10 ай бұрын

Thank you sudah sharing Mas Samuel & Ci Claudya

@naura1243 10 ай бұрын

Setau aku dr dulu UMK tertinggi di Indonesia itu Langganan adalah bekasi kota. Th2024 sebesar 5,423.., ke2 karawang, lalu bekasi kabupaten, dan jakarta baru urutan ke4 biasanya bersanding sama tangerang.

@silviaandayani8414 10 ай бұрын

Yang baru aja memang jakarta tertinggi😊

@kenannie4716 5 ай бұрын

nyimak kak semoga cenel kakak semangkin berkembang❤❤❤❤

@FIRMAN_VLOG90 8 ай бұрын

Jujur chanel ABG nih menarik,, saya suka,, bincang santai sharing.

@samuelandclaudya 8 ай бұрын

terima kasih 👍🏻

@febrylia13 Ай бұрын

Ci clau & ko sam mau tanya dong, kan kalian lulusan jepang tu, apa sih yg mutusin cici & koko balik dan kerja di indo dan ga milih stay+kerja di jepang aja? Rumornya di luar negri bisa kasih kehidupan yg lebih apalagi ci clau & ko sam lulusan jepang..

@nurdidipu 10 ай бұрын

gagal fokus sama nastar... hihihiiihihi....

@isalutfi 10 ай бұрын

Hadir menyimak. Terima kasih koh Samuel dan ci Claudia.

@samuelandclaudya 10 ай бұрын

samaa2

@saryantosaryanto-r4z Ай бұрын

salah 1 bentuk bercanda adalah ; penghasilan 5jt/bln th 2024 di jakarta... :)

@Fathisalam_ 10 ай бұрын

2013 5jt itu 2x umr, kalo sekarang kaya gaji 10jt 🤔

@igorlevi4225 6 ай бұрын

Bener mas, tapi itu di jepang. Kemungkinan juga gaji standar disana, belum lagi kepotong sama kebutuhan hidup

@gitariiyanii 10 ай бұрын

Ko sam, ci clau, mau tanya, kalau ortu dg utang dan ga pernah cerita ke kita tentang itu apakah kita masih ada kewajiban untuk bantu melunasi utang? Kadang saya pengen tanya ke ortu khawatir amit2 sih nanti entah ortu pergi lebih dulu atau gimana, saya gamau aja kaget tiba2 dikasih tau ortu dg utang sekian rupiah. Saat ini ortu saya mmg masih bekerja dan saya sudah berpenghasilan sendiri tapi ke ortu ngasih kadang2 aja. Gimana yaa sebaiknya?

@addicz2 10 ай бұрын

Wajib