Scared of Split Share Funds? (Missing Dividends) High Yield ALTERNATIVES to Popular Split Funds!

[@XInfinity2024]

Thank you for the good information. I feel like the alternatives will be added to mine at some point.

[@abha801]

I made a switch from Split funds to Harvest funds and Hamilton funds. I had to take a short term hit but I know its for the better. As in one of your previous videos 'If you want sleep peacefully look into Harvest funds'. I prefer not missing dividends and not too much action. Just want to keep it simple. I love my rent (Dividends) from my assets (stocks). Thank you Adrian for coming out with this :). I honestly like my EIT.UN ,LBS,CASH,SBC,HYLD,HDIF and HDIV

[@joefalcone4762]

Excellent

[@thetiredlinecook]

hold up....who's scared of split funds here?

[@moresugartradercc2744]

LOL

[@toptenworldtravel]

Me for sure! I started dividend investing really late and I'm minutes away to retirement, so I can not afford any missed dividend. Missed dividend is missed compounding imo.

[@thetiredlinecook]

@@toptenworldtravel i look into the navs,i pick the ones that don't go below $18 i.e ENS,BK

[@markcross1481]

Is the somewhat low daily volume on these ETFs something to consider when deciding whether or not to purchase them?

[@randalxu4889]

I think that low volume simply means most people are holding and few people are selling. ETF has a market maker, so you should not have problem of selling these if that's what you worry about. 😀

[@PassiveIncomeInvesting]

Exactly

[@getitup100]

Adrian, any thoughts on Canoe: EIT-UN-TO , a closed end fund. Reasonable looking diversification.

[@PassiveIncomeInvesting]

love it. got an old video on it

[@jasonstupak4535]

Watched and liked, thanks Adriano!

[@timdunlop3187]

When is it best time to buy these funds and receive dividends

[@PassiveIncomeInvesting]

all the time and anytime

[@gregskrzypczak9676]

thank you Adrian,

[@luiss102]

Dfn has missed not many dividends, the only bad part is every year the stock value goes down

[@jjthegreat1981]

Thats it buddy. At the end of the day, its all about total return.

[@PassiveIncomeInvesting]

total return on DFN is actually quite good

[@chalknaht9032]

Those are pretty good alternative. Thank you for sharing

[@michaelbell1758]

How do interest rates affect leverage??

[@PassiveIncomeInvesting]

leverage is borrowed money, so the cost goes up if rates rise

[@michaelbell1758]

@@PassiveIncomeInvesting that was my assumption...id be curious to know the impact it has

[@PassiveIncomeInvesting]

Little and you won’t really feel or see it

[@sainitoronto]

Great and love Split funds👍

[@doctorshawn3461]

Maybe for a future video, can we get your opinion on whether we should or should not turn on the DRIPs for these high yield index funds (or perhaps some need to be dripped and some should not, as some of them seem to perform better than others). thanks!

[@PassiveIncomeInvesting]

That’s completely a personal choice

[@randalxu4889]

Thanks for showing us some interesting alternatives Adrian! 😄 Love the knowledge sharing and the pursuit of perfection! I own both DSG and DFN, going to keep them for a long long time. Not worried about missing dividends here an there. With over 15% yield, even if these funds miss half the time, it still beats put money in a GIC account. Looking forward to watch your next video! 🙏

[@PassiveIncomeInvesting]

agreed! everything beats a GIC!

[@68RedDragonz]

yup, had about 10K in GICs at BMO for almost 10 years... just enough growth to cover the fees they charged.... wish I'd gotten into dividend investing 30 years ago

[@sidb9540]

Not getting rid of my splits shares ever! But having said that, REALLY interested in HUTE! Will be investing $$ into that fund! Thank you!

[@joehogan8234]

I would prefer HYLD or HDIV over these.

[@PassiveIncomeInvesting]

yup me too, i was trying to offer more direct and specific alternatives based on the holdings in the split funds

[@Chessnut49]

Thanks for the update. Really helpful for a Newby like myself 👌

[@aidamenzel2475]

I stick my SplitShare Funds.

[@terrycretney1094]

Great video. I’m retired and can’t yet get comfortable with split funds. Will be buying BANK in my TFSA in January. Also will be flipping my HHL and HTA into HHLE and HTAE.

[@PassiveIncomeInvesting]

Spoiled for choice 😉

[@harshesh1991]

Hi Adrian, thanks for the info. Can you make a video on how leverage works for these ETFs? What are some downsides of 25% leverage. Is it suitable for long term or short term investor?

[@L3G0FaN]

When you apply leverage to an ETF, you’re taking a bet that the stock goes up consistently more than it goes down. Otherwise, the magnified negative return bias with leverage is detrimental to the fund over time.

[@PassiveIncomeInvesting]

It increases everything by 25% , simple . including dividends , upside and downside

[@mohammadserhan6687]

Excellent information... It would take an average investor like me ages to find and compile this information by myself.

[@PassiveIncomeInvesting]

Glad you appreciate it !

[@yejideadeniji7950]

ROC is not taxed in TFSA .. correct?

[@glenkay4478]

Great video once again Adrian! I'm retired and fine tuning my RRIF to improve the yield and use your ideas for further due diligence, thanks again!

[@oanhpham8780]

Is LBS safe Andrian ? Did it miss the dividend sometime ?

[@thetiredlinecook]

missed around 9 times,latest was apr2020 but that was covid times

[@oanhpham8780]

@@thetiredlinecook so do you think DFN better than LBS ?

[@nigelrivera281]

@@oanhpham8780 i dont have either,its up to you bud, dont just take adrian's word for it you gotta do your due diligence as well

[@oanhpham8780]

@@nigelrivera281 yes I’m still learning Stock , they are almost same , missed dividend also… so it’s very difficult to choose what right or wrong, I started a bit late so a high dividend yield is so attractive , that’s why 😁

[@sidb9540]

@@oanhpham8780 I have both... They are great! I did not miss any.. but like ever one is saying, balance is key! Once you diversify your dividend income, Split shares start to look very attractive!

[@wynnvip]

Hi Adrian How do we get the updated V4?

[@Kemo_Robby]

I just verified that it’s available in the download section. If you’ve bought any of the previous versions then it’s automatically available.

[@PassiveIncomeInvesting]

same way you got the other version. on my website after you log in. any issues email me

[@wynnvip]

@@Kemo_Robby Thank you Rob

[@wynnvip]

@@PassiveIncomeInvesting Thank you Adriano

[@pabloalonso9083]

Hi Adrian, i have held RIV this year with significant capital loss. Do you suggest to keep it for another ride in 2023 or maybe just discard it before the fed breaks something? Thanks

[@PassiveIncomeInvesting]

I’m keeping it

[@KD-Passive]

Hi Adrian Are you doing a update on the us market? Are there any missed divs there?

[@PassiveIncomeInvesting]

not that i know of!

[@valveman12]

3rd 😁

[@andreec2808]

hello Adrian! Looking at all these etf and investment firms, what are the risks of sending our money to these firms (companies)? What happen if they go under? Like I feel much comfortable owning JEPI with JP morgan than these smaller companies like Mulvhill or Evolve (both of them only have about 30M under management). Any one has any ideas?

[@PassiveIncomeInvesting]

They are regulated , you won’t lose your money . It’s not ftx 😉😉😂🤣

[@emng161]

Any company can go under. Anyone heard of Nortel? I own DGS, HYLD, FTN and DIV. Will add more when I collect enough income from these.

[@BigGroupHug]

This was not very informative.

[@styvy72]

Hi Adrian! The distribution of DGS is with out taxes, because it is a ROC but for DFN? It's unclear what type of distribution they do. Do we pay taxes with DFN? Thank you for you implication!

[@PassiveIncomeInvesting]

Hi Yves, the distribution breakdown can be found on their website (for all funds)

[@sidb9540]

DFN clearly states in their website that " for the purposes of taxation, all dividend payouts will be considered ,'eligible dividends'"

[@styvy72]

@@sidb9540 Thank you Adrian!

[@pm7315]

1st

[@PassiveIncomeInvesting]

nice!

[@belovedsurfing7210]

15:55 "These Enhanced ETF's have all basically come out in 2022." That observation does raise some questions, maybe some concerns. 1. If this CC with 25% Leverage Strategy is so effective, why hasn't it been a staple of available investments for many years now? 2. With so many new Funds being created, isn't there the significant risk of Trading Volume being spread out among many Funds and thus resulting in low Liquidity? What if people want to sell and there are no buyers because there are too few Investors spread over too many Funds? 3. Adrian's influence. Could Adrian's Channel and the PII Community be having a significant impact on the increasing attractiveness of CC, 25% Leverage and Split Share Funds? Is that a significant reason why so many new Funds have come out in 2022? Another smart and helpful video Adrian. As always, complex topics raise many questions. Have a great week.

[@PassiveIncomeInvesting]

good questions, i won't answer the third because its quite funny . I wish I had that much influence.... the first, NO its not a concern as the "all in one funds" are nothing , they just hold other funds which already have a solid track record. for #2 trading volume is not an issue, i do not get what the fuss is about. it does not make any fund better or worse or affect its value. that said, they all have high AUM and are very liquid anyways.

[@belovedsurfing7210]

​@@PassiveIncomeInvesting Hey Adrian. Sorry for taking so long to respond. My New Year's resolution is to try (the word is "try") to do a better job keeping up with my Online Correspondence (boy it's hard though...) #1. So, the reason CC and 25% Leverage have not been a staple part of the Investment offerings for a long time is because...the underlying funds have been around for a long time? I get that this results in security for the "All In One Fund" that employs the strategy. I guess Fund Managers just haven't thought about creating and promoting the CC and 25% Leverage approach to a basket of strong underlying funds until recently. #2. Of course. The funds you share with viewers have been well researched by yourself, with strong underlying funds (blue chip stocks and funds composed of blue chips), and, as you point out hundreds of millions in AUM. The funds you recommend do indeed appear to have high liquidity. My question is just with all the new funds popping up like grass blades after a storm, how many funds will pop up before investors find the newest funds lacking in investors and thus liquidity? How many CC and 25% Leverage Funds until the market is saturated? #3. Could be my man! You're growing in leaps and bounds and doing interviews with the big players in the investment space. Happy New Year to you and Erica! 🥂

[@jacquesfournier4616]

Hi, I stick to DFN and DGS: making over 14% for DFN and over 17% for DGS. Great split share funds. Alternatives are also interesting, but I prefer having less fund in my portfolios.😀

[@PassiveIncomeInvesting]

its all about finding what works best for you, that's 90% of the battle . good job mon ami