Series 66 Exam, Series 65 Exam and Series 63 Exam. Investment Advisors and their IARs (65s or 66s).

[@Cantellated]

Hi Dean. I just wanted to come on here and say that after 12 1/2 weeks of studying practically every single day I have passed the SIE, the series 7, and the series 66. Your supplemental videos have been foundational to my learning, and I can’t begin to describe my thanks to you and all that you do. Wishing you the best and I will miss your witty remarks!

[@Series7Guru]

Kudos on completing your test taking/registration hat trick! Always very gratifying when this channel contributes to test taking victories like yours.

[@Rationally321]

Hi Dean, I just passed my 66 😁😁😁😁 Thank you so much for your amazing work! I don’t want to mislead people but I really believe that your videos and Kaplan Qbank is enough to pass the exam. Your videos saved my life!!! Series 7 & 66 ✅ Time for a break 😎

[@Series7Guru]

Kudos on completing the test taking/registration hat trick!

[@teresitad9516]

Did you read through the kaplan textbook? I am using kaplan and watching Dean's videos. Thanks in advance.

[@patrickmaher7520]

Hi Dean, I passed the 66 yesterday and I am forever grateful for your videos. Your videos truly brought home and solidified the understanding of my readings and practice questions. I especially appreciated your explanation of Registration! Immensely helpful. God Bless!

[@Series7Guru]

Kudos Investment Advisor Representative!

[@imgarrett4944]

Just want to say how helpful you were to my testing journey. I was given one more shot with my firm at the 7 and 66 because I had failed them both the first time and time was running out. I passed both of him with the help of you. I will always recommend your videos to others. Now to start the real stuff!

[@Series7Guru]

Love referrals. Thanks so much. Kudos on all your testing victories!

[@RepChelsea]

Dean! You legend! I passed my 66. Literally watched this whole video right before i went in for the exam. Thank you so much for your dedication in making these videos!

[@Series7Guru]

KUDOS Investment Advisor Representative! Time to put those registrations to work!

[@victoriavarisco2893]

Dean, I have been looking forward to writing this comment because I just passed my 65 thanks to your videos and tips. I watched all of your videos and made poor man's flashcards, and that set me up for the test so well. Throughout the test I would ask myself "what would Dean do?" on questions I wasn't 100% sure about. I cannot thank you enough, and your videos truly were the most effective study material for me. WWDD!!!

[@Series7Guru]

Kudos!!!! Always very gratifying when my videos contribute to test taking victories like yours.

[@carlyjames8161]

Excellent Dean!! I failed at the end of Aug. Retaking October 14, and you have been a godsend so far. Highly recommend the USA video to anyone reading this too!

[@Series7Guru]

Made it as target rich as possible. Thank you.

[@kevinlynch1432]

Dean, taking the 66 tomorrow morning. I have been using your videos for the last three months to help with the SIE, Series 7, and now finishing with the 66. I want to thank you for everything you have done in the testing world. I hope that after tomorrow that I am done with this world, but thanks for keeping the vibes so incredible for people that have to spend a few months here. Your caring attitude and fun personality go a long way, and the work you do is incredible.

[@Series7Guru]

Circle back with news of your testing victory tomorrow. Always very gratifying when my videos contribute to test taking victories like yours.

[@kevinlynch1432]

@@Series7Guru I got the pass this morning. Feels great typing that out! Thanks for everything, I know it takes a ton of effort to do what you’re doing. The impact you’re having is tremendous.

[@nonena4530]

You helped me pass my 63 first time! Really helped me understand ria and bd relationships with registrations and exemptions/exclusions more than mainstream study materials. Thanks so much Dean!

[@Series7Guru]

KUDOS on your testing victory! Always very gratifying when this video contributes to testing victories like yours.

[@Ursulas_prey]

Mr. Tinney, once again, thank you!!! With your help, I knocked out my 3 required exams the first time!! Now moving on to the rest of my life lol …

[@Series7Guru]

I come into your life for a reason and a season. The reason is to pass your exams and the season is how long that takes. My reason and season is over with you. lol. Time to put those registrations to work!

[@bryancomandini1186]

Well Dean, you’ve done it again! I watched this whole playlist for two weeks straight and can proudly say I passed the 66 today! Thank you again for all these videos. This paired with STC practice exams worked like a charm

[@Series7Guru]

Kudos on your test taking /registration hat trick! Always very gratifying when my playlists contribute to test taking victories like yours.

[@rowenabanks2162]

Thank you Dean! Your content was extremely helpful and I recently passed the 6 and 63! Thank you again.

[@Series7Guru]

KUDOS on your testing victories! Always very gratifying when my content contributes to testing victories like yours.

[@miigeorgia7014]

Passed the Series 63 this morning. Thank you again sir 🫡

[@Series7Guru]

Kudos!

[@jasonkirk3166]

Thank you again for all the help!

[@Series7Guru]

De nada. The pleasure was all mine.

[@Thuuunderous_Wizard]

Just had a practice tq that said the mutual fund sponsor could pay for the IAR travel but not the spouse…. Confused now … thx 39:44

[@Series7Guru]

A mutual fund sponsor (a FINRA member firm) can pay travel for an agent of a b/d. The b/d can not use soft dollar compensation to pay travel for an IAR.

[@Thuuunderous_Wizard]

@@Series7Guru great thx for the clarity. Getting stuck in the nuances…

[@Series7Guru]

@@Thuuunderous_Wizard de nada. Keep grinding. You got this!

[@Mbombog2]

Hi Dean, Thanks for putting this together. I know just started the process but I have this question based on your comment from 50:20. Can an individual with S65 starts an IA business in the state without a supervisor, but referring clients to B/Ds or other fund managers?

[@Series7Guru]

A Series 65 has to be affiliated with an IA firm so would have to set up an IA firm.

[@Mbombog2]

@ Thanks! In this case then series 7 will be needed only if the IAR wants to sell securities?

[@Series7Guru]

Or 6

[@Mbombog2]

You mean 66. Right?

[@SandraFernandes621]

this video is gold Dean!

[@Series7Guru]

Thanks.

[@simonroese2596]

You rocked 1 year ago and still rock 🪨 🎸!!

[@Series7Guru]

Thx

[@Shellycrz]

Great and all almighty Dean, Brochure delivery to client; to client The brochure, the signed confirmation of the solicitor’s notice (if applicable) and Appendix 1 (Wrap fee)? The Appendix 1 is another document or is it included in the brochure? Does the client needs to signs this too confirming received?

[@Series7Guru]

Not testable.

[@Shellycrz]

@@Series7Guru 🤦🏼‍♀️ Thank you!!!!

[@elle5609]

Dean Thank You! Wish they had booked you on kaplan at a good time for my 66. I would have taken it already!! The Q bank is giving me trouble. Had you for 7 passed first try!

[@Series7Guru]

I have had Kaplan put me on the public schedule once a month. First month of each quarter SIE. Second month of each quarter Series 7. Third month of each quarter Series 66.

[@mari.ferreira.]

Dean, i have a quick question on IA registration. I just took an exam on PP , this is the question: An Investment Adviser Representative is employed by IZZI Advisers, a Federal Covered adviser. IZZI Advisers has its only office in State Y, and has made a notice filing with State Y's Administrator. The IAR gives a seminar to potential clients in State Z. The IAR is: A is required to be registered in State Y only B required to be registered in State Z only C required to be registered in State Y and also in State Z if an offer is made to more than 5 non-institutional clients D not required to be registered in either State Z or State Y I chose D. because since the IA works under the IA that’s federal covered then I thought that they would only register where they have an officer. Which it doesn’t say where they have an office, but this is the right answer: The best answer is C. Even though a Federal Covered adviser is not required to register in a State, its IARs can be required to register (because there is no Federal registration of IARs - only of IAs). Because the IAR is physically located in State Y, he or she must be registered in State Y. Because the IAR is soliciting clients in State Z, he or she must be registered in State Z - but only if he or she solicits more than 5 non-institutional clients to purchase IZZI's advisory services (if it is 5 or less, the IAR can claim the "de minimis" exemption).

[@Series7Guru]

An IAR of a federally covered IA only needs to be registered in a stats in which they have a place of business

[@seanirwin1544]

Hasn’t the de minimus exemption changed from six retail clients to five?

[@Series7Guru]

Never was 6. It was fewer than six whicj.is the same as 5 or.less.

[@jamesjohnson5816]

Great video Dean

[@Series7Guru]

Thx

[@ashleywalters9900]

Hey Dean! I am trying to create a good playlist for Series 63! I just passed my 7 today!🙌🏼 thanks to you! Can’t thank you ENOUGH! I only have about 10 days until my 63 and have Pass Perfect and 5 free Kaplan finals to work with (not sure what year but fairly recent), they are free with my firm. Is there any other 63 specific videos you recommend? I wasn’t a huge fan of pass perfect with the series 7 material honestly

[@Series7Guru]

There is a Series 63 playlist and the videos are in suggested watch order.

[@danielplascencia2504]

Which video covers job function 3 "client investment recommendations and strategies?

[@Series7Guru]

Use channel search bar....

[@andresevilla265]

Would an IAR be considered to have custody of a clients funds if the IAR is also the trustee of the client's trust account?

[@Series7Guru]

No

[@andresevilla265]

@@Series7Guru That’s what I thought too but my prep course said it did which is why I was confused.

[@kyobteammarie7636]

Hello! Ont the slide for IAR State Exemptions it says 6 or fewer clients for de minimis. I thought it was 5 or fewer.

[@Series7Guru]

It is five or fewer. The slide illustrates that six would NOT meet de minimus exemption

[@kyobteammarie7636]

@@Series7Guru thank you for the quick response.

[@jeraldmundackal4820]

Hey Dean! This video says for 65 and 66. This would cover much of whats on the 63 regarding IAs and IARs, right?

[@Series7Guru]

There are less questions about IA and IARs on the 63.

[@jeraldmundackal4820]

Should I emphasize the USA?@@Series7Guru

[@danielplascencia2504]

What if an agent worked for a BD and left to work for an Another BD both notify?

[@Series7Guru]

Yes

[@SandraFernandes621]

Dean I came back to this video because its that good, the Diminis rule does not apply to Federally Covered Advisers?

[@Series7Guru]

It does not and they do not need it. Only state covered.

[@SandraFernandes621]

@@Series7Guru thanks Dean! so only IAs and state covered.

[@Series7Guru]

@@SandraFernandes621 as I said de minimus does NOT apply to federally covered IA or their IARs

[@danielplascencia2504]

You're the best! Does charging a fee based on the value of the account = fee based on AUM?

[@Series7Guru]

Yes

[@danielplascencia2504]

@@Series7Guru cheers gracias!

[@Garrhart]

Thanks bigtime Dean

[@Series7Guru]

De nada

[@savagecontent8712]

Under the Uniform Securities Act, an individual representing an issuer in the sale of its securities to the general public is defined as an agent if the issuer is A) an insurance company authorized to do business in the state. B) a trust company organized and supervised under the laws of any state. C) a foreign government with which the United States currently maintains diplomatic relations. D) any political subdivision of any Canadian province.

[@Series7Guru]

See my previous

[@Jahnely]

B

[@kinnisonsumner4787]

How much of the specific details on part 1 and 2 do we need to know for the series 63? High level points or all the minutia outined in this video?

[@Series7Guru]

It would not be in the video if it was not testable.

[@aranya6962]

Hi Dean. This was an excellent video, thank you so much. I had a question regarding IAs sharing in capital gains and losses with customers. Sometimes in the practice questions it says Agents can but IAs can never, but other times it says IAs can if the client meets certain requirements. For test purposes, what should we assume? Thanks!

[@Series7Guru]

Performance based fees may be paid by a client to an IA but not an IAR. There are requirements to be met by a client if the Investment Advisor is going to be paid performance based fees

[@danielplascencia2504]

Dec 31 is not for securities registration , it's only for IAR and IA registration?

[@Series7Guru]

Correct

[@danielplascencia2504]

@@Series7Guru gracias

[@EliGutie]

Happy to say Dean i passed my 63 just now!! Exactly 1 month to the date I passed my 7 Super weird the test was 65 questions and there was a question asking what a long put was and what it meant, any chance you think they might have thrown in to those extra 5 to throw you off?

[@Series7Guru]

Kudos! Sounds expiremental for sure.

[@bettybopcm]

Can you clear this up for me: is it the ADV that needs to be sent within 120 days FYE and if UPDATED, 90 days from FYE? Or is it considered different items as- the BROCHURE sent 120 days from FYE and ADV 90 days from FYE? Is it referring to the brochure and ADV part 2b as the same document? Or do they both have different day requirements when updated? Hope that makes sense. I take the test tomorrow and trying to verify all the little things that keep me up at night lol!

[@Series7Guru]

90 days is to the SEC and 120 days is to the client.

[@awakentotruthmichaelsmith4698]

I enjoy the 63 prep, you said the 63 had no real flow, that’s for sure! That’s been the most challenging aspect.. it’s a bunch of information with no real way to real systematic with it

[@Series7Guru]

Different beast for sure.

[@seabass7496]

Dean, does the person advising solely on govt securities include all bills notes and bonds, etc? Also do they need to file anything with the state?

[@Series7Guru]

No

[@seabass7496]

@@Series7Guru to expand further, that would be under the 1940 act, but if I’m an advisor registered at the state, does that change having to register as an advisor? So registered at state providing advice on govt security only

[@Series7Guru]

None of this is testable. The test is hard enough. You will not encounter this on the actual exam but it is the Investment Advisor Act not USA.

[@meredith1801]

So I’m assuming the content in your 65/66 videos is also content in the 63

[@Series7Guru]

For the most part. If it is in 63 playlist or titled as such it is. Check the title. Says 63 so it testable content on 63.

[@movies260]

Excellent presentation

[@Series7Guru]

Thanks

[@savagecontent8712]

There is an exclusion from the Uniform Securities Act's definition of agent for those individuals representing certain issuers in the sale of their securities. That exclusion would apply to individuals representing A) a credit union organized and supervised under the laws of this state. B) a savings and loan association organized under the laws of any state and authorized to do business in this state. C) a savings institution organized and supervised under the laws of any state. D) an insurance company organized under the laws of any state and authorized to do business in this state. Have my test soon, I don't understand what would exclude an agent if all issuers are exempt?

[@Series7Guru]

See my previous

[@emilyyu655]

Hello Dean, Does solicited transaction with commission or mark up/down consider investment advisor fee?

[@Series7Guru]

No

[@anthonybasciano1282]

Does Form ADV have to be filed within 90 days of fiscal year, if nothing was amended?

[@Series7Guru]

Yes. The amendment would be no material change for example.

[@EgressFromStress]

Dean taking my 66 Wednesday, would you recommend me to read the actual Acts themselves?

[@Series7Guru]

No, but would go.over the published test specifications

[@EgressFromStress]

@@Series7Guru outline right?

[@Series7Guru]

Yes

[@EgressFromStress]

@@Series7Guru thanks Sir! Hope you are well!

[@hagodi]

I've read is fewer than five retail clients, is it six or five?Thanks!

[@Series7Guru]

Five or fewer which is the same as less than six.

[@hagodi]

@@Series7Guru thanks! Last question. I’ve read registration renewal is Dec 31st & also a year from when it was registered. Could you briefly explain who and what is for dec 31 and who is a year from registration?

[@Series7Guru]

@@hagodi it is December 31. There is no answer on that is annual except the registration of an offering through qualification.

[@eliamora03]

Hi Dean, how can I hire some tutoring. I’m struggling with the 66 program I got. Can’t pass practice finals with more than 65%

[@Series7Guru]

Deantinneytutoring.setmore.com

[@davidhartgers2151]

Hi Dean, will we need to use SML to find expected returns on the 66?

[@Series7Guru]

No

[@davidhartgers2151]

@@Series7Guru Would that hold true for using CAPM for finding expected returns as well?

[@EliGutie]

Just to clarify Dean The 100 mill , 100-110mill and 110 mill would apply to IARs only?

[@Series7Guru]

NO. Assets under management (AUM) is about whether the firm is state or federally covered. It is not about the Investment Advisor Representative. The Investment Advisor Representative either works for a federally covered or state covered Investment Advisor.

[@EliGutie]

@@Series7Guru ok just confirming- for whatever reason I read IAR when you weere explaining it so i wanna doubke check thanks

[@EliGutie]

Ahh i know why I saw “registration” and misread it for “represenative” lol

[@savagecontent8712]

Do federally covered advisers need to register in the state of their principal?

[@Series7Guru]

No. Either SEC or state never both. The IAR of a federally covered advisor will register in the state of the home office and only other states where the IAR has an office or place of business.

[@ashleybrewer2670]

Dean, I've taken my Series 66 twice now and I will taking my 3rd attempt on 8/1. I got a 69% the first time, but went backwards another 3% the 2nd attempt. The investment vehicles section was my struggle both times, any advice or any material via the playlist that would assist me?

[@Series7Guru]

There are lots of videos on investment vehicles in the Series 66 playlist

[@ashleybrewer2670]

Is there a way to search any of that; the investment vehicles/recommendations that is?

[@Series7Guru]

@@ashleybrewer2670 again it is in the Series 66 playlist and is titled. Like pooled investments, etf, etc.

[@upperdrecker1592]

Dean sorry I missed the premiere. This looks awesome.

[@Series7Guru]

Next time!

[@1000millionbillion]

Fantastic video!!!

[@Series7Guru]

Thank you very much!

[@TheRiseofSuperman]

Hello Dean. I’m a 66 candidate. I have not set an exam date yet but I wanted to focus on the top 3 of the 4 topics on the exam. Maybe I don’t see these in your lineup for the 66 but I was looking for “investment vehicles, and client recommendations “ lectures? I love what you are doing, big thanks but please help!

[@Series7Guru]

There isn't really a top 3 or 4. It's all over place. The Series 66 playlist is in suggested watch order.

[@danielplascencia2504]

What if we don't have an office , can they still inspect our records meaning having them readily accessible without notice

[@Series7Guru]

If you directed an offer to their state.

[@mihirsaudagar1798]

Is the net worth requirement to notify the administrator promptly only for state-covered IAs? SEC registered update AUM on form ADV annually and that is all that matters? Even if they fall under 90M during the year, as long as they are above the 90M minimum when updating, they're good?

[@Series7Guru]

Yes. Only for state covered. For test purposes yes when updating.

[@mihirsaudagar1798]

@@Series7Guru Thanks!

[@jeannea9406]

Hey dean , Correct me if I’m wrong . Fed covered Investment advisors register with Sec but Fed covered IAR register with the state if they have a place of business in the state ?

[@Series7Guru]

Correct

[@jeannea9406]

Thank you !

[@cardozacapital]

Dean, if you are ever in San Diego and would like a free beer or 3 please let me know. No pressure though. Thank you!

[@Series7Guru]

Will do. I usually spend a night or two in San Diego before heading to my place in Ensenada.

[@savagecontent8712]

So de minimis rule also applies to IAR?

[@Series7Guru]

Yes but not needed by an IAR of federally covered IA unless they have a place of business in the state. An IAR can hundreds of clients in a state and not tegister.

[@jorgequezada2048]

Hey Dean, Hope you enjoyed your new year! As always love your content! Watched every video on this playlist and bought the Kaplan Q bank with your code! Unfortunately, I failed the S66 by 1 point and as you can imagine, am extremely frustrated. Just a thought...or rather question.....is there a chance that you can do a practice explicated on the the most weighted section on the exam? The "laws, regulations and guidelines" (45 question) portion of the exam? I'd appreciate it if possible. Thanks for all your help!

[@Series7Guru]

Damn, that hurts. Not a knowledge deficit problem. Some other variable. Did you change answers? Did you watch the two narrative lectures on this? I can and will do that but may take longer than your 30 day wait period to retest.

[@jorgequezada2048]

@@Series7Guru yes indeed it hurts. I didn’t change any answers, but I will say that there were some tricky questions, wording was slightly different versus the material I studied. I did watch the two videos, your content helped A LOT! Nonetheless, I appreciate anything you can do from here until the end of month when I retest. Thanks!

[@Series7Guru]

@@jorgequezada2048 sounds like a draw from hell. Don't want to put additional pressure on you but never had someone barely miss the mark and not make their mark. This misfortune is just another to pass. A test of resilience.

[@jorgequezada2048]

@@Series7Guru Thanks Dean! Thats the way I am looking at it! I'm hoping I can get past it on this next try!

[@10xleverage]

Quick question, if you have the 79 but no 63, in what ways are you limited?

[@Series7Guru]

63 is a state registration for agents of broker/dealers who have retail customers in a state. 79 is for agents of broker/dealers engaged in investment banking. Investment banking activities conducted by a 79 almost never involve retail customers so not much overlap. May not be able to do business with individuals.

[@10xleverage]

@@Series7GuruThank you!

[@SandraFernandes621]

dean does the consent to service also apply to federal covered advisors when registering with the SEC? I believe its only state IAS but wanted to double check.

[@Series7Guru]

Not testable. It is part of the USA.

[@SandraFernandes621]

@@Series7Guru Thanks Dean, I think my brain is ready to explode lol

[@SandraFernandes621]

Dean you should do an explicated exam using Pass perfect, I feel like pass perfect really challenges you and I would love to see your input on the questions and how they ask them.

[@Series7Guru]

@@SandraFernandes621 don't think they would give me permission

[@savagecontent8712]

Ayla is registered as an agent with Palm Tree Securities, (PTS), an SEC-registered broker-dealer. Ayla is registered in State F. If she decides to terminate her registration, A) Ayla is the only one who must notify the State F Administrator. B) Ayla and PTS must notify the State F Administrator. C) PTS is the only one who must notify the State F Administrator. D) because PTS is registered with the SEC, Ayla and PTS must notify the SEC rather than the State F Administrator. Bc the BD is sec covered aren't exempt from notifying Administrator.

[@Series7Guru]

There is no such thing as a federally covered B/D on the exam. Federally covered on the exam only refers to IAs and securities. Both the B/D and the agent of the B/D notify the state administrator.

[@Jahnely]

I failed the 66 😬 I was so worried about laws I did the worse in the Investment vehicles section lol

[@Series7Guru]

Damn. That seems to cause a lot of misses. Having laws and regs and not investments or vice versa

[@Jahnely]

@@Series7Guru do you recommend reading the whole book again?

[@Series7Guru]

@@Jahnely yes.

[@Jahnely]

@@Series7Guru I scored a 69 🤯

[@chowfamilyemail4498]

Hi Dean. I am taking series 65 in less than 48 hours, could you please help me understand this questions? The correct answer on Kaplan is A, not required to be registered because US government security is a Federal exempt advisor so the answer says that Not Required to be registered in the state. However, the question is asking about the PERSON not the Firm. I would agree with A if it's asking if the firm needs to be registered. But I thought "person" is referring to the IAR, and IARs are all registered in the state. It doesn't matter if the security they are selling is federally covered or not. All IARs need to be registered with the state, so I thought that the answer should be C. HELP. :'( Under the USA, a person who is in the business of providing advice on trading futures contracts in addition to advising clients on securities issued or guaranteed by the U.S. government is A) not required to be a registered investment adviser in the state B) required to be a registered investment adviser in the state C) required to be a registered investment adviser representative in the state D) required to be a registered agent in the state

[@Series7Guru]

Both the Investment Advisor (the firm) and the Investmeny Advisor Representative (the individual) are persons. The Investment advisor (the firm) is an unnatural person and the Investment Advisor Representative (the individual) is a natural person. This question is about an unnatural person (the firm).

[@chowfamilyemail4498]

@@Series7Guru Oh wow. That makes sense. I keep missing the same type of questions thinking that a person has to be a natural person. Thank you DEAN!

[@victoriavarisco2893]

@@Series7Guru Hey Dean, I understand the "person" portion of this question but not the "being in the business of providing advice on trading futures contracts" part. Do you not have to register if you provide advice on futures contracts?

[@Series7Guru]

@@victoriavarisco2893 no. Commodities futures are regulated by the CFTC not state administrators. You will not see this on your test.

[@savagecontent8712]

Passed the 63! Do you think it’s possible to be ready for the 7 in 4 days? I got a 68 my first try options was my weak area? Or should I give myself more time

[@Series7Guru]

Done any Series 7 practice exams? If so, what was your score?

[@savagecontent8712]

@@Series7Guru I haven’t recently, will do some today. I spent most of the time on the 63

[@Series7Guru]

@@savagecontent8712 that score would be informative for a time line to test.

[@crusherman22]

Hey Dean, I’m only about halfway through the video at the time of typing this but can you explain that consent to service a little more?

[@Series7Guru]

Very testable. Consent to service allows the administrator to accept legal papers or documents on behalf of the IA, BD, agent of the BD or the IAR. I am trying to serve you and can't find you I serve the administrator. The administrator accepts on your behalf and you are considered served.

[@xyyang1120]

I took 65 today, and failed with 66%, so sad! I have been using training consultant book, should I go with Kaplan this time? I did all the practice exams on that, and the exam was actually feel harder and some of the area did not cover in the book.

[@Series7Guru]

Damn! That hurts. 60% is not knowledge deficit. Some other variable. I am not big fan of training consultants. Yes, if not the whole 65 package at least the Kaplan Q bank. Feel free to use my 10% discount code at checkout. It is Guru10.

[@xyyang1120]

@@Series7Guru Thank you, used your code and order a Kaplan to continue studying, hope I can pass it in Jan after studying this time

[@Series7Guru]

@@xyyang1120 sure we can find the points you need to make your mark on your next attempt.

[@kevinperrault7373]

Hi Dean, any thoughts on Pass Perfect study material and practice exams? I have been using it to study for the 66 and test on Friday. My scores have ranged from 72 to 77 after 13 exams. My understanding is that the exams change as you take them to focus more on your areas of weakness. I am going over my weak areas again but just wonder if I am spending too much time on a few areas of material. Just curious if you have had any feedback on how effective this type of algorithm is for this exam. Thanks as always.

[@Series7Guru]

You should be good. PassPerfect is harder and more obtuse than the actual exam.

[@Silvertestrun]

Ty

[@Series7Guru]

De nada

[@savagecontent8712]

NASAA has created a Model Rule dealing with the creation of and delivery requirements for an investment adviser brochure. Which of the following statements correctly identify the delivery requirements? A) Annual delivery of the brochure to prospective clients must be made within 120 days of the end of the adviser’s fiscal year. B) The brochure may be delivered to prospective and new advisory clients at least 48 hours prior to entering into the advisory contract if the advisory client has a right to terminate the contract without penalty within five business days after entering into the contract. C) The brochure may be delivered to prospective and new advisory clients no later than 48 hours after entering into the advisory contract if the advisory client has a right to terminate the contract without penalty within five business days after entering into the contract. D) The brochure may be delivered to prospective and new advisory clients at the time of entering into any such contract if the advisory client has a right to terminate the contract without penalty within five business days after entering into the contract.

[@Series7Guru]

What vendor are you using? My channel is not about answering vendor questions like these. That is your job! Submit these questions to ne for video explication at either r/Series66 or [e-mail]. Provide your answer to the question and what your issue with the question and/or rationale.

[@BlueHawk350]

17:30 "dont tell anyone i said this" says it on public youtube lol

[@Series7Guru]

Oops. Lol.

[@Ufifificicici]

They had Kamala in charge of this?….yikes

[@xaxiobrandish]

It should be "who's", not "whose". Then again, this isn't an English class.

[@Series7Guru]

Lol