失預算⚠️移民英國🇬🇧隱藏式花費💰一年總開支🏊🏻‍♀️跳海都唔掂

2022 年 8 月 15 日前，憑優惠碼【COCO3M】成功投保 Bowtie 人壽保或 Bowtie 危疾保可各免 3 個月保費，7 月內同時投保兩款產品，更可額外享免費身體檢查一次 (價值: HK$1,200)⁺。
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立即投保👉🏼
Bowtie 人壽保 bit.ly/3cySFGL
Bowtie 危疾保 bit.ly/3OqyWpU
.
Bowtie 人壽保及 Bowtie 危疾保由保泰人壽保險有限公司所承保及提供，產品只擬於香港銷售，投保人必須為香港居民並於香港投保。
.
如有任何有關 Bowtie 及其產品的疑問，請聯絡 Bowtie 客戶服務團隊或瀏覽 Bowtie 網站。
.
⁺優惠受條款細則約束，成功投保後將獲得第2、第4、第6個月免保費。
身體檢查只適用於年滿 14 歲或以上人士，詳情請閱：bit.ly/3NLKhjW
Bowtie 將於保單生效起 30 天後發出身體檢查換領電郵，客戶可根據指示享用優惠。
以上資訊及獨家優惠均由 Bowtie 提供。
*************************
失預算⚠️移民英國🇬🇧隱藏式花費💰一年總開支🏊🏻‍♀️跳海都唔掂
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▄▄▄▄▄▄▄⭐️ 精選影片⭐️ ▄▄▄▄▄▄▄▄
🌈移民英國🇬🇧預幾錢budget⁉️一年使費總開支
• 移民英國🇬🇧預幾錢budget⁉️一家三口一...
🌈大學畢業去撐船🏰劍橋大學搵工 cambridge
• 自由的代價💰移民英國🇬🇧預幾錢budget⁉...
🌈香港樓市下跌四步曲🏙業主互劈🔪樓梯式減價
• 香港樓市下跌四步曲🏙崩潰前📉最後一根稻草💥業...
🌈一星期瘦左 2kg🕺🏻消脂素湯🍵減肥🏃‍♂️去濕💦
• 一星期瘦左 2kg🕺🏻消脂素湯🍵減肥🏃‍♂️...

[@CocoGor]

2022 年 8 月 15 日前，憑優惠碼【COCO3M】成功投保 Bowtie 人壽保或 Bowtie 危疾保可各免 3 個月保費，7 月內同時投保兩款產品，更可額外享免費身體檢查一次 (價值: HK$1,200)⁺。 . 立即投保👉🏼 Bowtie 人壽保 bit.ly/3cySFGL Bowtie 危疾保 bit.ly/3OqyWpU . Bowtie 人壽保及 Bowtie 危疾保由保泰人壽保險有限公司所承保及提供，產品只擬於香港銷售，投保人必須為香港居民並於香港投保。 . 如有任何有關 Bowtie 及其產品的疑問，請聯絡 Bowtie 客戶服務團隊或瀏覽 Bowtie 網站。 . ⁺優惠受條款細則約束，成功投保後將獲得第2、第4、第6個月免保費。 身體檢查只適用於年滿 14 歲或以上人士，詳情請閱：bit.ly/3NLKhjW Bowtie 將於保單生效起 30 天後發出身體檢查換領電郵，客戶可根據指示享用優惠。 以上資訊及獨家優惠均由 Bowtie 提供。

[@user-tz8ql9ur7j]

好鍾意睇你地啲影片，好真👍，好支持你地！

[@mimihello4410]

謝謝分享~英國生活資訊~~好貼地~

[@antonlee1665]

Coco哥，加油！ 我見到你一講完洗費，個樣汗都滴埋。(Like左, comment, subscripted)

[@Tysonjin1105]

好片，多謝coco gor 分享！

[@mee7605]

大家要努力！

[@mherecomesthem3462]

負擔沉重，但喜歡❤️。

[@queeniewan1412]

聽完都即刻要subscribe ，生活開心已經足夠

[@et_on9961]

Freedom is priceless 🙂

[@ghulamsarwarkhan9506]

Hi! Coco you are right the Chinese Supermarket are more expensive then other local supermarket. The biggest culprit among the lot are Wing Yip. Next time when you visit them keep your eyes on their price all their price are not inclusive of VAT. Normal supermarket mark price are inclusive of VAT but with this supermarket they add the VAT when you check out. One example is you can buy a bottle of Chinese cooking wine in Sainsbury for £6.50 inclusive of tax. The same wine from WP are mark as £6.50 but when check out they added the 20% on top. I do hope you bring this to our Hong Kong people.

[@user-gs6bu1zy5o]

多謝你提醒

[@BearBear1314]

好彩coco哥 搵得多😄😄

[@maycheng2217]

要用得用，可慳得慳，係生活智慧

[@KTT940]

Coco哥 有廣告贊助 唔驚

[@ACK333]

多謝全球的當家

[@ericchan6266]

Thank you Coco and Yannis for the informtion! In my opinion, sending Margaret to private swim lessons are way too expensive and not justified, unless you want her to become a competitive swimmer and aiming for the Olympics! Pretty sure there are inexpensive government run swim lessons (and other programs) that you could send Margaret to learn a few things about swimming and other sports and interests.

[@steven0212]

Janice 把聲好聽！資訊有用！

[@32269headpol]

除了應使要使之外，不能入不敷支。

[@askingmore]

其實coco哥已經係高消費，高水平生活，我住倫敦唔揸車，小朋友又無去咁多生日會，加上買左樓，我諗一年係佢40%洗費左右

[@66k65]

算完年度開支 coco哥都驚到 里條數 去台灣仲好過 講真

[@waiman7083]

非常實用的資訊👍住倫敦嘅洗費真係唔平🤔

[@danielchan9538]

Very good and reasonable estimates. MOT is about £50 (£200 should have included some average repairs and service) ;)

[@pumpkinfoodle]

A small caveat that these are London prices but then again the cost of living is going up 🤷🏻‍♀️ it’s a great overview of the monthly spend. It is possible to live on a smaller budget 🙂 - the biggest financial commitment is the rent, fuel and car so optimising that would be a huge help

[@whywong5717]

真係養一個細路仔唔容易🙏🏻😅

[@sylivianmazor5077]

好正喎 thick angus steak😋

[@TrumphMG]

Coco哥兩公婆好老實。 我身在美國跟英國支出大致相同 。 準備移民朋友請放心。嗰度揾錢嗰度使。開始時因為未熟習環境。隨後嘅支出 。去邊度買餸。點樣做精明嘅消費者。Coco哥老婆Yanni 公開條數絕對冇花假。

[@andymak5135]

有patreon cover, 冇有怕😅

[@ngselina4638]

哈哈 香港國際學校也會送禮物給老師的 感謝禮 好正常😜summer camp 香港也好多 只是妳不知道吧😂😂😂

[@ychk738]

實用到爆

[@kcyu]

Good Show!

[@kingyuenau6799]

期待下一集

[@bumblebeemom2488]

在香港讀國際學校很普遍，一樣要去很多生日會，自己又要搞生日會(有時請小丑來表演、租埸地和佈置、公主蛋糕及party food 、party bags, etc) $$$。 家長WhatsApp group夾$$送禮給班主任，酒店連spa package…etc.

[@kwokhungfannyleung4012]

Thanks for sharing 👍

[@andrewlekin4627]

1個忍，希望控制在2000鎊/月😍

[@andylam9047]

coco gor, 老婆越来越靓，你都悉心打扮啊

[@juneyu2988]

Thanks for sharing 😊😊

[@chiwong6138]

It’s like living in San Fran or New York in the US. Can’t really compare living in London/nearby to the whole of UK, it’s significantly different depending on where you stay.

[@rodneychan5640]

同樣水平，其實香港生活費也差不多，但清新空氣同居住空間係香港就好難得到！😉🌈🍻👏🏻🌻👍

[@Angelo-tj2ll]

我地4個人一每個月總洗費1萬幾到2萬頭左右HKD 😁🥳，欣賞你地夠老實，唔會為左面子而一味唱好👍🏻

[@user-nw2pd3xg3u]

呢個駛費唔多呀，香港唔祇啦

[@patpatpat2947]

thx coco gor, 差不多 la。 呢個駛費

[@frankieyim]

COCO 哥, YANNIS, 加油, 雖然貴但自由係要付出及無價 >< ,, 我想將來會較無咁痛苦,, 希望可以減TAX啦

[@LuluLalaMilktea]

Coco 哥很有錢👍

[@scottish.feline]

I live in Scotland and for groceries shopping I buy the basics and fresh food from Aldi or Lidl weekly, and topped up by going to a main supermarket once or twice a month. I only order Chinese groceries from Wa Na Hong online maybe once every two months as a treat :)

[@kitgreenhalgh6089]

She is very beautiful woman and you are very Lucky man happy family

[@yiudorothy1721]

其實同香港比一啲都唔貴，香港買餸食大6嘢就平，我盡量揀外國肉及食品，就2個人買餸最少都要6、7千蚊，但外出食飯應該會多些選擇，可以食車仔麵，但如果選食貴野，可以平均每人一餐千幾二千蚊，都係貴呀！

[@carlosli7602]

My family spends HK$ 50,000.00/m when we are in HK. not include tax.

[@Pigchee]

大公文匯會好有興趣

[@billc6762]

4:14 That steak is a New York Cut Strip Steak

[@danielchan9538]

Kids should have no more of these event expenses once in primary school and secondary school -- our 2 children (now graduated from medical schools) paid about £10 voluntary contribution a year but no school fees, no more books purchase and no stationery cost any more ;)

[@samuellee3248]

rent in HK already cost $30K per month

[@kelvin_992]

Coco哥 ,Coco哥 ,Coco哥

[@lamwlw]

Coco 哥笑容開始有D僵硬🤣

[@vianfung]

thank you for share ^^

[@cllau2171]

其實回想自己的子女小時候，各家長的父母也替孩子攪生日會，有些在麥當勞、有些在某些主題餐廳、有些在會所…….！回想都好開心！孩子成長期出席過的生日會都很令人懷念。有時我在想，究竟那些已經沒有聯絡的父母及孩子在那裏呢？

[@lisasiu777]

這樣老師禮物夾錢是大家要離開當，summer 有學習

[@y03y133]

Great breakdown Janice! In Sweden I think its similar prices for family with kids. Depending if you are renting or own a house, commute with car or not, eat at home or out, pets or not can differ each family economical situation. Common is that raising a kid or pet takes 1MSEK per kid until they are 18, pet maybe less depending on life length and vet visits/sickness. About parent groups arranging gatherings and parties, depending on kids age, the gifts don't need to exceed the £10-20 range. As they grown and interest shifts. If you have time to make own cake or bake together with the kids, can be fun activity on a party. About groceries also go once a week to bigger marts to get food for a week. Asian Market also very expensive as all imported foods these days.

[@bonnietse6877]

My saver way is to get all shopping member card benefits eg. Club card, Sainsburys etc. their points to cash or their special offer. AA membership to eat out discount. And some cash back membership also is the tricks

[@catlee52]

租金食咗一半，換三，四線城市租5駛咁貴，利物浦二房近市中心675磅，5出街食，買餸煮飯平有平食貴又貴食反正食落自己肚就5好咁慳🫢

[@josephchan74]

利物浦係貧民區，治安麻麻，租金反映事實🥲

[@scho3429]

我家很小出外和叫外賣吃，都是自家煮，在港和英國（住倫敦）的租金相約，所以洗費分别不太大呢！

[@Kaka13078]

Hi yannis, can you recommend the app that u use for tracking grocery bills? Thanks!

[@CocoGor]

Apple app: Money mgr.

[@simplelifeintheuk2071]

其實出街食嘢唔想飲嘢的話，可以要tap water，免費而且他們還會幫你加塊檸檬片，大把英國人都係咁啦，就算嗌嘢飲都會要多杯水添。

[@hiucheuk921]

英國grocery 消費比較美國加州便宜兩至三倍以上！那六塊雞胸肉在這裡要二十塊美金左右，在英國只是五英鎊而已。羡慕👍

[@operafanc]

那六塊雞胸肉要 13幾英磅呀！ 每一公斤5英鎊！

[@mosestsang3251]

在美國去餐廳可以要凍水或熱水，係免費嘅，不會受歧視，唔一定叫嘢飲!

[@saumanmaniere7521]

出外食飯飲品 只係一種習慣並不代表禮貌 ! 法國, 英國都有好多小孩二手衫賣, 而且款式 絕不過時 !

[@cyrusdrchan1996]

如果你唔想飲野,答佢tap water is fine 就得. 不過佢地係文化上覺得你應該飲左野先叫野食. HAHA

[@stupidhuman897]

Kong girl tone 有些刺耳，戒得到最好戒。

[@user-ys9wb8yk2u]

化骨龍 果然係名不虛傳😱

[@andylau8086]

加油

[@chikeungchan698]

好

[@cancherie38]

係london一，一個family 使費 都係坐3望4架啦.

[@applered3518]

it is absolutely okay to ask for tap water when go out to eat. No need to feel embarrassed.

[@hohoho4138]

I think the commute expenses should also include car depreciation and repairs, and public transport. I think 4000 pound a month would be. More realistic.

[@philipkwan8208]

喺外國住慳錢大法就係唔好出街, 唔出街就減少使錢機會, 任何嘢都要DYI, 都係果句有錢有自由, 冇錢就小咗選擇嘅自由🤣

[@ippenny8333]

thank you

[@lisasiu777]

雞胸冇容易有三高，不要過飽，3/4已經很好，牛肉，豬油是紅肉，六十歲後三高來到，我都去Costco 每星期有好肉質，叫嘢飲.是好賺，

[@yathei]

點睇英國Individual Savings Accounts？

[@manhong4474]

Very good job

[@hdhfhey6736]

買餸唔係好貴咁喎👍

[@kayanmak7315]

Thanks

[@ec8175]

Coco嫂原來係美人喎，唔怪得知女女似爸爸之餘又混合左媽咪嘅秀麗啦！

[@wilsontse6565]

so good

[@jackboone6794]

689即使喺香港都係二等公民 la。 佢嘅舉止就好似二等英國酒店嘅哥仔。 香港人係英國嘅頭等。 諾貝爾獎獲得者高博士因其喺光纖方面嘅工作而獲獎。 戴卓尔夫人成日記得她的香港朋友。 多年來，我哋可以接觸到英國政府同社會嘅最高層。

[@tonychung1661]

英國人家庭入息中位數大約係每年3萬磅……

[@femmechan1347]

Yannis 請問你用邊個Apps計家用thanks

[@katherinengai1925]

seems like British costs of living still a bit cheaper than CA, our car full coverage for two cars is US$1800 per year, US$1 million house if property tax 1.25% ( ration depends on location) every year property tax will be US$12,500 ( 10390.33 pounds), way too much, anyway that's just some of it, don't even mention SF costs of living, by the way, loves to watch you guys all the time and loves to watch Margaret eats.

[@aryu0105]

I chose not to go US becoz of the high cost of living, not even mention the medical insurance and the crime rate now. CA da best is weather only. Sorry to say , us is declining in every aspect.

[@ngleeleng4387]

看来住是最贵的，谢谢你们的分享

[@katherinengai1925]

@@aryu0105 you got that right, we all know about the crime, homeless.... medical insurance ..... etc, that's why lots of people are moving away from CA, hopefully all these will be changed in someday, other than that we have so many beautiful places to visit.

[@mmjm3377]

最貴係樓宇重建

[@paulinetsang1583]

每間學校風氣唔同，我個仔小學讀政府，中學讀私校，送禮物比老師係有，唔多，都係一合朱古力或者一支酒，中學更加冇人送

[@laipuiyu5872]

我有記住留言呀！

[@kkatn8787]

Sounds like Much cheaper than the US. My son’s summer camp alone is already $3100 for 7 weeks.

[@latitude3695]

Thx

[@alexalex-bk5ls]

如果有一張精簡消費清單作總結 會更清晰😄

[@wantyou6240]

建議放patron, 增加收入

[@sing1097]

有喎，在尾段

[@fsociety_h4cked]

最後咪有

[@samchow3391]

肯定唔止咁少

[@gotmyonu1027]

Coco's vet fees?

[@sklai1907]

驚你夾銀紙落去盒月餅🥮

[@royroy6714]

今年都好多英國本土人移民去澳洲或加拿大

[@joelleyeo541]

卅年前，我同老公可以用少過6鎊一日攪掂早午晚三餐，生活費雖平，但係一啲都唔開心！

[@winghanlai315]

👍👍👍

[@Dudududubabalala]

其實香港仲貴。。。我地一家3口加工人，飲食(雜費廁紙牙膏沖涼。。。。）費用8千幾，1星期1次湯1轉糖水。未計有時出去食豪d個個月就過萬！

[@user-lp2pi6lq4p]

別吃太多肉，保重身體。🙏

[@sl168]

good

[@Ray-eu5vr]

太公報收到好料

[@kakiyeung4020]

其實我覺得吾貴，外國生活是這樣，我們一家3口在多倫多生㓉，也需要Hk$40000一年， 只是basic開資，還未計買薬，洗牙，娛樂費和shopping,旅行等。呀仔這两年入大學， 要交大學學费和宿舍，真係好多錢使呀！

[@chichiwong3328]

👍💪